Human Life Value என்றால் என்ன..!?Critical Illness Rider.. Medical Policy வித்தியாசம் என்ன..!?

[@codered1122]

Pure term insurance is the lowest premium we have to pay, if we survive till age, no money return If we choose money back policy we have to pay 2x pure term premium, there is no free dinner Health insurance is only for medical expenses Term insurance is for sum assured return when insured person died Two extra raiders, one is critical care raider and other one is accident raider, these can be return based on the critical disease and accident Annual income * 10 times is minimum but company will decide based on the person income 80C option for life insurance 80D for health insurance Pure term insurance is sir suggested Thanks sir......!!!

[@San-911]

Nice summarization ❤

[@rajaa9979]

பதில்கள் தெளிவாக இல்லை. மிகவும் மேலோட்டமான பதில்கள். இப்படி பதில்களை யார் வேண்டுமானாலும் சொல்லலாம்....

[@aravind1580]

neeyum pesu yaaru venamnu sonnanga. what is your channel name ?

[@கொக்கி_குமாரு]

Why Channel irundhaa thaan opinions solla mudiyumaa?

[@கொக்கி_குமாரு]

​@@aravind1580Why Channel irundhaa thaan opinions solla mudiyumaa?

[@KarthickKumarNagaraj]

Thanks MoneyPechu team. Only Today, i purchased my term insurance and medical insurance.

[@தமிழச்சிநாங்க]

Super and congratulations sir👍.. But always take the policy through an Agent. Don't go by Online sir

[@psindhu8353]

​@@தமிழச்சிநாங்க why

[@FunWithSundarr]

நடமாடும் தெய்வம் 🙏🏻🙏🏻சார் நீங்க

[@preethiacf0907]

நல்ல தகவல் ஐயா வாழ்த்துக்கள்

[@AEBaskar]

The maximum overall allowable limit under Sec 80D is 1 Lac. 25k for General Citizens and 50k for Senior Citizens.

[@தமிழச்சிநாங்க]

80D is 75k only sir for Health insurance.

[@AEBaskar]

@@தமிழச்சிநாங்க No. If both assessee and their parents fall under Senior Citizens category, then the overall max allowable limit under 80D will be upto 1 Lac.

[@KannanK-ib5tv]

Super super super 👌

[@srininov78]

Thank you sir.. Much awaited episode

[@dharnendars9018]

அனைவருக்கும் வாழ்த்துக்கள்...🙏🙏🌹🎉👍

[@hillarytrichy]

Nice and Informative. Kindly explain Postal Life Insurance and SBI Life Insurance Sir.

[@edwinpaulpitchai354]

தகவலுக்கு நன்றி சகோ!!!

[@sasikalarathinasamy5886]

You are so great sir

[@venkkadeshrv4696]

Sir, please talk about Reliance capital

[@rajkumar-yf3fr]

Thanks for these information.

[@kumar.appukutty]

மகிழ்ச்சி வாழ்த்துகள் 💐

[@dharmarajangirivasan449]

Kindly talk about jeevan umang and other lic policies, it will be more useful

[@neviimkottesh1987]

Both doing good business

[@Purushothaman-g7y]

Superb superb

[@narasimman6886]

அட்சயதிருதியை நகைக்கடைக்காரர்களின் தில்லுமுள்ளுகள் அறிஉறைவழங்கவும்

[@TV-fc1qh]

நீங்க அட்சயதிருதியை அன்றைக்கு வாங்காதீங்க. நீங்க முட்டாளாக ஒரு நாள் இருப்பேன். ஆனா அப்பவும் அன்றைக்கு நான் ஏமாறாம இருக்கனும் அதுக்கு ஒரு ஐடியா சொல்லுங்க என்கிறீர்களே... ஜெகஜால கில்லாடியா நீர்..

[@murugesanthirumalaisamy5613]

அறி உரை அது மெடிக்கல் ஷாப்பில் கிடைக்கும் 😮😮😮

[@கொக்கி_குமாரு]

​@@murugesanthirumalaisamy5613அது வேற உறை 😂😂

[@ArunKumar-mh7sc]

Great message for youngsters 👍

[@subramanianv521]

Super helpful.

[@srinivasanj7940]

Rider will work only when we pay the premium. After premium rider will not support. So better avoid rider and increase the sum assured amount.. Also we can't take Term insurance for non working woman. IT return is mandatory for term insurance. These are the major points missed by them. Please provide complete information about term. This is very good for everyone. But only working people can take for their self and not their wife.

[@pandiyanrajendran1612]

Thank you for the Info. Kindly tell the who are providing good term insure?

