Human Life Value என்றால் என்ன..!?Critical Illness Rider.. Medical Policy வித்தியாசம் என்ன..!?

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Money Pechu

Money Pechu

2 жыл бұрын

#AnandSrinivasan #PersonalFinance #FinancialPlanning #FinancialLiteracy #FinancialFreedom #RetirementPlanning #finance #money #trading #investment #loan #investing #stockmarket #wealth #economy #StockMarketInsights #InvestingTips #Budgeting #StockMarketTips #SavingsGoals #DebtFreeJourney #PassiveIncome #TaxTips #InvestingTips #WealthBuilding #MillennialFinanceIndia #MutualFundsIndia #InsuranceIndia #TamilFinance #FinanceInTamil #TamilEconomicUpdate
Human Life Value என்றால் என்ன..!?Critical Illness Rider.. Medical Policy வித்தியாசம் என்ன..!?
"மணிபேச்சு" - பொருளாதாரம், பங்குச் சந்தைகள், முதலீடு, தங்கம், வீட்டுமனைகள் என்று பல்வேறு விஷயங்களைக் குறித்து எளிய மக்களும் புரிந்து கொள்ளும் வகையில் அன்றாடம் திரு.ஆனந்த் ஸ்ரீனிவாசன் அவர்கள் பேசும் உரைகள், நேர்காணல்கள் மற்றும் சிறப்பு விருந்தினர் சந்திப்புகளை நீங்கள் காண்பதற்கான முதன்மை KZbin தளம்.
"Money Pechu" - The Economic Channel for you to see speeches, interviews and special guest programs that Mr. Anand Srinivasan speaks on a daily basis, Here the common man can understand the various things about Economy, Stock markets, Investment, Gold, Real Estate etc.
#WorldEconomy #IndianEconomy #PersonalFinance #Insurance #StockMarket #BSE #NSE #DalalStreet #Sensex #NIfty #Nifty50 #NiftyBank #AnandSrinivasan #MoneyPechu #MoneyPechuWebsite
எங்கள் பிற KZbin சேனல்கள் :
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ஆனந்த் ஸ்ரீனிவாசன் அவர்களின் நூல்களை வாங்க:
பணம் எனும் மந்திரம் (தமிழ்)
www.amazon.in/dp/B09QKKXW6S/r...
சாதாரண பங்கு அசாதாரண லாபம் (தமிழ்)
www.amazon.in/dp/B093GBKNR8
Ordinary Stocks, Extra Ordinary Profits (English)
www.amazon.in/Ordinary-Stocks...
Alchemy Of Money : (English)
www.amazon.in/alchemy-Money-T...
மேலும் தகவல்களை பெறுவதற்கு, கூடுதல் நிதி ஆலோசனைகளுக்கு எங்களைத் தொடர்பு கொள்ள
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Пікірлер: 195
@rajaa9979
@rajaa9979 2 жыл бұрын
பதில்கள் தெளிவாக இல்லை. மிகவும் மேலோட்டமான பதில்கள். இப்படி பதில்களை யார் வேண்டுமானாலும் சொல்லலாம்....
@srininov78
@srininov78 2 жыл бұрын
Thank you sir.. Much awaited episode
@edwinpaulpitchai354
@edwinpaulpitchai354 2 жыл бұрын
தகவலுக்கு நன்றி சகோ!!!
@ArunKumar-mh7sc
@ArunKumar-mh7sc 2 жыл бұрын
Great message for youngsters 👍
@dharnendars9018
@dharnendars9018 2 жыл бұрын
அனைவருக்கும் வாழ்த்துக்கள்...🙏🙏🌹🎉👍
@VPKANNAN
@VPKANNAN 2 жыл бұрын
Thank you so much sir both you shared lot of information I learned little about insurance yer you do more videos about insurance sir.
@AEBaskar
@AEBaskar 2 жыл бұрын
The maximum overall allowable limit under Sec 80D is 1 Lac. 25k for General Citizens and 50k for Senior Citizens.
@user-qj8lg4us4w
@user-qj8lg4us4w 2 жыл бұрын
80D is 75k only sir for Health insurance.
@AEBaskar
@AEBaskar 2 жыл бұрын
@@user-qj8lg4us4w No. If both assessee and their parents fall under Senior Citizens category, then the overall max allowable limit under 80D will be upto 1 Lac.
