High interest savings versus investing in the stock market

[@Star_Gramm2011]

Well explained. Simple and to the point.👌

[@tman1561]

Hi Nozi. Great content as always. I have studied your portfolio investments and created my own strategies using some your tips when investing .Although since you started to do voice only without the graphics and sharing your screens when you explain it made me not connect the face and voice like previous videos. But keep it my sister

[@nqobilentuli4244]

Thank you so much Nozi. I always learn something new here.

[@sihlemasondo2898]

Well articulated great information thank u

[@visioncaller]

Quite insightful.Thanx Nozi.

[@siphumelelemakileni1406]

Hello again Ma’am, I have been waiting patiently for this podcast. You have given me a very clear answer, thank you so much and God bless you and your household. I didn’t quite understand how interest rates worked, I assumed they always increase. Thank you again

[@TalkingMoneyWithNozi]

Thanks for your question and thanks for tuning in 🙏🏼

[@babsydida7273]

Morning,how about when one has pension and retirement fund from the company, does the pension not fall on the paying yourself first

[@itumelengmakua4762]

Well explained as always ❤

[@Curiouskindkids]

Thank u Nozo u always explain to us into detail Baie dankie

[@TalkingMoneyWithNozi]

You're welcome 😊 🙏🏼

[@tlatlarumatemane7756]

Hi Nozi, do you have a video/teaching on foreign capital gains tax. Does it follow the same rules as local? If yes, please share the link.

[@TalkingMoneyWithNozi]

Please watch this video kzbin.info/www/bejne/iKTPh3SBaNythrssi=DJYnLEc_BeIQv2vT

[@MothebaOnline]

Hi Nozi, thank you for the content you keep on providing. I have read your ebooks and I keep watching the videos too. Can you please drop the link 🔗 of how to fund your AUD or USD or any other international,market. I want to use if to compare on what can be done as a Mosotho, I have been struggling to fund my accounts beyond the ZAR.

[@TalkingMoneyWithNozi]

Have you tried depositing into ZAR and then transferring from ZAR to USD etc?

[@MothebaOnline]

@@TalkingMoneyWithNozi For me ZAR can only transfer to either TFSA or Crypto. I had tried and when USD didn't pop up I knew my country was not eligible for that

[@siphumelelemakileni1406]

@@MothebaOnline Are your USD or AUD accounts activated?

[@MothebaOnline]

@@siphumelelemakileni1406 how do I activate them?

[@mphoemmanueltau291]

Hi Nozi With 20% tax you mentioned, who deducts it or it gets deducted automitical on the ease equities app when one cash in?

[@jae9129]

What are your thoughts about Brok Stock

[@TalkingMoneyWithNozi]

It's okish but limited variety of ETFs and stocks

[@tlatlarumatemane7756]

How about investing in RSA Bonds? How are the taxes pin out?I am significantly invested in RSA bonds, and I am not sure I am making the right move. My risk appetite is moderate.

[@TalkingMoneyWithNozi]

Interest from bonds is also taxed at your marginal tax rate meaning it ranges fron 18% right up to 45%

[@walkwithorr]

If the total interest you receive is less than R23800 in a year u will not be taxed if it is above that amount u will be taxed on the amount above that amount. The exempt amount is R34500 for if u are over 65yrs.

[@nqabisatsotso7136]

@@TalkingMoneyWithNozi I have watched your video regarding RSA but I have few questions because I want to put some money before the end of this year. How to choose investment with the lowest interest rate?

[@babsydida7273]

Morning, does the pension and profidend fund from the company not as same as paying yourself first

[@TalkingMoneyWithNozi]

It is

[@RofhiwaMudanalwo]

Hi Nozi... I am first time and would like to start investing R1000 would you kindly recommend where I can invest?

[@TalkingMoneyWithNozi]

I guess I just answered you on Twitter

[@RofhiwaMudanalwo]

@@TalkingMoneyWithNozi yes 🙏

[@graceokojie9918]

Hi Nozi. We love the work you are doing. Are you available for an ad or content promotion on your KZbin channel?

[@TalkingMoneyWithNozi]

Hi, it depends on what ad or content promotion it is. I only promote things that are in line with my brand and will benefit my audience

[@sibusisomanganye7471]

What happens on hyperinflation economy if your money is in the stock market?

[@bulelanibaqwa]

Pay off debt first

[@TalkingMoneyWithNozi]

Only if it is high interest debt