THIS is How to Avoid RV Junk Fees & Scam Tactics!!

I love the RV industry and all the good things camping represents. But I cannot stand some of the unethical and some times literally illegal practices out there designed to swindle good people out of their hard-earned money.
► Learn more about how to avoid RV scam tactics here: bishsrv.co/HiddenFees
In today's video I'm going to expose what things like Junk Fees and illegally forced financing add-ons are & help you learn how to avoid them.
There are plenty of good, reputable dealerships out there. And there are those that will do and say nearly anything to get your money. It is always YOUR CHOICE to complete a purchase and YOUR CHOICE where you take your business!
► Click SUBSCRIBE NOW to catch all future videos!!
00:00 How to Avoid Getting Hosed
01:43 "Junk Fees"
03:47 How to Defeat Them
07:43 Forced Finance Add-ons
09:30 Example
10:49 RV Loan Terms
14:02 Refunds & Guilt Trips
16:20 Subscribe Now for More
► Learn about Bish's Diamond Club benefits you receive at no charge when purchasing any New OR USED RV here: bit.ly/3oVqODp
Connect with Bish's RV & Josh the RV Nerd on...
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► Join Bish's on TikTok at / bishsrv
► Josh's Pokemon GO Trainer Code: 5403 2403 6298 (LOL)
► and See More Videos at / bishsrv
#fees #illegal #pricing #RVNerd #RV #rvlife #rving #travel #camp #camping #camper #campinglife #homeonwheels

[@bradmiller6507]

When I bought my RV the finance lady offered a warranty that cost 25% of what the RV cost. I feigned a shocked look and told her I wasn’t told the RV was so bad that it would cost that much to warranty and stood up to walk out. Her reaction was priceless. She stopped trying to add stuff on.

[@marybourgeois5235]

Brad.... I'm borrowing that line!!!

[@Tool0GT92]

Camping world wanted to sell me the 7 year warranty, I held out and got it for a third the price. Never say yes the first time.

[@artymaj6]

@@Tool0GT92”Scamming World”

[@Tool0GT92]

@Russ Stringer I actually had a good experience with them I think its location dependent

[@artymaj6]

@@Tool0GT92 There are several lawsuits that say it is a business practice.

[@wkw4095]

This is legit like having a family member in the RV business. Priceless

[@JoshtheRVNerd]

Well I am your “Uncle Josh” after all 😉

[@timbryant9869]

I wish I could have seen this video a year ago. Camping World is a perfect example of an RV dealer that practices all these tactics. I did go through with my purchase, but I had to fight to get all the junk fees taken off. It was a terrible and stressful experience. I actually resent the fact that I went through with the purchase. I hope anyone planning on buying an RV watches this.

[@JoshtheRVNerd]

Sorry that was the case. Camping is supposed to just be easy

[@FrigidNorthAk]

Good thing to know about camping world, have been keeping an eye on prices in Idaho on their website.

[@Mi_Tony]

We have a camping world about 10 minutes away. I won’t even buy accessories from them.

[@UrsulaEJames]

We looking at Camping World and $ 2000 is part of deal and listed as Just Camping package!

[@keitha.1888]

Not only do I have to worry about buying a poorly made rv I have to look out for junk fees and scaming tactics.

[@dianedenham5259]

As with all products that you're buying.

[@keitha.1888]

@Diane Denham 80k BMW you're in and out of warranty repairs in a couple of days. Rv's a couple of months at best.

[@oldengineer1519]

@@keitha.1888 And BMW provides you with a loaner.

[@keitha.1888]

@@oldengineer1519 BOOOOOOM...

[@donchaput8278]

That's just called life. Welcome

[@rosslarsen3702]

Just purchased a White Hawk 29BH from Bish's (after visiting many other RV retailers) and found them to be totally honest with regard to fees. Yes, they wanted me to finance (who wouldn't) but when I told them it would be a cash sale, I still got the agreed upon great price. I drove over a 1200 miles and got the best deal ever. I was NOT going to pay the extra 2K for the walk thru fee at delivery at Camping World. Thank you Bish's for your honest business practices.

[@JoshtheRVNerd]

Ross thank you so much for sharing this. I think it means a lot more coming straight from someone who's actually gone thru the experience!

[@nia6849]

From experience Camping world is creepy. Watch out everyone.

[@secrets2youth]

2here are you Josh? anywhere near southern California 😊

[@fantastiqueberliotz1209]

Camping World is THE worst! 💩 I wouldn't buy a roll of toilet paper from that company. 🤮

[@connielogsdon6212]

We have been through this the past month. They refused our "cash" and told us they HAD to charge us an additional $2000.00 for us to buy anything with cash. !!! How insane is that? Josh Thank you so much for all this information.

