I came across your channel through this video-case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.
@Anitasolomon-u4p5 ай бұрын
Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
@Mariakevin-d9v5 ай бұрын
This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?
@Anitasolomon-u4p5 ай бұрын
NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
@Mariakevin-d9v5 ай бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@SoulMaeven3 жыл бұрын
I have called ssa many times this year and every single time I call the ssa employee gives me misinformation on ex spousal benefits! Thank you for this clarity!
@jameslaiola49762 жыл бұрын
I need help and im willing to pay for it. I was married 13 years, X wife divorced me, then X wife remarried for 7 years an divorced again. "Is my social security benefits safe? And what options do i have to ensure this??? Anyone who knows please help??? God bless
@jameslaiola49762 жыл бұрын
By the way. My X wife makes more money than me
@jameslaiola49762 жыл бұрын
Thank you in advance for any questions answered
@jameslaiola49762 жыл бұрын
I also wish to ask if there is a statute of limitations on receiving Alimony or social security?
@jameslaiola49762 жыл бұрын
Also i ask respectfully if I remarry. Does that help situations
@surrelljr5 ай бұрын
Sad to see this system get gutted, it used to be non taxable, now you get taxed on money you were taxed on in the first place. My former boss started drawing at 62 in the 90’s he and his wife were married in the early 1950’s, she was getting dementia then had a massive stroke. She went into an old folks center and my boss found out he could also draw hers, she was a stay at home mom and qualified because she worked in a malt shop in the 1950’s. Can’t do that anymore. It’s been cut down in installments for quite awhile, by the same people who get good retirement for being lawmakers. I’m glad I’m getting old and won’t have to deal with it anymore.
@loripound29982 жыл бұрын
Enjoy your telling spousal benefits, I’ve been disabled since 2003 about to turn 62 this month, wondered how that could affect my benefits. I had hoped after watching your video to ask your opinion?
@donnalmich83982 жыл бұрын
I was married 12 years, I never remarried, my ex husband has just applied, for his social security at age 70. I am 74, and have been on social security since age 62. Question: If my EX dies, will i get my EX’s amount at age 70? Or will i only get the amount that he would have gotten at FRA AGE? AGE 66 amount or his current amount of age 70? Thank you!
@mamat7925 ай бұрын
How does the divorced spouse identify whose benefit would be hire? Thank you for the great content!
@thriftypenny468 Жыл бұрын
Thank you Mr Schmidt. 17 months to go....
@tedeljames33566 ай бұрын
Thank you! Your explanation of complex rules is so clear and concise. It helped me tremendously!
@euphemiat77353 жыл бұрын
Yay! This is just what I was looking for.
@judyd.3421 Жыл бұрын
Hi there, this is the most informative video I have seen. I have one question. If I retire at 62, will social security be comparing my x's full retirement benefit with my benefit at 62 to decide if I qualify for x spousal benefits?
@paulcummings55 Жыл бұрын
It seems like you mispoke on one aspect- you seem to say that if the primary earner took SS AFTER his FRA, the surviving spouse (at full retirement age) only gets 100% of the Primary Earner's FRA amount. However, everywhere else I have read and heard, says that the surviving spouse gets 100% of what the Primary Earner was getting (or entitled to) at the time of his/her death, which includes any Delayed Credits being added to his/her FRA amount, which is unlike the Spousal Benefit, which is capped by the FRA amount regardless if the Primary Earner claimed SS after his FRA.
@eb1266 Жыл бұрын
Thank you, this video is easy to understand😊
@LA-if9rz3 жыл бұрын
I was told I could receive my ex spouse benefit’s at 60 yrs. My my income would effect what I receive, -$2 in the difference.
@cmtangela4 жыл бұрын
Are pension plans taken into account at all in the equation? Thanks for the video!
@270watcher43 жыл бұрын
My step father passed leaving my mother....they were divorced....as beneficiary.......she can not get a copy of the marriage certificate...marred in Juarez Mexico in the early 70s......how can were prove the marriage? He was military and they acknowledged her as his spouse....how can we prove this for benefits?
@gingersparks2234 Жыл бұрын
I have not found any info about if you become disabled in a marriage of 20 yrs. And you are almost 60 and divorced and spouse has retired and drawing. I was a house wife . Can you draw before 62 off of spouse?
