How to be LOAN FREE fast & forever 2024 onwards? | Debt Trap Free | AssetYogi Show # 3

[@AssetYogi]

Join All-In-One Video Finance App here: vidfin.com/ Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.

[@avinashg8216]

सच मैं लोन फ्री लाइफ एक जीवन संजीवनी है...... मेरा सिर्फ होम लोन बचा है अब....... दोस्तों भूखे पेट सो जाना लेकिन कभी भी पर्सनल लोन मत लोना

[@mohdmobin734]

Sir aap itne ache se har baat clear kar dete Ho ki koi question poochne ki gunjaish hi ni rehti. Thanx a lot sir for ur guidence

[@AssetYogi]

Thanks a lot

[@RahimNarwal]

Mein loan or credit card me fasa hua hu meri umar mahaj 24 saal hai or mein ise apne level pr apni khud ki stretegy ke sath clear krunga 1. 2 saal ke ander

[@James_adam07]

Kon Kon Loans Aur Credit Card 💳 Me Fasa Huva Hai?

[@bappi1964]

Me

[@THeMan-ul5oj]

Loan dega?

[@Vishalsharma-zp9pc]

More than 90% people

[@IMTIYAZAHMED-go9ln]

Main faste faste Bach gaya

[@gauravmittalmg]

Main

[@truthoflife4378]

Mukul sir i am following you since year 2019 and regularly watching your video, help me out for the debt free easy niw 2024 hope next year i will be dept free.

[@basantasadhanjamatia6382]

Sir ji....pura life kharap hu gaya credit card loan and loan se...ur vedio motivated ... like it

[@AssetYogi]

Thankyou!

[@Praveennegi26]

आज तक कभी ट्रेडिंग नहीं कि लेकिन सीखना चाहता था,काफी समय से दुविधा में था लेकिन आपके द्वारा दी गयी जानकारी की वजह से बहुत कुछ सीखने को मिला... Thnkuh so much

[@AssetYogi]

Thankyou for watching!

[@korgaonkar_deepak]

Feb 2024 mein debt free ho jaunga Bc abhi loan nhi lena at age 26 saari salary loan mein hi chli jaati hai NO EMI ONLY SIP ❤

[@sameerallset]

Aaj tak koi loan nahi liya par information gather karna always beneficial thanks for the video

[@pravinpopatkar]

AY, Finally I got debt free this year. Now 70-80% salary is invested in MF/STOCKS. FINANCIAL INDEPENDENCE journey hence started

[@AssetYogi]

Congratulations!

[@amolkhavnekar2589]

Your age

[@gauravgusain-108]

Congrats bro

[@Akela_aadmii]

Sukriya Sirjii... Always explain everything in most simple way..

[@rohitchoudhury1]

You are the most intelligent & wise finance youtuber in India

[@148riha]

मेरे सारे लोन बंद हो गये अब जिंदगी मे कभी लोन नही लुंगी❤❤

[@tariqaziz6247]

Hi

[@Ayusi-f8y]

Kyo

[@zebashaikh9620]

Bohat accha kabhi mat lena ab bohat buri cheese hai

[@omprakashdwivedi2529]

Loan koi leta nahi ye kewal man ki soch hi baaki future acha hoga per hota kuch ur hai haa future me kab kya ho jayega koi nahi janta...😊

[@VishxlBhagat]

Asset Yogi se request hain ki aap value investing ke bare mein video banaye for beginners..

[@prasann9407]

Ye Topic bahut jaruri tha .

[@shubhamsinghal7665]

Thankyou sir for such informative video! I just want to add-on one thing that while opting for top-up on home loan, one need to check weighted average rate that they will be paying on total loan.

[@Goldenbootster811]

Could you please explain a bit please

[@TamaraGodina]

Thank you! I am a single mom, I've been thinking about investing going into 2024. I'm starting a business and am about to be financially stable enough to start putting money into the market. My biggest question before I get started is: How do I know if the stock market is too high right now so should I wait for a downturn before investing? Or what type of stocks (ETF, Index Funds, Penny Stocks, High Yield Dividends, etc.) should I buy at different turns in the market?