[@meistersonthemove]

We pick up our new fifth wheel from the dealer tomorrow. I just went through the paperwork and the only additional "fees" on our paperwork are the addons WE asked for. The hitch for my truck, the modifications to the unit (tankless water heater etc) and an extended service contract that goes beyond the manufacturers end date on theirs. The sales lady at our dealer asked for our budget, what we were looking for as far as features, length, weight etc. and when we asked for the out the door price, she had it in writing within 5 min from finance. The finance guy was straight and to the point, and at no time did we feel like they were pushing us into anything we didn't ask for. We're in Tulsa, OK and the dealer we used was Bob Hurley RV. They didn't waste any time trying to upsell us or push us into anything we didn't want to see. Great dealer.

[@JoshtheRVNerd]

I don’t even mind you mentioning someone else’s location here. I think this is nice to see

[@jeffreybryson]

This is why you negotiate the out the door price. I don't care how you write it up. That's what I did when we bought our 2021 Alpha Wolf 26DBHL. I just wish I would've known how bad the service department was at this dealership for getting warranty work completed. It took months to finalize and some things were never pushed through warranty and then charged us diagnostic fees for these items, which we were not told would be done. They cut a tire down in the shop and expected us to pay for it. Nope. I don't care what your sign says and policy may be. We took pictures of it and no tire was down. It took another 6 weeks to get a matching tire. They forgot to put our tire cover on the spare and I didn't noticed until I got it home. I called to see if they ship it , which a tech said they found it, but it's never shown up. Never again with them.

[@meistersonthemove]

@@JoshtheRVNerd I’m glad you don’t mind as that COMPLETELY slipped our mind commenting earlier. We love your content so keep up the excellent tips!

[@skyegirl]

I’m glad you mentioned the name because that’s my hometown and I am a single woman and I know the first place I’m going to go shopping when I get ready to buy!

[@machfive916]

I don't know of anyone that "pulls back the curtains" like you do and "tell it like it is"! Thanks so must for educating the Nerd Herd.

[@JoshtheRVNerd]

I try. Ty

[@richardcompton4606]

Every one needs to see this video prior to purchase

[@JoshtheRVNerd]

TY Richard. Feel free to hit that share button and help make your idea a reality! :)

[@lauragough1174]

Thanks for the info. Another scam I've seen posted is the contract is written up for a different unit than the one the buyer agreed on. Wingman Wisdom just told the story of a couple that bought a $200K motorhome that got scammed this way. If you find a unit, take a photo of the VIN and make sure it matches the contract.

[@JoshtheRVNerd]

I’ve had clients buy elsewhere have that happen twice in Michigan in my career. Both times on Motorhomes

[@sssophiesmom]

Wow!!!

[@bmccall614]

A year after we bought our camper at Bish's Coldwater location I see this video. Good to know they practice what they preach. We made a tour of NW Ohio, Northern In, and southern MI and looked at several models. While we intended, and did pay cash, everywhere we went I asked for the OUT THE DOOR PRICE. When we got home, we thought about it a few days, called Bish back and gave a credit card deposit and asked for the amount we should make out the check for and that is what we paid. A year later we have many happy camping memories so far and that will continue when I retire next year

[@JoshtheRVNerd]

Ty so much for sharing this!

[@christiansen420]

I use to work in sales for an auto dealership, and I can't tell you how many BS fees the finance department would add on. I would actually lower the price on the used vehicles just to try and offset the fees. I also lost customers because the dealership wouldn't take off $500 on a vehicle when the customer could prove we were a few hundred dollars higher than the other guy. I felt taking advantage as a salesman by my employer. I eventually quit.

[@666Wainebueno]

I don’t even own an RV of any sort and I’ve been hooked on this channel the past week since finding it. New favorite channel for sure

[@JoshtheRVNerd]

Wow ty 🙏🏻

[@lauragough1174]

Could you do a video on safety and security measures RV owners can take? I've seen so many posts on RVs being vandalized, broken into, burlarized (inside and out (propane tanks, batteries, even sway bars)), and stolen. These things are happening right on people's property, at dealerships (waiting for service), in storage and campgrounds.

[@JoshtheRVNerd]

Might see what I can do..

[@nia6849]

Location pls.

[@tombouman4485]

Thank you Josh for all you do for us. Not only all the great RV stuff, but sometimes when I get tired of things in general, the news, etc. it's just great to tune into the Nerd, a friendly face and great disposition, plus lots of good information . Keep up the great work! A friend in Holland, Mi.

[@JoshtheRVNerd]

TY Tom :)

[@robertroth287]

Personally, I am a big fan of hidden junk fees, but then again, I enjoy a good colonoscopy. Now to my point: While I really haven't had a big issue with hidden fees, I have experienced enormous pressure to buy add on services, such as extended warranties (usually available for less elsewhere), paint packages, etc. Perhaps a video on these packages would be useful to your viewers

[@JoshtheRVNerd]

NEARLY spit my drink out reading this dude

[@JoshtheRVNerd]

TY for the suggestion at the end as well. Was considering something like that as well

[@jameswaechter3048]

When I bought ours, I called about 10 different dealers. I asked them all for a purchase invoice. That way I could compare.

