Fraud by ICICI Group 😡 | Family lost their INR 80 Lac! | ICICI Bank | 😢

Link to Uncut version (without music): • A Fraud by ICICI Bank ...
• A Fraud by ICICI Bank ...
• A Fraud by ICICI Bank ...
• A Fraud by ICICI Bank ...
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Nitin Balchandani
Insurance Angels
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Website: insuranceangels.in
Can you imagine a middle-class family being openly looted by a reputed and renowned corporate group like ICICI??
If you think it is safe to blindly trust employees of a well-known and well-regarded bank, then you must watch this video to find out how this family's deposits worth Rs. 80-85 lakhs have been forfeited by the ICICI group.
If you think that these clients signed the proposal forms for insurance policies and that therefore they only are to blame for the fiasco then you need to understand that an insurance company’s primary task is to underwrite the risk cover being sought by a prospective client. That is, the insurance company needs to satisfy itself if the prospective client is in a position to continue paying premiums regularly and if the risk cover being sought is as per the needs and requirements of the customer or not. This is done by way of verifying various declarations made in the insurance proposal form and the Agent Confidential report signed and submitted by the agent along with the proposal forms.
Also as per the Guidelines on Anti Money Laundering program for Insurers issued by IRDAI, the insurance company is mandated to ensure that the insurance being purchased by a customer is reasonable (i.e. as per the needs and requirements of the customer). Accordingly, the customer’s source of funds, his estimated net worth, etc., should be documented properly and the advisor and/or employee should obtain income proofs, to establish the customer’s need for insurance cover. Also, the requirement of exercising detailed due diligence for all customers paying premiums higher than 1 lakh per annum by the insurer is clearly and specifically mentioned in AML Guidelines.
The IRDA through its notifications has also mandated that all Life Insurance companies must adopt the practice of PIVC (Pre-Issuance Verification Call) to prevent mis-selling and unfair business practices and to ensure that during policy solicitation and sale stages, the prospects are fully informed and made aware of the terms and conditions of the product being sold.
Hope the regulators put their foot down and ensure effective adherence to the laid down guidelines at least by reputed and renowned corporations like ICICI.
Groups like ICICI also have a moral and ethical responsibility towards their customers and they are bound by their code of conduct policies for zero tolerance to such frauds and employees involved in such acts deserve to be severely punished.
#bankfraud #scambyicici #bankscam #insuranceangels #insurancepolicyscam #insurancefraud #scam #scamalert #scamvideo #insurancefraudinvestigation

[@sathishwarrior4022]

I'm a SBI customer. They never respect customer but money will be safe.

[@sabujchakrabortyofficial]

😂😂😂😂

[@naturecurelab6525]

there are millions of people looted by SBI bank, after many times faulty deduction finally I closed my account with SBI.

[@thecryptohacker9976]

True bro.SBI Customer Service is unfriendly and shitty af.But it's safe and never had any safety issues.

[@abidabbasi6]

Absolutely in SBI money is safe, these private banks are looters, dont go for private agencies

[@periasamisami2444]

S SBI customer service is the worst.They act as if they r giving money from their own pockets

[@maaztalks5924]

Senior aunty is so sensible. She raised her hand when she had a point to make. Thing to learn

[@swapnil155]

Yes, they look like innocent people, the raising hand in such a informal discussion tells that, and because of that only they get fooled, such people should get justice

[@ImBlackDragon]

@@swapnil155Shut up man.. whatever. That's the manner. The conversation isn't informal.. they knew it would be broadcasted to public as he kept mentioning 'audience'. You don't interrupt such a conversation unless you're a barbarian. And wdym by 'because of that only'? Having manner isn't being fool.

[@pralayaryan]

​@@ImBlackDragon u should shup up kid, no wonder they lost so much money as they dint even bother to read the documents they are signing

[@user-zw7zi1bj6s]

3yrs have passed??? and still not resolved. No charges have been filed?? ROUGE'S. no justice have been granted to them??

[@shantanudutta1539]

This is scary. I have investments in ICICI Prudential Balance advantage fund. How safe is it. Should I withdraw the money.

[@AdityaKumar-iy8vl]

I have a total of 71 shares of icici bank and tomorrow when market opens, I will sell all of of them

[@marghoobabran3544]

Yes ICICI merchant POS finserz lotted me by taking lots of charges

[@Stkshaam]

You might have doubled tour money bro 😢

[@AKASHKUMAR-fp3gl]

71 share se kuch nahi hoga bro

[@beingpractical3293]

Mere mf walo ne icici mein invest kiya hai,mein kya karun😅

[@Factopia_by_Shubham]

​@@beingpractical3293poora mutual fund bech do 😂

[@itzkoushik3233]

For these type of banks, harshad Mehta is the correct guy.

[@aryanhere711]

😂😂😂

[@vikaskhugshal50]

Ultimately it'll be common people like us, who gets robbed.

[@nemo5848]

Why is Ed Sheeran replying here? 🙄

[@yce-voice]

😂😂😂 true. They had a sisterly figure as its chairman though.

[@saranrajk6282]

hahaha correct

[@amolkirad3185]

Those ICICI people are reckless. Just imagine if we lose 10,000 and we understand the pain and this family has a loss of an 80 L. God give them strength and fight with those bastard.

[@ssameerahmed5325]

I understand yaar..10 hazar kya usse kam ka b kuch ghapla hogya toh...😌...it hurts

[@MB_speaking]

Lol..stop giving judgement by listening one sided story....

[@anonymous.990]

@UCVXiP1okKBXuLlF1RxBMcxQ 🤯

[@saranrajk6282]

@@MB_speaking Do you have link for response from ICICI side? See the fraud news about ICICI bro, you'll see many.

[@MB_speaking]

@@saranrajk6282 bro that's is court to decide who is fraud...just putting allegations on someone does not make anyone guilty...it's needs to be proven in court of law....this people just making stories without any proof...

[@sandipsaha5894]

HDFC and ICICI are known to do this.I can imagine the frustration of these families.

[@malayaranjansahoo6448]

Bhai axis ko kese bhul gaye😅

[@callmefoodiee167]

the big they are the more fraud they do, even my father got stuck in a credit card interest which my father didn't know they didn't told him he was using it as a debit card, after some time we had to pay 1.5 L just interest, and this is a lot for us as our family income is less as we live in a tier 3 city, what we should do is read all the documents do not trust anyone.@@malayaranjansahoo6448

[@TransgirlsEnjoyer]

hdfc ka doosra naam gunda bank

[@sanjaykops809]

Yes Axis Bank is also involved in this type of frauds.

[@sanjaykops809]

In the name of health insurance or growth plans.

[@anoopprabhakar4856]

A similar painfulnsituation happened to me when my father took a loan of 55 lakhs from HDFC Bank after the sales manager came to my house in my absence and urged my father to take it.I managed to repay the loan with several person's help.

