Best way to get an Education Loan
8:08
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@kulsumsiddiqui363
@kulsumsiddiqui363 5 сағат бұрын
I want to do MBBS from Private medical college in Bangalore India . So Is it possible to take loan of 50 lakh without collateral ?
@TraderSam96
@TraderSam96 9 сағат бұрын
Can i get the loan for my blocked account to show proof of living expenses as a Nigerian going to Luxemburg?
@gauravingole-dh3qz
@gauravingole-dh3qz 11 сағат бұрын
Apply
@pessmoker3585
@pessmoker3585 11 сағат бұрын
Pls pick the call
@pessmoker3585
@pessmoker3585 11 сағат бұрын
Hlo maam they are not attenting call
@raichaldaniel2754
@raichaldaniel2754 13 сағат бұрын
Parent's income ellathe aboard loan kittuvo
@User-ez4rw
@User-ez4rw 14 сағат бұрын
But if we're students then we don't have an any income details so..?? So we've to apply with our adhar card or parents..?
@shameeqbaig2899
@shameeqbaig2899 19 сағат бұрын
Hello mam is this loan available for CPL/Aviation pilot training
@AnushaAnu-h3k
@AnushaAnu-h3k Күн бұрын
I have a question i recently opened an account in sbi can i apply for education loan and my father is also not have account in sbi plzzz tell me
@pessmoker3585
@pessmoker3585 Күн бұрын
Maam what about cibil score for collateral loan
@Amish_kr_kushwaha
@Amish_kr_kushwaha Күн бұрын
Thank you 🙏🏻
@AhalyaRao-j1u
@AhalyaRao-j1u 2 күн бұрын
Mam we got approval letter from this jansamrath port what we have to do now? If we submit this to bank can we get loan ?
@ASrinibasPatra-wx7hs
@ASrinibasPatra-wx7hs 2 күн бұрын
Mam can I apply a new application under csis scheme after rejection from the bank or what happens as after rejection from the bank
@WeMakeScholars
@WeMakeScholars Күн бұрын
Hello, You can reapply for an education loan through the Jansamarth portal to a different bank after a cooling period of at least one month. For any issues with the application on the Jansamarth portal, we suggest you email Jansamarth customer support using this mail ID: [email protected] and they will assist you.
@dhn_ediz5164
@dhn_ediz5164 2 күн бұрын
Ma'am where to download the application and is the application similar to vidyalakshmi application form which includes the applicant and coapplicant details and as space for signature of both? Please reply ma'am
@WeMakeScholars
@WeMakeScholars Күн бұрын
Hello, You can download the application by checking the "Dashboard" and the "My Applications" section. If you cannot download the application from the Jansamarth portal, kindly email their customer support using the provided mail ID: [email protected] for assistance. The Vidya Lakshmi and Jansamarth portal applications are different. We recommend watching the form-filling process for applications on both portals by visiting our channel to avoid mistakes. Hope you have understood.
@dhn_ediz5164
@dhn_ediz5164 Күн бұрын
@WeMakeScholars ok ma'am
@Rolexu-z1i
@Rolexu-z1i 2 күн бұрын
mam in jansamarth portal its showing only in india it is not showing in outside the india option please look into thiss?
@WeMakeScholars
@WeMakeScholars Күн бұрын
Hello, The Jansamarth portal and the CSIS subsidy scheme are applicable only to students intending to study in India. Since you are planning to study abroad, you should apply through the Vidyalakshmi portal. However, getting an education loan directly from banks can cause delays, which is why our team can help you with the process. We are partnered with 15+ public and private banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To get in touch with our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
@AmitSaini-lw8lo
@AmitSaini-lw8lo 2 күн бұрын
Hi mam I have 20 lakhs loan from propelld my fee is 15.5 . I have to show 12 lakhs additional from fee as show money but I don't have any fund except the 20 lakhs loan. Can i show the 20 lakh loan as proof of fund
@WeMakeScholars
@WeMakeScholars Күн бұрын
Hello Amit, Please note that all required funds must be shown. If only a portion of the funds is being presented, proof of the remaining funds must also be provided.