[@dontfencemein-rving7439]

In 1989 I worked at a Florida dealership and we had a book to go by it had a scale of pricing and color coded Green, White, and Red. Basically a motorhome could sell in the range of $35,000 up to $85,000. The RVs did not have price tags on them. Someone would ask how much is this 36 foot class A? I would have to go ask my boss. He would look at the book and he would give the highest price allotted in the book for that motorhome. Then the customer would have to come up with a counter-offer. Then I had to go back to my boss and he would counter-offer and say "If they balk at this price ask them how much would they pay and ask them to give you a check to show they are serious." I hated this practice but I was a dumb 24 year old and knew nothing. If the customer was a complete gullible person they take them to the cleaners. I sold one 21 foot class C to a man. It was the least expensive Class C on the market for the brand. It should have sold for $31,000 and they got him after down payment and trade in for $51,000. I had no idea. The man came back 6 months later to buy our 36 foot Class A and he was soooo upside down. He came up to me and said "You got me." I felt so bad because I had no idea until after the deal how much he got screwed over. BTW, when he had come to buy the Class A I had already moved to the parts and accessories department. At least I could price things honestly there. This is why if I was anywhere near MI I'd buy from Bish's.

[@nia6849]

Very informative.

[@rvingtheusa]

Met car dealers that gave the gut feeling of, run as fast as you can. To me buying a car from many dealers ranks right up there with dental visits. Avoid it until there is no choice.

[@JoshtheRVNerd]

I don’t enjoy the buying experience either. My car is overdue for an update but I just don’t want to deal with it

[@richardkoch8752]

Josh, I think this one of the best vids that you have done. A great service. I want to add that if you are being "strong armed" into purchases.....walk, if not run. ALSO report it to your State's Attorney Generals Office. I saw too much BS in my career of people being taken advantage of. I'm lucky that my Daughter was a Attorney for our State's Supreme Court. Contacting the State's Attorney General's Office was her recommendation for unfair business practices. One thing I have always done when buying a car from a dealer was make my offer " I have X amount of dollars, I HAVE to be out the door for that X amount of dollars". If my offer wasn't accepted initially, I walked. I had a couple of times when I would get a phone call the next day saying now they could do it.......I didn't go back, if I can't get the best price right off.....forget it. Also "sleeping on it" is one of the very best things you can do. Amazing how getting away from the dealer, a good meal, a "cooling off" period can clear the head and make it possible to make a unemotional decision. Great video....Thank you Unc Josh!

[@JoshtheRVNerd]

Ty Richard. I hope the message spreads

[@tmtex]

I was in Camping world buying a part. They were redoing their sales offices so they had tables out on the floor for rv sales. You could hear the guy selling this couple the under belly water proof spray and the camper spray lifetime wax LOL

[@AKben1775]

People become sticker blind and human nature is to take the path of least resistance and avoid conflict.

[@snake_king]

Great point!

[@JoshtheRVNerd]

Sad but true

[@porkchop10]

That's not my human nature lol.

[@lauradomenico3264]

When we bought our RV we should have walked away. They charged us a prep fee. I questioned it and they said that when they get the RV from the manufacturer there is a lot that they have to finish. I had never seen that from any other dealer. I guess I really wanted that RV. In hindsight, I should have never signed on the line.

[@tutttutt9558]

It’s pure profit for those shady dealers. Refuse to pay it.

[@johnlynch5221]

You are absolutely correct Josh. We saw a lot of this in the quest for the perfect RV. We were the lucky 20% that paid cash. We stuck to a budget. ASK questions and do shop multiple dealers. I had one dealer tack on a commissioning fee. I asked to itemize this fee, and he got mad at me. We did not buy there RV.

[@sally7477]

Hey Josh, buyers can also be "pressured" into buying the extended contract, GAP insurance and other things. Not told it is required, but it is discussed and added to the contract which is brought to you be signed. When you see the total price and decide you don't want the extras, the finance people doubledown on selling the extra products to you. And in a moment of weakness you agree. The good thing is, there is a cancelation clause, but it has already been added to your loan which affects your term and payment. This happened to us at one of your Bish's dealers. Needless to say, we were not happy with the process, especially since we chose this dealer partly due to your videos. We are hoping to have a better experience with the service department.

[@JoshtheRVNerd]

You’re spot on here And sadly.. it works on a LOT of people

[@rogerspalding5673]

It's hard to get your money back once you've discovered that you've been swindled. It helps to have a mean, vicious lawyer who can threaten a lawsuit, and then back it up by alleging fraud in the inducement and treble damages. Filing a claim with your state's attorney general's consumer protection division doesn't hurt, either.

