Health Insurance வாங்க நடைமுறைகள் என்ன?! | Comprehensive Cover என்றால் என்ன..!? - Anand Srinivasan

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Money Pechu

Money Pechu

Күн бұрын

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"மணிபேச்சு" - பொருளாதாரம், பங்குச் சந்தைகள், முதலீடு, தங்கம், வீட்டுமனைகள் என்று பல்வேறு விஷயங்களைக் குறித்து எளிய மக்களும் புரிந்து கொள்ளும் வகையில் அன்றாடம் திரு.ஆனந்த் ஸ்ரீனிவாசன் அவர்கள் பேசும் உரைகள், நேர்காணல்கள் மற்றும் சிறப்பு விருந்தினர் சந்திப்புகளை நீங்கள் காண்பதற்கான முதன்மை KZbin தளம்.
"Money Pechu" - The Economic Channel for you to see speeches, interviews and special guest programs that Mr. Anand Srinivasan speaks on a daily basis, Here the common man can understand the various things about Economy, Stock markets, Investment, Gold, Real Estate etc.
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Пікірлер: 261
@Loguspt
@Loguspt 2 жыл бұрын
Term Insurance பற்றி ஒரு வீடியோ போடுங்க அய்யா.
@jayashreeramesh4362
@jayashreeramesh4362 2 жыл бұрын
S. Sir. Pls post it soon.
@devarajmagesh3499
@devarajmagesh3499 Жыл бұрын
Llll
@elangovann5327
@elangovann5327 2 жыл бұрын
அருமையான உண்மையான உபயோகமண கலந்துரையாடல். இளங்கோவன்
@sacrofernando281
@sacrofernando281 2 жыл бұрын
What is the coverage for NHIS ?is it necessary to take additional health insurance for my family?
@drkbanumathi4738
@drkbanumathi4738 2 жыл бұрын
தயவு செய்து ஸ்டார் ஹொல்த் இன்சூரன்சில் பணம் கட்டாதீர்கள் பல காரணம் காட்டி நிராகரிக்கின்றனர். தேவைக்கு கிடைக்காது.பலரின் அனுபவம் இது. ஜாக்கிரதை
@heyimsrini643
@heyimsrini643 2 жыл бұрын
Useful. So which insurance company ur suggesting ?
@rajam2031
@rajam2031 Жыл бұрын
மிக மிக அருமை மிக்க மகிழ்ச்சி நெஞ்சார்ந்த நன்றி என் இனிய பாராட்டுகள் வணக்கம் நல்லது 🙏💐🙏
@madhankodimadhan8325
@madhankodimadhan8325 2 жыл бұрын
Terms insurance பற்றி ஒரு வீடியோ போடுங்க... அய்யா
@govindharajalub3556
@govindharajalub3556 2 жыл бұрын
மிகவும் பயனுள்ள வகையில் இருந்தது
@naturalworld9796
@naturalworld9796 2 жыл бұрын
😊Nice information 💐@ As sir .. Thankyou so Much... Please continue your support to middle class people..🙏🙏.. But Ella information ungaluku therium apadi irunthum engalukaga nanga kekka vendiya ella doubts ketinga so sweet. .🥰🥰
@littleevilpro
@littleevilpro 2 жыл бұрын
Neenga keka vendiya doubts onnum kekala. Do you have any idea what to do if they don't honor cashless transaction. Do you know if they delayed processing your claim can you claim penalty for months delayef in settlement
@Seven_study
@Seven_study 10 ай бұрын
கோடான கோடி நன்றி...
@sarvesht7299
@sarvesht7299 2 жыл бұрын
If government hospitals can give good treatment and services on par with private hospitals, then there is no need for this kind of medical insurance companies and complex policies
@19frankz
@19frankz 2 жыл бұрын
Govt doctors and professors are the ones practicing in private hospitals .... edho missing pola theriyudhu...
@harshacg4723
@harshacg4723 2 жыл бұрын
Cashless rarely works,bed charges icu dental eye r not covered easily.There is also a PM yojana policy for 350rs per year 2lac coverage is there for any citizen
@senthilpandi2619
@senthilpandi2619 2 жыл бұрын
ஐயா, term insurance பற்றி தெளிவான வீடியோ போடுங்கள்.
