HDFC Infinia Credit Card Review 2023: Best Credit Card of India in 2023? 💯

Today we have discussed the 3 years update of the HDFC Infinia credit card. We have covered our entire journey over the three years. We have faced nearly all the devaluations made since 2020.
We have fairly calculated the difference in our returns post all the concerned devaluations.
Check out our detailed review of HDFC Infinia vs. Axis Magnus:
• HDFC Infinia vs Axis M...
#hdfcinfinia #creditcards #hdfcinfiniametaledition

[@shanty2020]

Amazing analysis. :) loved it

[@kennilesh2000]

Good work. Very informative video. 👏 I

[@CASEPLUS1]

Hello can you please explain if there is anti theft purchase protection for smart phones or all other electroncis gadgets on infinia credit card because any entry lavel credit cards has such benefits but infinia ℹ could not find

[@MaverickMo]

Wow, very well researched video. Amazing. HDFC should take note. Which is the next best card which I should get.

[@CardAcademy]

Axis Magnus would be a very good option.

[@NirnoyBehera]

Great analysis Team Card Academy! I appreciate it.

[@CardAcademy]

Thanks. Please share with your friends and family.

[@rajeshkura6452]

Great work 👍

[@himanshutanwani_]

Could you please make a similar video for HDFC Regalia card?

[@saddamahmed9141]

Appreciated

[@nishantbhoot858]

I want to know the reward points for payment of electricity bill on Axis magnus & HDFC infinia credit card

[@harindersingh3872]

Hi which card give us free meet & greet service. I did try axis Magnus they rejected. Against FD Thanks

[@roninr8199]

I would be happy if my dcb gets upgraded to infinia but bank doesn't want to.. I made 2 lakhs plus points in 3 years and I am thankful for that. But currently dcb is useless card because no matter what I try I am able to make only 1500 points per month and fee is 12k

[@divyesh.it1077]

Are they devaluing Infinia for upcoming hdfc Reserve card?

[@neeraj.ghogare]

Infina ke points redemption se tanishq ka voucher hata diya kya?

[@RidayTravels]

I am an Infinia holder for 3 years and I have seen the golden time in terms of the returns, so I can totally agree with your assessment. For flights, please also account for the fact not only 10x came down to 5x, the platform also introduced convenience fees which eroded the benefit even further. A 299 fee on a domestic flight for one person, meant you would burn points earned for 9000 rupees of normal spends. They disguised under partner convenience fee which I think is not entirely true. Thanks

[@CardAcademy]

Agree with you. But still better than most cards out there.

[@IAMCHETANSAMEER]

Hey, do you it's still worth it? I have an offer.

[@manuk.n9284]

Hi I am working in Defence. Much details can't be disclosed. I am in need of hdfc infinia, but it is through invite only. I request you to send me invite. Please reply, I will send my mail id.

[@pvr2iitd]

do u pay convenience fees while booking on other portals?

[@MridulMishra]

Hi, I have received an offer to upgrade to Infinia for 1st year free and 2nd year onwards 12500+gst. So if I pay 12500 from 2nd year onwards do I get reward points worth the same amount?

[@simraj2570]

You Missed on a point where in 1 calendar month we can redeem only 1.5L points.

[@fitness_with_duane]

@Cardacademy you guys have done a comprehensive study 👏

[@CardAcademy]

Thank you. Please share the video.

[@fitness_with_duane]

@@CardAcademy Downloaded via TubeMate, kept on my Hard Disk and shared with my friends on whatsapp.

[@CardAcademy]

Would have been great if you would have shared the link to the video.

[@shubhamyadav-iy8sd]

Excellent 👍👍👍 video

[@srinivasanirudhbm]

Excellent video and this is called deep dive analysis.

[@CardAcademy]

Thank you. Please share the word.

[@Arshad-pj9rf]

Very nice 👍

[@amitabhmaheshwari]

These devaluations had to happen. It is tough to sustain 33 pc return for long. I use Infinia mostly for Smartbuy or very large purchases. I mostly use Amex cards for normal online purchases, especially gold charge and MRCC.

[@CardAcademy]

Exactly. This is how Infinia should be used.

[@bindir1421]

How much return v get on amex? Only 0.5% no? Infinia v get atleast 3.3%, right? I didn't understand the maths.

