Indian youth is living in debt to look rich

[@GangstaPerspectives]

ATTACK MODE UTHAO, goals phodo, and actual mein KAABIL BANO to buy anything, Buy: gangstaphilosophy.com What is ATTACK MODE? Attack Mode is a complete system that will make you destroy any and every goals you have from the get go. This holistic system focusses on multiplying your success, intelligence, and good looks from the very start. It is filled with practical productivity tools and guides that DO NOT EXIST in the market anywhere else. This is a product you do not want to be waiting on. Invest NOW and reap benefits of it from NOW til the day you die. Buy ATTACK MODE: gangstaphilosophy.com

[@GaneshPalraj1991]

Please bring back your english speaking channels or put videos in english for your audience man. great videos either way.

[@manishsaxena4]

😢

[@10xGarden]

@@GaneshPalraj1991 that content took more time and effort, now ..... anyway, used to be a viewer back then.

[@arnavsingh7195]

I have to ask i bought a laptop, and I knew about my father's financial condition which led to me saving 30k in 2years after 12th my father taught me the laptop so 30 k down payment for a 70k laptop did I do a good thing saving that money

[@hemiic]

Last Year I thought of buying Iphone 15 pro max... I was all set to purchase it on EMI ofcourse.... Suddenly I don't know what came into my mind, I thought rather than buying it on full EMI, I should do a RD of 10,000 each month and after 6-7 months I'll buy it with 60-70k cash. Its almost july, I've saved around 90k coz of that RD and now I don't want to pay this much money for a phone. I mean i was ready to pay 10k EMI, but now spending 90k saved money on a phone seems utter illogical. EMI is such a scam, it makes you believe what you are not.

[@sahilintheraj]

Wow; quite an eye opener

[@prayagpankaj9237]

You can rather buy shares or invest in MFs 10000 monthly ..which will be worth more than anything...many ways of saving your money..just think wisely

[@rutvijj]

thanks for sharing!

[@champadevi2581]

​@@sahilintheraj same reaction Wow

[@na2939]

​@@prayagpankaj9237Yup! I did the same .RD gave 6.8% interest..MF gave 40% return and stock gave more than 200% return..so stock and mf for me

[@practical_theory]

And I am here thinking from 2 months to buy a used bike for 30k.

[@abhinavkumar2156]

still a better purchase than iphone

[@mixedbyhals1329]

Bikes are anyways better and value for money than iphone any day

[@ankitsingh7124]

Same bhai 😊

[@nippunsharma]

Don’t buy it

[@losaal_lom-uu6mw]

Take a loan bhai, aise essential kaamo ke liye le hi sakte ho

[@GoofyRecaps]

I make 17 lakhs per month but I still won't even consider buying an iPhone because it provides no value in my life. I'm still rocking my 4 year old s20fe which I bought for 30k.

[@karanbajaj4484]

Bhai aisa kya krte ho?

[@mentalpeace5699]

Sir job pe rakh lo

[@LoveCS-]

F***kkkk .......can someone share the roadmap to reach such number

[@franklinraj]

Similar situation and happy with my pixel 6a bought in sale

[@sumitron2k]

bhai aap charas ganja k dealer ho kya … agar yes to le lo iphone ( police crack nai kar pati iphone)

[@SidemenClips_77]

Men sad , men see Shwetabh upload , men happy

[@aro8630]

Video Ends , Men sad , Men want dopamine, Men dies

[@JhonDoe-tr8dh]

💯

[@GiteshRishi]

Men easy to understand

[@RahamanBinUjit]

No, I’m still sad.

[@mohanumarvaish1384]

Ha yr yahi ruteen bante ja raha hai ab Night ko energy mind active hojata hai aur din ko mind off rahta hai 😞

[@CheckMater007]

I work in one of the MNC and have a decent salary. Once me and one of my colleagues were discussing about latest iPhone, our director was listening to our conversation and he said, "Why do you use an iPhone, I use a Note and I think it's more Bang for our Buck." To which I replied "Sir, Galaxy Note is an excellent phone, it's just that I prefer Apple's ecosystem." He said "Not Galaxy Note, I use Redmi Note" 💀 His salary is close to 1 Crore.

[@SudhanshuKumar-mq5qk]

😂😂 director rocked 😂😂

[@SudhanshuKumar-mq5qk]

But this is far common behaviour of such persons at that position I had watched many of such persons and litteraly most of them are best

[@CheckMater007]

@@SudhanshuKumar-mq5qk and We got shocked 😆

[@kamakshishiv]

Redmi note 10 pro max is actually good

[@shubham_M7777]

His salary is closed to 1cr Still using Redmi note 10?

