HDFC ERGO Optima Secure VS Niva Bupa ReAssure VS Tata AIG Medicare Premier | Gurleen Kaur Tikku

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Gurleen Kaur Tikku

Gurleen Kaur Tikku

Күн бұрын

Пікірлер: 304
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
CORRECTION : 4 Revised Changed in HDFC ERGO Optima Secure with effect from 21st October 2022 ✅ No Room Rent Capping ✅ Pro Rata Cancellation ✅ Deductible buy-back ✅ No Cost EMI Option REVISED Changes in HDFC ERGO Optima Secure : kzbin.info/www/bejne/iYm0nIytnb9qgJo
@srishilamnaraboina5779
@srishilamnaraboina5779 2 жыл бұрын
Good mam. Your reply very fast & reliable. Your information is very genuine. Thanq so much mam.
@anubhavbhattacharya1614
@anubhavbhattacharya1614 2 жыл бұрын
Gurleen Ji nice informative video.. Please advise how to contact you as need some clarifications regarding medical insurance..Is it possible..Please reply
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
@@anubhavbhattacharya1614 You can connect with us on WhatsApp/Call at 9650706699. or you can fill up this short form & our team can connect with you directly. FORM LINK : hareepatti.com/contact-us/ & Glad that you found our video informative 😊
@anubhavbhattacharya1614
@anubhavbhattacharya1614 2 жыл бұрын
@@GurleenKaurTikku Ji thanks will contact accordingly..
@santoshkhedekar2871
@santoshkhedekar2871 2 жыл бұрын
Policy bank se leni achha hoga ya company k websites se..??
@swasthjalswasthjeevan
@swasthjalswasthjeevan 2 жыл бұрын
Mam, If you want to give ratings to these Plan... Then how will you give?
@rajeevpande3213
@rajeevpande3213 11 ай бұрын
Hello, thanks for comparing policies.Would like to know whether robotics surgery covered or not in Niva or Tata
@anshulgoel
@anshulgoel 2 жыл бұрын
Hi Gurleen, IRDAI site shows Settlement Claim Ratio for Max Bupa to be 91% and for Tata AIG its 87%. Can you please verify this information.
@santoshkumaryadav-bd4ef
@santoshkumaryadav-bd4ef Жыл бұрын
Modern treatment have a cap of 1 lac in some categories for niva bupa ... please elaborate..this is crucial
@ketansarraf1230
@ketansarraf1230 Ай бұрын
Please review current term and condition and benefits of TATA AIG MEDICARE PREMEIRE
@rajgala2671
@rajgala2671 2 жыл бұрын
Can somebody explain what is OPD Treatment at 7:38 which is not covered by HDFC
@punkedcrap
@punkedcrap 2 жыл бұрын
OPD means an outpatient department, where patients come to the hospital to consult their health issues with the doctor to start the treatment. Patients do not necessarily need to be hospitalized but can visit any medical facility, such as a diagnostic center, consultation room, pharmacy, etc.
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
OPD is basically anything which do not require hospitalisation- there is no admission and discharge in the hospital
@srinivaskonda3288
@srinivaskonda3288 2 жыл бұрын
Hi madam I'm ZABM HDFC ERGO HEALTH INSURANCE.... OPTIMA SECURE PLAN IS EXCELLENT 👌
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Yes, it is 😊
@gohaingohain9936
@gohaingohain9936 2 жыл бұрын
Madam, aap bohut acchi ho. Bohut accha se samjgha deti ho. Thank you.
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Glad, Thank you so much. Keep Watching !
@anilpritiacharya4671
@anilpritiacharya4671 2 жыл бұрын
TATA AIG best laga mujhe
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
👍
@vikramsingh2050
@vikramsingh2050 Жыл бұрын
It will be much better if you upload an excel sheet for same comparison. Plz try to consider in all such videos
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Got it, Thanks for the feedback !