[@steved9397]

As someone who finances a lot(tow trucks) the gap has saved me more than once it's one of 2 things I'll get that and if I can't work

[@rosslarsen3702]

Okay, when you walk into the finance guy's office to buy a car, truck, or RV, just know they are the up sales guys. Just say no. Do your research before and decide if you need or want any of the extended warranty or services stuff. I got NO pressure on my purchase just this past Thursday. I paid cash and merely said, "not interested." You still have the power. But I guess being a crusty old fart, makes it easy for me to say NO. bahahaha

[@1kenswee]

This happened to me on Monday! What can I do as a consumer to reverse these charges, for all these products? Do I have to contact a dealer, or each individual item? And how do I find out if I really need any of these?... Ken

[@donchaput8278]

Thank you for the education for customers on this! I worked in auto sales for several years and it's very similar. I walked away from a car purchase once because the dealer had "mandatory fees" on every vehicle, "you have to get the paint package and extended warranty, all the cars come with it here". I will pay more for the better value/experience and I actually tend to buy an extended warranty if the price is right!. When you are looking at the total picture, the cheapest is rarely the best and you'll get what you pay for. (Most people shop off price rather than value though)

[@JoshtheRVNerd]

My pleasure I hope it helps

[@markt4297]

I told them I wasn't paying 995.00 dealer service fees. So, the dropped the price of the RV 995.00 and added them back in. I almost fell out of the chair laughing.

[@JoshtheRVNerd]

Wow

[@alejandrojarquin2132]

Same here wish I watched this video before I purchased my rv Good thing I didn’t pick up the TV yet because I’m taking all the warranty’s off

[@cavepeon4429]

Thank you for this. People need constant reminders of things like this.

[@HelloKayla20]

I'm so glad I found you. We are new shoppers and about to finance a travel trailer. We had to put a $1000 holding fee until bank gives us approval of loan amount and after detailing and such until we sign real contract. I left the building not feeling excited for this and staying up at 3am researching if this is a right buy. And your video solidified my thoughts. At 8am we are going to cancel our buy and not shop with them. Thank you for making this video.

[@annwhale4418]

I have a “sleep on it” policy. An RV is NOT a NEED item so taking the time to do your research will save you in the long haul. Before buying our used trailer I looked at what the going price for that particular trailer was around the whole U.S. and averaged it out. I then took that number to the dealer as my final offer and I got it, saving us $7K. I gained a lot of respect from my husband that day.☺️ Never be afraid to walk away.

[@tutttutt9558]

Never leave those snakes a deposit.

[@richarddietzen3137]

When the salesman or especially finance manager asks “What do you want your payment to be?”after you ask for their best price, you should probably run as fast as you can. If the sign outside a used car dealership says “we tote the note”, run at the speed of light. Who benefits if you have to buy insurance that makes a payment if you can’t due to job loss? Hint, it’s not you, it’s the seller/finance company. If you are buying a new car, you can shop the protection plan or extended warranty across the Internet from another dealer before the 24-72 hour cancellation window expires. The manufacturer’s extended warranty price is negotiable and you can save a lot outside the finance manager’s office, or simply by relying on the vehicle’s manufacturer warranty and standard emissions warranty. Even with manufacturer financing, the rebate that you may receive for financing under the manufacture, a program will be likely be exceeded if you pay your loan off to completion at their higher rate. Line up your best financing before you walk in to the sales floor with a checkbook.

[@JoshtheRVNerd]

This is all super fair

[@mikewadams1]

Thank Josh! This is great information.

[@anthonybass7851]

Josh I met you at the Kalispell Bish RV dealer a few weeks ago. I made a deal on the Artic Wolf 321 BH fifth wheel. The entire experience up to the point of signing the paperwork was great. Then the finance manager tried to sale me all the extend warranty BS. He even tried to sell me gap insurance on a 54K purchase with 20K trade in plus 9K cash down. There was no gap that needed insurances. Needles to say I got my down payment and trade in back and walked out. I’m currently shopping for the same RV at different dealers. It wax great meeting you and I truly like you are a stand up guy. It’s a-shame it ended this way. Keep up the great videos!

[@hambdenbob7616]

Too Good..!! Leave It To "Josh The RV Nerd" To Prevent "The Sleaze From Invading RV's"..!!

[@JoshtheRVNerd]

I’m not perfect. We’re not perfect. But we try.

[@bertpeters1866]

Josh, you and Bish's are golden. This stuff goes on in the car sales world, but I had no idea how bad it could be in the RV world. Thanks once again for you and your company's outstanding integrity.

[@JoshtheRVNerd]

It goes on anywhere in the sales worlds I fear

[@jasonklansek2664]

Josh, thank you so much for all the insight. This will certainly be good to know when I buy my first RV.

[@MrNickb-s500]

Thank you for this Great heads-up information! 😊😊👍👍👍👍👍👍👍👍👍👍

[@wendylucka2397]

I wish we'd have seen this last October. The more I think about it, the more I know we got stung! Added on so much that the price jumped tremendously. Then they told us that they had to be the ones to winterize it, and charged us for it!! Thanks for the scoop, it will save someone alot of $$$$, and next time we buy a tt it will help us, too!