@Arun_N.143
@Arun_N.143 2 жыл бұрын
அருமையான பதிவு மிக்க நன்றி....
@sameerahamed1456
@sameerahamed1456 2 жыл бұрын
மிக மிக அருமையான வீடியோ தலைவா
@edwinpaulpitchai354
@edwinpaulpitchai354 2 жыл бұрын
தகவலுக்கு நன்றி சகோ!!!
@nithyakumar1868
@nithyakumar1868 2 жыл бұрын
அருமையான காணொளி அய்யா நேற்றுதான் star helth insurance வாங்கிருக்கேன் 5 L + 25L accident polcy வருட த்துக்கு 22500₹ இந்த polcy நல்லதா
@ABRM-k2t
@ABRM-k2t 2 жыл бұрын
For the first two years you will not be paid by the Star. I had a bad experience with the Star
@sathiyarajf7165
@sathiyarajf7165 2 жыл бұрын
Too much premium amount
@balasingam1017
@balasingam1017 Жыл бұрын
Star health insurance was cheating
@subramanianr3322
@subramanianr3322 2 жыл бұрын
நல்ல முயற்சி. மிக்க நன்றி.
@srininov78
@srininov78 2 жыл бұрын
My relation admit on COVID during peak time.. He is hold the insurance for 10yrs in star company... During those days every hosp speaks on package for covid which cost bed, room, nursing per day min 8K, however as per insurance it 1.5K...remaining to be given from pocket which is an bribe
@littleevilpro
@littleevilpro 2 жыл бұрын
Feel yourself lucky they paid something. There's hundreds with no claim settlement
@srininov78
@srininov78 2 жыл бұрын
Agree.. Perhaps the purpose of taken the insurance has failed and hard earn money invested in insurance is worthless
@TheSURENMOHAN
@TheSURENMOHAN 2 жыл бұрын
One of best content from Money pechu.. Kudos to team and special thanks to Anand & Jayakanthan sir and for asking such a detailed questions & answer session. Kindly make a term insurance videos to make awareness among the people.
@ramakrishnanananthasubrama7027
@ramakrishnanananthasubrama7027 2 жыл бұрын
In this video, the difference between Mediclaim & Health insurence is not discussed, which I think is an important aspect. Most of us ,or at least some of us don't know this. Insurence agents do not care to explain in details. They are particular only about increasing their client base. Please give us a detailed video on this.
@saravanansar3612
@saravanansar3612 2 жыл бұрын
good quations
@jahirhussain4835
@jahirhussain4835 2 жыл бұрын
Dear sir The health insurance premium is increased every 5 years.What percentage is raised from the old premium amount. Please give a clear explanation for this
@naveekrishnaa2258
@naveekrishnaa2258 2 жыл бұрын
Gautam Adani's Wealth Jumps By $49 Billion, Higher Than Jeff Bezos, Elon Musk, Can you please speak about this topic, sir.
@narayanaraos1961
@narayanaraos1961 2 жыл бұрын
Sir, என் அனுபவபடி ins company & pvt hospital இரண்டு பேருமே கூட்டு களவாளிகள் தான். Ins கம்பெனி claim reject ஆனால் சரியான காரணம் சொல்வதில்லை. Pvt hospital கள் பணத்தில் தான் அதிகம் குறியாக இருக்கின்றன.
@littleevilpro
@littleevilpro 2 жыл бұрын
Exactly
@MYMINDREFLECT
@MYMINDREFLECT 2 жыл бұрын
Suggest to announce all health policy should be comprehensive as we are only to claim sum of assurance only
@abijoseph4776
@abijoseph4776 2 жыл бұрын
Your insurance policy is governed by the terms and conditions of the policy , You have to read the terms and conditions carefully and all insurance including life and motor insurance have a window period of 15 days (ie if you are not satisfied with T&C you can return your policy). No insurance company or hospital can breach the T&C. In can if you feel you are not paid by insurance company as per T&C you can write to your insurance company if not satisfied you can approach IRDAI then Ombudsman (if claim is blow 20 laks) on final court of law.
