I foresaw the housing crisis and sold my property. I then put it in the market, about $200,000 of it. That was late February. I've lost more than 40% of my portfolio's value. It makes me really sad. How can I turn this situation around?
@donna_martins5 ай бұрын
This is really sad. If you're not who understands strategies to invest in the market, why not seek a financial advisor to help you grow your portfolio?
@Walter_hill_5 ай бұрын
Having an investment advisor is the best way to go about the stock market right now. I’ve been in touch with an Advsr for a while now mostly and I made over 95% profit within a short time.
@Trevor_Morrow_LTD5 ай бұрын
Mind if I ask you to recommend this particular advisor you using their service?
@Walter_hill_5 ай бұрын
Vivian Jean Wilhelm is the licensed advisor I use. Just google the name. You’d find necessary details to work with and set up an appointment.
@Trevor_Morrow_LTD5 ай бұрын
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
@Patriciabanks55 ай бұрын
I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.
@emiliabucks335 ай бұрын
Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.
@Johnlarry125 ай бұрын
I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
@JordanPortales5 ай бұрын
who is your advisor please, if you don't mind me asking?
@Johnlarry125 ай бұрын
Carol Vivian Constable is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@JordanPortales5 ай бұрын
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
@Seanpfree5 ай бұрын
-----1996----- Median Home $137,000 Avg HH Income $35,490 Ratio = 3.86 -----2024----- Median Home $473,100 Avg HH Income $74,580 Ratio = 6.34 His 13% rate in 1986 was manageable BECAUSE HOMES ONLY COST 1.5 years average income. Now STARTER HOMES ARE 560% average annual income. Record high prices at 7% prices out ALL first-time homebuyers. People like Neil here that pay cash for a home don't care about mortgage rates.
@Heero-xn8rj5 ай бұрын
Rates aren’t the problem prices are. No one can afford 3700 mortgages
@patriot4america5 ай бұрын
Rents and home prices along with high interest rates makes it unaffordable for most Americans including myself.
@boiscooka2325 ай бұрын
Lmao 😂 Xi Jinping " House is for living not speculation"
@Chuchoe6785 ай бұрын
Nothing about 39% of single family homes being bought by corporations the last 3 years. Kind of crazy. I'm a welder from TX, not some market analyst or real estate guru. How is it that I can tell you what a big problem in the market is, but you guys are just confused? No way that yall can be unaware of this. Investors are drying up supply
@SavageFrenchies5 ай бұрын
Yup if you look for a rental in Kansas City I’d say over 90% are owned by a large company. Honestly it may be higher because I was just looking to look and I didn’t see a single house that wasn’t owned and managed by like 3 companies.
@Wolfcamp5555 ай бұрын
They're aware because the talking heads are the investors you speak of.
@tibedog56295 ай бұрын
Yeah every time I mention how many companies are buying the houses you just get a big onslaught of people going "nu uh no they arent"
@THEFERMANATOR5 ай бұрын
Not to mention these corporations are paying over market value because they're playing a long game. They know people need homes and will eventually have no choice but to pay them there sky high rent, and to these corporations it's a forever income.
@Chuchoe6785 ай бұрын
@THEFERMANATOR Well, the way I see it, this is actually a possible short term action for them. Inflation is high, so all of their cash that would normally sit in a bank is now being utilized to buy large amounts of housing without requiring a loan. New construction homes are being bought at cheaper prices because they pay the developer for the whole block. So while inflation is high and no one has a choice but to pay high prices, they can squeeze until they can sell before the market dips too much and the money that would have been sitting in a bank had now turned a sizeable profit. Easy to make money with no morality and a large chunk of money. All legal for now
@nosnerd19675 ай бұрын
Let her SPEAK
@Sonofawildanimal42415 ай бұрын
💯
@ShirleyHester-zq8wj5 ай бұрын
I sympathize with many people who had no knowledge digital marketing because currently dollar is unstable and coin is taking over to be the universal currency
@Ninabranian5 ай бұрын
Hearing it last week got me scared so I agree with you! Investing puts money to work. The only reason to save money is to invest it
@robbyrutledge9055 ай бұрын
Interest rate might not be too high but the prices pushes the home out of range.
@eliot52205 ай бұрын
I’m so sick of people talking about rates. The real problem the the greed of pricing basic houses above $300,000. Even $500,000 is too much and people are wanting lower rates to buy them and what really needs to happen is to lower housing prices.
@tibedog56295 ай бұрын
They need to make it illegal for companies to own houses. No rental houses. No investment portfolios buying. No AirBnB. Nothing. The only individuals who should be allowed to own a house is an average person.
@jeffjones27715 ай бұрын
As long as corporations are considered individual entities, instead of what they are (a business), We the people will continue to be shafted by an entity with no scruples.
@rhipotter61915 ай бұрын
Won't ever happen..