@edmmusicxd6183
@edmmusicxd6183 2 күн бұрын
Can i register with new email and number on vidyalakshmi which are not connected to adhar as i am having trouble while submitting application as it shows "you have already registered with Jansamarth"
@vivekmishra3164
@vivekmishra3164 2 күн бұрын
Bhai solution mila koi ?
@WeMakeScholars
@WeMakeScholars Күн бұрын
Hello! You can try registering with different credentials; however, we cannot assure you. If you are facing an error then we suggest you to continue with your application for an education loan through the Jansamarth portal only. Hope you have understood.
@sanatMNNIT
@sanatMNNIT 2 күн бұрын
After moratorium period how much they charge, interest rate ??
@WeMakeScholars
@WeMakeScholars Күн бұрын
Hello, The interest charged after the moratorium period will remain unchanged as decided by the bank. A dedicated financial officer will analyze your profile with over 15 banks and connect you with suitable ones. To get in touch with our team kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
@Manishz19
@Manishz19 2 күн бұрын
Mam intrest kb se jora jata h Loan lene ke samay se hi... Ya course complete ho jane ke bad
@WeMakeScholars
@WeMakeScholars Күн бұрын
Hello, Jab aap education loan lete ho ek concept hota hai moratorium period ( course suration+ 6-12 months) usme aapko simple interest ya compound interest pay karna padhta hai. Aap yah video dekh sakti hai aapki understanding ke liye: kzbin.info/www/bejne/qKS1inaqiZJolbM. Agar aapko aur jankaari chahiye interest rates par aap humare financial officer se baat kar sakti yah link par callback request karkar: bit.ly/48cTdcR ya aap yah number par call kar sakti hai: 9889882090
@aditagadekar2300
@aditagadekar2300 3 күн бұрын
Can we get sanctioned letter online through vidyalakshmi portal …we currently outside of India
@WeMakeScholars
@WeMakeScholars Күн бұрын
Hello, Could you please let us know the required education loan amount and whether you are planning to study in India or abroad?
@66nithiyananthannayakar26
@66nithiyananthannayakar26 3 күн бұрын
Can you help me out For Education loan Subside for PG Medical 3 Year Course for Women .
@WeMakeScholars
@WeMakeScholars 2 күн бұрын
Hello, Could you please let us know the required education loan amount and whether you are studying in India or abroad?
@66nithiyananthannayakar26
@66nithiyananthannayakar26 2 күн бұрын
@WeMakeScholars In India per year requirement 11 lakh .
@WeMakeScholars
@WeMakeScholars Күн бұрын
Hello, Our will assist with your education loan process. A dedicated financial officer will analyze your profile with over 15 banks and connect you with suitable ones. To get in touch with our team kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
@magalasheryneelakandan4554
@magalasheryneelakandan4554 3 күн бұрын
Bank of baroda is saying need of collateral for bits pilani for loan above 7.5lakhs please help us
@WeMakeScholars
@WeMakeScholars 2 күн бұрын
Hello, If the required amount exceeds 7.5 lakhs, one must provide security and opt for a secured education loan from public banks. If you are seeking assistance for an unsecured education loan, our team can help you. A dedicated financial officer will analyze your profile with over 15 banks and connect you with suitable ones. To get in touch with our team kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
@Tejaass
@Tejaass 3 күн бұрын
hello mam i have applied of csis scheme loan , now that i visited the bank , manager is asking me the acknowledgement zerox of the application. what zerox should i take???
@WeMakeScholars
@WeMakeScholars 2 күн бұрын
Hello Tejas, You have to take the Xerox of the application. You can download the application by checking the "Dashboard" and the "My Applications" section. If you cannot download the application from the JanSamarth portal, kindly email their customer support using the provided mail ID: [email protected] for assistance.
@SRINIVASDEGAVATH-n9y
@SRINIVASDEGAVATH-n9y 3 күн бұрын
Hello, I take an education loan from HDFC credila, before 6 months 20 Lakhs, Due to high interest rate I would like to pre - payment 15 Lakhs right now, and remaining 5 lakhs after some time. Any inputs? or suggestions about these and pre- payments process.
@WeMakeScholars
@WeMakeScholars 2 күн бұрын
Hello Srinivas! Please note that penalty charges may apply for repaying the loan before the lock-in period, and these charges vary from bank to bank. If you have taken your education loan through our organization, kindly contact your post-sanction officer for guidance. Otherwise, we recommend reaching out directly to the concerned bank. Hope you have understood.