[@amitabhmaheshwari]

@@bindir1421 No, when you take into account the bonus points that you get on Amex gold and reward cards and redeem those points on the gold collection, your reward rate may easily go higher than 5-6 per cent or even more. Otherwise why will anyone use Amex ? Moreover, Amex gives points on wallet upload, utility and fuel payments (charge cards only). On gold you get 1000 bonus points on spending ₹ 1000 6 times in a calendar month, in rewards card you get 1000 points on spending ₹ 1500 4 times a month and another 1000 points on spending ₹ 20,000 a month.

[@bindir1421]

@@amitabhmaheshwari k. Thanx

[@roninr8199]

@@amitabhmaheshwari my diners card itself gets rejected most of the places and I have seen the same boards stating Amex not allowed. So how is the acceptability.

[@saharshbajpai4931]

Please post videos on Amex Platinum Reserve Credit Card and Amex Platinum Charge Card. Thanks in anticipation.

[@CardAcademy]

Amex Platinum video is in works. You can expect the same in next few days. Reserve card we'll cover in next few weeks. Thank you!

[@MrRavikant1992]

Your voice is very sweet

[@aradhanagroup3916]

How to update from regalia to next card

[@rakkiyadav1483]

Hi Card academy, your videos are very insightful. But I’ve a question, as you said that your team member got Infinia card by filling out form based on previous card history(existing credit card limit should be more than 8L and last 6 months spends should be more than 7.5L), I would like to know, 1. which card did he have previously ? 2. What was the limit ? 3. What was the monthly spend ? 4. While applying for Infinia, did they issue Infinia card based on just previous spends ? Or did they also ask for income proof ? I’m asking this because I also want to get Infinia card, currently I’ve Regalia.

[@CardAcademy]

1. Previous card - Diners Club Black 2. Limit was 6 lakh before it was increased to > 8 lakh 3. Monthly spend was in the range of 1.2-1.5L 4. Payslips and bank account statement were submitted with upgrade form. But this should not matter if you meet the limit and spend criteria.

[@rakkiyadav1483]

Thank you

[@Ursbunnyy]

Make a video on indusind legend vs indusind eazydiner

[@ViralAgrawal12321]

Grt 🎉🎉

[@chungamunga9898]

ek cheese hamko samjh aya. ap log bohit amir ho.

[@fitness_with_duane]

So what's wrong with being "amir"😕 Come to Hyderabad, live at Ameerpet 😀

[@chungamunga9898]

@@fitness_with_duane hum ne kab bola wrong hai. amir hona kharabi kab se hone lagi?

[@gamerpubg3035]

😂

[@mdjainulbashar6009]

😂🤣😂

[@expertcareer1782]

Bhai bahut galat Soch Hai yah Koi Amir Nahin Hai Tum Khud Se Dil Se Amir Ho Bajrangbali aapke Kripa banae rakhen🙏

[@sarveshjagga2386]

Axis magnus card review link pls

[@hirenbhayani8185]

I have Business money back CC and i want to upgrade it so kindly let me know how can I upgrade and in case bank is ready then which card i should apply Diners or Regalia or Millenia or any other?? Obviously they won't offer infinia at this stage.

[@CardAcademy]

Diners Black > Millennia > Regalia

[@amitabhmaheshwari]

@@CardAcademy Even Diners Black may be tough.

[@utkarshsingh6813]

I'm using axis Flipkart card for an year and want to upgrade this card to better axis card. How can I do that, I'm not getting option in app.

[@Manoj_8844]

Axis Flipkart is no 1 card for daily use ..Keep it and apply separately for another card

[@utkarshsingh6813]

@@Manoj_8844 which one is easier to get , magnus or atlas.

[@sammankit]

You will not get never option, bcuz flipkart card is a cashback card while rest cards are points based...you need too call customer care and ask them for any pre approved offers...they will probably pitch u privilege card....get it...pay the 1800 fees and u will get 5000rs voucher..good deal i would say

[@lildude861]

What is the difference between infinia mastercard variant and visa infinite variant ? I got mastercard one, shall i keep it or ask for Visa one ?