@rajkumar-yf3fr
@rajkumar-yf3fr Жыл бұрын
Thanks for these information.
@subramanianv521
@subramanianv521 2 жыл бұрын
Super helpful.
@dharmarajangirivasan449
@dharmarajangirivasan449 Жыл бұрын
Kindly talk about jeevan umang and other lic policies, it will be more useful
@jayaramraja1986
@jayaramraja1986 2 жыл бұрын
Thank you Sir..
@thedivinetravels5532
@thedivinetravels5532 2 жыл бұрын
Thank you Sir
@KarthickKumarNagaraj
@KarthickKumarNagaraj 2 жыл бұрын
Thanks MoneyPechu team. Only Today, i purchased my term insurance and medical insurance.
@user-qj8lg4us4w
@user-qj8lg4us4w 2 жыл бұрын
Super and congratulations sir👍.. But always take the policy through an Agent. Don't go by Online sir
@psindhu8353
@psindhu8353 Жыл бұрын
​@@user-qj8lg4us4w why
@neviimkottesh1987
@neviimkottesh1987 2 жыл бұрын
Both doing good business
@preethiacf0907
@preethiacf0907 3 ай бұрын
நல்ல தகவல் ஐயா வாழ்த்துக்கள்
@kumar.appukutty
@kumar.appukutty Жыл бұрын
மகிழ்ச்சி வாழ்த்துகள் 💐
@srinivasanyadav4019
@srinivasanyadav4019 2 жыл бұрын
Very good sir. Please tell which company is good for turm. Insurance policy
@venkkadeshrv4696
@venkkadeshrv4696 2 жыл бұрын
Sir, please talk about Reliance capital
@Raja-tt4ll
@Raja-tt4ll 7 ай бұрын
Nice Video
@codered1122
@codered1122 5 ай бұрын
Pure term insurance is the lowest premium we have to pay, if we survive till age, no money return If we choose money back policy we have to pay 2x pure term premium, there is no free dinner Health insurance is only for medical expenses Term insurance is for sum assured return when insured person died Two extra raiders, one is critical care raider and other one is accident raider, these can be return based on the critical disease and accident Annual income * 10 times is minimum but company will decide based on the person income 80C option for life insurance 80D for health insurance Pure term insurance is sir suggested Thanks sir......!!!
@San-911
@San-911 Ай бұрын
Nice summarization ❤
@sasikalarathinasamy5886
@sasikalarathinasamy5886 Жыл бұрын
You are so great sir
@hillarytrichy
@hillarytrichy 5 ай бұрын
Nice and Informative. Kindly explain Postal Life Insurance and SBI Life Insurance Sir.
@FunWithSundarr
@FunWithSundarr 9 ай бұрын
நடமாடும் தெய்வம் 🙏🏻🙏🏻சார் நீங்க
@partofbook8861
@partofbook8861 2 жыл бұрын
Nice
@vijayrajendran2362
@vijayrajendran2362 2 жыл бұрын
Please put video on postal life insurance..
@muthum9015
@muthum9015 2 жыл бұрын
🙋Sir differents between return on term insurance and term insurance kum detail and compare panni video onnu podunga finally ethu best nu sollanga pls...
@arnicasibi
@arnicasibi 2 жыл бұрын
Sir again suryoday bank pathi sollunga it's downtrend is still continued
@prabhuelangovan8566
@prabhuelangovan8566 2 жыл бұрын
Sirruu 12000 povum.. wait panna sonnaru... Market just bounced 11% in March low .. sorry for those who missed this swing atleast
@Balaji_Marutharaj
@Balaji_Marutharaj 2 жыл бұрын
Tq sir🤝
@Apjkalamacademy
@Apjkalamacademy 2 жыл бұрын
Super
@timepassonly8692
@timepassonly8692 2 жыл бұрын
வணக்கம் home loan insurance என்றால் என்பதை video பண்ணுங்க
@saapattupiriyan
@saapattupiriyan 2 жыл бұрын
Vanakkam sir tata mutual fund pathi sollunga sir
@sureshkumar-kv9tm
@sureshkumar-kv9tm Жыл бұрын
Brother any idea like international term insurance policy company .Zurich insurance company and MetLife company is which one is best company to buy insurance plan from UAE Dubai .
