Frugal Money Saving Tips | Frugal Living | Debt Free Living

[@wendysmith8298]

I drove my Toyota Camry for fifteen years and treated it the same way…like it was new. It still looked amazing when it bit the dust. Every time I got in my car, especially after it was paid for, I thanked God for it. Every single time. I was thankful to not have a payment and to have a reliable car.

[@FaithandFlour]

Absolutely Wendy! We are definitely on the same page! 👍😊💛

[@patricedixon2634]

Still driving my 1998 car, thankful and no payments in years. Hard times now.

[@cherylT321]

I also have a Toyota Camry that is 11 years old. I keep it neat, tidy and clean. I make sure to take proper care of it, doing regular maintenance on it. I take good care of my car, and in return my car takes good care of me!

[@wendysmith8298]

@@cherylT321 best cars ever!

[@cherylT321]

@@wendysmith8298 👍

[@Mary-sd6bo]

I've learned a lot too over the years. It's a great thing when we finally get straightened out. I have to give God all of the glory, we put Him first and He's leading us on the right path. Thank you for sharing your story with us. You have a beautiful family 😊

[@FaithandFlour]

Absolutely Mary! Thank you and God bless! 💚🌿💚

[@dchrysostom]

Amen; because of God I’m completely debt free, no mortgage. Nothing.. 0 debt- my son is disabled and I had to learn to be frugal after giving up my career to care for him.. God is good to us.. I’m so blessed and grateful to God ..

[@jager896]

Praise be Jehovah God

[@evelyngrammar]

So much of saving is about changing your head. Instead of thinking "I'm depriving myself by not eating out" think "I choose to bring my lunch because I want to take my family on a nice vacation."

[@FaithandFlour]

So true Evelyn! You hit the nail on the head! 👍😊💛

[@KC-qr3wk]

I think - I choose to bring my lunch because I made it and know what’s in it. That alone is enough for me.

[@carolrodenbeck2381]

All great advice Robin! I retired 18 months ago. My husband is still working. We have no credit card debt. When my car was paid off we actually kept on with the monthly payment but put it in a savings account and will pay cash for our next vehicle. I calculated our dining out with your husband's method and we are right in that sweet spot. I cook 6 nights a week, mean plan, and shop from a list of only what we need. I'm with you on the seasonal decor. I am not tempted to buy more decor for holidays and just rotate what I have. Take care!

[@FaithandFlour]

That’s great Carol! You are proof that living frugally pays! 💚🌿💚

[@barber8368]

Goodwill and other thrift stores are a great place to find holiday decor. And if you don’t want to pack it away just donate it back! Great video

[@JenniferVanMatreMissouriUSA]

I love the uncluttered look of your home, it’s honestly what got me hooked on watching your videos! It’s impossible to clean with clutter. I’m working on my family and their stuff 😬. Trying to lead by example!

[@amandazplace5663]

Thank you, Robin! This was a great video and I really needed the reminder. I actually think this topic needs to be talked about more in women's Bible study groups, too. In all areas of our life, the biblical concept of self-control is so rewarding. Whether it's being mindful about spending, eating, the words we speaks, what we expose our minds to, our emotions...it all has great rewards. I really struggled in one area this past year because the consignment clothing stores didn't feel like a good option for a while. The on-line clothing sales got me! Fortunately, every purchase fit, was my style and color preference. My remedy has been to return to the 10 item wardrobe. I've put away the purchases I don't currently need in a bin. As my current wardrobe pieces wear out, I will replace with the items in my storage bin before I buy another item. I encourage other women in a similar situation or purchasing regrets to find creative ways to redirect those purchases; give them as gifts, put away for later, donate, whatever.♥️🇨🇦

[@FaithandFlour]

So very true Amanda! We have all struggled- especially this past year. It’s great that you are back on track and adjusting with a great solution. Progress not perfection - and I backslide too. 🤦‍♀️😉👍💛

[@peggythomason6481]

Eating out used to be fun thing to do for our family. It has become prohibitive due to such high prices. I've learned basic meals with maybe a fancy dessert is a good way to save on food for a large group. Thanks for the great suggestions.😊

[@annettepellowe9847]

Thank you Robin🌻You are so wise. You are the essence of Proverbs 31!