[@sanshammanchanda4328]

Simple rule 50% of your salary should be your savings rest should be your monthly expenses and wants. Spend those savings later on when needed

[@shikhadwivedi1655]

True and at least itna na bhi kar payein to 35 to 40 percent jaroor karna chahie. 50 percent savings ke lie at least 1 lac salary hona chahie

[@itsgodzagain]

@@shikhadwivedi1655 60k mein kar rhau hu bhai 50% save lool

[@sarthakbhardwaj3333]

Bhai ek uncle neih mereko btaya tha ki aaj ke time mein metropolitan mein aap paise jodh ke koi cheez nhi le skte, general saving alag hai pr agr aap paise jodh kr kuch khreedne ki soch rahe ho toh hoga hi nhi kyuki aap slip krjaoge Woh uncle railway mein bohot upr ki post mein hai😊

[@kamartaj3010]

My 50% salary is investment

[@shikhadwivedi1655]

@@itsgodzagain yar mera approximately 40% hi ho pata hai kharche bahut hain Gurgaon me 😅

[@samirpadhan3701]

I've purchased macbook on EMI for 12 months because I knew this would pay me off in the long run. I could have purchased iphone but I'm happy with my lenovo android. My macbook is one of the 4 pillars of my business now.

[@akuma_168]

bhai konsa wala liya mujhe bhi lena h

[@mudrad1930]

​@@akuma_168M1 lele bhai performance of all m series chips are similar price is different

[@harshsrivastava-wy6xz]

phir toh bhai 2.5 lakh ka laptop 3.25 me pada hoga 😂 Mat liya karo EMI khaa jayega tumhe 3.25 me bohot kuch aa jata jo yeh choti si machine pe kharch kiya hai jo 10 saal baad raddi ho jayega

[@Petbrandpodcast]

mac book are legit money maker! super fast, smooth bought macbook air m2 15 inch last month

[@akuma_168]

@@Petbrandpodcast bhai m1 16 gb khi available h kya?

[@mayur9017]

I make ~2L pm at 24. Started working at 22. Used a 14k phone. Invested smartly. Now bought a agri land of 8 acres (with some leverage ofc). Feeling a bit better now seeing my goals come true. No eating out. No fancy car. Also helped my dad re establish his lost business. Father also saved and bought a plot of land for me. It all depends on the goals you have. I am working hard to establish myself as a real estate developer in a tier 2 city in Karnataka. Learning to play the game by taking small risks and learning to make it work from experienced veterans in this field.

[@frazixgfxz1566]

What is your job? And where did you graduate from?

[@Aditya-qe1uw]

Helping father is the biggest flex dude. Congrats.

[@smit_t]

To be very honest the best thing that happened in my life was breakup when I was 21. Since then I have been inclined towards spirituality and I am reading/grasping knowledge. I learnt that hard but its been 3 years and I see around and feel 'everything happens for good' is so real. I use to hear money doesn't buy happiness and I used to say it can buy stuffs that can make me happy, but I experience now what it meant. I have credit card limit of 7 lakh since 4 years and I have never spent a single penny on wants. I get so much attention from people for being minimalist, people are curious that I don't party and all, I don't indulge in casual shit while they behave wanna be to get attention.

[@akshatkashyap33]

What are your hobbies brother?

[@harshpurohit7675]

yeah dummy what a hypocrite cuz your comment shows how much u want other's attention and u r trying to show off by saying wanna be cool things like "nkw I don't care so I get a lot of attention" what a pu*sy u are

[@IamAbhishekGurjar]

What about Sex ?

[@samirbhalerao5579]

Good start. Please read and implement from the rat race to financial freedom by Manoj Arora.

[@atithiganguly1625]

Love your parents and be positive. U will find a better person sooner.

[@i_am_rohit_saini]

Mera simple sa rule hai. 2 buckets banao 1st - Need 2nd - Necessity Kuch bhi lene se phle ye jarur dekho k ye need hai ya necessity. If it's a necessity than Go for it, if it's a need than only buy it on full Cash. If it's a necessa

[@Mamtha716]

Tq ..I learn something 😊

[@millionaire-nh4vg]

​@@Mamtha716🎉 great idea

[@yaseerbeig8611]

I think it's needs and wants. Needs and necessity is almost same

[@SandeepVerma-lv5ow]

Also ask one thing everytime you buy something. Do i really Need this ???

[@mohd_sultan]

Exactly 💯

[@WebDevSid]

When I was living in India and earning 3 lakh per month. I still never felt like buying an iPhone. It's a stupid waste of money even if the camera is good.

[@kamartaj3010]

Ab toh tum 30 lac per month kama rahe hoge

[@NotreallyChiranjib]

​@@kamartaj3010 social media kuch v bakwas krta 3 lakh per month 🤣🤣

[@mohammadakramali1466]

A gym trainer once recommended me buy an iPhone 15 , I told him I don't have money for that. Then he showed me his 15 pro Max and I told him his exact EMI amount and he got a bit embarrassed

[@SARFARAJKHAN-dk6pu]

Jab phone show-off k liye liya hota h tb Jabardasti ka Show-off krna hi pdta hai wrna kisko pata chalega batae bina k bhai ki pocket m iPhone 15pro max hai ,😁

[@pro_biker__prateek_.03]

Pro Model Emi per milte hai 🤔??

[@sarbajitjena4275]

Sab milta hai bro , credit card

[@sammybosak10]

There are many in my college where they bought expensive iphones on emi and but can't afford a decent laptop.