@markholland546211 ай бұрын
Great content, I'm assuming the decimal point is off by a digit on your chart at 66 yr of the ex spouse
@pgpc6448 Жыл бұрын
I was told my pension which creates the Windfall Elimination Provision (WEP), prevents my ex spouses SSA benefits of a 23 yr marriage from being added to my FRA benefits. Not sure why.
@grny283 жыл бұрын
This is different than anything I've been told. My SIL is collecting 1/2 of my brothers SS amt plus her own. They had to have been 10 years & not be currently married to anyone else.
@jenzanoni93052 жыл бұрын
That would be ideal to get mine plus half of his but I'm not sure how to calculate
@paulcummings55 Жыл бұрын
You cannot collect both at the same time- something must have been lost in translation...
@grny28 Жыл бұрын
Sorry but yes you absolutely can...@@paulcummings55
@barbara54956 күн бұрын
Your SIL is not getting both...She's getting an adjustment made to hers based on what her ex-husband's (your brother) benefit is.
@VicariousBrixtress3 жыл бұрын
SSA told me that because 50% of my ex’s PIA at FRA is less than my benefit at FRA, I cannot claim (ex)spousal benefit. I understood I could claim the (ex)spousal benefit now and claim mine later, letting it grow. Which is it?
@rochelleb1338 Жыл бұрын
That's what I don't understand we or married for 30 years we both are at the age of 64 he remarried ProForm disability but he would have to be getting 50% more than me for me to claim
@staceyanne57452 жыл бұрын
Tis may be a whole different video, but What happens when one gets divorced after 17 years, as a Homemaker and years later the homemaker is on disability? I am collecting on my ss for my worked share through Disability. ... can one get ex's social security earlier while on permeant disability? I the used to be Homemaker am 58 and He is 68. and retired. can you help guide me if you are not sure? Thank you.
@susans.9308 Жыл бұрын
So my ex husband is 7 years younger than me and has a very high income. I just turned 62, and he is 54. So I have to wait until he turns 62 before I can collect on his benefits which will be much more than mine.
@blackphillip239310 ай бұрын
Looking at getting remarried at age 62 or 63 and pleased to learn that it would have no effect on my divorced spouse ss benefits.
@commonsense69674 жыл бұрын
I started drawing half of my ex-spouse's benefit when I was age 66; I filed a restricted application, allowing my own SSA benefit to grow at 8% annually. Now, in a few months, I'll apply to drop my ex-husband's half benefit in favor of my own (at age 70) which will be more, at that point. Then, when/if my ex-husband dies prior to me, I will be able to collect his full retirement benefit, according to SSA. I know they've done away with restricted applications for younger people, but so many SS recipients my age don't know anything about their eligibility for this.
@mrnt1257 Жыл бұрын
That’s my plan
@davidkuffel5959 Жыл бұрын
Every person for themselves... So tired of this bullshit where one person is taken care of forever....
@Privacyismyname8 ай бұрын
Nice way to "work" the rest of us tax payers. Crooked.
@shirleytyree2766 ай бұрын
@kala7908 it's not at ALL crooked! It's doing EXACTLY what social security tells you CAN do. Social securityitself is the scam in the first place. It's not built "for" us, it works against us. I now understand why people have been complaining all these years
@kennyplay59823 ай бұрын
It's legal to do that. @@Privacyismyname
@SBAHP Жыл бұрын
Great video- thank you
@HolySchmidt Жыл бұрын
You are welcome
@shahlababri3761 Жыл бұрын
Is there any relation between divorce spousal benefit and teacher pension in the state of California ? Since with high inflation 2023, social securities cut done divorce spousal benefits. Are there any solutions? For people like me?
@Cindy-i9r10 ай бұрын
Can you explain why social security don't acknowledge homemaker as a worker? I was married 15 years before the divorce I'm 66 and he 53
@jim8911 Жыл бұрын
how can a person that is devoriced colect ssa ifthey signed a divorced decree that said that they can only draw on theres and not yours but yet ssa alous them to youse your benafites to for the amount of benafits they recieve
@texasirishangel11263 жыл бұрын
How would I find out how much I would get? I want to retire but the social security I would get based on my earnings is not enough. I was married 20 years and was a stay at home mom during that time. I am 67 and he is 73, both of us are still working but I started taking SS last year based on my earnings.
@ErikaRodriguez-x7u Жыл бұрын
I thank my sister for sending me the link to this information. I also thank the maker of this video for providing me with the information as well.
