Hello Sheethal, Could you please elaborate on your query?

Hello Ayushi, This is why we advise students not to approach banks directly. Banks typically do not offer the full education loan amount due to a concept called loan margin. Usually, banks cover around 90% of the expenses, and the remaining amount must be arranged by the student. However, a 25% margin is too high for most students to manage. We recommend contacting our team, and we will assist you in securing an education loan with the lowest possible loan margin. A dedicated financial officer will analyze your profile, assess your eligibility with over 15 public and private banks, and connect you with the most suitable options. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

Hello Priyank, "The Jansamarth portal and the CSIS subsidy scheme are applicable only to students intending to study in India. Since you are planning to study abroad, you should apply through the Vidyalakshmi portal. However, getting an education in medical studies is difficult, so we suggest you to opt for a secured education loan, and our team can help you with the process. We are partnered with 15+ public and private banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To get in touch with our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

Hello Sai Sreekar! Could you please confirm if, by border charges, you mean TCS (Tax Collected at Source) charges?

Hello Swapnil! You can add your father as a co-applicant by selecting 'Add a New Co-applicant' and filling in the correct details. Since your father is a farmer, you can choose 'Others' or 'Self-employed' under employment details and proceed with your application.

Hello Parth! Yes, you can show a slightly higher amount for your I-20 and then increase it further for the F-1 visa. By doing this, it will indicate your financial stability, which can be advantageous in securing the visa. However, we recommend reaching out to experts for accurate information, as our expertise lies in financial assistance.

@ thank you for assisting 😊

నమస్కారం శ్రీనివాస్ గారు, ఎడ్యుకేషన్ లోన్ రీపేమెంట్ లేదా వడ్డీ చెల్లింపు ప్రారంభమైనప్పటి నుండి సెక్షన్ 80E కింద టాక్స్ ఎగ్జిమ్ప్షన్ క్లెయిమ్ చేయవచ్చు.

Hello, ITR or proof of income certificate is a mandatory document for applying for an education loan. We suggest including a member of your immediate family as a financial co-applicant with the required documents and our team can help with the process. A dedicated financial officer will analyze your profile, assess your eligibility with over 15 public and private banks, and connect you with the most suitable options. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

Hello, One can get an education loan for studying in UK. However, we cannot provide a definitive answer without analyzing your profile. Our team will need a few more details to check your eligibility and assist you with your education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

Hello Kuldeep! By opting for a reduction in EMI, you can lower your monthly financial burden, making it easier to manage your expenses. This adjustment can also help you increase your savings, as the reduced EMI allows you to allocate the extra funds for any other financial needs or emergencies.

Hello Rakshana, A sanction letter will suffice if you have taken your education loan from a bank recognized by UKVI. However, it is advisable to take a pre-visa disbursement 28 days before the visa appointment to avoid any complications if your education loan is sanctioned by an NBFC. We suggest you watch this video on the UK CAS Letter Deposit and Funds for Student Visa using the provided link: kzbin.info/www/bejne/f3SQcph3l7egn6ssi=AyTe76jBhFLqFLmD.

Hello Sagar, Thank you for your kind feedback! We are glad to hear that our team assisted you well and made the entire education loan process hassle-free. For any further assistance, stay in touch with your post-sanction officer or reach out to our support team by calling 9889882090.

Hello! Yes, An ITR or proof of income certificate is a mandatory document for applying for an education loan. We suggest including a member of your immediate family as a financial co-applicant with the required documents and our team can help with the process. A dedicated financial officer will analyze your profile, assess your eligibility with over 15 public and private banks, and connect you with the most suitable options. To get in touch with our team, kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

Hello, If you are applying for an education loan for the remaining years of your course, you can fill in the remaining duration and update the fees accordingly in the application.

Hello! Yes, you can apply for the global ed vantage scheme. However, getting an education loan for MBBS in a country like Bangladesh can be challenging, but our team will try to assist you throughout the process. A dedicated financial officer will analyze your profile, assess your eligibility with over 15 public and private banks, and connect you with the most suitable options. To get in touch with our team, you can request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

Hello Sai Kumar, We cannot provide a definitive answer without analyzing your profile. Our team will need a few more details to check your eligibility and assist you with the banks suitable for your profile. A dedicated financial officer will analyze your profile, assess your eligibility with over 15 public and private banks, and connect you with the most suitable options. To get in touch with our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

Hello Rohith, If your course is not listed in the drop-down menu, we suggest choosing the 'Other' option and continuing with your application.

Hello Kiran, Here is the link to the CN Yang Scholars Programme Scholarship at NTU 2025-26: www.wemakescholars.com/scholarship/nanyang-scholarship-cn-yang-scholars-programme. Alternatively, you can apply for 26,000+ scholarships on our portal by visiting www.wemakescholars.com/scholarship. Happy Applying!

