HDFC SmartBuy Explained | How to use HDFC SmartBuy | HDFC SmartBuy 2024 Updates

HDFC SmartBuy is a unique portal for HDFC Bank’s customers through which HDFC Credit Card users and HDFC Debit Card users, and even HDFC PayZapp users can get extra real Cashback and upto 10 times of normal reward points.
In this video you will get inow know
1) What is HDFC Smartbuy
2) How to use HDFC SmartBuy
3) Benefits of HDFC SmartBuy
4) New updates and new benefits of HDFC SmartBuy
5) Mistakes people make on HDFC SmartBuy
6) How to taje maximum benefits of HDFC SmartBuy Instant vouchers
👉Link to Apply HDFC Credit Card (Millennia, Regalia, Diners, Tata Neu etc.): Get First Year Free or Lifetime Free basis Profile 👉 bit.ly/3TM4IUK
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[@sagardeep.sd_gowda]

Only video with detailed information on HDFC SmartBuy. Thanks.

[@SpendWiselyOfficial]

Welcome 🤗

[@JigneshPatel-fg1td]

Smart buy flight voucher kon si app PE use kar sakte he

[@AhmadAli-ub2jd]

Thank you. Much awaited video 💖💖💖💖💖💖

[@SpendWiselyOfficial]

Welcome dear 🤗

[@parthnakum6273]

good informative video.👍

[@Manoj_8844]

Very good...informative !

[@SpendWiselyOfficial]

Thanks 😊

[@DhrumilShahDOTin]

I understood all reward points game where i will be using this points ? I can not see any option to redeem my collected points

[@akhiljindal3288]

Any discount for lic policy payment

[@shubham-lm5ve]

Sir agar koi emi pe purchase kre smart buy the through hdfc card se, aur order receive krne ke baad emi band kre to 1% aayega cb ? Ya nhi

[@adldeeps24]

Amazon shopping vouchers milta hai pat mujhe amazon pay ka chahea. Where to get cost effective

[@yajakgadkar9113]

Best Explanation ❤

[@SpendWiselyOfficial]

Thanks 🙏

[@vinodnavlani1868]

Flipkart PE bhi last 2 month se HDFC card use nahi kar pa rahe Payment option hi disable ho jata hai

[@asgaralisiddiqui4047]

Thanks for content sir 🙂😁🙂😁😁😀

[@SpendWiselyOfficial]

Welcome dear 🤗

[@avamanna3880]

Well- explained with all minute details

[@SpendWiselyOfficial]

Thanks :)

[@pradyumnasahu8559]

Excellent explanation 😮

[@SpendWiselyOfficial]

Thank you :)

[@ashoknair5282]

Good video...ek live process amazon pay gift card ka add kar do video pe plsss

[@funwithom7498]

nice video.. what is the value of 1 rp?

[@haranathmahato3768]

Nice information SirG, HDFC credit card. Ke reward points redeem ka v ek video banaye please...

[@SpendWiselyOfficial]

Thanks 😊, will make one

[@agam521]

Trying but book hotel via smartbuy but it is failing multiple times..anyone else also got same issue ??

[@sudipadhya]

Cashback kaha pe aayega sir ji?

[@veenak9727]

Hello Ji!! Nice video once again. I’m having a small query regarding using millennia in smart buy. Buying Amazon gift voucher gives around 2.5% ( after convenience fee) from smart buy side. do we get additional 5% (considering it is a smart buy transaction) or 1% ( if we consider it as normal transaction) or nothing extra. Kindly do clarify

[@SpendWiselyOfficial]

No, you only get 1% apart from SmartBuy offer, as anything spent on SmartBuy using Millennia is considered as Other Spend

[@veenak9727]

@@SpendWiselyOfficial ohh thanks a lot for that info. Helps a lot🙏🏻🙏🏻

[@vinayakkolhapure1817]

Aap joh info dete hai waise aur koi nahi deta. Keep it up

[@SpendWiselyOfficial]

Thank you :)

[@asynthro5490]

If I use cashback sbi card for smartbuy is it counted as wallet load or online soends from SBI ?

[@SpendWiselyOfficial]

Why use SBI card on SmartBuy? Its only for HDFC Cards

[@MohitGoenka-kk2sl]

Hi, i did IRCTC ticket booking through smart buy using HDFC millennia card which was showing 5% cashback. Will I get this cashback in credit card statement? Or some other wallet? Will i also get 1% extra cashback because of using HDFC millennia?

[@SpendWiselyOfficial]

In credit card statement. You also get 1% of millennia

[@vageeshkm3706]

Im new to smart buy . Is this useful only when there are no other offer? Or can it be clubbed with other orders?

[@SpendWiselyOfficial]

It can be clubbed with other offers as well if available.

[@akshaysapkal7930]

Sir i have millenia credit card, where will i receive cash back if i do transaction on smart buy and in how many days?

[@MALAY-pu6sg]

90 days

[@chebolusrinivas6730]

Hi, does HDFC infinia addon card has separate Amazon voucher limits?

[@SpendWiselyOfficial]

I have heard it for new ad-on cards which are coming with different card numbers, but not confirmed.

[@seshubabusc]

sir one problem here is prices on smart buy are expensive and elevated when compared to actual prices directly bought from websites. Its like festive offers 10k product sold at 14k and giving you 3X,5x rewards points. I never buy products or services from smart buy. This is my opinion.

[@SpendWiselyOfficial]

SmartBuy doesn’t sell anything. You are redirected to respective websites/apps. And SmartBuy’s biggest benefit is instant giftcards. You need to load those giftcards to the respective sites/apps like Amazon, Flipkart and Myntra. And then you shop on Amazon app, Flipkart’s app etc. So, basically you shop on flipkart, Myntra etc directly, not on SmartBuy. How can price be different then 🤔?

