Going 88% Portfolio Margin Leverage in YieldMax!?┃$11k a Month Distributions

[@fraymll]

Let’s goooo get it!!

[@ReiShirouOfficial]

@@fraymll thanks for watching Can’t wait for the next update video likely on the weekend

[@LessonsWithLou]

I'm glad I found your channel a few weeks ago, I'm enjoying your consistent updates. Looking forward to seeing some distribution videos once you've been doing this a couple of months! I currently have about 25k in YMAX and 25k in MSTY. Making about $4k/month. No margin. I'm just going to be sitting on the cash it generates for now and using it to seize good opportunities as they arise. Keep up the content man 👊

[@ReiShirouOfficial]

Yeah I try to make an update when something different happens. Sometimes a week blows by and I wont be able to do anything, My strategy utilizes high margin (But job as a margin call protection). And sometimes I work till dark or even on weekends, Last weekend for example on a sunday I went in at 6:30 AM and left at 7:30 at night Glad you like the channel tho, There are many other youtubers doing these yieldmax videos but I feel i am different being super young but a "Big" portfolio, and being heavily in margin Will i make a catastrophic mistake? Or reap in riches, Find out next video 🤣🤣

[@AmarliaVB]

Love the channel and your journey!

[@ReiShirouOfficial]

@@AmarliaVB thanks for watching! A financial journey all of us are on!

[@AmarliaVB]

@@ReiShirouOfficial Yups! Scared money don't make money!

[@moisesfermin1644]

I've been doing this for several months. I've taken personal loans, line of credit, margin, and invested into my brokerage, also invested into crypto (stablecoins, lending and yield farming). Still have to monitor interest rates to make sure they're holding above the debt interest. My issue is that I get impatient and uncomfortable holding so much debt. I end up paying the debts in a few months and close out the loans after earning some profits. This time around I'll be holding out for longer to allow for compounding before considering paying a larger amount of the debt off. Glad to see you acknowledge the high risk you're taking on.

[@ReiShirouOfficial]

@@moisesfermin1644 most definetly I don’t want a year of savings to go down the drain I wanna pay the debt off but slowly Ideally if the economy does not go to crap , I mean the stock market Then I will pay off 15%-20% of the margin a week (20% of each weekly distribution pays down margin)

[@AdamFente]

🚀🌛

[@zinnburban]

Looks good. I clear over $40k per month in distributions. I'm now putting on my paid out distributions into XDTE & RDTE (Their stable NAV, Pay weekly, Tax friendly)

[@ReiShirouOfficial]

@@zinnburban you are lucky With so much income that’s what I would be doing Cause you need like $200k or something to make $5k a month in xdte last I heard I know xdte is safer but yields just higher

[@PassiveEarnings]

Good luck with this strategy, I would definitely be following, cheers!

[@ReiShirouOfficial]

@@PassiveEarnings thanks man

[@Chris-ew9mh]

Please don't forget to factor in the taxes that a high dividend portfolio using margin will generate. Everyone seems to ignore that factor or claim that it depends on everyone's individual tax situation. That's great but it would be disingenuous to new investors to not factor it in for total returns. Heavy use of margin is great for an up trending bull market but a 10% pullback could feel like a 20% for conservative investments in margin and maybe a 30%-40% drop for more aggressive plays. The other factor is that most high yield dividend etf's tend to lose value forcing you to buy more shares to keep the position size stable. Paying outsized dividends means you will need to set aside 30% of that inflow to cover State or Federal taxes. I wish you the best of luck but after 2 years of getting 20%+ gains in the indexes, we very well could be in for a bumpy ride this year. Personally I'm up over 83% in the last 3 years which includes the 20% down year in 2022 so you need to be prepared for anything.

[@ReiShirouOfficial]

Good input let’s hope no down turn yet Yeah I factor taxes about $2400 a month I will pay with my 9-5 job income

[@Lilhendrixxx]

U not crazy u gonna get crazy rich 🎉

[@ReiShirouOfficial]

@@Lilhendrixxx I hope we all do Thanks for watching :)

[@ladell149]

It will happen to many people have don't will yeildmax I m working on being next great content.

[@Widdle_weirdo]

Cool video

[@ReiShirouOfficial]

@@Widdle_weirdo thank you!

[@HighYieldDividendDragon]

Hi , what assumptions are you using for the calculation of “ months to break even” What formula have you used to pull in all the positions break even values. Can you share a blank spreadsheet with these formulas Thanks.

[@ReiShirouOfficial]

Break even has no complex formula If you invested $1000 And make $100 a month Simple $100x 10 months 10 months break even Or similarly I divided my $117k investment by my income from these funds So $117000/9400 Or $117000/11000 if I go 88% margin

[@Anonymous-ld7je]

​​@@ReiShirouOfficial No, that's not how it works when you're on margin. You are paying daily compounding interest on the money you're borrowing from Robinhood, and need to calculate that into your payback period. It's like a mortgage. You're not just paying the principal back, you also have to pay interest. Also, it will only be an assumption because Robinhood can and does change the margin rate at any time.

[@ReiShirouOfficial]

@@Anonymous-ld7je I think it’s close enough on another spread sheet I’m saving 6% and 24% for tax Numbers are already conservative If I estimate 10 months break even it’s going to be pretty close (I don’t even factor in compound interest from reinvestment) to calculations on my end It should be good man

[@HighYieldDividendDragon]

@ This is projected income based on TTM average?