@sandipmira
@sandipmira 2 жыл бұрын
Ma'am ,Please make a detailed video on TATA AIG MEDICARE PREMIER with latest ICR And CR. If you do so I highly obliged you.
@SubodhPrasad91
@SubodhPrasad91 2 жыл бұрын
U do yr job as well as social awareness .... great
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Thank you so much. Keep Watching 😊
@pravichandran4370
@pravichandran4370 6 ай бұрын
Thanks ma'am please advice me which one is best in my family 4member mediclaim
@NR-kp3kh
@NR-kp3kh 2 жыл бұрын
which one best hdfc or niva bupa..?
@RohitSingh019
@RohitSingh019 2 жыл бұрын
Finally someone compare best available health insurance Thanks
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Glad, Thanks for watching 😊
@mithunharikumar2979
@mithunharikumar2979 Жыл бұрын
Even the premium is little bit high. I suggest to take policy from a standard company like HDFC ERGO because Niva bupa having the highest complaint volume.. All complaints due to poor customer care and no proper communication in a needed or claim situation..My brother himself experienced this.. They are not customer centric.. They need only profit.. In my experience, HDFC ERGO is the company with low complaints and they give doubt benifits to customers
@artiganesha
@artiganesha Жыл бұрын
Hello mam Kya aap Tata aig "Personal addicent incurance" k liyen bhi batati ho kya
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
We have not made a video on Tata AIG Personal Accident Plan yet. But other personal accident plans review is available on our channel. You can check this link : kzbin.info/www/bejne/fpOZl6uBZp1gqtk
@shrishailtadwalkar9653
@shrishailtadwalkar9653 2 жыл бұрын
Ye sab policy Pan India hai ya zonal k uper premium decide karti hai.. premium amount, zonal and Pan India same hai kya..
@nsrajesh77
@nsrajesh77 Ай бұрын
Room rent capping is there in Re Assure plan.my claim rejected . Reason 1.Cashless denied as we do not have tie up for suite room. Please don't refer this plan
@jigsfamily1966
@jigsfamily1966 2 жыл бұрын
Maam simplicity and celerity at best. I hard work in End 😂. My question is. Pending
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Thank you so much. Please share the question again.
@niravkabariya9860
@niravkabariya9860 Жыл бұрын
Mam is baar sab company ke premium me increase huye he ya only hdfc ke ?
@sakshidiwan
@sakshidiwan 4 ай бұрын
Very nicely explained
@GurleenKaurTikku
@GurleenKaurTikku 4 ай бұрын
Thank you so much 🙂
@SanjeevKumar-qz5fd
@SanjeevKumar-qz5fd 2 жыл бұрын
Ma'am SBI General recently launched new health plan wich is called SUPER HEALTH Please make a vedio about same plan
@sharad9028
@sharad9028 2 жыл бұрын
Hi mam Merapass Reassure niva Bupa policy hai mere 16 October ko bike accident hua tha main cashless claim ki process ki tha lekin claim rejected kar diya ab muje claim reimbursement process kar rahu usme bhi problem Aya Rahi hai aap muje claim settlement ke liye help kargo please 🙏🙏🙏
@nextramobile3509
@nextramobile3509 Жыл бұрын
Niva Bupa Company Fraud kia Mera Claim Reject Kar Dia sab kutch legal documents Hone ke Babajud.
@uv-fs7xt
@uv-fs7xt 9 ай бұрын
IREDA MEIN COMPLAIN KARO
@krititechzon8271
@krititechzon8271 2 жыл бұрын
Kay hum Nivabhupa me baad me safeguard include karwa sakate ho kya
@amitdhussa5766
@amitdhussa5766 2 жыл бұрын
Is there any cap in perticular treatment in these three plans
@jasvindersinghkohli6374
@jasvindersinghkohli6374 8 ай бұрын
Is tata medicare policy pan india?
