Hit With A Tax Bill In Thailand...

[@thenakedguru]

CHAPTERS BELOW 👇 I couldn’t make this talk on tax and health insurance any sexier so you got what you got 😁 Example of an emergency room visit: Emergency Room Visit In Rural Thailand, How much!? 🇹🇭 kzbin.info/www/bejne/horVeHVsod2Nhas BEST DEAL ON A VPN: Secure your privacy with Surfshark! Enter coupon code NAKEDGURU for an extra 4 months free at surfshark.deals/NAKEDGURU 🍄 MUSHROOMS: Get Discounted Fruiting Body Mushroom Supplements Thailand & Worldwide Shipping: shorturl.at/zAMqs Use Coupon code: BAMBOO10 00:00 No Gift Policy 00:21 Disclaimer 00:36 How Much Is Our Land Tax? 01:01 How Much Is Bin Collection? 01:30 Tax For National Health Insurance 01:47 Universal Health Care Thailand 02:50 Opd abs Young Monthly Grants 03:58 Monks Hospital Treatment 04:26 Minimum Fee In Hospitals For Thais 04:47 Whey Are The Hospitals Like? 05:30 Its Still Expensive For Expats 05:46 Private Insurance 06:41 Land Tax 07:17 Comparing With The UK 07:31 The UK Health System Is Better 07:47 Thailand Look After Farmers 09:10 Food For Thought 09:29 Interview With My Wife On Tax 13:21 Conclusion

[@julianshalders6047]

Better than Australia, politicians get all the benefits.

[@JulianLeahy]

Thailand is better than Australia?? Delusion

[@Tugela60]

Only in your town. Where I live taxes fund services.

[@6669-k2f]

For example , Thai dental clinics (like Sea Smile) outclass dentist services in Sydney !.

[@SamJamerr]

If her dad crashed his motorbike the compulsory 3rd party insurance you get when you register your car or bike each year would cover medical. Of course some people don’t. I have car, it’s about 645 baht including tax and covers for 500,000 baht per person in the vehicle. As for taxes most country people pay in the form of VAT, fuel taxes and sin taxes on booze and smokes. All of which are still lower than anywhere in the West. As for where does the money go in the UK you’d be amazed how expensive wars and warmongering are. $US4000 for just one 155mm shell. Putting illegal aliens instead of paying tourists in hotels and paying them to stay doesn’t help the bottom line either. The last time I was put up for free here was never and that’s the way it should be. And all paid with borrowed money. Just read in Birmingham they're reducing garbage collection to every two weeks, closing libraries and turning off or dimming the lights at night because they're totally broke and can’t pay the power bill. This in the first city in the world lit by gas lights in the 1800’s and now its in the dark. Just saying.

[@Microarmor007]

The health care experince you described here is very different than what my Thai wifes family they are also on the social security system near Ayutthaya. It is extremely minimal and not good. They are forced to go to a local village hospital under this system that really isnt capable of anything. Maybe 2 doctors there. Over the years, the family has had plenty of ailments missiagnosed. Almost lead to death. My wife had to step in and force the hospital to do things such as testing that they didn't want to do which ends up with the family members being transferwd to better hospitals in Bangkok. Even then, most of the testing like cat scans arent covered. I had to step in and pay out of pocket for all kinds of stuff. No 5 star rooms ever. 1/2 star rooms shared with many people. We pay extra for private insurance for her neice. Glad to hear its better in your provence. I hear with decent private insurance, you do get top noch treatment in Thailand.

[@truthmediarebel5816]

In Thailand we do not have illegal immigrants nor Asylum rights. Also do not jump into wars in other countries which is the 3rd world country UK or Thailand?

[@RosemarieStars]

Do areas in Thailand have sales tax? Or taxes the tourists pay? Is there a VAT? To build roads and services that $ is coming from somewhere other than farming. Great vlog!

[@xt7190]

Bins collected daily in UK? Bi weekly matey and costs a fortune!

[@35davg]

bin collection daily in the uk🤣 try fortnightly and sometimes monthly , thailand bin collection is great, 3 times a week where i live.

[@Landofsmiles999]

I love that the Kingdom of Thailand looks after its own

[@PopTartLee]

Where do you get this nonsense....lol.hahaha. 4 families control 50 % of the Weslth......lol.hahaha. if that's what you mean

[@papadougpapadougsadventures]

My property tax on my primary residence in the US is 220kTHB or $6000 US. I have a very modest 3 br 2bath house on a less than 1/4 of acre

[@fdadrtrttewrt]

I pay around $1500 a month in health insurance for myself and my wife in the U.S. To add insult to injury my wife is Thai and she waits till we go to Thailand to see the doctor and dentist lol! The land tax you pay made me giggle. I thought it was going to be this huge bill from the title. Cheers from Washington DC.