[@Om-id1qr]

Ikr these people have an iphone but use broken shitty laptop that can't even run 5 yr old software

[@Lol06987]

Lol so true 😂😂😂

[@pijush1674]

Yeah right 😂

[@sike79]

Omg same in my college 😂

[@Ice_bear09]

A big problem of youth. Thanks bhaiya

[@swatisaini6447]

I have been practicing since childhood to control my desire for buying new things💪

[@Hybridcritterflix]

As a woman it is even hard for you

[@swatisaini6447]

@@Hybridcritterflix kya matlab

[@Hybridcritterflix]

@@swatisaini6447 it's usually comparitively hard for girls to control there desire I mean you are doing good job doing that usually most of girls don't do that way

[@swatisaini6447]

@@Hybridcritterflix isme bhi gender ghusa diya 🤦

[@manishakhanna8421]

Worth watching ✅💯

[@softsignals5787]

I have a friend who bought an iphone on loan to watch travel junkie all night

[@sushobhanBhattacharjee029]

😂😂😂

[@amitdubey132]

LoL 😂😂😂

[@control_the_narrative]

yar tu har video me travel junkie krts rhta hai 😭😭😭 kyu trauma dena chahta hai shwetabh ko

[@control_the_narrative]

yar tu har video me travel junkie krts rhta hai 😭😭😭 kyu trauma dena chahta hai shwetabh ko

[@softsignals5787]

Wont you love shwetabh reacting to him ,be honest​@@control_the_narrative

[@ironcommander01]

My monthly salary is 1.25L pm (and its just average)….I had purchased my iPhone 15 pro from hongkong effectively at 83K (original rate was 91k at 0% forex and some rewards)…. I can just say that with my indian salary I can buy iPhone without any loan/Emi from an expensive city like HK but cannot buy it from india (As the indian price was 1.39L) India itself is different level.

[@nothingpersonalkid]

IT m kaam krte ho?

[@ironcommander01]

@@nothingpersonalkid haa

[@gaurang93]

@shreyashs itna package kaise I also work in IT what's your experience and is this salary achievable for someone with 3 years of exp?

[@ironcommander01]

@@gaurang93 I have 4.5 YOE. 3~3.5 YOE per 85k ~ 1L pm to achievable hai. Also I am the least paid guy in my friend circle. Apart of me every person earns 1.75 ~ 2.45 L pm with exp same as me and none of us are from even tier 2 clgs. Sometimes I even feel bad that I earn less than most folks out there.

[@LuckyIndian7]

​@@ironcommander01baap ka paisa hoga ?

[@stockfinitymarathi]

That why I reduce my credit card limit only upto 15k. 2 Saal pehle wife ne bola k iPhone Lelo. Jab mene usko pucha k price kya hai to boli 68k, to mene 10k ka Samsung galaxy le liya aur Baki paiso se wife k liye gold Kharid liya. Aaj us gold k price almost 50% se bhi jyada badh gayi hai. Aur mera phone bhi mast chal raha hai.

[@shloksrivastava7716]

Bhai dil jeet lia tumne Best of luck

[@himansurai4179]

Bless you ❤️

[@shubham_M7777]

Awesome

[@solorealm]

Clothes - D-MART food - good expensive food ( i workout ) Car - old fathers car HOUSE - FATHERS house which is my house

[@Falconof96]

i.e sorted

[@GUD0]

bhai zudio mein se mast 300 wali tshirt laya karr. worth every penny mein bhi leke aata hoon

[@shloksrivastava7716]

Dmart me toh yaar geocey milti cloth milte h kya shi hote h

[@jerrybhai3362]

​@@GUD0aur me local use karta hua

[@PExACE01]

Bhai Maine 400₹ ma shirt le black textured cotton t shirt M size ki le thi or Aaj L size hogaye😭​@@GUD0

[@frc_sc9114]

Never used any iphone. My parents want to buy me one but i strongly refuse as it is such a waste. I can buy it myself without any loan. But i am very satisfied with my 20k OnePlus.

[@rahulterwade]

Same bhai, One plus nored 3CE.

[@Sarita23vlogs]

😅 good 👍😊

[@dancinginthemoon5826]

Same Nord ce3 good phone

[@shloksrivastava7716]

Good try to buy non-chinese brand next time

[@dhruvparashar]

my rule: if I can't buy something twice at the moment, then that's a big no-no for me. edit: ofc there are some exceptions.

[@calamityZ-nh1yu]

What about car?

[@zeesworld3371]

Yap my rule is very similar if I can afford something 2-3x right there and than otherwise it’s a NO 😊.. for car it’s 50% down payment in cash n 50% in hand for any upcoming expenses

[@zeesworld3371]

@@calamityZ-nh1yufor car it’s best to give 50% atleast and keep 50% with you until you are sure.. ( that other 50% can be paid off as soon as you have money as back up) also I would say buy car in all cash money if possible or at less interest rate and look at ur other expenses like home loan or student loan n daily things

[@jaguar2948]

I can buy 5 iphone in cash but using 14k mobile which I bought 3 months ago😅​@@zeesworld3371

[@zeesworld3371]

@@Aryan07Mishra apko twice at the moment ka rule Samajna hai? To bada simple hai.. ek I phone ka cost hai 1 lakh (ek example) jab app lene jao to kya apki pass 2 lakh hai? Kya app 2 kharid pai gayi vahi ke vahi .. or kya apko kahi or. Life mai adjustment karna padi ga ya nahi? Apka answer hai HA I can buy 2 I phone at same time .. prefer method is paying cash or full amount.. or agai apki normal daily life mai koi impact nahi ayi ga financially cuz you bought 2 lakh ka 2 phone.. usko kehtai hai able to actully afford the item… I hope apko amaj mai aya hoga

[@HeWhoLifts]

me watching this on iPhone 15 💀 but not on EMI

[@kunaldudhare18]

Must be earning 100k per month.