[@elprofesor1361]

Being ex employee of a pvt sector bank, I strongly recommend not to trust pvt sect banks.

[@PKPANDEYLKO]

yes sir i am 100% agree with you. ICICI prudential was a fraud.....

[@saravanaraaja7402]

Yes sure. I also.. A ex employee of pvt bank.... Too much fraud... Totally fraud

[@JasvirSingh-xg8rj]

I am 100% agree with you

[@yogeshwarrbajaj9752]

Whole life you believed private sector and now giving GYAAN

[@PeterGerald]

I've invested from 5 years in ICICI ulip and my investment is lower than the invested amount

[@ndinesh7734]

Send the owners of ICICI to jail immediately

[@hXEdit_]

Bhai kya huva in logo ke sath please tell bg song ke Karan kuch samg nahi aa raha. Loan liya tha ya fir investment kiya tha l.

[@oms5141]

THEY WILL NIT BE SENT , ICICI IS OWNED BY BJP LEADERS

[@Swyam_mi]

Bro.. this is happened at very beginning of 2014 😂😂.. ​@@oms5141

[@uditraj8290]

​@oms5141 yeah just like LPU owner.. owned by AAP M.P😊 btw what is the name of the owner of ICICI bank bro??

[@ankitverma545]

Mrs Chanda already facing cases and visited jail many times😂😂

[@LabourLawAdvisor]

More power to you, creators like you make India financially aware #JagrukJanta

[@HarshSingh-iu3xs]

aye nice to see you here! Came here after watching your videos on ULIP and endowment plans. Love you guys and channels like these.

[@akshitbhatnagar2968]

Nice to see you here!

[@karmamoksha369]

You too Mr. Labour Law

[@tekkenners]

@Ankur Shukla ya banda 80 L account se cut geya aur bolraha hai ke "mene koi document signing nahi ke, Tab ya bank ka froud kase hai, ya koi external source ko pasa deposit keya hai, usko deya hoga (OTP) ke lo vai mera pasa katlo aur merako raddi vgdo.😂🤣😅😛

[@jeffreyborges8852]

Has there been any progress in this case.. As the advisor had promised action

[@sachinbamotra79]

Now, these Pvt players are doing the same thing in GOV'T BANKS too. ALL PVT INSURANCE HAS TAKEN TIE UP WITH GOV'T BANKS and doing same frauds.

[@amrapali-gs3co]

Modi ka maya

[@arimainstruments]

hats off to the family to reveal the fraud of the bank

[@rofl-ing]

Financial education needs to be a part of every school curriculum

[@InsuranceAngels]

Rightly said..

[@nid274]

yup..as well as basic legal education also...instead of teaching useless historic past stories

[@1993subha]

@@nid274 History useless ? 😂

[@rajsub3884]

@@nid274 if good laws not enforced no use

[@Hero007ization]

@@1993subha what was told by cbse board history was certainly useless.

[@pratapkarthikeya]

80 lacs loss would be a devastating for middle class family, ICICI BANK must save its face by doing justice to this family.

[@InsuranceAngels]

Greetings!! Sir Pratap, We have presented the case to IRDAI as well as to Icici Prudential's senior management. If we do not receive a satisfactory response from them, we will proceed to escalate the case to the appropriate forum. I appreciate your concern for this family, and I promise you that we will leave no stone unturned in our efforts to ensure that this family receives the justice they deserve. We will keep our audience informed about the case's progress. Please subscribe to our channel and watch our most recent video, in which we discuss how we assisted Shobha Tai, a lady farmer from Sangli, Maharashtra: youtu.be/ 0UVLYmuqOw. Keep an eye out for the end of the video, where she blesses us for our hard work and efforts.

[@balkrushnabangera5115]

@@InsuranceAngels Sir , you should also file this case to Ombudsman services.

[@nikhilhimanshu9758]

@insurance angel .you are doing a great job

[@darshakkapoor3441]

80 lkhs tho chodo if I lose 80 rs for such fraud that too from bank ...I can't sleep for atleast 80 days 😭

[@jeewanbhoj6577]

घंटा मेरा 6000 नहीं लौटाया consumer forum जा कर bhi. उल्टा मेरे पर आरोप लगाया की मैंने hi अपने कार्ड की क्लोनिंग करी hai

[@tushar8938]

This is lesson never trust to any one need to take suggestion from family and friends before investing.

[@seenuhello1]

My sister runs a small school and has an account in a public sector bank. Her employee forged her signature on a cheque for 15,000 and ran away with the money. When my sister went to the bank to complain, an employee said, "Really, this isn't your signature? Please sign right next to the forged signature on the cheque so we can compare." She trusted him and signed. Right away, he said, "Now that you've put the correct signature on the cheque, I will say that it was there originally when your employee brought it in. You have no more case against us."

[@preetij9872]

This should be on national TV and should be run like a campaign in newspapers, TV channels to highlight the rampant misselling and losses to public

[@InsuranceAngels]

Hopefully....It might happen some day but for now this seems like a distant dream because organization like icici spend hefty amount on advertisement and large chunk goes to prominent media houses. Regards

[@preetij9872]

Take help of some non profit organisation, write to consumer forum, don't give up. Some media house who is not sold out may definitely like to take up if your case is stong

[@kanekiken9119]

This video popped up on my KZbin feed and I'm SO GLAD it did. Thank you for opening my eyes.

[@InsuranceAngels]

Greetings!! Ma'am, Many thanks for the kind words of encouragement and appreciation. It means a lot to us. Regards

[@Rameshchauhan-zp6uf]

@@InsuranceAngels Would love to know the update on this case. Please give some insight on the latest update.

[@InsuranceAngels]

@@Rameshchauhan-zp6uf Hi Sir, This case is currently filed in Permanent Lok Adalat, Mumbai. We are awaiting a decision and will keep our audience informed as and when we receive any update. Regards

[@SanjayVerma-bj8sv]

Very sad i can feel the feeling of the family Govt should take an action immediatly

[@dr.amareshkar2002]

Same happened in year 2010, they took 60k for more than 3 years, & suppose to pay 90k, but finally returned 59k , I was completely blank that moment. Their simple ans was this is the current market value. Never ever invest in private banks directly, except nifty 50,

[@InsuranceAngels]

I completely empathize with you Sir.

[@prasenjitmanju]

Brilliantly done. I m from the Banking sector and I am ashamed of such an institution in our profession. Zero Ethics. Like CEO like staff.

