FUNDRISE REVIEW 2021 - Passive Real Estate Investing

[@WhiteBoardFinance]

*We're almost at 200,000 subscribers! Tell your friends, family, spouse, significant other, ex-girlfriend, grandparents, etc.* Invest with Fundrise using the link in the description above!

[@MrHammer2088]

I must commend you for doing what you do for the public- you come across as genuine and transparent which allow people to trust in the information you're putting out there.. you also let people into your personal life at times which helps alot also.. keep up the good work.. I plan on setting up my KZbin channel with doing alot of the same coveraged fyi that you're covering - I hope to reach a massive audience like yours.. keep doing what you- it seems like we learned alot from the same source (alla Dave Ramsey ) I'm learning from you too 👍🏾👏🏾👏🏾

[@jerrynix5206]

I can't believe some people have a problem with you getting a little kickback for recommending a product especially after they sat here and soaked up all your knowledge and advice, some people are unbelievable.

[@WhiteBoardFinance]

lot of mooches out there :)

[@miloddino2234]

Thanks, Marko. I just signed up with Fundrise. A million thanks.

[@mattheww624]

Marko - WhiteBoard Finance is this a good app to invest in? Looking into this?

[@xjchief]

Been with Fundrise since fall of 2017 and don't have any complaints. It's just one part of my overall investment strategy. Like anything else there is market risk. Quarterly to can request to liquidate part or all of your holdings. I've never tried.

[@Richhomie302]

You see Marco I am a truck driver and every day on the road all I do is listen to you on KZbin how to use manage your money and so far well done

[@WhiteBoardFinance]

my pleasure. Please send me my financial advisor fee at the end of this month :) lol jk

[@mando8222]

You are smart Nimco

[@ErickaWilliamsCC]

that is great. I own several semi trucks and my drivers love youtube.

[@johnnyortiz9663]

Heard about this back when they first started. I wasn't financially ready but now I'm debt-free. Signed up with your link appreciate the hard work you put into making these videos they have help me as they had help others. Thanks

[@WhiteBoardFinance]

Thanks Johnny

[@sportsbettingeducation]

I’m seriously so happy for you man. Can’t believe how quick you got to 200k. Congrats again man. -Cody

[@ErickaWilliamsCC]

I love investing with fundrise, lending club, patch of land but really enjoy investing with grant cardone capital lately. thank you for great video.

[@WhiteBoardFinance]

Thanks

[@timcarp1964]

Ericka, do you have a video reviewing the Cardone Capital service? I would like to see a review where someone has started getting dividends.

[@aaronh9184]

How’s your investment pan out with working with grant cardone

[@bigholliday9045]

@@aaronh9184 grant is a crook

[@ThePorshaEdmun]

Ericka Williams see if Ericka vouches for it I’m with it.

[@DANJUMA9]

In this pandemic I've been seeing and following a lot of youtubers who try to be financial advisors. You sir are the best of them all. The insight and knowledge you give is so educational and I am cherishing the information. Thank you so much!!

[@WhiteBoardFinance]

Thank you

[@jaquanbazil3504]

I’m 21 and this is something I’m looking to invest in all the way your way of teaching is absolutely amazing

[@MARTINADBA1980]

Awesome content as always Marko! I am gonna save up $1000 and start my first time ever investment venture and I wish myself the best ;) Thanks Marko and keep up the great work and I wish I could give more than just one "like"

[@fernandatv]

Did you start it? What is it like after 2 yrs?

[@damiantorres5569]

How did it go

[@tae9139]

Update?

[@floridastacker]

Thank you for clarifying the difference between ETF REIT (investing in the company) and investing in projects with Fundrise. I appreciate the good info.

[@johnturnerjr7221]

Thank you for the transparent rundown of the Fundrise platform. I also appreciate your unique perspective of the platform given your background.

[@WhiteBoardFinance]

Thanks John

[@cliffdariff74]

I personally love REITs, I like getting paid while being invested... I'm invested in a half dozen... I'm looking to expand on the concept, I like this thanks

[@JimsReviewRoom]

Would love to see a bit more in-depth comparison between Fundrise vs typical REITS offered via Vanguard or Schwab, etc. (similar to other offering 8% or higher) Potential appreciation plus Qualified dividend tax benefits and may be more liquid than Fundrise. I have Fundrise myself and it does pay what is to be an anticipated 8.5% this year. I also have my brokerage account as well. Would love to see YOUR comparison Marko. I'm curious. =)

[@WhiteBoardFinance]

Hey Jim I'm a big fan! I'll look into this 🙂👍

[@PhatChin]

OK Marko! I'm going to start saving for my first $1K. Looking forward to your next Fundrise update, until then - it'll probably take me two months. Don't delete your link! I'll be using it first thing in 2020. DON'T LET ME DOWN, BRO.

