How to build wealth (தமிழ்)

[@InvestmentInsightsTamil]

Related Videos: Building Wealth Series: kzbin.info/aero/PL0g8QXs4hyCU36k9b9aZMG4C8OrRTHl35 Equity Portfolio: kzbin.info/www/bejne/gZWmpGZ7jKx9rLM 5 savings tricks: kzbin.info/www/bejne/bJyxk3propqkb8U Financial Planning: kzbin.info/www/bejne/nZ7TmXWFgc-qmbM Investing in 20’s: kzbin.info/www/bejne/pZmXc3aZl9aAo9k Investing in 30’s and 40’s: kzbin.info/www/bejne/hpmnY4ucYq2Bb7s Pay Off Debt or Invest: kzbin.info/www/bejne/gYvWmnuuiK-imcU Handling Debt: kzbin.info/www/bejne/oIanYmScm9uDeKM Create your clones for additional income: kzbin.info/www/bejne/jaSYeYaljMmUpa8

[@RamC_007]

Sir, I have an interesting doubt in mutual fund, whether fund manager daily do intraday trading or delivery investment in the stock with our invested money in the fund. Please Explain...

[@sivancellparkkangeyam5511]

நான் எனது 45வது வயதில் பொருளாதார சுதந்திரத்தை அடைந்து விட்டேன் . இதற்கு காரணம் எனது 30களில் பணத்தை சரியாக கையாண்டது தான் உங்களது கருத்து மிகவும் அருமை வாழ்த்துக்கள்

[@matharhusain3869]

Bro enaku 30 ahudhu age lighta oru guide eh sollungA

[@karthick_only]

​@@matharhusain3869 first avaru salary, or business nu enna klunga....

[@ThennarasuR]

Bro, எனக்கு 38 age, நாம multiple of annual expenses calculate பண்ணும் போது, EPF and gold ah include pannalama?

[@KrishnanV9]

@@ThennarasuRDepends. But ideally you need to look at liquid assets when you chose to retire. While you may include gold and EPF in your overall net worth, the question to answer is - if you retire at say 50. Do you have enough passive income sources to take care of your daily, monthly , yearly needs without depending on your work income. For example, this passive income could be rent, FD, returns from Equity investments, etc. Is EPF available for your to withdraw at 50(if so, you can include it). Hope this explanation helps

[@vickysmart75]

Glad to hear ❤

[@mageshmuruganchannel]

40 years la tha ungala mathiri pesuravanga video pakurom, 25-40 maximum, cinema , travel, hotel reels tha pakuranga thavira finance wealth nu search kuda pana matanga.

[@InvestmentInsightsTamil]

@@mageshmuruganchannel factu factu factu...

[@dhayanidhit29]

No one can teach better than this teacher..

[@jaya570]

very very true!

[@a.sathishplk]

3 years back I watched your older actual video and started to invest 5k per month, now I upgraded to 70k per month (67%) of our income, thanks to your valuable info, Also I used to say to my wife "we will live for 100 years" Thank you once again sir

[@Kobra-n5w]

🎉

[@jeffdonnmathew7329]

Brohh😵 well how

[@a.sathishplk]

@@jeffdonnmathew7329 Focus on long term growth, and financial freedom

[@joeprakash75]

So true... I bought my first house at the age of 24 and finished my loan by 33.. spent 75% of my salary on investment.

[@gideonjeeva7708]

We have high literacy rate but our financial literacy is not up to the required mark. Need of the hour Sir Thank you, keep educating us ❤

[@princeyt376]

2024 is my best lifechanging period of my life.. Diabetes made my life unhealthy lifestyle to healthy lifestyle... Your videos changing my unwealthy lifestyle to wealthy lifestyle... What a great year for me .. thank you so much sir❤

[@saravanavel3806]

I did all these things correctly by saving 60 to 70% every month but failed to invest in stocks or index funds, invested only in FD. those who are youngsters please invest your savings otherwise no use

[@cyndhya3947]

Correct brother, I too done only in FD but it did not beat inflation

[@usgelm3476]

Too Late - But I will be Reach and finis on time. மிகவும் தாமதமானது - ஆனால் நான் சரியான நேரத்தில் முடித்துவிடுவேன். Thanks VM

[@Bala-w5m]

one of best personal finance teacher and my favourite teacher.. thanks for the teaching wonderful ideas.. ❤️❤

[@MrKumecepent]

Mikka nandri.....superlike button ah thaan theditu iruken.....this video deserves more than that....certain things matches to my lifestyle.