[@InsuranceAngels]

Greetings!! Sir, Thank you for taking the time to look at our work and to appreciate it. To us, it's extremely important. Please do subscribe to our channel and watch our most recent video, in which we discuss how we helped an ex-banker from Dubai recover money from a policy that was mis-sold to him almost 9 years ago and for which he had been fighting since 2014. We raised the case on April 13, 2021, and he received the approval e-mail from the company on May 18, 2021: kzbin.info/www/bejne/nWnTgYJniZKJns0

[@dibyajyotibora4715]

They should registerd immediately an F. I. R for those agent who has cheated them. The whole family should get justice for them

[@InsuranceAngels]

Greetings!! Sir/Ma'am, This is a complicated case that will require some time to resolve. We have raised the issue with IRDAI and Icici Prudential's senior management, but have received no assistance as of yet. We've decided to file the case in Permanent Lok Adalat. However, given the current situation, it may take some time to resolve. Please subscribe to our channel and watch our most recent video, in which we discuss how we helped an ex-banker from Dubai recover money from a policy that was mis-sold to him almost 9 years ago and for which he had been fighting since 2014. We raised the case on April 13, 2021, and he received the approval e-mail from the company on May 18, 2021: kzbin.info/www/bejne/nWnTgYJniZKJns0

[@dibyajyotibora4715]

Very good job. Grand salute to u insurance angels.You have proved that humanity still exists. My best wishes and support are with u and the whole family. 👍

[@ManjushreeShrivastav]

So true...

[@kanchenthomas]

@@InsuranceAngels you are doing a good job. Keep it up. post this case updates.

[@kanchandhande6276]

Feeling so sorry for u guys. Thanks for bringing this up. Please file a complaint with the IRDAI and file a case with the consumer court.

[@InsuranceAngels]

Hi Sir, The case is currently pending for resolution with Permanent Lok Adalat, Mumbai. We are expecting a decision soon. Regards

[@Being_Abir]

Financial education is a must . I am a banker in a PSB . Have account in both osb and pvt . Better to invest in govt schemes like ppf nps and bank products like fd rd . never park your money through any agent.

[@AnkitChugh]

I hope they get their money back. This is 100% unacceptable at any level.

[@manojmahato2730]

No they will not get , they paid the premium as per policy terms only, customer also be very careful , who takes 14 policy man from 1 institute, I was also cheated once by ICICI

[@praveenpoddar5302]

paise inke mil jayenge kioki ye mis sailing hai. mail on icici prudential compalin office with cc-IRDA- easily u get ur all money with interest.

[@pradeepgalgali]

They will get it back. They should report to IRDAI. That's the best way.

[@gautammukkati]

They might based on forging the signature.

[@AyyoGamer]

They will get it back...

[@himanshuchauhanmusic]

Managers yelling on juniors to bring in business and meet targets makes them commit frauds most of the time. Internal culture is also an important thing.

[@InsuranceAngels]

Dear Sir, You are right. But I feel it is employees who allow their seniors to overpower them. If the employee are strong on their moral values, no senior can force them to do things which they do not want to do.

[@himanshuchauhanmusic]

@@InsuranceAngels agreed 100%

[@ashishsharma4483]

@@InsuranceAngels unfortunately,the fact remains that if you stay strong on your values & don’t mis-sell sooner or later you have to resign & make room for another ambitious relationship manager.

[@InsuranceAngels]

@@ashishsharma4483 Yes true ! But what is more important Job or values...With values intact you can be rest assured to receive better jobs with better opportunities.

[@ashishsharma4483]

@Arati G Right Corrupt! But today I wish I continued my job selling more insurance products as Relationship Manager then sticking to my morals & deciding to quit .Hopeful for my start up to work .Fingers crossed.

[@simplylife8878]

I had a bad experience with this bank long back. My FD matured. I dint notice . They kept it for over a year, no refund, no interest I had to fight to get interest.

[@subirkumarghosh-rn7ol]

I have a similar story like this. I went to buy a mutual fund, but I didn't have much knowledge about MF at this time. So, the guy sold me a unit-linked life insurance policy. A close friend of mine, who is expert in this area, had drawn my attention to this. Then, I paid for minimum periods of 3 years and withdrew ECS option. Consequently, thebpolicy became inactive, but I had to park the fund for another 2 years. Now, Guys, I believe that it's not exclusive with ICICI Bank, but with other major private banks also. So, please be aware of the schemes well and sign only when you know in and out of that. Please take an expert, reliable help for evaluation. Till that time, keep your money parked in savings account only.

[@rupeshchoudhary9237]

Please make this video viral. This must be brought in RBI’s notice.

[@balchandrarao5223]

RBI is sleeping and encouraging banks to sell third party products. See in Banks nowadays instead of Deposits and Advances Mutual Funds and Insurance are sold. After few days Banker will forget what is Deposit.

[@manishganatra1028]

RBI chor hai ask Pmc Bank depositors more than 100 died

[@chandran5270]

Yes RBI ban Paytm fasttag,i had 60 rs in account, they only refunded deposit not 60 rs,so much fraud happening.​@@balchandrarao5223

[@nirupamasalian8910]

The ICICI Staff involved must be dismissed. If the Bank isn't taking any action then this family must lodge a FIR.

[@ramansingh4592]

Bro, in most of the private bank, they have target like casa, pl , bl , gold loan, kcc, insurance nd much more, their promotion depends upon the target, also some bank hiers employees through third party (loan department mostly) to avoid legal activities, sometimes they Even didn't pay salary when target is not fulfilled by the employees recruit through third party

[@amitt319]

@@ramansingh4592 well .. That's harsh reality. But cheating someone else with their hard earned money just because the agent wants to earn money is simply not acceptable.. morally and ethically!

[@nvijaykumar1203]

@@amitt319 You Know What My SBI Manager Did To Me In 2013, I Had 3 Lakhs In My Account He Forced Me To Put 1 Lakh Per Annum SBI Life Insurance, He & The Insurance Agent Were In A Hurry To Get The Commission They Both Did Not Gave Me To Consult With My Wife & Mom That Too On Saturday 1 Pm After Banking Hours Now I Got A Stroke In 2017 They You Have Paid 1 Lakh Only One Premium Atleast You Should Have Paid 5 Premiums, Now I Am Struck!

[@bignavin10]

Tomo if you are employed by bank and are given torture wnd pressure you too will end up selling like this.. dont talk unless you know what the reality or the root of the problem

[@NameIsNothin]

Indian bank staff cheating Indian people.... Money loaned to non payers in tune of 1000's of chores....

[@shabbirbadsha6078]

Banks are doing less of banking and more of distribution of mutual fund and insurance policies as they make lots of money on these products.

[@HarshKhuranaMusic]

Sad to see this…. They didn’t deserve this kind of treatment 😞

[@vishy696]

Big thanks to this family for coming out that their hard earned money has been fraudulently looted. Thanks to them to think of benefit of general public.

[@aartivedi6889]

This family us lazy the guy is very sust..they hav simple given away not reading policy.

[@manojgeorge9737]

I feel really sorry for this family, chilling experience to watch. It can happen to any middle class family. Many thanks to them for coming forward and talk about it to help other people who are ignorant about various schemes offered by banks

[@Krishkkkk]

Please take immediate action and uphold justice. Such incidences should not happen. Clear cheating.