[@WhiteBoardFinance]

I'll do quarterly updates! Thank you

[@cre8ivtyp]

Thanks so much for this valuable information and review. This is so timely for me, I have been situating myself to purchase a rental. I really like this concept of Fundrise and will be seriously looking into this. I share all your vids with my nephew. Such a wealth of info. Thanks again for sharing your knowledge and finance experience. Love this channel!

[@jgflowers88]

10:05 Well, we're now going through a pandemic so I'll be interested to see how Fundrise performs/reacts during this time.

[@ianmcfarlane2008]

Yea. Im thinking of signing up for fundrise but i dont know

[@YourJoy]

@@ianmcfarlane2008 Scared money don't make no money. Start with 500$ see where it goes.

[@MarioPerez-sr8ek]

How is it going? i want to do it too.

[@jmorgan3882]

Sign up cuz post pandemic it’ll all skyrocket

[@nanaagyekum3956]

Dude your shirt is amazingly crisp ! Let me go shopping with you man 😂😂

[@bjjfreak8261]

Holy cow Marko i remember when you had only a few thousand subscribers. You are doing well, congratulations!

[@WhiteBoardFinance]

Thank you

[@GrowthMindsetProductions]

I *really* enjoy the quality and variety of educational videos on this channel. All I can say is *keep* *it* *coming* ! :)

[@Valhalla_Heathen]

Hey bro, I’ve been looking into real estate investing and Fundrise is one that constantly pops up and quite a few folks use that to earn passive income. This vid offered so much clarity, thank you very much! 👍🏻

[@mandinh18]

I have it for more than a year. About 9 percent

[@JessiesJam15]

Would love an update on your investment

[@donovanparenteau2705]

Recently discovered this channel, hands down one of my favourite financial channels. Deserves more than 200k subs. Keep up the good work

[@esojanep76]

Thanks for this awesome and detailed video Marko. I think the lack of liquidity and the income tax bracket hit on the dividends + the fees, looks like it's probably not worth it.

[@musahussain638]

I'm a simple guy. Marko uploads, I hit that like button

[@WhiteBoardFinance]

LOL thanks

[@Mister_Merzen]

Great Breakdown, really informative... plan on investing into the app in the next few months. Thanks, Marko!

[@jamessheehan9442]

Very helpful. Your teaching style matches my learning style. Definitely subscribing... thanks!

[@EaRLy1ONe1]

1st video I’ve seen and it’s super helpful. Legit thinking about using my tax return and this was very useful. Only suggestion when screen sharing would be make your mouse arrow larger !

[@vasiljevicbranko]

@Marko. Do you know of anything like Fundrise in Canada by chance? Great informative video yet again. Keep up the good work.

[@SimpleFitNurse]

Concept is interesting and I respect the transparency but I think I would see the quarterly video you are going to upload before investing my own money :')

[@normknapp4404]

@Open Ranks So over 6 months of a ZERO stress, ZERO work investment and it earned ~4.7% and that's not enough ??? I'll take that every Monday sir!!!! I'm not suggesting that YOU'RE greedy, but I see a lot of investors that get mad if they don't earn double digit returns on their money... sadly those people are in for a rude awakening when the next bear market happens. Guys understand that the market has only averaged an ~ 7% return in it's life!!!! We have had an insane run on this bull market, and yes we have all made some serious money... but it has to lose it's steam, and when it does these "sub-par" measly 2 to 5% investments will be what offsets the big drops that are coming. I really hope our next correction is merely that... A CORRECTION, cause if it's a true RECESSION a lot of newly made millionaires will be broke!!!

[@iloveyourvibez]

@@demonatx I just invest 1k, like 3 days ago. How are your numbers looking now? I don't know a lot about investing but I just went for it.

[@demonatx]

@@iloveyourvibez I saw, thanks for using my referral too! I'm sitting at $2810, 1006 of it being IPO. I made a 6.8% return in 2019 netting $98. The IPO report had some fun stats - 988 million in assets under management (up 104%), 122544 active investors (up 94%), and 110 employees (up 45%) over the last year. I did stop contributing and put it on supplemental income because I ended up buying 2 rental properties at the end of the year for 12% and 15% cash on cash returns soooo. Fundrise is still cool though, I have a goal of getting it up to 10k and letting it ride.