[@Microarmor007]

And if you two decide to retire in Thailand, US Medicare will screw you over too. By legal mandate, you must pay into it your whole life, and then when you turn 65, you need to pay more monthly for the rest of your life. If you don't, you incurr huge penalties or loose the ability to ever have it again. Meanwhile, living in Thailand where you can't use it and it has zero value.

[@hughcard3799]

I am from the US and I greatly prefer the health care system here in Thailand. I had cancer and the total cost for the removal and 6 nights in the hospital in the US would have cost $35,000 to $55,000 US dollars with my part being $13,500. I had the removal done in Bangkok for $9,000 US dollars (total for everything). In recovery I was in one of those VIP suits for about $120 per night but I took a bad turn and they moved me to the general ward so they could monitor my vital signs and take blood every hour and generally keep a closer eye on how I was doing. There were 12 other people on the floor and I enjoyed watching the doctors and nurses work and their and the other patients demeanor was so pleasant I stayed in the general ward. Additiaonlly, the food was really, really good better than most restaurants.

[@thenakedguru]

Thanks for sharing Hugh - appreciate it Hope you are doing well now 👍🙏

[@hobo1704]

If you are American wouldn't any other country be better for health care?

[@AndyPat239]

which hospital was it?

[@WalkingmanPattaya]

​@@hobo1704 USA still has the best Healthcare doctors, yet the fees are very high...very very expensive for doctors and hospital stay.

[@hughcard3799]

@@AndyPat239 it was the government hospital- Siriraj

[@Phucket24]

My bins are emptied every 2 weeks (Liverpool) and my council tax is £1,900 a year I also have a green bin because I have a garden thats another £50 a year

[@haughtyseven5053]

We went to Bangkok Hospital i Phuket with our child then 3yr old with bad earinfection. In less than an hour we got to see a nurse who got the fever down, a general doctor and then a specialist. Prescription in hand used at the pharmacy on site. All in all less than an hour. 3000 baht.. We did have travelinsurance, but didnt bother using it due to the low cost. This is a close to Rank #1 hospital in the world by any standards.

[@LouDeVere]

This is the hospital I went to too! I had excellent treatment there.

[@regnorse]

@@LouDeVere did you use insurance policy or cash?

[@svpearlsailacapegeorgesail4758]

I think much of the US taxes goes to the military. The infrastructure has been going downhill, schools are constantly squeezed. Corporations/ billionaires have the upper hand.

[@jonv570]

I've flown to Bangkok for surgeries twice and for dental work from Australia it's a a quarter to a third cheaper than here for private and its so much nicer than Australia, they are like 5 star hotels, medical tourism is becoming one of Thailand's biggest attractions

[@regnorse]

wow I need a dentist ..can you remember which dentist you engaged in BKK?

[@recovered100]

Wow super expensive 👀😆. In Ireland 🇮🇪 you couldn’t buy a packet of chewing gums in the shop for this price!. Best of luck with the new build and thank you for your content 👌.

[@thenakedguru]

😂🙏

[@allenward3035]

I pay $3600 USD per year for home owners tax and $1600 per year for home owners insurance.

[@surapolp]

The way Thailand can accomplish the current health care system is to not let the for profit sector control the price completely. The government is able to establish low cost structure for major medicine sold in the country. And also, the government sponsors ALL medical studies in Thailand. So many many doctors have to work under central policy. Westerners might think this is horrible for health care professionals. However, all health care professionals get much higher standard of living than average Thais. Medical providers just don't get to ask for any price they want.

[@fredmauren5301]

I also suspect that medical malpractice lawsuits and insurance that drive up healthcare costs in North America and Europe are less of an issue in Thailand .

[@abeliever7029]

No UK refuse collection once per week. We have yearly or monthly rates bill about £1200 per year. Depends on house size. My other family members pay between £2000 and £2700 per year, slightly cheaper if you pay in full. Unfortunately, the NHS has been run into ruin. I have had medical health insurance for years, which I object to on principle, but having children, ensured they didn't suffer. As I get older, and the NHS deteriorates further, it maybe was a better investment on my part!!!! Yes I think a huge amount of UK money is wasted.

[@jamesbarbour8400]

Mainly on Politicians !

[@fazer134]

Am retiring in 14 months and can't wait to get out of the UK. Love your vlogs, what a lovely family.

[@thenakedguru]

Best of luck with the retirement 👍

[@PaulA-xr9eb]

I had a back tooth that was originally crowned but it cracked and became infected after 10 years. I had it removed in Bangkok last year while I was on vacation so it was a good time to check out the dentists there. They removed the abscessed tooth and put in a piece of bone and titanium screw to hold the future tooth. If I had done it in the US, it would have cost me $2000-3000 at least. I'm going back later this year for another vacation and to have a synthetic tooth put in (the bone has grown around the titanium screw). The cost is 1/5 that in the US. The dentists received training in Thailand and in the US (UCLA) and I was able to carry on consultations in English.

[@regnorse]

wow amazing dentist...can you remember their name? i need a dentist))

[@bt9302]

We are moving to Thailand very soon!