@petekelvin27364 жыл бұрын
Nice content. I don't know who, but someone actually needs to hear this, you've got to stop saving all your money. Venture into investing some, if you really want financial stability
@micheal91864 жыл бұрын
Beautifully said, I tell my folks these words everyday. It's good to save money but most people don't understand the market moves and tend to be misled in facts like this and always depend on money in the bank.
@larryslivebands45772 жыл бұрын
Great video! Question for you, I am divorced, do I still get 100% of my Social Security benefits? My ex can get a certain percentage I know but I’m confused about if my amount will be lower if she claims to receive my benefits through Social Security.
@HolySchmidt2 жыл бұрын
She may qualify for spousal benefits off your # but that won’t affect your benefit at all, even if you remarried and your current spouse also qualifies for spousal benefits.
@jeffmays71924 ай бұрын
Asking for a friend. So after 30 years of marriage that ended in divorce, where they filed jointly together but he was the primary earner and she raised the children, then why does ss say she has nothing coming to her on her statement from ss? Also she’s been remarried 12 years filing jointly and still no benefits are shown? Anyone?
@chessdad1823 жыл бұрын
If the primary earner was married twice and the duration of each marriage was at least 10 years, it sounds like both divorced partners would be eligible to receive SS based on the primary earner. And if the primary earner was considering retiring before FRA, it would be beneficial to these two divorced partners if the primary earner waited until FRA to begin collecting SS. Are both these statements true?
@HolySchmidt3 жыл бұрын
The first is true. re. the second the divorced spouse’s payment is based on their age when filing. The longer they wait the higher their payment - up until THEIR full retirement age (circa age 67). They receive no benefit waiting past their age 67. The primary filer must have filed to unlock the benefit but he/she doesn’t need to be FRA to max out the ex’s spousal benefit- just the ex spouse.
@chessdad1823 жыл бұрын
@@HolySchmidt Thanks for clarifying that.
@robertlulek16343 жыл бұрын
@@HolySchmidt I am 60 years old and my wife is 45 years old. I would think it would be the best interest for me to wait to 70 years old so she could receive maximum benefit? If let’s say I die at 71 which you have to wait till minimum 60 years old to receive partial benefit? Or which she wait if she is in the position to do so to 67 to receive my full benefit that I was making it 70? It’s very confusing I was told that if my wife waits to 67 and I had waited to 70. She would get partial of my benefit not the full amountIs that correct?
@tm53464 ай бұрын
Great video!
@whitechocolate49862 жыл бұрын
looking who willl answer my question,,,,been disablied begining of 2009,,,when I turn 65 and disablie is converted to ssi and u don't have 40 units,,,, does the marriage penatly stilll apply or there's no marriage penatly on ssi,,,,,,?????,,,
@mers64203 жыл бұрын
Hello Sir, I have a question I have been looking for an answer. Question is.. I am getting spousal support from my late husband and I am only 43 year old and if I reach my retirement age am I going to get my spousal support and SSS or should I choose from SSS n Spousal support?
@StomDoth Жыл бұрын
uhm... your chart says 9.93% benefit at age 66. (time stamp 7:35)
@zebrahead8 Жыл бұрын
What year of marriage is divorce most common? While there are countless divorce studies with conflicting statistics, the data points to two periods during a marriage when divorces are most common: years 1 - 2 and years 5 - 8. Of those two high-risk periods, there are two years in particular that stand out as the most common years for divorce - years 7 and 8. Hi, I think this "10 year rule" is ridiculous, considering the statistics and that it doesn't include time of co-habitation as well. Curious, what are your thoughts?
@kath6229 Жыл бұрын
The 10 year cut off is dramatic if you have sacrificed career and earning time. It would be good to contact your local U.S. senators and district congress representative to share your thoughts and possibly suggest some sort of proration put to law. But I believe many see the benefits as complicated already so I wish you luck.
@Rebeccafranklin-tq9zz9 ай бұрын
Can you ever change ss from one ex spouse to the other spouse, if one ex passes ? Can't find an answer married to each longer then ten years.
@jojoperez64542 жыл бұрын
Thank you so much for all of the valuable information. I was married for 10 years, divorced over 30 years ago, my spouse and I have not spoken in three decades. I have no knowledge of his current SS status i.e. did he file. what info would I need for the social security administration to show that we were married as all I have is our divorce decree and I have no knowledge of his SS number. This is a topic that has never been addressed in any of the KZbin videos that I have researched.
