Franchesca Ramsey On The Finances Of Divorce & The Cost Of Going Viral

[@chescaleigh]

Thanks again for having me Chelsea!

[@manestreambeauty]

Thank you for sharing your experience in a way that is safe for you and informative for the audience.

[@courtneyjones9621]

Wonderful to see you in this space! Great to see you getting your flowers!

[@IAmTheAnswerer]

This was a great interview! So many of your insights resonated with me. Thank you for sharing your thoughts and your story.

[@dymechik721]

Thanks so much for opening up about your experience. You will be a blessing to so many you don’t even know. Wishing you continued success!

[@Martina_E]

OG KZbinr such a great episode!

[@jjaredzz]

Ugh! This was such a good episode. Really loved Francesca’s perspective on the emotional and financial aspects of divorice and her take on what a successful partnership is! Loved loved loved.

[@imberrysandy]

I needed this conversation... After going to family events last week, everyone made me feel like a loser.... I'm the only one who isnt in the medical and engineering field :/ I made so many pivots in my life during the year.. I decided to be a full time artist and starting a plant nursery on the side. Thank you so much for sharing your story. You lit a fire in me to keep going :)

[@ChloeTheePayne]

oof, yep i hear you. there are so many social pressures that discourage us from the idea of pivoting as adults, we're made to feel like we would be giving something up if we deviate from an established path or like we're losers if we're starting something new. good for us investing in ourselves anyway, we're worth it!

[@borkbork4124]

I feel you. I put off uni for only a few years, and worked. EVERYONE is telling me now that I am behind in life, and that I peaked at age 17……I know I did NOT peak in my teens lol, but now finally at uni finishing my degrees PLURAL and most of my classmates are the young under 21 crowd. To clarify, I am in my mid 20’s and these under age drinkers call me OLD!!!🤦‍♀️ So I stick with the “older” students yet I am the only Gen Z er there

[@ifetayodavidson-cade5613]

Most of us enjoy the arts in our free time- novels, tv, movies, music, dance, home decor, etc, even medical professionals and engineers.

[@Ebizzill]

a plant nursery, that's so f*king cool! in our end days we'll need your expertise for sustainable nutrition.

[@zaink.7243]

Franchesca! few people are as smart, thoughtful, & funny as she is. you have some of the best guests!😊

[@susiq1121]

I found Chescaleigh for her amazing loc hair care content, very rare at that time. I too now rock a short cut and have gone through my own trails and conquers that included therapy. I love her continued glow up and willingness to share parts of her journey. Thanks TFD

[@tanyarai]

Extremely insightful conversation. A couple of takeaways that I’d like to try out personally: - A contract with yourself to measure progress on your goals and be able to define what success looks like for you. - When you’re in a heated argument with a loved one reiterate what the other person is saying and then respond. - Role play conversations and have one liners ready for questions you are not comfortable answering

[@meeomelovescookiesandhisto459]

Should I be working right now? Sure. Will I spend over an hour watching this instead? Heck yeah!! You always have the best guests and great topics and you've consistently been in my top favorite and most enriching channels for years now. Keep up the great work, I really really appreciate it!

[@fernandameier]

Same!

[@lilymemoriesrice]

Same here. I went in thinking I'd just watch a few minutes then skip around. 45 minutes in I was hanging on to every word. I'm so glad I watched.

[@Cauldron6]

I remember Franchesca from the old days of ONTD…. So happy to see her on one of my favourite channels!!!

[@qwertydeluxe]

what a great guest! franchesca ramsey is such an internet icon, and her candidness is really refreshing.

[@shumatsuopost]

Your content never fail to deliver! Love how you go over topics like these!

[@ksanela]

Amazing episode! Ugh she’s so inspiring! The not setting limits, not being too detailed in your life roadmap was incredible

[@lisa_squared]

I’ve been a fan of Franchesca’s for ages (even back to the Livejournal days), it’s been amazing seeing her growth both career-wise and personally. Can’t wait to listen to the rest of this ❤️

[@Trussed]

i loved loved loved this conversation!!! From sh*white grls say, chescalocs to the nightly show to last name bsis, to decoded, to flex and painting and journaling and calendaring- i'm such a fan of Franchesca Ramsey. Really important representation here.

[@chescaleigh]

thanks for the love it means a lot!