[@埼玉-u6l]

​@@kunaldudhare18100k kya hota hai bhai India se hi na ? 1 Lakh

[@Non-stopAviation]

​@@kunaldudhare18proof de bhai fenk mt jyada

[@GyanBatsav]

​@@埼玉-u6ltimes have changed

[@kapilchaudhary8886]

@@埼玉-u6l yu ka hove '100k' , 1 LAKH NA KAHI JAARI

[@sumitnegi5120]

50%spend 30%save 20%invest The best rule for धन-संपत्ति बनाने के लिए

[@iUjjwalRaj]

I am a students I have 7% in my savings account and rest goes in investments… and monthly expenses are paid by my elder sister which is around ₹2000

[@BestTrader-nm3rj]

​@@iUjjwalRaj focus on earning more money at this age instead of investing.

[@prathameshbhosale2836]

आबे 30 %टॅक्स कोन तेरा बाप भरेगा 😂

[@itsronark7471]

The best way to make wealth is to take risks and start business😊😊😊

[@Mito_chon_dria]

I'm not rich but yesterday I donated my IPhone, smart watch, and wallet to a homeless guy. You can't imagine the happiness that I felt as I saw him putting the knife back in his pocket. KINDNESS IS EVERYTHING🤗

[@Excepitonalparadox]

Lmao

[@shashankyadav5703]

Bro is so gangsta, he doesn't even provide link to the original video

[@GangstaPerspectives]

You can literally read the name of the video and the channel. Just type it.

[@VocalsOfRitam]

@@GangstaPerspectives😂

[@deepakSharma-db6fj]

Karvali bezzati 😂😂😂

[@_0_Deleted_0_]

Bhai mai tujhe eye doctor ka number du?

[@Flowersinsnow]

​@@GangstaPerspectivesseedhe seedhe boldo na mera business dub jayega, credit nam bhi koi cheez hoti hai

[@miscellaneous_man]

I normally watch commentary videos on 2x but his dry humour is sooo funny... I want to enjoy it all the his pace😂

[@vaibhav24]

my elder brother works in an american bank and he once told me there's a senior manager in his office who can buy iphone pro max variants every month with her single month salary still using an iphone 6 or 6s which was released back in 2015 ☠

[@vikram_shahi]

True. To be honest I see most of the local people are just like this here in Canada. They don’t spend money $1 on stupid stuffs.

[@vaibhav24]

@@vikram_shahi my brother is like that too, buys me all the stuff i ask for and uses 10k phone he bought in 2020, I'm grateful

[@gairickdam18]

Please make video on unemployed educated youths in india,(only solutions required no judgement and not justifying govt can't provide jobs)if skills what skills

[@arroxelx3980]

Educated unemployed dono ek saath ab to kuch Nehi ho sakta 💀

[@gairickdam18]

@@arroxelx3980 Bhai gaand phatti hai jab fresher bolke placement dene koi nhi aata jab sirf 90 student mei 5 log ka hi internship lage not even permanent job

[@Random7370en]

SKILL ISSUE H PERSONAL EXPERIENCE SE BOL RHA HU

[@dr.swapnilgupta1180]

First thing ……if you are that educated than u can never be unemployed. But if you are average educated with lot of competitors in your field than it can be difficult. We are the most populated country , any govt in any country can’t afford that much of employment.

[@gairickdam18]

@@Random7370en bro kaunsa skill chahiye bol experience ke bina koi interview hi Lena nhi chahta aiml ka course karke baitha hu projects bhi banaya

[@train_xc]

The problem is not iPhone or credit card. The problem is discipline. Here in Singapore, people buy luxury items like a Porsche even if they can’t afford it.

[@TaseenPerwaiz]

I'm an IT professional with 3 separate credit cards having limits of 3L each... But still using a 20k phone from 4 years back... This is utter stupidity tbh...

[@sanchitverma6269]

i think me and Shwetabh bhaiya have same feed nowadays 😂❤

[@PrimeBoy-u3g]

Same here 😂

[@shantanu556]

Same bro kal hi dekha maine ye vid

[@sunnymeee]

Dude every yt creator knows what their subs watch and subbed to, in studio everything can be seen

[@Batman.arkham60]

Isse pehle vahi video dekhi thi

[@vijayraj_18]

I’ve been earning in 6figures and younger bro is still in clg. He was asking 2nd hand iphone so I asked him to wait so I get new one and will hand over my ip to him. But he didn’t have patience to wait and end ip buying it and now regretting it. After 3-4 months i asked him what’s the ip benefits him after purchasing and he don’t have no answer and want a new one bcaz he got bored of it. Similarly people around me expect some material which don’t make any sense and sometimes i feel the peer pressure that others are buying and I’m not. My current ip is 4yr old, mayb I’ll buy 16pro this year which can survive next 5 years. I’ve been thinking of buying a car since last 2 years and this generation students wants new thing every year makes me sad sometimes.