[@natureloversindia]

Many ICICI employees are irresponsible, having no corporate manners, talking to clients in disgusting way. Many of them are having fraudulant nature.

[@Rashendu1808]

Not only ICICI but all the banks which are engaged in this business are doing putting lot of pressure on their staff which resulted in misselling

[@warriorkhasei3912]

When I took loan the SBI also asked me to mandatorily avail the Insurance policy@10000p.a. some of my friends was even asked to avail the Life Insurance@1Lakh p.a.

[@InsuranceAngels]

Very true.. The state of affairs is extremely poor and RBI and IRDA are not taking any action

[@boredwithstudies2781]

@@warriorkhasei3912 are Paglu, loan lene par insurance karna hi padta hai. Woh loan ko NPA hone se bachane ke liye jaruri hai. Woh profit kamane ke liye nahi bolte

[@pankajoza9291]

Yes sir like bank insurance has mor hni clients and therefor they will give some special service and doing that type of practice

[@thejaswaroop48]

I'm also private bank employee..huge pressure on us for Life insurance business..RBI must take callup decision immediately and stop this shit

[@ProudIndian131]

Same happened to me. My mother went alone to open an FD and the bank employee got her an insurance policy. She was clueless. Next day when I came to know about it, I called that guy and threatened to first log complaint and then log an FIR. It worked, the policy was terminated and I got my money back. So we need to be aware, don't believe blindly.

[@InsuranceAngels]

Greetings!! Mr. Jadhav, I'm glad to hear your case was settled and you were able to get your money back. Please subscribe to our channel and watch our most recent video, in which we discuss how we helped an ex-banker from Dubai recover money from a policy that was mis-sold to him almost 9 years ago and for which he had been fighting since 2014. We raised the case on April 13, 2021, and he received the approval e-mail from the company on May 18, 2021: kzbin.info/www/bejne/nWnTgYJniZKJns0

[@ashishmagic1]

Don't trust blindly also don't be greedy😋... Finance is the game of greed.

[@SR-mf6bh]

@Amit Jadhav, the person who sold the policy to your mother was a bank employee ?

[@ashwinmishra6804]

which bank and branch was it could you tell us?

[@SR-mf6bh]

@@ashwinmishra6804 the lady mentioned Santa Cruz branch

[@clydealmeida]

I was working in the banking sector in a similar third party relationship with an insurance company. M not taking the side of the bank or the insurance company here. All i want to say is that I feel, what leads the employees of banks and insurance companies to such mis selling is the extreme work pressures through irrational targets set by their managers and directors. The reality on the ground is quite different. It is probably a middle class citizen working at these banks with mega financial dreams (nothing wrong with having high aspirations) trying desperately to make it large in life without realising that it takes a lot of hard/smart work and patience to get there. They see such opportunities as shortcuts to get them closer to their dreams. This segment of society is also the most competitive and cut throat that they are willing to do anything to get to their goals. Morals are secondary at this point. Thank you for sharing ur experience. I hope it helps you recover ur funds at the earliest. Keep up the good work Insurance Angels.

[@InsuranceAngels]

Good Morning Sir, I am happy you brought up the issue of morals and ethics. The truth is that these values are losing their shine and today's generation actually does not care and understand the importance of these values. All they want is to grow even if the growth comes at the cost of immoral practices. They do not understand that such practices are burdensome and will keep haunting them. As for the update on the case, we are working with more than 92% resolution success rate and this particular case is currently pending for a decision by Permanent Lok Adalat, Mumbai. We are expecting a decision soon. Regards

[@mahee96]

So what do you think will be a fix? Because everyone turns into a thief doesn’t mean one should turn into a thief due to peer pressure… there are societies where such acts are highly condemned and paves way for mob justice where people take justice into their hands to treat those scammers… India is highly competitive due to very large population but if everyone becomes a scam artist giving reasons to do so, then what’s the point of being in a society…

[@vishalsinha497]

These ralationship managers are on contract, I also would suggest dont give money to private banks, take care while putting money in mutual funds too.

[@agarvipul]

My uncle is bank manager and he once said, any bank/ agent claims to give more returns than FD, he is lying.

[@InsuranceAngels]

Greetings!! Vipul Agarwal Sir, Thank you for taking the time to look at our work and to support it. To us, it's extremely important. Please do subscribe to our channel and watch our most recent video, in which we discuss how we helped an ex-banker from Dubai recover money from a policy that was mis-sold to him almost 9 years ago and for which he had been fighting since 2014. We raised the case on April 13, 2021, and he received the approval e-mail from the company on May 18, 2021: kzbin.info/www/bejne/nWnTgYJniZKJns0

[@AbdullahKhan-qo7jz]

Vipul ji, it is true. If anyone offers you more return than a normal FD then you should be very careful.

[@AbdullahKhan-qo7jz]

@Expert Unknown but no one can guarantee it.

[@Harshit-vu6ky]

@Expert Unknown yes Mutual fund is good enough.... Also spare 10% on equity.... Don't gamble ... Just try to arrive at a well informed logic

[@dae1925]

Invest in crypto

[@TonyStark-ws7jm]

I cant bear the pain i saw in the eye of his wife....every member of this family is so charming and calm,and educated ,but they were so unaware that in this world there are brutally poisonous and dirty eaters.

[@InsuranceAngels]

Greetings!! Sir, I appreciate your concern for this family, and I promise you that we will leave no stone unturned in our efforts to ensure that this family receives the justice they deserve. We will keep our audience informed about the case's progress. Please subscribe to our channel and watch our most recent video, in which we discuss how we assisted Shobha Tai, a lady farmer from Sangli, Maharashtra: kzbin.info/www/bejne/lWG4h3-Potqkhdk Keep an eye out for the end of the video, where she blesses us for our hard work and efforts.

[@TonyStark-ws7jm]

@@InsuranceAngels i appreciate your works,you are doing very hard for people who find themselves helpless. Salute to your work keep doing....and i will share the link ,so that most of us ,would atleast be aware from what is happening.....

[@venkateshwarancr4729]

yes,now days well educated persons are deceived easily like sch a scam. very miserable.

[@TonyStark-ws7jm]

@@venkateshwarancr4729 'cause they just cant even imagine ,these types of monsters exists in our society

[@akshaypendyala]

@@venkateshwarancr4729 Who would even imagine a bank like "ICICI" would do like this?

[@sachinbamotra79]

I have encountered the same case with my known one. AXIS Bank has issued 1 Lac premium year (10-year installment)for life insurance of MAX LIFE INSURANCE in the name of FD. On his behalf I loged a complaint with IRDA and emailed for loging FIR in the name of CEO of both banks & and insurance, in case of not reply, and they have to refund money.

