HDFC Regalia VS HDFC Regalia Gold Credit Card || Which one is the Best?

[@ronydenis542]

Hi , could you please make a comparison video for benefits between HDFC millennia and regalia gold credit cards ? Clearly mentioned about the cash back and reward points between these 2 cards. Looking forward to your video. Thanks

[@KAlpha09]

4:03 I upgraded from Regalia and got the card yesterday. Priority Pass was included in the mail.

[@SoftwareTraveller]

@@KAlpha09 great! It depends on the portfolio

[@Darshan_p]

Deal breaker thing is ....... 2500 plus tax renewal fees....Not exciting cashback, even like normal lifetime free cards like Amazon pay ICICI etc....... 2500 rupees plus tax only for lounge Access ! ( which is also available i lifetime free card like Airtel axis card ) . This card is for international flyers only 😊

[@SoftwareTraveller]

Well I see it as a good travel card

[@KAlpha09]

From lounge access, it offers way more value than cards like Amex Plat travel and reserve.

[@munisakethkumar4482]

Airtel axis avaliable for lifetime free?

[@Darshan_p]

Bhai, I m about to upgrade from my regalia first to regalia gold in next week and expecting card in November end. Also I will need for lounge access ( domestic ) in last week of December 2024. I want to know, what to do for activation of lounge access benefit? i.e. do i need certain spends for it ? Second query is, can I and my family member ( primary holder and add on holder) simultaneously use lounge access for same card ? Please reply .....

[@SoftwareTraveller]

@@Darshan_p no Activation specifically for lounge! Jus swipe and enjoy

[@SoftwareTraveller]

For add on kindly check with RM it all depends on portfolio

[@Darshan_p]

Thanks

[@vishalmurthy637]

But the quarterly milestone for vouchers on Regalia Gold is only on retail spends. Thats where i missed to read between the lines. Isnt that right?

[@SoftwareTraveller]

Din completely get your question

[@vishalmurthy637]

@@SoftwareTraveller the catch is that the quarterly spend milestone is counted only on Retail spends in order to be eligible for those vouchers. On the call I was not told about the retail spends and I assumed it was overall spend 😅

[@SoftwareTraveller]

@@vishalmurthy637 4 Reward Points on every Rs.150 spent (On retail* spends) That's right!

[@tousif-fx7qz]

Hi brother I got 2 flight vouchers after completing my milestone, can I use both at once or only single voucher at a time ??

[@SoftwareTraveller]

Just single voucher at a time unfortunately

[@tousif-fx7qz]

Another doubt brother can we apply any coupon codes like goibibo or Yatra codes etc.. while booking through these in payzapp

[@patilrahulr11]

I am using regalia rupay card LTF since april 2022, is it worth to upgrade to regalia gold as far as it doesn't have rupay network for UPI payment

[@SoftwareTraveller]

Choice gold over just regalia

[@mrvinitshende]

Does free domestic lounges also available for addon card holder?

[@SoftwareTraveller]

My recommendation is to check this with your RM as rules keep changing very frequently

[@karantandon4704]

Hi Can my parents use my gold & priority card at the airport lounge without me with them ??

[@SoftwareTraveller]

@@karantandon4704 problem is boarding pass and credit card names are always compared

[@AnoopNamdev]

I have a loan with HDFC and Regalia First Card. How can I upgrade to a Lifetime Regalia Gold card? TIA.

[@SoftwareTraveller]

Kindly check with RM it depends on portfolio

[@chandrashekarreddy894]

Sir I am traveling to Thailand from Bangalore on 14 th of November, should I get a visa free or visa on arrival please let me know

[@SoftwareTraveller]

This video isn't exactly the place to ask this but there is no official announcement by thai govt beyond November 11 so stay tuned to my channel

[@mayankpundeer7511]

I had regalia, I got mail for upgradation to Regalia gold LTF, is this free for one year or life time

[@SoftwareTraveller]

This completely depends on portfolio some have got ltf and some haven't, I haven't got this as ltf

[@mayankpundeer7511]

I checked with my RM it’s LTF for me, thanks for the video 👌🏻

[@siaumsreen]

I got priority pass along with the credit card. No need to spend anything.

[@SoftwareTraveller]

@@siaumsreen that depends on the portfolio it's not common for all! And during upgrade you get everything but when u take gold directly you won't get everything

[@siaumsreen]

Mine is direct application. Not any upgrade. This is my only HDFC card. First application.

[@nayankundu8668]

What about lounge access facility for add on members

[@SoftwareTraveller]

That totally depends on portfolio, kindly confirm with your RM

[@nayankundu8668]

@@SoftwareTraveller I have already Regalia Business 2nd year running with 390000/- credit limit

[@adjforever]

How to know who is our RM?

[@SoftwareTraveller]

Login to netbanking you will find it

[@Imran_A09]

Checkin your branch

[@Imran_A09]

Today I checked with My RM he said 2500 annual fee for regalia gold - 12 domestic and 6 international lounge but currently am using regalia card. Same 6 international lounge

[@SoftwareTraveller]

Yes but no domestic

[@Imran_A09]

@SoftwareTraveller My first priority is too get international lounge but boh regalia and gold giving 6 lounges a year

[@tusharsharma6416]

@@Imran_A09 i am also RM i have the right to give you ltf regalia gold

[@ravib2303]

visa OR Master card ?

[@SoftwareTraveller]

U have a choice to choose, I chose master card

[@ravib2303]

@@SoftwareTraveller I received VISA card.

[@JardaniJovonovich192]

Is Regalia gold accepted in 080 BLR Domestic Lounge T1? On their official list,I see that it is accepted in 080 T2 but they haven't mentioned about T1. Any idea?

[@SoftwareTraveller]

It's accepted in both T1 and T2 and I have used it everywhere and my recent visit was 2 weeks ago when I used it in T2

[@JardaniJovonovich192]

@@SoftwareTraveller Thanks.

[@santhoshkumark4940]

Bro please talk about niyo global debit card

[@SoftwareTraveller]

My next video is about that only, stay tuned and subscribe to my channel

[@KrishnaYelesetti]

Smrt buy not working out of country

[@SoftwareTraveller]

Yes it won't