[@amartinez5326]

Hey TFD, I think I remember you guys being sponsored by Betterment before. They are rolling out a new pricing model that will substantially affect accounts with a balance less than $10k. Betterment is supposed to be a service advertised to those just starting out on their financial journey, and Betterment's new pricing model will change that. I'm a college student, and Betterment helped me open a Roth IRA and HYSA. I don't make enough money to put more than $10/mo across my accounts, so the new $4/mo fees hurt me more than benefit me, and I have nowhere near $20k across my accounts to qualify for the 0.25% fee. I have to figure out where to rollover my Roth IRA now, which is stressful (and feels unfair for what they advertised themselves as tbh). I know you guys also cater to those just starting out in their financial journey, so I hope you guys can reevaluate future sponsorships with them.

[@rebeccawilliams5337]

I use Betterment because of TFD and I didn't know this was happening! I also would love to have guidance here!

[@allieyates557]

Perfect timing as I'm going through a divorce right now! He got nasty FAST, which helped me realize all of the red flags I ignored earlier on and feel more validated that divorce is the only right move for us. Thank you so much for this discussion!

[@alyssamarch824]

This was one of the best episodes ever. What an incredible guest. Thanks Chelsea!

[@IvonneSalas]

This is truly one of the most complete episodes. ♥♥ Having someone in this such a great mental state is something I wish I had when I was going through my divorce. Happy now, because of therapy, and the best group of girlfriends.

[@Rocioslane]

I really enjoyed this episode, especially hearing about her decision to stop drinking alcohol 🙏🏼♥️

[@misskarimuyes]

so geeked to see Franchesca!!!!

[@Bronzyglow]

This was a phenomenal interview all around. Francesca is super thoughtful and Chelsea was totally plugged in. I felt like I was overhearing a great brunch conversation. Thank you for sharing ❤

[@robertstanley9633]

This interview & the interview with Ashley C Ford have a special place in my heart. Honorable mention: Kimberly N Foster cos Im a KimberlyNFoster Stan.

[@asteven8]

I loved this conversation so much especially as someone who is learning to think about themselves as a creative. I want to be plugged in (to social media) but not so much that it negatively impacts me. Franchesca has given me so much to think about. And, the older I get the value I see in a pre-nup and having the hard discussions up front to save potential headache down the road.

[@Missy2858]

Wish we had 3 more hours of this!

[@MsMizz1]

Ayyyy it’s Chescalocs!!! Happy to see an OG KZbinr, influencer and hair guru. She’s been an inspiration and talent. ❤️

[@SC-zg6iv]

Feeling so inspired. Thank you for sharing your story Francesca!

[@krystalvalentine5691]

ugh love you both! what a collision of brilliance.

[@leekathyw]

Just came here to say that I’ve followed Franchesca since her breakout KZbin video through MTv decoded, and beyond! And I’ve been following the financial diet for many years as well! I love knowing you two know and like each other!

[@leekathyw]

Also 100% guilty of feeling like both of these women are really my friends! 🤣 but don’t worry, I won’t stalk either of you or send any oversharing messages!

[@RoddKlever]

My two favorite women in social media! Im excited to watch this!

[@sarasboricuaa]

This is such an intelligent and eloquent conversation! You mentioned that you interviewed eve rodsky in the past, can come someone link me to that episode? I can’t seem to find it..

[@LivDeSantos]

I love Franchesca! So much wisdom in this episode. Thank you!

[@ButterflyBree]

I appreciate this discussion with Franchesca!! I followed her years ago. She's definitely an OG content creator. As an intermediate nature and wildlife photographer and educator, I don't post my family members or relationship status. Sadly, I've seen several women who monetized or publicized their marriage or romantic relationships not end well. A lot of those relationships have ended in the last several years. In a world where so many people want access to EVERYTHING in your life, it's important to keep some aspects of your life to yourself.

[@janeyjenjen5972]

Love this convo. Very enlightening! Great job, guys! ❤🎉

[@elliefc92]

Man, every week it's like you guys know my fyp on TikTok, perfection!

[@ConnieBTV]

what a great episode! thank you

[@queensandknaves]

You both are so emotionally articulate and it's really inspiring and wonderful to share in ❤️

[@tinachristine4573]

How did I not know this amazing woman???

[@kimaparks2592]

Omg this interview was AMAZING! I wish her luck in her future endeavors. She was speaking big girl chat that transcended her career & divorce.