[@RickandDarcirvadventures]

Love all of your videos and we learned a lot. Wish more people would do this to help out the buyers or their KZbin followers.

[@JoshtheRVNerd]

Ty 🙏🏻

[@rv_at_the_beach2603]

Good one Josh. Great advice to get the "out the door" price.

[@JoshtheRVNerd]

I hope it helps some folks

[@thomasdevore7844]

So true Josh Thank you.

[@JoshtheRVNerd]

You're very welcome!

[@ttman5069]

Nice to see the honesty!

[@JoshtheRVNerd]

I try!!

[@christineburke9759]

THANK YOU! I really appreciate this info.

[@JoshtheRVNerd]

Glad it was helpful!

[@missmothertrucker]

Thank you for looking out for people in the community

[@JoshtheRVNerd]

I try thank you

[@danawood1173]

Is this dude gliding one 2 wheels. He's got no body sway and zero camera shake.. lol.great vid dude.

[@JoshtheRVNerd]

Would you believe I don't use a gimbal or anything? I'm 100% free-handing it

[@petertarantelli]

Love this video, thanks for taking the time to make it!

[@JoshtheRVNerd]

Glad you enjoyed it!

[@michellemccord6301]

Love the info, I'll keep all of these in mind when we get us a trailer

[@JoshtheRVNerd]

Hope you don’t encounter the stuff I talk about here

[@debbaxter6615]

I do appreciate your honesty!

[@JoshtheRVNerd]

I try

[@BrianCorbettMusic]

You are the best Josh. Thanks again for being transparent about this subject.

[@JoshtheRVNerd]

My pleasure!

[@darrenpiedmonte3564]

I love these videos! I appreciate your efforts to inform the buying public. Keep it up!

[@JoshtheRVNerd]

Thanks, will do!

[@dianedenham5259]

Very, very interesting. I've heard of these add-on costs, but haven't seen the details. I remember years ago my dad walked away from buying a car he wanted when they added several fees that he wasn't prepared for and thought was bs.

[@JoshtheRVNerd]

Good for him

[@whitstroben589]

Thanks for the heads up Josh!

[@JoshtheRVNerd]

You bet!

[@georgenelson1530]

Thanks Nerd. Great information. I appreciate your candid videos

[@JoshtheRVNerd]

Glad you like them!

[@mattisaac2217]

Absolutely 💯 agree uncle Josh I have several dealers in my town and I would still drive 8+ hours to cw Michigan versus dealing with junk fees

[@tallcedars2310]

Gotta love walking away with a grin knowing you will save money at a dealer of your choice.

[@stevengumiela5989]

Your "TRUTH" on this subject is inspiring. I will take this knowledge to the negotiating table on our soon to be purchased travel trailer. Thank you Mr Winters, I would love to meet you in person.

[@JoshtheRVNerd]

Glad to be of service

[@mikemerlyn.1691]

Another excellent video Josh!! Thanks tons.

[@JoshtheRVNerd]

My pleasure!

[@gordhussey4093]

Great advice. Thanks for sharing. Love your talks.

[@JoshtheRVNerd]

You are so welcome!

[@DavidKitchin]

Thanks Josh, this whole video is gold. I took your advice and it gave me the confidence to not get pushed around by a dealer. And pushing back helped me save almost $1000! Passing a bit of that along for ya.

[@JoshtheRVNerd]

Glad it helped! Ty so much for your kindness and generosity

[@JoshtheRVNerd]

Mind dropping me a quick review at g.page/r/CdPcitNVx2nDEAg/review for the helping hand? Would be so appreciated

[@DavidKitchin]

​@@JoshtheRVNerd​Sure thing, five of my finest stars for a fellow nerd.

[@Desertfox92308]

Definitely go in prepared for battle. We bought ours last year and what Josh said is true.

[@JoshtheRVNerd]

I wish this wasn’t good advice but.. you’re not wrong

[@vickiepaschall8470]

I learn so much from your videos! Thank you for what you do!

[@JoshtheRVNerd]

You are so welcome!

[@mikelayow815]

Good job Josh Same thing happens with camping time shares.

[@JoshtheRVNerd]

I will preface my reply here by first stating: I'm not an expert by any means on camping time shares But... Having sat thru several presentations of those things I've yet to see one I felt was really worth its weight

[@suzukirocket02]

My wife & I was looking at a Jayco 264BH a couple weeks ago. One of our local dealers had it for 27,995. They told my wife via text they would knock $500 off as a discount. Then a day later said they would knock another $500 off as a special. And said they couldn't go lower because they just got it. Less than 5 minutes after she told me. I checked the dealer site and they had already marked it down that $1k. Clearly showing he was blowing smoke. Then after all their "extra" fees it went from 26,995 to around 32,500. Needless to say. We didn't get it. I don't like liars!!!