[@Saithamarai]

தாங்கள் மிகச் சிறந்த வாத்தியார் என்பதை நண்பர்களிடம் கூறுவேன். அது மீண்டும் நிரூபணமாகியுள்ளது. நன்றிங்க சார்.

[@SenthilKumar-oj9hz]

Excellent video in personal finance, i have achieved 22 times of my annual expenses in 16 years time, my age 42, I believe i can double my wealth 5 to 6 years time Thanks you such a detailed video for financial literacy

[@Anbu-Ini]

I have already saw all your building wealth series. Its refreshing to see again. Thanks for sharing your knowledge, boss.

[@vijayanandkrishnanv]

You changed my life because of "thava valkai" philosophy. Not yet fire, but was able to quit my job confidentiality and start my business. Due to no expensive purchases, relatives think I dont make enough money, so tempting to make that purchase...but i am enjoying my life doing what i want without emis

[@priyadurai9303]

Kudos to you🎉 refreshed building wealth points after 2 yrs!! My finance teacher ❤

[@dhanasekarcts]

You’re an inspiring mentor sir. Please spread the financial knowledge to the community 🎉

[@Rakaveyoga]

அருமையான திட்ட மதிப்பு கருத்து கனிப்பு....அருமை ஐயா...

[@ram.m4805]

The Best Video ever I have seen on this topic.

[@murugans2103]

This is very wonderful video.all episodes came to one video like From birth to life expiry how we are living with financial literacy and invested safely and achieve our goal. Sir i strongly say I don't fear to invest in stock market after seeing your reccession video which one is change my mindset and given strong mindset to invest in stock market. Thank u vijay sir. Your videos and your efforts are appreciate sir those are induced like me to achieve our life from middle class to rich thank u vijay sir rocking ❤

[@earavichandran]

If this advice and guidance was given to me before 15 years, my life now would be definitely different.... But , better late than never.... This video is suitable for all middle class... Thanks for your wonderful video

[@fvinodhfranklin]

True

[@arunarumugam6598]

Agree bro 😊

[@kirubafreddy9098]

Sir, Every word is like a Golden fruit kept on a silver plate. Hats off

[@timezone833]

First of all thank you.. Your channel is a guiding light for my financial literacy. I have watched almost all the videos in your channel. I genuinely can’t answer the following question regarding withdrawal after your retirement. Say you are 30 & You achieve your planned corpus by the age of 50 and you have decided to retire. Your portfolio consist of 70% index and 30% doesn’t have any stock exposure. Assume Index is giving 12% in average but others giving you only 6-7% returns average but fairly consistent returns year on year + relatively secure unlike Index. You outlined in many of your videos that as you are close to your retirement- You should move your corpus gradually to safe investment ( which with my knowledge can’t give more than 7%). My worry is - If I move my corpus to safe zone won’t the value of my retirement corpus (money) dwindle?? Won’t I run out of money before my expiry 😊 in this world ? Please clarify. Thanks in advance. And suggest me a book sir that I can start with about finance.

[@smart3883]

wish these kind of advices and youtube existed 15 years before, would have had clear financial knowledge , best thing is dont try to impress society :)

[@deepak84448]

This is one of the best investment video I have seen in my life thanks 🙏 so much for this video and the time you have spent in preparing and helping the young community

[@kannandhamotharankannan3465]

You are genius but your Explanations are very simple to understand thanks for your efforts

[@jemsfamily2014]

This is exactly the video that I wanted at the current phase of my life to convince us about delayed gratification ❤

[@viralmedia8904]

I have achieved 80% of the target i set for accumulation phase. By end of 2024, hope it would be achieved. Looking forward to see my 1st crore.