[@BriaBea]

ohhhh im so excited to see Franchesca as a guest on here!!

[@imtime22]

This is a really important conversation in my perspective

[@Lydia-hi6mx]

Really great conversation!

[@VKitty]

This episode was so beautiful and insightful! I enjoyed every part of the conversation

[@tippygraham]

Amazing interview. Few years ago and even now, I got caught up in the comparison game and I should be further along in my career and looking at someone who I secretly didn’t like. Man! Took some serious self talk and help to get me out of that head space! Bravo 👏🏾 and welcome to getting to a better place.

[@Lillith889]

Both of you are women that I greatly admire and appreciate for your honesty and eloquence. Thank you for another great episode, it was enjoyable and informative, which is my favorite combination

[@mmps18]

Omg!!! Chescaleigh!!

[@thereserm4378]

The information here is very good, but I wish there was a disclaimer that the legal information is accurate to the state and county the divorce is being submitted and processed in. A number of points would not necessarily be true in a county of Washington state.

[@chescaleigh]

Ah totally fair point I missed! I got divorced in NY but can’t speak to what the experience/process is elsewhere

[@MsObama2012]

Such a captivating and smart guest!

[@ifetayodavidson-cade5613]

The laws of divorce depend on where you live. Generally, in California, your wages/ earnings during marriage are considered jointly owned.

[@ai222]

My fave episode so far

[@jerrseyy1088]

Great convo, great insight! Thankyou 😊

[@twweety9]

Franchesca is like a internet big sister to me. I watched her when she did content on Locs and she inspired me to be natural

[@twweety9]

@@user-ig9bv5xr6e that's what happens when you're 12 and your mother died and were taunted in middle school about how ugly your natural hair was. When I began watching her I was like 14. Don't act like racism and the natural hair movement aren't a thing

[@nataliebicart]

this was so insightful!

[@JessieBanana]

It’s always really strange to me when people say we have separate accounts. It’s like cool, if you didn’t feel the need to combine accounts, keep things the same, but that doesn’t protect you. The law sees you as a financial unit, that includes debt as well.

[@thejammiestjam]

What a great conversation!

[@eduardofromtx]

OMG. This is the crossover episode of my dreams.

[@nattygirldred]

I was JUST thinking about her !!!❤❤

[@dannelle17]

omg i love her on twitter! my two worlds colliding! LOVED THIS CONVERSATION SO SO MUCH

[@chelseybean3857]

Chelsea! I want that blouse!

[@jjaredzz]

Ahhh yes!!!! So excited to watch!

[@jadebroadnax3352]

Whoa! I haven’t seen her since 2012 but I remember watching that video over and over again in middle school. It was truly one of the biggest videos online at the time and changed that whole trend of parody videos

[@KittenCasserole]

Really great conversation 👏🏻

[@fairytori]

I always like the videos right away bc they never miss

[@dearjourneyxokamiahmonique]

✨Find a way to navigate being honest and being transparent in a way that protects you.

[@SymonnePeters]

Very honest.

[@missannebaron]

The Buzzfeed Industrial Complex 😂😂

[@officialnicholas1]

Best episode of TFD

[@Tlydia]

WHAT MY TWO FAVE GIRLIES

[@fld1374]

Oh, this is soooo good!

[@strawberrygrrrl1]

Dream collab 😍

[@iankamau222]

Imagine 28 being “later in life”

[@Polkadot2]

i know... That hit hard

[@OnDemandTV-z1e]

Really loved this conversation!! I did find myself having a really hard time following Chelsea's questions at times. It seems they are often layered and confusing to follow? Is that just me?

[@BethMacDur]

This woman is delightful 💖

[@BethMacDur]

@@user-ig9bv5xr6e if you see a person that talks about their struggles with mental health as an illness, if that is all that you see and don't see them as a person they are and recognize their value as a PERSON, then I am VERY sorry for you.

[@adamp6320]

I've been married two and a half years; I make significantly more than my husband - can't imagine ever getting divorced. We did a pre-nup anyway, but all it does is set out the assets we both brought into the marriage. I just assume should the worst happen we would split the assets accumulated during marriage 50/50 (despite the higher financial contributions I made) as that's fair. I really don't understand the concept of alimony for a spouse that has never given up work during the marriage / no kids / etc. Child support is obvious to me, but alimony should be very specific and not standard in my opinion - rather than just splitting the assets accumulated.

