Learn more on how you can start investing on you and your loved ones' worry-free lifestyle by clicking this link: www.maxicare.com.ph/healthcare-program-for-me-and-my-family/my-maxicare/
@tamcyrillemaglaqui43802 жыл бұрын
Wow thank you for the wonderful infos. Thank you po 🥰
@What_I_Discovered Жыл бұрын
Hi Ms charm. I'm interested to take a HMO but may tanong lang ako pwede mag apply ng HMO kahit ung philhealth ay NHT's meaning philhealth ng Masa which is free from government and renewable yearly. And also dependent lang ako dahil sa asawa ko naka name ung philhealth. Thank you po
@chriseldaladia8922 жыл бұрын
Getting individual hmo plans could could get tricky, they said that there's a lot of common diseases(Pre-existing conditions) that aren't covered with using the HMO for an individual plan unlike with HMO when you're employed where there's no limit to which diseases are covered. Hoping for a next video on how you chose your HMO and what were your choices
@carahbontuas51182 жыл бұрын
update about this please
@jubencore1950 Жыл бұрын
Yes po, update this please
@jandanielpayumo66266 ай бұрын
Yes script nila yun kapag nakita nila individual ka agad nila sasabihin pre-existing condtion. Pero pwede siya ilaban magaask sila ng mga bloodchem, etc to prove na hindi siya pre existing
@samantha-slp2 жыл бұрын
THANK YOU THANK YOU for thinking of us self-employed people ❤️
@CharmdeLeon2 жыл бұрын
Of course! We’re on the same boat! Hehe
@qcrctgavarcesxrfab80152 жыл бұрын
wow! super great content!! kakatuwa. can you please do a review/comparison din po of medical insurances like pacific cross or kaiser? or what medical insurances/hmo we can look for our senior parents. thank you! more power to your channel!
@nancymccord642110 ай бұрын
I want to say thank you. You are amazing. I appreciate all your knowledge and thank you for sharing it. It has helped me a lot. I am an advocate in the healthcare insurance field for HMOs. You’ve made things more understandable for me as I learn this new industry. I wish you much success and all you choose to do .
@garys55402 жыл бұрын
Thanks so much for providing much needed information! Much appreciated.
@laurennemarieangel2332 Жыл бұрын
Thank you Charm, very well explained . I like how you covered each section so clearly. Keep it up with the great content!
@arvinsabales99472 жыл бұрын
I really love the way how you discuss it 🥰🥰
@jessyespiritu16572 жыл бұрын
Well explained! Thanks, Charm! ♥♥♥
@jellyannbautista35592 жыл бұрын
Super helpful. Thank you for this vid
@shanec.24238 ай бұрын
Very Informative! Thank you
@CharmdeLeon7 ай бұрын
Glad it was helpful!
@medyjavier81072 жыл бұрын
Only pre natal and post natal consultations are covered in HMO. Laboratories for pregnant women are not covered.
@Blueiesky4069 Жыл бұрын
Why
@user-yu5ux7lz3y2 жыл бұрын
Why would you get an HMO limited to 200k when you could get health cards that give higher coverages at almost same rate? and diba Avega and Intellicare has the highest network? not sure, nabasa ko lang somewhere
@medyjavier81072 жыл бұрын
For individual HMO plan, best is Pacific Cross.
@Ian-sj7up2 жыл бұрын
Better po than maxicare? Covered po ba pre existing conditions?
@peachy-maxicarehealthbenef86582 жыл бұрын
@@Ian-sj7up Pacific Cross doesn’t cover Pre-existing conditions. And this is permanent exclusion from your coverage. Hope this helps.
@marielbohol12 жыл бұрын
THANK YOU AND GOD BLESS
@jenamarienubla67142 жыл бұрын
Wowww My Maxicare covers pre-existing?? 😮
@rodelscreation2 жыл бұрын
I am self employed thank you
@samperez85352 жыл бұрын
can you talk about hospital stocks? and where to invest? thanks!
@kiane94652 жыл бұрын
$Medic and $MPI have some exposure in medical industry.
@AmirChristopher2 жыл бұрын
yeyyyyyy new videooo 😊😍 Thank you for thisss 😊
@maureenuzochukwu9533 Жыл бұрын
Thanks , I love your video❤❤
@GhostedStories2 жыл бұрын
Hello Charm!
@tamcyrillemaglaqui43802 жыл бұрын
Hi Ms. Charm thank you for the video, just to confirm much better to purchase HMO even were self-employed right? Thank you for the answer
@CharmdeLeon2 жыл бұрын
It really depends on your needs but generally yes kasi it serves a different purpose from health/life insurance din.
@tinedilao2 жыл бұрын
thank you Ms. Charm
@GamersporcheАй бұрын
Thank you nice video, may i ask if you are being terminated by company, does your hmo still active even it is not expired yet?
@user-js9hh2ri7i4 ай бұрын
I'm curious if Maxicare is still considered a good option in 2024.