@evelyntaylor4470 Жыл бұрын
You will need certified copies of marriage and divorce decree. If you give SSA your ex husband's name and date of birth they can access his SS #. I started the process last month 🤞
@evelyntaylor4470 Жыл бұрын
You can contact state or county vital records where you married to get copies of marriage license. Small fee is required.
@oldtymer91064 жыл бұрын
My spouse just passed away. She was almost 50. I am almost 62. We were married 22 years and we each made about the same give or take a little while we were married. What percentage of her SSI would I get at 62 and would I be able to switch over to mine at 70 for the full amount? Also, I plan to keep working full-time to maintain my health benefits, at least till 65. How much am I allowed to make while collecting her SSI? Great channel, discovering this at the perfect time, though I would rather she be here with us instead.
@sharonberrios94193 жыл бұрын
$18,960 you're allowed to make if you make more they will deduct it from your Social Security
@oldtymer91063 жыл бұрын
@@sharonberrios9419 thanks, I discovered that number by watching more videos. I plan to delay taking out survivor benefits until 63, maybe 63.5.
@deecee901 Жыл бұрын
@@oldtymer9106i. Gonna take mine at 65....will continue to work too. So yes that 1st year will be affected..
@whitechocolate49862 жыл бұрын
question if u remarrry after 50 and disable,,,, can u get suvior
@b0borden4373 жыл бұрын
There is another scenario NOBODY talks about.....what if the ex-spouse dies at 58? He was actually trying to get disability but passed before it came through. I can look up MY amount at each age but have NO WAY of finding out what his would be because we divorced in 2000.
@Savannah-ed4rv Жыл бұрын
I think you can find out if you call the Social Security offices at their 800 number. I think they would require you to send them documents like your marriage certificate and your divorce decree, and then make him do an estimate for you. I think it probably takes several months to get it though but that's just a guess
@Cindy-i9r10 ай бұрын
So if he married the second wife she can claim after a Year after in their marriage?
@suz00002 жыл бұрын
Married >10, divorced >2. Both 62, don’t know if 1/2 of his is more than my full amount. How can I find out? Don’t know if I should apply for spousal benefit or not. Can’t get through to SS office. Thanks!! Please reply…anyone.
@maryr1302 жыл бұрын
I am in the same boat. Did you ever find out?
@suz00002 жыл бұрын
@@maryr130 Yes. I went into SS office. They said that my full benefit was more than half of his so I am better off just taking mine. I guess it’s for people who had spouses that made a substantial amount more than them. His wages weren’t much more than mine. I thought with the handful of years I took off to be home with my kids when they were little it would’ve made a big enough difference but it wasn’t. I really got the short end of the stick. No spousal support either. Thank God, for now I’m doing ok. Hope you are or will be. Take care!
@lauradeloach6063 Жыл бұрын
My question is this. I meet all requirements for divorced spousal benefits. I will be taking my benefits at my FRA. If my ex dies a couple of years later , am I able to change my benefits to his which would be more than mine?
@victoriabryant75632 жыл бұрын
Hello, I divorced after 10 years of marriage. My ex is now deceased. Can I apply for spousal benefits at 65 and still work. Lastly, I plan on retiring at 67 and applying for my ssa benefits which I believe will be higher than my ex spouse. Thank you.
@nouh395911 ай бұрын
My ex passed at 53 (didn’t taking ssi yet). We married 13 years I am 50 years old. Am I qualified?
@tutsybassista2 жыл бұрын
My divorce was final July 2016. We were married 13 years. I'm on disability for mental health, and I've been on that for about 10 years. I have NOT remarried. Is it true I can collect when I'm 49? On a 401k? And, NOT wait until he turns 62 or dies?
@danaallen-lk4ov Жыл бұрын
Seeking a divorce and have been homeless for several years with and now without him. I'm unaware of his financial status since he ain't in prison anymore being the "victim " we can't which is all good for me except I've received a from the start the smallest amount issued ( mhmr ) disability . Right now I'm not going to he said she said but I stayed for it all then came the second TDCJ sentence
@susanm21173 жыл бұрын
Hello. Let’s say I decide to take 1/2 of my ex-husbands benefit because I meet all qualifications. Some time passes and my ex dies. Can I switch to ex survivor benefits and now get his full amount? I can’t find any rules around switching between social security benefits. Is it allowed or am I locked in once I start receiving benefits? Thank you.
