Health Insurance CASHLESS CLAIM Rejected 😱 | Cashless Claims Explained 2023 | Gurleen Kaur Tikku

When opting for cashless claim benefits of the health insurance policies, the policyholders can go through some obstacles, which usually can be avoided.
In this video, we have shared a few common challenges that are faced by the policyholders while claiming for health insurance .
WATCH THE VIDEO FOR DETAILS :)
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✅ TIME STAMPS :-
0:00 Introduction
1:41 Insufficient Information
3:32 Lack of Proper Documents
6:07 Network Hospitals
8:49 Conclusion
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#healthinsurance #claims #gurleenkaurtikku
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.

[@proscrips]

If a network hospital rejects a cashless claim saying PED, do the insurer/TPA still entertain claim reimbursement for the same hospital and same ailment?

[@lingarajpatra702]

Very useful contents for every policy holder 🙏🙏🙏

[@GurleenKaurTikku]

Thank you so much , keep watching !

[@pranaliviveklasnedubey530]

U r all video very supportive..thank u mam

[@GurleenKaurTikku]

Thank you jee , keep watching !

[@ratankumarsingh8706]

Very useful information everyone must consider when using cashless claim.

[@GurleenKaurTikku]

Thank you so much , keep watching ! 😊

[@subhaghosh6099]

Very Very Nice Information 👍 Thanks ❤ I'm Subscriber

[@GurleenKaurTikku]

Thank you so much jee, keep watching !

[@aftabalam0500]

Madam , please make one video on OPD claim. I highly appreciate your effort.

[@GurleenKaurTikku]

jee, we will bring up a video soon . Keep Watching !!

[@payalpatwari5169]

Congratulations. You have explained everything in simplest way possible. A layman too can understand. I have a query - Suppose the person accompanying the patient inadvertently mentioned wrong info in the form & forwarded to the Insurance Co, can the wrong info be rectified? Also, most importantly agar patient k sath koi na ho to put the claim process in motion to kya hospitals me wo facility provide ki jati hai where the hospital put forward the claim process on behalf of the patient?

[@manojlovelekar9581]

Giving good information😊

[@GurleenKaurTikku]

Thanks 😊 Keep Watching !

[@jayeshrana8368]

Thanks .. good information 👍

[@GurleenKaurTikku]

Keep Watching 😊

[@hanumanthusrinivasrao3333]

I appreciate your knowledge sharing, but during the period of policy taking, there has not been any diagnosis of pre existing diseases or hospitalizations, but there may be slow growing illnesses, hypertension, blood pressure, etc. As when we applied for the policy, we didn't get a health checkup before we were issued, so we didn't know how our health was at that time, but after two years some of them were discovered through annual health checks, so will the policy be rejected? Please reply.

[@deepak8kumarbharti]

@@hanumanthusrinivasrao3333 after 2 years all slow growing diseases are covered in health insurance basic rule.

[@anjanbiswas3158]

Thank you ma'am for this information.

[@GurleenKaurTikku]

Thank you jee, keep watching !

[@user-um5dn6zl6p]

Maam mere policy hdfc mai h usme remembers mant claim reject kar diya misrepresent bol ke or kya misrepresent h yah bhi nahi pataya mai kya karu maam help me

[@davalbashabudihal5879]

Good clearfication mam

[@GurleenKaurTikku]

Thanks a lot, keep watching !

[@varughesemathew7950]

Mam we senior citizens with Care Health Insurance and Never Trust these insurances ecen no claims applied.I noticed they dont provide even a proper yearly free check up .The free check ups also looks 3rd Rated Labs and Value say 1000 Rupee Cost ?

[@GurleenKaurTikku]

Hello jee, please connect with us on WhatsApp at 9650706699. Our team can assist you with a few suitable options & the premiums accordingly 😊 Thank you & keep watching !

[@vijairamdas]

IRDA Should change name of cashless all insurance misusing this term

[@Chethana.G]

Do you suggest icici lombard or star assure in terms of claim settlement ?