[@thenakedguru]

Best of luck with your move 👍

[@WilliamFluery]

In 2010, I contracted an amoeba in a mountain village. I started getting fever and chills on the way back to Chiang Mai. Two days later I rode a tuk tuk to the hospital. The labs, medicine drips, doctor, nurses, 3 days, 2 nights in a private room with a mountain view cost me out of pocket $657. That would have easily cost $30,000 in the US.

[@MrBlue-dm5li]

Says more about us health care than anything, would have cost somewhere in the neighborhood of 30$ here in Sweden🤷‍♂️

[@gaba8934]

I'm told the largest growing homeless demographic in Amerika is elders on fixed income, who cannot keep up with tsxes, insurances, utilities, medical expenses, fuel, food costs, etc. Pretty sad isn't it. They keep you on the treadmill until your dead in Amerika...🙄

[@russroy6688]

Hey dude in a hat. I've lived in Fang for the last two years ,and your experience is correct, except if the Thai citizen has to go to a hospital in another area away from where they live then they pay in full. Under their medical system They are only covered in the area that they live in, I know this from the Thai family that I live with.

[@thenakedguru]

Thanks for sharing Russ 👍👍

[@PhilipBeer-kt3sl]

😂They are now in the process of linking all the hospitals together under the UC system

[@symzie]

My council tax in London was £140 per month for a one-bed flat. Rubbish was collected once every two weeks.

[@gorloff]

Very interesting to hear about this Ryan.

[@thenakedguru]

Good to know my friend 👍🙏

[@deirdreseagar2174]

Just paid property tax in Phuket f😊r 1100sq m b837 Per year. Rubbish collection charge has increased alot in last few year. Last year b480 collected every night & twice a day in high session.

[@PaulRLight]

Ha ha! My last house in Texas was on 1/2 rai. Annual tax was 217,400 baht.

[@jackiestewart5062]

Really interesting Ryan, I learn a lot from you.

[@thenakedguru]

Thanks Jackie 🙏

[@LoveDJCammy]

First time I went to Thailand with my wife (Who is thai, from Chaiyaphum), I got food poisoning. Had to get a shot and some medicine too. If I recall correctly, I paid only about 200 baht for the doctor's appointment, the shot and the medicine all together. Very good service, good doctors in Thailand and it's not that expensive, unless you are at the tourist places I assume.

[@lolitapitpong3826]

You didn’t “have” to do anything but let your body naturally flush the bad bacteria out of your system 😂

[@susanzimmerli5178]

Were you in a private or state hospital? Normally real food poisonning is treated at least 2 days in hospital

[@LoveDJCammy]

@@susanzimmerli5178 private. The vomiting and diarrhea stopped after i had the shot. Wonder what miracle-medicine they gave me

[@amosburton4347]

If your country have money to give away to other countries, you're paying too much taxes.

[@jerjai252]

ใช่ 😂😂

[@suphadee]

In Khon Khan hospital they have a proton beam therapy unit which is a massive advantage over radiation therapy. Very safe, very very effective with no side effects or very very little in cancer treatment. There is no proton beam therapy in the UK and Ireland we have to go to the Check republic for the treatment usually cost 30000 euros for prostate cancer. Radiation therapy can Not be used in brain cancer but proton beam therapy can because it’s so safe.

[@Frederico-Genovese]

Which hospital in Khon kaen? there are three government and three private hospitals in the city and many others around the province.

[@mikeazpiroz9292]

Thai healthcare is great. I've been to two clinics for minor injuries, dental cleaning, and laser removal of some skin blemishes. In all cases I was in and out in less than an hour and never paid more than 100 dollars for treatment, medication, and paperwork. You'd be lucky to get out after 5-6 hours wait in Canada. Also prescriptions are at least 50 percent cheaper there. The facilities have all been clean and modern and the staff very well trained and super.

[@kevhall4802]

33 baht So one dollar USD It would cost you more in fuel to go to the tax office than the cost of the tax! Gotta love Thailand

[@RetiredInThailand]

I live in Chiang Mai, we have a 2 bedroom 2 bath house in (Hang Dong) the city on a small plot, plus my wife owns some farm land (8 rai) out Doi Inthanon area, and 3 or 4 small residential sized plots in various locations around the province … our tax bill is around the same as yours, somewhere in the low teens of baht … all the plots except the 8 rai farming plot are less than 1 rai and are not taxed at all. But what about garbage (bin as you British call it,) water, and other taxes most Western countries charge home & land owners? Well, like you the garbage is around 200 baht per year, we pay a water bill though, my wife enjoys watering the garden every morning so we have a relatively large water bill every month, nearly 140 baht per month some months lol. Just one of the reasons I love Thailand!!

[@jeanhenderson1277]

Thailand seems to be far ahead in a lot of things than the UK x

[@bill426worker5]

Who isn't!