[@sureshkumar-gc8ig]

Sir please tell few good term insurance please

[@jayaramraja1986]

Thank you Sir..

[@Raja-tt4ll]

Nice Video

[@rrosongchennal9433]

உங்களை மாதிரி மகாயோக்கியர்கள், இருப்பத்தல், நாட்டில் ,பெருமழை பொழியும்

[@srinivasanyadav4019]

Very good sir. Please tell which company is good for turm. Insurance policy

[@thedivinetravels5532]

Thank you Sir

[@VPKANNAN]

Thank you so much sir both you shared lot of information I learned little about insurance yer you do more videos about insurance sir.

[@lakshmanangurusamy8451]

It seems that the guest is not prepared well.His explanations /answers show this. Under insurance in term insurance may not be a problem.

[@arnicasibi]

Sir again suryoday bank pathi sollunga it's downtrend is still continued

[@timepassonly8692]

வணக்கம் home loan insurance என்றால் என்பதை video பண்ணுங்க

[@prabhuelangovan8566]

Sirruu 12000 povum.. wait panna sonnaru... Market just bounced 11% in March low .. sorry for those who missed this swing atleast

[@MYMINDREFLECT]

No proper replay as I use what's app to know portability of health policy, they enquired about my existing policy, but no suggestion given

[@Sankarps1982]

🙏 sir எனக்கு வயது 41 Team insurance சொல்லுங்க .

[@vijayrajendran2362]

Please put video on postal life insurance..

[@mathi-14]

Life insurance pathi explain panunga sir

[@ArththanareEswaran]

சார் டாடா இன்சூரன்ஸ் பற்றி விளக்கம் வேண்டும் சார்

[@samram7490]

Sir oru doubt 20k vanguna 1cr ku policy eduka slringa bt insur cmpny 5L abov slry vanguna dhn 1cr policy eligible nu slranga k slry raise wait pani pathu age nd premium jasthi agidudhu wt to do. K

[@vanajavanaja9187]

சார் வணக்கம்.நான் தஞ்சாவூர் மாவட்டம் 43 வயது.மலேசியாவில் பணியாற்றுகிறேன்.term இன்சூரன்ஸ் எந்த கம்பெனி யில் எடுக்கலாம்.வருடம் 10000 வரை கட்ட முடியும் உதயகுமார் மலேசியா.

[@vijayabaskar1688]

Share your contact number

[@sunilr1102]

MP Team, Can we use Policy Bazaar to create a Term life insurance.. Even in checking the details in their site they keep chasing us and no privacy at all. Please advise, thank you in advance

[@Varadhan95101]

Don't go Policy Bazaar Buy directly from Insurance Company Agent

[@kayy6109]

check and compare in policy bazaar if you want... but take insurance from the insurance company directly.

[@Balaji_Marutharaj]

Tq sir🤝

[@Apjkalamacademy]

Super

[@partofbook8861]

Nice

[@ananyasankar3214]

Sir pls explain why srilanka went down

[@shrithimeeya5966]

Which is better health insurance vs term insurance?? Pls give detailed information sir.

[@harifrahman9925]

Health insurance and term insurance is for different purposes Health insurance is to cover hospital expense alone. Term insurance is to cover for the human life death for eg : Any other form of death except suicide(except first year alone). Better to take both for finanicial cover.

[@harinathankrishnanandam9709]

I lost my Single Premium Rs.25,000 ULIP policy - Jeevan Plus within 5 years of buying the policy. When I discussed in detail, I came to know that because of my age (59 years) entire amount got adjusted towards Mortality and Administrative expenses. Luckily my wife (age 51) who also had bought the policy with me is enjoying the insurance till date. Based on the units available as on date,I expect that she will be able to enjoy the insurance upto 70 years of age or more

[@தமிழச்சிநாங்க]

ULIP is always a risk factor sir .. But sometimes it gives decent income.. but it fully Risk based .

[@AnandKumar-rf1ch]

ULIPs are best provided two conditions, 1. It should be for your kid or age less than 30 2. If you are taking for child take with waiver of premium, that means if something happens to you insurer will pay rest of the premium. Also note once your fund value is above sum assured the mortality charges will not be there .. Few other advantages like free switching between funds at no capital gains One last thing to remember for ulips to give meaningful return wait for min of 10 years or more

[@sujima16]

If u choose Return of premium means u will give 20% only not 40%

[@தமிழச்சிநாங்க]

Max Life Insurance - 20times giving as a Sum Assured for Term policy. Human Life value - salary per annum *20 times. Critical illness - you can't use that money for other reasons except that particular treatment. Always Premium Returns is best one (my opinion) - 20% will be higher than the normal premium for Term policy. Because if you survey after 75yrs also,you will get a HUGE amount of premium in Returns in your Old Age. For more details or clarrification plz CT or reply me here🙏

[@ahamu007]

மிக்க நன்றி 🙏

[@AnandKumar-rf1ch]

Depending on age 20 times sa or less..