@mycrow2744
@mycrow2744 2 жыл бұрын
For term India first insurance asking deposit what should I do?
@user-zr1qn6gl4h
@user-zr1qn6gl4h 5 ай бұрын
Superb superb
@vigneshbsp2507
@vigneshbsp2507 2 жыл бұрын
Reliance capital pathi solluga sir
@manisekaran2766
@manisekaran2766 2 жыл бұрын
I m always waiting for your valuable videos sir........
@shrithimeeya5966
@shrithimeeya5966 2 жыл бұрын
Which is better health insurance vs term insurance?? Pls give detailed information sir.
@harifrahman9925
@harifrahman9925 Жыл бұрын
Health insurance and term insurance is for different purposes Health insurance is to cover hospital expense alone. Term insurance is to cover for the human life death for eg : Any other form of death except suicide(except first year alone). Better to take both for finanicial cover.
@mathi-14
@mathi-14 4 ай бұрын
Life insurance pathi explain panunga sir
@ananyasankar3214
@ananyasankar3214 2 жыл бұрын
Sir pls explain why srilanka went down
@MYMINDREFLECT
@MYMINDREFLECT 2 жыл бұрын
No proper replay as I use what's app to know portability of health policy, they enquired about my existing policy, but no suggestion given
@samram7490
@samram7490 Жыл бұрын
Sir oru doubt 20k vanguna 1cr ku policy eduka slringa bt insur cmpny 5L abov slry vanguna dhn 1cr policy eligible nu slranga k slry raise wait pani pathu age nd premium jasthi agidudhu wt to do. K
@srinivasanj7940
@srinivasanj7940 2 жыл бұрын
Rider will work only when we pay the premium. After premium rider will not support. So better avoid rider and increase the sum assured amount.. Also we can't take Term insurance for non working woman. IT return is mandatory for term insurance. These are the major points missed by them. Please provide complete information about term. This is very good for everyone. But only working people can take for their self and not their wife.
@pandiyanrajendran1612
@pandiyanrajendran1612 Жыл бұрын
Thank you for the Info. Kindly tell the who are providing good term insure?
@sureshkumar-gc8ig
@sureshkumar-gc8ig 10 ай бұрын
Sir please tell few good term insurance please
@narasimman6886
@narasimman6886 2 жыл бұрын
அட்சயதிருதியை நகைக்கடைக்காரர்களின் தில்லுமுள்ளுகள் அறிஉறைவழங்கவும்
@TV-fc1qh
@TV-fc1qh Жыл бұрын
நீங்க அட்சயதிருதியை அன்றைக்கு வாங்காதீங்க. நீங்க முட்டாளாக ஒரு நாள் இருப்பேன். ஆனா அப்பவும் அன்றைக்கு நான் ஏமாறாம இருக்கனும் அதுக்கு ஒரு ஐடியா சொல்லுங்க என்கிறீர்களே... ஜெகஜால கில்லாடியா நீர்..
@murugesanthirumalaisamy5613
@murugesanthirumalaisamy5613 Ай бұрын
அறி உரை அது மெடிக்கல் ஷாப்பில் கிடைக்கும் 😮😮😮
@sujima16
@sujima16 Жыл бұрын
If u choose Return of premium means u will give 20% only not 40%
@Ashokkumar-sl2no
@Ashokkumar-sl2no 2 жыл бұрын
Sir why are not talking about tn budget and it's future value
@sunilr1102
@sunilr1102 2 жыл бұрын
MP Team, Can we use Policy Bazaar to create a Term life insurance.. Even in checking the details in their site they keep chasing us and no privacy at all. Please advise, thank you in advance
@Varadhan95101
@Varadhan95101 Жыл бұрын
Don't go Policy Bazaar Buy directly from Insurance Company Agent
@vallanadtamilachi9851
@vallanadtamilachi9851 2 жыл бұрын
Vanakkam sir, latest sebi rules about mutual fund pathi solunga sir
@sudharsansenthil5197
@sudharsansenthil5197 2 жыл бұрын
Hii ❤️
@susmithaagopi650
@susmithaagopi650 Жыл бұрын
I have paid 4 years premium for a term insurance. But i don't have a educational qualification for that term insurance. Can i climb that are at the end they will ask for educational documents
@user-qj8lg4us4w
@user-qj8lg4us4w 2 жыл бұрын
Max Life Insurance - 20times giving as a Sum Assured for Term policy. Human Life value - salary per annum *20 times. Critical illness - you can't use that money for other reasons except that particular treatment. Always Premium Returns is best one (my opinion) - 20% will be higher than the normal premium for Term policy. Because if you survey after 75yrs also,you will get a HUGE amount of premium in Returns in your Old Age. For more details or clarrification plz CT or reply me here🙏
@ahamu007
@ahamu007 2 жыл бұрын
மிக்க நன்றி 🙏
@AnandKumar-rf1ch
@AnandKumar-rf1ch 2 жыл бұрын
Depending on age 20 times sa or less..