[@biohomie]

I am using Android, every phone for 4-5 yrs. Since 2009 😂 Even androids last for 5 years, not just ip

[@vijayraj_18]

@@biohomie I’d bad experience with android after 1 year so I tried iPhone once and it performs same as when i bought it. So I really don’t want to go back to android now. And some security things are there so thats plus as I have most transactions via mobile.

[@vijayraj_18]

@@biohomieI’d bad experience with android after use of 1 year and then I tried iPhone once and it performs same as when I bought it first so I really don’t want to go back to android now. The security is really plus point as I’m doing most transactions via mobile 😊

[@vijayraj_18]

@@biohomie I had a bad experience using android after a year so I switched to iPhone once and it performs same as when I bought it first so I really don’t want to go back to android now. And the security is really plus as i do most of transactions via mobile so 😊

[@gaurav8267]

​@biohomie369 really IP lasts for only 5 years ? After that what ?

[@TrishitSarkar-jn7hw]

This is right I stopped smoking by this same habit just say no. I am on 10th month of being not smoking and drinking alcohol. So it does work, just say no to yourself and try to be strong and clear your why ? Clearing your why is important.

[@snehilsinghhh]

Badhiya Bhai! ❤

[@rahultarkar5164]

Same thing can be said about home loan jo log 20 saal ke liye lete hai. Some salesman was telling me that my emi for 1cr loan for 20 years will come about 83k and i was happy about it. Later I cancelled the plan to take loan.

[@sujanangadi6301]

It's simple - Credit cards are like wish-granting genies which puts you in debt, while Debit cards are the ones for your actual nessesities.

[@akshxt15]

would love to see your reaction on the video "16 Indian Philosophies Explained Like Strategies in A Game" by India in Pixels

[@la02it]

Tbh he had made lots of mistakes in his video

[@Trilok_world]

​@@la02it still easy to understand for beginners in philosophy . But yes many mistakes in his videos

[@InvinciblePepe]

He has misinterpreted a few philosophies in that video simply because he's an ignorant. If you really want learn philosophy, start with Stoicism or Existentialism. Read Ayn Rand, J Krishnamurti, Bhagavad Gita, Socrates, Aristotle instead of relying on amateur KZbinrs like India in Pixels. He is a jack of all trades, master of none.

[@nothingpersonalkid]

It was so surface level yet little less informed

[@akshxt15]

​@@la02it I think that makes it an even better reaction vid

[@ryostyles9904]

My best (and biggest) investment through EMI was getting a laptop and learning skills using it. Time skip to 1 year 6 months I've earned more than what I had paid for this laptop using it. EMI isn't a bad thing if you know how to use it. To people like me who come from a financially challenged background, it's a blessing but may become a double edged sword.

[@premmonani5653]

i have a simple method....if u r a bachelor and maybe earning a salary of 70000 then have separate bank accounts...one in which u receive salary and one from which u spend on ur rent,food,movie,shopping ..etc...so every month just recharge ur non salary account with maybe 18000-20000...and save the rest and maybe invest

[@Jay_Khapre]

Shwetabh we need more videos on such topics ❤

[@pm-wk3yt]

भाई मैं दिखावे और दोस्ती में बर्बाद हो गया। मैने 45 लाख रुपए जो जमीन अधिग्रहण से आए थे सरकार द्वारा वो 2 साल में उड़ा दिए सब के सब। भाई मेरे मत करो ये सब, खाता कैसे साफ हो जाता है पता भी नही चलता। बोहोत बुरा नशा है ये 😢😢😢

[@itsronark7471]

45 lack khud ke dam pe earn kiye hote toh duniya ka koi bhi sangati uss paise ko uda nahi skti thi. Wo bolte hai na Virast me mili hui chij jyda samay tak tikta nahi hai.

[@pm-wk3yt]

@@itsronark7471 सही कहा भाई आपने। सामर्थ्य और संघर्ष के बिना मिली हुई सम्पत्ति का कोई मूल्य नहीं है।

[@shikhadwivedi1655]

@@pm-wk3ytacchi baat hai aapne realise ki ye baat koi baat nahi mehnat ke bal pe aap kuch hi saalo ne ye kama lenge vapas😊aaj ki generation ki problem ye hai vo realise hi nahi kar pa ri hai ki kitne gart me ja rahe hain.

[@mohammadshariq2973]

There are two types of people. 1.- People who buy things to use them . 2.- People who buy things to buy them. THERE IS A HUGE DIFFERENCE. BEFORE BUYING ANYTHING, ALWAYS ASK YOURSELF , "DO I NEED THIS?"