[@prabhakarand226]

But ICICI Gives annual salary*25times

[@sujatha.s5739]

Sir tamil la podunga sir pl

[@krvinoth18]

சார் எனக்கு டெர்ம் இன்சூரன்ஸ் எடுக்கனும்

[@bhupac]

therinjavanga yarathu answer panunga hepatitis b infection vanthu death aita term insurance claim panamudiuma

[@karthickvelushamy]

What ever the disease or ilness when you have completed 3years of premium they should pay the amount. File a complaint if not providing

[@safetyengineeringhse]

ICICI covered 99 years, how it's possible.

[@anthonykanthan]

👍👍👍👍👍👍👍

[@manis-ct4uo]

After ten years premium paid correctly husband died. All the forms and policy bond submitted by nominee wife on March 14th with the help of agent and acknowledgement for non early claim booked is given. But still date claim not settled telling that after year end over, and after April 15th only will be considered. The claim amount is 2 lakh only in lic of india in North Chennai branch. I was informed if new policy taken only, claim will be considered Please help.

[@Northernhousenumismatics]

Give a lawyer notice

[@viggneshwararunachalam831]

Play speed 1.5x

[@susmithaagopi650]

I have paid 4 years premium for a term insurance. But i don't have a educational qualification for that term insurance. Can i climb that are at the end they will ask for educational documents

[@sureshkumar-kv9tm]

Brother any idea like international term insurance policy company .Zurich insurance company and MetLife company is which one is best company to buy insurance plan from UAE Dubai .

[@mycrow2744]

For term India first insurance asking deposit what should I do?

[@vinodhkumar3020]

Which pure term insurance we can take?. Can you suggest sir?

[@ajin8111]

lic s jeevan kiran

[@muthum9015]

🙋Sir differents between return on term insurance and term insurance kum detail and compare panni video onnu podunga finally ethu best nu sollanga pls...

[@plusorminus6517]

General insurance Life insurance Life insurance thane health insurance provide pannanum en general insurance health insurance deal panranga

[@rajeraje6153]

வீட்டில் இருக்கும் பெண்களுக்கு கிடைக்குமா

[@nandhinipriya6654]

Yesterday i registered in tech term plan i have only proposal no. But i didnt get policy no. Yet can i withdraw policy

[@saapattupiriyan]

Vanakkam sir tata mutual fund pathi sollunga sir

[@visasimbu]

Indian bank selling arokya raksha health insurance policy.. talk about it.. is that good policy?

[@gopalakrishnanpalanisamy8450]

இந்த ஜென்மத்தில் உங்களின் கேள்விக்கு பதில் வராது.

[@vigneshbsp2507]

Reliance capital pathi solluga sir

[@omshakthi1074]

Super sir nan civil work for manthu 30000. Manthu 500000.for years .4.nobaras erukiraga

[@vijayankowsalya7530]

Hii

[@vijayankowsalya7530]

I am vijayan icici employee any doubt sir...

[@raghunandhaan]

Perhaps Anand should have invited better guest for this show...

[@Varadhan95101]

Yes

[@sureshkumar-kv9tm]

Ayya term insurance Dubai IL edukkalama athu adviceble ah beacz nan Dubai la work.panra enaku India la kidaikkala nan India la edukka.mudila athan Dubai la edukkara athu nallatha pls sollunga therinjavanga pls thanks

[@manisekaran2766]

I m always waiting for your valuable videos sir........

[@Ashokkumar-sl2no]

Sir why are not talking about tn budget and it's future value

[@vallanadtamilachi9851]

Vanakkam sir, latest sebi rules about mutual fund pathi solunga sir

[@sudharsansenthil5197]

Hii ❤️

[@funonlynomania]

Sir enaku Sambalamey Illa, na Term Insurance podalama?????

[@HOLYMOTHERTV]

Kidney problem உள்ளவங்க terum insurance efukkga முடியும்மா

[@pulipumittaai4252]

Hi sir, it is understood how important a insurance is, But please post a video on how the insurance claim will be paid and what are all the process to be done by a family member, in worst case if an insured person has died. It will be very helpful for all the middle class people like me.

[@vinothkumar.a4311]

Unemployment person How will take pure term insurance. Kindly update.