@prabhakarand226
@prabhakarand226 2 жыл бұрын
But ICICI Gives annual salary*25times
@sujatha.s5739
@sujatha.s5739 2 жыл бұрын
Sir tamil la podunga sir pl
@krvinoth18
@krvinoth18 2 жыл бұрын
சார் எனக்கு டெர்ம் இன்சூரன்ஸ் எடுக்கனும்
@harinathankrishnanandam9709
@harinathankrishnanandam9709 2 жыл бұрын
I lost my Single Premium Rs.25,000 ULIP policy - Jeevan Plus within 5 years of buying the policy. When I discussed in detail, I came to know that because of my age (59 years) entire amount got adjusted towards Mortality and Administrative expenses. Luckily my wife (age 51) who also had bought the policy with me is enjoying the insurance till date. Based on the units available as on date,I expect that she will be able to enjoy the insurance upto 70 years of age or more
@user-qj8lg4us4w
@user-qj8lg4us4w 2 жыл бұрын
ULIP is always a risk factor sir .. But sometimes it gives decent income.. but it fully Risk based .
@AnandKumar-rf1ch
@AnandKumar-rf1ch 2 жыл бұрын
ULIPs are best provided two conditions, 1. It should be for your kid or age less than 30 2. If you are taking for child take with waiver of premium, that means if something happens to you insurer will pay rest of the premium. Also note once your fund value is above sum assured the mortality charges will not be there .. Few other advantages like free switching between funds at no capital gains One last thing to remember for ulips to give meaningful return wait for min of 10 years or more
@kaliswaran5185
@kaliswaran5185 Жыл бұрын
சார் மாசம் பத்தாயிரம் வருமானம் வரும் அவங்களுக்கு சொல்லுங்க சார்
@Legacylore07
@Legacylore07 3 ай бұрын
Bro monthly 860 than term plan cost
@apvivek5368
@apvivek5368 3 ай бұрын
​​@@Legacylore07how many years bro, ipdi pay pananum, ? And yearly premium price adigam aaguma?
@charleskutty993
@charleskutty993 2 жыл бұрын
Sir can you talk about New World Order .... Russia calls for new world order with china ... then what will be our long term investment
@vinodhkumar3020
@vinodhkumar3020 Жыл бұрын
Which pure term insurance we can take?. Can you suggest sir?
@ajin8111
@ajin8111 10 ай бұрын
lic s jeevan kiran
@pulipumittaai4252
@pulipumittaai4252 2 жыл бұрын
Hi sir, it is understood how important a insurance is, But please post a video on how the insurance claim will be paid and what are all the process to be done by a family member, in worst case if an insured person has died. It will be very helpful for all the middle class people like me.
@HOLYMOTHERTV
@HOLYMOTHERTV 3 ай бұрын
Kidney problem உள்ளவங்க terum insurance efukkga முடியும்மா
@anthonykanthan
@anthonykanthan 24 күн бұрын
👍👍👍👍👍👍👍
@sureshkumar-kv9tm
@sureshkumar-kv9tm Жыл бұрын
Ayya term insurance Dubai IL edukkalama athu adviceble ah beacz nan Dubai la work.panra enaku India la kidaikkala nan India la edukka.mudila athan Dubai la edukkara athu nallatha pls sollunga therinjavanga pls thanks
@visasimbu
@visasimbu 2 жыл бұрын
Indian bank selling arokya raksha health insurance policy.. talk about it.. is that good policy?