[@JoshtheRVNerd]

Glanced.. we have those new starting around 24... and don't do fees ¯\_(ツ)_/¯

[@jameskennedy673]

As always great information. What you said goes for vehicle purchases. People need to research, research, research. A friend of ours quit a fairy large RV dealership because of their unethical practices. Josh if we were to purchase a new RV it would be from Bish’s in Texas, I’d be armed with all the information that I needed before we went. Josh there’s an old saying don’t trust anyone any further that you can physically throw them🙂

[@JoshtheRVNerd]

Yeah well I am Not strong enough to throw anybody so…

[@crazydoglady5]

There is a Bish's in Texas? where at?

[@JoshtheRVNerd]

@@crazydoglady5 Longview! See here: www.bishs.com/longview-texas

[@crazydoglady5]

@@JoshtheRVNerd oh my..thats not that far from me...cool.

[@josephdavis4008]

This video s/b required watching for ANYONE buying a RV or vehicle!!!!! GREAT WORK Josh!!!🥳🙌🏼

[@stevenkaskus6173]

Thank you josh for telling us the truth, it's so important to know This stuff.

[@JoshtheRVNerd]

I try my guy

[@mikebidlack839]

Man I wish I would have seen this BEFORE we bought our RV.....37,000 went to 48,000 before I knew it... really did NOT know what we actual spent untill we got our first statement.....now we are so upside down in it I couldnt trade or sell it if we had too.....and now being disabled we were actually thinking on trading it on on something smaller with an auto leveling system..... smh. BUT as as always so proud of being part of the Nerd Herd!!! Keep the good info comming!

[@lyfandeth]

Is a lender allowed to require insurance coverage, the way a home mortgage company is?

[@timf6916]

Yes

[@FERDABEERS]

Same some of the things seemed nice but we did say no to a lot of bullshit

[@JoshtheRVNerd]

Man sorry to hear it Mike. Ty for being willing to share

[@sssophiesmom]

​​@@lyfandeth absolutely yes. The lender has to make sure their RV is covered if damaged/totalled. Because it really is theirs not yours until you have paid in full. If you dont keep it insured you would be in default of your loan and could have insurance force placed and cost added to your loan and that insurance will not payout to you it would payout to lender. That being said they typically cannot dictate who your insurer is. They can have things like min insured amounts/type of coverage and maximum deductibles. If you have a loan you absolutely need insurance on your rv. To add clarity this doesnt mean GAP. I am talkimg about collision and comprehensive insurance.

[@debrareitan5305]

Thank you ❤️, I love that you are educating people on buying an RV from a reputable company. They love to prey on the vulnerable.

[@JoshtheRVNerd]

TY Debra. Won't claim that either I nor Bish's are perfect but I'd like to think it's not for a lack of trying

[@edclearwater9891]

Great Info once again, Thank You Josh

[@JoshtheRVNerd]

My pleasure!

[@Autoauctionrehabs]

Just starting this journey again, first time was over 20 years ago. None of those issues when I purchased my Weekend Warrior but things change and I am glad that you bring this up. I’ll be prepared a bit better I’m sure!

[@JoshtheRVNerd]

Hope my little channel here can help!!

[@karlam7050]

Thank you. I know we have been ripped off. But couldn't get it thru my husbands head. I lost $5200.00 on that deal. That's one reason I hesitate buying again.

[@JoshtheRVNerd]

Sorry to hear that

[@stevez340]

Josh, I am so happy and thankful to hear you call out dealerships that encourage people to take out a 10-12 year loan on an RV that will be worth virtually nothing long before they even pay off their loan👍👍👍

[@andystewart1580]

10-12 years? That's old. I just was offered a 20-year note on a 2023 Alliance Avenue for 98k with 9.9%

[@1967apple]

Thank you sir for posting this video. You are truly a man I respect.

[@Colleen1978]

More excellent advice! Thank you!

[@JoshtheRVNerd]

You are so welcome!

[@mgysgtk8835]

I’ve mentioned it before, my biggest mistake was not buying from you. I should of drove East to Indiana not west to Missouri. Besides being fair, I believe you have knowledge on Embers or would of admitted you had to look it up. Flat windows are not an upgrade, but a supply shortage fill. I still steam about that.

[@JoshtheRVNerd]

Sorry to hear that. I hope you’re able to enjoy your rv regardless though

[@mgysgtk8835]

@@JoshtheRVNerd we do now enjoy, but we hated our purchase at first. Once i got through the hype by KZbin and salespeople lies and got great info after contacting Battle Born,MasterVolt and Go Power i am now very happy after learning about the solar system abilities. Once i learned the systems from their manufacturer people i have had my Ember running for weeks at my farm disconnected from solar only. I don’t get the short term investment by sales of; tell them what they want to hear to make a sale. Yes they make a sale, but after i went home and had many failures until i learned the truth of the capabilities, they have to know me or other customers will never set foot on their property again. And i sure not going to recommend them.

