HDFC ERGO Optima Secure Vs TATA AIG Medicare Premier || Best Health Insurance Plans 2024

[@JaiHanuman9936]

Wonderful detailed explanation..when you said that some features are rarely used feature..these type of suggestions are necessary..these suggestions makes the video unique from other available on internet.. policy buyer should not only see the feature, it is necessary for buyers to know which feature is really helpful.

[@insuranceimpact]

Ji sir , thanks for your Input and suggestion.

[@Pradeepch21]

Thank you. Ekdum clear comments, binaye ghoomaye.

[@VirusInfected]

Lekin Tata ka claim process smooth hai lekin HDFc ergo ka kafi time lagate hai aur claim bhi 70-80% he hota hai.... Chk karke lena

[@pardeepkumar3336]

Sir dono Mai best policy kon si hai

[@insuranceimpact]

Plan dono hi ache hain ji, Depend karta hai lene wale ki need kya hai. Both Brand & companies are Good service wise.

[@abhisheksinghal2586]

Please make a video on manipal Cigna lifetime plan and services

[@insuranceimpact]

Ok sir sure ! Pls wait for the video..

[@uskar77]

Royal Sundaram multiplier health insurance plan k bare mein boliye pls

[@manishshah5376]

Sir can u tell me what is the limit of cataract in hdfc ergo suraksha plan.

[@insuranceimpact]

Not sure about it sir. pls call 022-6234 6243

[@Amanshukla-xg7pz]

Limit..but contact your manager...

[@Amanshukla-xg7pz]

No limit.....even if there is package fix with hospital... contact your agency manager..will help you to get full claim...

[@ritnagpal]

Opd or dental opd kitne sum assure per milta he ot kitna amount

[@insuranceimpact]

Refer policy wordings document.

[@lrsreddy1709]

Is modern treatment covered upto sum assured?

[@harimp679]

to purchase medi policy for male child aged 25 years

[@andamangamercodm8781]

Sirf ICICI Lombard two wheeler insurance claim karne ke liye cheque dena jaruri hai ky . Agar cheque book nhi hoga tho. Insurence nhi milega pls reply me

[@insuranceimpact]

sir cheque book nahi hai to passbook first page bhi de sakte ho .

[@andamangamercodm8781]

@@insuranceimpact thanks sir reply karne ke liye ❤️

[@r.r2024]

In dono ke saath Aditya Birla ka active one next ka comparison video banaye na. Ye teen abhi top ke insurance policy hai.​@@insuranceimpact

[@vinodtiwari1]

Very nicely explanation

[@insuranceimpact]

Thankyou ji !

[@ahir_shubham]

Sir which one to buy for father @61 and mother @53. Both have only BP

[@insuranceimpact]

Both plans are good, can choose anyone of them.

[@unnatisaroj7323]

Hi pls share your number

[@prmix3683]

Which is better for conol cancer !! Please reply

[@insuranceimpact]

Critical illness Policy specifically With cancer coverage.

[@vishaltank1278]

Wonderful detailed explanation .. Thanks man.

[@insuranceimpact]

🙂🙏

[@rajasthanonlinestore9977]

Sir icici Lombard ki health insurance kese le or pura process batao

[@insuranceimpact]

Sir agent/ Branch se le sakte hain, policybazaar ya kisi other broker se le sakte hain, Direct ICICI Lombard ki website se le sakte hain. Apko kausa process janana hai mention karein.

[@rupkatharoychoudhuri7822]

Bahat bariha comparison.. Ak video kafi..ar dekhna nehi parega👍

[@insuranceimpact]

Thanks Ji 🙏🙏

[@pardeepkumar3336]

Kon sai lai tata ya hdfc

[@shasshikantbhosaley3198]

Very good info.Can you make video for hdfc ergo vs aditya birla active one .

[@insuranceimpact]

Sure sir, As soon as possible

[@YashpalSingh-cu8wt]

Morden treatment in policy werding mi hai

[@insuranceimpact]

Not mentioned

[@nitinshukla1070]

family floater discount in tata????

[@insuranceimpact]

Prices shown in video are including floater discount. Waise 2 members ka 20% , upto 3 more d.child- 28%, and 2 additional parents -32 %.

[@virendra9639]

Sirji, Kounsa term insurance accha hai?

[@insuranceimpact]

Sir you can choose from Tata AIA, Maxlife or Hdfc Life.

[@syedyousuf5704]

Hello Sir, do these plans will cover critical illness also

[@insuranceimpact]

yes.

[@avinash6595]

Well Explained, is there any way to speak with you over phone ?

[@insuranceimpact]

Yes, whatapp on 8307360765 to book appointment.