@davidkuffel5959 Жыл бұрын
You sound like a gold digger with that question
@eugenedavis67926 ай бұрын
Working on Marriage 11, she a Gold Digger!
@jaiminelson70042 жыл бұрын
My x and I owned a house at 04 married 05 May divorced in 13 could I get benefits
@92083Barb Жыл бұрын
Hi I was married for 5 years and before that we were a legal domestic partnership registered in Ca.and together for 23 years can i qualify for my exs ssi
@chrisconsorte7893 Жыл бұрын
I was married to ex wife for 6 years. Even though she is remarried, can she claim my social security?
@emaclin4054 Жыл бұрын
What if you don't have the ex" San can you file with the divorce paper?
@donna93843 жыл бұрын
What if the ex spouse was 65 and died but was still working had not filed for SS. And I am disabled and already drawing SS disability at age 58.
@dorisemone67784 жыл бұрын
What if the ex-spouse, primary earner, has remarried and dies. Does the current spouse also collect surviver benefits?
@HolySchmidt4 жыл бұрын
If the marriage lasted 10 years possibly. The back half of the video discusses survivor benefits for divorced couples
@dorisemone67784 жыл бұрын
@@HolySchmidt Thank-you. You are great! Really appreciate all the information you provide. You untangle the web of (seemingly) complicated information and simplify it. Be well.
@jenzanoni93052 жыл бұрын
Divorced after 25 years...my ss estimate is 1600 at 62.....therefore do I get his if it is higher than mine or just part of it?
@mokogold94143 жыл бұрын
What is maximum $ social security / mo.?
@JH-wg2lo2 жыл бұрын
On the last scenario, the 82.5% is based upon the FRA of the primary earner or 82.5% of the divorced spouse’s FRA benefit? I think the answer is obvious, but want to be certain. Thanks
@loissapariti12875 ай бұрын
Ssa says I can't get money from ex. He's 78, I'm 73. Why?
@natnielsen84725 ай бұрын
Were you married 10 years? If you aren't married to anyone else at this time then you get 50% of your exspouse's monthly payment.
@sra278x2 жыл бұрын
Do I have to pay alimony a social security benefits to my ex
@penelope55002 жыл бұрын
Pretty different subjects. If the court ordered you to pay alimony, then that's that. If you don't pay it you would probably leave yourself open to legal consequences. If they meet the requirements for spousal SS then that's up to the SS admin. I suppose you could go back to court & ask them to adjust your alimony payments if they are getting SS. Not sure how that might go...
@danielb45602 жыл бұрын
Let say your ex wife is 10 years older. If your estimate for full retirement benefit keeps going up and you haven't claimed yet, what number do they use when she files and do they adjust it when you finally claim your benefit?
@crystalsheets3547 Жыл бұрын
I was married for 10 years. We had 3 children. I made more money for 9 of the 10 years at which point he didn’t work for 5 of the 10 years. He made 1K more than me at year 10. Since then he has exceeded my earnings since I divorced him. We are both likely to not remarry as he is intolerable to be around has no patience for others and I’m basically asexual since being married to him. Will I qualify for 50% of his current social security when he retires or dies, as everyone in his family dies prematurely from cardiac issues or lung failure.
@BettyChristmas4 ай бұрын
What he past a way
@crescentebolusan40283 жыл бұрын
Can I collect Social Security Benefit And Canada Pension Plan (CCP)At the same time
@sweetspicy19662 жыл бұрын
Me an Ex were at overseas, How to count to know you divorced is 10 years. On the final paper of judge . Or the date you filled out paperwork?
@kath6229 Жыл бұрын
A marriage of 10+ years. Judge finalizes divorce. Ask your attorney if it is not clear or call the divorce court.
@mhart943 жыл бұрын
My ex husband just died. We were married for 19 years. I am disabled, 57 years old, and remarried last summer. Can I claim survivors benefits from him??
@HolySchmidt3 жыл бұрын
In most circumstances yes. Talk to the SSA.
@mhart943 жыл бұрын
@@HolySchmidt THANKS!
@davidkuffel5959 Жыл бұрын
If you are remarried it is a sin to collect on your dead husband. Let him rest in peace. Is your new husband a broke ass deadbeat,,,???????