@AnkitRaj-og6do
@AnkitRaj-og6do 4 күн бұрын
Mam, my bank manager is telling that you may get subsidy scheme by applying on vidyalaxmi, there is no need for applying on jansamarth, mam please let me know is it correct or manager is not interested to give benefit of subsidy to me..
@WeMakeScholars
@WeMakeScholars 3 күн бұрын
Hello Ankit, If your bank branch is recommending that you apply for an education loan and subsidy through the Vidya Lakshmi portal, we suggest following their advice. Recently, banks have been prioritizing applications submitted via the Vidya Lakshmi portal over those on the Jansamarth portal, so we recommend speaking with the concerned bank. Hope you have understood.
@AnkitRaj-og6do
@AnkitRaj-og6do 2 күн бұрын
Mam, but what about subsidy. Can I get CSIS subsidy after applying on vidyalaxmi portal??
@PenCap0
@PenCap0 4 күн бұрын
i want loan of amount 5.5 lakh for my bachelors in engineering but my parent's cibil score is poor so what can i do?
@WeMakeScholars
@WeMakeScholars 3 күн бұрын
Hello, The CIBIL score is one of the important parameters checked by banks when processing an education loan. We suggest working on improving your CIBIL score. However, we are only authorized to provide assistance to students with education loan requirements beyond 7.5 Lakhs. As your loan requirement is low, we apologize for not being able to help you with your education loan. We propose you directly reach out to the banks to get an education loan.
@nitinprajapat2107
@nitinprajapat2107 4 күн бұрын
On 12 OCT 2023 this message came from bank "Your education loan of Rs.7.5lac is sanctioned.To avail the CSIS subsidy ,pls submit Income Certificate from competent authority within 45 days. UCO Bank" and then eventually on next day on 13th Oct 2023 this message came "Congratulations! UCO Bank has sanctioned the proposal of Nitin Prajapat for CSIS at JanSamarth." then i submitted my income certificate after 15 to 20 days on approx 1st November 2023 . And on july 2024 I asked manager that when I will get my subsidy and he told approx in December 2024 but today it's 1st January 2025 , still I did not get . Can you help me what further action I can take ????? and seeing the message of 13 th OCT 2023 what you think , does my subsidy is approved????
@WeMakeScholars
@WeMakeScholars 3 күн бұрын
Hello, The CSIS scheme waives the interest up to 10 lakhs paid by the applicant during the moratorium period. The interest will not be given to the applicants, simply the interest will be waived. We suggest you to contact the concerned bank for clarity.
@shubhneetdhillon
@shubhneetdhillon 4 күн бұрын
Link
@WeMakeScholars
@WeMakeScholars 3 күн бұрын
Hi there! Here is the link to the City of Literature PhD Scholarship at the University of Otago 2024: www.wemakescholars.com/scholarship/city-of-literature-phd-scholarship-. Alternatively, you can apply for 26,000+ scholarships on our portal by visiting www.wemakescholars.com/scholarship. Happy applying!
@SarithaJoseph-m9p
@SarithaJoseph-m9p 4 күн бұрын
Mam which option is selected market place or sbi
@WeMakeScholars
@WeMakeScholars 3 күн бұрын
Hello Saritha, The marketplace is a section where the portal showcases all the loan products offered by various banks, enabling users to compare different education loan options and select the one that best aligns with their needs. We recommend choosing the option that is most suitable for your profile. Hope you have understood.
@earth_without_me-qb9bs
@earth_without_me-qb9bs 4 күн бұрын
Ma'am Can we take loan from private banks like ICICI bank or Axia Bank through Jansamarth portal?
@WeMakeScholars
@WeMakeScholars 3 күн бұрын
Hello, There are a limited number of banks connected with the Jansamarth portal. We suggest reviewing them thoroughly and applying to a suitable one. Hope you have understood.
@earth_without_me-qb9bs
@earth_without_me-qb9bs 3 күн бұрын
@@WeMakeScholars Understood Ma'am. Thank You
@ArshadKhan-dj4ve
@ArshadKhan-dj4ve 4 күн бұрын
What should be the max Age of Co-applicant? In case of parents.