[@ArchieLatham502]

@sammyphon you're really doing well for yourself, my retirement plans are going down the drain. I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value, I'd rather not reinvent the wheel. Since this strategy works for you, how can I contact your advisor?

[@Edgardo477]

Exactly what I’m doing again this week. The smartest thing I’ve ever done was having 30% in cash to buy on the way down in 2021. It hurt watching 30-40% discounts drop to 50, but grabbing Google, NVDIA, Apple, and others near the bottom has paid off. I love the bull outlook but I’m not confident to should hold all equities

[@ArchieLatham502]

Thanks for sharing. searched for her full name and her website popped up

[@TamaraGodina]

Thanks a lot🙏 i really appreciate. Was amazing speaking with Martha on the phone

[@ravichand4849]

Sir, You are really an asset for us.

[@AssetYogi]

Thanks a lot!

[@anupamawasthi4064]

Ek kahawat hai jo hamare badon ne kahi hai " Kam khao gam khao " . Wish everyone happy new year 2024 & kam kriye aur paisa save kriye. ❤

[@jodhamuku9922]

Maine good loan liya hai business karne k liye aur aage bhi business k liye hi leta rahunga

[@kumarsanjay000]

If I wish to buy land but have no money to invest but a secured job. What ways I may use to buy the property?

[@RakeshKumar-ko9zl]

Meri limit to 9.1 lacs h...bt I hardly use it 20-30k ...so my credit utilisation ratio is... excellent

[@AssetYogi]

Yes, good!

[@RakeshKumar-ko9zl]

@@AssetYogi omg 😳😳....heart or reply dono....thank you so much Yogi bhai....aapse mai ek bat kahna chahta tha...bt lga aap comment sayad nhi pdhte....islye kbhi likha nhi...Main aap k videos 2018 se dekh rha hun...tbse Maine bhut c chizein bdli.. financially...or aaj mai bhut khus hun...thank you so much Bhai..

[@hp320]

HI Mukul, Nice and informative video.... One suggestion, if you want to use side cameras then you can try capturing important statement by looking sidewise (which can be captured in side camera as a front view)...... may be something like a last statement while concluding any point can be stated while facing side camera...….

[@RJ_827]

Hello Sir, your videos are very informative, thank you for giving the information. 🙏

[@anwar.shahabuddin786]

Sir paise rahenge tabhi to pay karenge agar paise nahi Bach paraha hai to Kiya kare

[@neetexamnews]

Home loan is now a days is 10% in banks like hdfc since last 2 years

[@tiger7858]

2:24 which formula is used for home loan?

[@srig31]

I have a question, will taking more no of credit cards, and using very sensible, does it has impact on credit score

[@ajbhai251]

Please provide information about No Cost EMI. Is it good or bad. Theoretically it is interest free... Please enlighten us..🙏

[@AssetYogi]

No Cost EMI ka pura sach jaane: kzbin.info/www/bejne/pHyqpI2FqtJ7bM0si=c4p06reyWjpS4IEm

[@girishramchandani1280]

To sum it up 1. Snowballing strategy 2.Reducing bad loan 3. Toppingup low interest loans 4. Save for luxury but forgot one strategy

[@RanjitKumar-lm3op]

Valuable Inputs on Loans - but can you brief us on the subject matter - if we are talking home loans then how to close those at best possible time. Thanks 🙏

[@AmitKumar-sx6zf]

different ways to deal with this, few from my side: 1. Pay 1 extra EMI in every financial year 2. Purchase Equity of the same bank from which loan is taken on regular intervals in 1 financial cycle. 3. Purchase MF based on some research on regular intervals in 1 financial cycle

[@RanjitKumar-lm3op]

@@AmitKumar-sx6zf Thank you so much for your valuable suggestions

[@rishiktube]

@@AmitKumar-sx6zf Equity or MF se loan par to koi farak nahi padega. Jitna extra EMI de denge utna jaldi repayment hoga. Uske baad investment ke options has Equity or MF. Or same bank ke equity se to kuch matlab nahi, jo achcha return de raha hai or safe hai woh le lena.