[@stuartwallace7536]

it looks after its own - the way it should be ! Unlike the UK which puts its own at the bottom of the pile for many things.

[@ianphillips6871]

I am in uk ,we pay our taxes for the wrong type, and wars aboard

[@ianphillips6871]

Thailand is a great country, and lovely people, I have visited 10 times I hope they maintain its culture and respect ,keep the bad out,unlike the uk ,which is going down hill fast You have a lovely family and life ,you made the right move Thanks for sharing

[@andrewhyland9212]

Think the Thai Healthcare system is fantastic. From local clinic to the local hospital. Always been first class service from staff, well equipped and treatment has been very fast. Also had to use clinic on Ko Samed and although we had to initially pay for the treatment for our son the service was first class. If I compare the UK and Thai Healthcare system I know that I would be far happier with the Thai one. My current experience with the UK health system is ongoing and it is shocking. Embarrassing. The system is failing.

[@normjon5538]

I don’t like the word TAX. Thailand is becoming more and more like western countries. I used to live in Thailand . There’s no property tax for low income people. Thailand is starting to use western law and ideas. Thailand social society change so much. It’s becoming more like western country. Philippine,Vietnam and Cambodia are much better for retirees.

[@Dan-xx5jq]

That tax amount is peanuts! 😅😅😅 Property taxes are very high in the US. A lot of people lose their properties if they fail to pay their taxes. It is very sad that they purchased the property and can lose it if they don't their property taxes.

[@craigdawson7632]

Peanuts cost a lot more than that here. About $10 NZD for a small bag.

[@Dan-xx5jq]

​@@craigdawson7632good point! Our cost of living also sucks big time!

[@AZdreaminn]

My property tax back in Arizona, USA is about $3,000 per year for a three bedroom house...

[@neildutton8077]

The "bins" in England, get emptied once every two weeks, alternating refuse one week, recycles next....value for money, or what?☺😀😂😢

[@TheThailightZone]

The crazy thing is these rates wouldn't even cover the salary of the person processing it. Each district has govt offices with a tax department that likely costs 1 million baht a year to operate, and they collect about 100,000 baht per year 🤣🤣

[@ians8820]

I would really love for you to do a video on schooling and what it would cost to send children to school. im loving the information you share

[@pamrobinson4350]

Yes! I worked at an English Programme School in Ban Chang, near to Rayong. My understanding is there are several 'levels' of school but I'd be really interested in hearing Ryan's take on the education system.

[@adragan08]

Prices range from 80k -1M THB per year for English program or International schools

[@KellyBlankenship]

These are a few more reasons we are working so hard to fully move to Thailand. 🇹🇭 health insurance for me and my wife is $650 usd a month but it only covers 80% of the bill and our property tax is almost $4500 usd a year. America will literally tax you into death and then tax your kids on your death.

[@BM-zj3hy]

And they say in the West Thailand is a developing country it is light years ahead of Canada. We're are planning our escape from the woke crazyness in Canada see you soon keep up the great content

[@user-Phantom-1219]

Hi Ryan I don't cement much on your channel but me and my wife watch all your videos. My wife is thai and she is up to speed with everything in Thailand we are living in the uk at the moment .but moving to maha sarakham in the next couple of years or so .its not far from you i know we already have a house there that we go to for a months holiday each year.I find your videos very interesting and good info 👍 I find thai hospital,s much better than the uk Ian

[@sidjones-u3y]

In the UK...what are they doing with all the money? Good bloody question..

[@097534]

Mobile 5g coverage far superior in Thailand than in Uk.

[@mrboogang]

I pay a yearly 'Council fee' of AUD$2700 for bin collection, sewerage fees and 'security', which we see a security vehicle drive by maybe once a year. This is upon federal taxes (Medicare, roads, salary taxes (47c for every dollar earnt), welfare, military, etc) and a Goods and Services Tax of 10% on just about everything you buy, including gas, electricity, water usage, groceries, fuel (already Federally taxed), eating out, coffee etc and other things. We are one of the most overtaxed countries in the world. I think I might move to Thailand.

[@fredrikbergquist5734]

This is food for thought! The west is gone! Hope that Thailand will continue to have it like this.

[@brandonthailand2062]

I have visited thai public hospital. Wards have about 20 to 30 patients. Open doors to outside. Not air conditioned. Curtains can be pulled around for private needs. Family cares for the patient,clean and feed etc.

[@your_average_traveler9166]

I go do a full check up for about $300 Canadian when I come visit Thailand. We have free healthcare. Here. But many here don’t have a doctor. So choices are go to walk in clinic and get treated like cattle. Or go direct to hospital and potentially wait 10+ hours. While it’s great to know I’ll never have a huge hospital bill. Getting regular medical treatment can be difficult.

[@MrHodl99]

thats wild , property tax in Toronto Canada is $2-5k per year on a small house

[@stevenyates6732]

My uk council tax in UK is £140 month, that's lowest level. Bins collected every week and we have small bins the big ones was taken away years ago

[@HelloRichard]

For our condo in Bangkok we pay 0.02% on the assessment value. It's about $50.

