Health Insurance Recent Changes You Must Know

[@kundandesai8191]

Doctors are taking high charges from people who have taken insurance policy.Disgusting. They must be punished for that.

[@prashantmoghe2822]

It is not doctors, it is corporate hospital management. Doctors are paid servents working for 24 hours . Even a busy panstall owner earns more.

[@kundandesai8191]

@@prashantmoghe2822 Thanks,then management should be

[@vskreddi]

Sir I was listening to your talk regarding health insurance policy. I have a few doubts that were not dealt with. 1) if I have two health insurance policies, can one provider refuse paying because I have a 8:03 policy with another company also 2) If my claim amount goes higher than that provided for by one company can I apply for claim for the balance amount from the second company. 3) Is there any criteria for selecting the first company to which I should apply. 4) If I have a policy in India which also offers travel insurance like some problems faced in USA, I now happen to get a green card and have decided to take a health insurance in US, should I disclose the insurance policy taken in India to the US company or vice versa. How do things work out in such a situation.

[@alameludevanathan7399]

One doubt. What would be premium benefit in the following scenarios. 1. Base policy of 20 lakhs 2. Base policy of 5 lakhs and a supertopup policy over the base policy for 20 lakhs ( deductible for supertopup as 5 lakhs).

[@sivanbo]

1..premium is higher for 20L as compared to 5+20L STU

[@now2307]

I was hoping to hear about premiums (average) for different age groups and different levels of coverage. Why is that not discussed?

[@skbachoti]

Very informative, thank you!

[@SC22334]

Thanks for bringing this up.

[@alameludevanathan7399]

Multi year policies ( upto 3 years) are there - premium has to be paid as lumpsum, but it works out lesser than the multiple of the no. Of years.

[@THANKAM-j7t]

Thank you

[@rajeshvarma9236]

Good 😊

[@chandrashekars9855]

Thanks Sir.