How a 29-Year-Old Mom Making $60K Spends Her Money | Money Tours | Glamour

A 29-year-old personal trainer and server living in Long Beach, California with an income of $60,000 shows us what everything in her life costs.
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[@BeeBee-wf5iv]

Mathematically, this makes absolutely no sense to me. Her expenses are over $5,000 per month. Her lifestyle seems to exceed what she claims she is making.

[@CommandoMaster]

She is in debt, which is not good.

[@watermelondreasymone7144]

Since she has a partner maybe he pays for some of the things?

[@BeeBee-wf5iv]

I was thinking that, but she made it a point to note all the other expenses she and her boyfriend split. I don’t know 🤷‍♀️. If her and her boyfriend split up, she’s screwed. There is no way she can maintain anything resembling that lifestyle without her boyfriend. That’s really scary to me. I hope their relationship works out.

[@AznMushroomx3]

She said that her rent is 2700 a month which is split with her boyfriend so could be $1350

[@secret222]

"Mathematically"

[@theunpretty2372]

Why does she have a gym membership if she owns a gym?

[@triciamartinez701]

My thoughts as well.

[@renesanchez53]

her "gym" doesnt have much stuff in it. looks like mostly dumbells. im sure the other gym has a lot more amenities and can possibly train clients in those gyms too.

[@ddame5925]

Right, but I would rent that space out to up and coming trainers as well as only train there myself.

[@AznMushroomx3]

@@triciamartinez701 she's a personal trainer

[@sbkpilot1]

because she is the very first member of her gym...

[@rsartore12]

$100 a month on clothes for a three year old? That he's just going to outgrow? Strange priorities.

[@decker8202]

Yeah, that seems very odd to me.

[@kendalmariehudson3106]

She also said she spends more on clothes for him than her and that it’s important for him to be dressed nicely. Call me frugal but I personally think 3 year olds should be wearing mostly second hand clothing. I mean, they get like 1-2 wears out of most items. The amount she spends on his clothes monthly is insane, he’s 3! I understand he’s a growing boy which is why you probably should find deals and sales if second hand clothing isn’t what someone is into because I understand not everyone is into that thing. I feel like her priorities are backwards and she could be saving so much money by the smallest changes.

[@stephanier1000]

she should go to goodwill

[@shelby8788]

girl better get to consignment shopping

[@Bklyntransplant]

But that's the thing, he is a toddler who gets messy and grows out of everything quickly. So seeing a cat&jack logo, let's say she went to target because he needs a new pair of shoes (~$20-30) a couple of new pants (~30-40) a pack of sock ($5) and a few shirts (~$15-25) she's easily spending $100 in just one visit. As a mom of 2, I can attest to how costly these little munchkins are.

[@TheBemused]

Woah. That’s a lot of expenses for that level of income. She really must not be saving much, if anything, but she’s somehow managing to stay afloat! -Akeiva

[@ANonyMouse627]

I believe she's splitting all the expenses with her boyfriend, at least in regards to childcare

[@bunnie1294]

She's overspending all the time. That's why she has all that credit card debt. I think her boyfriend only splits the rent with her but not the childcare costs.

[@smallkitten769]

She's spending way too much.

[@jasi7313]

California is expensive

[@jacquelinele9170]

@@jasi7313 California is expensive, but she's buying a lot of unnecessary, expensive things

[@iamwindchakra]

Single Mom of 2, living in KY, 50K a year. Interview me!

[@lynns4122]

Yes!

[@moon5497]

Please do

[@emcanspell]

omg please

[@chrisnarossouw3242]

yes, we neeeeeeeeed

[@burcinevrenkaya66]

something doesn’t add up in the math..

[@TNDCBaby]

What?

[@zoemayne]

$0 in savings I bet.

[@glb4010]

Yea All of it 😂

[@TheJetMISS]

well, she is in hella debt.

[@Someone-hv9zz]

How to live glamourously on $60k a year: have a partner to make more than $60k/year.