[@ASHUTOSHMISHRA-fw1ss]

Sir pura barbaad ho gaya hu credit card aur loan se

[@MukeshGupta259]

puri kahani batao bhai kya pata mai kuch help kar saku

[@vaibhavjaikarn3759]

Abe loan chuka le bhaai

[@StoneHacking]

Hey, you can try to make money online. There are countless ways to make money online, like Blogging, selling online course, starting KZbin channel, using AI tools, writing e-books, etc.

[@hrushikeshavachat900]

1. Create a budget and include each and every expense in the budget. 2. The budget should have a provision for emergency expenses 3. Any expense not on budget is something that's not required unless it is necessary and couldn't be planned for (e.g. medical emergencies). NOTE - MOBILE PHONE OR EATONG OUT OR CAR IS NOT NECCESSITY 4. Find expenses in the budget which can be reduced. 5. Pay all the EMIs (forms part of the budget). 6. Any excess remaining goes towards the loan with the lowest amount or highest interest (Also, a part of budget). 7. Sell things you own and don't need. Cash realized is used to repay loan. 8. Find ways to increase income. These can include side hustles as well as side jobs. If you are married and only one of the couple works, the second can find part-time income and/or online WFH work ID full time work isn't possible. 9. Check if you can use public transport till you are in debt.

[@ajadsinghyadav5376]

Same here 😢

[@saswatab79]

Please make a video on how to save for life expenses like Cars, house, gadgets, vacations without taking loan.

[@ashokchahar8206]

Sir mene personal loan liya h 5 lakh ka 5 saal ke liya h, isko 3 saal pure ho gye h ab me isko pre close karna chahta hu kya ye sahi rhega .....

[@SandeepNayakOfficial281]

Me bhi credit card use karta hun but don't use to debt its use for a daily lifestyle and your utility bills and requirements only . Jab hum apni requirement ke liye credit card ka use karenge to hum bewajah ki pareshani se bach jayenge or time to time credit card ka bills payment karna h. Me is tarike se 1000-1500 rs every month credit card walo se cashback le leta hun. Pesa unka hi use karke unse hi pese le lo but uske liye apko due date se pahle pura credit card ka bill payment karna padega

[@navpreetsinghchahal1847]

Hello Sir I like your context every time and use to watch your videos but I have a question If you can please answer that for me. NDTV profit logo in left top corner, Why❓ I think there are many more you want to know why Adani NTDV is flashing on your video.

[@naman881]

By the grace of God I am not under debt

[@siddharthjoshi5906]

@assetyogi - if my loan is “X” lakhs and I have “X” amount in my mutual fund then I don’t think it’s a good strategy to close the loan as Mutual funds grow better than loan amount assuming loan interest - 12 % reducing and MF 10 %

[@PrabhjotSingh-ku5nv]

Sir Ji.. Wish you very Happy New year .. In. Advance.. May your channel and teachings spread more and more in 2024

[@LetsInvest.]

❤Q&A❤ We all know that in long run Indian stockmarket will grow. Then what is the need of diversification between stocks,gold, real-estate,fd,ppf etc etc. Suppose, previously I want to make a 10lakh emergency fund and rest all money will diversify accross all assets class BUT instead of doing this if I make 20lakh emergency fund and rest all money put in stockmarket for long term then how worth is it to do this? How safe or risk in this? If not then what is the main risk in the stockmarket that everyone should aware of this. So that everyone can diversify their money accross different assets class. Thank you Indranil Kundu Kolkata, West Bengal, India

[@AssetYogi]

We diversify to mitigate risk. One should not put all eggs in one basket.

[@ravi-singh]

Sir mera question hai Maximum kitne loans (Good Loans) le skte h jisse Cibil score pr jyda effect na ho kyuki Kahi suna tha Maximum 3 loan hone chahiye

[@mozammilhussain6436]

Sir credit card ko cancel karwane se cibil score kharab hota hai kya? Card ka koi liability nahi hai..plz reply

[@chandramohansingh5285]

Thank you Sir for guiding us at every moment of financial planning

[@AssetYogi]

Glad

[@Sagar43212]

Dear sir 🙏. Sir home buying vs renting pe ek video jaroor banayiye

[@RahulSharma-um1pn]

Sir in big trouble, cibil score down drastically and no. Of loans increasing. Please help

[@pcarya3741]

सर एक प्रश्न है- अगर हम अपनी किसी Existing लोन की मासिक किश्त को कम करवायें और पीरियड Tenure बढ़ा लेें तो क्रेडिट स्कोर पर इसका क्या असर पड़ेगा??