[@Varadhan95101]

Unemployment Person can not take Term Insurance Salaried Person And Self Business Person can take Term Insurance Because Income proof is Must for take Term

[@prabhakarand226]

I am doing Agriculture how should I take term Insurance

[@venkyreddy5772]

You need to submit your ITR

[@kaliswaran5185]

சார் மாசம் பத்தாயிரம் வருமானம் வரும் அவங்களுக்கு சொல்லுங்க சார்

[@Legacylore07]

Bro monthly 860 than term plan cost

[@apvivek5368]

​​@@Legacylore07how many years bro, ipdi pay pananum, ? And yearly premium price adigam aaguma?

[@reetheshthamilmani6338]

Nan oru vivasaayi, nan term insurance edukka yenna seiyavaendum. Age 53

[@Varadhan95101]

Income Tax Return Documents for 3 Years vendum

[@engineeringperfectauto9687]

For term insurance they asking IT return. I'm not having IT return

[@karunanithimalaichamy6233]

Which insurance company?

[@தமிழச்சிநாங்க]

Share me your contact details or email id sir. I will guide you.

[@Varadhan95101]

Income Proof is mandatory for Term Salary Bill or IT Return

[@rajbarath2799]

Natural death aana claim panna mudiyum ah

[@jagadisharul1292]

Hello sir While taking insurance i was employed, after few years i lost my job but i am paying my premium regularly. whether settlement applicable for this scenario.

[@elmoicevengat]

As per my knowledge, settlement of sum assured doesn't depend on whether the policy holder is employed or not . The policy holder's Nominee (family member) will get the sum assured amount upon the demise of policy holder within the policy term. Read the policy terms & conditions document completely. If any such rule related to 'claim settlement based on Income' is there, then it would be mentioned. Hope my opinion helps you to analyse !!!

[@Varadhan95101]

Claim Available bro

[@maharajannatarajan3376]

What if I am nri or businessman how to get term insurance

[@தமிழச்சிநாங்க]

Share me your contact details or email id sir. I will explain you

[@AnandKumar-rf1ch]

Yes possible for nri as well as businessman

[@vkdp1482]

TNPFC INVESTMENT PATHE PASUGA SIR

[@charleskutty993]

Sir can you talk about New World Order .... Russia calls for new world order with china ... then what will be our long term investment

[@dhiyaneshsmart1237]

Wrong information. Please give correct informatio. Salary per month 1lakhs can avail more than 1c avail. Please correct it

[@poornimaprajan6302]

My son's age is 7 my husband is having corporate insurance (IFFCO TOKYO) with coverage of 5l my son is having blood cancer now completed treatment whether I have to take any other secondary insurance or continue with the same for further medical expenses (if any in future) Suggest some investment plan for my son which is very useful for his future Also I have some savings in post office (PPF) for him from his 3yrs

[@balaji576]

Star health also has a specific cancer product you can try mam if you wish

[@AnandKumar-rf1ch]

Whether you have corporate health insurance or not better to have one of your own for the family

[@funnyclips3790]

Sir WhatsApp la one week ku munnadi iruthu msg pannittu irukka ana oru reply illa yennga ipadi panna yenna pannurathu sir naa daily msg pannura oru reply illa

[@தமிழச்சிநாங்க]

Can you ask me your doubts sir ,I will try to clarify it

[@c.suryakumar9397]

@@தமிழச்சிநாங்க can we take pure term plan for 69 years old

[@தமிழச்சிநாங்க]

@@c.suryakumar9397 no sir. Maximum age 60years with income proof required like IT , SALARY SLIP

[@c.suryakumar9397]

@@தமிழச்சிநாங்க thanks for the information

[@தமிழச்சிநாங்க]

@@c.suryakumar9397 most Welcome sir. You have a second income plan and family whole life plan also sir.

[@paulpandialagumalai457]

ஐயா வணக்கம் நான் வெளிநாட்டில் வேலைபார்த்து வருகிறேன்.ஆன்லையனில் பார்த்தேன் ஆண்டுவருமானம் ஐந்து லட்சம் இருந்தால் சேரமுடியாது என்று வருகிறது

[@allwinbackya1542]

❤-iiii

[@jesudhas9174]

Sir, Before to buy Term insurance, medical fitness test is mandatory or not?

[@CR-gq9qg]

Depends on insurance company

[@தமிழச்சிநாங்க]

It depends on your age, working company if comes under CAT A, CAT A+,Etc sir. But most of the company has medical Tests for more Sum Assured in Term policy

[@TheSURENMOHAN]

If sum assured is 50 lakhs and above medical test is mandatory in most of the companies.