[@CarasGaladhon]

That baby has about three times the monthly clothing budget that I have. 😐

[@sarah3796]

Yeah parents often get carried away. I’m a nanny and gosh the clothes. So much!

[@jasmineskyy4964]

Something is off. How much does the boyfriend make?!

[@yahyarazi5597]

the dad left them cause black duh

[@ashleer7583]

@@yahyarazi5597 Seriously dude? First of all, that is super racist. Second, she said she lives with her boyfriend.

[@jenr4573]

Ashlee R doesn’t mean he’s the father

[@goddess3316]

shes a 50/50 chick ....and a pick me SMH

[@helena3631]

Definitely pick me Vibes

[@Doudle6]

Lol "I don't spend much on clothing myself but I like to make sure my kid looks nice" Her: $110 leggings Him:$20 outfit

[@juliab2606]

kids grow fast there is no point in spending a lot of money on clothes if they will just grow out of them. She is also a personal trainer(i think that's what it was) and she probably uses those leggings all the time.

[@Jen18lol]

Seriously getting my kids clothes at goodwill least for first several years. I got 5 NICE pieces of baby clothes for my friends there for $10! And you can always wash them first before use so why not?

[@thaddeusjd]

that’s expensive for some baby clothes

[@katemiller3796]

Sometimes those expensive leggings are WORTH IT

[@JAdoreEdwardCullen]

you should do couples, if someone has a partner, include their income.

[@thebooktrovert]

This doesn’t make sense financially. Unless her boyfriend splits all the bills with her or she doesn’t pay taxes out of her income there is no way she can afford $5k+ in bills a month...do the math.

[@csoniah4432]

She said she splits the bills with him , they live together

[@thebooktrovert]

Anastaciacl18 actually she only said they split rent and gym rent costs. Childcare, food and her monthly’s she never mentioned splitting. But who knows, she is obviously doing ok and I’m sure these videos don’t give you the entire lowdown.

[@csoniah4432]

@@thebooktrovert maybe her boyfriend is not the father and the father helps her with childcare or not who knows ?

[@jilianemorales2074]

I feel like this is fiction. Typical of a progressive/liberal publication like Glamour magazine. Think AOC’s green new deal. A nice pipe dream.

[@kgal1298]

Anastaciacl18 that was my guess

[@hippieanarchist]

This has to be an over the top ad for Honest Co and it’s not noted anywhere in the description.

[@184rama]

It's a popular brand for little kids

[@Seeker0fTruth]

Kelly Bullock - I mean, let’s be Honest here........

[@chriseachosta186]

Kelly Bullock Honest Co and Honest juice are two separate companies

[@sweetie4u]

Kelly Bullock and trader joes pomegranate seeds.

[@kaitlynchang77]

She earns $60k a year but buys $50 pillows and $110 leggings??

[@chanelme2693]

Kaitlyn Chang is 60k a year a lot??? or little?

[@Aqua-tx9jy]

@@chanelme2693 Its like low-average, she definitely seems to be living above her means, which probably will catch up with her eventually.....

[@justicem4495]

@@chanelme2693 depends on where you live

[@callista6813]

faraa For where she lives, it’s lower-middle. She lives WAY above her means, which is what this comment was getting at.

[@184rama]

She is a personal trainer, the 10 dollar Forever 21 leggings probably won't hold up in the long run. Also getting good pillows makes a big difference when you sleep. I paid 40 bucks for my pillow and I am a college student, working a minimum wage job.

[@zoemayne]

She owns a gym and is paying over $100 for a gym member ship. I bet she pays for a personal trainer too.

[@yungjroc5193]

LOL comment of the yr

[@socuriousjenee5105]

Probably they had private clients at that gym that they service while not being employed by that gym. On the down low. Or maybe it’s a gym that has spin, aerobics, or a pool. Guess only.

[@cutepanda5355]

I’m too selfish to have a kid. Never gonna have a kid, just want to focus on me forever.