@hannahrose93212 ай бұрын
Which is better to get for your parents? Health Insurance or life insurance?
@irismclight37662 жыл бұрын
Ahso pag na stroke or nagka cancer hndi ma ccovered? Kuha sana ako maxicare pero kung d pwede sa dalawang yan maghahanap nlang me ibang private insurances
@hazc50912 жыл бұрын
Hello po, im about to finish my life insurance payments and next target ko is on health naman..which is better to prioritize between hmo and health insurance? Unless my income increases, I can only afford one right now unfortunately huhu. Thank you 😊
@Erikaphoebes122 жыл бұрын
It is really depends on ano ang mas important sayo, Critical Illness ba or preventive health care lang like lab costs consultations and emergencies.
@jaze_ph Жыл бұрын
Start your health insurance then maybe for HMO, bili ka nung affordable lang around 3-6k sa lazada (maxicare, etc.)for emergencies,
@fieryfbc5362 жыл бұрын
Ms. charm , ur video is great..wats ur take with Caritas ?
@anasmith53972 жыл бұрын
how do u apply for medical bill reimbursement? where can i get the form?
@shaydaison2 жыл бұрын
Teka lang. Pa drop naman ng skincare. :D
@CharmdeLeon2 жыл бұрын
😂😂 only Kiehl’s touches my skin haha
@irenebalili21822 жыл бұрын
Love love ur videos. Thank yuo
@teacherdianaingente11849 ай бұрын
Can you share your HMO products? Please 🙏
@lyslys40622 жыл бұрын
Can you talk about group life insurance provided by employer
@noreleisantiago43146 ай бұрын
Gusto ko mg pa labtest using HMO ? Can you advise where?
@alyssahenneseygonzales58302 жыл бұрын
Hello. Does philhealth share the cost with HMO for outpatient transactions?
@peachy-maxicarehealthbenef86582 жыл бұрын
Hello, Philhealth only covers emergency and in-patient / confinement charges of active members.
@peachy-maxicarehealthbenef86582 жыл бұрын
Hi, Philhealth only covers emergency and in-patient confinement of active members.Hope this helps!
@ericgamboa61857 ай бұрын
hi.can i enroll my self in hmo even i im employed?i mean for my self that not going to my company?
@nielarro10326 ай бұрын
how to apply
@markjosepharcilla4994 Жыл бұрын
Samin kasii walang fill Up . Bigay lang tapos Kaltas Ang matindi po samin Eyy company den po namin Ang may Hawak nang Aming HMO . Pag kakaalam kopo kasii Sa ibang Company po kukunin Po yan ehh . At may exp po Saken po kasii 5years na pero hindi pa Na expired . At hindi po sila Nag cocovered nang Laboratory Like MRI . Need pa daw EMERGENCY at hindi Daw pwede Out Patient Pano po yun may case po ba
@japhethelcarte390 Жыл бұрын
Kailangan ko parin bang kumuha ng Life insurance, Health insurance, SSS, Pag-ibig if ever sundalo ako. Kasi meron naman ganyan ang mga sundalo diba?
@shanaflamehaze13797 ай бұрын
ask lang, worth it pa ba mag activate ng Maxicare HMO if malapit na ko mag resign sa company?
Does my children also get the same benefits as mine?
@CharmdeLeon2 жыл бұрын
You can choose which package you will get for them
@perlitatabian51672 жыл бұрын
I mam how about Kaiser its good hmo provider ?
@dorissam58332 жыл бұрын
Yes, it's a good HMO provider, ma'am.
@micahjanedaculos97112 жыл бұрын
Hello po. My father is currently unemployed and he is a dependent of my mom sa philhealth. Will maxicare accept it in case he gets hospitalized or need talag mag open ng philhealth volunteer account for him?
@CharmdeLeon2 жыл бұрын
Pwede dependent if married 🙂
@yeah.movement.losbaños.chapter2 жыл бұрын
You mentioned PhilHealth, I'm not paying my contributions for PhilHealth but I'm planning to buy an HMO insurance. Does it mean that I need to pay my PhilHealth contributions first before buying an HMO insurance?
@shaineangela36932 жыл бұрын
Yes po 💯
@peachy-maxicarehealthbenef86582 жыл бұрын
You can avail of HMO plan even if you’re not a Philhealth member. However in the event that you get hospitalized, the supposed Philhealth share in your charges will be covered by you as an out-of-pocket expense. Your HMO provider will only cover the charges net of Philhealth share. Hope this helps.
@What_I_Discovered Жыл бұрын
Hi Ms. Dependent ako sa husband ko ng philhealth nya pero ang philhealth nya ay NHT'S provided by the government renewable annually. Is there a chance I can apply HMO pa din?
@teresitaandal3278 Жыл бұрын
Okay lang bang mag apply ng HMO if yung asawa ko lang naghuhulog ng PhilHealth then sa akin lang yung HMO?
