GST Returns as a Surrogate Variant for Loans: A Comprehensive Guide to Eligibility Calculation

[@niranjanchavan1447]

Sir I'm work in DSA Unsecured Business loan department your video is so helpful

[@AnkushJain]

Thank you

[@anjalisingh6459]

Sir I am DSA your video is very helpful

[@DAILYMEMES99952]

​@@anjalisingh6459would you like to work with me

[@KAUSHALTYAGI-v4n]

Very well explained

[@AnkushJain]

Thank you

[@diwakarmehra8978]

Sir business loan ka jo apne DSCR batya wo samaj nhi aaya thora explain kr dijia na

[@AnkushJain]

Kon sa point samaj nhi aaya

[@diwakarmehra8978]

And 12.month ka sales kise calculate kru

[@AnkushJain]

Jo total credit summation hai usko hi sales Maan lo

[@jyotigupta5350]

Thk u so much sir🙏

[@AnkushJain]

Your welcome

[@er.ankitrathi9653]

Sir one video on cersai search and how to practically do it

[@AnkushJain]

👍👍

[@diwakarmehra8978]

Banking saroget

[@AnkushJain]

Yes

[@RathnakumarKrishnan]

Without property possible?

[@AnkushJain]

No

[@rajjain2193]

Sir agar Turnover mein 30% plus decline hai as compare to previous year lekin net profit same hi Hai tow kya loan process kar sakte hain ?

[@AnkushJain]

Ideally to itne sharp dip pe krna nhi chahiye

[@arpithanambiar5188]

Can you please do one video for banking surrogate

[@AnkushJain]

Yeah will do

[@niranjanchavan1447]

Kindly request in business Loan department regarding video

[@AnkushJain]

Ok

[@archanaagarwal57]

Sir your videos are very helpful 🙏🏻 Want to ask if someone watches all your videos, would that be enough for a credit banking role?

[@AnkushJain]

Thank you. Yes should be enough

[@souravkarmakar2201]

How does CYGNET pay a role in GST surrogate process??

[@AnkushJain]

No I am not aware about this

[@ankitgupta5583]

Sir please share cash flow statement video

[@AnkushJain]

kzbin.info/www/bejne/rpamgKman5uqm9U

[@ramu4651]

Sir does fdod comes under surrogate

[@AnkushJain]

No

[@mehulchandak9993]

GST OD is everyone's Fav 😅

[@AnkushJain]

Yeah 👍

[@rajpreetkaur6905]

Sir your all videos are very informative. Can you pls make the video on all LAP surrogates with eligibility calculation . Eg. Banking surrogate, net profit, turnover based.

[@AnkushJain]

I have made few videos on Lap, have you checked? But they are of financial based variant and also one video is of lease rental discounting

[@rajpreetkaur6905]

@AnkushJain thanks for your quick reply. There are many videos. I just want to know the eligibility calculations only. Can you pls tell me the formulas of eligibility calculation of surrogates only.

[@AnkushJain]

I will check and make videos on them. Can't tell for now as i have not researched properly

[@rajpreetkaur6905]

@AnkushJain OK thanks, will wait 👍

[@AnkushJain]

👍

[@rupalimalviya8391]

Contractor ki simple balance sheet kis video me discuss ki h ? Link share karein. for nascent ques like why gross profit is not shown and how to calc it, why is it diff from other bs ?

[@AnkushJain]

Rupali members only playlist mein jao vaha sirf members ki Jo videos hain vo mil jayegi

[@premsomani966]

Dear Sir, We really appreciate your hard working and efforts that you are putting in. Thank you for your vedios on every concept. Sir there is one request, can you please help us by uploading your vedio on Assessment of OD, CC, BG, TL AND different scenarios when Clint need CC and TL, OD and BG etc etc. Please consider.

[@AnkushJain]

I have already made detailed videos on it. Please check the playlist section. Thank you for appreciating the content

[@shivangnpatel3326]

Sir, How to calculate eligibility in Affordable sagment Home loan or LAP for small tickets loan up to 1 crore in GST program??