[@FaithandFlour]

Thank you Annette! That is the highest compliment I could receive and I hope to get closer to that as I get older and (hopefully) wiser. 😊💛

[@annetteswanson420]

We have 2 older vehicle's and they are still running well. As long as you take care of them they will last. Great tip's!!

[@FaithandFlour]

Great Annette! I agree completely! 👍🌿💚

[@farmhouseonthemountain]

Your wedding picture looks so joyous. The best thing we're doing for ourselves is paying a couple to a hundred extra dollars on our mortgage every month to get it paid off in half the term. We're very frugal, so whenever we have extra, that's where it goes.

[@FaithandFlour]

Excellent Natassia! That is so wise and you are going to love the feeling of being debt free! Way to go!!! 👏👍💛

[@kimberlygood-kester2706]

Great tips! And I especially like your comments about seasonal (especially) home decor. Could not agree more! You are such a blessing. Kim

[@FaithandFlour]

Thank you Kim! I’m so glad I’m not alone in that! 😂👍💛

[@shanalikebanana238]

I have a 2005 4Runner love it.

[@FaithandFlour]

Yay Shana! 👏👍 I hope it continues to serve you well! 💚🌿💚

[@grannivaughn]

Love this video!! Lots of great advice. This is how my parents lived and they were debt free when it came time to retire. I couldn’t understand it while growing up but I sure get it now. I know of several young couples that have taken Dave Ramsey’s advice and are now debt free. It works!!!

[@rifqah_hanaa4608]

So many great tips! We cured our eating out habit painlessly when we moved to a tiny town in a rural area - no restaurants! ;) When we want a really nice meal, we will set aside a portion of our grocery budget and buy quality ingredients to make a luxurious meal at home. It usually ends up being 2-3 meals with leftovers, and we know exactly what went into it! My husband and older daughter have mastered a wonderful Chinese meal that puts Panda Express to shame! :D

[@TheRonskins]

This upload from 6 months ago popped into my KZbin Feed this morning...I absolutely love videos on being more mindful in how we allocate funds...I also enjoy getting new tips on best ways to save and/or ways to develop an important area successfully...I to have an older vehicle...I have a 2000 Volkswagen Golf with a mere 85,000 miles on her...She'll be 22 years old this November; AND I too treat her like she's BRAND NEW...As I've grown older, I've become more frugal NATURALLY 🤣...Thanks for this upload!

[@margaretdysart7484]

For my family, going to the movie theater has always been reserved for birthdays. On or near each person's birthday, the birthday boy/girl gets to pick the movie we see together. We use to do activities together as a family once a month such as going to a museum or zoo in the city (use to get family memberships as a Christmas gift from my mom), bowling, local parks, or save up for a day at the amusement or water park. Now my kids are adults and I am homebound, so our family entertainment is Dinner (delivery/take out) and (board) Game Night once a week and Dinner and Movie Night (at home) once a month.

[@hoosiermama3001]

Such good information in this video, Robin. Thanks for sharing! I agree with your comments on home decor, especially seasonal. Less is more! One way to save, especially if you're just stating out, is to shop the day after the holiday when all the items are marked down. Fewer things to choose from, but you won't be tempted to "go all out". You've really gotten your money's worth on your car! That's impressive! I think when you get a new one, you will be amazed at all the new safety features, so that's something else to consider when deciding when to trade in.

[@FaithandFlour]

Great ideas! You are probably right about improved safety features, but at this point my car feels like a faithful friend and I am not looking forward to see her go! 😄💛

[@nadiat6814]

Thanks for your honest tips Robyn and nice to see a photo from your wedding day. What a good looking couple! 💐💖

[@FaithandFlour]

Thank you Nadia! 💚🌿💚

[@BeeSimm1]

Love Dave Ramsay too! I also drive an older vehicle 2009 Honda Civic. Still treat it like a baby. Hand wash only, only a few drive thru car washes. Also park where I won’t get dinged. Only has 74,000 miles and I’m 68, hoping it will last me the rest of my life. I don’t know if I could deal with the screen in the newer cars. Love your tips and I agree with everything!