@littleevilpro
@littleevilpro 2 жыл бұрын
Wow what an legal idea. So write a letter to insurance company about their tc if not addressed then go to Ombudsman. Do you have any idea how long these processing time for the process you mentioned so during that how will I pay the bill to hospital. Your comment itself shows you r an elite ass and has the money to settle the bill without insurance and cares two hoots even if insurance don't honor the claim. We are talking about us who struggle to make end meet on month end
@LIONKING-ih1sw
@LIONKING-ih1sw Жыл бұрын
நீங்க செய்ய வேண்டிய விஷயங்களை சரியா செய்ங்க...முதலில் பாலிசியின் பலன்கள் மற்றும் விதிமுறைகளை சரியா தெரிஞ்சுகனும்.
@pandian101010
@pandian101010 2 жыл бұрын
No replay in mail..., 🤦🏻‍♂️, better u bring the expert people in focus we directly connect with them... Thank you for this topic & him...🙏
@muzammilmuzammil3386
@muzammilmuzammil3386 2 жыл бұрын
Am requesting u to post a detailed video for TERM AND LIFE INSURANCE
@prasaathviki7879
@prasaathviki7879 2 жыл бұрын
Very good topic. Also tell us what insurance and how much we have to pay.
@balaji511
@balaji511 2 жыл бұрын
Good info for all people. Please make a detail video explaining , types of insurance, coverage etc etc etc
@pradeepgurunathan4029
@pradeepgurunathan4029 2 жыл бұрын
Sir, please share your view on wint wealth
@Kemi03
@Kemi03 2 жыл бұрын
If you shoot video like this without adding அம்மையார், ஜி, politics, your respect will go up!
@ganapathym1192
@ganapathym1192 2 жыл бұрын
Most of insurance companies are not playing the claim amount. They are paying only 40 percent of our claim amount. Example : Star Health insurance company. Agents misleading the public at the time of investing in the health insurance pl.very poor treatment when we admitted in the Hospital. Beware of Health insurance companies before investing your hard earned money.
@vinothkumar-ni9be
@vinothkumar-ni9be 2 жыл бұрын
It's Really usefull for All Thanks Sir
@ygjugrdgbjn777
@ygjugrdgbjn777 2 жыл бұрын
In India health insurance is kind of a joke.. With insurane bypass surgery is 5 and i need to pay 20% i.e. 1 lakh, without insurane same hospital bypass surgery is 1.75 lakhs! And also when you go for reimbursement the agent will look you like a beggar! In current situation Better to protect your health is the better option!
@jayashreeramesh4362
@jayashreeramesh4362 2 жыл бұрын
Really very useful video sir. 👍👍Clarified all my doubts which i had. Thanks a lot for u both.🙏🙏
@Maduraikrithimotopoint
@Maduraikrithimotopoint 2 жыл бұрын
Dear sir,நான் சொந்தமாக மளிகை கடை வைத்துள்ளேன் .எனது வயது 32,இதுவரை வாழ்வில் பெரும்பணத்தை சில்லறையாக செலவலித்து விட்டு இப்போது உங்கள் பேச்சை கேட்டு என்னை மாற்றி வருகிறேன். எனது தின வருவாய் 1000திற்கு குறையாமல் உள்ளது.அது போக கடன் 300000 மூன்று லட்சம் மட்டுமே உள்ளது ஒரு வருடத்தில் நான் சுதந்திரமாகவும் பணத்தட்டுப்பாடு இல்லாமல் வாழவும் ஒரு வழி சொல்லுங்கள் ஐயா,இது என் வாழ்நாளில் பெரும் பாக்கியமாகவும், திருப்புமுனையாகவும் இருக்கும். தயவுசெய்து உங்கள் வார்த்தை எனக்கு வளமாக வாழ்க்கை தரலாம் ....உதவுங்கள்
@anandvijay319
@anandvijay319 2 жыл бұрын
Unga thinasari varumanathil irunthu daily oru 100 rs ah mattum sip mutual fund la invest panniteh vaanga within 3 years la unga kadanum adanjidum easy ah unga kailaiyum oru descent aana amount irukkum sir ..