@rameshsakpal4749
@rameshsakpal4749 2 жыл бұрын
Hapataties b positive ke liye kohi policy available hai kya madam
@AD-hj5rb
@AD-hj5rb Жыл бұрын
Clarify plz In hdfc optima secure family footer policy if I pay only first year premium say 29k for second and third year it will be 29 k. Or it will increase?
@bondjems
@bondjems 2 жыл бұрын
Please add Top up cover topic, similar to what is available for cost 90Lac on base plan of 10Lac in Niva Bupa. like wise for other policies. What benefit it has and should one opt for it.
@jitendrakumarsingh2271
@jitendrakumarsingh2271 Жыл бұрын
Tata Aig Medicare premier ka naya feature ka video baneiye mam
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Please check this video : kzbin.info/www/bejne/iajNXnRvnL6Wpcksi=Ia3jb7FBWvcdzO0r
@dilipgangwani21
@dilipgangwani21 2 жыл бұрын
1ST TIME I WATCHED YOUR VIDEO I LIKE IT 👍 YOU ARE AMAZING REALLY VERY NICELY CLEARED AND EXPLAINED ALL AND EVERYTHING 👍 THANKS MADAM 👍👍 GREAT WORKING 👍 THANKS 😊
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Thank you so much 🙂 Keep Watching !! 👍
@shabbirrampurawala4947
@shabbirrampurawala4947 2 жыл бұрын
Hello ma'am, If diagnosis of a disease happens during the first 30 days of insurance which is the initial waiting period then the disease is not considered as Pre existing disease right? Since it was diagnosed after policy approval. Please help out with this information!
@gpkeshav1135
@gpkeshav1135 Жыл бұрын
good analysis gurleen. helpful for sure. the video has indeed helped me in taking the right decision. thank you.
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Thank you jee, keep watching & also subscribe. This will help us grow !
@neerajtripathi9462
@neerajtripathi9462 2 жыл бұрын
मैडम कौन सी कंपनी कैशलेस अप्रूवल जल्दी से कर देती है( in emergency case & time of discharge).
@vinayakagrawal8989
@vinayakagrawal8989 2 жыл бұрын
Does Optima secure cover modern treatments?
@shivsharma4471
@shivsharma4471 2 жыл бұрын
Yes Upto Sum Insured
@sureshaircel3754
@sureshaircel3754 2 жыл бұрын
Yes, secure cover all modern treatment and robotic surgery, Niva Bupa cover robotic surgery upto 1L only
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Yes, Covered ✅
@siddcfc
@siddcfc 2 жыл бұрын
@@sureshaircel3754 But it is not written in their brochure
@sunilsharma-mo9qo
@sunilsharma-mo9qo Жыл бұрын
PED ke regarding some discussion h Can I ask you But how
@CuriousGuyofKolkata
@CuriousGuyofKolkata Жыл бұрын
A few questions : 1) In optima secure, if I am opting for deductible of say 25k, and the reduced premium becomes x rupees, does the premium hold true even for the years I am not claiming (not getting hospitalized)? I mean, will I still pay reduced premium even if I never get hospitalized? 2) I am above 25 and buying for parents and me (3 members), father is 65 and mother is 59. Will it still give a single family floater policy? 3) Is there any zonal co-payment in any of the policies? (taking policy in one location, but going for treatment in another zone/location)
@ShailendraOmshantiom
@ShailendraOmshantiom 2 жыл бұрын
Bahut hi shandar presentation hai apka Please compare niva bupa/star health If already available please send me notification 🙏 Thanks
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Thank you so much & No, we have made this comparison on our channel yet. We will try to bring this comparison video soon. 😊
@Mefit.
@Mefit. 2 жыл бұрын
What is Tier 1A and 1B in hdfc ergo health insurance policy
@ArvindKumar-yn4kl
@ArvindKumar-yn4kl 2 жыл бұрын
Hello Madam, what is difference between refill and restore and what about if one opts for two plants.
