I was in the Navy, and then I became a nurse and have done that for 12 years... as far as medicine goes, I think you have A LOT of issues... it's not just the insurance companies being greedy. I have caught fraud/waste/abuse at two companies... and I tried reporting it, and NOBODY CARES. The medical places charge EXTREMELY high prices or provide unnecessary services to raise the bill, and the insurance companies know about it. It's not a competition - they work together. Everybody keeps their mouth shut, and head down, and plays the game, and we get our paychecks. It's the way of the world.