[@charlenecastaldo3602]

Josh, you're right on again! You've got to play attention all along the way. So we traveled three states away to get the exact model travel trailer we were looking for. They damaged the underbelly installing the inverter for our solar (left a gaping hole). It took them three times to try to install it.(putting us up in a hotel several nights) They didn't even know we needed it😢 not to mention others issues, but the kicker was when we received our paperwork to register our trailer it showed we had paid $0. Actually we had paid cash in full. That finance manager was very disappointed we weren't financing, even trying to sell us on it. The store manager was great paying out on all the repairs for the lousy work his employees did. Just too bad he needed to.

[@JoshtheRVNerd]

At least they stepped up to fix the mistake on the camper. Sorry you had that experience overall of course

[@angiebieber2581]

May I ask who this dealership was? I'm about to make a purchase and I am not feeling at peace with it. Thanks.

[@charlenecastaldo3602]

@@angiebieber2581 This was outside of Waco, TX. The General Manager was great to step up and take care of repairs. It was a new location in 2021 when the manufacturers were throwing things together as quickly as they could and it was difficult to find good, knowledgeable mechanics.

[@angiebieber2581]

@@charlenecastaldo3602 Ok. Thank you. It seems you don't want to give the Company's name, or dealership name, and I respect that. Happy camping!

[@charlenecastaldo3602]

@@angiebieber2581 Only because the GM stepped up to take care of things. It was not CW. If you're looking in Texas or have a guess, ask and I'll tell you if it was or wasn't them. Have you had problems, too? Or just trying to prevent them?

[@Metalrogue]

Thanks Josh! I really appreciate the information you give. I've learned a lot from watching your videos.

[@JoshtheRVNerd]

TY Buddy

[@timmyecarter3449]

thank you for the tips and honesty 😊

[@JoshtheRVNerd]

You're so welcome!

[@davidalden5697]

Josh..... My wife and i would like to thank you for all the information you have taught us through the years through these videos. We just bought a new camper from Bish's in Lincoln Nebraska.( we live 3 hours away) And it was one of the funnest experiences we've ever had while spending a B#tt load of money LOL we went in knowledgeable of what we were buying and what we wanted !! But to tell the truth the guys at Lincoln was a pleasure to work with ! . The salesman and the Money guy was just fantastic to work with ! no nonsense no high pressure AND NO unseen numbers ! . Thank you Josh for all you do !!!!

[@JoshtheRVNerd]

That Nebraska team is super fun out there. Ty for sharing this. Please make sure you leave that store a google review!!

[@c1dancer]

Very informative video. Thanks

[@JoshtheRVNerd]

Very welcome!

[@micheleobrien64]

Great info!!!!! Keep it up Josh!💞

[@JoshtheRVNerd]

TY Michele!

[@richardmccabe9868]

Awesome video! I've thought about becoming a rv buyers consultant. So many people just will not push back at all while negotiating. My mother could talk her bill at the grocery store down 20%! It is sad how many dealers are willing to take advantage of the goodness in most people! Thanks uncle Josh!

[@scottpearce7466]

#1 stay away from Camping World!

[@asphaltadventurer]

Suze Orman would say "If you need to finance something more than 3 years, YOU CAN"T AFFORD IT". (Except house). And many people end up financing a nightmare.

[@BrittMFH]

Suze was my financial guru. I retired early with no debt. She's the best! 😻👍

[@mattdagger1480]

Not necessarily true and most of the time doing it that way your credit would suffer long term (5 years) from doing that. I’ve never had any issues financing stuff for long periods with EXTREMELY low interest rates due to my credit score and credit history. For shorter term loans like you suggest sub 3 years, with my history and score I’ve never been quoted a interest rate higher than 3% on any purchase. To me it’s worth the small price of admission to further build my credit vs paying it in full immediately even tho most time I could. I understand what your saying but it’s not always the right choice to pay in full if you ever wanna have a super high score. Sucks I admit but it’s the world we live in and one day an emergency may arrive where we need to finance and if your credit history sucks you’ll have to take a high interest rate regardless because you didn’t play the system before hand. To each their own that’s just my outlook.

[@BrittMFH]

@@mattdagger1480 I don't finance ANYTHING. I don't care what my credit score is. You're always ahead when you don't pay interest.

[@tallcedars2310]

@@BrittMFH So true!!

[@rotwiler7674]

I always walk in to any dealer(car, rv) and say, how much it this, I don't want anything else, no extra warranty, no gap, no paint protection, etching, lojack etc. Every single dealer as soon as I get to financing, the person goes through the entire list of add on crap, then acts rude when I continue to say no. One place I seen a Ram truck, 29k miles, 18k, was good deal. Called, said I was coming to see it 2 hours away, 30 mins before I got there, they changed price to 22k, when I seen that. I found a online ad they forgot to change. So they honored the 18k but wouldn't let me use the $150 off coupon they text me. After I bought it, I left review then they starting calling me to resolve issue. Also they came out(I have 810+ credit) nothing financed, own my home outright, quotes me 8% interest to finance. I said never-ending, my credit union will do it a 2.75%, then they came back with 2.5%, hate the scammy crap.