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
It is same
@AshutoshMishra-k
@AshutoshMishra-k Жыл бұрын
Hi Ma'am i have one question that i have opted for zone 3 in tata aig premium and i have planned any surgery or treatment in zone1 ....then they will reject as i have opted plan for zone3 ..or it will be approved for cash less
@RajanSingh-kw2nt
@RajanSingh-kw2nt 2 жыл бұрын
Can you compare "Care" Supreme plan launched recently. Which is best- Care supreme, tata premium, or HDFC secure?
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Ji, Thanks for the suggestion . We may bring a comparison video soon. Whereas CARE SUPREME REVIEW is already up on our channel. Link : kzbin.info/www/bejne/pJy5YXl_ptp-Y7s Thank you
@satishvagale2022
@satishvagale2022 2 жыл бұрын
Hai The Annual Health check up limit on Reassure is 500 per lac. But the slide shows it as 5000. Please correct it. Also the consumable in reassure has got lot of changes. Pls mention it. They are not paying full consumables.
@sohampatel5863
@sohampatel5863 2 жыл бұрын
If you include safeguard benefits it pays all consumables........
@TheBalramsingh
@TheBalramsingh 2 жыл бұрын
One more thing, if company changes its policy regarding to any feature in future, will I be able to claim the feature as per my signed policy or else it will depend on features available on that particular day.
@StudyBoy-by7wp
@StudyBoy-by7wp Жыл бұрын
Excellent , very important clause raised by you
@indranielroy7677
@indranielroy7677 10 ай бұрын
Is this only niva assure or niva assure 2.0 ? Are they different?
@GurleenKaurTikku
@GurleenKaurTikku 10 ай бұрын
Both Niva ReAssure & ReAssure are different. You can find the comparison between both of them on our youtube channel as well. Keep Watching !
@gauravkesharuwala8302
@gauravkesharuwala8302 2 жыл бұрын
Dear Gurleen madam, HDFC Ergo has made certain changes in the Optima Secure product w.e.f 21.10.2022 1.Room Rent capping is removed for all Sum assured upto 1Cr. 2.Max Sum assured now available is upto 1crore only. 3.Company has introduced premium payment on installment basis i.e Monthly, Quarterly, half-yearly and Yearly basis.
@mysteriousen2048
@mysteriousen2048 2 жыл бұрын
Which insurance u will suggest for a unmarried 36 yrs old women
@sureshaircel3754
@sureshaircel3754 2 жыл бұрын
Hdfc secure, highest claim ratio, best customer care service, prompt reply and solutions, double coverage from day 1, important rider and consumables are inbuilt, premium shown for reassure doesn't include consumables, and reassure premium increasing by 15% in next 2 months
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Yes, we have made a new video of the new changes in HDFC Ergo Optima Secure & the changes are mentioned in the description box as well. You can refer our latest video for more details : kzbin.info/www/bejne/iYm0nIytnb9qgJo Thank you
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Hi, you can connect with us on WhatsApp at 9650706699. Our team can assist you. Thank you 😊
@gauravkesharuwala8302
@gauravkesharuwala8302 2 жыл бұрын
@@GurleenKaurTikku thanks for making a new video.
@poddarkanchan
@poddarkanchan 8 ай бұрын
Madam which Company and which policy is best in minimum premium till death for 2 persons. with super Top up policy. Please advice me. Which company will not increase the preimium every year.? Now I am 59 years. spouce is 53. which company is more safe? I think I take 5 lakh and 15 Lakh super top. Please advice me. I have a SBI General Arogyo Plus for 3 years. In 2025 3 years will complete. I want to switch from there.
@Siju2235
@Siju2235 2 жыл бұрын
Ma'am Niva Bupa ka insurance Liya hu aur is Mahine ko renew bi Kiya ta. Magar inke jo app hein ab open hi nahi horaha . Niva Bupa company ko tweet bi kiyata aur email reply avatar ki teek hogayi magar abi bi same hein. Insurance company wale mail hi Karte rehte koi solution nahi batara mein India ke Bahar hu ab iskeliye kisko contact Karein.
