"Get Back on Track: 5 Steps to Catch Up on Bills"

Behind on your bills and need to get caught up? Use these steps to see where you can pull extra money and apply it to those behind bills and get caught up, then watch this video to learn best budgeting practice and success over your bills.
If NEW to cash stuffing WATCH THIS: ➡️ ➡️ ➡️ • Budgeting Made Simple:...
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***As an Amazon Associate, I could earn from qualifying purchases, some of the links above could be paid links and I can earn commissions. I may have other associate affiliate links as well, I can receive commission and/or payment from the products listed above. I am not a financial advisor, just a mom who has been through life and likes to share tips she has learned along the way.**
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[@reginalemoine5809]

Just a quick thought. If she switched her cell to Mint mobile, she could easily save $75 a month.

[@lymanjoy]

Yes, great suggestion. Love the suggestion ❤️

[@missmaryjanegreen]

You are speaking from a place of privilege & not taking into account the poverty trap. To be on Mint you must own your phone. A lot of people don’t have the funds for that and are trapped in a contract with a phone on payments.

[@perryking4180]

love this

[@emmagonzalez8185]

Loved the video ❤

[@noelledayhoff4752]

Great advice!! Nice breakdown and explanation on how to get caught up and move forward. Such a stressful situation, been there a few times as a single mama and it is overwhelming. This breakdown will give your friend some breathing room and it is temporary! Really enjoy your channel.

[@lymanjoy]

Thanks, I really hope so and hope others can plug in their numbers and find their wiggle room to breathe a bit. 😊

[@hollyramsey3576]

Love this! Such a great video breaking it down step by step.

[@lymanjoy]

Thanks, that was my hope. 😊

[@inHarmonyLife]

Yes finally, 🎉 I love this video! Truth spoken.

[@lymanjoy]

So glad you liked it 😊

[@thebudgetevolution]

Hi 👋 here watching and supporting while doing chores 😊

[@lymanjoy]

Thanks 😊

[@godshealed9093]

I just started watching your videos, and thank u, that u explain the process very well, which makes it so easy to follow along. Im trying to implement some of this. ☺

[@lymanjoy]

You are so welcome! I hope it helps, let me know if you have any questions along the way. Always love to help

[@ginamoffett1973]

Great video ❤thank you for doing this

[@lymanjoy]

You are so welcome! Hope it was helpful.

[@DollarsMakeSense2Me]

Here supporting🎉

[@lymanjoy]

Thanks 😊

[@BudgetsWithELMA]

Super helpful video, and I like how you explain it step-by-step 👍

[@lymanjoy]

Thanks for watching. 😊

[@melasonbelizaire1185]

This was so useful. Thank you

[@lymanjoy]

I am so very glad it was!!

[@BarbaraMoore-ju1he]

👍👍👍

[@kenyonwolfe2400]

I love your videos and I'm saving alll of mine 20$ and alll of mine 50$ And alll of mine 100$ you helped me out a lot

[@vickiereynosa921]

Enjoyed your video, cutting out those items like Hulu and Netflix temporarily won’t hurt anyone. And not buying clothes for a while won’t hurt either, most people have closets full and don’t wear everything they have. No need to buy all the time, just use up what you have 😊 I always enjoy your videos 🎉

[@lymanjoy]

Thanks for watching and commenting. Love hearing from all your opinions and perspectives. 😁

[@pepperbasenji1425]

Suggestion Libraries have movies audiobooks e-books and hoopla for library card holders.

[@lymanjoy]

Fantastic suggestion 😁👍

[@ChelleShaniece]

Thank you for this video. I need to get my finances on track and this was very helpful. I just wrote out all my bills like you did here and OMG! it was very eye-opening. Lots of work to do but I will use the tips here to get things in order. Just curious, what kind of coding do you do? I do SDS and Obs. 🙂

[@lymanjoy]

I am a pediatric and family practice medical coder. Great job on getting those bills organized. It's an amazing step forward!!

[@harperlg2017]

I love your videos! Question for you about getting trained to be a medical coder. What school/business did you go through for that?