[@InsuranceAngels]

Dear Sir, You have taken all the logical steps. I hope you recover the lost money. However, if you face any issues you may call me to discuss your case and I will be more than happy to help you. My contact information is available in the description and at the end of the video. Many thanks

[@msrmsr22]

They won't appeasement of their clients . They are doing their duty perfectly to safeguard money, but not spending their time to respect customers. It's absolutely correct ❤❤❤

[@anoopvyas5828]

Government MUST take serious actions against the culprits.

[@getrelax744]

If they are worrying or afraid about government act ,how they culprits can do it bro.

[@manojrane]

Sabse bada chor to govt aur partiyaa hee isliyee yee sab hee jab nyapalika police rbi govt .system sabhi chor hee to kon dekhegaa

[@hiteshkothari262]

I don't think without govt support koi itni himmat karega..

[@souravpal9546]

Our government is sleeping 😴

[@narasimha3631]

Govt can take action because the persons have signed the agreement without reading terms and themselves responsible.

[@amethystgem660]

Closing my ICICI BANK . Thank you for the information.

[@vishvnathu.4086]

Ur ICICI Bank?

[@paramagan]

Just wait, there are corrupt officials in every bank...I don't fall for any schemes. We don't have to oblige these rascals.

[@Vaishali_Street]

Anyone can cheat anyone.. the key is to be aware and be vigilant at all time. Not only while dealing with money but also in other matters. You can trust but not blindly. That is the only way to protect ourself.

[@psjoshi999]

only way is, STOP🚫 Selling Insurance in Banks

[@signdesigner1708]

Right

[@nagesht5130]

But it's not possible because, which is the one of the major source of income to banks

[@sanjeevverma6348]

Such an honest and sincere family. May their hard earned life savings be recovered soon. My prayers for them. Please update us with their status. Blessings to all honest people.

[@InsuranceAngels]

Greetings!! Sanjeev Verma Sir, I appreciate your concern for this family, and I promise you that we will leave no stone unturned in our efforts to ensure that this family receives the justice they deserve. We will keep our audience informed about the case's progress. Please subscribe to our channel and watch our most recent video, in which we discuss how we assisted Shobha Tai, a lady farmer from Sangli, Maharashtra: kzbin.info/www/bejne/lWG4h3-Potqkhdk Keep an eye out for the end of the video, where she blesses us for our hard work and efforts.

[@MathsLearningCenter]

Are they get refund?

[@sunnymalhotra4284]

@@MathsLearningCenter they will only get disappointment if they only try for refund

[@trusttheejesus630]

Learnt the hard way never to trust RM's. Becareful guys dont fall trap to these legal scammers

[@hirockbanerji]

The moment there is anything extra, free or special offered to you in life, your RED LIGHT of brain must light up. Greedy people don't have that light.

[@gauthammysore1100]

I am one among them not greedy

[@TheArtOfWealthBuilding]

i am glad that we are now making people aware of such products , and why we need to keep insurance and investments separate always. great work , keep it up

[@karansena]

How's the law suit applied.please for my knowledge pls share a video.Since they will club the case with multiple victims and do we need to seek some approval from irda

[@rimbik1]

@@karansena by one email to IRDA and they are jobless

[@dakshgera9532]

Uuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuiiuippu

[@somkaranbhardwaj5484]

Yes " NOW"

[@SatishMishrasatlove007]

My heart goes to the family . The bank should come forward and resolve theit issues immediately.

[@InsuranceAngels]

Greetings!! Sir, Thank you for taking the time to look at our work and to appreciate it. To us, it's extremely satisfying. I know you must have already subscribed to our channel. Do not forget to watch our most recent video, in which we discuss how we helped a family in recovering 54 lakhs from the claws of these white collar criminals. The concerned insurance firm launched an internal investigation after we highlighted the case on our KZbin channel on 05th June 2021 and shared it with regulatory authorities. Based on the findings of the inquiry, they decided to cancel the mis-sold insurance policy and refund the premium with interest to the client. In fact, you can view his feedback video, which has been made public, at the following link: kzbin.info/www/bejne/rZCmiWaYipyFe7s

[@AeonMusicRecord]

Modi Ji and Sanjeev Sanyal Ji please do something about this. If India need to be a serious world leader such frauds are unacceptable. Nobody can then trust Indian banks if this continues

[@amrapali-gs3co]

Stop worshipping these guys..They don't care what happens to a common man

[@cynthialobo1500]

They care for Ambanis, Adanis, celebrities etc. not for common people of India.

[@dr.nitinjl829]

Only ICICI gets all amazone deals, was planning to take one....seeing this became aware. Thank you

[@kishorebadami7309]

The way you asked the family abt all incident is very polite, humble and manner. I don't know this family, but would request you to help them in this matter. Peoples now a day adopting disgusting ( one can say criminal )way to fulfill their target.

[@InsuranceAngels]

Hi Sir, This case is currently filed in Permanent Lok Adalat, Mumbai. We are awaiting a decision and will keep our audience informed as and when we receive any update. Regards

[@anukatna]

Sir any update on this case??

[@kishorenamalapa7674]

It's so heartbreaking to see our own people harming and hurting fellow human beings. It's like separating siblings into the same family.

[@InsuranceAngels]

Greetings!! Sir, Thank you for taking the time to watch and support our work. It is incredibly satisfying to us. Please subscribe to our channel and watch our most recent video, in which we discuss how we assisted an entire village in having their mis-sold policies cancelled and the money refunded to them at a time when they needed it most (during lockdown) and when they had lost all hope of recovering the money from the claws of such a large organisation as Icici: kzbin.info/www/bejne/jnOpkn-bfMyApdE Keep an eye out for the part where he compliments us for our efforts and hard work towards the end of the video.

[@amarsingh-ie2oh]

I totally understand their pain. It is very important to read carefully the policy documentation, all the terms and conditions at the time of the issuance of the policy. i guess they missed reading the policy details if they got the documents.

[@bhoomeshchandola7544]

Icici band and prudential is different. Bank get commission from Prudential product. Now becoz of you bank have strict rule for misselling any products

[@wi_fi3041]

Thanks to the family for coming forward with the details. Almost everybody has been cheated by the banks at one point or the other. Main issue is the “agency problem”. Agents enjoy commission but dont take any form of responsibility and dont face any consequences if customer suffers.

[@hemlataraut1501]

Hindi me bat karo

[@parthasarathibiswas6007]

HDFC Life has cheated me ₹.50,000/- and HDFC Bank has cheated me ₹.5,000/-.

[@xenom2]

My heart goes out to this family. May this bank and all those involved in this scam be taught a lifelong lesson.

[@InsuranceAngels]

Greetings!! Sir, I appreciate your concern for this family, and I promise you that we will leave no stone unturned in our efforts to ensure that this family receives the justice they deserve. We will keep our audience informed about the case's progress. Please subscribe to our channel and watch our most recent video, in which we discuss how we assisted Shobha Tai, a lady farmer from Sangli, Maharashtra: kzbin.info/www/bejne/lWG4h3-Potqkhdk Keep an eye out for the end of the video, where she blesses us for our hard work and efforts.