[@mayaaaaaaa100]

Anachi solura maadri, my 1st bike bought @ 32, konjam high end bike, ipo monthly 1ce long drive, India va ye suthi varen, followed delay gratification, my saving % is 60-80, directly for Investment... Nandri Anachi🙏

[@abishek_999_]

Nice bro

[@The_Mobile_Trader]

I subscribed u when u were at 4K, now 211k power of “Time value” 🔥🔥

[@prasanthv2102]

Just now started investing, your videos are so helpful and encouraging.

[@lakshminarasimhannarasimha1338]

Very very very important for new job goers. Thank you so much for sharing.

[@kothandaramangunasekaran5246]

Excellent sir👌. 1 Lakh, 15% return 5 year Double, after 50 Years 10 Crore. Its Okay

[@PrakasamKG12]

Really You are a Great Teacher.. Thanks for sharing all that information.. 🎉 Much Appreciated 🎉❤

[@jaya570]

Excellent! It's an eye-opening statement and ideas! All the way through the end!

[@memphistnliving]

Knowledge is wealth and wealth can be saved and nurtured through knowledge always go hand in hand with

[@murugans2103]

Vijay sir one more thing I share after watching your reccession video I show this video to my friends and i changed two of those to invest in index etf after got experienced invest in large cap with fundamemdal analyzing with out fear after seeing recession video

[@sundrisworld]

I started investment in my early 20's and I move to The USA in my 50's . This earlier investment helped my get my family and I settled. Now here I learn to do option trading. Yours is a very good approach to invest. ❤

[@sritharan.sri8r]

How do you invest? Which way do you start?

[@kannanpj2072]

Sir, your videos are gems, and please republish your old videos that would be helpful and useful to new subscribers.

[@Swaminathan-pj3eq]

i have watched building wealth series so many times when ever i doubt myself. and this video is a recap ❤ thank you for all your work sir !

[@sundararajana5500]

Generally , if you dont buy anything to show off to others , if u maintain moderate life style , then u will find good amount of money for investment.

[@mahakumar2780]

Sir enakku share market pathi ellam theriyathu ana unga video pakkum pothu romba interesting irukku ippa gulf country work panren sir same age 42 simple oru idea solunga sir

[@itzmegokz1199]

As usual it’s a blast video from Mohan sir 🎉

[@senthilnathan2413]

தங்களின் மிகச்சிறந்த காணொளிகளில் இது முக்கியமானது 👌🏼

[@EndeskGlobalServices]

Good. This shd open eyes for many who are just spending what they earn just to satisfy the society

[@sriramv4306]

Very very useful sir. Thanks a lot 🙂I didn't know these for so many years. Better late than never.

[@responsiblecitizen8967]

I don't keep upgrading inspite of the external pressures..but I hv spent unnecessarily on my sneakers planning to spend it on economical but ended up with dissatisfaction bought two shoes,disposed them. On few items i think we should not compromise on quality

[@madanmohanpadmanaban4412]

@InvestmentInsightsTamil It would be 10Crore 24 Lakhs after 50 Years. It was a nice explanation about Wealth Building. Thank You for your efforts. Keep posting interesting information about Finance, Saving & Investments. It would be helpful for the masses!

[@krishnakumarsomu4200]

Wonderful content and never seen this before in India..!! Sir please share this with examples in 3 stages ( @ 25 age @ 40 age @ 50 age) to achieve building wealth, I am 40 years old have put all money in new home/new car in accumulation phase. At this stage not having any savings. Please support..thank you..

[@ganesansrinivasan8964]

Great insights Mr.Vijay! You hit the nail on the head, I always used to think 1 Billion Dollars is a huge amount and can never be achieved by a single earner! I guess it is change in mindset that is needed! I plan to become a billionaire someday, thank you for inspiring us and keep spreading your wisdom! One question, 5% return without any risk is easy (CD/Money market etc) where do we get 15% returns in the US?

[@ayeshazareen6527]

A clear and simple way of explanation for building wealth.. 👍🙏

[@CharanKumar-gk4jw]

Really amazing Its been to be Eye-opener to me. Thanks a lot. Eagerly waiting for next video Guru

[@webdevvibes]

But we forgot about the inflation here. It looks easy to achieve 25x if we just assume today's expense. But actual expense will be double the cost in future after 20 years even if we assume 6-7% inflation rate.