[@FaithandFlour]

I love it! I hope your Honda hangs in there for you. I’m not looking forward to getting rid of my car anytime soon either! 👍😊💛

[@ElaM__Christ_is_Life]

agree with the screen too. And it is SO bad for the kids. (They can barely sit still nowadays. 🙁) We have a 2008 and 2010 Toyota. My daughter saw the screens on a friends car - just by her reaction I know I do not want that in their life…

[@darkmoonstone]

Hi from Ireland ! I love your Channel Robin :) You are such an inspiration !! I was never really into cleaning before until I discovered you ! Now I cant wait to get up in the morning to get started :) And I am back to my daily Bible reading as well :) I just wanted to say Thank you ! You're a star ! I feel so blessed to have discovered you :) Love Gill xx

[@FaithandFlour]

Thank you Gill! Your kind words are so appreciated and really encourage me. God bless you and your family! 💚🌿💚

[@juliemoore6957]

Amen to less decor! It's constantly changing and just is more clutter to vacuum and dust around!

[@cscs7710]

HAHA! Your doggy watching the haircut is ADORABLE!

[@SugarMamma]

Love all these tips! (especially the ones around the home! I can't wait to add more frugalness to my minimalist decor!) Frugalness has definitely brought new life to my family and my living space!

[@FaithandFlour]

Thank you! I have been a fan of your channel for quite a while. Your minimalist tips are great! 💛😊💛

[@drendahalbert8510]

Just recently found your channel. I am loving it!!! Great tips.. even though I’m not a Dave Ramsey fan… and do not see the hype of Starbucks…. Just over priced bad coffee. I was very fortunate to have a God fearing great grandmother who instilled in me frugal living long before it was a trend. I always enjoy finding channels who share their faith!!!

[@suedechaneet6149]

We have just enjoyed 6 weeks of long service leave. We are aggressively working towards FIRE within 5 years. We tried to practice living like we were retired for the last 6 weeks. We realised we live an abundantly simply lifestyle for our greatest contentment. We spent only if it was intentional and was going to give us value, joy or meet a need. We have affirmed our values compass and are excited to work towards our FIRE number knowing it will allow us to live our best life. Your tips resonated strongly with us. Thankyou

[@LoriSkees]

Thank you for your great tips. I have recently been on a decluttering binge. I even put my Keurig away and I don’t even miss it. I can make a small pot of decaf in the afternoon just as quickly and it’s so much cheaper. Years ago we redecorated our family room. The decorator brought over a ton of cute accessories and we bought every one! I have spent the last nine years wishing I hadn’t , lol! And, trying to sell them at garage sales. This year we participated in a neighborhood garage sale and I was brutal about getting things out of the house. Everything that didn’t sell got donated. I have some empty cabinets now and I love it! Oh to have such wisdom when we’re young!

[@debbiehawkes7120]

My hubby and I are natural Scrooge’s as we both grew up very poor. Now we are empty nesters we don’t need to anymore but habits of a lifetime are hard to change. Our children tell us ‘enjoy your money mum and dad ‘ and we think we do. So we’re trying to spend more. Yes - we also have old cars and maintain them just like you. Xx Deb

[@cherylannjohnson8801]

Great advice, Robin. We are retired & I have changed my shopping habits…I just don’t need a lot. Be blessed…

[@Michele_6815]

Excellent tips! But what I loved the most was seeing your wedding picture along with the pics of your growing family. So precious! It was hilarious when you were cutting your son’s hair--watching Austin watch the hair fall to the ground. He is hilarious! One of the biggest things I’ve had to learn finance wise is to not compare my life to other people’s lives. Especially on social media and KZbin. I have to remember that many of them are getting these products for free, as influencers, so I have to make sure that if I am purchasing something that they are showcasing on their channel, that it’s something I actually need. And another practice I do on Amazon is I’ll place some thing in my cart and wait 24 hours before I buy it. Nine times out of 10 I don’t make the purchase.

[@FaithandFlour]

Thank you Michele! You are absolutely right - comparison is the thief of joy. I do that with my Amazon cart too - it’s a great tip that really works!!! 👍😄💛

[@annalisarussell2983]

Hi, Robin. Great advice. I agree with not overdoing it with decor. I have a small clear tub of Fall and Christmas decor and that's pretty much it. I love to see decorated homes, but knowing that I won't have the space to store all of that stuff keeps me in line with spending. I will definitely check out your links below. Thank you again for another informative video!!!