@selvarajk1794
@selvarajk1794 2 жыл бұрын
@@anandvijay319 mutal fund na eppadi work aaguthu investment related ah eppadi kathukidarathu bro
@selvarajk1794
@selvarajk1794 2 жыл бұрын
@@anandvijay319 naa savings monthly 1000rs pandren but chumma SBI account la pottu vaikkuren atha long term kku naa pottu athiga vatti varanumna enna pannanum
@shamsheeralil4707
@shamsheeralil4707 2 жыл бұрын
Very useful video! Thanks
@Alkadharcars
@Alkadharcars 2 жыл бұрын
Sir re upload panna video mari irukku ,already patha niyabagam
@PrabaPrakash
@PrabaPrakash 2 жыл бұрын
நன்றி. வாழ்க வளமுடன்
@krishithottam6210
@krishithottam6210 2 жыл бұрын
Nalla seithi
@indianguy3129
@indianguy3129 2 жыл бұрын
Thanks sir
@vivekanandams9395
@vivekanandams9395 Жыл бұрын
Now as technolgy medical facilities are there, now there is no need of 24hours , even court judgements are also there on this.
@mukthabahadur1233
@mukthabahadur1233 2 жыл бұрын
Sir u have been explaining well but pls say how much will be premium for each policy . It will be more effective for the public
@mrragavan7183
@mrragavan7183 Жыл бұрын
20k brother
@whatismynamehere
@whatismynamehere Жыл бұрын
thanks a lot sir
@balasubramaniankasinathan9816
@balasubramaniankasinathan9816 2 жыл бұрын
Wonderful service sir
@Raja-tt4ll
@Raja-tt4ll Жыл бұрын
Very nice video
@balud.s8744
@balud.s8744 2 жыл бұрын
welcome sir
@rubansai4982
@rubansai4982 2 жыл бұрын
Hospitals charges differs for Cashless hospitalization.... Bill amount increases 1.5X to 2X if goes to cashlesss.... Please speak about it..... Incase of reimbursement, it will be normal bill... Different bill amount for same hospitalization, between cashless and reimbursement.
@microfoodfactory
@microfoodfactory 2 жыл бұрын
Thanks for your information
@KK-cl6ki
@KK-cl6ki Күн бұрын
Copay, coinsurance, deductible, pre existing condition, exclusions endru pala conditions ullathu...
@gopinathk8482
@gopinathk8482 2 жыл бұрын
Very Informative. 1 doubt, for most of the salaried they have their insurance coverage from employer. It covers till we retire. But after that we need insurance and premium will be higher at that age. How to overcome this issue. Please explain thala
@TheSURENMOHAN
@TheSURENMOHAN 2 жыл бұрын
Usually Insurance provided by Employer comes under Group insurance, As long as you are in Service you are entitled to benefit the insurance as per the conditions. However when you are no more in the service by default you will be expelled from such insurance. In such a case you should own individual health insurance
@gopinathk8482
@gopinathk8482 2 жыл бұрын
@@TheSURENMOHAN Thnq but my query is diff
@rrkatheer
@rrkatheer 2 жыл бұрын
You will be covered by employer for both Health and term insurance but it’s limited to very small amount especially Term insurance like 10 - 20 lakhs in case of death. This will not be sufficient to meet family expenses.
@KK-cl6ki
@KK-cl6ki Күн бұрын
Only option is to hold an additional insurance plus employer sponsored coverage. The earlier you sign up for an self sponsored health insurance the lesser the premium for you and your dependents. But fortunately health care costs in India are not that costly compared to western countries. So u can survive without health insurance after 60 by saving money or investing that premium elsewhere which you can use after 60 incase of medical emergency
@muruganp309
@muruganp309 5 ай бұрын
சில பெரிய Hospitalல் நாங்க initial payment பண்ண amount திரும்ப தரவே இல்லை. Insurance companyல் இருந்து reimbursement பணம் வரவில்லை என்று 4,5 மாதம் அலையவிட்டாங்க. Reimbursement பணம் Hospital மூலம் திரும்ப வரவே இல்லை. Insurance companyக்கும் Hospital க்கும் ஒரு adjustment இருக்கிறது. பணம் எப்படி எப்போது வந்தது என்று கடைசி வரை எனக்கு தெரியப்படுத்தவே இல்லை.
@Naveenkumar-ct7ym
@Naveenkumar-ct7ym 2 жыл бұрын
Very very informative... Do lot of videos on insurance..