[@AnkushJain]

I will check the details and confirm

[@razdansushant]

Sir good afternoon. Please guide if a credit card of xyz customer is NPA in 2019. Can we accept such cases under GST program.

[@AnkushJain]

Its purely internal bank and policy call.. check whether post that NPA, customer got loans and cards from other banks or not

[@razdansushant]

@@AnkushJain Thank you

[@AnkushJain]

Your welcome

[@SaurabhTiwari-gu2pw]

Sir GST read krna samjha dijiye Ki koi GST file ki gyi h uska kaise samjha jata hai plz sir

[@AnkushJain]

Pl check video related to GST returns on my channel

[@KAUSHALTYAGI-v4n]

GST kese read krte h agar koi vedio banyi h to please share link Agar nhi h to please ek vedio bna dijiye ki GST kese read krte h

[@AnkushJain]

kzbin.info/www/bejne/mnKpgnSPhKp5g9E

[@archanadoke9791]

Good evening Sir Sir Jaise aapne kaha GST product me taxable value Leni hai. To GST 1 ya IFF me 4A - taxable outward supplies amount and total liablity amount me difference kyun hota hai. Aur hame Jo amt 4A me show kar rahi hai wo assessment ke liye Lena hai kya?

[@AnkushJain]

Total liability mein to gst ki liability hogi na.. usmein sales nhi aayegi

[@Bapan_M1]

Can I avail two working capital loan based on gst surrogate program? From two different banks

[@AnkushJain]

No, it will be double funding

[@shouryayadav9792]

Sir make a video on fund based ,and non fund based facilities

[@AnkushJain]

kzbin.info/aero/PLjlclsu02a_xF39lKYlErHvlMzCx5GSBu Pl check this

[@namanjain3054]

IS THIS METHOD FOLLOWED IN hdfc bANK Also? can we give this under CGTMSE scheme?

[@AnkushJain]

Can not be done under cgtmse. I can not name of the banks here

[@khushgada9802]

Sir, will high TOL/ ATNW and Current Ratio of less than 1 be a cause of concern if major part (more than 50%) of the outside liabilities is Advance from Customers

[@AnkushJain]

Yeah it will be

[@khushgada9802]

@@AnkushJain but Advance from Customers represents future obligation to be performed and not any cash outflow. Also, in underwriting, if debtors are stretched beyond 180 days is considered to be a concern, wouldn't it be a good thing if a business is able to recieve payments for the goods or services provided by it in advance and use that money to pay for not only revenue expenditures but also capital expenditures... such business would not need much capital from its owners and hence, would have high TOL/ATNW... your thoughts?

[@AnkushJain]

@@khushgada9802 what if the business is not able to deliver the goods in future? What if the goods are rejected by the customers? What if the orders for which advance was received is cancelled by customers in future? In case of creditors borrower has to pay them "money" while in case of advance from customers, borrower has to pay in form of "goods". It's just change of underlying asset

[@vivekok81]

Nice

[@AnkushJain]

Thank you

[@shahnawazalam6320]

Nice video Sir

[@AnkushJain]

Thank you

[@cacmacs]

Nice video Sir...

[@AnkushJain]

Thank you

[@Hindtrust]

Working. Capital is 25 percent of last year turnover as per Nayak committee

[@AnkushJain]

Out of which 5% is promoter margin thus 20% is bank finance

[@niranjanchavan1447]

Sir kindly request in business Loan regarding all products loan income surrogate gst surrogate and banking

[@AnkushJain]

Ok

[@shahnawazalam6320]

Sir tractor loan pe video please

[@AnkushJain]

Hi this is not my expertise area

[@akashdeepkumar751]

Sir next scheme in surrogate product Banking surrogate Casa surrogate

[@AnkushJain]

Yeah will study that

[@crnagar9729]

Pls Sir, One more lecture of Banking Surrogate

[@AnkushJain]

Ok

[@SandeepSingh-hw1hy]

Sir please share your contact number I want to join your class

[@AnkushJain]

I have uploaded separate video set for members.. there are no one to one classes

[@SandeepSingh-hw1hy]

@@AnkushJain okay Sir thanks for reply please suggest how to join member series