[@camilajarrin7583]

heyy where can i find the episode where you interviewed eve rodsky from fair play?

[@risamaeve]

wait, i went looking fort he Eve Rodsky episode and couldn't find it, could you drop a link please?

[@Tyda777]

34:13 a word!!!

[@emilystewartfitness]

Literally stopping everything and starting Wins Jar NOW

[@MsEriKaT]

28:00 👀 Ana Akana?

[@jamient]

I was thinking Jenna Marbles lol

[@MsEriKaT]

@@jamient ohhhhh

[@Janitabonita19]

Getting a prenup is incredibly expensive and unattainable for most people. It’s a great document to have but it’s also elitist because of how unattainable it can be to most people who don’t make over a certain amount of money.

[@misa5941]

A bad divorce is way more expensive. Spend less on the wedding and put one in place.

[@ReachMaximise]

Hey, i have some content upgrade ideas for "The Financial Diet" and I tried finding your email, but can't get it.

[@AB-py6jl]

What's so strange about Midtown East?? 😅

[@Ravenousyouth]

reminds me of albin in wonderland times

[@accidentsafe]

53:00 Shaking up doesn't sound so bad.

[@shreehill9641]

I was at risk of paying my ex husband and it was stressful

[@argusfleibeit1165]

Oooh, Chelsea-- don't say "manifest". Manifesting is not a thing. Too many people go down the magical thinking rabbit hole. Ambition and hard work, meeting people and taking chances will bring you whatever life brings. It may or may not be success, or not the level of success that you imagine for yourself. But please don't make people buy into that "manifesting" crap. I've known people who manifested their way into losing their housing and more, thinking "the Universe" was going to come through with the rent if they just kept believing.

[@alr.3137]

I'm conflicted about Francesca - I didn't like her race-baiting content, but overall she seems to have a good heart.

[@katelynozdemir7536]

Wait she had to pay out her ex who is a LAWYER?!? That’s insane, I was assuming he was a teacher or some low paying job.

[@shreehill9641]

Entertainment pays much more

[@TheJamieRamone]

Even Twitter doesn't make money on those tweets. 🤨

[@rhainegraves7235]

FFFFFranchescaaaaa RRRRRamseyyyyy

[@بشبش-ت9و]

Best utility so far in whole crypto space

[@xhaplonx1064]

Now that Amazons AZR7T is around it's all about the question when and how much. I prefer this over ATOM, ALGO, L2 based ones and whatsoever

[@KARYTTAH_SpiritaPopMetal_BAND]

> 🤔 Maybe We're The 1st Spiritist* Pop-Metal Or Rock Band In This World... But Don't Pay Much Attention To Our Neanderthal English, HaHa ❤ HaHa *NOTE: -> Spiritist is who professes Spiritism, the Gospel continuation It has began with the books by Allan Kardec and continued in the books by Francisco C. Xavier, the greatest and more important medium/prophet of spirits of the last centuries...

[@NoNameNumberTwo]

All these spam comments should be deleted. They are bad for your brand. It makes it seem like you are willing to sacrifice the viewer’s experience for fake engagement.

[@thomasmichael2766]

No that's scrubbing your comment section to make you seem more relevant than you really are. Especially after being seen as the complete racist hypocrite that she is.

[@hhhhippo]

The ultimate race-baiter, hope she finds the maturity she needs.

[@haqqgldibatilyoxoldu8405]

Super cool video ! Do you think amazons AZR7T will pump before ETH ? I ask myself if there is a pattern in the order of the altcoins pumps.

[@qalibsuleymanov6385]

My AZR7T shorts are doing pretty well and I plan to hold much longer.

[@bullgodjake]

Oh no. Francesca has alopecia now. : (

[@Hadisler-c1k]

Stocks and traditional markets are ruined, in a way also the crypt.. but not all of it as the recent announcement of AZR7T is blowing through all roofs

[@4-6yasdegerlermektebi42]

All the fangirls for AZR7T shine bright 😍 Love you all

[@Nelle4ever]

I didn't know who Francesca was before this. This talk really took a really narcissistic turn when they started talking about divorce.

[@ahmet-dt9yb]

No risk, no reward. Do not lnvest what you cannot afford to lose. Stake your AZR7T!