Retired Grandparents Ditch Mortgage for Life at Sea

Tony and Margo are retired and have lived aboard their Catalina 36 sailboat for over 20 years.
Buy Margo's Book: goo.gl/8eCWDV
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Business inquires or music submissions:
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Music:
Epidemic Sound: goo.gl/v2TzDb
Last Minute (Instrumental Version) - Moulins
By And By (Instrumental Version) - Henrik Nagy
My Darling - Johannes Bornlöf
With Open Eyes I See - Sunfish Grove
Norah's Doorstep - Kim Aspen
Source Footage:
Margo Huizing
CAMERA GEAR
Full Gear List: kit.com/DylanM...

[@FloatingOrbProductions]

We are doing a meet up on the 21st of April. Where?!?! Stay tuned for a live stream! Turn on Notifications.

[@Trynnun02]

Out of all the youtube channels I'm subscribed to, this is definitely my favorite. So well done, always excellent quality footage, and the content is RICH with genuine truth and perspective. This is a Triple-A channel in my eyes. Please keep doing what you are doing.

[@survivore1016]

Hello i live in Sacramento California love to meetup

[@erichenry386]

@@survivore1016 Me too!!

[@SuperBrilliantbrunet]

We are newbees wannabes!! Come visit us in Capitola near Santa Cruz!! 🌹😎😊

[@Scruffers2011]

Much respect to this couple. They’re living out their dreams and are more free than most of us.

[@carltaylor4942]

Lovely to see you living your dream. I packed in working and moved to Spain to live in a small village in a small cave-house. Spent nearly two years making it comfortable to live in and converting a pile of rubble into a vegetable garden. I have no car, no job and few expenses. Couldn't be happier.

[@mizzbella9324]

Carl Taylor congrats! 🎉 enjoy to the fullest

[@NapoleonDynamyte]

Awesome!

[@carltaylor4942]

@@NapoleonDynamyte - It really is. A simple life with little stress.

[@MTknitter22]

The beautiful thing is they BOTH are so adventurous, that really makes their retirement. Many older people find they dont agree on how to do retirement. GOD BLESS THEM!!!

[@loreleibuffington2452]

My husband and I are retired and we have a catalina as well. It's a 2003, 35ft. We also live aboard on the boat to

[@redicanprime1181]

I need to do the same. Im tied of all these expenses. I'd rather use my money keeping up a boat.

[@AllisonReece]

What a great heart-warming story! And with all the stories out there around young people, it's nice to see older people living a life of adventure together. Love it. I'd love to see more of this. I'd love to do what they are doing.

[@MARKLINMAN1]

Allison Reece me to Ally. Lolol.

[@FreshAirRules]

When older people do things it carries a lot more weight. This was a true inspiration.

[@lesleyhubble2976]

Allison Reece I agree it’s never too late

[@ralphholiman7401]

When you actually go cruising, you find a lot more boats with older people on them than younger people. We first went when I was 52 and we were frequently the youngest people where ever we were in our boat.

[@BenjaminHyneck]

I love the little editing details! e.g. when you showed the picture of him on the boat with a cigarette, the next moment she explained that they quit smoking to save $400 per month (quite a bit of smoking!!!); also the part when she said that he likes to play the guitar and you shifted the music to guitar music. It's very evident that you have a great love for detail. It makes a great product!

[@DougAlesUSA]

I agree with your observations. Spot on Benjamin.

[@haydenh2283]

Less of the same stress Less smoking More money Simples!

[@martincrisp3385]

Or maybe that was a photo before they quit.....

[@SandiRose2008]

Love these people. Such positivity.

[@redred6169]

I'm trying to get out and live . With or without my wife.she could not have it .

[@connieso199]

God bless them, living theirs dreams. What a beautiful couples .

[@patricemarie2960]

Great to see life companions ..... still enjoying life together! ..... Live long ....... Much good health!

[@princesskaitlinhazelwood4703]

These people are brilliant. It is true if you retire debt free, you can do so much more. My husband and I are in our mid to late 40s and we are only a year and a half away from paying off our mortgage. We have money in the bank for our two kids to go to college and steady retirement savings. We can do it because we live in a modest townhouse, instead of these huge expensive single family homes. Sometimes I would like a bigger nicer home but when I think of all the financial freedom, we have I know it was worth it.