[@samanthajohnson6554]

@@iloveyourvibez how is it going?

[@iloveyourvibez]

@@samanthajohnson6554 I pulled my $$ out to use for down payment on our house, I pulled out 3/4k and left 1k in there. I was also putting $$ in every payday. It was more like a savings account w good interest rates lol.

[@jordanelliott935]

One thing you didn't cover is the exit plan. How do you get your money out? I don't mean quickly, but after 3+ years or so? do they have a sales window or is it based on when things sale like a typical crowd fund, etc. How do you ever leave the investment without penalty?

[@tankthefrank100]

Great review. You read my mind I was just recently looking into investing in this. I think I'll give it a shot now

[@WhiteBoardFinance]

Cool. Keep in mind you need to do your own due diligence with any investments. I'm just a guy on KZbin. :)

[@philipkravtchenko9196]

Hey, Marko, I was watching your videos to better understand basics and specifics of the economy and personal fineness, and I have to say that they are very helpful and the way you explain is so down to earth. And thinking about US economy led me to a question: what will happen with us housing market in the near future in terms of the “student debt crisis”. So basically some studies mentioned in Wall Street journal indicated that the purchasing ability of the growing up generation is slowly going down. In your opinion to what changes ultimately will it lead to in term of real estate ? My primary interest is in investing in rental/ flipping houses. It would be very interesting to see a video on this topic.

[@chozen863]

Please do an update video in 5mnths to a year!

[@WhiteBoardFinance]

I plan on doing them quarterly. Will do the first one soon

[@cliffdariff74]

curious if the portfolio of bldgs needs to be sold sooner than expected, does the investor get a small share of the profit, if there were no loss.

[@NomadicDmitry]

Thank you, Marko! A great information for those who start that journey and know nothing about it. Appreciate that.

[@larrymenta1859]

Great video. Very useful info, and great attitude 👍

[@blink56k]

Fundrise has given me solid returns (9% last year), though like you suggest, it's hard to say how it will do during a downturn given its limited track record. I stopped investing since I started Ramsey's baby steps, but left my relatively small principal there.

[@WhiteBoardFinance]

Cool we'll track each other and educate the people :)

[@seemasingh9248]

Can you suggest good company to invest in ?

[@emilymcphail1944]

How are your returns looking now

[@bobespnza-la7030]

@@emilymcphail1944 that’s the question!

[@ayeluru]

Thank you for doing this video, Marko. You the man.

[@Travis_125]

Love the shirt and appreciate the content. I am definitely going to sling 500 at this just for fun.

[@WhiteBoardFinance]

thank you my wife got it for me :)

[@MrGrimHD1123]

@@WhiteBoardFinance absolute power couple

[@camh5253]

Thank you! Your video amd analysis are so helpful!

[@1davegt78]

Hey Marko really appreciate the videos. Learning a lot! And laughing too. Do you have any HELOC Videos? I couldn't find one,If not would you be able to do one in the future.

[@jbandt]

Out of curiosity, is this something that you can continue to add money to on a monthly or per paycheck basis or is it just a lump sum up front?

[@nateb19]

Jason Brown they have an autoinvest feature. Automatically deposits money from your bank account into the investment account.

[@benjaminm2456]

I have shared your channel with a few people already, hope they find it as informative as I do!

[@LoveIsWar977]

Very helpful. Going to use your link when I sign up. Thanks! :)

[@jbraunger]

Seems the tax implications and the lesser financial requirement for investing go hand in hand. If I make $200k plus a year there is simply no chance I can invest wisely in something that would be taxed at 2 or 3 times a higher rate.

[@Annaglows]

Happy to come across you’re channel. Thanks for sharing your knowledge

[@WhiteBoardFinance]

my pleasure, please share : )

[@debroski1]

Another great video Marko! Keep up the quality content sir!

[@WhiteBoardFinance]

thanks Alex :) please share

[@debroski1]

Marko - WhiteBoard Finance will do!

[@BrianWeisWI]

This video was done 4-5 months ago. Through the pandemic. Can you do a follow up video on returns and revised outlook?

[@figallomiguel610]

Hello Marko, can you explain the benefits to paid the home mortgage 15 or 30 years biweekly with details! Ty. Nice videos you show! 🙏🏻👍

[@ajmalagha8695]

Thanks! Marko for keeping it real. God bless 🙏

[@marthahorton5350]

Hi Marko, I just saw your video. Do you think this is a good time to invest given what has been going on?