[@fffss1314]

The NHS is finished in the UK. My good friend waa told he had cancer waited 5 months for an op was told not all the cancer was gone not given any chemo waited another 3 months to see a doctor was then told to late go home to die died about 2 months ago.

[@thenakedguru]

Sorry to hear about your friend 🙏

[@AndyPat239]

gees m8 that is a shocker. so sorry for your friend😢

[@colinb8512]

@fffss1314 that's very sad. I've heard that more than once here in Australia 😢

[@regnorse]

🤬🤬🤬

[@videogenie1236]

In my experience of Thai hospitals. I have had a private room at 1500 baht per night, plus medical treatment (care, tests, xrays. and medications, etc.). One night cost me 6500 baht in Sikhoraphum. Two nights cost me 11500 baht in Surin.

[@amiyaayima5027]

Hi there for my opinion I live in Thailand. 1.Treated at a government hospital You have to wait in line for a very long time, at least 5-7 hours, before you can see a doctor. Even if you have an appointment with the doctor, you have to wait in line like that. Treatment in private hospitals Treatment costs are expensive, but in exchange for convenience, fast, good service they will treat you like a prince and no need to wait in long queues like in government hospitals. The quality of treatment is similar. 2. About social security rights If you have it, it's good because you can get treatment at the private hospital where you're registered. But now public and private hospitals have private rooms that look like 5-2 star hotels but you have to pay extra. Depend on with Hospital you in. For foreigners whom not have social security go buy health&accident insurance but that also expensive but better than you have nothing. 3.Child support(only for Thai citizen)from government 600 baht. Household members have an average income not exceeding 100,000 baht per person/per year.

[@AJSeese]

Paid $3000 last year here in Alaska for our property tax... I do have to say, when we bought our Thai House in my wive's village in isaan, we had to pay a tax of 75,000฿ because the house was made of concrete. I don't know exactly why, but luckily for us, the sellers agreed to pay half of the tax before we knew what the tax bill was 😂

[@JJLock]

Bike and car accidents are covered by Por Ror Bor government compulsory insurance for treatment up to 30,000 baht. I'm in the social security system here in Thailand, a few years ago I got Septicemia, ended up with kidney failure and was close to dying. The Vichira Phuket government hospital saved my life, no cost to me, all paid by my social security. Last year I fell off a motorbike, same again, excellent hospital treatment for 4 broken ribs and a punctured lung. The doctors are the same doctors as in the private hospitals. They all rotate through weekdays and spend time at government hospitals too, so the treatment is 1st class. I was on a public ward, but both times in such a mess I wouldn't care if it was a ward or private room, the care and treatment was fantastic.

[@thenakedguru]

Thanks for sharing these case studies, important for people to know real stories

[@johnwilliams2305]

I am 68 a year ago had a motorcycle accident broke left clavicle had surgery same day at government hospital in khon kaen motorcycle insurance covered 80 % of bill had private room but ldid have a thai motorcycle license payed a small amount for stay also had great dental work crowns etc at a fraction of cost in uk

[@thenakedguru]

Cheer John

[@Frederico-Genovese]

@@johnwilliams2305Was that at khon kaen general hospital or Sinagarin University hospital? Thanks.

[@trekm91]

Bins! We're 16km from Chanthaburi city, bins are cleared seven days a week, only effort is we have to take our rubbish, and separated recyclable materials, a whole 250m from house to the roadside collection bins. We pay 720 baht a year for this service. No complaints!

[@thenakedguru]

Winning my friend 👍👍👍

[@trekm91]

Separation of recyclables has been heavily promoted locally in the past year, what it has encouraged though is people with their salaeng sidecar keeping ahead of the rubbish contractor truck and taking the glass, plastic etc to sell privately as it's already sorted for them. The spirit of competition!

[@senianns9522]

Sometimes they collect the garbage 2 times per week here in Rayong. Usually about 2-3 am. I sometimes hear them. Recycling is done by a daily assortment of bin pickers that cruise the street! Total cost per year for garbage collection: B350 or U$D 10. No complaints!

[@kevo8498]

I'm outside Chanthaburi too. 2 times a week on Trash. Recycling I bag as we go along drop it off when I have a load and they give us cpl hundred baht which I walk next door and purchase more water with.. Pretty simple.

