My ultimate goal is to create generational wealth so I know it starts with me. I have a rainy day fund of $500. Now start with the 1 month ahead fun & then the emergency fund of about 6 months.
@laina-brown2 жыл бұрын
We also live one month ahead. This means we don't have to wait for the paycheck to drop to make our budget and plan for the month.
@TnCouponer2 жыл бұрын
Great tips.. I begin saving by doing the penny savings challenge.. Most people can do that one.. Another good tip either having a yard sale or stockpile sale.. If you do eat out use coupons or codes.. Especially look for free food for your birthday.. Hope you have a blessed day my friend..
@freedominabudget2 жыл бұрын
Great tip!
@ceciliaruns722 жыл бұрын
Problem is that when you hang out with wealthy people they don't have the same budget mindset and it can blow the budget very easily!
@danikeebler16622 жыл бұрын
I got fed up with my high interest credit card and needed to break free from my credit card company. I tried to get a zero percent card but that was a dead end. A new bank only would do a small fraction because I had no history with them. My high FICO score didn't matter. My bank would only do 6 months. I was determined and got a straight loan. It is at a lesser APR % , it is no longer revolving ( yo yo) debt and I got away from the credit card company. It is a fresh start with a loan rather than credit card debt. The balance can only go down. No more credit cards. I went from 5 digit debt to lower 4 digit debt very quickly. .
@danikeebler16622 жыл бұрын
Now that covid restrictions are lifting, I want to do a game night with friends. I want to do financial games with them. It will open the conversations, swap financial tips and get us thinking financial. There are games like, Life, ( there is a debtors version of Life) Cashflow and Monopoly.
@freedominabudget2 жыл бұрын
Love this!!
@aprilsunflower744010 ай бұрын
First time watching your video. When you said no more coffee you almost lost me 😅. A saying I like is do something today that your future self will thank you for. TFS
@FeeNomenalFee5 ай бұрын
I plan to pay 6 mos to a year ahead.
@Gitanarosa2 жыл бұрын
I need this
@sharonbice74902 жыл бұрын
A little to late for this. People that were living paycheck to paycheck, are struggling big time, to make it, with this recession going on. Everyone is going under. 😢