My 42 Credit Cards | Why & How I Applied | How I Manage Them 🔥🔥🔥

Friends, today I'll tell you about all my credit cards. I have 42 credit cards as of now. I'll tell you why and how I applied for each credit card and how I manage them.
How to manage your credit cards - • How To Manage Your Cre...
My Journey From HDFC Regalia First to Infinia - • My Journey From HDFC R...
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Apply for ltf bob card- bit.ly/370oK7H
Doston, aaj main aap logo ko batunga mere pas jitne bhi credit card hai sabke baare main, abhi 42 credit card hai mere paas, sare card maine q leya hai kaise leya hai sab kuch k baare main baat karenge aur batunga kaise main sare card manage karta hu.
[* Zerodha Account Opening Link- zerodha.com/open-account?c=ZM... {Zerodha India's Number 1 Broker}
* If you want to open an account with Upstox, you can open using this link- upstox.com/open-account/?f=6TJG
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जय हिन्द, वन्दे मातरम
Jai Hind, Vande Mataram

[@TechnoFino]

TechnoFino Community (India's #1 Community Of Banking & Credit Card Experts)- technofino.in/community (Join Now & Start Discussing) Website - technofino.in Follow Me On Twitter - twitter.com/technofino Facebook - facebook.com/TechnoFino/ Instagram - instagram.com/TechnoFino/ Telegram Group - t.me/joinchat/VWsyApYc0XyTJGTQ Our Facebook Group " Technofino - To Help, Get Help " for helping each other. Link- facebook.com/groups/TechnoFino/

[@MadhurAgarwalDce]

Hi, How much time it took you to collect all these cards... Just curious

[@farhanghumra6484]

Telegram group link is expired, please renew it.

[@Yourlastrider]

Sir axis bank wale tho card to card bnane ke liye mna kr rahe hai muje tho kaise banvau card to card axis ka please bta do sir 🙏

[@Yourlastrider]

@@vickynagrare9219 3 month wait kar lo bhai 3 month ki statement lgaoge tho other card ki limit 97000 milenge abhi karoge tho 15000 milegi aab aap soch sakte ho

[@mrs7202]

Hey bro I want card money transferred card to bank account and I will pay EMI which card is best

[@sachinhj9910]

One fine Day Sumanta can simply cash out his limit of all his cards and escape the country and live the rest of his life somewhere like a KING. 😎😎😎

[@aryankushwaha1964]

Cheap thinking

[@samitvanhue]

He is already living like a king 👑 you don't know how much he earn from KZbin.

[@sachinhj9910]

@@samitvanhue 👍

[@sachin1254]

😂😂😂

[@sagarsahu6758]

@@sachin1254😂😂

[@MadhurAgarwalDce]

Even CRED app would say "bas ab aur nahi hota" 🤣🤣

[@nadeemkhan7791]

😂😂😂

[@aryankushwaha1964]

Only 10 there

[@mr.netguyhaldar4987]

Abb bas vi karo yr👏👏👏

[@MotilalMahtoVidrohi]

😄

[@Datta_Akhare]

😂😂

[@sachinhj9910]

Technofino has acquired many cards due to his sheer experience and perseverance. Very commendable

[@sachinhj9910]

I will get 43 cards and I will post it here. You are my true inspiration man🔥🔥🔥

[@RavikumarRandhir]

😅

[@sachinhj9910]

@@RavikumarRandhir 😀

[@rajeevranjan3124]

😂😂

[@dbss206]

Matle bhai

[@rvsony1]

Hahahahahaah waaah yar..

[@srijeetbiswas7081]

Finally the much awaited video thank you sir

[@zenmilind]

Great collection of great cards... 👌

[@Skmhubham]

Very informational video as always ✨🤘🏻

[@nsuryateja8377]

Please make video on your savings accounts also (privilege banking and regular accounts) How you will manage them?

[@AnkitKumar-tj9fe]

I have 11 credit cards 😊and happy to use all cards

[@abbaschauhan5790]

Sir good video Keep up the good work

[@MysteryMists01]

Most awaited video

[@raghavsrivastava2910]

Nice video Sir... How did you get US credit cards?