@WeMakeScholars
@WeMakeScholars 3 күн бұрын
Hello, There is no age limit set by the bank for this scheme, and our team can assist you with the education loan process. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
@sighter3512
@sighter3512 4 күн бұрын
Mam my name is T varun. So when i write initial T as first name its not taking saying minimum 2 characters required so i am stuck in personal details page. How can i proceed mam.
@WeMakeScholars
@WeMakeScholars 3 күн бұрын
Hello, Try entering your name twice to avoid the error. If you are still facing any issues in the Jansamarth portal, we suggest you drop an email to Jansamarth customer support using this mail ID: [email protected] and they will assist you.
@dhn_ediz5164
@dhn_ediz5164 3 күн бұрын
@sighter3512 bro is your issue in name resolved isn't there any error by writing name twice PLEASE reply mam applying now so
@RohitSharma-ou2zb
@RohitSharma-ou2zb 5 күн бұрын
Ma'am top institute ki list kese milegi kisi bhi bank ki jese bob sbi pnb etc
@WeMakeScholars
@WeMakeScholars 3 күн бұрын
Hello Rohit, There are better education loan products available in other banks comparatively and our team will help you with the list and education loan process. We are partnered with 15+ banks and a dedicated financial officer will analyze our profile and assist you with the process by connecting you with suitable banks. To get in touch with our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
@abhiramysl9928
@abhiramysl9928 5 күн бұрын
As i don't have enough time as my course commence from 16th jan and also my university has accepted the credila sanction letter for proof of fund so can I go with the credila sanction letter for ukvi .
@WeMakeScholars
@WeMakeScholars 3 күн бұрын
Hello, Since your university accepted the funds, it should not pose any issues. However, we cannot give an assurance, as your education loan is sanctioned by an NBFC. It is recommended to take a pre-visa disbursement at least 28 days before your visa appointment to minimize potential complications. Hope you have understood.
@ColdIce-w3j
@ColdIce-w3j 6 күн бұрын
Namaste ma'am!! Kya main ye loan nlsiu banglore ke liye le skti hu?
@WeMakeScholars
@WeMakeScholars 5 күн бұрын
Hello, SBI ka non-collateral education loan scheme sirf un students ke liye hai jo abroad study plan kar rahe hain. Lekin, India me study karne ke liye bhi alag-alag schemes available hain. Hum suggest karte hain ki aap yeh video dekhein: SBI Education Loans - All Schemes for UG and PG in India is link par: kzbin.info/www/bejne/d3nPl3h5e8eAhtEsi=u6Z66yv87RSDeZy5. Agar aapko apne education loan ke liye one-on-one assistance chahiye, toh hamari team aapki madad kar sakti hai. Humse contact karne ke liye iss link par callback request kare: bit.ly/48cTdcR, ya call kare 9889882090.
@WandererOfDramaland
@WandererOfDramaland 6 күн бұрын
If my parents dont have a income certificate will i be able to get loan under 2.5lkhs in india?
@WeMakeScholars
@WeMakeScholars 5 күн бұрын
Hello, Please note that ITR or proof of income is mandatory for applying for an education loan. We suggest including a member of your immediate family as a financial co-applicant with the required documents for an education loan. Hope you have understood.
@Aditya_71
@Aditya_71 6 күн бұрын
Should I provide the indirect liability in case of being a gauranter in past with a bank account different from current?
@WeMakeScholars
@WeMakeScholars 3 күн бұрын
Hello Aditya! Yes, you should also include the details of the guarantor's indirect liabilities and proceed with your application.
@Aditya_71
@Aditya_71 3 күн бұрын
@WeMakeScholars In the bank details section, when I entered the ifsc code of bank for Co-applicant, no result was found. What should I do for it?
@WeMakeScholars
@WeMakeScholars 2 күн бұрын
Hello Aditya, We suggest cross-checking the entered IFSC code to prevent errors.
@lincyvinod4994
@lincyvinod4994 6 күн бұрын
Mam, how can i apply for scholar loan from SBI
@WeMakeScholars
@WeMakeScholars 3 күн бұрын
Hello, Please note that the portal will help students apply for an education loan but not for a specific scheme. We suggest applying for an education loan through any eligible portal and consulting the concerned bank about the scheme. Additionally, we recommend watching this video on SBI Education Loans - All Schemes for UG and PG in India using this link: kzbin.info/www/bejne/d3nPl3h5e8eAhtEsi=u6Z66yv87RSDeZy5.