[@TeakWoodIsHard]

I live in a nice full home t we the a pool, cars, etc. I did it by paying a looong mortgage at 3.3% on a $600k The home appreciation here averaged 15% over 10 years and the money I didn’t out into paying off the mortgage earned 20% It’s nice to use the banks money all these years to set up our retirement earnings at 21% interest that compounds until I croak

[@AGTsakumis]

I absolutely LOVE this! Good for the two of you. God bless. May you live to be 100 or more. Health and happiness.

[@petalss5325]

wow.. I can listen to her all day.. The boat is awesome.. It's cozy and lovely but really above all just look at all the storage!!!! It is crazy!!!!

[@MsRaspberry86]

i could store all my favourite dresses there. its great. now i think about starting to learn sailing.

[@linguini5457]

Seven petals held by my heart i would loveeee if the boat was more modern but i guess it doesnt matter for them

[@teresanoel4035]

Seven petals held by my heart you said it perfect... what a way to live.... perfect

[@Ira06002]

The beauty of their retirement is not about the boating lifestyle but rather having each other. Beautiful story.

[@leonardbreau8928]

Very inspirational! These folks have figured out how to live an enchanted life without being rich.

[@lexluthor6497]

Maybe not rich,but the life quality 100 times better.

[@morganmaddison8633]

you are so right Leonard....they are rich in happiness, love and adventure

[@HumbleRoad]

Beautiful job! These two are such a great inspiration!

[@shamrockgirl2075]

Humble Road - They sure are, George!

[@valeriegriner5644]

Humble Road: aren't they just WONDERFUL? This IS the life!

[@Judgementcomingsoon]

You guys are so inspirational! I just sold my huge home and so many things to down size,,about to buy a motor yacht and live the life of freedom from lawns, pools, etc. I am single and retired and about to begin a new adventure in Ventura, California! the process is stressful and I am in the last days of the escrow on my home! I love your attitude because its mine too. :))

[@waynelee7169]

Tony married well - she is a unicorn among women - without her selfless spirit it would never have happened. Gratz to them both.

[@erikvanconover]

Great video Dylan, good luck at sailing school!!

[@FloatingOrbProductions]

Thank you Erik! See you on the water ⛵️🌊

[@Sweetwildflower]

I'm literally inspired to quit smoking within the first 2 minutes of this video!!❤ I have been considering it for awhile. This is love shared. Thank you SO MUCH! I will update you....🌺

[@tansman1]

You can quit, it's been over 20 years for me.

[@KMF3]

Good for you. I could not believe it when she said they were spending $400 a month on smoking

[@officetechtyping]

After 34 years of constant smoking...I am 4 months quit. Best thing I've done. Do it. You can....edit 6 months quit.

[@tansman1]

@@officetechtyping Well done !!

[@Sweetwildflower]

@@officetechtyping Thank you!! Smoke free until lunch today, then I saw your message and didn't buy a pack on the way home. Gunna do this!😊

[@MaxLeeandOccy]

You both are truly inspiring! I wish we saw this video a few months ago when we were travelling through Ensenada in the Baja. I would have loved to meet you two. I wish you the happiest retirement and safe travels on the road or at sea! - Lee x

[@UncleMo2]

WOW, I had no idea that it was going to be so spacious inside. Great interview and fabulous tour 👍

[@hydrangeaism]

Agree! I've been aboard a 60"er that seemingly had about the same move-about space/roon. Great layout- I was surprised too!- good on Catalina-

[@frand122]

Uncle Mo i

[@theacebailey]

This made me realize so much more than vanlife. Great video

[@HappyComfort]

Awesome! We have left behind the life of living in a 3 bedroom house with a traditional lifestyle and now live in a 5th wheel a little less than 40 feet long and the pressures and financial stress is so much better that we would never go back! We love it! We live on a horse ranch and rent a hookup from the owners.

[@SailingMissLoneStar]

awesome we decided to bi=uy a one dollar boat! living small and showcasing it too!! we want everyone to do what we are doing on youtube!