[@yogeshkumar-rn1pm]

Good with icici Lombard, don't think about star

[@pradipchakraborty5195]

Great video

[@GurleenKaurTikku]

Thank you jee, keep watching !

[@nhurnekar]

Madam, please suggest me health insurance policy which will cover my critical illness. ( stroke and paralysis)

[@GurleenKaurTikku]

Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options.

[@arunsharma3752]

Icici Lombard health shield 360 par video bnaye please

[@mohdkhalilullahshaikh617]

Please Icici Lombard Helth shield 360 Par vi video Upload kigye, Fool Details ke sath, which Desies is covered & which Desies is Not covered.

[@GurleenKaurTikku]

jee, thank you for the video suggestion. We will try to bring up a video soon !

[@parthoroy6794]

Ma'am there is a case in my area where one claim is rejected by a famous health insurance company for the reason that the date is overwritten by the doctor on the prescription which was later corrected by the doctor but still the company rejected it at the time of cashless and even at reimbursement time.

[@nikhilgatagat]

Star health

[@tnbandhu]

Then u should go for next step..

[@GurleenKaurTikku]

If it is genuine claim and got rejected because of Doctor's mistake, you can take a letter from doctor and approach grievance team of the insurance company

[@parthoroy6794]

Yes ma'am court has given the order to the company to settle the claim or investigate the matter properly

[@VishalKumar-jy3ht]

Nice Description

[@GurleenKaurTikku]

Thanks a lot, keep watching !

[@hussainkittur88]

Mam.hame ek health insurance policy purchase karna hai.mujhe 15 yr pehle pata chala ki meri ek kidney ectopic hai but mujhe kabi isse koi problem hua nahi hai.but mujhe puchna hai jab policy purchase karna k time pe iss baat ko insurance company ke saath karna hai ya nahi..kyun ki mujhe koi disease nahi hai..plz batao

[@GurleenKaurTikku]

please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with the suitable plan according to your requirements , age & medical history.

[@fakruddin451]

Maam 2 year wating period key phely koun kounsa treatment karwasaktey hai.

[@GurleenKaurTikku]

if there is a waiting period added for certain condition, then you can't claim for the treatment

[@deepak8kumarbharti]

Niva Bupa is No. 1 in rejecting cash less claim..

[@Gyaan_paapi]

Really,? I was thinking of taking niva bupa insurance.

[@Singhabhishek0007]

Kis case me kiya hai clear btao??

[@TheUtshaho]

​@@Gyaan_paapimat lo mei HDFC mei port kadwaya

[@vijairamdas]

Agree with you

[@aclpcl]

​@@india9586kam se kam 2 to 3 years policy honi chahiye tb claim milega ligament surgery case m

[@VinitKumar-pn6qz]

Hii mam i have applied cashless first they approved after getting diacharge they did not approve i dont have cash what to do

[@GurleenKaurTikku]

Please connect with the insurance company to know the exact reasons. You can apply for reimbursement later.

[@pranaliviveklasnedubey530]

Niva bupa always rejected..very thirdclss services

[@newangtamang5511]

Why niva bupa r u suffer

[@shrikantgavte6497]

If patient was admitted to hospital which is in excluded list of insurance company and company is denying to give reimbursement due to that. Can we go to insurance ombudsman for this?

[@kshitij1510]

of course

[@Advik12345]

Madam meri help kare mujhe first time health policy leni hai HDFC egro secure leni chahiye ya care health insurance please advise me

[@GurleenKaurTikku]

Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options as per your requirements. Thank you 😊

[@OmOm-pw6rb]

Hdfc egro or bajaj Allanz le bro

[@tata-nexon]

Pre aprroval kar diya aur ab discharge ke time denial kar diya is ka kya kare

[@user-qm4ek3di1p]

Kon si company

[@santoshkumar-bp6qn]

Hi maam, i applued for health insurance in 2 companies... both have rejected the application because of the reason blindness... madam blindness is disability not a disease... so am i eligible to apply for health insurance ??