[@Mohit000023]

This is not scam it's business model of insurance company that why no insurance company ever failed in the world. Not even greatest of recessions

[@bojos9807]

Penalty is not going to deter them. Even huge fines won't discourage such practice because the overall pot is too sweet to miss out

[@vijayaraghavang2979]

What else you can expect from a bank whose CEO was a fraud of the highest order?

[@chandraw30]

They used to sell insurance policies in 2008. I purchased 1 ulip policy and after paying 3 years. The ulip was in loss for more than 3 years. I surrendered the policy after 6 years.

[@timesdd]

I had a similar experience with HDFC Life. I was cheated and fraudulently thrust with a policy with all false promises. When the same person again tried to sell 2nd time. I recorded and reported to HDFC. After 4-5 escalations and warning for legal action, they paid back the money - Rs 3.15 lacs. Their own staff was involved along with agents.

[@shahrikhkhan3223]

Thanks A lot for sharing it's very sad to know... should be taken strictly on Action culprits.

[@asutoshpanda]

That back ground music killing the seriousness of the video.

[@InsuranceAngels]

Greetings!! Sir, This background music has been removed from all of our subsequent videos. Thank you for your candid reviews. I'll confess that this was our first video in which we attempted to use music in the background, and it went horribly wrong. Do not forget to subscribe to our channel and watch our most recent video, in which we discuss how we assisted a senior citizen who was defrauded of Rs. 3.5 crore by HDFC Life and RBL Bank employees: kzbin.info/www/bejne/mmOoo4J8o9qMrac Keep an eye out for the end of the video, where the client's daughter can be seen applauding our efforts.

[@naveenm186]

@@InsuranceAngels it went so wrong than you can imagine

[@ye973]

Volume is too low on smart phones, I used amplifier

[@nangbiaayu5331]

😂😂😂

[@Harrdik_1107]

Very true

[@sandeepb9397]

In USA, this will amount to 120 years prison time for ICICI management , Prison time(w/o) any chance for parole. Its sad Indian government is mum on this

[@InsuranceAngels]

Greetings!! Sir, Thank you for taking the time to examine and support our work. It is incredibly essential to us. Please subscribe to our channel and watch our most recent video, in which we discuss how we assisted an entire village in having their mis-sold policies cancelled and the money refunded to them at a time when they needed it most (during lockdown) and when they had lost all hope of recovering the money from the claws of such a large organisation as Icici: kzbin.info/www/bejne/jnOpkn-bfMyApdE Keep an eye out for the part where he compliments us for our efforts and hard work towards the end of the video.

[@faridkhan1954]

@@InsuranceAngels Sadly, in India, it will take 120 years to pass judgement against financial or big pockets that are involved in such scams.

[@GopiKrishnanz]

Not really Sandeep. Remember 2008 crisis, sub prime? How many folks understood what they were getting into? Lehmann brothers, Freddie Mac, Fannie Mae, 100s of small banks going under, millions losing their 401K.... you need to be way more careful in the US since the sheer no of complex financial instruments and fiscal engg is exponentially bigger than anything in India.

[@mahadevstenoclasses6709]

Yes bro is really sad fir us....

[@user-sg4kx3kp1p]

Kabhi india se bahar gya bhi h ,😂chutye, talking about USA as if u were born there.

[@user-zm4zl7te5b]

It should be made viral in the social media

[@Siddiano9]

Such an honest and lovely family. They have taken this huge loss as a part of their life and working hard to get their life going.

[@InsuranceAngels]

Dear Sir, I appreciate your concern for this family, and I promise you that we will leave no stone unturned in our efforts to ensure that this family receives the justice they deserve. We will keep our audience informed about the case's progress. Please subscribe to our channel and watch our most recent video, in which we discuss how we assisted Shobha Tai, a lady farmer from Sangli, Maharashtra: kzbin.info/www/bejne/lWG4h3-Potqkhdk Keep an eye out for the end of the video, where she blesses us for our hard work and efforts.

[@nikhilsontakke15]

@@InsuranceAngels Same thing happened with me sir from policy bazaar I ask them I want mutual fund and they give me hdfc life ullip plan policy bazaar agent didn't tell me anything he just told me this is mutual fund only and I just got to know that is ulip plan. Please help me what should I do??

[@InsuranceAngels]

@@nikhilsontakke15 When have you invested the amount

[@nikhilsontakke15]

@@InsuranceAngels 5 month back only I have emailed you also with all details please check

[@dewaans]

Am shocked at ICICI... I am a customer. I will not trust them ever again

[@tinatrikha2099]

Citibank is also running this scam. Citibank runs RBI pat down investment scam. Where they get in touch with clients in the name of RBI followed by selling ULIPs same like here shown in video. (Citibank runs RBI thak thak Citibank nivesh ghotala)

[@1993subha]

@@tinatrikha2099 omg 😳🥺🥺

[@KaranSingh-xf4gt]

Sir ICICI best hai

[@98854arjun]

Good that you came to know. No.1 fraud bank icici

[@98854arjun]

@@KaranSingh-xf4gt 🖕

[@MrAtul1962]

I have a similar case to quote being scammed first by payment manager of Bank of America at Delhi&later by the scheming official of this govt in july 2022.Some 14 banks/Institutions/agencies being involved including CCI& Consumer Forum Delhi. Self a retired EPF0 pensioner at 62.

[@aayushpaliwal1573]

This happens when you are not educated financially. 🤦 Schools Colleges not at all intrested to teach us financial things which are like 1000 times more important and needed than trigonometry throughout our life.

[@lifestyletoday6762]

Yes true.most dont evn know to ready their salary slip or file taxes.even basic things we dono 😭

[@Shredgodsexy]

To be fair tho these things are common sense things. If you fall for these you might as well have negative iq

[@hellboy3397]

Soo true

[@officialhideyo]

@@Shredgodsexy or you are naïve and are inexperienced with banks and such policies. Nothing to do with IQ!? There are people who lead a simple life and don't expect to be scammed in such manner. You wouldn't understand.

[@Wounded_Master]

Hats off to you for giving the general public this information... 🙏🏼

[@waltermendonca9742]

Feel sorry for the family,keee up the fight.we are with you. The bank employees and their insurance agents will always persuade you to purchase any rubbish scheme and afterwards they won’t come for help.

[@selvarajsubrammanian9242]

There's a famous says in Economics," Let thier buyer beware". Always the consumer must be aware of frauds. The society around us has become sick so we need to be aware of it.

[@jayeshratangairi8732]

As an ICICI customer I must say this is a true event . I went for a small FD of 2 Lac they tried to sell me a policy but gladly am an investor so knew exactly what it was . My follow up questions made them knew I know how Debt and Equity markets work . Got an FD done but the person sitting next to me invested 7 Lac rupees on assurance of higher return and tax cuts . God help this man

[@jayeshratangairi8732]

@@bignavin10 Very true .

