Home Loan Part payment Reduce Tenure NOT EMI Why you should reduce tenure after home loan prepayment and not EMI? Watch full video: • Home Loan Prepayment R... Website: fincalc-blog.in
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@fincalc11 ай бұрын
Home loan prepayment full video: kzbin.info/www/bejne/rIDVdYCbm7qlesU JOIN Telegram Group: t.me/fincalc_tv_channel
@sathishramesh828910 ай бұрын
Hi
@Haryana_aale001 Жыл бұрын
Both have own benifits . Low emi will give low burdon and saving to pay loan . Low time will save money but with burdon and monthly headache
@fincalcАй бұрын
true
@tattooimpression6 ай бұрын
SBI didn't give me option to reduce tenure, they asked me to make minimum 20% of loan amount to reduce or adjust tenure. My emi and tenure remained unchanged just the principal got reduced
@stockportfolio11675 ай бұрын
1 year emi pay karnae kae Baath 1 emi extra pay karo almost 20% interest save hoga
@faizzafar5697 Жыл бұрын
Ager hum saleried loan ke principal Amount ka 1/3 jama krta hu to kyaa emi kam hogi ya nahi
@jaykumarkate99843 ай бұрын
I have taken SBI Term home loan of 42L with 30 years tenure. after 3 years I have converted it to Max gain . but while conversion they have extended my tenure to 32.5 years. now I want to reduce my tenure to 22 years. I have visited the RACPC for the same but they are saying that they can not reduce the tenure they will max reduce to sanctioned years 30 - 3 = 27 years. Cant we reduce the tenure of our max gain account?
@nemeshnambiar798 Жыл бұрын
Not able to download your excel sheet
@crazyadav Жыл бұрын
what about amount which we save each month by lower emi?
@vinodgowd477921 күн бұрын
Pls Share XL format
@user-kz4jg6dh8g2 ай бұрын
20 lakh ka 15 sal m kitna interest kitna hota please update video
@rajeshbatra889710 ай бұрын
pls share tool or calculater
@manjunathbp4388 Жыл бұрын
What is part payment and foreclosure Payment, please explain
@fincalc Жыл бұрын
part payment is partial payment you want to make against loan to save some interest. Foreclosure payment might be to close the loan account by paying entire remaining principal balance
@vatsvlogs61106 ай бұрын
Interest kam hojayega agar prepay krdenge..ye short me aapne nai bola brother
@pappusitara89008 ай бұрын
Kaise karein bhai tenure barhake 20 year se 45 year kar diya roi 11 se barhake 14 kar diya idfc chhor bank
@vsnegi9832 ай бұрын
Main principal kam kerna chaiye ,,,,,,isse tenure b kam hota hai aur ,,,aur saving b hoti hai ,,,
@kaythebosssАй бұрын
Part payment k baad ka reduce emi formula bnao
@niteshsharma61657 ай бұрын
Floating hoga to kya kre
@vijaykumar-pv8mn5 ай бұрын
Tenure badhana chahiye practically iske fyade h
@srinivascholleti277010 ай бұрын
Bro if I opt 20 lakhs home loan for 20 years,equaly I pay every month 5000 0n ppf after 15 years with maturity amount to close home loan it's advisable?
@aniketwadhe95408 ай бұрын
Can we reduce both
@gs3194 Жыл бұрын
1212095 loan amount 83 months tenure 28228 emi 9.60 intrest rate agar aap extra 1 emi prepayment karo toa Banifit emi cam karne me aayega... Calculate karke dekhlo...
@sayyadasayyad51029 ай бұрын
Explain again
@mwcarinteror82884 ай бұрын
Bhai mera loan 22 lakh ka tha and i paid 7 lakh in a year and maine emi kaam karai aur loan amount meri payment thi 23k and abb hai 15200 so i saved 1 lakh a year and i paid it abb saal kaam kara kr kya karunga jab kist choti krker main 13/14 saal main loan khatam kr sakta hu so beyaz kyu du 😂😂
@As-nq7ukАй бұрын
And your highness Who will gonna tell that EMI amount will increase if reduce tenor??😅😅
@fincalcАй бұрын
EMI remains same on part payment even after reducing tenure watch this video: kzbin.info/www/bejne/q3yQiYV4fJ59i7M
@HussainHeenaАй бұрын
Kychh bhi kro 4 percent dena hoga
@sweetmemoriesSR3 ай бұрын
If part payment is done they say amount will be adjusted in principle only. For both tenure what it means.
@fincalc3 ай бұрын
It means your remaining principal balance will reduce that will reduce the interest amount to be paid by you for remaining tenure
@sweetmemoriesSR3 ай бұрын
@@fincalc they are not mentioning that the intrest amount will be reduced, only principle amount will be adjusted saying. I need to see the latest loan statement to get more clarity in the numbers. It may take 6days to reflect in new statement
@user-fe7ru5zz5s9 ай бұрын
Hello
@sami_2909 Жыл бұрын
Should we apply this same logic for personal loan as well???????
@fincalc Жыл бұрын
Yes
@yogeshdivekar58339 ай бұрын
Sir personal loan main emi or tenure konsa option achha rahega, please reply
@fincalcАй бұрын
tenure reduce acha option rahega
@yogeshdivekar5833Ай бұрын
@@fincalc thank you Bhai ji
@dillgamo38707 ай бұрын
Sir mera loan 92000 show kar raha tha maine 67000 bhar diya 25k bhi bhar du to loan close ho jayega😊