[@pathaktech8577]

There is way to use credit card cleverly like It's been 4 years And used credit too many time But never opted for EMI, 45 days full payment with 0% interest I only buy things which are affordable to my salary

[@BabbluDon1]

This year i thought of buying iphone 14 pro but instead of that i bought an Ac and PS5 trust me im living the best life lol. 😭😂

[@iamvishnughedia]

Bluds living his life at peak😂

[@cursedtyrany8199]

Ac and PS5 enjoying at peak full on comfort and stress release lol 😂

[@JhonDoe-tr8dh]

Was waiting for Shwetabh view on Finance topic

[@ss-ee8ky]

I'm so grateful that my dad always taught me to not depend on credit card and straight up said ki yeh bahut gandi latt hai, isse dur raho. He said it'll make sense to use credit card for smth jiski value badti hai instead of lowering. For example, you buy a jewelry on credit card so gold and silver ki value badegi time ke saath (idk if gold khareedne ke liye loan milta hai ki nahi for now so I'll take uska example) whereas agar tum phone or smth khareedo ge, toh use hote hote it's value will decrease. Papa has been drilling this in my head since i was like 13-14 and now as a 18 yo, mere ko actually bura pity feel hoti hai when i see them going for the materialistic stuffs knowing well yeh EMI peh aaya hua hai and its an unnecessary debt

[@SunamoonEnergy]

I am probably rarest of rare because I never felt any attraction for I-Phone, never bought one. There are better phones in the Market.

[@HardikPatel-ls6vb]

Fun fact:- jo bhi ye video ki audience hai voh sabhi log already apne Finance handle kar pa rahe hai..... or Jinko sach ne ye video dekhni chahiye voh insan ye video dekhna hi nai chahega. If you agree, give a 👍

[@atithiganguly1625]

23:39 mein bohot achha bat kar liya hai Sir. Bachpan mein sirf football khelke hi bohot khush hota tha. Aap toh Europe mein rehte ho, udhar bhi abh minimalistic living popular hone laga hai.

[@gaminguceyt]

Bhai Ne Dhaage Khol Diye💯😂👌

[@Felix00007]

iPhone lene se acha toh laptop ya PC bana lo aur kadk skills develope kr lo Ek basic 20k ka phone sab kam kr skta hai joh ek iphone karega

[@PrinceVegeta2710]

Wahi. 30-40k is the minimum for a flagship phone.

[@nagarajshanubhogue7633]

Bhai ek laptop me editing ke alawa koi skills learn kar sakthe he kya ?

[@Felix00007]

@@nagarajshanubhogue7633 ha music production, data scientist , code sikh skte ho, youtube kr skte ho, Ai ka use kr skte ho, technical problem solving skills le skte ho, audio engineer ban skte ho,

[@PrinceVegeta2710]

@@nagarajshanubhogue7633 haan. Kyun nahi? Coding/Programming, Ethical Hacking, Cloud Computing, AI, App/Game Development aur bahut kuch.

[@nagarajshanubhogue7633]

@@PrinceVegeta2710 Thank you 🙏

[@arroxelx3980]

Android is always better 😊

[@rickenrique6665]

Buy Samsung S23 ultra Galaxy

[@DafterHindi]

Fir wahi ios vs android ke baatein Galaxy fold kitna ka aata hein bta de chal

[@thatonerandomguy9764]

​@@DafterHindiuska android se matlab yha sasta Android

[@arroxelx3980]

@@DafterHindi Android is still customizable and has better battery life, making it worth the money and not just a showcase like the iPhone. 😊

[@DafterHindi]

@@arroxelx3980 battery life of both flagships is comparable, iPhones are just as powerful or more that androids, customisation isnt that important for many people and Ios is very stable and user friendly. As shwetab said it's completely subjective.

[@Aaryadino]

bhai aapki videos humesha youth k kaam aayeingii . .

[@sanchitverma6269]

great..ready to watch same video again... now with Shwetabh 😂❤

[@hritikyadav5718]

More videos on personal finance needed 🙏

[@birjitdhar7095]

I think my father also heard from someone. And he taught me too. If you can buy an item three times at the same time then you are eligible to buy that item. And you guys know which items am talking about. It's a GOLDEN rule.

[@TharshnaSanatan]

आज कल के लड़को-लड़कियों में इतना दिखावा है, की मै अपने दूकान में Part-time काम करने के बुलाता हूं तो मुंह पर मना कर देते हैं, जबकी पैसा भी ज्यादा देने को तैयार हो जाता हूं Work Load के कारण फिर भी मना कर देते हैं, यहीं लोग आवारा गर्दी करते गली गली घूम लेंगे पर काम नहीं करते हैं बिलकुल भी, और ये लड़के बोलते हैं की मैं आपकी दूकान पर ये काम करूंगा तो मेरे दोस्त लोग मेरा मज़ाक उड़ाते हैं तू फलाने वाले का नौकर हैं, और उनके दोस्त भी ना काम करते हैं और ना दूसरो को करने देते हैं। India 🇮🇳 Future End Ho Jaayega Kuch Sal Me

[@kulwindersingh-id6xj]

कहाँ है जी आपकी दुकान क्या है जी काम

[@dahliajaji9547]

आप ने सही बोला. Work culture नहीं बचा

[@frivolousfemme]

And here I'm still waiting for a phone price to go down from 17k so i can buy it with my own money. I feel content and liberated after watching this😂

[@KrishnaBhai-oo4iw]