[@kevinvanlohuizen2709]

Thanks Josh, great PSA.

[@JoshtheRVNerd]

TY Kevin

[@Emrickify]

This one was really helpful! Thank you!

[@JoshtheRVNerd]

Glad it was helpful!

[@DailyDriver.]

As someone who sold cars for years. (I’m out of the business now.) I LOVE YOU SO MUCH FOR THIS! YOU ARE INCREDIBLE GOT SHARING THIS KNOWLEDGE! #nerdherd

[@JoshtheRVNerd]

I try man. I/we aren't perfect. But I try

[@chrissimpson4258]

Love you're posts about campers.. BUT this one frosted me. Better check out your Iowa store before posting anything like this again. We drove 4 hrs. last August, bought a BEAUTIFUL camper BUT we're STILL battling... First our credit score got slammed when they processed the loan TWICE so we had TWO loan accounts entered... 3 months to get fixed, THEN got letter from Illinois Dept of Revenue that the taxes were incorrect and we owed more, PLUS penalties!! A month now of assurances it will be fixed - IL says not done, more owed AND NOW cannot get return calls. Better stick with reveiwing campers cuz Iowa just screwed your rep.

[@BrittMFH]

He's not so much pushing Bish's but giving us advice for buying anywhere. Not to say I don't sympathize with your situation.... That s*cks.

[@nealblue6413]

@@BrittMFH But, he did say that Bish's does not do shady practices.

[@BrittMFH]

@@nealblue6413 I know he did. I'm just saying, give him a break. He's trying to help us. Listen to the big picture.

[@JoshtheRVNerd]

For clarity - this doesn’t sound like a case of fees as discussed in the video. You’re describing a significant clerical error - something different entirely. Have you contacted [e-mail]? They may be a good contact for you

[@chrissimpson4258]

@@JoshtheRVNerd thanks for the suggestion. I was looking for some kind of corporate contact but couldn't find it... As always you've come through with useful info! Thanks!

[@scottfisher4492]

Very informative. Thank you Josh!

[@JoshtheRVNerd]

Hope it helps, Scott!

[@bonespiel]

Thank you Josh! I really appreciate all that you share and the work / effort that you put in to every video.

[@JoshtheRVNerd]

My pleasure!

[@davidhinote6046]

That's great advice. Thank you.

[@JoshtheRVNerd]

My pleasure. Hope it helps some folks

[@lcroll9780]

Thank you for the helpful info!

[@JoshtheRVNerd]

Glad it was helpful!

[@edwardyudkoff7137]

Once in a while an excellent video is made on KZbin. This one of those videos. Super job, Josh.

[@JoshtheRVNerd]

Wow.. TY Edward. Very kind !:)

[@johnshaddick6858]

To Josh. I have watched a lot of your videos. You are great guy for doing this for the people out there. I hope you get he customers. You deserve it.

[@JoshtheRVNerd]

Ty John! I think it’s awesome. I work for a place that encourages this kind of information sharing.

[@charlesd.clintsman5898]

Mr... You make me look smart lol of course only after watching the tremendous information you provide to we the people. Bless you

[@rcline99]

Thanks for plainly explaining all of this. I know these tactics are a regular part of some large dealer's sales plan. They give the industry a bad reputation.

[@JoshtheRVNerd]

_"They give the industry a bad reputation."_ It's reason #37 people feel they need to borderline treat their salesperson like trash. There are, without a doubt, some shady salespeople out there. Being real - we try to weed them out but I'm sure there's a few even on the BIsh's team now. It's not always easy to identify. But there are also good people out there -- not just the folks at Bish's but some very decent salespeople and organizations in general in the industry as well. I've met plenty of them.

[@Dave1962ish]

Your videos are always very enlightening. I really appreciate the honesty and info. Im over here in mid Michigan, and i will most definately be visiting your store when we have made a final decision on which way we're heading. Thanks again!! Dave

[@JoshtheRVNerd]

Well TY Dave. We have stores in Coldwater, MI to the south as well as Ludington and Traverse City

[@loneapple440]

Great informative video! Keep them coming.

[@JoshtheRVNerd]

👍🏻

[@stevekoelsch6988]

Thanks for the information!!!

[@JoshtheRVNerd]

My pleasure :)

[@bbbear88]

This is definitely new to me, thanks nerd!

[@mrhands2757]

Your awesome!! Thank you for helping everyone!!

[@JoshtheRVNerd]

It's our pleasure! Thank you!

[@jayneperry457]

When people ask me about buying a camper or trailer I recommend. They watch your videos you give great advice great reviews and it's honest thank you

[@JoshtheRVNerd]

Wow ty Jayne ☺