[@garystaff3617]

The hospital s. Are amazing. And the clinic s. A1

[@sgraham005]

We are aligned with your obersvations around property tax in Thailand and the USA. Question Ryan, you said you use the Thai health care system that means you pay out of pocket? Just curious thought you were still a UK citizen only. I can say when we lived in Texas our property taxes were just under $1000 USD/month. Our Thai property tax is about $15 USD/year. Yes the healthcare system in the USA is the most expensive and complex system on planet earth (literally). Sadly it also not the best. Hospitals are understaffed, too few nurses and specialized medical doctors. The average yearly cost of public medical schools is $53,420 USD, and the average yearly cost of private medical schools is $65,575 USD. One can expect to spend ~ $400,000 USD for a medical degree. If one borrows tuition, it can cost $500,000 + to become an MD. There are alternatives like going to the military to get an education that is paid back by staying enlisted in the military for a prescribed period. There are also scholarships. But the bottom line, it is mind boggling expensive.

[@thenakedguru]

Hi Graham Thanks for sharing I pay social security through my company structure and so could use the system, though mostly it’s so cheap to go private I don’t 🙏🙏

[@brendataylor8388]

Thanks for this info Ryan. Since farang cannot own land, this is news to me. We DO know in the west our taxes are being squandered. People are waking up more and more.

[@Per-OlofBrenegård]

Nice to hear about the costs😊😊

[@TheBenneedhamcase]

BIN collection in Uk ranges from once a week to once a MONTh depending where you live and how much money the council, haven’t got.

[@stevecoombes2375]

I'd love to know more as to how a Farang can participate in the Thai social security system and get free health care. I didn't think it was possible. Could you give me a few pointers. Ta.

[@thenakedguru]

Hey Steve you have to work for a Thai company or register a company that employs you 🙏

[@craigwest4741]

Australia has the same health care , Medicare it comes out of your tax return if working , if you are on the dole it's free.

[@jlvandat69]

My annual property tax costs in the USA was over $10,000 before I sold and began traveling. Health insurance was over $4000 annually. Looking at all the government subsidies, healthcare, etc., provided in Thailand and their low tax rates, I don't understand how they do it!

[@RetiredInThailand]

They are able to do this because of ‘corruption’ … you notice the ‘no gifts’ sign he mentioned at the start of the video. Well Thailand (and Asia in general, or at least the non westernized countries) are ‘famous’ for their ‘corruption’, but it’s a very different form of ‘corruption. Take the word ‘gifts’, that’s not just an ironic use of the word, in Thailand most of the ‘bribery’ is really just part of the Buddhist tradition of ‘merit’ and karma (the belief good deeds return good luck,) so it’s very normal for Thais when dealing with government workers (and businesses) to bring them gifts, usually of food, in order to bring good karma to the transaction. So in essence a lot of ‘karma’ transactions would be considered bribery in the west (and unfortunately in my opinion, these western ideas are starting to work their way into Thailand as well, because as usual, the west in its ‘superiority’ demands other countries change their internal laws to be more western if they want to keep good relations with Western countries.) But how does that help to make things less expensive you may ask? Well if you want to fight ‘corruption’ you first need to set up systems to identify what things will be considered corruption, systems to monitor those identified acts of corruption, systems to judge if someone has acted corruptly, systems to enforce the anti corruption laws, systems to educate the businesses and ensure they understand the differences and how to avoid corruption, then you need to staff and train the people who work in this anti corruption system, and once you have this anti system in place you start to see every aspect of life, from driving, to educating, to building you home, to selling food from a food cart, as being in need of if not exactly an anti corruption system, at least a set of rules and regulation (which also will need a large workforce to develop, implement and enforce) to ‘protect’ us from the crime of bringing a small basket of fruit to a front line worker to help bring good karma to the simple transaction. So, now you have a big government anti corruption infrastructure created, which of course the ‘capitalists’ will start to complain is too onerous and inefficient, not in order to end those costly and inefficient systems, but to outsource them to the private sector where preventing 100 baht worth of ‘good karma’ (ie. “Bribery”) becomes thousands and thousands of baht worth of taxes and fees needed to pay for ‘karma prevention’! Then to make matters worse instead of that 100 baht being spent by a local government clerk to take his family out to dinner one night, the thousands and thousands of baht going to private contractors gets sent to the West to some ‘parent company’ to be spent on a swimming pool for some rich CEO’s third mansion! So, instead of some nice inexpensive ‘karma’ that stays within the local economy contributing to the local people, you have an expensive system of rules, regulations, their administration and enforcement, of which much of the money derived from the system ends up leaving the local economy and contributing very little if anything to the local economy other than just leaving the people with everything being much more expensive! … welcome to crony capitalism, the organized, centralized, and controlled by the rich elites form of capitalism, rather than an actual ‘market system’!

[@BrunoHeggli-zp3nl]

Forget about Thailand,the Ukraine is much better!

[@rs5801]

Lottery helps...

[@RetiredInThailand]

@@BrunoHeggli-zp3nl "**The**" Ukraine ... ;-)

[@regnorse]

@@BrunoHeggli-zp3nl how long have you lived there?

[@sevendeuceuk]

Hospital care in Koh Samui wipes the floor with the NHS for majority of things .