[@FaithandFlour]

That’s another good point Annalisa - I don’t know where I would store all of that either! 😂 I’m working on paring down our Christmas decor and I’m definitely not looking to add more! 👍💛

[@annyarman2134]

I love the idea of using the formula for eating out. Patrick is so smart. He should share that with Dave Ramsey. :)

[@FaithandFlour]

Thanks Ann! I’m sure he will appreciate that! 💚😊💚

[@Hart22]

*Watching the growth of stocks and financial assets in few years, everyone should start investing pronto even with the dip cause of the surprise in stock rising!*

[@dianemccarthy4509]

*I would have prolly been richer than I am now if I had given ears to random advice on KZbin on stocks investment and trading earlier but all the best I'm good*

[@alexanderlorenzo853]

*How much is the Tesla Inc stock right now?*

[@CryptoLarkDavis]

*Everyone should start financing in stocks I can remember when Tesla stock was just $20bucks*

[@vincentchan2716]

*There are a lot of investing options, it really gets confusing getting a great investment to finance or trade on*

[@Fionaandee]

*My best advice is to get a service from a professional trader to guide and help you make good decisions and profits out of your investing*

[@Jessie20032]

Always wise to save money and only spend what you need to 😊

[@FaithandFlour]

Absolutely Mary! Have a blessed day! 💚🌿💚

[@theresabrown1272]

Another great video , Robin . We are in good financial shape mainly because we’ve focused on saving right from the beginning of our marriage and we’ve put off “ immediate gratification “..we bought a “ handyman special “ for our first home and very patiently waited for each project we did . I love your ideas.

[@FaithandFlour]

So wise Teresa! The lesson of delayed gratification is so worth it! 👍😊💛

[@melissakelley6073]

Good Morning Robin. Great wisdom in the video. It sometimes takes a while to get on the right track with living a frugal lifestyle but if you understand that it can actually be a fun thing to do on life’s journey, then you’ve won the battle. Thank you for sharing these awesome tips and ideas. Melissa 🌼

[@FaithandFlour]

Good morning Melissa! That shift in thinking is definitely what makes this work- I couldn’t agree more! God bless! 💚🌿💚

[@krism4139]

Thanks for the winter snow photos/video! I'm so ready for fall and winter!!

[@FaithandFlour]

Me too Kris! 😄👍💛

[@jbellbird9050]

A coincidence that you mentioned Dave Ramsey as we have seen his videos in our Ladies Group at Church. He had excellent advice and I enjoyed what he had to say. We also own an older car and seldom go to cafes/restaurants as they can be pricey. I "shop from home" using what I have on hand for refreshing decor or make over thrifted items. Thanks Robin for another lovely video.🇳🇿

[@michellecjackson4956]

I like your simple frugal life style. and the seasonal decor theme strikes a bell. a friend of mine has so much decor it fills her garage. Too much. Thanks.

[@FaithandFlour]

Thank you Michelle! Unfortunately most of us probably know someone like your friend. I hope your example will make an impression on her. God bless! 💚🌿💚

[@AfricanLissy]

Your tips are all great! I especially liked your coffee tip and how the Lord blessed y'all with that fancy coffee machine. It really does make the coffee that much more special and something to look forward to :)

[@marjorierussell867]

Wonderful advice!! I have been doing some major decluttering of all our home since moving into our new home a year ago. I am trying to replace multiple items with quality items that do multiple jobs. Little by little. 😊 LOVING our ninja air fryer combo! We are huge Dave Ramsey fans as well!! So much godly wisdom in his teachings. Thank you for the encouragement to keep staying frugal even after we might not have to out of necessity. Now that we are in a place where we don’t have to be as careful about how we spend every dime, it is a good reminder to me to continue to be frugal and wise.

[@FaithandFlour]

Thank you Marjorie! I too need a reminder once in a while. 😉👍💛

[@GracieD1970]

Yes, such good advice on everything. I loved the one about seeing a movie after Thanksgiving - what a fun tradition! Thankful I never did like coffee b/c I could see myself being lured into that directions of spending $$$ on fancy coffee drinks, etc.

