HIRE PURCHASE OR ASSET FINANCE? WHERE & WHY!

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CARNVERSATIONS

CARNVERSATIONS

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Пікірлер: 57
@RuthlessFocus_
@RuthlessFocus_ 2 жыл бұрын
This is good one Wokabi. I always tell prospective car buyers to cut their coat according to their size. Most people only look at the initial deposit and not the overall cost and monthly installments. The safest way of purchase is cash buying or bank finance.
@CARNVERSATIONS
@CARNVERSATIONS 2 жыл бұрын
On point and precise bro, keep on sharing and informing the masses
@lepedeshe1076
@lepedeshe1076 2 жыл бұрын
Ruthless and carversations are the only car channels i do watch zingine ni petrol staions😂 i love you and trust guys
@iangathura3516
@iangathura3516 2 жыл бұрын
Bro. This is so informative. I've been on the road to upgrade I've seen it is possible.
@elimuraya9044
@elimuraya9044 2 жыл бұрын
Erick with a CK... Awesome content mate. Really insightful and educative
@sonofafrica6855
@sonofafrica6855 2 жыл бұрын
Good explanation to detail 👏 I'll recommend one to first view his / finances then choose which siutes ones Needs its better to get finance for used car first then with tym opt for New flexible payment plus you won't spend much like for a New car
@edwinomwamba8803
@edwinomwamba8803 Жыл бұрын
Thz one is an eye openner, always greatfull fr thz channel
@thomasmwangi8136
@thomasmwangi8136 2 жыл бұрын
Thanks for explaining this methods vipoa. My only suggestion ni please add some PowerPoint-like graphics or motion graphics alongside the video coz after 5 minutes, it felt ni kama niko daro. It was very important information however.
@deniskamau3895
@deniskamau3895 2 жыл бұрын
The reason Business people don't get 80% financing on car loans is because the risk is higher for self employed compared to employed persons no matter how good the statements are. In short when the risk is higher the percentage goes down and vice versa. Mostly, self employed people can get upto 100% financing if the bank has an MOU lets say with Isuzu Kenya cause mileage iko chini (gari mbichi) but for foreign used haiwezi make.
@thavoice6374
@thavoice6374 Жыл бұрын
Very informative
@bandagalu
@bandagalu 2 жыл бұрын
Excellent work.
@totokids254
@totokids254 2 жыл бұрын
You are doing a commendable jo Wokabi. Every time means tuning time to carnversations. Big up
@CARNVERSATIONS
@CARNVERSATIONS 2 жыл бұрын
Thank you
@paulwambugu2861
@paulwambugu2861 2 жыл бұрын
Good Job Bwana Wokabi. Keep giving the content. i like it.Hope hao BeesCredit si shylock
@CARNVERSATIONS
@CARNVERSATIONS 2 жыл бұрын
Nope they are not kindly check them out and see what they have to offer
@globalvillageryoutube1311
@globalvillageryoutube1311 2 жыл бұрын
Great content kama kawaida👍🏾👍🏾👍🏾
@CARNVERSATIONS
@CARNVERSATIONS 2 жыл бұрын
Thank you
@willysentero3718
@willysentero3718 2 жыл бұрын
I love your channel. Keep it up.
@CARNVERSATIONS
@CARNVERSATIONS 2 жыл бұрын
Thank you for the support too
@edwardabongo5187
@edwardabongo5187 2 жыл бұрын
I hv been waiting for any upload .....
@rodneyagesa1851
@rodneyagesa1851 2 жыл бұрын
Nice info.
@CARNVERSATIONS
@CARNVERSATIONS 2 жыл бұрын
Thanks 👍
@stressreliefstudio5611
@stressreliefstudio5611 2 жыл бұрын
Great content
@CARNVERSATIONS
@CARNVERSATIONS 2 жыл бұрын
Thank you
@kevinokoth4810
@kevinokoth4810 2 жыл бұрын
Good staff bro. I was planning to buy a car for taxi business on high purchase..kindly the link for bees credit
@CARNVERSATIONS
@CARNVERSATIONS 2 жыл бұрын
Kindly check it out on the description bellow
@keithsimi6867
@keithsimi6867 2 жыл бұрын
What if the bank stands 100% for the asset financing...do u need to pay any amount to the car dealership yard
@gorillafamily9299
@gorillafamily9299 Жыл бұрын
no
@bellaolum9515