[@AnandKumar-rf1ch]

Depends on age and current health conditions

[@Varadhan95101]

Medical test is must for Pure Term Insurance

[@prabhajaya1424]

₹2000 சம்பாதிக்கிறது 1 சி கிடைக்குமா

[@vitsboy46]

I took a life cover for 1c when my salary was only 4.5L. this is such nonsense

[@pooojaaa1234]

So eallame pithalatamdhan

[@h.s.madhav3728]

Thank you for accusing Lic. Instead you could have clarified insurance company role.

[@santhoshnathan7652]

my age is 52 i was insured in several companies like national insurance, icici, exide etc all are waste of money spent out of fear. pls lot your money from monthly savings and invest in bonds this will help you in future. (these insurance people come and beg for your money, when your admitted in hospital they tell all possibilities for not getting claim).

[@AnandKumar-rf1ch]

Not sure what type of insurance you are talking about .. term life plans are not hospital cover

[@sssselvam]

எனக்கு வயது 38 health insurance and term insurance எடுக்க எவ்ளோ ஆகும்

[@visasimbu]

Check ditto .. they are giving free advice on buying policy.. note i m not getting anything out of it on this recommendation

[@pandian101010]

@@visasimbu ditto...?

[@AnandKumar-rf1ch]

Don't base on how much is the premium but base on your risk and life value.. e.g. if you are earning 10L min 1 or 2cr is required.

[@PUDHUVAI53]

Both lack proper knowledge; the content is nothing but a promotional ads.

[@bharathkumar-vy2sz]

Term insurance waste,..

[@somiyam1301]

Sir I'm earning 15000 par month . How mach I can cover my life insurance

[@kadhara885]

இந்த வீடியோவில் குறிப்பிட்டது முழுக்க முழுக்க pure term insurance பற்றி தான். இதில் நாம் கட்டிய தொகை Return வராது. 60 வயது முதல் 75 or 85 வயது வரை ஆண்டு வருமானத்தை 10 ஆல் பெருக்கி எடுக்கலாம். இதில் மாதம் சுமார் Rs.750 to Rs.1000 வரை கட்ட வேண்டும். Life insurance பொறுத்தவரை இரண்டும் கலந்ததாக இருக்கும். இதில் கட்டிய தொகை திரும்ப கிடைக்கும். ப்ரீமியம் தொகை அதிகமாக இருக்கும். குறைந்தது 15 ஆண்டுகள் முதல் 25 ஆண்டுகள் வரை எடுக்கலாம். உதாரணமாக LIC யின் Jeevan Lakshya policy பற்றி கூறலாம். இந்த பாலிஸி குறித்து youtube இல் search செய்யுங்கள். உங்களுக்கு விடை கிடைக்கும். தற்போது LIC தனியார் மயம் என்ற பேச்சு உள்ள நிலையில் விசாரித்து போடுங்கள். ஏனெனில் இருப்பதிலேயே மிகச்சிறந்த பாலிஸி இது தான்...

[@ahamu007]

@@kadhara885 பாய் நிம்மி ஆன்டி எல்ஐசி யை விற்க்காமல் ஓயமாட்டேன் என்று சபதம் எடுத்துக் உள்ளார்.ஆகையால் பாமர மக்கள் பணத்தை பணயம் வைத்து சூதாட துடிப்பதால் தயவுசெய்து சிபாரிசு செய்ய வேண்டாம் எல்ஐசி என்ற எருமை 🐃 மாட்டிற்காக

[@தமிழச்சிநாங்க]

What's your age sir? Maximum you can take of 15-20times if your age is less than 40years

[@kadhara885]

@@தமிழச்சிநாங்க என் வயது 37. ஆண்டு வருமானத்தை 10 ஆல் பெருக்கினாலே போதுமானது. ப்ரீமியம் குறைவாக இருக்கும். குறைந்த பட்சம் 50 இலட்சம் இருந்தால் நன்றாக இருக்கும். ஆடம்பரம் இல்லாமல் ஓரளவு நன்றாக வாழ இந்த தொகையே போதுமானது...

[@தமிழச்சிநாங்க]

@@kadhara885 Share your contact details sir to explain you more on taking Term Insurance policy for you

[@eswaranpandi2910]

தயவு செய்து உங்க நம்பர் கிடைக்குமா ஐயா.

[@sankarsankar7281]

Sir asking right question but he doesn’t know the ans properly,,

[@sankarsankar7281]

Sir all your videos are great informative.. but this is the wrong to explain I belive

[@karthikrangaraj4475]

HI Sir, Please share your views about "Edelweiss financial services Limited" Can we invest in that company, I see super investors have invested a lot in that company but share price is not growing that much! please share your view on that company.