[@ettamargason4995]

This is one of my favorite videos of your Robin. Really timely for these times. Dave Ramsey got me out of debt and totally improved my daily habits in my ist ways even more than just saving and getting out of debt. Good Wills give you wonderful even new things. Thank you Robin I'm a Jesus Follower too. My 2003 Toyota Camry is the most reliable car I ever had. I still drive it . I learn so much from You Tube how to videos too. The library is so great, thank you Benj I'm Franklin for creating it! My Keurig is from goodwill and work s perfectly. I try to research everything thee day's. Being intentional when shopping started for me during covid. I carry a list daily before I go out the door. I'm going to do your Thanksgiving movie habit. Thank you! I love an outdoor hike and a picnic! I even pack a lunch to go do daily errands. I even got my instapot at GoodWill.

[@howbethdoesit5695]

I have told my children as they grew up and got their first jobs..." Everyone's job in the world is to separate you...from your money. YOUR job is to stop them". My adult children are excellent savers. I'm rally happy that they have kept this mentality.

[@dionnakiernan525]

This was such a great video! There have been many times over the past several years when we have been tempted to upgrade unnecessarily but thankfully we talk ourselves out of it before we have major buyer's remorse!

[@kathrynp7595]

Great tips Robin 👍🏼 I don’t buy any seasonal decor because I don’t like any kind of clutter 🌸

[@FaithandFlour]

I am coming over to your way of thinking quickly Kathryn! 👍😄💛

[@angelaholinka3248]

We invested in a deep.freezer years ago. We buy our meat on sale, and many pounds of it. I repackage into meal size amounts then freeze. We have saved thousands of dollars over the years. We also burned wood as our main heat source for many years. Saved alot on gas for heating the house in our Wisconsin homes. Have a great week!

[@FaithandFlour]

Excellent tips Angela! Thank you and God bless! 💚🌿💚

[@krism4139]

Thumbs up x 1,000,000!! I love Patrick's eating out formula! And I love that you addressed spending on coffee. It is something that I have struggled to impress upon my adult daughter. DIY has been our big focus, especially since the pandemic began. We started at-home haircuts last spring and haven't been to the salon/barber since! Now we have a home project that we can't seem to find a contractor to do at a reasonable price so we're just going to rent equipment and do it ourselves. Thank you for sharing Robin!

[@FaithandFlour]

Way to go Kris! I’m sure your project will turn out great! 👍😊💛

[@watchinitallfromflyoversta9805]

For those of you with aging parents - thrift stores have lots of walkers, wheelie walkers, toilet riser seats, and sometimes even lift chairs. Started noticing this stuff in the stores after having spent so much money for an older relative. Just hope it might help someone else out. Maybe if you see a need coming down the line you could pick something up frugally and stash it for future need. Because you might need this stuff at a moment's notice and be able to help someone out.

[@sheilaloy4214]

We too have learned to subscribe to this kind of living and have truly found joy in it over the 37 years of our marriage. There are two significant by products of this 1. It made my husband more of a team, working together to achieve our goals. ( at times it was almost fun to see what we could do ). 2. And probably one of the most important is the lessons it taught our children. (We really weren’t thinking about this at the time). It has been such a blessing to see our oldest daughter and her husband to actually be totally debt free in the 10th year of their marriage including having their home paid off. And while raising 2 kids. Our younger daughter and her husband just bought their first home in the spring after paying off all their student loans, cars and all other debts. I am so proud of them all. Thanks again for your videos.

[@FaithandFlour]

Wow Sheila! I LOVE that!!! I know what you mean about teamwork and your children are proving that action speaks louder than words. Way to go! 👍👏💛

[@MaritaCovarrubias01]

Thank you for sharing. It was lovely seeing your family pics. I implement most of these ideas in my home. We just spent $2000 repairing my 2002 Toyota, but it was definitely worth it. We’ll get several more years of use out of it at least. I enjoy living a frugal life. It’s a lighter less stressful way of life in so many ways.

[@FaithandFlour]

So very true Lisal! 👍😊💛

[@helenmak5663]

I would repair my old Toy too. Shopping creates stress on me.

[@melterpstra8999]

Wonderful tips! We decided a long time ago to try and be good stewards of the things God has put into our care. We also try to make our grandkids treat those items with respect, as we did our kids.