[@aristimo]

You are the king of Credit Cards

[@bongbackchodgamingbbg]

Thank you for this Video ❤❤

[@techsagar7605]

Thanks for this video.. please make a video on your closed CC and why you closed that.

[@spiritualhistory3796]

Fantastic sirrrrrr.....1st view sir plz reply....🥰🥰🥰🥰🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻

[@niravrko2]

How did you got SBI BPCL Credit card as lifetime free?

[@utsavmehta8289]

Answer awaited at the earliest.

[@abdulpathan444]

Very good question bro....even I was wondering the same. SBI don't give LTF cards and bpcl has a spend based waiver for 50k same for INDUSIND legend and others, they do chargejoining fees and give vouchers for the same. Sumanta bro is great in terms of cc,but in this video most of the statements were irrelevant but to attract the viewers.Most of the cards are not free but have a spend based criteria for annual fee waiver. And for hdfc, he showed 5 cards but 3 of the cards are upgraded and closed such as Diners privilege Pls don't mind Sumanta bro,but its reality so I said it....

[@amarnathananth9304]

Use for any insurance auto-pay option with your card

[@sandipansaha943]

Hey TechFino loved your video. Just 1 doubt how you know of the ltf credit cards and apply for the good ones

[@beutifullife6351]

Bhai Mera 3 question hai aapse 1. Aapka Kon kon sa Bank account hai 2. Aapka credit score kitna hai 3. LTF CREDIT CARD KESE KARE 🤔🤔🤔 please reply.

[@samratsaha789]

Awesome credit management bro. People need to learn to live on credit and with the motto what you don't have, borrow. Debt is good in life. Without debt life is incomplete.

[@arpanmahapatra342]

Dumbest take I've read on the internet till date🤭

[@amitabhmaheshwari]

Actually if you spend using your credit card only that money which you have at the time of purchase and always make full payment on or before the due date then credit card purchase is hardly a debt, though technically it may be

[@nayadav3821]

​@@arpanmahapatra342 sarcasm nhi samajh aata hai kya bhai

[@souravmajumder8318]

How did you get BOB all cards LTF??

[@AvneeshS]

How to check if my location is serviceable for Citi credit cards and Amex credit cards?

[@avinashpatil2814]

Any Cooling period between 2 application ?

[@swanlergaming4211]

Almost it's easy for salaried person but self-employed 🤑

[@akshaygopal3301]

How is ICICI emerald emirates card compared to amex platinum for travel. Icici is giving 2.5 sky Miles compared to 2 in amex. Is it worth it or stick to amex?

[@ItsRasool]

Is axis bank providing 5 credit cards for 1 individual? I heard max of 3 axis credit cards can hold by 1 individual. Please someone clarify if anyone have 4 or 5 Credit cards of axis bank?

[@RHVPS]

axis offers only three cards per person. . . how you get more cards from axis

[@SunilSoni-sn1ed]

Or ke hoge ghar me

[@PiyushDudhane]

I'm sorry for asking this again. Can you please tell me how much you pay for the annual fees for all your credit cards? (This is before using reward points for the annual charges of the cards)

[@NipunAgarwal]

I have almost same number of cards. I want to apply axis magnus/reserve but it has fees. Anyway to avoid those fees

[@krishnabiswas9646]

My HDFC Credit card status showing InProcess for 25 days. I applied online on 29th Sept 2022. No further update. What to do now? Plz reply me sir

[@chandranandhar3716]

One question, if I take a Vistara credit card from both Axis and SBI, will the CV ID be same on both the cards?

[@TechnoFino]

Yes same

[@chetankagyan]

Sir, Which card holder or wallet you use for carrying cards? Any suggestions?

[@gauravsakhardande903]

Lol 😂😂😂

[@amitabhmaheshwari]

I have around 12. Highest limit on ICICI Amazon Pay 17 L and thereafter HDFC Infinia 11.60 L. Though I use Amex cards, Infinia and axis ace the most.