@mrloOnsjR05182 жыл бұрын
mam employee po ako may maxicare po ako galing sa company sakop po ba nito ang varicose veins?
@shirleytablico Жыл бұрын
Yes. Schelotherapy is part of the benefits but on a certain limit. Consult your HR.
@cherrylayoso706 Жыл бұрын
Charmsendmo yung order ko ha kc kailangan ko yun paspasyal kami sa 17 thank
@johnmichaelparut5031 Жыл бұрын
ung company hmo namin half binabayaran ng company tapos ung half kinakaltas sa sahod namin tama lng ba un??
@addstersen51358 ай бұрын
Depende sa policy ninyo. Usually may counterpart ang employer at employee..
@vergiemaesenosin73082 жыл бұрын
Mas maganda po ang longterm healthcare (HMO) kasi hindi kna po magrenew every year, tsaka life time napo yung coverage.
@pepaymayoh53172 жыл бұрын
Hello po, like anong Hmo? Plan to get po. Thank you po
@dorissam58332 жыл бұрын
That's true. Meron na ako nyan.
@dorissam58332 жыл бұрын
@@pepaymayoh5317 hello po. I can give you details about a longterm healthcare. Pm me nalang po thru fb.
@paulinecustodio3672 жыл бұрын
@@dorissam5833 what company po? Planning to purchase a plan po kasiako.
@Erikaphoebes122 жыл бұрын
@@paulinecustodio367 HMO is not for long term. The plan is only good for one year. Then kanilang mong kukuha ulit ng HMO para covered ka pa rin for the next year. Though meron naman pong Health insurance na with HMO benefits po sa AIA.
@kelvindelosreyes4564 Жыл бұрын
Miss charm, do HMO have maternity benefits?
@CharmdeLeon Жыл бұрын
Yes, but usually for pre natal lang
@kelvindelosreyes4564 Жыл бұрын
@@CharmdeLeon miss charm, can I use my HMO like maxicare for my wife or parents and also to my siblings?
@shirleytablico Жыл бұрын
For individual, NOPE but for company, they can add it to their benefits. Individual plan is non comparable with corporate plan.
@chloee2309 Жыл бұрын
Can you please a video for senior citizen HMO po? meron po ba?
@EdwinDumlao Жыл бұрын
Ung panganganak po covered po ba?
@addstersen51358 ай бұрын
Depende po sa policy ninyo. But usually pregnancy related is not covered..
@ardeduenas Жыл бұрын
Pwede tgalog?
@giesharingstylevlog16942 жыл бұрын
Pwedi sa sunod Tagalog😁
@kylynmrls2 жыл бұрын
Hi, Ms. Charm! Ilang months po after approval of membership pwede na magamit ang HMO?
@CharmdeLeon2 жыл бұрын
Depends but usually 3-6 months
@shirleytablico Жыл бұрын
@@CharmdeLeon correction from the first day of membership you use your HMO.
@Leonardo-zc4jo2 жыл бұрын
I love your videos but the thumbnails are distracting. Maybe you can try one without your mouth wide open
@mr.fishbonetv6755 Жыл бұрын
What umalis kana sa company pwede pa Rin ba magamit Ang hm0?
@addstersen51358 ай бұрын
Nope, since your HMO is corporate-based, once aalis ka sa company surrender mo rin ang HMO mo..
@abegailgarcia19002 жыл бұрын
So disappointed with my HMO, me and my business partners got our personal MEDICARD paid annually but here in Bataan they do not honour this HMO, we should pay the service first (Annual physical exam, dental check, etc) before we can use it and just file a refund to reimburse such a BIG hassle. 😩
@CharmdeLeon2 жыл бұрын
Usually, it’s by reimbursement unless you have an LOA (letter of authority).
@crisdevilla60562 жыл бұрын
Good day! If you want to change your HMO provide, I’m HMO HealthCare consultant 🙋🏻♀️
@triciarica57722 жыл бұрын
Hi. Also from Bataan. I want to get an HMO but there are limited/ no accredited clinics here. I'm curious, did you change your HMO?
@pepaymayoh53172 жыл бұрын
@@crisdevilla6056 hello can i get hmo for my daugther in ph? Im ofw po
@janenielizabethparcon7972 жыл бұрын
@@crisdevilla6056 hi details im interested
@zedrickpadua45112 жыл бұрын
Im covered hmo by the company pwede ko sya gamitin pang pa braces?
@Erikaphoebes122 жыл бұрын
You should ask your HMO company or even the dental clinic if included ba yan sa plan mo. Usually kasi hindi yan covered nila.
@peachy-maxicarehealthbenef86582 жыл бұрын
Braces aren’t considered medical treatment. By usual standards kasi, for aesthetic purposes kaya nagpapabrace. So hindi po magagamit ang HMO sa pagpapacheckup or pagpapa-adjust ng braces. If you’re enrolled in a corporate account, check with your HR for your coverage details. Hope this helps!