[@valeriegriner5644]

@@SailingMissLoneStar How did you get a boat for $1?

[@Dld1985]

Sailing Miss Lone Star - I’ve seen your videos . Didn’t you and you’re husband start out with a cruiser ? You’ve been doing this quite a few years. Glad to see you still love it.

[@Skypuffxl]

I have challenged myself to put away 50% of my monthly income into stocks which is quite easy since I live frugal without debt. I work as an account executive, and make over $17300. $8650 goes into dividends, stocks, ETF’s and other investments , and the $2,500 covers my my food plus living expenses monthly. I am seeing improvements in my portfolio, dividends look certain, but I have to attribute this to only to guidance of a licensed technical trade analyst who allocates funds to a plethora of assets for me I am so in love with this channel. I am 40 years old and just started investing in stocks, and ETFs. I even started my IRA, and 401k with the help of my licensed trade analyst I’ve been able to compound over $31k in profits from my trades. I have to stay disciplined, and remember that I’m in it for the long term. Good luck to everyone and thanks for the great video.

[@alasdairruthven3106]

Trust me you’re on the right path. I did that for years while I worked in my youth. I’m in my late 60’s and reaping off my hard work. Financial planning should never be overlooked.

[@LovelyRubyruby]

I would go ahead and lay all my gratuity, since he does make an intriguing trader especially in these times of unprecedented market volatility and pitiful bond yields.

[@Drhuntley]

However, it has been easier to invest in the stock market under Hestrel, make the same returns or better, and not have to deal with having a bunch of irregularities that have been taken care of.

[@alexpavarde8698]

Did my research and glad I took your advice on here. Most of my colleagues thought it was a wild goose chase when I told them I was making over 5 figures off the trade market, although it wasn’t all by myself but with the help of Mr Hestrel. That’s his whatsap for help + 4 0 3 7 1 7 0 0 3 1 4

[@Sharonnecs]

living the dream...many happy years of journeying and health.

[@TheSpringflower02]

These Two are RELATIONSHIP RETIREMENT GOALS!!! 😍🙌🏾❤️💯

[@RamonaRayTodosSantosBCS]

This is what my mom did for 17 years here in Baja California Sur! Katie berlanga and Eugene O'Riorden in La Paz bcs! Their boat was called the dream Catcher- they both passed in 2010 and 2011. She loved her boat. Good for you! Stop by in Todos Santos bcs

[@newyorkgal29]

Oh my Gosh! My husband and I are talking and preparing for this as retirement as well!!! We have a 2 year goal and I literally cried at the end of this video; watched it twice, cried twice!! Thank you!!

[@wadecahill6001]

I wasnt gonna comment but after listening to her speak i have to say they are a beautuful couple and god bless you both

[@Dld1985]

Wade Cahill - I’ve been a live a board since 2003. I don’t even consider moving back on shore. It’s certainly not for everyone but you would be surprised at those that do and their profession. Executives , medical field workers , engineers , lawyers etc. Its like a small community and we all watch out for each other. Marina has great security and rarely do we have any issues. The big difference in living in a boating community than in a sub division is when on a boat you always have something in common with your neighbors. The love of boating and the water. Also living on land you may never have the opportunity to have neighbors from all walks of life. Meaning in homes people are separated by the income. Those who live in large gated communities tend to be your high income professionals thus you would never have any neighbors like that if you’re a low income worker. At the marinas your all neighbors and guess what. Everyone treats each other the same. Kinda like the old saying one for all and all for one. Most boaters at marinas are very social. Their are negatives too. It’s not totally perfect. Bad weather can be rough sometimes. Winters can be tough because you have to walk so far from your boat to the parking lot. My opinion is the good outweighs the bad.

[@wadecahill6001]

1951RKP i thank you so much for ur reply ,god bless you

[@anthonyowolabi]

"We have more spendable cash now than we ever had when we were working" @10:07

[@patricemarie2960]

This couple knocked off smoke????? 400 $ savings less a month! How about that?????

[@michaelholliday100]

It is very true. The House is paid for and you are not in the heavy save mode.

