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Пікірлер: 41
@amitchawla51246 ай бұрын
Go with 5 years realistically even with these calculations
@LifeofRishabh6 ай бұрын
Loved your video paaji. Realistic plan✅
@umangarora065 ай бұрын
Great video. It might be a great plan on paper. However, there are quite a few things that I personally things were missed/not talked about. Car maintenance (could be $1000-$2000 per year), Gas ($60-$80/month), we're also not including any medical expenses whether dental or any other kind as not all insurances cover 100% of the claims, plus wearing the same clothes for 3 consecutive years, you're also not eating out or going out with your friends much, any unexpected/miscellaneous expenses like moving house or towing car somewhere, etc. and the biggest thing is that, you're not going to your home country for a visit in 3 years. So, when we add all of them up, the saving drastically drops down. It looks great on paper, but I personally don't think it's achievable with just a 60K salary in 3 years. You would definitely need a side hustle in my opinion.
@SRNacademy5 ай бұрын
Absolutely! This video is just a framework.
@j3tiger6 ай бұрын
Critical thing to note about FHSA: It's for 1st Principal residence only not investment property. and if you dnt decide to buy house in Canada/ decide to move out of canada then amount in FHSA would be taxable(exit load). Though i agree FHSA is good option if you decide to settle in Canada. There might be other things e.g. capital gains etc. when you sell this property.
@doodle6696 ай бұрын
Bhai basic pay pe koi ghar lenai sakta. need a job of 60 000 difficult to land that trying since a year
@jatinm79095 ай бұрын
And on the top of that, jobs are not stable and anyone can be laid off so thing thousand times before making such decision
@abc05836 ай бұрын
But there are no high paying jobs in those remote areas
@shubham_aggarwal256 ай бұрын
Unrealistic! You should also account for the misc expenses like travelling, shopping, etc and then emergency fund after making downpayment. 4-5 years with this kind of income seems more realistic.
@SRNacademy6 ай бұрын
You’re right!
@vaibhavpathria4966 ай бұрын
Bro then what about EMplyment insurance, union fees, health insurance fees? These all are also deducted from pay.
@KWhite-f5e4 күн бұрын
Thompson Lisa Thompson Daniel Johnson Ronald
@gourabsarker95526 ай бұрын
Sir what is your profession in Canada? Plz reply. Thanks a lot.
@darshandodia89405 ай бұрын
No one gives you 300k home in Ontario these days
@electric-lemonade6 ай бұрын
Very useful (as always), thanks for sharing !
@SubhamPanda-w2i6 ай бұрын
the housing market is a seller's market right now.
@jatinm79095 ай бұрын
Under 3 lac, one would get a house which is probably 50-100 years old and these houses may need a big repair which will be damn costly and may shake not only your budget but also your life.
@wadwaniyaalimohammed5 ай бұрын
Sir can you please make an instructional video for how to find the best pr pathway for ourselves? Thank You 😄
@lalitchandnani42286 ай бұрын
Always informative videos. Hope to meet you someday in kwc PS: You forgot to include gas (major price difference due to carbon tax) :)
@ss-lh6bo5 ай бұрын
Informative video as always, will u explain fhsa and other type in a detailed video
@ishbarsinghdardai33906 ай бұрын
Well explain 🎉
@vijaysaini16786 ай бұрын
Amazing video and that’s true, if someone restricted himself/herself expenses
@rohanutep816 ай бұрын
Possibly with 5% down payment
@syedabdulaleem41706 ай бұрын
Thanks, very useful information.
@DanishKhan-ek8ol5 ай бұрын
I have had a conversation with couple of brokers and I cant confirm any indication which confirm mortgage approval with 60K pay. And not more than income*4? Not sure how realistic is the annual pay you considered to get mortgage approved.
@SRNacademy5 ай бұрын
Video is just for the perspective.
@ManishaBhatt-be1ov6 ай бұрын
Student can't buy home is it true????????
@srmashwani6 ай бұрын
ENTIRE greater Vancouver including suburbs don’t have any 1 room place for $800. Where do you get 1 room for $800 in and around Toronto ?
@rohanutep816 ай бұрын
Kitchener Waterloo
@Harshitmeheroli6 ай бұрын
Please bro start making video regularly
@kakuarora30155 ай бұрын
ghare ke khaane ke liye - 1 like toh baanta hai 😁
@jaygandhi115 ай бұрын
Emergency fund? Health insurance? Life insurance?
@SRNacademy5 ай бұрын
Video is just for the perspective.
@ankeshswami72825 ай бұрын
Nice 👍🏼
@outdoorshrimp61696 ай бұрын
Good video
@rohanutep816 ай бұрын
3.5 lakh no Ghar 😂😂
@jurendran39836 ай бұрын
Where'd you buy your glasses?
@SRNacademy6 ай бұрын
Zenni
@srmashwani6 ай бұрын
But in 3 years, someone will also spend on other things like buying TV, clothes, shoes, subscriptions, internet connection, some travel. It’s almost impossible you don’t spend anything in 3 years. Unrealistic video