[@amitabhmaheshwari]

@Pk Well Amazon pay limit is because of my relationship with the bank. I hold wealth management salary account with them for last 20 years. HDFC Infinia limit is not that exceptional. Infinia being a premium card of HDFC, they give high limits.

[@amitabhmaheshwari]

@Pk Actually card upgradation and limit enhancement may not always happen together. If you feel your limit should be enhanced, please contact your bank with fresh income documents in case they require.

[@vikashkumargupta319]

Sir apka age kitna hai

[@amitabhmaheshwari]

@@vikashkumargupta319 50 years

[@praneethreddy1541]

which card is best according to u for offline usage?

[@god__particle__]

Please make a video on how did you manage to get/convert most of the cards as LTF...I want to know about this dark art 😄

[@amitabhmaheshwari]

If you have high value relationship with the bank you can bargain with them. I got ICICI Sapphiro and HDFC Infinia LTF.

[@god__particle__]

@@amitabhmaheshwari But the problem is you cannot have "high value relationship" with multiple banks, all at once... can you?

[@kakashisenpai99]

@@god__particle__ paisa ho toh mumkin hay dost 😔

[@RavikumarRandhir]

😝

[@amitabhmaheshwari]

@@god__particle__ You can have say with 2 banks at a time and manage to get cards from them LTF. Then you can always change your bank and start holding high value relation with some other bank and get their credit card LTF. The old bank will not take away the card given to you.

[@shobhitsrivastava21j]

Is it good to take citi bank credit card now, as its merger with Axis bank is in full swing and how to get one card with banking partner SBM Bank, Whats your One Card Banking partner. Thanks

[@ashishrao3069]

What is the impact of owning 42 credit cards on your credit score?

[@hemanthbetha0702]

Credit limit will increase and will be under 30% and there will be a good impact on credit score

[@knowledgeideas5738]

But how do you manage or keep card active even though card is LTF, as according to new rule one year CC is not active then it is closed correct?

[@TechnoFino]

Use your card once in a year.... ✔️

[@tadukavamshikrishna3135]

Bro how did you get that many cards as LTF what is the trick can you doa video on it... For example icici emarald that is not LTF card but how did you got it??

[@am0072]

I have acquired 11 cards in 3years still counting

[@dhavaljoshi1928]

Sir amex card me, video kyc ke liye location par available rahena jaruri hota he, and v kyc ke baad physical verification hota he ki nahi Pls reply

[@ragulsithuraj9929]

Hi bro, It is really great. I'm following you from last few months. It would be really helpful if you add English subtitle on your videos, so that native people can also understand much.

[@TechnoFino]

I'll surely work on this 🙂

[@ragulsithuraj9929]

@@TechnoFino Great. Hats off!

[@MegaAkash123456]

True inspiration to the youth saar!!! Such a mammoth and challenging task can only be accomplished by the experienced!

[@amitabhmaheshwari]

Mere khyaal se isper competition karna galat hai. Circumstances ki baat hai. Waise 3-4 achhe cards rakho apne spend pattern aur lifestyle ke hisaab se.

[@MegaAkash123456]

@@amitabhmaheshwari lagta he apko sarcasm samaj nhi ata

[@amitabhmaheshwari]

@@MegaAkash123456 Sorry, but there are people who really believe in it and are not sarcastic.

[@sachin1254]

😂😂

[@jajsisjw]

@@amitabhmaheshwari true

[@muhamedalim1440]

You r king of credit card.. ❤🙏pls suggest best credit card for domestic and international airport launge access.

[@TechnoFino]

Follow tf community, i'll make a list soon :)

[@bhuviiraj8109]

One card ke transaction fail hote h ? Fuel or offline transactions pr cash back milta h ? Customer support achha h ?

[@asif-zaman]

Techno Fino - Really inspired from your Hall of Fame of Credit Cards. May I know which profession or area of work you do? Banks needs a background checks and certain risk assessments based on your credibility. Its seems that you already have passed all of that level which was easily demonstrated here on your video. Really admired your collections but Still Curious to know your background and income credibility areas if you wish to share??? And lastly what you possess is a dream for many people round the globe I guess... Please enlighten us ...

[@aryankushwaha1964]

Good q

[@mubarakansari317]

All cards are upgraded card. with shared limit.