[@CardAcademy]

Visa infinite is better than Mastercard. You get free lounges, discounts on movie tickets, etc on visa infinite.

[@tamilselvan152]

I'm from down south, I couldn't understand, Please add subtitles

[@surajshingade9543]

Beautiful as always

[@fitness_with_duane]

@Suraj Shingade the review or the reviewer 😉

[@surajshingade9543]

Obviously reviewer

[@amitabhmaheshwari]

Both

[@suhasms6836]

Is this no limit card

[@subham-raj]

*Axis magnus is better now!*

[@cut-a-lyst]

Question is which is the best premium card to get now?

[@Kids11111]

Amex Plat charge or Infinia

[@RizwanAli-yq1ku]

What is best Premium CC available in the market right now and why? Other than infinia or Diners black?

[@CardAcademy]

Axis Magnus if monthly spends > 1 lakh. It can give more than 10-12% return easily if points are converted into miles.

[@roninr8199]

@@CardAcademy not all miles are equivalent to distance or Rs 1. So even today infinia and dcb is undisputed king.

[@sachin1254]

Axis bank burgundy

[@fahadilahi8804]

Ap har bar ki tarha is bar bhi bhot zyda beautiful lgri h 😘

[@kdevelopers8218]

I got infinia card today very happy

[@darshakshah3137]

Recently got Infinia. Should I route all my payments through this card or only big amt purchases?

[@CardAcademy]

Ideally you should route all the spends that you can route through Smartbuy. And also use instant vouchers for purchases.

[@darshakshah3137]

@@CardAcademy thanks

[@vamsi0909]

*Limit for Infinia?*

[@SachinKumar-xv5op]

Try modelling

[@WelcomeMobile786]

10 mint ka video dekh kar pyar ho gya 😂😂😂

[@kachraseth322]

Your voice is similar to bekifaayti😁

[@devangshah8669]

I want it

[@pankajmaheshwari3231]

I got MSG pls maintain 1.5 lac spent monthly for upgrade the infinia card, current spent is 12 lac + every year, recently spent Hike during Malaysia trip, the. I got this msg

[@joybarman6380]

Pehle kitni chikni thi aab healthy ho chunki hai.

[@aarav3326]

u r good looking ✔️

[@mayankgupta1545]

Muje to bina maange hi de dia infinia lifetime free

[@CardAcademy]

Awesome

[@pvr2iitd]

omg, she is so cute!

[@AmirulIslamHalder]

Useful information. I'm using Infinia since 2017,from then to now it's changes a lot. I'm a heavy user (monthly 5-6L),despite from that point of view I'm satisfied. Thank you... 😊

[@saulgoodman980]

5-6L pm? Curious what stuff do you buy and what's your profession?

[@RT-yv7ev]

@@saulgoodman980 heroine ka😄

[@sachinhj9910]

Regarding lounge access, many airport lounges do not accept HDFC cards. Only T3 Delhi airport accepts HDFC Cards. Even in Chandigarh HDFC is not accepted

[@CardAcademy]

Not sure about Chandigarh. But we have no problem with lounge access in cities like Mumbai, Bangalore, and Pune.

[@amitabhmaheshwari]

@@CardAcademy I have problems with HDFC visa Infinia card sometimes. There my Yes First Exclusive MasterCard comes in handy.

[@roninr8199]

@@amitabhmaheshwari you can use priority pass even in India.. I have DCB and since I am from metro region I had no issues.. Just make use of priority pass

[@sachinhj9910]

@@roninr8199 If we use Priority pass that comes with HDFC Regalia, won't it get charged and reflect in our card statement??

[@roninr8199]

@@sachinhj9910 yes... Only for infinia we can use

[@arpansenapati8387]

Hey Crush ❤️🌚

[@durgeshsingh5220]

Hey tharak

[@SagarGusani]

Video Quality 360p Max 😑

[@fitness_with_duane]

Handset issue: max resolution is 1080 (Airtel 5G network) 😑

[@rajeshchowadary2247]

Better speak in English ,so as to reach more people .

[@ronakmistry2105]

Hindi can reach more … learn it asap till English video comes

[@ek_virus]

Ghatiyq card

[@enjoyworldwide6377]

I love you 😘

[@sheikhavesh5258]

Her insta I'd ??