@ravikanttiwari6623
@ravikanttiwari6623 2 жыл бұрын
I have policy with hdfc ergo optima family floater from 9 years with sum insured of 5 Lac. Now if I port this policy than NCB or Loyalty bonus will add with the new company policy.
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
NCB is not carried forward, however continuity of base cover + NCB is carried forward. Please refer videos on portability here kzbin.info/www/bejne/e2rbd2Nqra13q80
@hemanthkumarvadla5390
@hemanthkumarvadla5390 Жыл бұрын
You are skipped Tata AIG Medicare premier accidental death benefit
@sumulg
@sumulg 2 жыл бұрын
hi ..@2:45 timestamp, u mentioned HDFC ergo premium discount to be 15% however on video it reads 10%...which is correct 9
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
It is 10% only
@vmtitan45
@vmtitan45 2 жыл бұрын
Hi , i started with star health policy ,after 12 years i shifted from star to Royal sundram ,for 10 lakh sum assured i was paying 25000 ptemium in star health, now i am paying 19000 premium for royal sundram, i lost all the NCB benifits from.star , is this a wise decision i hv taken to control my premium expense ,
@AJEETSINGH-xf2vt
@AJEETSINGH-xf2vt 2 жыл бұрын
Please compare star assure and niva bupa reassure plan
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Noted, Thanks for the video suggestion !
@mohitbhatia4690
@mohitbhatia4690 2 жыл бұрын
There is capping of 1lac in some modern robotic surgeries please address in niva bupa
@shahdilkhushkumar3448
@shahdilkhushkumar3448 2 жыл бұрын
Heats off u r knowledge. Tq
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Thank you so much jee, 😊
@nehaa3778
@nehaa3778 2 жыл бұрын
How do all of these compare to Navi?
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
We find HDFC ERGO & Niva Bupa better as we have a first hand experience with both the companies. This can definitely vary according to your requirements. Do your own due diligence about the company before buying the plan.
@nehaa3778
@nehaa3778 2 жыл бұрын
@@GurleenKaurTikku thanks for the reply..finally somebody who responds! Details seem to favour Navi but will look at these too !
@abhishekkumar-bi4gj
@abhishekkumar-bi4gj Жыл бұрын
Thanks a lot Gurleen Mam for your beneficial Guidance please give us suggestions about Icci pru.. all in one term insurance.
@vishalupadhyaya4942
@vishalupadhyaya4942 2 жыл бұрын
Why hdfc ergo take huge premium while other insurance company take a less annual premiums
@sureshaircel3754
@sureshaircel3754 2 жыл бұрын
Hdfc secure, highest claim ratio, best customer care service, prompt reply and solutions, double coverage from day 1, important rider and consumables are inbuilt, premium shown for reassure doesn't include consumables, and reassure premium increasing by 15% in next 2 months
@kauzmaniatube
@kauzmaniatube 2 жыл бұрын
Hdfc giving 4x on 10 lakh policy. It means for 10 lakh policy it can go upto 40 lakh claim. Where as Neva and tata AIG giving 20 lakh.
@RohanKumar-su9lb
@RohanKumar-su9lb Жыл бұрын
@@sureshaircel3754 claim ratio shown for general insurance as a whole not for health only
@akashpandey9238
@akashpandey9238 Жыл бұрын
Mam mujhe ek family floter lena hai khud ke liye to HDFC ya niva Bupa lu claim kisme easily mil jayega us hisab se bataiye plz, after service kiski acchi hai
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Hello jee, Please get in touch with our team at 9650706699 or fill details at hareepatti.com/contact-us/ , our team will get in touch with you
@desihits2429
@desihits2429 11 ай бұрын
Hdfc ergo
@syed7451_civil
@syed7451_civil Жыл бұрын
My age is 28 . Tata Aig plan or Niva bupa reassure knsa best rahega please suggest
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Hello jee, Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements & medical history. Thank you & keep watching !