[@ReiShirouOfficial]

@ i use the last few months distribution as average Markets a year ago different than 3 months ago

[@bitcoinborg798]

So are you reinvesting most of the dividends from YieldMax ETF back into YieldMax ETFs, and a little towards more stable ones like JPEQ?

[@ReiShirouOfficial]

Not JepQ too low return I am looking at spyi from meow JepQ will be a future play

[@ginune16]

I hope you are factoring margin interest rates. Robinhood charges like 6-7%. I know its much lower than the income but when you factor in taxes on top of that, it can throw off your numbers significantly.

[@ReiShirouOfficial]

@@ginune16 yes it’s about $3000 in expenses to generate $10k a month in income But I am covering taxes with my 9-5 do I keep my portfolio isolated and the money constantly reinvested

[@jeremyweaver647]

Would you say investing a small portion of your portfolio ( like 2-5%) into Ymax would be a good idea?

[@ReiShirouOfficial]

@@jeremyweaver647 not financial advice but ironically even coming from me I’d say probably not These funds have erosion over time aka a time limit I use margin to break even quicker before the time limit ticks against me to hard It could backfire on me but if not I’d be having it good To be clear ymax takes 2 years to break even, but that’s assuming it stays at a stagnant price Which we know it erodes so it will take longer maybe I think for the high risk who use margin these are money printers seemingly, but risk adverse people should stick to the normal boring investments

[@ralphpal]

Once you start you won't stop. It Will change your life and yeildboost is coming out

[@BigTVAnt]

what do u think about ybtc

[@ReiShirouOfficial]

@@BigTVAnt no comments on it because I never looked at it Already heavy don’t and msty I’m in 60-88% margin but not risky enough to get much more in crypto allocation

[@bluecollarbullionballer4269]

You might go broke but I am impressed you have over 100k at your age.

[@ReiShirouOfficial]

Been making good income since 18 High risk higher reward Let’s hope it’s in my favor It’s going to come down to if market crashes or not

[@Mike_Affholder]

Should be good yieldmax restructured their strategy there is less nav erosion.

[@ReiShirouOfficial]

I hope so Ymax specifically has very little erosion since going weekly

[@jeffhammaker1994]

Bought Cony when it came out. Got 117% return. Scared money don’t make money

[@ReiShirouOfficial]

Good stuff Jeff I like the dividend to price ratio $1 average a month to a $14 share price stock Hopefully crypto pops next year

[@jordanmike4852]

Don't forget margin interest is tax deductible. But do your homework not tax advice

[@ReiShirouOfficial]

@@jordanmike4852 I believe you have to itemize your tax tho and I also hear doing that may or may not be beneficial But I will see, thanks for watching

[@Whiskydanger]

You have a good outline. Stick with it and get your bag. The weakness is the volatility. The strength is the distribution. Everybody who does this seriously, winds up in the todd akins plan. Mostly index plays and sprinkled in yieldmax. Im using tspy over spyi/jepi/q in my main account with a divi death star of ymax, ymag, and qdte. My kids account have xdte/qdte and ybtc. Both are using 100% margin

[@ReiShirouOfficial]

Dang what’s their buffer at

[@Whiskydanger]

51%

[@ReiShirouOfficial]

@@Whiskydanger pretty good

[@Whiskydanger]

Theres stop loss on all positions and the btc play stays at 5% of the portfolio total value.

[@ReiShirouOfficial]

@@Whiskydanger stop loss is pretty aggressive

[@savagemp5]

U are going toooo low risk and conservative. For entertainment, u might as well run portfolio margin and buy 850k worth of stocks making 73k usd a month with 6.7x leverage

[@ReiShirouOfficial]

@@savagemp5 let me take out a payday loan while I’m at it !

[@kasperlarsensen1707]

This is really awful. You clearly have no idea how bad these ETFs are.

[@ReiShirouOfficial]

@@kasperlarsensen1707 well I will lose $117k then Thanks for watching !

[@thetravelingbubby]

@@ReiShirouOfficial lmao

[@ReiShirouOfficial]

@@thetravelingbubbyscared money makes no money Even with Nav erosion unless a fund exploded you should make money Many people have already broken even and are living off the distributions Don’t give me hate, just follow the journey and see if my path ends in ruin or success

[@thetravelingbubby]

@@ReiShirouOfficial You miss read that. I often say "watch me get rich quick or lose all my moneyyyyy". I'm doing a similar plan as you my guy.

[@ReiShirouOfficial]

@ could sworn I subbed to your channel But just said Yeah let’s see what 2025 holds I’m on yieldmax Reddit a lot and have been told you should wait till post Trump inauguration So imma not be 88% leveraged until then likely

[@ORACLEFASTMONEYTRADER]

Just remember that you can use all your buying power as long as you have buffer. You must watch the buffer If you buy the right ETFs you'll be able to have more buffer even with no buying power

[@ReiShirouOfficial]

Thanks I tried to sprinkle msty towards the end since I watched your buffer video

[@Whiskydanger]

We would all love to see your 400% performance over the last year oracle. That would be sweet. Just screen shot that 1 year performance in robinhood and it will show that you didnt just put a million dollars in😂