[@jajsisjw]

He is a govt school teacher and amazon usa seller

[@hmrinalrj3103]

​@@jajsisjwhow do you know, and why he's not replying

[@pradeepthakur1282]

hi i had applied for pnb rupay milliana card vdo was done very next day unfrontinatinly vdo kyc was successuflly then i after i had numbeer of complains to pnb but no response then how can i get pnb minlina card?

[@mrdeepak4284]

Which credit card working for card to card payment

[@sachinhj9910]

Point to note is none of these are BNPL cards

[@sumantamandal4638]

When I recorded this video, my card count was 42, but got 2 more cards recently... so it's 44 not 😅

[@srijeetbiswas7081]

uska bhi alag se video chahiye

[@souviknandi1015]

your credit score?

[@utkarshsharma7914]

@@souviknandi1015 his credit score is 794

[@himansudakhane9628]

hey brother as you shown in video you are having 5 axis bank credit card but axis bank offer only 3 cards at a time so how could you keep 5 credit cards please tell me thnx.

[@adityauppal4928]

yes please answer this question. im facing similar issue with axis bank

[@saurabhoberoi6856]

Is sbi bpcl credit card LTF … ? Usually sbi cc are chargeable

[@sachinhj9910]

How many cards sites one get from BOB??

[@gurjitkaur468]

Sir how do u have USA based Credit cards? Do u stay in usa? If no what benefits of holding usa credit cards in India?

[@amansohal5484]

How to get capital one credit card from india ?

[@EFAEducationforAll]

More than 12 CC can drastically drop your cibil.. Credit mix is very important

[@rahulreddymandadi3325]

Hello sir, I have 11 credit cards and Is there a way I can know whether I have annual fee or LTF? I forgot whether they are free or there are charges and if they have charges I want to know what is the limit for reversal ( annual transactions)

[@ajitkumarrgupta]

How did you get US cards in India or u have SSN?

[@ravirunjan]

As We know now a day we can keep upto 3 CC in one bank credit card ho did u got above three CC and also how did u got american express usa card tell me.

[@saieaswertej]

Which type of ICICI savings and Bob savings account are you using?

[@saieaswertej]

Please make a video on all the savings accounts you are holding.

[@ig_ganesh_18]

How to Get Onecard ? Many Attempt of trying but didn't approve

[@prawinkantsinha4378]

Bhai maineh hdfc ki website seh credit card apply Kiya ha lakin menah offline kyc ka option choose Kiya ha toh meh ish offer ka benefit leh payunga 1500 Rs voucher on applying hdfc credit card • The offer is only valid on completing the application end-to-end digitally without any help or assistance of a HDFC Bank representative, either verbally or in person.

[@pallabdas8958]

I used and ordered a mobile using yaper app and can u please suggest if it safe or not? Did u ever use this card to order a product using ur card? please let me know.

[@bablududdi225]

100% safe, no problem at all

[@vijayshukla3297]

Aap cred use karte hai ya nhi. Multiple card manage karne ko kaun sa app best hai....

[@dhavaljoshi1928]

Sir ji,mene aapna higer limit wala card ,law limit Wale card bank ko Mail bheja liye limit ke liye lekin Vo salary slip mangte he, Kya karu pls... suggest me Thanks.

[@krishnabiswas9646]

"Credit enquiry" affects cibil score. Credit enquiry counts when... 1. Clicking on credit card application link only 2. Credit card application submission 3. Some steps are filled up 4. Over phone call Plz sir make me clear....

[@TechnoFino]

After submitting application successfully

[@chaitanyapatil4826]

Axis allows maximum 3 credit cards and BOB allows maximum 2 credit cards so please suggest sir, that how to get more that 3 cards of these banks. And how to get them free for lifetime

[@GrowAsset]

हर टाइप का कार्ड लेके उसपे ज्यादा से ज्यादा रिवार्ड पॉईंट मिलाना एक अलग ही सुकून देता है ।

[@chandru2kc]

How does he remember all pin numbers?