@gopalakrishnanpalanisamy8450
@gopalakrishnanpalanisamy8450 2 жыл бұрын
இந்த ஜென்மத்தில் உங்களின் கேள்விக்கு பதில் வராது.
@vinothkumar.a4311
@vinothkumar.a4311 2 жыл бұрын
Unemployment person How will take pure term insurance. Kindly update.
@Varadhan95101
@Varadhan95101 Жыл бұрын
Unemployment Person can not take Term Insurance Salaried Person And Self Business Person can take Term Insurance Because Income proof is Must for take Term
@safetyengineeringhse
@safetyengineeringhse 5 ай бұрын
ICICI covered 99 years, how it's possible.
@manis-ct4uo
@manis-ct4uo 2 жыл бұрын
After ten years premium paid correctly husband died. All the forms and policy bond submitted by nominee wife on March 14th with the help of agent and acknowledgement for non early claim booked is given. But still date claim not settled telling that after year end over, and after April 15th only will be considered. The claim amount is 2 lakh only in lic of india in North Chennai branch. I was informed if new policy taken only, claim will be considered Please help.
@Northernhousenumismatics
@Northernhousenumismatics 2 жыл бұрын
Give a lawyer notice
@Sankarps1982
@Sankarps1982 10 ай бұрын
🙏 sir எனக்கு வயது 41 Team insurance சொல்லுங்க .
@plusorminus6517
@plusorminus6517 2 жыл бұрын
General insurance Life insurance Life insurance thane health insurance provide pannanum en general insurance health insurance deal panranga
@jagadisharul1292
@jagadisharul1292 2 жыл бұрын
Hello sir While taking insurance i was employed, after few years i lost my job but i am paying my premium regularly. whether settlement applicable for this scenario.
@elmoicevengat
@elmoicevengat 2 жыл бұрын
As per my knowledge, settlement of sum assured doesn't depend on whether the policy holder is employed or not . The policy holder's Nominee (family member) will get the sum assured amount upon the demise of policy holder within the policy term. Read the policy terms & conditions document completely. If any such rule related to 'claim settlement based on Income' is there, then it would be mentioned. Hope my opinion helps you to analyse !!!
@Varadhan95101
@Varadhan95101 Жыл бұрын
Claim Available bro
@prabhakarand226
@prabhakarand226 2 жыл бұрын
I am doing Agriculture how should I take term Insurance
@venkyreddy5772
@venkyreddy5772 2 жыл бұрын
You need to submit your ITR
@vkdp1482
@vkdp1482 2 жыл бұрын
TNPFC INVESTMENT PATHE PASUGA SIR
@h.s.madhav3728
@h.s.madhav3728 2 жыл бұрын
Thank you for accusing Lic. Instead you could have clarified insurance company role.
@bhupac
@bhupac 8 ай бұрын
therinjavanga yarathu answer panunga hepatitis b infection vanthu death aita term insurance claim panamudiuma
@karthickvelushamy
@karthickvelushamy Ай бұрын
What ever the disease or ilness when you have completed 3years of premium they should pay the amount. File a complaint if not providing
@karthikrangaraj4475
@karthikrangaraj4475 2 жыл бұрын
HI Sir, Please share your views about "Edelweiss financial services Limited" Can we invest in that company, I see super investors have invested a lot in that company but share price is not growing that much! please share your view on that company.
@omshakthi1074
@omshakthi1074 2 жыл бұрын
Super sir nan civil work for manthu 30000. Manthu 500000.for years .4.nobaras erukiraga
@vijayankowsalya7530
@vijayankowsalya7530 5 ай бұрын
Hii
@vijayankowsalya7530
@vijayankowsalya7530 5 ай бұрын
I am vijayan icici employee any doubt sir...
@poornimaprajan6302
@poornimaprajan6302 2 жыл бұрын
My son's age is 7 my husband is having corporate insurance (IFFCO TOKYO) with coverage of 5l my son is having blood cancer now completed treatment whether I have to take any other secondary insurance or continue with the same for further medical expenses (if any in future) Suggest some investment plan for my son which is very useful for his future Also I have some savings in post office (PPF) for him from his 3yrs
@balaji576
@balaji576 2 жыл бұрын
Star health also has a specific cancer product you can try mam if you wish
@AnandKumar-rf1ch
@AnandKumar-rf1ch 2 жыл бұрын
Whether you have corporate health insurance or not better to have one of your own for the family
@raghunandhaan
@raghunandhaan 2 жыл бұрын
Perhaps Anand should have invited better guest for this show...