@bellaolum9515 2 жыл бұрын
I would rather save and buy a car that is within my budget, hire purchase on a car is such a bad idea especially in Kenya! However in America I see that it works quite well.
@CARNVERSATIONS
@CARNVERSATIONS 2 жыл бұрын
Exactly good thoughts
@njorogedavid5398
@njorogedavid5398 2 жыл бұрын
Apa ume tu saidia sana 👊
@CARNVERSATIONS
@CARNVERSATIONS 2 жыл бұрын
Thank you for the support always 💪
@BensiourNgure
@BensiourNgure 8 ай бұрын
Anyone who heard the "Be glorified" 🎶 in the background?
@haggaiemase6349
@haggaiemase6349 2 жыл бұрын
Very good content Wokabi!
@MamaNashipae
@MamaNashipae 2 жыл бұрын
Hawa bees credit wako genuine? Who finances an asset with an interest rate of 2.5% ?
@CARNVERSATIONS
@CARNVERSATIONS 2 жыл бұрын
They are actually genuine check them out, shoot them a call visit their offices etc
@waigicharles2525
@waigicharles2525 2 жыл бұрын
Ukiingia kwa hiyo mtego yao utalia sana. Bank finance and cash is the only safe way to buy a car.
@MamaNashipae
@MamaNashipae 2 жыл бұрын
@@waigicharles2525 Sio watu wa kuaminika?
@mpesamogo4575
@mpesamogo4575 2 жыл бұрын
@@MamaNashipae They are Micro-finance and they plug in the gap for prospective car buyers who are not eligible for a bank finance mostly due to poor CRB rating and some times not strong enough financial statements. Banks term them as 'risky' clients. This is why micro-finances charge higher loan interest rates than banks
@josephmaina7288
@josephmaina7288 Жыл бұрын
2.5 per moth =30% per year
@gatharajohn1291
@gatharajohn1291 2 жыл бұрын
Hapa umetuchanua.....
@Selassi135
@Selassi135 2 жыл бұрын
thanks wokabi . we love ua clean content
@CARNVERSATIONS
@CARNVERSATIONS 2 жыл бұрын
Thank you
@robertalooondu2034
@robertalooondu2034 2 жыл бұрын
Quick question. Can a bank finance a locally used vehicle? Lets say, I want to buy from you and I don't see fit to use hire purchase. Or If i walk into a locally used car yard , can I get asset financing? Secondly, is it possible to use your assets as security during vehicle purchase? Lastly, what is the legal process for returning a vehicle safely if you fail to pay your hire purchase or asset financing without being harassed or followed? Regards ...
@sonofafrica6855
@sonofafrica6855 2 жыл бұрын
Yes banks 🏦 finance locally used cars / houses they are in business , banks finance locally used cars in the yard for them its interest profit they get and Need to secure the bag 🎒 ( money) the best possible way advantages of a bank they give flexible and longer duration 4/5 years disadvantages of banks is that you'll pay a lot by the tym you finish 😉 paying the value of the car will have depreciated significant ( which they do )some hidden charges ( yes) inflate the payment plus horrendous check ✔ up CRB listing lower financing etc disqualify you for financing other all is good to go if they finance you 😉😊
@tomasohh
@tomasohh Жыл бұрын
No, banks don't finance locally used cars
@bodabodatv2543
@bodabodatv2543 2 жыл бұрын
1st to tune in😜😜
@ZenSoundscapesA
@ZenSoundscapesA 9 ай бұрын
micro finance ni wezi😄
@Petero714
@Petero714 2 жыл бұрын
Wakabi...you use alot of Swahili which is not commonly used in Uganda, something we don't pick
@CARNVERSATIONS
@CARNVERSATIONS 2 жыл бұрын
Teach me some Luganda I will be incorporating on my next review please
@Petero714
@Petero714 2 жыл бұрын
@@CARNVERSATIONS Luganda covers like 40% of the country but English does better..please. Thank you,you share very very nice content
@Petero714
@Petero714 2 жыл бұрын
Car...is moroka for beginners
@bellaolum9515
@bellaolum9515 2 жыл бұрын
I think the show is specifically tailored for a Kenyan audience, because the terms are mostly applicable in Kenya.
@AbuMuhammad
@AbuMuhammad Жыл бұрын
Enyewe the devil is in the details
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