[@pandurangdesai4795]

Yes you can

[@santoshkumar-bp6qn]

How

[@GurleenKaurTikku]

Chances are very low for policy issuance

[@santoshkumar-bp6qn]

@@GurleenKaurTikku Madam ok chances are low... i got it... if chance is there then which company and plan to approach?? Please

[@luckumathur7938]

Care boss bhut hi bekar company hai 15 lakh ki policy pe 30000 ka reimbursement dene mai 10 babal karti hai...bhut hi kharab

[@arunenduchowdhury8837]

Mam. Mera 2 years pura complet hogia. Premium july 23 maim dia hain . Main hospital admit ho to ipd main kidney stone operation ho to cashless hoga kya. Doctor bola hain 2 lakh approx hoga kharcha. Is may kitna cashless hoga ?? From kolkata.. mera agee is type deacess nahi tha. Mera niva bupa Reassure main family flotal main hain 10 lakh ka sum assured hain.. kon sa room le sakty hain hospital main admit ke time main.

[@aclpcl]

Apni policy wording read kijiye

[@GurleenKaurTikku]

Pre authorisation apply kar dijiye for claim, pata chal jayega

[@arunenduchowdhury8837]

@@GurleenKaurTikku ji is form kaha milega. Pre authorization form

[@GurleenKaurTikku]

@@arunenduchowdhury8837 Hospital ke paas hota hai

[@arunenduchowdhury8837]

@@GurleenKaurTikku thanks

[@tnbandhu]

Congratulations

[@GurleenKaurTikku]

for ?

[@rahul.sharma499]

Mam mere insurance ko 8 month ho gye hai.mujhe fiver hai mai jakar aadmit ho sakta hu.claim milega

[@GurleenKaurTikku]

If doctor recommends you to get hospitalised , then you can.

[@ibunlimited]

*Hi Gurleen,* *Neatly explained, as usual.* *Just wanted to know about your perspective on : 'PA (Pre Authorization) To Cashless', if and when to avail it, in case of a Cashless Claim ?* _--- Indranil Banerjee_

[@GurleenKaurTikku]

Hi , thank you so much ! Also, for any health insurance queries please connect with us on WhatsApp/Call at 9650706699.

[@ibunlimited]

@@GurleenKaurTikku sure, I will wa at this no.

[@varunn5316]

@@GurleenKaurTikku hello Gurleen ji , any chance of existing niva bupa users allowed to migrate to Reassure 2.0 in future coz at present they don't allow

[@GurleenKaurTikku]

@@varunn5316 Currently, not allowed

[@GurleenKaurTikku]

@@varunn5316 no ides, currently internal portability is not allowed but maybe in the future .

[@anilitkar7389]

Mast 🎉🎉

[@GurleenKaurTikku]

Thank you jee, keep watching for more such informative content 😊

[@anchitsmusic]

Don't buy Niva Bhupa Health insurance, they reject my cashless claim, 7 yrs old policy. I am thinking of port to other Health insurance company.

[@0Kaz101]

I am also having policy with Niva Bupa since past 7 years and I had my first claim this year. I had lots of problems with my cashless claim. They were not approving my claim and were asking same query to the hospital again and again but ultimately they had to pass my cashless claim after 10 days. Why did they reject your claim, What reason did they give for rejection?

[@sumitsharma8954]

Maam please help my cashless claim get rejected two times

[@user-qm4ek3di1p]

Kyuu

[@samimahmed7206]

Dear brothers and sisters please please please don't buy insurance from care. They will reject your claim at any cost and provide all non sense reasons. I have faced the same issue. I have ICICI too and they have better plans and services.

[@GurleenKaurTikku]

Thank you for sharing first hand experience with the brand. This will help us to take a better decision.

[@rishon2825]

Hi mam, If I have a health insurance policy for more than 6 years. Can the insurance company still reject the claim on pre existing condition?