[@shibby5535]

i wish i could click like twice, one for them and one for you dylan. you continue to find rad ppl doing amazing things, while being a nomad yourself. so cool

[@michaeldenicola6725]

I wish you both the very best you are having a wonderful life. I can not wait to retire sail around southern FL and the Bahamas. The Catalina 36 is a great sailboat. sail safe. you both are wonderful I look forward to more videos.

[@ghm1495]

What a wonderful story. It's heartwarming to see this couple living their dream!

[@nana73carol46]

You two are amazing! And you are living my dream. Now that my husband has passed I don't wish to travel alone, so that dream has possibly vanished. So I follow people like you that are living it. God bless!

[@barryroach1980]

This is only possible when the husband and wife are best friends as well. I saw a comment below saying Tony and Margo are an inspiration, I second that, I'm sure they have issues like the rest of us but you can see bad stuff just can't bring them down! Good luck you 2!!!!!

[@ikelmon6881]

please do more boat stuff😩

[@FloatingOrbProductions]

Yes

[@SailingMissLoneStar]

yeah its awesome... we also bought our boat for $1 we youtube it all! boats are the way to go!

[@robertsummers753]

GOOD FOR YOU GUYS!!!!!!!!!!!!!!!!!!!!!!!!! HAPPY FOR YOU!!!!!!!!!!!!!!!!

[@bhutton]

lol 7:50 "tony has two more cabinets than me and I don't think that's fair"

[@raffaintheworld]

Such a nice couple! Lovely! Let's follow our dreams

[@intotheabyssoftheunknown4479]

They're living their lives with happiness!

[@FeelItRising]

Love it! Probably my favorite video so far. They remind me of my parents. I was lucky enough to marry a smart woman. We married young and always planned on not having kids. She knew the value of buying what we need and shunning cars, loans and debt. The plan was always to retire early. Retired at 42 (before her :) ) she will retire next year shortly after me. \m/

[@valeriegriner5644]

FeelItRising: you missed a lot by not having a child, (but I guess that parenthood is not for everyone.) My mother hates kids, but she had four of us! Luckily, my father loved us very much...and that was enough.

[@LiLoTech]

You definitely missed so much by not having children. We're 50, retired with children and grandchildren. We never even noticed a big financial burden. Just lots of love.

[@ashleighjaimaosborne3966]

I didn’t have children, never had the need. I like kids they just weren’t for me. I am 62 and don’t regret it. Listen to your inner self, the best way to be happy. 😊🇨🇦

[@eddenoy321]

FeelItRising You are both very smart. Keep your life simple, escape the rat race at a very young age. Why don't more people think of it ?

[@Ryder-p3m]

Congrats on quitting smoking! Not only are you healthier you're now living and feeling life...love it!

[@hydrangeaism]

Oh.My.Goodness! I LOVE this sweet couple and the direction they set their winds a'sail to be in their bliss and contentment. Now THAT'S pure love and "living the dream"! I want to be such the joyful live-aboard: entertaining friends with my best (cute, floral) chinaware and crystal tumblers (I don't do well with stemware), savoring every bite and bit of my creativity from what's at hand, someday nurturing grandchildren from the stead of a marina or adventurous destinations afar, loving my forever (or fur-ever) companion while rocking with the wake or tides of my MARI-ner existence. Most important would be to let my three fabulous, adult children see that their free-spirited Mom has finally come to be in her realm. I'd come close on two occasions, totalling seven years. The third's going to be the charm, thanks to this inspirational video. Thanks so much for this! Yey!!

[@Melidontcare]

Awesome and inspiring, you two are living life to the fullest on less. May you have safe passage wherever you may go.

[@bobw.991]

God bless you two, and many more years of happy sailing!

[@joemorrow7691]

20 years they have been doing this ,,,great story here!

[@haydenh2283]

Well done to them for using their brains and desire for adventure. Made my day! Xxx

[@glenn-mariefleetwood2891]

They seem like a really nice couple - God bless you and your great adventure - all the best from England.

[@user-ik1bk3go1e]

Lovely home! Enjoyed watching!

[@janetkight6873]

I miss living on our boat. We became full time RVer, but I miss our boat! We are thinking of going back to living on a boat. Thanks!!! Time to start looking for yachts. God Bless you!

[@richardreynolds9389]

Excellent video Dylan, thanks for all the hard work you put into the video.