[@lymanjoy]

Ahima and AAPC are amazing schools online, so they can be done anywhere. It does depend on what type of coding medical office, specialty, or hospital.

[@harperlg2017]

@@lymanjoy Thank you!

[@vickiereynosa921]

The phone service I have is Cricket, I Pay $50 flat per month, I get good signal, I’m a sales rep so I use it a lot for work and it’s unlimited data. Happy with my service 😊

[@lymanjoy]

This is great to know. That sounds so affordable and straightforward!!

[@kelseyshelton4243]

Such great advice! Thank you so much! Side note: WHERE DID YOU GET THAT PEN!? 😂

[@lymanjoy]

I got it at black N blue. I love her she's amazing go check her out and tell her LymanJoy sent ya. 😁 youtube.com/@BlackNBlue10_4?si=ufrHr1bBPHoS-EUH

[@aprilprothero1665]

Sometimes electric companies will spread the behind amount over a 12 month period. So her monthly bill would go up slightly for 12 months. Also, look at local churches or food banks to do your shopping at. One of my local churches has a great food bank. And you dont have to be a member. Just live in our county. They even help with bills. That way, your grocery bill will be even lower so you. An save a little bit more.

[@lymanjoy]

These are amazing suggestions!! ❤️

[@fischerlifewideopenspaces]

I’ve always wanted to be a medical coder

[@lymanjoy]

Go for it, look at AAPC and you could be on your way pretty quick 🙂

[@JenniferD.-wt4uj]

Where do I look for surveys and get pay for please?

[@lymanjoy]

Survey Junkie and Attapoll are my favorite so far.

[@JenniferD.-wt4uj]

@@lymanjoy Thank you for sharing and answering my question.

[@miracledecor333.]

Try Visible for a phone plan.

[@lymanjoy]

I've never heard of that l, I am going to look it up. Thanks

[@axevictim69]

There is a lady that has a youtube channel that buys all her groceries at dollar tree and shoows how to cook them and many different recipes. Im sorry i dont know her name but i ran across her yesterday. Im not suggesting eat like that forever but maybe a while to get stuff paid off.

[@axevictim69]

And this is just a sugestion.

[@lymanjoy]

Great idea!!!

[@alilbitoferika1367]

Frugal fit mama i think is the lady you're talking about. She's awesome! I'd recommend her

[@adel_budget]

💸💶 만나서 반가워요❤

[@lymanjoy]

Nice to meet you too, welcome to the LymanJoy community.

[@chelbyxokay]

People with negative money after their bills from income shouldn’t have cable. Get one or two streaming services you like.

[@lymanjoy]

It's definitely a good idea. 👍

[@buttaflyantics8618]

Prime is enough for me. I’ve been cutting everything but my wrists to get out of debt.

[@DieGurkenfresser]

Esp. If you have them already. You can Always get cable Later on again. Also the TV is going to have a hard time running If they shut Off your power 😅

[@mangayakposowa4334]

Or they should choose the one they like or watch the most

[@patty1h]

If a person is not smart enough to get rid of Spotify, Audible, Hulu, etc. when she owes money to a utility, they are most likely beyond hope.

[@lymanjoy]

I think sometimes we just need to lay it all out. That's the key. It's hard to see an issue when we are close to it.

[@mangayakposowa4334]

Not true, their situation wasn’t even the worst. Ppl have made way worse decisions and have come out of it. Giving things up isn’t always the solution. In fact, it can make things worse. You can always choose to make more money. If you can’t pay your rent, giving up Netflix is just going to leave you homeless with no entertainment lol

[@omarviktoriyamosquera2023]

Clothes and grooming showers etc are not necessary? You go to work looking like a bump and smelling like one? You go outside naked? What are we talking about here????

[@lymanjoy]

Lol lol....it's only a season to get caught up on bills, my friend. 😁

[@omarviktoriyamosquera2023]

@@lymanjoy I get what you wanted to say but that's not what you said. I love what you do and teach but please think about explaining everything in detail and say what you mean. I have 5 kids all ranging from 2 to 13 and roof, food, car are not the only bare necessities to maintain that roof, food and car. Keep up the good work. Lol happy holloween.