@stillhasitall20105 ай бұрын
Average according to ???? 😂
@absolutelyflabbergasted63805 ай бұрын
Dude!!!!! Shut up and quit interrupting.
@socialconservative19865 ай бұрын
She has no clue!
@StephenSwarner5 ай бұрын
Because so many people overpaid for homes even while loan rates were low, I believe there will be a housing catastrophe because these people are in debt. If housing costs continue to drop and, for whatever reason, they can no longer afford the property and it goes into foreclosure, they have no equity since, even if they try to sell, they will not make any money. I believe that many individuals will experience this, especially given the impending mass layoffs and rapidly rising living expenses.
@EdwardArmstrong-ig5jh5 ай бұрын
It is hard to nail down specific predictions for the housing market because it's not yet clear how quickly or how much the Federal Reserve can bring down inflation and borrowing costs without tanking buyer demand for everything from homes to cars.
@BenjaminMoore-pe1yb5 ай бұрын
@@EdwardArmstrong-ig5jh The FED is to be blamed for economic crisis, they ultimately benefit from buying failed banks, houses or even cars cheaper. Oh well, they can print credit as long as someone will borrow it into existence, but production cannot be printed. Right or wrong?
@HenryGibbs-id4ry5 ай бұрын
@@EdwardArmstrong-ig5jhAbsolutely Correct. The policy making by the Fed has been a disaster. The govemment has ruined the lives of millions by turning on an endless paper printer. Ideally, advisors come handy on how to grow your money in times like this.
@BenedictLaurens5 ай бұрын
@@BenjaminMoore-pe1ybSuch market uncertainties are the reason I don't base my market judgements and decisions on rumours and here-says, got the best of me 2020 and had me holding worthless position in the market, had to revamp my entire portfolio through the aid of a planner, before started seeing any significant results happens in my portfolio, been using the same advisor and I've scaled up 750k within 2 years, whether a bullish or down market, both makes for good profit, it all depends on where you're looking.
@StephenSwarner5 ай бұрын
@@BenedictLaurensTrue, we're only just an information away from amassing wealth, I know a lot of folks that made fortunes from the Dotcom crash as well as the 08' crash and I've been looking into similar opportunities in this present market, could this coach that guides you help?
@mattlongpre5 ай бұрын
Housing is unaffordable, groceries cost an arm and a leg, gasoline is through the roof and a feeling of depression is thick in the air, it's hard to shake the feeling that only bad things will happen under this administration, and even under Trump I find it hard to believe things will improve as much as they need to to make life tolerable.
@lorihoop38315 ай бұрын
Who is paying this lady? She's delusional
@johnouellet40995 ай бұрын
Talking about interest rates only brings up one side of the equation. High interest rates are fine if inflation is low. If price inflation is high and interest rates are high, the average person/business owner can’t afford anything! Every time somebody mentions to me that their first house was at a 10% interest rate I immediately ask him how much the house cost. I would gladly pay 10% interest on a $30,000 house. I’m not gonna pay 10% interest on $1 million house!
@Seanpfree5 ай бұрын
-----1996----- Median Home $137,000 Avg income $35,490 Ratio 3.86 -----2024----- Median Home $473,100 Avg HH Income $74,580 Ratio 6.34
@Wolfcamp5555 ай бұрын
Mortgage rate in 1996 was 8.625% with 10% down, plus closing costs.
@Chuchoe6785 ай бұрын
What was the median cost of a home in 1996 though
@Seanpfree5 ай бұрын
-----1996----- Median Home $137,000 Avg HH Income $35,490 Ratio 3.86 -----2024----- Median Home $473,100 Avg HH Income $74,580 Ratio 6.34 First time home ownership is OVER in the US. Entire generations are priced out of a chance to join the middle class. We are seeing the beginning of the wealth gap becoming a canyon. Ratio
@Wolfcamp5555 ай бұрын
@@Seanpfree my ratio was 7.4 in 1996.
@Wolfcamp5555 ай бұрын
@@Seanpfree I also had to pay for my college loans.
@breadfan95 ай бұрын
@@Wolfcamp555 Why did you go to college?
@robertmanley26875 ай бұрын
1 pair of shoes and nothing in the refrigerator except cut carrots and celery in a glass.
@caiuspostumiusturrinus10245 ай бұрын
They can raise the real estate prices all they want. Nobody is absurd enough to buy these homes at rip off prices. The housing economy will crash hard in a month or two.
@88corinutza5 ай бұрын
Home prices are 150% over where they should be
@jamesklaatu93595 ай бұрын
A house is worth the land, materials, and labor. Oh and government regulation , development fees, and taxes. Adds up pretty fast. Forgot the builders profit. Why build if you can't pay your own bills and taxes.