[@srinathpadmanabhan]

It's calculated. there is something called bucket strategy. Check it out

[@ThennarasuR]

Inflation ah yum calculate panni thaan 25x solraanga. Adhu epdi nu already oru video iruku. That is, unga 25x 12% per annum la grow aagum bodhu, adhula irundhula irundhu yearly 4% withdrawal panna, மிச்சம் 8% pa la grow aagum, appo adhu inflation ah match panni, indefinite ah ungaluku yearly 4% kidaikum

[@FouzulKareem]

Well done sir 👍. I have become your serious follower. You speak about delay gratification. I basically own products for a very long time and replace them only if necessity arises; however, sometimes I get this urge to buy products which are tempting to see. I would be really great if you post a video about self development or personality development. A seperate series about how to be self resilience.

[@vinothkannan3503]

Wonderful Explanation Sir

[@vickysmart75]

Sir. Regular ah financial details update pannunga pls. Weekly important newses

[@karuppugale5873]

❤Unmaiyave kai Thatti vishil adikkanum pola than irunchu sir🎉

[@valoriefalorie4223]

Delayed gratification is the best policy!!!

[@lovetogame6766]

Long Term Thinking: If we leave that 1 lakh for 50 years based on your rule, At the time of 50th year we have 10Cr and 24Lakhs.

[@darshanm2518]

Na apdiye indha video laye vaazhdhutan sir ❤😂😂

[@rajkumarredwingz]

🤣🤣🤣

[@kumara8780]

You refresh my financial goals Thank you so much 🙏

[@shauday6228]

Thank you, sir. I feel this is really impossible in expensive cities like Singapore if we are a citizen there

[@aproperty2009]

அருமையான பதிவு வாழ்க வளமுடன்

[@vallibaku1975]

Good morning very useful advice thanks From Canada

[@mahalakshmikumar3138]

Hi Sir, your tax savings video was a surprise for me that I wasted a lot in 10 years, restarting now... thanks a lot ! I have a request. Can you help with a video for kids to learm

[@darwinds506]

Super video. Concise and clear.

[@sivank9214]

0 INR 100,000.00 1 INR 200,000.00 2 INR 400,000.00 3 INR 800,000.00 4 INR 1,600,000.00 5 INR 3,200,000.00 6 INR 6,400,000.00 7 INR 12,800,000.00 8 INR 25,600,000.00 9 INR 51,200,000.00 10 INR 102,400,000.00

[@vairamuthuraj]

Great. Quality content 👍

[@deenadayalan8568]

Really practical advise Boss

[@kailashgamer]

I hope you reply to this genuine question, You had mentioned to get small home first and then bigger home. A person gets a small home, mortgage initial years where interst:prinicpal ratio is 4:1, now if he sells that home, he would only get principal he paid + capital gains...longer he holded ratio difference would have reduced Questions is when e gets bigger home again ratio is back to square one 4:1, it might take him another 10 years for ratio to become smaller, means paying major chunk to the bank... instead, someone can get a bigger home first itself? Avoiding paying to bank, avoid reentering the market when prices are inflated again.

[@InvestmentInsightsTamil]

When you buy a smaller home, the difference in cost goes for your investment. It builds a solid nest egg which keeps growing every year, even after you upgrade to a bigger home. But if you buy a bigger home in the first place, you would have given all that growth to the bank instead, but you have enjoyed a bigger home. It is all about compromises. Everyone differs in their priorities.

[@nitinchhabra9995]

First of all thank you so much for educating the community!! I Quick Question - Does 401k amount needs to be included while calculating savings done till date to see if we have accumulated 5 times of worth yearly expenses ?

[@neshinvestor2940]

Thank you Vijay. In Phase1 ypu mention saving 50% of income, assuming it is net and not gross. Also do we include mortgage expense in annual expense?

[@ravikumart7875]

Insightful Sir. Thank you!