[@anonymousk5487]

Thank god I just invested on FD.. even I was also been asked to invest in share market, debt and equity fund by the bank marketing executive

[@MandeepKaur-fe3vl]

Hi Jayesh, is health insurance policies genuine or they are also part of scam? I believe when it comes to claiming money, all of sudden hidden rules get applied regarding which insurance holder have no idea and zero money is recovered. This had happed with IT professional not any regular employee.

[@jayeshratangairi8732]

@@MandeepKaur-fe3vl Honestly I believe the health insurance are only helpful for serious health conditions like cancer which has very high cost . Otherwise if you calculate for smaller bills it's better you put that installment as savings for a rainy day. Cause after your claim most likely your premium goes up which is counter productive and defeats the whole insurance purpose .

[@MandeepKaur-fe3vl]

@@jayeshratangairi8732 Thanks for advice

[@pauldinesh19]

it's very saddening to see the pain in eyes of the family especially the old lady. those icici bank official should be punished legally

[@ThroughBirdEye]

This is horrific, hope government solve this !

[@bhaiyadr]

Withdrawing my FD and closing accounts with ICICI bank and ICICI Lombard .All together a sum of more than 1cr Thank you for this information.

[@InsuranceAngels]

Many thanks for the kind words of encouragement and appreciation Sir. This really helps me to keep moving forward. Regards

[@siddhantk4985]

ICICI Bank ceo chanda Kochar and her husband are themselves involved in money laundering how can u expect bank to follow good practices...

[@biswajithota2524]

From the very beginning this bank is unscrupulous in its business. Public money was illegally siphoned off by Chanda Kochhar's husband and Venu Gopal Dhoot & the lady was the key player in this bogus deal.

[@ramakrishnansubbiyan1764]

I know 15 years before NRI account open but I am not interested.. Go through nationalised Bank🏦..

[@98854arjun]

Chanda kochar is a chor sali

[@HimanshuSingh-ke3rk]

@@98854arjun isi par inhe ...Happy woman's day manana hai.

[@richcaro3132]

You are right

[@ramsudish]

This is not only ICICI bank doing such kind of fraud, there are almost all bank and financial institutions doing the same. Government should have take strict action on it

[@46princebhargav85]

Government is with them .

[@ramkrishn4762]

As x banker I would suggest, what ever the sales people say verify with other bank also by VISITING pl.

[@guruprasadbalgi2836]

Iam glad in life insurance corporation such frauds don't occur

[@VivekSingh-ks8eu]

May God give him more strength !! 🙏🙏🙏 By the way, strength is already being felt in them, even after the loss of 80 lakh rupees, they are so calm. But feeling the pain. This is the real Man !! Salute sir to your strength ❤

[@InsuranceAngels]

Greetings!!Sir, Thank you for taking the time to look at our work and to appreciate it. To us, it's extremely satisfying. I know you must have already subscribed to our channel. Do not forget to watch our most recent video, in which we discuss how we helped a family in recovering 54 lakhs from the claws of these white collar criminals. The concerned insurance firm launched an internal investigation after we highlighted the case on our KZbin channel on 05th June 2021 and shared it with regulatory authorities. Based on the findings of the inquiry, they decided to cancel the mis-sold insurance policy and refund the premium with interest to the client. In fact, you can view his feedback video, which has been made public, at the following link: kzbin.info/www/bejne/rZCmiWaYipyFe7s

[@ytadltspv]

thats the result of years of transacting digitally, not really knowing the service provider personally, resignation to one's fate that the law wont help, and of course the affluence. we have seen much more money in our accounts than our parents but it all came comparatively easily, and we didnt realize the value of money when we have it. when we lost it, its digital so maybe the loss isnt sinking in quickly enough. and then the victims just have some hope left of getting help from somewhere.

[@5tyyu]

As a Relationship manager with ___ bank I can confirm that we are told to LIE to customers to put their money into best commission generating products for bank. We are given bonus to reach target. Bank does not care if product is not suited for customer's risk tolerance & invstmnt objective. We are told to just get customers signature on forms by hook or crook

[@InsuranceAngels]

Hi Sir, Many thanks for sharing the truth. Would you like to come forward and reveal your identity. We can schedule an interview if you can show the courage. My contact information is available in the description of the video. Many thanks

[@aniketmane6232]

@@InsuranceAngels i don't think he will

[@JohnDoe-vh7vc]

Frauds

[@jenab3560]

Hdfc used to do the same.

[@lipiningole1381]

That’s why I don’t entertain anyone . If I want something I will go to bank

[@kavalijai7014]

Not only ICICI all the private banks are like this only. Central Gov and state In India is responsible for this to be justice 🙏

[@dharmendrakumardak7321]

An eye-opening video thank you for sharing. As I wanted to invest but now onwards I would be more careful w.r.to all banks. At last, I can only say that Thank you very much for highlighting.

[@arindamdutta7369]

I am amazed to see how the Family is So camly Going through the conversation and mainting the etiquettes . Just Imagine Some one who is losing 80L amount that is the entore life savings and how much emotional attack they must have been gone through. Instead of all those they spoke so softly and gently. Great Power to you Sir And your Family 🙏🙏

[@JoshvaP]

Yes

[@rithwiksingh3156]

That's what if I would have been in their place speaking gently to some person regarding it toh dur ki baat, i would have gone into depression and would be out of my mind

[@amarbalangir4515]

Yes.

[@mayur9017]

My family lost life savings in a cooperative bank scam. I prefer not to irk my parents unnecessarily over it as it can affect their health. Money can be earned, but health is difficult to maintain. Going into depression is not the solution.

[@yourrandomguy1117]

That's the first thing which struck me

[@ParulTV]

Can you please take off the background music next time. Those tunes make it so difficult to get the audio details.

[@InsuranceAngels]

Dear Sir, We have removed this background music from all our subsequent videos. Do not forget to subscribe to our channel and watch our most recent video, in which we discuss how we assisted a senior citizen who was defrauded of Rs. 3.5 crore by HDFC Life and RBL Bank employees: kzbin.info/www/bejne/mmOoo4J8o9qMrac Keep an eye out for the end of the video, where the client's daughter can be seen applauding our efforts.

[@narayanan19831]

@@InsuranceAngels since I am from TN, not able to get what is the actual scam discussed. Can u pls brief it in English? Thanks

[@InsuranceAngels]

@@narayanan19831 Multiple insurance policies have been sold to this family under the garb of issuing (hybrid) fixed deposits without following the norms and regulations of the regulating authorities and now the amount deposited by this family in these multiple insurance policies is under danger of getting forfeited by the insurance company because this family is not in a position to continue premium payment in these policies. The insurance company was required to verify if or not the client can make regular premium payment in policy and because the insurance company did not performed it's task properly the family is getting punished and the insurance company is being benefitted although the entire fault is of the insurance company only

[@narayanan19831]

@@InsuranceAngels Thanks Tarun. But there is some surrender value they should be getting right?