[@user-ny9sr6go1m]

Is there any app which can suggest how to manage our finance and do financial planning??

[@Life_is_beautifulAyuSh]

Sir, I have questions. Early payment of Home loans and investment in Mutual funds what should be the ratio for both.

[@jeswinjoseph8525]

I have a personal loan with L&T finance. They allow prepayment (minimum 25% of the principle amount) only once in six months along with 16% prepayment charges. L&T finance doesn’t let me give few extra EMIs. The 25 % amount of principal amount is huge. Any ways to get over this ?

[@Himuchimu]

Only genius in KZbin,hats off

[@Dimo23]

Thank you Sir. I truly learned something new today.

[@AKASHSHARMA1994]

Should I take loan for buying a plot (Land) for long term investment???

[@Facts_k_panne]

What if personal loan is charging higher interest rate, then what will be the best option to get rid of from it

[@SunirmalCreation]

Sir mera kuch galat decision ki wajah se main loan ke jaal ke buri tarha fas gaya hu or main nikal na chahta hu please help me sir warna last me quit karna hi last option rahega mera

[@meetbaba5478]

Good sir ji ❤

[@ajayraval5130]

Thank you for covering all loan in one video ❤❤❤

[@tabishraza2867]

All depends on circumstances

[@FinTechView]

Sir, NeSL kya hai? NeSL se notification e-mail aaya hai.

[@AMITKUMAR-fq3mk]

Sir one question h... kya hm 1 year m 1ya 2 extra emi pay kr sakte h bank ko...jisse ki time tenure km ho Jaye

[@AshokPatel-fd4bf]

सर मै निवेश के लिए पेटीएम मनी का उपयोग करता हुँ।आरबीआई ने अब इस पर बैन लगाया है।अब मुझे क्या करना चाहिए?

[@devimiri7148]

Sir ji aapne bahut mahatvpurna jankari di Thanks ❤❤❤

[@surindergupta]

Very informative video, thanks.

[@bhargavnayak999]

Very nicely explain in between good lone and bad loan 😊

[@DeepakKumar-uy5hq]

Aap constancy bhi provide kar the hai kya

[@seemayadav903]

Hats off to u mukul Sir

[@hariomsisodia6793]

Kuo ji

[@theabhishekshaww]

Sir aj kal banks ye strategy jan gai h ab Wolog kya krti h ki har extra part payment me wo interest charge krti h around 3%

[@jitendramaharana2894]

Sir credit card upgrade karne par cibil score decrease hota hai ya increase hotahai?

[@savitasingh5757]

Nice information, Sir I have not increased EMI but every two three months I am paying extra amount like double or triple amount, it's okay or increase the EMI as ROI, please advise

[@vikassabbarwal2590]

Your strategy gives u flexibility of payment. If u have good control over financial planning then u may increase EMI, Otherwise increasing EMI and paying in lumpsum results in same result in terms of saving total interest....

[@savitasingh5757]

Thanks

[@learnnnjoy...]

Thank you, Mukul jee, for the insightful breakdown of bad vs. good loans! Your advice on staying debt-free is invaluable. Grateful for the financial wisdom shared in this video! ❤

[@del9484]

Lon bank se lene ya NBFC se lene me kya different hai...

[@kailash-kumar]

Mai apko 4 saal se follow krra hu . financialy ab sound ho raha hu

[@RajeshKumar-ic7sj]

how to get cheap loans please explain with some points

[@rakeshsharma-tg2pb]

Home loan EMI ko increase ke liye bank easy Maan jata hai or nahi? Agar nahi to hame kya karna chahiye

[@miteshmanorkar6056]

Sir what do you mean by if I settle my loan my cibil will be decreased? I mean is it means if anyone pays their debt before time it will put bad impact on their credit score?