@sdua1995
@sdua1995 2 жыл бұрын
HDFC Optima can get unlimited refill on paying a small amount under Rs 300 ?
@nitinjain1605
@nitinjain1605 2 жыл бұрын
Please clarify will HDFC optima secure has pan india premium coverage all it varies as per zones ?
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Yes, Coverage PAN India without any restriction
@satinderlakhera9419
@satinderlakhera9419 Жыл бұрын
Madam agar hum policy port krte h toh kya previous policy k benifit nhi policy me milenge agar humne usme last 8 year se koi claim nhi liya ho???
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Depends on the policy terms & conditions you're porting to.
@ishanagrawal396
@ishanagrawal396 Жыл бұрын
Great video! Is it better to take United India health insurance?
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Thank you & for United India, we certainly can't comment as we don't have any first hand experience with the company. Please do your due diligence before buying the plan.
@TheBalramsingh
@TheBalramsingh 2 жыл бұрын
Pl confirm if all these plans have lifelong renewal facility.
@SHAHIDSHAHID-kp7qf
@SHAHIDSHAHID-kp7qf 2 жыл бұрын
Yes it's life long
@RajanSingh-kw2nt
@RajanSingh-kw2nt 2 жыл бұрын
Why is Hdfc premium this high whereas features of Tata premium or Care supreme are equally good?
@ivy0912
@ivy0912 2 жыл бұрын
I want to know this too
@Ok-zb6cv
@Ok-zb6cv Жыл бұрын
Because in hdfc optima secure.... When you take SA 5L, it instantly become 10L..so by paying for 5lakh you will get cover for 10L instantly and in 2yrs it wil become 20L... Whereas other policy will become 10L after 2yrs.
@dony.pittappillil
@dony.pittappillil 2 жыл бұрын
Great Effort 👌
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Thanks a lot 🙂
@shahbazkhan-wj3qr
@shahbazkhan-wj3qr 2 жыл бұрын
In HDFCERGO optima secure there is no room capping you can check in new brochure and many other things are updated in new brochure
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
We have made a new video of the new changes in HDFC Ergo Optima Secure & the changes are mentioned in the description box as well. You can refer our latest video for more details : kzbin.info/www/bejne/iYm0nIytnb9qgJo Thank you 😊
@sunilsharma-mo9qo
@sunilsharma-mo9qo Жыл бұрын
Madam kya main in company ke plan online le lu to koi dikkat to nahi hogi. Kyo ki plan online lu ya offline I can't understand Please help me
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
We can't comment on any intermediary from our side. We can only guarantee on our services as we are experienced insurance agent with 17+ years of experience. You can connect with us on WhatsApp/Call at 9650706699. our team can assist you ✅ Thank you 😊
@jaganathpradhan7458
@jaganathpradhan7458 Жыл бұрын
Very good comparison
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Thank you jee, keep watching !
@pratikujjain6455
@pratikujjain6455 2 жыл бұрын
I want a medical insurance for my parents both 50 plus ...which one should I opt
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Pratik jee, Please get in touch with us at 9650706699 or share your details athareepatti.com/contact-us/ , we will contact you. Thanks
@dr.nitish4155
@dr.nitish4155 2 жыл бұрын
If hdfc ergo insurance is taken in city A , can it be claimed if treatment is received in city B in Same / different state ?
@punkedcrap
@punkedcrap 2 жыл бұрын
It depends if policy paid is pan india or tier based. 1. If pan india then no issues.. claim anywhere. 2. If u live in a tier2/3 city taking claim in tier 1 city then you might have to pay % of medical cost from ur pocket as policy will be tier2/3. 3. In case of tier 1 policy again no issues in taking claim anywhere.
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Yes, you can claim anywhere PAN India without any co payment, restriction , sub limits
@brijesh1992
@brijesh1992 Жыл бұрын
Which is better? HDFC or Tata AIG?