@Buriburiworld
@Buriburiworld 7 күн бұрын
Hi I need education loan for higher studies around 18 lacs please guide
@WeMakeScholars
@WeMakeScholars 6 күн бұрын
Hi there, Sure! Our team will definitely guide you through the education loan process. Kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
@rajavardhanbellapu1219
@rajavardhanbellapu1219 7 күн бұрын
Mam
@WeMakeScholars
@WeMakeScholars 6 күн бұрын
Hello Raja Vardhan, Kindly let us know your query.
@ScaffolinaPrincy-g2r
@ScaffolinaPrincy-g2r 7 күн бұрын
Can it be available for uk ,us, canada
@WeMakeScholars
@WeMakeScholars 6 күн бұрын
Hi there! Top institutions worldwide are eligible for the SBI non-collateral education loan. To find out if your university is eligible, contact our financial officer. You can request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
@safrinabegum4156
@safrinabegum4156 7 күн бұрын
My education loan was also rejected 😢please help me
@WeMakeScholars
@WeMakeScholars 6 күн бұрын
Hello Safrina, You can contact our team for education loan assistance by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
@kaputeja6114
@kaputeja6114 7 күн бұрын
I have taken the loan of total 25 lakhs from avanse13% interest rate now i need refinance with less interest .
@WeMakeScholars
@WeMakeScholars 6 күн бұрын
Hello Teja! Yes, you can transfer the education loan and our team can help you with the process. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
@Großeditzz1008
@Großeditzz1008 7 күн бұрын
Ma'am I have done with all steps in jansamarth portal and at last they are showing some branches of SBI but not showing that branch in which my account is there...plss reply ma'am 😞
@WeMakeScholars
@WeMakeScholars 6 күн бұрын
Hello, As this is a technical issue we suggest you to write an email to Jansamarth customer support using this mail ID: [email protected] and they will assist you.
@WakelessOcean
@WakelessOcean 7 күн бұрын
What about the universities in Malaysia
@WeMakeScholars
@WeMakeScholars 6 күн бұрын
Hello! Unfortunately, there aren't any Malaysian universities that are eligible for the scheme as of now. However, our team can assist you in finding alternative education loan products that suit your profile. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
@sharmilapushpam8353
@sharmilapushpam8353 Күн бұрын
What about universities in the country georgia for medical education .kindly let us know
@rohitsood2746
@rohitsood2746 7 күн бұрын
Mujhe education 4 lakh chiye non collateral hai koi delhi m let me know.
@WeMakeScholars
@WeMakeScholars 6 күн бұрын
Hello Rohit, We are authorized to provide assistance to students with education loan requirements beyond 7.5 Lakhs. As your loan requirement is low, we apologize for not being able to help you with your education loan. We propose you directly reach out to the banks to get an education loan.
@densonsony6216
@densonsony6216 7 күн бұрын
Anik already oru education loan und in bachelors ath anik kutti adukan pattuvo
@WeMakeScholars
@WeMakeScholars 6 күн бұрын
Hello, As we are unaware of your profile, we cannot provide a definitive answer. We suggest you to get in touch with our financial officer who can guide you according to your profile. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
@IzmathulHajara
@IzmathulHajara 8 күн бұрын
Is this loan will get for pilot training?
@WeMakeScholars
@WeMakeScholars 6 күн бұрын
Hi there! Unfortunately, there aren't any aviation institutions eligible for this scheme as of now. Nevertheless, our team can assist you in finding alternative education loan products that suit your profile. To get in touch with our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
@umashakya2025
@umashakya2025 8 күн бұрын
Maam mujhe ye btaye ki loan interest starting se pay Krna thik rhega ya after course completion
@WeMakeScholars
@WeMakeScholars 6 күн бұрын
Hello Uma, If you are not required to pay the simple interest during the moratorium period, it is advisable to start payments as soon as the moratorium period ends. If you have taken your education loan through our organization, we suggest contacting your post-sanction team for better guidance. Otherwise, kindly reach out to the concerned bank for further clarity. Hope you have understood.