[@rav_666_]

That's actually really good. For those who don't even want a kid, they shouldn't have one. But people usually aren't careful so they get pregnant and neglect their kid -.-" I respect that you know yourself enough to not bring another human into this world just for the sake of it.

[@vandy5206]

Cool, idc

[@victoriahale5254]

Lou Kim u sound lovely

[@hannajean8204]

same

[@hazel5634]

I think it's actually selfless, considering that having a kid is the standard, those that don't have kids are not meeting society's standard. So to say "I don't actually want a kid so I'm not going to have one" even if society makes it seem like it gives everybody meaning, is great. (But mostly its selfless because the earth is dying and overpopulation is a thing)

[@madilynne5967]

So wait she owns a gym but still has a separate gym membership¿

[@DM-ix8il]

Real

[@kemmyjay]

yea wth? lol

[@oco987]

I was thinking the same thing. But no need to judge

[@ellierose9773]

Well idk for sure tbh but I think that a Personal trainer and a gym are two different things cause sometimes the gym will have more equipment

[@madilynne5967]

Oluchi Osueke definitely not judging just pointing it out

[@taylorb3565]

I did the math, 60,000 a year comes to 5000 a month income. all together, including her yearly expenses averaged out every month she spends 6,490 per month. I am having trouble understanding how she is paying off debt while being 1,490 over her means per month...

[@__ritanicole__1734]

I like it better when they just sit there and read their bank statement. Kudos to her for tackling her debt

[@MusicBoxAlsoWater]

I think I'd like a mix. Maybe reading the list, but just showing us their house without the person in it. Like in this one, I liked seeing the son's room and the kitchen, to get an idea. But I agree with you. Seemed like a commercial or a short docu.

[@thisisnancybot]

I’m impressed she manages to keep her place so clean with a little one

[@swicheroo1]

@@siesies000 Everybody in SoCal has a cleaning service. It's just a part of life here.

[@samanthastiglitz6276]

😂😂 “became pregnant “ as if it just happened on its own

[@baijijewels2261]

I can’t stand it when ppl say that like the kid just showed up one day.

[@xxxlucky7]

I'm SO happy you didn't give up on your dream! Being 29 as well I'm so inspired 🖤

[@socalveecee9425]

Just saying, I've lived in LB for 5 years and a lot of people live like her. Dual incomes and almost every penny is going to something. It's a lovely/fun lifestyle but definitely not sustainable. My bf and I had to move away because we just couldn't keep up with our friends

[@redapplejuuice]

This series is sooo great it really helps you to understand money better with a emphasis on balance. I love it theres no stigma surrounding money with these video. Many people are interested in learning more but don't know where to find entertaining resources so this helps with that. It's cute but you also learn something !

[@cariourso6399]

She has 3 jobs and a kid so much respect to her

[@CarasGaladhon]

I don’t think she has the money for this lifestyle!!

[@sarahpina2830]

Jacqueline Willett ya think

[@erynd.9911]

Not at all

[@sarah3796]

😬😬😬

[@lilianal410]

So happy to see such a young toddler eating so good

[@savannahcanfield7134]

Lilianna B is this sarcastic? Because eating healthy young is good.

[@lilianal410]

no cause usually you always see parents feeding their children junk food and cereal and sugar-infested foods so they stop whining @@savannahcanfield7134

[@savannahcanfield7134]

Lilianna B true that

[@TheGbrie]

Those numbers don't add up at all, this has to be 60k after taxes and even then with all of those expenses I don't see room for any savings -- she didn't mention any so maybe she is not putting any money away?

[@xNamsu]

They don't account for things that are in the house that her boyfriend bought.

[@ye23.]