[@danandkiko]

What a great couple. So much experience and good advice.

[@ericsgranny8933]

You all are a great inspiration! Beautiful life.

[@valeriegriner5644]

This was one of the BEST videos...EVER! I'm so inspired. At 61 y/o....stuck in a large house alone(with my fur baby), this gave me so much hope. What a beautiful couple and a wonderful lifestyle! Thanks!

[@twisterwiper]

Time is more valuable than anything else. I wish I’d had that insight when I was younger. I’m not dissatisfied with my life, but I would probably have planned it differently and valued time much more than career and money.

[@kathybrokos9861]

Awesome. I live aboard my 30’ Columbia on the Chesapeake Bay and love it. Thanks for sharing.

[@moose5790]

What a fantastic storey I take my hat off to you both you have and will inspire others to follow a simular path including me :)Regards from New Zealand

[@TheBeemerfan]

Accidentally I meet them in Mulege Baja south not knowing who they were. Such a Humble friendly approachable couple Thereafter I learned how interesting and full of energy this "young" (mind) couple were. In my way down to Los Barriles I meet other people and seems that every body knew the couple driving the "Blue Westy " such cool couple , they are an inspiration for me!! Looking forward to see them in Ensenada!!

[@samcha9448]

Living debt free should be everyone’s goal. In some places, taking out loans is a way of life. If you don’t need a loan to survive, please don’t get one.

[@ralphholiman7401]

Yep. Debt is a dream killer, not a dream maker.

[@gavingrantham136]

This message has so much truth to it that you need to follow your dreams - the two of you are so highly blessed with the lifestyle that you live.

[@SailingMissLoneStar]

We bought a boat for only $1 and the three of us are also doing a small living lifestyle that we try and share with everyone around the world on our channel. its so easy to save money and live small right? love your comment... We feel exactly the same about this!

[@stacyhackney6100]

Good for them

[@starsackaney4996]

For REAL!! Darling couple and great wise words as well....cheers Stacy (-_-)

[@annemarie8483]

Just beautiful. Thank you for sharing your life. God bless you on your travels.

[@rixanneh18]

I looooooooooove this video, this couple, and again your perfect editing! I've been following sailing channels bcz at heart, I am a fish, aquarius, water baby, wutevs. I was swimming before I could walk and grew up on the beach. I don't live by the water anymore and it is soul sucking. My plan is to live on or right next to my oceans again. So live aboard, houseboats, buying an island, I have been looking into all of it for a year. This video just helps to feed me :) thanks!

[@patriciawashington8780]

i love that y’all took control of your lives and now do exactly what you want to do❤

[@RB60802]

What a beautiful couple!!! Love to see stories like this

[@dariovega325]

Great video !!! So inspirational! My plan is to liveaboard, hopefully on a Catalina sailboat..Thank you for the video.

[@DnSAdventures]

So awesome and such a great inspiration to many. :) Thanks for sharing their story sir! - Shane

[@LionOfNobility]

This was awesome! Living within your means is so rewarding, it does free up what would normally cause stress. Thanks for sharing!

[@landofhappy9532]

I would love to see this couple start their own you tube channel like “Sailing La Vagabonde” did. They might be surprised how many people would follow them!

[@petercooke2115]

Am waiting for it 😎

[@ron-waynehoekstra7007]

Love this . Hope u have many years ahead to enjoy your new life .

[@lwitt8448]

What a lovely couple.

[@scottstevens5628]

Thank you, we just broke the 60 mark and the boat arrives in march and the house goes up for sale! Good to see there is life after work besides TV.

[@LeighAnneMarie]

Aww I love the two of them so much

[@tanyadenver1103]

Tony, we stumbled upon this video. It is beautiful. I recognized Margo right away even before you introduced yourselves.

[@sherlockhomesconsulting3726]

Truly Beautiful. What intelligence. Skip the daily taxation of mediocrity. Living life as a free spirited couple. Definitely admire your love for each other and your lifestyle. 😊👍❤️🤗

[@jamestravis1037]

Amazing story. You have inspired me and given my some ideas! Thank you. Best of luck in the future!