@Varadhan95101
@Varadhan95101 Жыл бұрын
Yes
@jesudhas9174
@jesudhas9174 2 жыл бұрын
Sir, Before to buy Term insurance, medical fitness test is mandatory or not?
@CR-gq9qg
@CR-gq9qg 2 жыл бұрын
Depends on insurance company
@user-qj8lg4us4w
@user-qj8lg4us4w 2 жыл бұрын
It depends on your age, working company if comes under CAT A, CAT A+,Etc sir. But most of the company has medical Tests for more Sum Assured in Term policy
@TheSURENMOHAN
@TheSURENMOHAN 2 жыл бұрын
If sum assured is 50 lakhs and above medical test is mandatory in most of the companies.
@AnandKumar-rf1ch
@AnandKumar-rf1ch 2 жыл бұрын
Depends on age and current health conditions
@Varadhan95101
@Varadhan95101 Жыл бұрын
Medical test is must for Pure Term Insurance
@engineeringperfectauto9687
@engineeringperfectauto9687 2 жыл бұрын
For term insurance they asking IT return. I'm not having IT return
@karunanithimalaichamy6233
@karunanithimalaichamy6233 2 жыл бұрын
Which insurance company?
@user-qj8lg4us4w
@user-qj8lg4us4w 2 жыл бұрын
Share me your contact details or email id sir. I will guide you.
@Varadhan95101
@Varadhan95101 Жыл бұрын
Income Proof is mandatory for Term Salary Bill or IT Return
@funonlynomania
@funonlynomania Жыл бұрын
Sir enaku Sambalamey Illa, na Term Insurance podalama?????
@rajeraje6153
@rajeraje6153 Жыл бұрын
வீட்டில் இருக்கும் பெண்களுக்கு கிடைக்குமா
@reetheshthamilmani6338
@reetheshthamilmani6338 2 жыл бұрын
Nan oru vivasaayi, nan term insurance edukka yenna seiyavaendum. Age 53
@Varadhan95101
@Varadhan95101 Жыл бұрын
Income Tax Return Documents for 3 Years vendum
@dhiyaneshsmart1237
@dhiyaneshsmart1237 2 жыл бұрын
Wrong information. Please give correct informatio. Salary per month 1lakhs can avail more than 1c avail. Please correct it
@santhoshnathan7652
@santhoshnathan7652 2 жыл бұрын
my age is 52 i was insured in several companies like national insurance, icici, exide etc all are waste of money spent out of fear. pls lot your money from monthly savings and invest in bonds this will help you in future. (these insurance people come and beg for your money, when your admitted in hospital they tell all possibilities for not getting claim).
@AnandKumar-rf1ch
@AnandKumar-rf1ch 2 жыл бұрын
Not sure what type of insurance you are talking about .. term life plans are not hospital cover
@maharajannatarajan3376
@maharajannatarajan3376 2 жыл бұрын
What if I am nri or businessman how to get term insurance
@user-qj8lg4us4w
@user-qj8lg4us4w 2 жыл бұрын
Share me your contact details or email id sir. I will explain you
@AnandKumar-rf1ch
@AnandKumar-rf1ch 2 жыл бұрын
Yes possible for nri as well as businessman
@vitsboy46
@vitsboy46 2 жыл бұрын
I took a life cover for 1c when my salary was only 4.5L. this is such nonsense
@rajbarath2799
@rajbarath2799 Жыл бұрын
Natural death aana claim panna mudiyum ah
@paulpandialagumalai457
@paulpandialagumalai457 Жыл бұрын
ஐயா வணக்கம் நான் வெளிநாட்டில் வேலைபார்த்து வருகிறேன்.ஆன்லையனில் பார்த்தேன் ஆண்டுவருமானம் ஐந்து லட்சம் இருந்தால் சேரமுடியாது என்று வருகிறது
@allwinbackya1542
@allwinbackya1542 14 күн бұрын
❤-iiii
@vishnur1995
@vishnur1995 2 жыл бұрын
Sir na Auto Driver engitte 10k irukk diesel rate daily up na 10k Diesel vangi vacha bettara or it pharma ETF Vangarathe bettera
@prabhajaya1424
@prabhajaya1424 28 күн бұрын
₹2000 சம்பாதிக்கிறது 1 சி கிடைக்குமா
@sssselvam
@sssselvam 2 жыл бұрын
எனக்கு வயது 38 health insurance and term insurance எடுக்க எவ்ளோ ஆகும்
@visasimbu
@visasimbu 2 жыл бұрын
Check ditto .. they are giving free advice on buying policy.. note i m not getting anything out of it on this recommendation
@pandian101010
@pandian101010 2 жыл бұрын
@@visasimbu ditto...?