One major thing they exclude in all of these videos is whether the money they make is before or after tax. Makes a huge difference

[@bigpoppa4094]

How is she not crippled by anxiety raising a little kid and living pay check to pay check. Yet stills spends so a lot

[@caitlinmaeve8871]

“I’m not big in spending money on my own clothes.” *buys $110 leggings*

[@yungjroc5193]

but theyre LULULEMONSSS LOL

[@ericaalmanzar7010]

Yay finally a mother! This is what ive been waiting for ❤

[@graceo4593]

Why does she have a gym membership when she owns a gym🤔🤦‍♀️

[@alexvesel1]

her son is the cutest little boy ahh

[@ddame5925]

shugarwax yes! I love how she has his room too!

[@alexztorres1998]

This math doesn’t really add up & im really confused on why she has two different credit cards... one that’s she still owes 8,500 and another she uses regularly every month averaging 2,000 but pays it off every month? Why not focus on paying off the first credit card?? With those 2,000? Assuming she is probably paying the minimum or a little more she’s inquiring more interest & she gonna end of paying more at the end of the day... She probably needs to see an accountant or financial adviser bc I’m sure she’s not saving anything...

[@samd5332]

Finally, someone with a child on here. I love it.

[@kouturierecustoms]

Her expenses are tooo tooo high for her income..i wanted to stop after she said they split rent 50/50..i might n too old school..i couldn't even finish watching

[@kouturierecustoms]

@@marymary4144 so u must have some inside knowledge..otherwise you're making a lot of baseless assumptions since she did not mention parents..baby daddies.or baby daddies parents paying anything...if u think this breakdown is decent u may ALSO be living outside of your means.

[@chiquitavaughn]

Lol after they said 50/50 rent and he’s not helping with her son’s expenses at all. Tuh! Sounds like a roommate to me

[@kouturierecustoms]

@@chiquitavaughn #facts but hey.. wat do we know

[@ShawanMason]

Khan Academy has videos like these, but they actually interview people willing to share their salaries, education, budget, goals and how they got into their career.

[@Angibbabee]

God bless her! She’s goals. And it’ll just get better and will get more money. ❤️❤️

[@Ndasuunye]

I LOST IT when she said her son gets avocado toast! LMAO way to get them started young huh?

[@DiamondFlame45]

I respect these Entrepreneurs! I want a side hustle to supplement my 9 to 5

[@iamwindchakra]

I just want a 9-5 that pays enough that I don't need to side hustle.

[@triptinath5675]

@@iamwindchakra same

[@interestingusername2633]

800 A MONTH FOR PRESCHOOL? Preschool is free in my country.

[@mcottrill23]

It's free where I live in the US too both of my kids go to preschool for free

[@lesliewalters6830]

It depends on how long they go. My daughter's is free but only for 3 hours a day. If I needed what's called "wrap around" it's $105 a week and I live in a very small town in NW Florida. I'm sure extended daycare is insane in southern California.

[@bigpoppa4094]

She is actually getting a bargain on childcare. The kid is only 3 years old, and isn’t going to be getting free schooling for a while. Most places in the Bay Area charge double $800

[@burgster6031]

It’s normally $120-150 per week in the United States.

[@thecookingnerd8384]

I love these types of videos. Please do more

[@thelostdutchess]

Starting a business with an SO ... does not seem like a good idea to me, just saying 🤷🏾‍♀️

[@Jesslee435]

This is inspiring as a new mom myself. Thanks!

[@monikahao2961]

YES!!!!!! Please make more videos like this ❤️❤️❤️❤️

[@AC-qo8oq]

How? Her income doesn’t even remotely match her lifestyle.

[@jmonta21]

A C credit card debt

[@sverkauu]

boyfriend

[@sashacooke263]

Her household income is more or less 120k - 130k (when her boyfriend's income is added to hers).

[@noghd2560]

Baby daddy cheques and boyfriend.

[@jasmineatu6117]

I live in a family of four, me, my mom, and my two brothers (my dad doesn’t live with us nor care about us) and she earns 25k per year

[@jessfromdablock]

these are my favorite types of videos!

[@lj4466]

I'm sorry, but only $6,000 in student loans??? I'm jealous! Also, she wouldn't be able to afford any of this without a partner. I want to see a girl SLAY her OWN bills making a realistic wage!