[@GoodKarma1020]

Love these two!! Such an inspiration 💗

[@christian_person5058]

Great video and excellent advice about being debt free a BEFORE retiring! Good to see they are living a carefree adventurous lifestyle ! Love that they enjoy each other’s company! 😊

[@Oziblue]

and here I am thinking I'm too old to follow my dreams

[@SNAKEPIT359]

What a fantastic boat. Well thought out and designed to meet your needs. thank you for the tour. Really enjoyed it.

[@britz3864]

I am so impressed. What a great couple. Best wishes.

[@Armande38]

So much inspiration, truth and wisdom here. I couldn’t love this video more.

[@mellanese]

This is a beautiful story and inspiration to most of us in the vicious cycle of debt, life patterns, yet still not fulfilled. I never knew living on a boat this size could be so comfortable and cozy. Plan your happiness and live it, such a great example to us all!

[@allanb52]

We have had boats and camper, but not at the same time. Nice boat and we had an 1985 VW camper, the first of the watercooled and trouble free. Thanks for the tour, bonne chance.

[@GarryFullerSr]

That's Great. I'm not the traveling kind but I really enjoy these Videos. I do know what you mean about working. I'm fighting Retirement now. I really don't want to, but I should. Almost 68, and still Love my job, and tools and toys. So Great that you and others can say, I'm doing this and then Do It. Take-Care

[@maiingan07]

I am saving this video to show my husband for when we retire. This is something I would really love to do and I think he might too. It may be a few years down the road yet, more like a decade, but there is nothing wrong with planning and saving early. I wish the best to this beautiful couple, and many more years of enjoyment and travel. Be well, Ma’iingankwe

[@almeggs3247]

Please talk in more detail about living in Ensenada !

[@Dld1985]

Good for you two. I see the video is several years old so I hope you two are still in great health and enjoying your boat adventures. I’m now starting in my 22 year as a livaboard. I’m up in years now and it’s getting harder to keep it maintained. I’m going to keep going as long as I can. I’m on a 44’ Searay Cruiser.

[@Jay6459]

Always great to downsize life. Get rid of the all the stuff that we thought we owned but only to realize that all that stuff owns us. Best wishes to both of you.

[@wakeuppeople5815]

Y'all are so blessed to have one another blessings

[@АлексейВолков-й6п5ъ]

This couple blows up my mind.

[@almeggs3247]

Thank you. I’ll never forget as a child growing up in Panama Canal Zone back in the early fifties meeting thru my parents a young couple with several children who had docked at amador boat pier They-described to my parents that their children were getting the best education in the world while visiting all the different countries cultures languages and historical sites! I’ll never forget they had a baby grand on their boat too full of books maps music etc!

[@wickedmainah7118]

After raising a family as a young widow I always dreamt of living a simple life.....RV or off grid cabin is what I really wanted to do. Unfortunately, I contracted Lyme Disease and those dreams are gone. However your video is Inspiring💙 I am treating my disease in hopes of remission and a life similar to yours. Congratulations on your long marriage.

[@lexluthor6497]

Sad to read about your health issues.But dreaming about this stuff just proves you still have alot of life in you.I love wathing things like this and dream away for hours and hours.Maybe some day I'll do something about it and get of my ass.Stay strong and never give up your dream.

[@nina-maeforde3269]

I will take that advice at the end. Thank you. Happy sailing from the Caribbean

[@Strawman333]

Looks cozy.

[@ralfdankert-paulsen3502]

Nice video and great advise from this lady. Safe travels and fair winds.

[@ronkirk5099]

Been there, done that! I cruised a 33' sailboat for 7 years including a 3 year circumnavigation. Awesome and interesting lifestyle. I highly recommend it!

[@deanxxi]

Boy did I find a great youtube channel find, today, and am only too happy to subscribe. I look forward to sharing in your video adventures. I'm 64 and dreaming for the day...

[@richardreynolds9389]

What a great way to live! Makes me wish I knew something about sail boats, so I could do something similar.

[@FloatingOrbProductions]

You can always learn!

[@plantbasedsenior4240]

She had to learn about fixing the engine, so as Dylan said above, you can always learn.

[@michaelwheeler559]

Every time I watch one of your videos I am completely blown away with the quality.