[@InsuranceAngels]

@Narayanan Palani Dear Sir, The surrender value as of now is either nil or very meagre in these cases. As the family is not able to continue making premium payments they stand to loose substantially.

[@BabyPravyanMoM]

Govt doesn't take strict action against them that's why they do looting like this 😡

[@syamsundaryalamarty3397]

Felt so sad to go through the Video. Surprised that no ICICI Manager responded on this type of issue.

[@ramandeepbajaj3824]

Moral: Never take complicated insurance products. Just take simple health insurance and term insurance no other policy is required.

[@aartivedi6889]

Point is how can the employees or bank get away..wrong lesson.u got!!

[@nitinrathod7796]

Lootmaar bank.. Muje bhi homeloan k naam par mortgage loan pakda dia...

[@nitinrathod7796]

RBI bhi mili hui hai

[@midnight3682]

What about NPS ??

[@midnight3682]

@@nitinrathod7796 RBI kaise mili hui hai.??.🤣🤣😂 Thats why saste nashe are harmful to your brain 🤣😂

[@novellaprihaan1973]

Thanks to this family to come up and share this and saving others Relationship Managers are pressurised for targets I know well. I hope this family gets the money back or screw the bank.

[@InsuranceAngels]

Greetings Novella Prihaan Sir, I appreciate your concern for this family, and I promise you that we will leave no stone unturned in our efforts to ensure that this family receives the justice they deserve. We will keep our audience informed about the case's progress. Please subscribe to our channel and watch our most recent video, in which we discuss how we assisted Shobha Tai, a lady farmer from Sangli, Maharashtra: youtu.be/ 0UVLYmuqOw. Keep an eye out for the end of the video, where she blesses us for our hard work and efforts.

[@rsdh476]

The employees of Private banks - like Icici, Axis , Hdfc they pressure the employees with so much targets that makes the employees to open accounts, sell insurance policies disguised as investments to meet their targets. I was an employee of Axis bsnk and I faced this everyday day. The first thing the branch heads do is ask each employee personally how much business have they bought n what is the target for the day. Promotion as depends on how much of accounts you open and policies they sell.

[@bharath2508]

Relatable

[@vidyashalini4378]

Really eye opener to stay away from any offers from relationship managers. It's your money you need not give the acces to anyone.

[@KH-rt8hl]

Lesson learnt: Never use any product or service from ICICI Bank, just stay far away from even the direction where ICICI bank is located. The whole bank, starting from top management to bottom line employees seems to be an unethical bunch of people

[@koalabear8953]

Bro all banks are like this in India , Thats why big tech companies open thier employees account in foreign banks, Do your own research and then buy anything ,

[@SureshRaj-cu1rv]

Lesson is not about ICICI OR any other bank .. lesson taken from here is Greed. 15% of interest and people just blindly get into it. This would’ve never happened If it’s not for Greed

[@amitpatilamit]

So basically you are not good at learning correct lessons. 🙂

[@manyasinghleo]

@@koalabear8953 can you name which tech companies do this and which banks do they use????? By tech employees do you mean software engineer and such?

[@soumyakatakwar4613]

@@koalabear8953 not every bank. Sbi feels very safe. Though there service and behavior is shit. But this types don't happen in sbi.

[@dexretrogamerzoid630]

I feel for the family. A person doesn't deserve this at their retirement stage. This is so sad. Praying for justice and punishment to the culprits.

[@InsuranceAngels]

I appreciate your concern for this family, and I promise you that we will leave no stone unturned in our efforts to ensure that this family receives the justice they deserve. We will keep our audience informed about the case's progress. Please subscribe to our channel and watch our most recent video, in which we discuss how we assisted Shobha Tai, a lady farmer from Sangli, Maharashtra: kzbin.info/www/bejne/lWG4h3-Potqkhdk Keep an eye out for the end of the video, where she blesses us for our hard work and efforts.

[@dna1028]

sheeeeeeeeeesh

[@MB_speaking]

Looks like dumb family...educated people simply don't known the difference of term plan and endowment plan and mutual fund...how can you sign a document without knowing all details... 😂

[@janiroselin6480]

I have just invested 50000/- in this very bank. ( icici Prudential) was told if u invest rs. 50 thousand per year in 5 years time u will get 5 lakhs when I got the policy in hand it is mentioned as that I need to pay for 7 years and only after 10th year would I get 5 lakh. I had invested this amount for my 2 daughters further education. I am in a dilemma after seeing this family. Can you please help me. I am a house wife. The amount of 50000/- is big for me. I have to save monthly rs 4000/- from the household expenses to make rs 50000/-

[@dexretrogamerzoid630]

@@janiroselin6480 That's such a scam. Guys, I would really advise you to not rely on agents and educate yourself with policies, finances etc. With youtube, blogs everything is much easier to learn and nowadays everything can be done online even the KYC. If you guys are clueless, Just do INDEX ETFs, GOLD ETFs or a INDEX mutual fund. That would be the best thing to do with your hard earned money. Once again I will say not to just blindly trust me. Research and learn about it. The charges are also minimal there.

[@singhbrothers3291]

For one or two such fraudulent employees pls dont blame the whole bank as a whole...its a wonderful bank which really respects its customers ❤though I feel really bad for this family & ICICI must take this into action & resolve their genuine concern

[@ilachauhan7492]

SBI bank does the same. I have got 2 policies from them. To buy the policy becomes compulsory if you need bank locker etc.

[@kamaljeetdogra808]

This is common practice now. Agents are sitting inside bank and bank employees are redirecting customers to them. Always look for ID card and ask for details in written.

[@ShlokMalkauns]

That you will never get

[@preetikumari1907]

@@ShlokMalkauns my husband did not even give his original document for proof to third party agent sent by bank.we were like hum bank jakar he document denge n not to any third person coz it’s original document ka photo

[@pkum862]

That is why old type of private sector banks and PSU banks are better and trustworthy.

[@suthan2003]

Moral of the story: "Never lay all your eggs in one basket" I feel sorry for the family but this is a lesson for many.....#Jagoo India Why keep all money in one bank? Split it....

[@nsn141914]

Also once first installment deduction why they didn't close savings account immediately. Because nowadays they are making people afraid about tax deduction so people easy to invest in such as insurance policies or MF.

[@bloodbathy]

It is not the case. Bank fooled them. They trusted the bank. Bank has gone bad.

[@aanitharaghu]

Don't invest ICICI

[@nsn141914]

@@aanitharaghu first read term and conditions never hurry to invest, take time then only invest in any platform. All banks employees are under pressure to reach target and that's why they didn't inform complete information to customers.

[@aruljothikrishnakumar177]

Well said