[@FaithandFlour]

I love that! Your grandchildren are blessed to have such godly examples! 💚🌿💚

[@conniestanton2273]

I think seasonal decorating is quite an American concept. Besides Christmas it’s not something we tend to do in Australia and it was new to me when I started following KZbin and visited the US last year. It’s a nice idea though and with some creativity and use of natural objects (pine cones, shells and driftwood , fresh flowers, etc) can still be economical.

[@rachaelseward1906]

I just found your channel and I have to say, I love your voice! You are so calming and easy to listen too. Your content is also very useful for somewhat newly married young couple!

[@FaithandFlour]

Thank you Rachel and welcome! 💛😊💛

[@jennifergentry144]

I agree so so much with these tips. Being fiscally responsible is so important for many reasons. Also, excess does NOT equal happiness. Thanks for the timely reminder as we approach the holiday season.😊🥰

[@FaithandFlour]

That is so true Jennifer! 👍😊💛

[@elisesutherland558]

Awesome, video, Robin! Those are great tips. I hadn’t heard the tip about dividing your age by 6 for the number of times that you go out to eat in a month but that’s a great guide!

[@FaithandFlour]

Thank you Elise! Patrick and I stuck to that (age/10). In our 20’s - twice a month and 40’s - 4 times per month (or once a week) we allowed ourselves to enjoy a meal out. 👍😊💛

[@JenniferVanMatreMissouriUSA]

We have 2 great used book stores we shop there first. We take are not needed books there. I always have a store credit there and get most any book my daughter or I want for $1-3.00. Then we sell back the books for future credit.

[@Emily_Rudolph]

Love this!!! Me and my husband are huge Dave Ramsey fans too!! We have all consumer debt paid off and are working hard to pay off our house in the next 6-7 years!! And we are 28 and 30. God's ways are truly the best! My hardest thing to be content with is my wordrobe. I love buying a new outfit or 2 in spring and fall. We do budget "fun money" each month so I save mine up to purchase my outfits. But it's still hard tho being content. Our dynamic is similar to yours, my husband is the super money saver so I've had to reel myself in lol.

[@dbforrey4100]

Such EXCELLENT advice and delivered so sweetly and without inducing any guilt or judgement. Thank you Robin XOXO

[@FaithandFlour]

Thank you! I was nervous about that! 😅💛

[@lisakrushinski9436]

Hello Texas friend! 💛 Thank you for your words of wisdom! God’s financial principles provided in the Bible never fail to both protect us and provide for us! God bless you and your family!

[@eileenhoffmann2422]

Robin,what a beautiful bride and handsome groom you two made! My gown was very similar.

[@FaithandFlour]

Thank you Eileen! So 1990’s right?! 😄👍💛

[@eileenhoffmann2422]

@@FaithandFlour yes,I got married in 1999 so there you go!

[@monicayoung42]

This is so refreshing. You are truly living a Christian homemaker life. Not spending and spending at target and buying Starbucks. Your life has purpose.

[@joanwettlaufer3769]

Such a great video, Robin! I sure wish I would have had access to helpful videos like this when we were just starting out as a family. Your comments about seasonal home decor are spot on. I love it and now that I'm retired, I find myself in the process of downsizing and letting go of so much of it. It is hard! Wished I'd never started on that trend. Thanks so much for your words of wisdom!

[@michelebarlow2686]

Love our sweet Robin! Thanks for inspiring us!! 💕

[@FaithandFlour]

Thank you so much Michele! 💚🌿💚

[@lyndacrossman4101]

r Robin...you had me in total agreement until, you picked on pillows and decore. LOLOLOL I love my pillows (6 king) on our bed. As fore decore I have made intentional decisions...I make seasonal pillowcases and a group of 5 seasonal decorations 1 for each family member. we used to drive old cars for over 20 yrs but when repairs are very frequent more than a small monthly car payment. It is time to give up the ghost. HUGS FROM FLORIDA...

[@noramercado3305]

I recently found your channel and I've done almost all you say. I am content with what I have and I do believe in not accumulating stuff. Thank you and keep up with your wise advice.

[@andree824]

Appreciate all your tips and advice. I kept nodding in agreement as you spoke throughout the video.

[@organic-delicacies3352]

Hi Robin, I agree with all that you say. I have been following these tips from the time we got married. I follow a minimalist lifestyle and it helps me to maintain a simple and clean home and use my time wisely on things I enjoy. Best...