@leviprakashmusic4745
@leviprakashmusic4745 Жыл бұрын
Good information sir
@roshanriswanm
@roshanriswanm 2 жыл бұрын
ஶ்ரீனி சாருக்கு வாழ்த்துக்கள். ஆனால், இந்த வீடியோவை அவேர்னஸ்க்காக மட்டும் பாராட்டலாம். இன்னும் பல தேவையான சொல்ல வேண்டிய தகவல்கள் இருக்கு. தவிர, அங்கங்க சில தகவல் சொல்லாமலும், சில தகவல் தவறாகவும் சொல்லிருக்காப்ல….
@vignesh_m_1995
@vignesh_m_1995 2 жыл бұрын
What is the possibility of an Insurance company to default? What will happen in such case??
@ayyanarsvm2993
@ayyanarsvm2993 2 жыл бұрын
Term insurance full detail pls one video
@aravinthselvamani9027
@aravinthselvamani9027 2 жыл бұрын
Star health வாங்கலாமா
@mrragavan7183
@mrragavan7183 Жыл бұрын
S
@shibisibi7131
@shibisibi7131 2 жыл бұрын
Which is better place to buy: Online or through a direct broker
@flyingfishflyingfish3596
@flyingfishflyingfish3596 Жыл бұрын
Which health insurance company is good?
@prakashraghunathan2685
@prakashraghunathan2685 2 жыл бұрын
Thank you for theinformative views on health insurance.
@errayyanar
@errayyanar 2 жыл бұрын
Really useful sir...
@SB-fm8bw
@SB-fm8bw 2 жыл бұрын
Good guidance
@anirudsubramanian9514
@anirudsubramanian9514 2 жыл бұрын
What a video🙏❤💯👌 HUGE THANK YOU TO BOTH THE LEGENDS
@s.jahabarsadiq257
@s.jahabarsadiq257 Жыл бұрын
Naa Health Insurance Vaanganum Enga Vaangalaam Suggest Pannunga Sir
@Adityabirla-vt2ri
@Adityabirla-vt2ri Жыл бұрын
Sir ungaluku health insurance la ethana doubt na solunga Naa Aditya birla health insurance la work pandren
@aravinthr9059
@aravinthr9059 4 ай бұрын
Sir naan HDFC ERGo la work panran better than other insurance company...If u need Health insurance means msg me sir
@eminem92ha
@eminem92ha 2 жыл бұрын
gipsa rates are lower. like 26k for cataract. but hospital rate 36k. policy has copay too. i paid 11k out of pocket
@vdhanasekaran9387
@vdhanasekaran9387 2 жыл бұрын
Vanakkam sir
@revathiayyappan3847
@revathiayyappan3847 2 жыл бұрын
Very useful information sir🙏🙏🙏
@rajakumarivenkatesan3628
@rajakumarivenkatesan3628 2 жыл бұрын
Please post term insurance video also please please sir......
@SMPFinserv2023
@SMPFinserv2023 2 жыл бұрын
Top up insurance kojam depth ah sollugah sir....next video ..if possible 🎉👍
@BunnyInsuRush
@BunnyInsuRush 2 жыл бұрын
Very nice sir.
@balajisingh10
@balajisingh10 2 жыл бұрын
Which company get healthy insurance say sir
@santhakumarj7760
@santhakumarj7760 2 жыл бұрын
Thank you so much sir
@devarose844
@devarose844 2 жыл бұрын
Njoyed.
@mohamedovais3434
@mohamedovais3434 2 жыл бұрын
Great 👍
@vinodkumar-cx4qc
@vinodkumar-cx4qc 2 жыл бұрын
Middle class family ku suitable a health insurance plans video podunga sir
@Adityabirla-vt2ri
@Adityabirla-vt2ri Жыл бұрын
Hi sir na Aditya birla health insurance la work pandren ungaluku ethana doubt na solunga
@jollya-peasalam123
@jollya-peasalam123 2 жыл бұрын
Very informative sir..Need more sessions on life insurance. What is the minimum amount to avail this product?
@dinesh78_ME
@dinesh78_ME 2 жыл бұрын
Good content...
@janakiraman8811
@janakiraman8811 2 жыл бұрын
Very nice
@jjcollections2351
@jjcollections2351 2 жыл бұрын
4:36
@shanmuganathanm2384
@shanmuganathanm2384 2 жыл бұрын
Very good intro Sir. Much needed🤠
@revathiayyappan3847
@revathiayyappan3847 2 жыл бұрын
Vanakkam🙏🙏🙏
@karthim689
@karthim689 2 жыл бұрын
Terms and conditions need to mention regional language then only We have to know.