[@happyTimesWithShweta]

I have taken a loan on credit card and the emi which is mentioned over there bank deduct that amount plus they also deduct tax on it. so what I need to do

[@shahanawazshaikh2330]

Dear sir To repay home loan early, it is advisable to pay 1 or 2 EMI amount extra per year to principal amount... But instead of 1 EMI amount paying per year,can I pay that in equally small amounts per month to principal o/s amount? Will it make same impact? Pls assist

[@naveenkachhap5459]

Sir maine Lic housing finance se 19 lakh ka home loan liya hai, ab mai jaldi se loan clear karna chahta hoon kyunki maine jis kaam k liye loan liya tha wo kaam kam ho chuka hai aur maine jitne paise loan ke bache the usko mutual fund me invest kiya hai. Loan ka tenure bhi kaaphi lamba hai March23 se 2038 tak. Mujhe kya karna chahiye jarur suggest karen🙏

[@vivekkadam3112]

Sir mera vidhyalaxmi portal se loan pass hua he Kya ab mujhe CSIS through subsidy mil skti hai kya ?.....aur uskee liye kya krna hoga !?...please batayein sir ❤

[@kantilalparikh3777]

Sir,please provide an answer to my following investment product:- If ₹ 1lakh is deposited annually for 10 years and ₹ 25 lakhs are received at the end of 20 years,what would be the IRR? Sir,please also provide the formula for calculation of IRR of such jnvestment product.Thanks.

[@pushkarjain444]

Are you talking about ULIP?

[@ankurkonan6246]

sir you make a video on what is trust & what is will

[@zeroinvestor7008]

Sir...How to find how many indian people get loan 2024 ???

[@himalayanmind7854]

Emi ko pay karne ki best day kon hota hai in a month.. like first week of month or last week of month?

[@teersmart9841]

Sir Thank you for your suggestions❤

[@SANDEEPSHARMA-ff4dn]

Sir nice video, please tell me how to scale business then only possible to debt free

[@creatorsclub4949]

👍Great and on the point analysis 👌

[@travelwithkanupriya]

Sir , I am taking home loan at 8.55. shall I withdraw PF or take loan against PPF account? Is it worthy. Amount in accounts is > 5 &

[@aadersh5795]

home loan interest nbfc mein 16% Tak hai example: DMI housing finance

[@dunichand1833]

Sir ji agar hame Ghar bna Diya hai or us pr house loan le or pr un SBI peese ko share market me lga de to keesa rhege 15 sall takto share kha Tak puch sake hai or hour loan din pr din Km hota jaga jra bte shi rhega ya galt

[@rajatsharma5630]

In subtitles cibil spelling was incorrect.

[@Devil_Deepak_Diamond2.0]

Sir 1 video sibil score pe bnaye sibil score kaise sudhare please comment

[@rahul.cpwd15]

Sir, ham janana chahte hai ki bank ka loan repayment karne pr kya charge lagta hai aur kab lagta hai?

[@parveshmurari911]

Sir loan lekar plot Purchase kare wo bad ya good loan hai.......?

[@English_study123]

Top up loan kaise Lena padega sir

[@nirmalkumarmanojbhainagekar]

Credit card per personal loan mila hai... Per use per igst lag raha hai... Kya karu ??? Principal+(interest+18 igst)=emi

[@pravindabhade185]

Home loan repayment kare ya us paise ko MF invest kare????

[@ketanrathod9125]

Loan lene ke different tarike bataoo kunse application se loan milta hai kaha se Lena chahiye vagera vagera

[@lenovoAI369]

6lc wala to personal loan ho geya ye mujhe pata hai bank ko kush or home loan ya car loan bolke le sakhte hau

[@Akash_Sharma235]

Sir lic se maximum loan kis tarah se le sakte hai kam se kam total amount se 85%

[@NeerajKumarchess]

7 lac ke karze me hu income 12 to 15k per month barbad ho gaya hu koi help kar sakta h kya please help me how to solve problem

[@wgalexgaming]

Per month app intrest 5% increase kr ke de

[@userid.]

Increase Income source