Hello, You cannot apply for an education loan through the Vidya Lakshmi portal if you have already applied through the Jansamarth portal, and vice versa. However, you can reapply for an education loan through the Jansamarth portal after a cooling period of at least one month. For any issues with the application on the Jansamarth portal, we suggest you email Jansamarth customer support using this mail ID: [email protected] and they will assist you.

Hi there! Here is the link to the The Kennedy Trust MB-PhD Programme at the University of Birmingham 2025: www.wemakescholars.com/scholarship/the-kennedy-trust-mbphd-programme. Alternatively, you can apply for 26,000+ scholarships on our portal by visiting www.wemakescholars.com/scholarship. Happy Applying!

Hi Mallika! Here is the link to the The Kennedy Trust MB-PhD Programme at the University of Birmingham 2025: www.wemakescholars.com/scholarship/the-kennedy-trust-mbphd-programme. Alternatively, you can apply for 26,000+ scholarships on our portal by visiting www.wemakescholars.com/scholarship. Happy Applying!

@ for masters not phd

Hello Mallika, The mentioned scholarship is only applicable to students planning to pursue a PhD. You can find information about Master's scholarships for international students in the United Kingdom using this link: www.wemakescholars.com/masters-scholarships-for-international-students-in-united-kingdom. Alternatively, you can apply for 26,000+ scholarships on our portal by visiting www.wemakescholars.com/scholarship.

Hi there! Unfortunately, the mentioned scholarship has expired. Here is the link to our scholarship page, where you can find 26,000+ scholarships: www.wemakescholars.com/scholarship. Happy applying!

Hello Bhuvaneshwari, If your bank branch is recommending that you apply for an education loan and subsidy through the Vidya Lakshmi portal, we suggest following their advice. Recently, banks have been prioritizing applications submitted via the Vidya Lakshmi portal over those on the Jansamarth portal, so we recommend speaking with the concerned bank. Hope you have understood.

Hello Rakshitha! Yes, you can apply for reimbursement of the fees you paid, provided the payment was made within the last six months. Please ensure you have all the necessary documents, such as fee receipts and proof of payment, to get the reimbursement.

Hello, To be eligible for the CSIS scheme, the student must enroll in a technical or professional degree program at an institute in India accredited by NAAC, NBA, or CFTI or approved by a regulatory authority. Additionally, the student's family annual income should not exceed ₹4.5 lakh. If your university is recognized by any of these authorities, it will be eligible for the CSIS scheme. Hope you have understood.

I dont know but the national law university maybe is cfti im not sure what to do

Hello Anuj, Here is the link to the Bachelors Scholarships for International students in United Kingdom: www.wemakescholars.com/bachelors-scholarships-for-international-students-in-united-kingdom. Alternatively, you can apply for 26,000+ scholarships on our portal by visiting www.wemakescholars.com/scholarship. Happy Applying!

Hi there! Here is the link to the Business, Management, Economics & Accounting Scholarships for International students in Ireland: www.wemakescholars.com/business-management-economics-accounting-scholarships-to-study-in-ireland. Alternatively, you can apply for 26,000+ scholarships on our portal by visiting www.wemakescholars.com/scholarship. Happy Applying!

I need

Hi there! Here is the link to the The Kennedy Trust MB-PhD Programme at the University of Birmingham 2025: www.wemakescholars.com/scholarship/the-kennedy-trust-mbphd-programme. Alternatively, you can apply for 26,000+ scholarships on our portal by visiting www.wemakescholars.com/scholarship. Happy Applying!

Hello Meenakshi, Could you please let us know the required education loan amount and whether you are planning to study in India or abroad?

Hello! Yes, Avanse is not accepted by UKVI. Therefore, it is advisable to take a pre-visa disbursement at least 28 days before the visa appointment to avoid any complications, as your education loan is sanctioned by an NBFC. We recommend watching this video on how to show the UK CAS Letter deposit and funds for a student visa: kzbin.info/www/bejne/f3SQcph3l7egn6ssi=ttjX8oQFf3sx0hd0.

Hello, Agar aapne apna education loan humare organization ke through liya hai, toh kripya apne post-sanction officer se contact karein aur apne issue ko resolve karvayein. Agar aapka loan directly kisi aur bank se hai, toh hum suggest karte hain ki aap concerned bank manager se baat karke clarity lein.

Hello! If one makes a partial payment, they can opt for either a reduction in the EMI or a reduction in the tenure. It seems like you have chosen a reduction in the EMI. We suggest confirming with the concerned bank for clarity.

Hello Roshni, We cannot provide a definitive answer without analyzing your profile. Our team will need a few more details to check your eligibility and assist you with your education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

Hello Krishna, Your education loan will not be rejected on this basis. However, we suggest correcting the application by emailing the Vidya Lakshmi support team at [email protected]. Their team will assist you in making the necessary updates.