[@simpledropoff5128]

Amazing video, thank you! You always look so classic, minimal and pretty

[@consolw]

This was a great video and I agree with pretty much everything you said. We didn’t have a lot of money in the early years but my husband chose to put some of his salary into a superannuation fund which you can’t touch until you retire and many times i wished he hadn’t , lol, but we are retired now and are debt free. We took the kids camping all over Australia (we live in Adelaide) as these were cheap holidays, and we always had fun. Buying the best quality you can afford is good advice because if you take care of it it will last. Tfs 💕

[@lianelindsey1407]

Great tips , Robin! My car is over 20 years old and I treated like it’s new too! I have my jeans dry cleaned so I can wear each one for a whole week and it looks like a clean pair each time. Before I used to just wash it in the washing machine and could only wear it ones maybe twice before I had to wear a different pair Thank you again! Always love your videos 💗

[@amandspankhurst7394]

We have never been in debt. We only buy what we need.

[@homemakersheart3614]

Hello, I would like to share something I do about seasonal decorating. A couple years ago my husband wanted to host a formal family dinner. We don't have all the "formal" things for that nor did I want to invest in that and, as you said "dust it, store it, etc". So I headed to the local thrift shop. I decorated our whole table and got supplies for the games for under $25. The most expensive thing I bought was a dish set on ebay of the 12 days of Christmas, those were for dessert. After the party, I re-donated all the items except the 12 days dishes. No storing, no stress and it cost me very little. I ended up doing this for Easter as well. It is very satisfying to go with a budget, usually for me no more than $10, and a focus of what area I want to decorate. Usually it's what I call a "seasonal table"- a small table in my living room, and the center of my dinning table. That's it. So I go with a focus on those 2 areas and my budget and see what I can come up with. It's fun and each year it's different. Just my tid-bits. God bless you!

[@reginaherschberger3566]

Love this type of content. Thanks for being an encouragement to us young Mom's. I also really enjoyed Randy Alcorns book called money, possessions and eternity.

[@marisamikel5312]

This is such a helpful video Robin. We are going through a refinance of our home, and to prepare, I tightened our spending a ton. I'm amazed at how much we were spending each month on unnecessary things. Now we will have more money to save and more time to enjoy together. I even gave myself a mani/pedi last week and was amazed at how much more relaxing it was at home.

[@FaithandFlour]

That’s great Marisa! It only seems hard until you put it into action. I feel the same way - at home is the way to go! 💅 😄👍💛

[@JVSak]

Excellent advice. We recently moved, and one of the biggest commitments I made to myself was no more seasonal clutter. I purged what I had, and if I replace anything, it will be purposeful and thoughtful- not impulse, on the fly in Homegoods 😂 It feels freeing to not have so much clutter to store away for most of the year.

[@FaithandFlour]

That is a choice I know you will be glad you made! I am still paring down Christmas decor and also have no plans to add on in that area! Less is more for sure! 👍😄💛

[@TexasRoadrunners]

We love Uncle Dave (Dave Ramsey). This is a great video. Thanks for posting.

[@sealskin5221]

You know, Robin the temptation window shopping thing, I stopped having catalogs sent to my house years ago to keep me from buying things. I always love to ACTUALLY window shop,😄 but not nearly as much. What you did cause me to think about is my "online window shopping" that can turn into me impulse buying things. I never would've considered that. I'm glad you said what your integrity impressed on you to say instead of not saying things because you might hurt some feelings. I'm going to be looking at how I've been doing this and change some things. Thanks.

[@paulafranciscac2787]

A simple and unexpensive way of introducing a little home decor is by sewing your own pillow covers! I love linen in rich solid colors. Curtains are also easy to make. If you can not invest in home remodeling, just getting new oven mits, and kitchen towels can freshen up your kitchen. You can find real treasures in yard sales. I like to have fresh flowers in my house . When they are starting to look old I cut them shorter and move them to a smaller flower vase

[@alexa574]

Great tips, Thank You. I've also reduced my "impulse shopping" by Not going into the store. Its amazing how much was previouslyspent out of boredom. The problem I have now is finding new past times and not buy something. I treat myself to the movies when the urge to shop is strong. We have a cheap theater close buy it works great.