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Better can only be decided depending on your medical history & requirements from the plan. Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you. Thank you 😊
@drkesavsarma
@drkesavsarma 2 жыл бұрын
It would have been good if you described 'listed illnesses' clearly...in this video
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Thanks for the feedback. We will definitely consider it in our future videos. Thank you
@sanjaypahuja3127
@sanjaypahuja3127 2 жыл бұрын
Your office working day & timmings, current holidays
@ramanandmyra2138
@ramanandmyra2138 2 жыл бұрын
Does Niva Bupa reassure cover modern treatments upto sum assured?
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
It is covered upto sum assured, few robitic surgeries have sub limits of 1 lac
@nitinjadhav273
@nitinjadhav273 2 жыл бұрын
Hi Mam, Could you please also make video on HDFC ergo Optima Restore Vs Max Bupa Health Companion Vs Care health Care Advantage?
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Yes, we can . It's on our list & we will try to bring a video soon. Thank you & keep watching !
@mahikpawar7413
@mahikpawar7413 2 жыл бұрын
Which is the best plan mam
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
ReAssure & Optima Secure are both great plans . If you want any assistance in choosing the plan, connect with us on WhatsApp/Call at 9650706699 Thank you 😊
@rkkhot2721
@rkkhot2721 2 жыл бұрын
Can take dental treatment in Max reassure plan after one month
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
No
@sachingudekar8787
@sachingudekar8787 2 жыл бұрын
Mam please Camp with STAR HEALTH INSURANCE
@miteshp7
@miteshp7 Жыл бұрын
I am 29 and want to buy family floater plan with my wife we both have thyroid as existing disease, I am confused with all the plans, not sure which to opt. Can you please suggest good plan which will be suitable for us? We both are IT professional and currently based from Bangalore.
@miteshp7
@miteshp7 Жыл бұрын
Also Mam, Can you please suggest good supertopup plan for my parents who are diabetic and of age 60plus, I have existing corporate policy which covers them till 5 lac? Thank you
@aulakhpreett3637
@aulakhpreett3637 2 жыл бұрын
it's wrong optima secure pre existing disease waiting period is 2 years . kyuki maine yeh policy lii huyi hai
@patnam3714
@patnam3714 2 жыл бұрын
In HDFC ergo optima secure does the premium increases every year or how it increases??
@akshaykadam1564
@akshaykadam1564 2 жыл бұрын
It increases based on your age, upto 35 every year 500, post 45 increases by 800.
@shabbirrampurawala4947
@shabbirrampurawala4947 2 жыл бұрын
@@akshaykadam1564 source for this?
@akshaykadam1564
@akshaykadam1564 2 жыл бұрын
@@shabbirrampurawala4947 Now its around 10% every 5 years.
@shabbirrampurawala4947
@shabbirrampurawala4947 2 жыл бұрын
@@akshaykadam1564 so no year on year increment?
@shabbirrampurawala4947
@shabbirrampurawala4947 2 жыл бұрын
Again if you can provide source for this?
@chatpaneebudy8827
@chatpaneebudy8827 Жыл бұрын
Hiii I want to buy a health insurance policy. My age 34 Wife 29 Child 1 Father 58(bp paitent) Mother 55 Which company should I select? Should I buy individual policy or include family? Should I add my parents with my policy or buy another policy? Kindly answer plz.
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Hello jee, please connect with us on WhatsApp/Call at 9650706699 & our team can assist you. OR you can fill up this short form & our team can call you directly . FORM LINK : hareepatti.com/contact-us/ Thank you
@NIVK94
@NIVK94 2 жыл бұрын
Is there any insurance policy for People over 80 years? And is it advisable?
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Yes, policies are available, one can take with deductible / co payment to keep the cost lower
@NIVK94
@NIVK94 2 жыл бұрын
@@GurleenKaurTikku Please make a video on such policies and a comparaison video on such policies.