@littleevilpro
@littleevilpro 2 жыл бұрын
No use bro in regional language they will write like Kamal hassan tweets
@inthesabsalone2937
@inthesabsalone2937 2 жыл бұрын
Great video on Health Insurance awareness. Please continue this series to spread more and more knowledge
@veeraprakashm7406
@veeraprakashm7406 2 жыл бұрын
Good evening sir
@shanarun007
@shanarun007 2 жыл бұрын
No reply from the mentioned whatsApp number regarding insurance policy for family, not sure how long should I wait for your customer care reply sir
@arawindhr9864
@arawindhr9864 2 жыл бұрын
Thank you sir
@venkateshvenky41
@venkateshvenky41 2 жыл бұрын
Sir can u explain in detail about term insurance who shd take term insurance or in health insurance what type of insurance an individual or for family one must take .nice information about today's insurance education
@littleevilpro
@littleevilpro 2 жыл бұрын
Don't take health Take term atleast setha family will get money
@venkateshvenky41
@venkateshvenky41 2 жыл бұрын
Sir term insurance salary mela rombo dependent haa irundha vangnu if a individual is living in a rented house he is the bread and butter earner nah term kandipa venu yenakhu health podum i am a fresher searching for a job own house irukhu soo health insurance I prefer more it depends on individual health or term based on there situation
@konangal16
@konangal16 Жыл бұрын
Health insurance is must
@seethaa8987
@seethaa8987 Ай бұрын
Revisions come once in how many years
@jeraldprasath
@jeraldprasath 2 жыл бұрын
Useful
@gogoboyyt9797
@gogoboyyt9797 2 жыл бұрын
Super sir
@k.k.videos4394
@k.k.videos4394 2 жыл бұрын
Sir tell about auto driver how to insurance is family
@vickylightspeed2750
@vickylightspeed2750 2 жыл бұрын
sir what about inflation...will sum insured increase with cpi or not?
@jonams91
@jonams91 2 жыл бұрын
Top 3 or 5 insurance sonna nalla irrukum sir. Kashta padaravanga atleast therinju eduthupaanga.
@anandvijay319
@anandvijay319 2 жыл бұрын
Adha mattum solla maatanga bro ivunga
@jonams91
@jonams91 2 жыл бұрын
@@anandvijay319 sonna avanga business adi vaangum la. Athaan 💯
@anandvijay319
@anandvijay319 2 жыл бұрын
@@jonams91 Aamam bro naanum evlo paathuten ellam pesuvangaleh thavira best medical nd term insurance onnah sollaveh maatanga ivunga
@jonams91
@jonams91 2 жыл бұрын
Makkal ah illa business ah paatha. Business thaan paapamga bro. Makkal eppadi oonga ivangalkuku enna
@ferozeahamed9452
@ferozeahamed9452 2 жыл бұрын
கம்பெனிக்கு கம்பெனி ரூல்ஸ் (உள்குத்து) மாறும்.
@dayanithikirubakaran3136
@dayanithikirubakaran3136 2 жыл бұрын
Trader vs investor show Sir?
@pandiarajaraja3899
@pandiarajaraja3899 2 жыл бұрын
I am also from.general insurance no company expose their ceilings in health insurance
@rajus2919
@rajus2919 10 ай бұрын
Good
@v.sundaravelveerasamy1922
@v.sundaravelveerasamy1922 10 ай бұрын
Sir pls tell me what is the best health insurance in india
@SureshS-dg1fw
@SureshS-dg1fw 2 жыл бұрын
Kindly rectify your spelling it is "Comprehensive", hope don't mind.
@SureshS-dg1fw
@SureshS-dg1fw 2 жыл бұрын
you have rectified spelling now, okay
@mohanbabubaskaran6080
@mohanbabubaskaran6080 2 жыл бұрын
Sir hospital health insurance waste nu solranga .. cashless nu pona they are charing more… ella insurance term and copay ooda dha tharanga or else insurance money itself too costly.. IF we want to claim the money hospital full ha alaya viduvanga.. namaku patient ha kootitu veetuku pona podhum nu dha irrukum
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