😂

[@dhrutikpatel1929]

😆🤣🤣 mene to 17,000 ka Vivo phone liya (parents ne dilvaya) 4 saal se abhi bhi chal raha hai 😂, no hang,pubg sab game chal jata hai achha khasa 😂

[@A_T_H_E_I_S_T]

Mene 15k me poco m2 pro buy kiya tha 3 year Pehle.. Acha chal rha abhi bhi and mene Iss phone se hi 1.5 lakh earn bhi kar liye and 1 laptop lele ki soch rha hu 😊

[@RajendraCan]

A lot of people in developed countries have been using iPhones since a long time. But, what people in India don't realise is - 99% of those iPhones (or pixels or Samsungs) are purchased via mobile operator contract (either trade-in or owning). So, they can own the phone at a comparatively lower price. We too have such contracts in India, but they are definitely costlier compared to there.

[@SambaranBanerjee8]

We are shifting some saving economy to consumer economy. That’s good and bad Good Our countries gdp will grow Bad If another crisis like 2008 hits we won’t survive it like our parents we saved money

[@SudhanshuKumar-mq5qk]

That's why I like him he say the truth which is on his tips only ye nhi ki kisi ko bura lgega aisa nhi Jo hai vo bol deta h that's great thing but aise logo ko support hi nhi milta kya bole😢

[@aryanchandel8124]

Bhai mere paas budget hai but still I prefer Android bcoz there is no feature for which I would spend such amount.😂😂🤣🤣😂😂😂

[@divyabonkey]

basic thumb rule before buying anything is that you should have enough money to buy it 3 times then it makes sense to buy the product once. And also never use credit card for buying stuff that you wouldn't afford without a credit card and pay back the credit fully within 24 days of purchase.

[@samridhyabose5311]

I have friend in my childhood group She bought an I phone 15 pro or something will be paying something around 2.5 k per month I was like why did u buy it She said she wants ti use it for 5 years Which clearly did not make aby sense to me because i am an Android user i can also use my phone which is redmi at least for 5 years She did not have the capacity of speanding so much on her phone still she did If it was before buying, i could have still said no but she did not It has become status symbol nothing else I am very happy with what I have I am at that stage of my life where i know where to invest and where not to Thank you sir

[@abhijitkalita6938]

U r a mature girl n a wife material 😊.

[@Exam-x6b]

Bhai tu har jagah milta h 😂 ​@@abhijitkalita6938

[@maxnoob7612]

Wifua ​@@abhijitkalita6938

[@aniketchoudhary2304]

your everyday guide ....he is so good...reflecting the society.

[@kittupathak9930]

EMI par kuch bhi luxury items nai kharidne ka ghamand hai😎

[@rohitPLAYS0x1]

Bro using ad blocker openly on youtube 😂😂

[@denkhwbrahma]

Remember boys, the goal is to be rich not to look rich.

[@sacksygaral8288]

Last year a thief stole my phone (redmi note 5) in a train. As i earn only 40k with family responsibilities so with deep regret i decided to buy a redmi note 8 pro on 24 months emi. Still paying my emi. My request to all thieves in the country. "Bhai chori karna hai to ameero ka samaan churao, garibo ka cheezein churake, tum sab khud ke liye shrab iqattha kar rahe ho"

[@Byomakesh1]

Last year, i bought an iPhone 14 128gb for 38k. But for that, i had invested 50k in p2p lending for a year from which i made 6k profit.Sold my old phone & cc discounts which brought down the price so low. Instead of paying interest to the banks, try to make a profit out of it so that you can drastically reduce the price of the item you are buying

[@justatrader6648]

thank you bhai ....needed some motivation there 32:03.... (working on self)

[@souravbanerjee6564]

Majority people's r faking themselves And they r thinking we r Cool😂 Seriously 😅

[@G_Sourabh]

Good to see you reacting to smaller underrated channels.

[@veddhapodkar3672]

This reminds me the scene of the movie "fight club".... 'We are the middle men of history'

[@PurbhiK]

Very intellectually enriching video!👍🏼

[@rachitdoescode]

This video came at the right time on my feed.

[@sandipkori2400]

21:36...So true, never thought that way...Great point Shwetabh❤

[@abhinavlost226]

The only thing I have bought on EMI so far is my car, that too an used car from Spinny after paying 55% down payment!

[@angeljain6222]

I used my J Max phone since 2018. Colleagues teased me, calling it ancient. But it was worth ₹18,000 from my salary. After 3 years, updates stopped some features. A recent update made it slow and drained the battery. I had to upgrade. Initially, I looked for phones under ₹20,000, but the green line issue worried me. So, I bought the S series. This made me think: why don't phones last 10 years like our parents' appliances? Phones cost ₹25,000 but barely last 5 years. All this planned obsolescence driving unnecessary spending. Also, why every year companies coming up with new phone. The habit of having new should immediately be stoped, which eventually reduce the number of ads. Else, it would be very difficult to save.

[@sankalpgupta1566]

I have an another angle to this issue, i have purchased Samsung S23 which is of 55k on no cost EMI. I have sufficient money to purchase it on cash but i thought buy it on EMI because if in future i required some money then i can use it but if i purchased phone on cash i am spending lumpsum money. I think what i have done is right and i see many people around me doing this only. Lets see in comments what opinion people have on my views.