[@frannypie.]

they have dozens of vids like that lol it's nice to see diff kinds of budgets

[@SOS-ct9mv]

I watched another one the girl made 150,000 but said she couldn't afford her apartment without her partner but they didn't add in his salary.

[@noghd2560]

"I want to see a girl SLAY her OWN bills making a realistic wage!" - The lifestyle most women aspire to isn't possible without a man supplementing income. This video is an example.

[@carlkpsplucky5554]

Just type in “strong independent women”.

[@UrbanScaramouche]

wait, we need to know how much the boyfriend is making....

[@buttaflyantics8618]

110.00 legging??? They better melt cellulite 😂

[@mariag1553]

First and this vid was amazing❤

[@SoJazlen]

Why get a new credit card and pay that one off every month rather than paying off your current 8500 balance?? 🤔

[@mizzmari]

It decrease the balance to limit ratio which is a good way to boost your credit while paying off an old card

[@janecozens6906]

Wow crazy how much of your income financially goes to your children!

[@geng9795]

Living in LA this is the most realist video I’ve seen. Yes, LA is super expensive $$

[@kourtneyfuller4994]

loved this one!!

[@sameerahmohammed6622]

She had student loans even though she’s a personal trainer, server and “aspiring actor” none of which require a college degree. LOL

[@adlyv]

I live for this series.❤

[@xNamsu]

Something doesn't add up here. This is a good example of the Southern California keeping up with the Joneses' lifestyle.

[@nattga]

Just make me feel sooo much better about how I spend my money.

[@kaptain1477]

1:30 I laughed at how cute her son was trying to go back to sleep 🤣😂

[@2828colleen]

oh hes so adorable!!

[@ayan9202]

Although I admire her for following her dreams but let’s be honest here she gonna be 30 soon and that acting career really just doesn’t sound realistic anymore. If she keeps running around Cali trying to chase an acting gig she’s gonna dig herself into major debt

[@maix139]

True...acting wont last

[@favisgarden4525]

Who knows.... some people don’t make it until 40

[@briannaann3284]

Why are you trashing this women, she works hard, providers for her son and wants to follow her dreams, but she can’t bc she’s 30? I didn’t realize there was a cap on what age people could pursue there dreams!

[@ayan9202]

Brianna Ann not once did I trash her... all I’m saying is that she has a kid now and she needs to start more pursuing more realistic goals I mean she going around throwing money for headshots when he could’ve put it towards her sons saving.

[@briannaann3284]

Perioddtt wow so your just self righteous!

[@melissamcclain34]

Really enjoyed this! Would love to see more like this with various income levels.

[@chanelme2693]

Melissa McClain ME TOO

[@beautyjournal217]

Plot twist - she’s an actor

[@kathrynpyrah4793]

Please do this for people in the uk find this so interesting

[@kouaxiong1033]

I would like to know how much she's able to save each month. I'm glad she's pulled herself up but she can totally do better at paying off her debt and cutting down on her expenses.

[@Thesidsentinel]

That childcare cost is crazy high. In South Florida, $1000/month pays for fulltime care at a very high quality facility and she is paying $800 for just halftime :O

[@zoerphl]

This is so inspiring actually

[@honeybdream]

Yes, more mom videos please ❣️

[@Saddbab3]

I want to see more videos like this!

[@junaidkhan-in5il]

It doesn't matter how much you earn. Save everything! I earn 26k British pounds and save 18k of it after taxes. 23 years old future millionaire

[@katie-oo4li]

ok? you probably dont have a child

[@aashleyk78]

Everyone's life is very different! She has a child, a new business, bills to pay and had student loans. Saving isn't the best thing for everyone.

[@iamwindchakra]

Then what do you do after you're a millionaire? Do you ever have any fun with your money?

[@siesies000]

Okkkkkkkkkkk

[@ye23.]