[@michellejeffrey2890]

Loved seeing your family photos Robin. What a lovely family you have! Thank you for sharing them. Your tips are great for the environment too. Something our family strives to improve on every day. Less is definitely more. 💛😍

[@FaithandFlour]

Thank you Michelle! I couldn’t agree more! 👍😊💛

[@sammm51773]

Very wise advice! This is one of your best videos.

[@FaithandFlour]

Thank you so much! 💚🌿💚

[@patchnplan1182]

Having reached 55, 4 children going/gone through university I have learned that "do I WANT it or do I NEED it?" has been a good mantra. "

[@FaithandFlour]

Absolutely! 👍😄💛

[@helengreen6724]

This is an excellent video, Robin! You do have to get your priorities straight for sure. I believe in simple living as well. It is a better feeling to not have a lot of stuff as it can clutter your mind as well as your home. BTW, I have a 1999 4 Runner Toyota and it is running well and holding up partly due to my taking good care of it. Two years ago I had it in the shop a lot, but now it drives very well and plus I have not had those dreadful car payments. The new cars of today are just not built as well as they were back in the 90s or even in the early 2000s. You are a lady with a good head on her shoulders no doubt. Patrick is fortunate to have you as his wife and mother of his grown Sons. Have a good rest of the week!

[@GinaPp]

Thank you for the tips, Robyn!

[@FaithandFlour]

Thank you! 💚🌿💚

[@cynstric]

Big thumbs up👍👍! Great tips! I make Starbucks at home, and thanks to your channel and Jennifer's channel, I am saving money with the 10 item wardrobe. I love meal planning and food pickup or delivery. God is good!

[@JenniferVanMatreMissouriUSA]

Dave Ramsey girl her. I wouldn’t be where I am personally (happy marriage) or professionally (entrepreneur) without his teachings. Thank you for sharing. Love the dining out formula, that’s great idea!

[@monikalazarz2582]

Thank You So much for this video I have to learn how to stop overspending on groceries that’s my biggest downfall.

[@mrslisalee1]

You look rich, now we know the secret! Thx for sharing.

[@bpeters6704]

I like ur outlook on life and money👍🏻You’re my kinda girl😉

[@helenmak5663]

We drive a 2007 Highlander, now with 150k on it. Our other car is 2005 Avalon with 170k. Both cars are super reliable and still running smooth. We can upgrade them, but don’t have the urge. I thank God for what He blesses us. Our working adult children are still living with us, they can save and invest more. We eat at home most of the time, we get prepackaged food from ethnic grocery stores for a change. Other times we eat out or order to go. We buy quality items that last. Take good care of my stuff and they will serve me longer.

[@kderooij2555]

You are totally right, Robin!

[@ncl-ibelieve8421]

Thank you so much for these helpful tips.

[@cajbaf]

Very good advice. You should be speaking this to college students 😃😃 I am amazed at how much people with families eat out. This is not a frugal time anymore it seems.

[@FaithandFlour]

Thank you Donna! I hope this will help younger homemakers - it’s definitely a countercultural message! 😄👍💛

[@RockSimmer-gal4God]

I always try to buy quality. I just bought something I thought would be ok even though all the reviews in English wasn’t good and I bought something awesome!!! I don’t decorate 4 different seasons!!!

[@tiashadae1143]

Great tips, thank you!

[@gailtester8749]

We are really on the same page in almost every area Robin. I love your channel so much! Very inspiring!

[@brookereedy4155]

LOVE that you have fun, practical tips (like the eating out formula) to accompany each tip. Also, PLEASE CAN WE HAVE THAT MEATBALL RECIPE??? LOL. See? You did an extra good job on that one of convincing me to eat at home. Hee hee.

[@kimberlyprice2]

I love these tips! We have lived by them about 70% of our life. I am a mindful decorator and my husband is a seasonal decorator. Ugh!

[@virginial.p.1747]

We have paid for our children's (2) undergraduate degrees and have a short way (comparatively) to be "DEBT FREE" I would NOT feel debt-free if my children have graduated college with a MORTGAGE without a house! Their prosperity and financial wellness is a TOP priority for us as parents. One child is a Nurse Manager and the other is an Historian..... this is well worth it.... Thanks for the video Robin!!