@AnandKumar-rf1ch
@AnandKumar-rf1ch 2 жыл бұрын
Don't base on how much is the premium but base on your risk and life value.. e.g. if you are earning 10L min 1 or 2cr is required.
@PUDHUVAI53
@PUDHUVAI53 Күн бұрын
Both lack proper knowledge; the content is nothing but a promotional ads.
@pooojaaa1234
@pooojaaa1234 5 ай бұрын
So eallame pithalatamdhan
@viggneshwararunachalam831
@viggneshwararunachalam831 2 жыл бұрын
Play speed 1.5x
@somiyam1301
@somiyam1301 2 жыл бұрын
Sir I'm earning 15000 par month . How mach I can cover my life insurance
@kadhara885
@kadhara885 2 жыл бұрын
இந்த வீடியோவில் குறிப்பிட்டது முழுக்க முழுக்க pure term insurance பற்றி தான். இதில் நாம் கட்டிய தொகை Return வராது. 60 வயது முதல் 75 or 85 வயது வரை ஆண்டு வருமானத்தை 10 ஆல் பெருக்கி எடுக்கலாம். இதில் மாதம் சுமார் Rs.750 to Rs.1000 வரை கட்ட வேண்டும். Life insurance பொறுத்தவரை இரண்டும் கலந்ததாக இருக்கும். இதில் கட்டிய தொகை திரும்ப கிடைக்கும். ப்ரீமியம் தொகை அதிகமாக இருக்கும். குறைந்தது 15 ஆண்டுகள் முதல் 25 ஆண்டுகள் வரை எடுக்கலாம். உதாரணமாக LIC யின் Jeevan Lakshya policy பற்றி கூறலாம். இந்த பாலிஸி குறித்து youtube இல் search செய்யுங்கள். உங்களுக்கு விடை கிடைக்கும். தற்போது LIC தனியார் மயம் என்ற பேச்சு உள்ள நிலையில் விசாரித்து போடுங்கள். ஏனெனில் இருப்பதிலேயே மிகச்சிறந்த பாலிஸி இது தான்...
@ahamu007
@ahamu007 2 жыл бұрын
@@kadhara885 பாய் நிம்மி ஆன்டி எல்ஐசி யை விற்க்காமல் ஓயமாட்டேன் என்று சபதம் எடுத்துக் உள்ளார்.ஆகையால் பாமர மக்கள் பணத்தை பணயம் வைத்து சூதாட துடிப்பதால் தயவுசெய்து சிபாரிசு செய்ய வேண்டாம் எல்ஐசி என்ற எருமை 🐃 மாட்டிற்காக
@user-qj8lg4us4w
@user-qj8lg4us4w 2 жыл бұрын
What's your age sir? Maximum you can take of 15-20times if your age is less than 40years
@kadhara885
@kadhara885 2 жыл бұрын
@@user-qj8lg4us4w என் வயது 37. ஆண்டு வருமானத்தை 10 ஆல் பெருக்கினாலே போதுமானது. ப்ரீமியம் குறைவாக இருக்கும். குறைந்த பட்சம் 50 இலட்சம் இருந்தால் நன்றாக இருக்கும். ஆடம்பரம் இல்லாமல் ஓரளவு நன்றாக வாழ இந்த தொகையே போதுமானது...