@chrisconsorte7893 Жыл бұрын
My condolences
@kissesjeremy10 ай бұрын
I lack one day being married to my ex husband 10 years. Can I still be able to draw Social Security fromy ex husband
@natnielsen84725 ай бұрын
I was told, "No, it has to be exactly 10 years in order to collect."
@mikefochtman71643 жыл бұрын
Nice video. But some folks talk about using a loophole for divorced folks that I'm not clear about. I'm the higher-earner and meet the gates for divorced spousal benefits (married > 10 years, divorced > 2 years ago). Can I draw SS as a 'spouse' against her lower benefit now, and then switch to my own benefit at age 70 (which would be much more). Just wondering if I'm leaving money on the table. I'm already retired, so no earned income, but have other income (pension and IRA withdrawals). People talk about this loophole and it seems there was one if I was born before 1954 (was born later). Thoughts?
@nickpereira203 жыл бұрын
Hello my friend I am too in the same position what was his answer on that if your spouse was also younger and can you join us social security that he ever answered that
@bobkimrey85713 жыл бұрын
I have the same question. In my case I was born in 1955 but the deceased ex spouce was born in 1953. My understanding is it meets the the loophole if at least one of the two were born before 1954, However I'd like to know for sure. @Holy Schmidt ?
@dresser61353 жыл бұрын
Well, I wouldn't refer to it as a "loophole". It's just SS rules. No, you cannot draw against an ex-spouse's lower SS. Only the spouse with lower SS can draw from the ex with the higher benefit.
@jenzanoni93052 жыл бұрын
I don't understand the calculation
@djunapatschke11812 жыл бұрын
If I have been on SSI and 55 and my ex spouse was on ssa disability and over 62 and passed away, what am I eligible for?
@djunapatschke11812 жыл бұрын
We were married 29 years
@TheRed62634 жыл бұрын
does the ex spouse benefit reduce the primary 's benefit by that 50%
@barbaraloney11323 жыл бұрын
No
@irishpixierose3 жыл бұрын
If the divorced couple has a disabled child drawing social security benefits based on the deceased spouse's social security will that affect the living, divorced spouse's social security based on the deceased? I hope that made sense.
@jeanettehunt46302 жыл бұрын
I was marr4 4 about 9 ahd s have year
@stevesupalla3504 жыл бұрын
Always interesting topics! Thanks
@jameslaiola49762 жыл бұрын
God Bless you Sir. Thank you for your help in making these videos. Im still not familiar with instagram. But i will happily subscribe if that helps your business
@sonomafred3 жыл бұрын
A) is the survivor benefit table mistaken, showing 9.93% at age 66?; and B) in your opinion, will SS be solvent (without unsustainable tax hikes) beyond 2030 or are we deluding ourselves?
@VicariousBrixtress3 жыл бұрын
Should the percentage at 66 have been 95.93%? It increased 4.07% each year from 62 - 65 and would be 100% at 67 if so.
@SlotstheMetaphysicalwa2 жыл бұрын
It's a shame but the 2nd marriage is usually put in place purely for ss benefits which is why my ex ain't alive no more and was only married 2 years
@pamooconnor81543 жыл бұрын
My husband died at sixty and never received benefits, I did receive widows benefits but the ssa stopped them so they could evaluate how much the xwife who remarried will split with me. Please tell me how this can be and I still have young children in the home, amazing. Too top it off his remarried xwife is a lawyer. Who gets the benefit, the one who can afford the best lawyer.
@markswanson15643 жыл бұрын
Nothing is “split”- you EACH get your own 50% amount (regardless of number of decedent’s spouses & their jobs), discounted by your own age before FARA IF you were married ten years and remain unmarried (or are over 60). There are other protections & survivor benefits depending on age of ex’s kids that you’re caring for,
@kath6229 Жыл бұрын
Please tell us more about what happened.
@chrisputman5824 жыл бұрын
What if I pass away, and still married at time of death, and not married a full 10 years?
@HolySchmidt4 жыл бұрын
The length or marriage rules only apply to divorce. The survivor benefit for married couples is 9 months
@LaMorritaRebecca3 жыл бұрын
May I ask, We were married for 23 years when we divorced two 3 1/2 years ago. Just a 1 1/2 years ago, my ex husband passed away. He was 48 and had not collected any Social Security yet. I am currently 44 years old, do I qualify for social security?