[@GurleenKaurTikku]

Depends on the insurance company terms & conditions. Also, if the disease happened after buying the insurance policy, then company can't reject the claim. Keep your documents in place.

[@nitindeshmukh991]

No they can't reject your claim as 6 years already completed , go to ombudsman

[@arindambera7635]

Icicilombard one of the worse in terms of emergency cashless facility

[@knowledgeisdivine1696]

Navi health insurance Rejected cashless claim after given initial approval while discharge, claims rejected. For high fever with blood inflammation admitted don't buy Navi health insurance policy.

[@ajeetdwivedi5808]

People blaming company because they don't know about their policy.

[@davalbashabudihal5879]

Yes

[@GurleenKaurTikku]

It's always better to read all the features, exclusions & waiting periods.

[@haryanahr263]

Madam ji kya Bajaj Allianz Health Insurance best H Ki Nahin H Maine 10 lakh coverage Wala cashless Le Rakha H 🙏 kripya Karke reply Jarur dijiye

[@GurleenKaurTikku]

Depends on your requirements. AND if you feel that you can go for a better plan in similar premiums then you can port as well. Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you !

[@NavalKishor-pn6wj]

First comment❤

[@GurleenKaurTikku]

Thank you , keep watching !

[@puspendu6]

Hi, Recently i hav purchased Care supreme insurance. But after that when checking some youtube reviews n comments , pple are saying its a fraud company , they reject claim maximum tym ... Please share your suggestion..cz i m within cancellation period n i can cancel.

[@navneetsingh5213]

Did u cancel?

[@puspendu6]

@@navneetsingh5213 yes .. cancelled...

[@chandbabu00000]

Niva bupa nahi karta ......

[@your_Sayan]

How is tata aig ?

[@TheUtshaho]

Achha hain, premium jiyada hai

[@your_Sayan]

@@TheUtshaho online mai zone wise premium chart kyu dikha raha hai?

[@GurleenKaurTikku]

Hello jee, we don't have any first hand experience with the company so can't comment on the services. But yes, buy a plan that meets your requirements. If you want any assistance, connect with us on WhatsApp/Call at 9650706699. Thank you !

[@pratikpatel2525]

never buy Aditya birla health insurance policy

[@luckybharadwaj]

I subscribed thinking you are genuine But thank you for telling you do sponsor videos too Unsubscribed

[@GurleenKaurTikku]

This is NOT A SPONSORED VIDEO. Also, we also mention in the description box as well as in the video itself if the video is sponsored.

[@techmantra2526]

Please speak slowly . My hindi is not good.

[@GurleenKaurTikku]

Got it, Thanks for the feedback !

[@vipanmittal1886]

Sabse bekar company care hai

[@dhirenkumarpradhan1849]

Gd gd vgd

[@GurleenKaurTikku]

Thank you jee, keep watching !

[@dhirenkumarpradhan1849]

Ok G

[@salimrashidi1446]

Pakao

[@dilipupadhyaya2612]

Star health is the 100% rejecting cashless claim

[@GurleenKaurTikku]

oh, Thanks for sharing your experience . This will help our viewers to take a better financial decision.

[@chandbabu00000]

Niva Bupa ek fraudulent company hai...esse kabhi policy nahi lena. Fraud

[@vipanmittal1886]

Niva aur care dono company sabse gandi company hai

[@monucanada426]

Don't buy care health insurance sab s jadaa froud company ha.

[@roopamcorporation4684]

Unnecessary long explanation

[@madhusharma6506]

Please speak in English 😊

[@TheUtshaho]

This is a Hindi channel

[@madhusharma6506]

@@TheUtshaho is there a English Channel

[@GurleenKaurTikku]

We have added captions in english

[@rajeevgupta4614]

Watts app number kahan per hai

[@GurleenKaurTikku]

For any queries on Health Insurance, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you !

[@rajeevgupta4614]

Aap apna number dijiye

[@GurleenKaurTikku]

For any queries on Health Insurance, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you !