[@uttambhandar7232]

Hdfc ergo not reject my claim but during 3.5 months they demands documents and documents.. What can I do?

[@insuranceimpact]

You should keep providing required documents as some claims may take a bit longer time than usual. If the Insurer rejects then it's your turn to take over the process differently.

[@ocean479]

Sir please make some video over NRI THANK YOU 🙏🏼

[@insuranceimpact]

Policy ka name ya type batayein taki hum samajh payein apki exact query.

[@vijayyelave7706]

Good information sir ❤

[@insuranceimpact]

Thanks Vijay Ji !

[@yashgujarathi2177]

How to contacts

[@insuranceimpact]

Whatsapp on 8307360765 sir

[@ankuragarwal9141]

Wonderful

[@insuranceimpact]

Welcome sir !

[@harimp679]

which one is better to puchase for 25 year employed male child with his mother aged 52 years with no diseases

[@insuranceimpact]

I think both should go for separate policies. For single adult you can choose any Health Plan from good Insurers. But for the mother choose plan as per her health conditions and medical needs.

[@pappubhogarao]

If you pay 3 years premium at one time plus very little additional amount, optima secure becomes optima super secure and and secure benefit becomes 3x. Hence, 10 Lakh policy becomes 30 lakhs from day 1.

[@paperdragon48]

Don't buy for three years, if you need to port the policy, it's difficult

[@insuranceimpact]

Yes sir.

[@Amanshukla-xg7pz]

​@@paperdragon48hdfc doesn't need to port

[@AD-hj5rb]

What happens on hdfc secure after 3 years

[@insuranceimpact]

it will be available every Year.

[@krishnakumar-z1o4d]

अच्छा एनालिसिस किया है भाई एक question है प्रीमियम हर साल कितना बढ़ेगा दोनो पॉलिसी का ये भी बताना चाहिए हो सकता है कोई पॉलिसी अभी तो सती हो लेकिन कुछ सालो बाद इतनी महंगी हो जाए की चला हो न सके

[@insuranceimpact]

Thanks, Can't predict about price hike brother ❤

[@PLahiri]

If I have HDFC Optima Secure policy with sum insured of Rs 25 Lakhs, and I claim Rs 10 Lakhs each time in five multiple occasions ie,total Rs 50 Lakhs(5x10Lakhs) in a policy year, will my claim be paid by HDFC Ergo?

[@insuranceimpact]

Your question has two aspects : 1st is about total Sum Insured - Yes you can claim upto 50 lakhs rs in a year. 2nd is technical aspect- Claim approval depends on nature of treatment taken, expenses incurred other coverage conditions.

[@PLahiri]

@@insuranceimpact All treatments availed are all permissible claims as per policy features. Can I now get all my claims as stated originally

[@ulhas2637]

Hello Brother, Nice video with detailed explanation. My requirement is for Parents Aged 63 & 61. With PED of Diabetes and BP to one insured. Location is Tier 3 city. Looking for 10Lac coverage. Can you please suggest best suited plan out of these two?

[@insuranceimpact]

With copayment you can choose senior citizens plan available with every health insurance company. Or Try Govt companies with enough sum insured. These 2 will be very costly choice as per the age mentioned.

[@ulhas2637]

@@insuranceimpact Hi, Thanks for taking the time out and reply. I compared the National insurance with Tata n HDFC, the premium is in a similar range. With co- payment, it will be our part to pay first as we opt, but in comparison we don't get such a big difference in premium which I personally feel. However your suggestions are very informative. 🙏

[@TruthCheck7]

14:38

[@hr44n63]

Yes bhi

[@indranibhat3573]

Good

[@insuranceimpact]

Thanks ! Keep watching..

[@Up4Updates]

lets collaborate some day😄

[@insuranceimpact]

🙂✌

[@enzio333]

Abe 50,00,000 sum assured kiska hota hai

[@ajarshaikh6532]

Itna fast ja rahe ho kuch bi samaj nahi aa raha

[@insuranceimpact]

Abhi playback speed settings mein ja k kam kar lo, 1-2 Month videos dekhne k baad aap itni speed mein bhi samajh jaoge. 🙂

[@Sn94551]

Tata main claim based loading hain...this is the BIGGEST problem

[@aamit6211]

can you explain a bit more about this? I’m looking to buy

[@vineettyagi1953]

Bp, thyroid sugar par to lagegi hi

[@vineettyagi1953]

Tata ka claim ratio best hai aur hdfc ka bhi best hai 🎉

[@mandy4u217]

Baised he bhai

[@insuranceimpact]

Can use just the information sir 🙂