[@fsmoura]

1:52 Shots fired!! 😂 😂 😂

[@WhiteBoardFinance]

Truth fired

[@doubleg3128]

Thankyou for all information you share, I like all your videos!!. I have some questions, did you only invest in Fundrise for real state? How you get the money back to your pocket, I mean the Core invest and the dividends? Please keep the good job Finally, when you think you will see any change in yoir fundrise account? Will ypu share any news? Why only 1000, dont feel enough confidence?

[@LIV-FREE-VET]

Haha knock on wood after 3-5 years!! Love your style man.

[@Coco-hi3iq]

Thank you Marko! Did you do any research on the management team of Fundrise? As you mentioned, Fundrise has only existed in a bull market. Did anyone on the Fundrise team profit during a bear market? Thank you.

[@reh604]

Nice video, Marko. Valuable content here.

[@WhiteBoardFinance]

Thanks

[@Gunsforchainsaws]

Great video Marko! I appreciate the value in your content

[@WhiteBoardFinance]

thanks Montel :) please share sir

[@ShivaShankarRai]

Hey Marko What are your thoughts about the Fundrise IPO? Have you looked onto its pros and cons? Thanks!

[@fidelbilika7271]

Hi Marko How are you? I am Fidel from Moçambique-Africa. I watch your channel and thank you for sharing your knowledge. Could you please, tell me which tools are you using to record your classes? Kind regards

[@fatheadmeetoo2891]

I really like the content...you make it seem so simple..thanks.

[@StephenShreds]

Do you have a "scale" for your marco score? i'm taking a guess 50/60? as there are six columns at 10 points each.

[@Metaconcept]

Thanks for being the guinea pig; great explanation! Would you ever consider investing larger with Fundrise (10k-500k)? Why/why not/your go-to alternative for investing at larger scale?

[@markangelogarcia2584]

is there any alternatives to fundrise wherein foreigners can invest(non us citizen/residing outside of U.S.) THANKS

[@livlife2k233]

Excellent info Marko...thanks for sharing!

[@WhiteBoardFinance]

thanks!

[@mktbully]

At 11:00 of the video you mentioned the rating, who actually rates it? Is it Fundrise that does it or a third party? It's not publicly traded so how do we know they are on the up and up? Since there's no market for it outside of Fundrise is my investment gone if there's a down market? The taxes is 1099DIV so it's straight up interest/DIV income where we take a hit during tax time. Is there an option of long term cap gain or even a DRIP where it goes back into your investment instead of them paying out? Like your videos but investment seems a little iffy for me.

[@WhiteBoardFinance]

There are pages on the website that cover all of this, and I also covered a few in my video. Completely agree with you, that's why I invested the $1000 so you wouldn't have to lol

[@sabinal7758]

Once you add the money in to your account do they invest it for you automatically? Or can you pick what you want to invest in?

[@nicolasboivin9746]

Marko, any risk as they are growing that they will start buying subpar investments? If more people buy a Vanguard index/etf, Vanguard will just buy more apple, msft, etc. But Fundrise will need to invest in more properties which is not that easy... great content btw, not criticizing just trying to get a better understanding 😀

[@jordanelliott935]

thats the biggest concern is that all these companies will need to put money in places and run out of good opportunites. Fundrise business isn't unique, its platform is.

[@rod1147]

If the housing market crashes, will the your invested value drop if you only have a Supplemental income setting or does a housing crash only affect the Long Term Growth setting?

[@equalizir1]

I don't know anything about investing. Would investing in REITs or regular stock affect someone receiving SSI benefits?

[@MykeFord950]

great informative video! watching your quarterly update video now

[@videos01d]

Thanks ..but we need to know after we have been funded, where do we go and see the actual projects to invest in

[@dushennagesur9350]

Always fresh info... good vid

[@TheConorMLife]

i like the ‘welcome to the marko score’ sounds familiar from doug demuro’s channel 😉 #carenthusiast keep up the unbelievable work marko. thank you. thank you.

[@WhiteBoardFinance]

I have no idea what you're talking about 🤔😂

[@cyberguypr]

So what is the Land Rover of investments? Bitcoin?

[@nimravus01]

"First I'm going to go over this investment's quirks and features, then I'm going to take it on a virtual test drive, then I'm going to give it a Dou... Marko score." 😜

[@aufache]

My question is should you invest e reits in a Roth ira account? Is it wise? Please make a video about this

[@paulciccarello661]

Hi Great video, with regard to your comment about taxes on the divide paid if you use the reinvestment option are the divide that are reinvested taxed?