[@LouDeVere]

Thanks for this update. I have been in a hospital in Phuket - a government run one - and it was absolutely excellent. I was seen promptly by a doctor who was able to advise treatment. Incidentally, I have been going to Bangkok for the last 18 for teeth treatment. I have many implants and all but two have been placed in Thailand. The treatment is absolutely wonderful and the staff are just the best. I go to BIDC in Din Daeng, Bangkok.

[@regnorse]

do BIDC organize a medical visa for you?

[@jimmyhvy2277]

i pay $2,250 Aussie Dollars a year for 990 Square M , 1/4 Acre , i think ?

[@TheThailightZone]

The 'pension' is low because 2/3 of all Thai are not 'in the system'. They do not pay personal tax, they don't have bank accounts, they live in a majority cash or barter exchange. So the country relies upon income from the other 1/3 of taxpayers & industry.

[@colinb8512]

It probably works out very similar to Australia and similar countries: Big Businesses and their very wealthy owners and senior management have the money and means to legally(?) avoid paying tax, or only paying very little compared to their income size. Then, there's the opposite end of the scale, where people live on social security payments, live in government owned housing, doing odd jobs for cash in hand or have larger families for which they claim extra government payments and live at their 'comfort level' and avoid taxes. Oh and among them are the criminals who make decent money by causing suffering for others and don't pay taxes. Then there's those in between, the 'honest' middle income person, pays all taxes due and finds themselves in an ever increasing battle to survive.

[@5150TJT]

The free trade agreement with Australia and Thailand, I have used a Thai hospital for free. Even got a photo ID health card.

[@marko2873]

Am I right in thinking that you can't own land in Thailand as a foreigner - it has to be held in your wifes name?

[@thenakedguru]

Yes but you can do a superficies agreement that gives you control for 60 years and right to give as an inheritance 👍

[@mattalford389]

Lol. So cheap!! 30 baht 😅

[@WalkingmanPattaya]

This year for my little condo in Pattaya I paid 425 baht for "property tax" . In the USA my small 3 bedroom 2 bath home on ~ 820 square meters of land is $4150 dollars or 152,000 baht a year and rising all the time with assessments.

[@richardbrown9344]

@@Ytorisv This is the problem...Thailand is so popular now and it seems like 50% of the western world are moving there...The only way is up sadly.

[@Jon-bp6xl]

We live in Buriram Sawai chic and don't get our refuge collected

[@knowbs2122]

I believe the NHS ,cost all taxpayers ,around £4500 per annum....so it's only free for non taxpayers ie, tourists , illegal imigrants, unemployed etc etc etc

[@AndrewpeterkilleyAndrewKilley]

The best medical insurance i know of is a credit card. I was in Nang Rong Hospital which is in Buriram for a week and i had a private room, and the total bill for everything was only £350. If i had something so serious the hospital in Nang Rong couldn't fix it, then i'm f****d. as the nearest big international hospital is in Korat so why pay for expensive medical insurance.

[@dustyrhodes8147]

You are hoping and praying that nothing serious is going to happen to you. Insurance is for things which might happen, and where the costs could be very expensive. That's why medical insurance is essential, unless you have free healthcare e.g NHS in the UK. As i was researching medical insurance in Thailand, I found that the largest, individual, medical insurance claim in Bangkok was THB 13 million. Do you have THB 13 million lying around, ready to pay for a serious, medical emergency?

[@bighoss9705]

Maybe they will let you spread it out over the next 30 years 😊

[@thenakedguru]

exactly.. we have gone for an installment plan haha

[@stevecarroll8513]

We live in Mae Rim, Chiang Mai and our Thai friend has to wait all day to see her doctor & a long time to get meds from the hospital pharmacy.. the reputation of the government health support locally is very different to yours there.. best that you dont move

[@trevor5526]

General hospitals are stretched. As in any country. It's the same with Lamphun general. At my private hospital I use I'm usually in and out in less than an hour.

[@WanderlustReports]

So inexpensive! In France, we might be very proud of our social security, but we are also the world champions of tax payers!

[@hungrydude619]

Dude my property taxes alone in the US, for a 900sqft CONDO is $4,500 usd! Trash bill is $50usd, gas and electricity is $300, water is $150. Mind you, this is a CONDOMINIUM!

[@susanquigley8383]

Very informative and good to hear from the horses mouth, so to speak. Thank you

[@colinb8512]

@susanquigley8383 after @thenakedguru Ryan compared his lovely wife, Damo, at the beginning of the vlog to a "duck", in the way she was walking, couldn't you come up with better than "horses mouth"? Maybe *sses mouth? 🤣 🤣 🤣

[@asheb3893]

Great insights as always. Keep up the great work of informing your viewers. Thanks.