You live with mummy and daddy thats why mr khan

[@dakotabluepup]

Her sons expenses are not going to decrease.. growing children require so much more money and it sucks telling your children you can’t afford certain things

[@TheZchristina97]

"I'm not big on spending a lot of money on my own clothes" *Wears $110 leggings*

[@akilahs3889]

Dude ..someone needs to add her expenses up....that girl has to be broke. I refreshed my screen bc I didn’t understand why I couldn’t see her face.

[@lemmeseethatdabrussy2661]

What an amazing mother!

[@sabrinasin4047]

She doesn’t like spending too much money on her clothing but spend a lot of her son’s. But she owns a $110 yoga pants while the son’s t-shirt is $10... the logic

[@connie453]

yeah, you realize that buying expensive clothes for your growing kid isn't very economical, right? And who knows, even the clothes that he has now might not even fit him in 3 months

[@sasuxsakuxfan]

No need to be so judgmental. Her child is going to be growing constantly whereas she would rather buy quality clothing that last longer especially if it’s focused on her career. I wouldn’t want to wear bad quality yoga pants if I was a fitness instructor?

[@sabrinasin4047]

i totally get that. But she shouldn’t say she doesn’t spend a lot of money on her clothing but her son then. Just saying her logic is questionable. Not trying to judge the way she spends money

[@aayeshapoudel5355]

well she probably does spend a lot of money on each item she buys for herself but doesn't have a lot of things. But for her son his items might be more affordable but she buys him a lot of clothes and often since he's constantly growing. So at the end it makes sense that her spending on her son's clothes ends up being more than her own.

[@mcottrill23]

I cant believe she said she spends 100 a month on her sons clothes! That's a lot. I have 3 kids. They dont grow THAT fast.

[@carnival30]

I loved this! This was so beautiful.

[@TheBlackDorothyZbornak]

She should rent that space out to people who teach classes like zumba and yoga, she'd make money without doing anything!

[@amithebrand5095]

I'm a single mom of two living in NYC. I'm down for an interview. I'd love to see single mom videos or women living without a partner.

[@dulshipeiris3257]

Can you do a video about living in San Jose and San Francisco?

[@avabeskar5683]

So impressed that she no longer has student loans!!!!

[@JaneStoller]

Too many expenses for that amount of income. She needs some top financing tips!

[@smallkitten769]

I agree

[@rinaloume]

This girl is amazing!

[@amieamie7136]

this makes o sense. this should be titled How a couple making $xxxxx is spending their money since they are common law and raising a child together.

[@elissakim9863]

love how this was shot

[@Sheamus5000]

I would love to see a realistic version of these videos. Like people who are actually making ends meet with literally no money left at the end of the month. Or even people who dont come out each month

[@brownies8059]

This shows how hard adulthood is.

[@Michelle-pu4vw]

her son’s room is straight out of Pinterest wow

[@layna6736]

110$ on one pair of leggings? “I don’t like to spend money on myself.”

[@luliu3912]

Elayna Book15 she is a personal trainer!

[@Ciara1211.]

“I don’t spend a lot of money on clothes for myself”...wearing $110 leggings

[@jermed2001]

You go girl!

[@fluffystiofficial8318]

How do we get on this show?

[@aditya3465]

Raising kids is really expensive

[@naya4607]

Are these salaries before or after taxes?

[@alessiopasquali4239]

I’ve uncovered the identity of this woman. Her name is Mariah Wagoner.

[@mycomments4215]

Love that her child is eating healthy. *Referring to what is shown here*

[@MrsStellaAbigail]

Many people claim that 60000 dollars yearly income is on the lower-average end? Is that true? 60000 dollars (not euros) would be considered a bit higher than the average income in Germany. Especially for a 29 year old!

[@smoothoperator9901]

Nice ad 👍🏻

[@dealerofgame]

"my son needs to be well dress" Kids at that age dont even care how they what they wear

[@crosscounty24]

Wish her the best , it ain't easy in LA