@user-qj8lg4us4w
@user-qj8lg4us4w 2 жыл бұрын
@@kadhara885 Share your contact details sir to explain you more on taking Term Insurance policy for you
@rubycube1625
@rubycube1625 2 жыл бұрын
Sir i am a normal entrepreneur but nan term insurance vangamudila (I contacted most of the insurance companiesbut they are not providing me an term insurance... Max,icici,sbi..) The reasons they are telling to deny it are 1.I am not a salaried person so i am not able to show my regular income proof 2.i am doing a small scale business so i am not filling any IT for my entire years(they are asking IT filling to know my income)so by this also I am not able to show my income proof..... So they are denying it.... How can my life be secured....
@tamilsurya3841
@tamilsurya3841 9 ай бұрын
Go with term insurance with return so you can eligible for 1cr also
@rrosongchennal9433
@rrosongchennal9433 Жыл бұрын
உங்களை மாதிரி மகாயோக்கியர்கள், இருப்பத்தல், நாட்டில் ,பெருமழை பொழியும்
@funnyclips3790
@funnyclips3790 2 жыл бұрын
Sir WhatsApp la one week ku munnadi iruthu msg pannittu irukka ana oru reply illa yennga ipadi panna yenna pannurathu sir naa daily msg pannura oru reply illa
@user-qj8lg4us4w
@user-qj8lg4us4w 2 жыл бұрын
Can you ask me your doubts sir ,I will try to clarify it
@c.suryakumar9397
@c.suryakumar9397 2 жыл бұрын
@@user-qj8lg4us4w can we take pure term plan for 69 years old
@user-qj8lg4us4w
@user-qj8lg4us4w 2 жыл бұрын
@@c.suryakumar9397 no sir. Maximum age 60years with income proof required like IT , SALARY SLIP
@c.suryakumar9397
@c.suryakumar9397 2 жыл бұрын
@@user-qj8lg4us4w thanks for the information
@user-qj8lg4us4w
@user-qj8lg4us4w 2 жыл бұрын
@@c.suryakumar9397 most Welcome sir. You have a second income plan and family whole life plan also sir.
@sankarsankar7281
@sankarsankar7281 2 жыл бұрын
Sir asking right question but he doesn’t know the ans properly,,
@sankarsankar7281
@sankarsankar7281 2 жыл бұрын
Sir all your videos are great informative.. but this is the wrong to explain I belive
@asgarahamedali8268
@asgarahamedali8268 2 жыл бұрын
Both term insurance and health insurance are waste instead you invest small quantities of paper gold every month from the day one of your earning and at the time your retirement you will get huge amount of money. Today's price of gold or land will not be the same at the time of your retirement and at the time of mid age you will have money to buy a house by selling the gold all you have invested. In 2010 ornament gold was sold at Rs 10000 per 8 grams now after 11 years it has become Rs 37,000 per 8 grams . this kind of return will not be there both in terms insurance and life insurance. Likewise property will also be the same, now the price of 2 BHK may be around Rs 60 lakhs, when you start earning and don't wait till your retirement, you immediately book through EMI instead of paying premium to term or life insurance, because our countries inflation is very high and to my knowledge it's beyond 20% if you calculate with real barometer against other developed countries, for which they apply only actual barometer. It's better buy 1 gram of paper gold every month instead ornament gold,then you will see the benefits. All these insurances are humbuk.Think wisely and decide.
@AnandKumar-rf1ch
@AnandKumar-rf1ch 2 жыл бұрын
Don't mix investment and risk coverage .. two different things .. imagine you bought 50lk house with EMI.. who will bear the EMI if you die. Real estate buying is easy but selling quite tough and time consuming. After your death, your wife need to get legal hier certificate, change the name to her and find the buyer.. it takes 6-12 months minimum. Again please don't mix investment and risk cover..
@jothiprakash8178
@jothiprakash8178 2 жыл бұрын
My age 35 and my monthly salary 15000 which pure term insurance suitable please tell
@AnandKumar-rf1ch
@AnandKumar-rf1ch 2 жыл бұрын
Please take PMSSBY and PMJBY.. it is very easy to subscribe from your mobile or internet banking from your existing sb account bank
@bharathkumar-vy2sz
@bharathkumar-vy2sz 2 жыл бұрын
Term insurance waste,..
@eswaranpandi2910
@eswaranpandi2910 6 ай бұрын
தயவு செய்து உங்க நம்பர் கிடைக்குமா ஐயா.
@avsendhilkumar
@avsendhilkumar 2 жыл бұрын
old video in new glass :)
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