@88corinutza5 ай бұрын
@@jamesklaatu9359 bought house in 2015 for $139k just sold same house $275k 8 years later lmao
@joshuaatkins51975 ай бұрын
I love the talking point that people can't buy houses because people are staying with their low rates and not selling. That's freaking entitlement right there.
@WasThatWong5 ай бұрын
Self interest promotion. BS.
@daviddruggish2715 ай бұрын
Its called greed stop ignoring it. Stop living in denial.
@EchoNine35 ай бұрын
These guys are so out of touch. Back when he bought his house with a 13% rate the average house probably cost 3 times the median household income. Now it’s 8x or more.
@CatKen-gq1ec5 ай бұрын
Summer retired contractor we were looking to buy a piece of property in California where I've lived my whole life and start building a house but between Joe biden's economy and California is over regulations we decided you know what screw you would just keep our money in the investment account and those people trying to sell your properties best luck to you
@nosnerd19675 ай бұрын
Money was cheap for way too long ….
@Stantheman44445 ай бұрын
Why didn’t the rate rise under the Trump admin?
@luisvilla7995 ай бұрын
Sure I’m gonna listen to this usedcar sales woman, that’s what real estate agents are now
@DannyFyffe5 ай бұрын
Another "expert" who is as wrong and ignorant as can be. It will fall 5-10 %. It will fall a minimum of 20-30% in the crash that is coming. The unemployment will spike greatly before this year is up. Inventory will spike bigger than that and prices will drop. So Cavuto, you wanna pit your "expert" against what I just said and see who is right? No, that's what I thought. Sad you would put these types on TV to spout lies.
@ilandgrl5 ай бұрын
As soon as I saw it was Neil, I should have skipped this video. Not only is he always out of touch, but so are the guests he has on.
@lestatz775 ай бұрын
Don’t forget record corporate profits
@ChrisCunnane5 ай бұрын
You will never see 4again these realtors are in never,never land
@vincemcgough81245 ай бұрын
These two are just so far removed from the big picture of what’s going on. I’m a Broker in NY & CT, doing this full time for 26 years. These two are talking mini band aids on the heart attack that’s coming. Start with looking at Blackrock holdings in big home loan banks. 🤦♂️
@Chuchoe6785 ай бұрын
Jp Morgan and other institutions as well
@DrClappencheeks5 ай бұрын
2008 crash incoming
@vivianataly32055 ай бұрын
Money was cheap during their generation
@danielyoshimura30595 ай бұрын
Lagging data or false data
@stillhasitall20105 ай бұрын
Ummm, isn’t the point of buying a home to keep it and it be yours forever, not to just buy it pay a butt load of upfront interest then sell it to someone else so they can pay another butt load of interest.
@JKlessig5 ай бұрын
Price to income ratio anyone??
@dennishungerford41465 ай бұрын
70s 80s inflation was not as punishing as today! 10% loan on $40,000 home ? Then ! Now $200,000 purchase ?
@f42un84u5 ай бұрын
Your expert missing demographics and economic changes. Middle class erosion and economic slowdown. The country is dividing into Rich and Poor with each class moving with like neighbors. Not hotspots, richspots and poorspots. Rich areas not going down at all. People with high wealth moving to best areas. No mortgage necessary. Poor spots are flat to down as more of that class has financial issues and homeownership declines as renters increase. VA/FHA/HUD NINA loans, negative equity. Florida great example of gated communities next to low housing and rentals and so on. It is not only interest rates that drive prices. The discussion totally missed inflation, affordability, FED M2 monetary policy, and non homeowner investors. Come on Neil, you used to be sharper.
@christinadaly77435 ай бұрын
For Sale By Owner's aren't having the problems all these Realtors and their Associations are having , and For Sale By Owner's can be very selective to who they sell to ! So , if you own your property and desire to relocate to another For Sale By Owner , you don't have to demand a million dollars for your $ 200K home ! RD
@oceanbreeze6855 ай бұрын
We need to pull out and stop assisting aid to other countries we barely can make it here. in addition the feds have to stop printing money.
@marktweet73955 ай бұрын
Spin doctor
@James-xf4pc5 ай бұрын
I can't listen to Neil Cavuto. I used to like him. I guess he lost his way.
@stevenap45945 ай бұрын
What TF is this lady talking about?
@rhipotter61915 ай бұрын
😂😂 YT out here sh ad ow ba nn ing every comment !! Why even have a platform ??!!
@dhaselby5 ай бұрын
Just a gulley 😂
@DarrenBarley-b3p5 ай бұрын
This women knows nothing about the housing industry she inflation in materials caused all the problems.
@peggy61365 ай бұрын
Debt free🙏My refrigerator is full and my $2M+ home paid off
@munalsalhotra58575 ай бұрын
Good for you! 👍🏻👏🏻 you worked hard. My uncle has his apartment building of 20 units paid off. He worked hard and never took vacation in 20 years.