@HolySchmidt3 жыл бұрын
You should be able to given that fact pattern, as long as you are not remarried. Call the SSA and ask them how to claim spousal benefits on a deceased spouse after divorce - it happens more than you think. Note that you will still need to meet the age requirements, but once you “come of age” you should be able to claim
@joegrochowski6694 жыл бұрын
does common law work in this case?
@kimwayman43 жыл бұрын
No, must be legally married
@savannahsmiles17972 жыл бұрын
no certificate of marriage, no benefit from union
@christinep.2 жыл бұрын
So if I was married 20 years, divorced for 8 and started drawing SS from my divorced spouse at his age of 62 that is the only SS I could ever draw. I couldn't switch to my own when I turn 67? Correct?
@BlueMoon-pz9pp2 жыл бұрын
Correct.
@christinep.2 жыл бұрын
@@BlueMoon-pz9pp Thank you!
@evelyntaylor4470 Жыл бұрын
I'm confused why can't she draw her SS at age 67? Is it because she is age 60?. I was told I can (age 66) collect from divorce deceased spouse , ex is higher, than collect my SS later at age 70🤷
@tm53464 ай бұрын
Ha thanks for informing us!
@mildredlackey19383 жыл бұрын
I am new to your KZbin page, can you please tell me more about widows benefit s
@MsLongline3 жыл бұрын
I will be 65 years old by the end of this year, and I am thinking to file a social security benefit. My wife never had any working history, I will be appreciated if you help me how to move in order to file.
@HolySchmidt3 жыл бұрын
There is a link in the description of my videos that will take you to the social security website filing page. That is a good place to start.
@Marlen-CruzCommercial_20233 жыл бұрын
Thanks
@upway2l8again2 жыл бұрын
Love your vids! Do I understand correctly (from other sources) that, because I receive half my ex’s federal pension through divorce decree, my eventual SSI will not be affected by WEP? Thanks in advance either way :)
@davidgreen404 жыл бұрын
Eleven marriages and ten divorces or spousal deaths? I think the saying “Doing the same idiotic thing over and over expecting a different result is insanity...” applies. Either that or the person may be a standalone cause of suicide deserving of a special entry in the DSM VI. 😅
@msmiller573 жыл бұрын
Dude check your spreadsheet chart out at 66 years showing 9.93% and a benefit of only $211.01 for that year??? If you're really trying to help people you need to do a better job of making sure you don't have any weird numbers in your presentations, it only diminishes your impact.
@timothythompson40363 жыл бұрын
So many guys don't know this. If you get divorced you ex wife gets half your social security. Boom!!.
@robertmalone14873 жыл бұрын
She gets one-half of what your benefit would be, if higher than her own benefit, but your benefit is not reduced.
@indy182863 жыл бұрын
no she doesn't... depends on her own social security .... and if its less then half of her ex husband ss ... its a myth that women get half of her ex husband ss ... some do though ... but here's good news... it goes both ways... not just for women but men to duh
@savannahsmiles17972 жыл бұрын
@@indy18286 exactly...it is not even affecting either of the ex's personally...get OVER the emotion and live your life. People should be GLAD the government is picking up the tab and not an attorney. They are the ones that benefit the MOST from any divorce.
@kath6229 Жыл бұрын
Miscommunication. SMH
@terihubbard42472 жыл бұрын
Sorry I don't like intagram.
@mokogold94143 жыл бұрын
You talk too match nonsense, You make too difficult, It should be simple,
@kath6229 Жыл бұрын
He did not make up the rules. Peace.
@frankg8974 ай бұрын
Cats walk and scratch in their litter box and then walk on the kitchen counters. I don't care how clean you are if a cat lives with you, you can smell it as soon as you walk in the door. Cats are disgusting but similar to a woman with a well-used formerly intimate place.
@djpuplex4 жыл бұрын
God even from beyond the grave they get ya. Wow.
@commonsense69674 жыл бұрын
Ha ha...nope. The same is true for men filing on their ex's record, too. Either way, it works the same, and doesn't affect SS benefits of either the current ex's spouse or current spouse of the deceased, nor the ex's benefit while still living. So no harm, no foul. And the rule was/is that the marriage must've lasted at least 10 years to be eligible.
@sherylarnold2564Ай бұрын
This is the biggest crock of crap i have ever heard of and those in congress i am making it known
@tonystravels37903 жыл бұрын
What a joke
@Todaywithchar Жыл бұрын
Is qdro needed and court orders to get survovor benefits?