[@ohiosquire4212]

30 baht per year for my wife's famkhao in Buriram. OUTRAGEOUS!!! 😂😂😂

[@antd6993]

Wow😮 here in UK…Tax tax tax…income tax, NI tax basically for your pension, Council Tax going up up up for bins emptied and street lights oh and Police that won’t come out, for roads full of potholes…BUT Councils have had their budgets slashed and COVID cost ££££ putting everyone, not me I had to work, on furlough so full pay to sit in the garden getting drunk…it cost UK £70 billion? And NHS…I have a health diagnosis and 8 months later on a waiting list😢stay in Thailand 🎉

[@williamperkins1542]

Great content Ryan. Well received, I am sure.

[@michaeltakayama8415]

Very interesting topic... well, at least, to me and a few others.... :) For reference, in central California, property tax runs about 1600-1700 USD per year, for a 0.3 acres lot, plus a 50-year-old house, no improvements, original owner, in a suburban residential area. As far as I am aware, this is likely about as cheap as it gets; generally, it will be much higher for a newer house, which has seen multiple owners/turnovers & improvements, and was purchased more recently - due to how they calculate property value for tax purposes. I believe that the bulk - say 90% - of the tax comes from the estimated house value, not the land value. Free socialized medicine in the US is limited to the poor, defined as earning less than 138% of the federal poverty level (FPL). For a single person, this works out to earning less than about 20K USD per year. This program is called Medicaid (in California, they call it Medi-Cal). Medicare - for retired people age 65 and up - is NOT free. They deduct a montly premium from a retiree's Social Security benefit. In addition, the coverage is not 100%. In order to extend the coverage and avoid large out-of-pocket expense, you need to get a supplemental insurance plan - generally known as a Medigap plan (there is another option called Medicare Part C, generally known as Advantage plans, but that gets more complicated). In central California, for a person about 90 years old, the Medicare premium, plus a Medigap plan, runs about 450-500 USD per month. Note that this still does not cover dental or vision - you need to purchase an additional plan to cover those issues, or pay out-of-pocket. The US is defnitely not a place where you want to get sick/injured, without medical insurance. You will never get turned away at a hospital for an emergency, but you can end up with a financially crippling bill. A relatively straightforward emergency surgery, such as an appendectormy, without complications, can easily run north of 30K-40K USD, out-of-pocket. Just wanted to contribute my admittedly limited 2 baht of knowledge to this fine vlog. I, too, am no expert, and anything I say can be partially or entirely wrong. Feel free to correct, or ignore and move right along.... :)

[@trentpatton2616]

Thai hospitals are great 👌

[@trevor5526]

I spent two nights in a VIP room in a hospital in Lamphun with a trapped nerve in my lower back. Three a-la-carte meals a day. Back x-ray, two specialist consultations, pain and antinflamatory injections, nurse check every two hours, one month supply of medication to take home when released, and five follow-up physiotherapy treatments. Cost 26,000 baht.

[@VictorHenderson]

Low land/house tax for me is a major draw for me to retire in Thailand. 500-700 USD a month in property tax savings adds up quickly. Regarding hospitals like many I have had first rate experiences with hospitals in Thailand.

[@didous12]

Great video. I was a process control engineer (just retired 2/21/24) I would always stress test my projects just to make sure it would work under all conditions. Also depend on the government But I have found away of earning more income despite my Retirement. $67k weekly returns has been life changing, after so much struggles.

[@Swenser]

7% VAT taken daily acquires mindboggingly high amounts of money for Thai government. They really don't need any other things taxed, but hey, why not if you can, right. The question is where does all the money g....ok ok ok. You know.

[@colinb8512]

@thenakedguru Hi there Ryan, "dude in a hat", how do you find the comfort level of that hat in Thai weather conditions, particularly when it's higher humidity? I have an almost identical hat and seeing Thai and other Asians seem to mostly wear straw hats (at least in farming areas), I was wondering if this type of hat is just as good as a straw hat? Very cheap land tax there, but hard to compare that with a city in a Western country. I've rented most of my life here in Adelaide, but asking my sister and her husband, they pay a bit over $400/yr land tax on their home and land (maybe around 6 acres). Then there's Council Rates, which for most people seems to be $AU1000+/yr. Each year, Councils seem to want more money, yet, seem to be providing less frequent services. Then there's Water Rates. Hospitals, particularly Public ones, seem to be in disarray. For the past few years, ambulances have been arriving at public hospitals and have to wait, often hours, before their patients are taken in due to 'overloading' of the system. Exactly two years ago, I was told by the Chief Eye Surgeon in the public health system, that I would need cataract surgery on both eyes within twelve months. I'm still waiting. I could have had it done almost immediately had I had private health insurance, but due to pretty good health overall and what I think are exorbitant private health insurance costs, I've just used the public system.

[@cyrilpiwetz8680]

In Chiang Mai a couple of years ago I had my foot run over by a truck, ouch. In the main hospital I found a sparkling clean facility, staff professional and efficient. consultation, x-rays, painkillers and exit interview cost a total of $32 US dollars. Would have been around $3,000 in the States, thanks to the payoffs the politicians get from the insurance companies.

[@s.c.6367]

Nothing is free and you know that absolutely, nothing is free