[@MrYadav08]

Hello_Axis bank ek coustomer ko maximum 3 card hi de sakta hai aur apke pass 4 card hai to unme se 1 apka deactivate ho gya hoga aur Hdfc bank ka rule hai per coustomer per card to apke pass 2 card kaise hai_agar apne 2nd card activate Kiya hai to purana card 60 days main decativate ho jaata hai !!

[@kcmv4479]

How do you get premium cards LTF ?

[@gauravmusafir]

Having so many LTF credit cards and not using some of them will hamper tlour credit score? Is it good to close those cards? Pls suggest.

[@TechnoFino]

It will not hamper credit score

[@rajchauhan8098]

Finnally 🔥🔥🔥

[@karansonawane4384]

Dear sir please reply CIBIL SCORE MAIN AVAILABLE CREDIT KA MATALAB KYA HOTA HAI

[@sumith1986]

which is best fuel credit card

[@RupeshVerma123]

hi Sumanta Da, i heard if we have many cards and we don't use then our CIBIL score will get affected negatively..is it?

[@TechnoFino]

100% false information... don't worry about it

[@Abudhalal]

I also have SBI BPCL Credit but not LTF, How to convert to LTF?

[@Rj-Zubi]

Can you please guide, how to get multiple CC of BOB ???

[@chungamunga9898]

just show them your ass. they will give lots of credit card.

[@sumantraj10]

How many cards are allowed from a single bank?

[@harinandan158]

Sir how many saving accounts do have..??

[@Kumar-kt8st]

Can you make a video explains which credit card is best for what purpose

[@TechnoFino]

Noted ✅️

[@Kumar-kt8st]

@@TechnoFino Thanks in advance

[@SanjayDas-yz7xh]

@@TechnoFino Yes, It will be helpful.

[@srinvasp1065]

Nice sir. Multiple credit cards any effect in cibil score. Numberwise

[@ssmaity_youtube]

Ofcourse.

[@shivanshpatidar2909]

@technofino which is best card for insurance payment

[@selvasiva7822]

Hi bro... among 43 card, which one is best or how many cards are best??

[@anshbatra1674]

Axis Ace obviously

[@pulkitsharmapremiumvideos9252]

How do you pay for all of them if you use all of them?

[@v.assistant]

HOW your SBI CARD LTF ?

[@SubbaReddyGowru]

Axis bank credit cards limit is 3 right? How did you get many cards?

[@suryakiranmeenavalli]

How to make bob eterna cc ltf ?

[@WaseemKhan-zc3ru]

Us ka credit card aap ne kaise le liya sir india se...? or sir aap ne axis or icici 5 credit card kaise Mila sir kyu ki maine bank se baat Kiya maximum 3 card mil sakta hai par ek condition hai sab ka limit equal hota hai....Please make a video for

[@bobyantony2937]

Sir one dout? Axis Bank or icici credit you are getting merge limit or different limit with 5 cards?

[@chandanit2000]

It’s always a shared limit

[@tarunsetia1642]

Bro tell How you get sbi BPCL card as lifetime free i also have a sbi card want to convert it to LTF

[@surajlenka5485]

SIR sbi BPCL card ko kese LTF Kiya ?

[@RahulSharma4931]

How did you get multiple credit card with a one bank, while many bank doesn't offer multiple card, plz make a video how many cc a bank can offer to a person.

[@SushilKumar-mc8pk]

Sir I want also collect a credit card but bank always refuse me and Limt aloso very low I have 4 card but limit are not exceed 50k

[@yashvarma788]

How to Apply maximum card in BoB

[@subashsharma4928]

Waiting⏳

[@RaghuSingh-lu7fj]

Bhai aap credit Card ki Duniya ke Betaaz Badshah ho 😍

[@ikshitijtiwari]

How to apply for capital one card from India?

[@vijiljohnson9320]

I have got a SBI save card directly from sbi. Sir , i want to apply for a paytm sbi credit card from paytm . I want to know whether credit limit will be shared between this 2 cards or new credit limit i will get with paytm sbi card

[@zeelpatelm1]

How did you get AU Zenith card for LTF?

[@RJBittu]

i got vetta Lifetime free