[@neerajkashyap01]

This works when your finances are well planned.

[@rutvijj]

this is the only way EMIs make sense from a consumer standpoint.

[@1yamxn]

I was at sketchers store, asking for discount. He said we can give you no cost emi. I was like, is this even possible.😂

[@Navjot.Anttal]

Shwetabh bhaiya we need more video like this

[@KunalAggarwal683]

Many people fall into the trap of EMI, but you can use it to your advantage. My salary is just above the price of an iPhone 16 Pro Max. I needed to buy a bike for commuting, as my office is far from home, and Uber/Ola rides take 40-45 minutes-much longer than it would with a bike. I chose to buy it on EMI despite having the cash. Instead, I invested the money and the returns now exceed the interest on my EMI, effectively making it free and giving me extra income.

[@imtiazalam7897]

We are in afghanistan and we don't know what is credit card is And now we don't want

[@TheAnalyst-ib9rr]

Credit card is very helpful if used smartly. It helps to avoid taxes. If you pay on time their is 0% interest

[@LuckyIndian7]

​@@TheAnalyst-ib9rrchal be nashedi

[@Exam-x6b]

​@@TheAnalyst-ib9rrabe vo muslim h sud lena ya dena haram h ....intrest is haram .....ye hindu grantho me bhi likha h prr hindu kha manege.

[@ujjwalyadav3783]

​@@Exam-x6b Abe mndbuddhi fir economy kese chlegi? Apni chij kisi ko dega to rent nhi lega kya uska?

[@nousername1587]

​@@Exam-x6bAbe konse grandh padh liye tune? Naam btana zara

[@Aditya-qe1uw]

My father is a Professor in government University. He used his old Maruti 800 for years just because he had a home loan going on. He could have bought a new car anytime he wanted but he chose wait. We used to hate our khatara 800 😂 but, baap toh aakhir baap hi hota hai. He waited for his pay increase in the 7th pay commission and then he finally bought a new car.

[@shashanks1915]

This is not happening just with the materials objects, but the same way we are treating humans as well, especially women, who are treated as objects, use and throw them..

[@aayushjangid1696]

Here me using a 3-year-old second-hand flagship phone, which is still better than an iPhone 15 for my daily tasks.

[@shankg8483]

my poco f1 broke last month after around 5 years of service....RIP to my boy. now i got narzo 70x

[@yashkaushik3853]

Glad my father always tells me to buy in cash. If you can’t afford it, don’t buy it simple as that.

[@Narutofinds]

We need "The panchtantra" story back

[@manoopgaddale9955]

Yes

[@nova2393]

Good quality mouse bhaii... Click click

[@harsh8462]

i am 23 earning since 2 years now what i do is very simple i prioritize necessary need before everything suppose lets say i earn 60k 1. pay your rent (asssume - 15k) 2. your food (home cooking - 6k) 3. send home (25k) 4. go out on weekends or shopping(6k) 5. invest (5k) 6. rest save if dont want to suffer in month ends

[@ShoaibAli-iz3kn]

What do you do brother?

[@harsh8462]

@@ShoaibAli-iz3kn I am a developer btw that's not what I earn it's a assume

[@btwinrambo-tj8lv]

I read this on social media- ' if you can't buy a thing twice then don't buy it ' !

[@theshadow8900]

More I know about humans I deeply feel alienation towards them. I only sense a dumbness and stupidity. I feel sorry for myself that I can not resonate with most of them. This feels lonely. I don't care about loneliness either because most of life was always like this. In my early age I thought maybe I am immature but now it's not that I'm stupid or mad rather everyone else is stupider than me.

[@KishorVR]

I had almost 10 lakhs in debt seven years ago with no job. Today, I have savings and I spend that money with credit card that I already have in my savings.

[@mayankindian3750]

Good sir 😊

[@kevalmotivaras6346]

Always quality content...i have a salary of 145,000 and still using 18000 rupees phone from last 3 year thinking about bigger things for future and family 😅

[@train_xc]

Bro enjoy your life. Not like FOMO, but enjoy somewhat. Life is short

[@ShoaibAli-iz3kn]

What do you do bro?

[@train_xc]

@@ShoaibAli-iz3kn if you work in corporate for 5 years, you’ll get those numbers easily. Be it HR, Corporate lawyer, Salesperson or Software Engineer

[@kevalmotivaras6346]

@@train_xc ya bro enjoying in terms of exploring the things, giving happiness to family and enjoying different food etc..

[@kevalmotivaras6346]

@@ShoaibAli-iz3kn I am a senior accounting tax and audit associate

[@RandomStuff18181]

people dont realize that an iphone gives same value as a 36K nothing phone

[@prithvirajkar2054]

A very good informative content

[@apurba_medhi]

I just don't want to spend my savings at once that's why I use credit card to pay as emis and I always repay due all the time. Thats why my cbill is also growing if I want big loan someday I can get it because of my earlier transaction. Use credit card wisely, its a tool use it like that only.

[@dahliajaji9547]

How do you use credit card usefully