@himanshuarora7739
@himanshuarora7739 Жыл бұрын
@@NIVK94 Hi mam we have a policy without co-pay i.e tata aig
@manojmutha8091
@manojmutha8091 Жыл бұрын
Man pl tell me best in both
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Please connect with us on WhatsApp/Call at 9650706699 Our team can assist you in choosing between both the plans depending on your requirements.
@punkedcrap
@punkedcrap 2 жыл бұрын
Mam plz compare all 3 with individual plans as well for comparison purposes..
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Sure, Thanks for the suggestion 😊 Keep Watching !
@ankeetmehta1937
@ankeetmehta1937 2 жыл бұрын
if I have coporate policy of 5 lacs and hdfc ergo of 5 lacs with 1 lac deductible...and i claim 6 lacs for hospitalization..then 5 lacs gets covered from corporate policy....now remaining 1 lac will be covered by hdfc ergo or that will be counted as deductible? basically amount paid by corporate policy, is that counted towards deductible or not?
@Ok-zb6cv
@Ok-zb6cv Жыл бұрын
Yes it wil be considered as deductible
@shivamgoyal869
@shivamgoyal869 2 жыл бұрын
Apke according 3no me se konsa plan lena chie
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
These are definitely the best plans in the market but if you want to choose a plan, always check which plan fulfils your requirement. If you want us to help you , fill this form & our team will connect with you directly. FORM LINK : hareepatti.com/contact-us/ Thank you
@SachinPatil-nf5rk
@SachinPatil-nf5rk 2 жыл бұрын
@@GurleenKaurTikku looking for comparison between Bupa reassure vs Manipal protect prime
@dheerupahadi067
@dheerupahadi067 Жыл бұрын
Live healthy benifit not covered mam
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Live Health Benefit is available 😊
@bappadas8682
@bappadas8682 Жыл бұрын
Please make video TATA AIG GROUP MEDICARE POLICY
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
We have a video on Medicare Premier on our channel .
@rupanjannayak2049
@rupanjannayak2049 2 жыл бұрын
Tata AIG Medicare premier in room-rent section notes "single private" does this mean they have changed the plan benefits?
@StudyBoy-by7wp
@StudyBoy-by7wp Жыл бұрын
You get your question answer brother
@atmaramsisodia7348
@atmaramsisodia7348 2 жыл бұрын
Mam please make a video of Car Insurance and features of best insurance policy
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
We have made a similar video : kzbin.info/www/bejne/iZDCpH2OjNeUqMU but if you want to buy car insurance, please share the details on WhatsApp/Call at 9650706699 Thank you 😊
@rajneeshgupta9648
@rajneeshgupta9648 2 жыл бұрын
Any poliicy for diabetics person
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
Yes, You can go with HDFC Energy Plan or Niva Bupa ReAssure with Smart Health Rider. If you want any assistance, you can connect with us on WhatsApp/Call at 9650706699 Thank you 😊
@abhishekdas4670
@abhishekdas4670 Жыл бұрын
Niva bupa so many reassure which one you are taking about?
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
In this video, it is Niva Bupa ReAssure as it's an older video. But now we have Niva Bupa ReAssure 2.0 in the market. We have a comparison video on that as well. CHECK THIS LINK : kzbin.info/www/bejne/eGilmmunn7OWgrs For any other queries, connect with us on WhatsApp/Call at 9650706699. Thank you 😊
@soumyadeepdas1536
@soumyadeepdas1536 Жыл бұрын
Comprehensive detailed comparison between the plans. Really helpful!!
@GurleenKaurTikku
@GurleenKaurTikku Жыл бұрын
Glad it was helpful, We will be bringing a new video today on Best Health Insurance Plans of 2023. Hope that will be more informative & updated !
@parasjain4866
@parasjain4866 2 жыл бұрын
Which one is best
@GurleenKaurTikku
@GurleenKaurTikku 2 жыл бұрын
It depends on your requirement from the plan. If you want assistance in choosing the policy, connect with us on WhatsApp/Call at 9650706699. Thank you !
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