[@sheetalrakholiya2183]

I was booking hotel through smart buy and it was showing 1.38 lac through their partner site MMT and when I try to check same hotel on MMT it was 1.03 lac so I don’t think it’s smart move to do everything through smartbuy. For vouchers I agree there is benefit but flights and hotel check on direct site

[@RishabhGokhru]

Is it so that login via same registered mobile number will only be eligible for smartbuy extra RPs?

[@SpendWiselyOfficial]

Yes

[@SK-iq4sg]

In Feb23, I got my diners black and current limit is 6 lac Can I get infinia metal upgrade on request?

[@SpendWiselyOfficial]

Very difficult, they ask for 15 lacs limit. but you can try.

[@broodingbeat523]

Is this offer applicable with Millennia DEBIT card on IRCTC ticket bookings?

[@SpendWiselyOfficial]

Yes

[@somnath_22]

Sir I have Hdfc moneyback+ card , will i get 5% cashback on buying flipkart gift card as now I only get 1% on Flipkart using this card.

[@SpendWiselyOfficial]

Yes

[@somnath_22]

@@SpendWiselyOfficial Thank you for the reply :)

[@himanshuagarwal27]

Kya koi bata skta h..agar no cost emi pr product purchase krke emi cancel krde interest discount ka benefit lene ke liye to isse cibil score pr koi effect to nahi pdega na??

[@mohammedammarmakki7971]

No, kuch negative effect toh nahi hona chahiye

[@Rahul-Haldwani]

Cibil par koi effects nhi padhta Lekin emi cancel karne par charges lagte hain

[@himanshuagarwal27]

@@Rahul-Haldwani koi charge nahi lga h abhi to.. icici card se kiya h..emi processing fee bhi reverse krdi..

[@akshaypatil7257]

If I directly log on to Amazon & use credit card for shopping, will I get the the same reward points ?

[@SpendWiselyOfficial]

No

[@siddharthchaturvedi607]

No point Amazon pe 2.5% charges laga rahe hai not much worth unless u have DCB or infinia

[@akashgadelwar1711]

Milenia credit 5 percent hai milta Flipkart par already..smart card through kitna milega 5+1

[@SpendWiselyOfficial]

6% total

[@kris2860]

Mene recently payzapp ke through smart buy se irctc ka ticket book kiya and payment milenia hdfc debit card se kiya but mujhe na hi koi cashback ya cashpoint mila payzapp wale bolte hai hdfc bank se pucho , hdc wale bolte hai smart buy se pucha , smjh nhi aa raha kya karna hai plz help 🙏

[@sanson5371]

Wait 90 days you'll get cashback points

[@docsaifuddin]

It takes 3 months

[@ThePatilsaheb]

I hv Infinia credit card since 6 yrs with 11lk limit and now hdfc bank not giving me irctc hdfc second credit card even after application approval. Hdfc doesn’t issue second credit card?

[@SpendWiselyOfficial]

They issue some cobranded credit cards like Tata Neo and Marriott but not irctc card

[@ThePatilsaheb]

@@SpendWiselyOfficial yes they said similar and i am getting daily offers for co branded hdfc cards like swiggy & neo etc which aren’t required to me and irctc i want but giving reasons to submit salary proofs and all to increase credit limit first.

[@Vishal-gl5gq]

3:00 where the cash back will credited?

[@SpendWiselyOfficial]

In credit card statement

[@siddhantaggarwal89]

In how many days extra smartbuy reward points are credited ?

[@SpendWiselyOfficial]

In 4-5 days usually

[@adldeeps24]

amazon shopping gayab hai.... aur amazon gift voucher pe gst lagta hai ab

[@AR-82]

2.5%

[@akramkhan6257]

Same Flipkart bhi gayab hai

[@8thFloorHarmony]

Very well explained I have watched other such videos as well, but they don't always highlight the important things as you do. You actually share information that people can use : )

[@SpendWiselyOfficial]

Thank you :)

[@vaibhav_uk]

Video starts at 1:19

[@adldeeps24]

Ek to Pehle GST pay karo fir Cashback is 1600 points which is not equal to 1600Rs

[@cashmoney2159]

Millenia me 5+5= 10% milega kua?

[@SpendWiselyOfficial]

Nahi 5%+1% = 6%

[@sanson5371]

5% upto 400 + 5% upto 1k SmartBuy if you use Millenia DC

[@vivekkriplani409]

​@@sanson5371for millenia credit card also?

[@docsaifuddin]

​@@sanson5371 will I get a 10% cashback if I book a train ticket of ₹2200 through smartbuy?

[@nickvakil6008]

Smartbuy doesn’t take you to Make My Trip page. 🧐

[@SpendWiselyOfficial]

Yes, it has stopped now, you book MakeMyTrip on SmartBuy only. Didn’t edit that part as you still redirect to 3rd party sites for Flipkart, Apple etc

[@uksaadda2291]

Lkn ek dikt h isme....jb Flipkart gift card ya Amazon shopping voucher buy karte h tb to koi problem nahi hota jitna amount select kro utna hi pay krna hota h aur 5% k hisaab se cashback v milta h....lkn jb Amazon pay gift card buy krte h tb 2.5% ka convince/service charges add ho jaata h final amount par aesa kyu

[@rajeshmondal7305]

Is there any capping of 5% cashback on Flipkart gift card purchase?

[@himanshurajput9886]

10k ka voucher hi le saktey h ek month me.......toh 500 ka hi milega....​@@rajeshmondal7305