[@rameshkumar-ty4gt]

"Thank you for the valuable information. Having gained experience in investment and inflation over the past two years, I'd like to share a hidden insight regarding your message." 1.The 25x return on investment cannot simply be assumed to double to 50x in the next 6 years, as inflation needs to be factored in. 2. In India, I assert that the actual inflation rate is around 10%, based on my personal experience, rather than relying solely on government data. 3. When considering the impact of inflation, if one were to stop investing after achieving a 25x return, they would need to safeguard that nest egg for another 14 years to ensure it retains its purchasing power. Correct me if i am wrong!! Thank you for your time with us.

[@deepakarumugaperumal3795]

Sir request to post regular video like this ✌️

[@MrDeepak10105]

Super sir.. But I'm in 40s now... What I've to do... If possible please explain with one example salary.. It will be very useful for Golden period youngsters....

[@InvestmentInsightsTamil]

Investing in 30’s and 40’s: kzbin.info/www/bejne/hpmnY4ucYq2Bb7s

[@mag4girls]

Gem of an video👏👏👏

[@Swaminathan-118]

Beautiful, Excellent education, Thank you so much

[@chakabcd]

Very Superb! Neatly Explained!

[@skiptothegoodpart]

Thanks for the insights sir, I feel trying to take action on these in my personal life will be the right respect for your effort. I will.

[@Gunakkunru]

Very useful video. Thanks

[@dollarsudha]

Vijay Mohan sir great video! Can you talk about dividend stocks and passive income from it and risk involved

[@chiit70]

Very Very Nice Video sir , give more Video like this

[@makeiteasy9723]

Thanks , your videos are informative , clear explanation . Please answer , Last month March-2024 , I sold small cap Mutual fund , profit of Rs.80000 , no tax . Now New finanical year started after March 31 , if I sell now , profit upto Rs.1 Lakh, No tax , correct ?

[@DharaniBalaji]

Thank you.. for building confidence

[@prakashrithesh1324]

Please remember the following text: "Useful information, very detailed."

[@loveanimals-0197]

Hi, I'd say I've completed Phase 2. However, here's the problem. My current apartment is rent controlled (quite a spacious 2 bedroom). All the other 3 bedroom or larger apartments around here now cost over twice the rent I am paying. But the larger apartments aren't necessarily "better". They are away from the city and are older. And my wife wants to upgrade to a larger apartment now that we have two kids. Financially, it's not going to hurt me much - but still, I have the value investor mindset where I don't feel like paying TWICE as what I am paying now. And my current place is inside the city and quite nice to walk around. But, even my parents who have visited keep complaining about my current apartment being old and needing to move. Is there such a thing as right time to move to a newer house or even think about purchasing houses (interest rates are around 7% now so don't feel like doing that now either because of my set mindset.)

[@kjnitheshkumar5640]

Sir please upload a video on how to repay education loans (Above 10 lakhs) quickly. It will be very helpful for students please.

[@sudhakarr541]

Hi Sir, Thanks for all your valuable videos. I am your regular follower. I'm looking to secure my retirement within the next 4 to 5 years, aiming to accumulate a sum of 1 crore during this period. To kickstart this goal, I'm prepared to invest 2.5 lakhs monthly for years only. Can you advise on the best investment strategies and approaches to achieve this target?

[@rengaisok]

Our yearly income keeps changing, How are we supposed to know whether we have reached the savings rate. If we keep re calculating this, We will simply be chasing some number blindly and always feel inadequate.

[@dakshnga]

Vera level sir....

[@aravindth]

Ipadi yarum porunaya solitharamatanga ❤🎉

[@suhag4535]

Too late lost almost 15 years of golden saving period, atleast I will now try to save 50% of earning

[@shaikl.abdullah6720]

சார் லாங் டைம் கோல்ட் பண்றதுக்கு எந்த செட்டார் கன்சல் பண்ணலாம் சார் ப்ளீஸ் செல்லுங்க

[@matthewzone1924]

Please do more videos more frequently sir.

[@sun-um4zm]

Sir, waiting for your video about current USA market

[@vijendrann1542]

Sir, seems like inflation on the annual expense is not considered while growing from 25x to 50x

[@Advisor-h9e]

Very good speech.

[@healthytestyfoodsreviews7505]

Best financial related books for step by steep develop our knowlwdge Tamil & English books