[@kalyanvejalla]

Fundrise can add additional fees later that can add upto 2-3%, not just 1%, according to my research.

[@MoonLiteNite]

How do you realize your gains for the appreciation side of things? I get the "income" fund, but the long term one seems a bit odd. So you put your money in, get almost no dividend. But at the same time the idea is to never take your money out. How would you collect on it?

[@payneles]

Curious if you have done an update in regards to this. I don't see it but could be missing it. Thx.

[@biodunit3065]

Thank you so much Marko. i will look it up!

[@DarlingMichael]

Marko - first off huge fan from TX! Thank you for your awesome videos. Would be interested to know your opinions on Real Estate Syndicates and if those are something you use in your own portfolio, pros/cons as well like you did in this Fundrise video. Thanks again!

[@Thatguyy7439]

I want Marko Merch that says, "That's outside the scope of this video".

[@WhiteBoardFinance]

LMAO

[@osvaldoaltuve1350]

Hello Marko I just have one simple question, You Don't have no problem or inconvenient to access to the money that you're getting from your Investment?

[@dq8a]

What is the Marko score? 50 out of what? 60? Seemed like everything was above 80 on the excel sheet.

[@zharon7825]

Any update on fundrise? Thank you!

[@Habibiyosief]

Great video! Thanks for the transparency.

[@WhiteBoardFinance]

my pleasure

[@jasonnguyen6418]

Hi Marko, is it worth getting into Fundrise if I live in Australia? Will I get taxed a lot more if I did? And it was mentioned that investing in commercial real estate isnt liquid in the short term but how am I able to get funds in the long term if I were to ever need it? Thank you, it would mean a lot if you could get to these questions, been loving your videos xx

[@thenormal1]

Is there a follow up video for this, would you still recommend it... If the dividends are reinvested are they still taxed?

[@bsoxs4524]

solid channel man

[@neelkanthsapre3254]

Hi This is helpful. Can you please make a video on Variable Universal Life insurance policy? My friend told me that I can invest money in stock market (mutual funds) through VUL, grow and Withdraw money tax free. and when Cost of Insurance start growing as you get old, you can reduce the death benefit to limit the cost of insurance. So it is more of a retirement savings vehicle than as an insurance policy. What is wrong or incorrect in this thinking? Any insight will help greatly.

[@josephbroach1447]

do you pay tax on dividends that are reinvested???

[@VegaLove94]

Joseph Broach yes you do. You pay taxes on dividends if they are cashed or reinvested.

[@joealonso2692]

Hi Marko - You mentioned that the gains are taxed at ordinary income, but I invest utilizing my Solo 401k, I would be deferred of taxes until it's time to conduct distributions from my Solo 401k. Is this correct?

[@timpoolsbeanie2296]

How much would you get in dividends if you invested $1000? Is it like stocks where a share gets you $2-3 annually?

[@MsNikkita007]

Hey @Marko when are you doing an updated Fundrise review??

[@kane5445]

new subscriber. Loving that you covered this! I won't own an apartment or home for another 10 years and I thought my dream was dead until I came across this concept! Thank you for covering it. Im more comfortable approaching this now.

[@FC-ik7hm]

Hey Marko, are you going to make a new video to show the progress of your Fundrise account? we would like to see more!

[@victorcordero1458]

Probably not good its been 2 years lol

[@billycook2222]

You talk about link but I never can seem to find them. Why can’t they be more prominent? Where is link for fundrise?

[@WhiteBoardFinance]

In the description as mentioned in the video :)

[@billycook2222]

Marko - WhiteBoard Finance found it I had not pressed on down arrow

[@jeansmith8969]

Hi Marko, thanks for the information. I came across a Fundrise ad and decided to come to You tube to see of there were more information, Great video and very thorough, by the way. I am thinking of signing up. I do have one question regarding another real estate fund similar to this one. The name of the group is Dash. Just wondering if you are familiar with them, if so what are your thoughts about their platform. Thanks

[@tobaccoshop3446]

Can you get depreciation on those properties and do they give you K1 or 1099 ??

[@tommanion3190]

Hey Marko, From FR's website, I saw this, "we’ve suspended redemptions for our mature eREITs and eFunds in order to maximize cash reserves and ensure the portfolio is in a position of strength.". Does that mean they've locked out the ability to divest from or sell this option? Thanks, Tom