how all the details fell into place for our move

[@lifewithmrsleet3708]

I would LOVEE if you shared a video on the building process. What you were looking for when building - house plans wise, what you prioritized when building a house for a family, basically all the things building! We’re building very soon and loveee hearing those things!

[@Na.itlitzabete]

I encourage you to rethink the ‘no pool’ thing - as someone who was born and raised in Phoenix, it’s really essential for spending time outside comfortably in the summer. We bought a house without one and cursed ourselves every summer that we lived there.

[@livinwiththeedges8283]

Yeah. Our first home in Phoenix we didn’t want one, huge regret. We now have one at our new home in Phoenix as well. Game changer for life. And we have young kids--we have lots of barriers of prevention plus swim lessons. We have 6 kids

[@brittanypirl7865]

I’m honestly so excited to see how your monthly budgets differ from Oregon to Arizona - I think you’ll be pleasantly surprised personally 😂

[@lilychiang12]

Congratulations! Can’t wait to see how you adjust future budgets.

[@ittz_Katie]

Things fell into place for us too. We moved from Oregon to Texas and it’s been nothing but a blessing. Five years later our lives have changed so much for the better. We just bought our new build house as well! Sooo excited for your new adventure! 🫶

[@morganellis9361]

So exciting! Could you share more on moving costs and how to save money as you go along the process? Moving in the near future and would love some tips

[@MadelineHine]

I’m so excited for your big move! Congratulations! Hoping everything goes smoothly for you.

[@nmejia024]

Hey Marisa! So excited for your family and this new chapter. Can’t wait to see it all through your videos!!

[@jacquelinebhg2325]

I have been following you for a couple years now and Ive seen all the sacrifices you all have made to make this big goal come true. And I totally believe at same time you gave it to God with full faith and He guided you. Soooo amazing 🤩I am sooooo excited and happy for you all, it really fills my heart ❤️🥳🥂💪🔑😎

[@TheBudgetingWife]

Thank you so much for this encouragement. ❤️

[@TheOscar15432]

Congratulations on everything. God is so good. He works things out even if you don’t feel like it is. Many blessings on y’all new journey.

[@jaclynroyer8498]

Love this! Will budget videos come back?

[@villamathilda6984]

Congratulations! So happy for you and your family❤😊

[@Natalie_11188]

Thanks for sharing with us. Again best of luck to you guys on the next step. I appreciated your perspective- I have been feeling kind of down on my progress with my financial goals and I went to check my equity in my home and I feel better. Refinancing in 2020 was a blessing for me. I can’t wait to hear more of how you like AZ.

[@chanelleholleyllc]

Thank you for sharing your testimony! I'm a SAHM, too--and I got so excited listening as you were sharing how things came together through this process (Romans 8:28). I definitely sense that the Hand of the Lord was and is all over this move! Not to mention the fact that you and your husband are tithers and givers...God is definitely honoring that as well! Very happy for you and your family! Congratulations! 🎉❤--Chanelle 🙂

[@selahlapinskas2918]

Congrats on all of your hard work paying off! Excited to see the house if you share it 😊

[@JustFollowHim]

So exciting!

[@johnsona5062]

I say this from experience...be ready for the December close date but be open to a January date lol i swear the holiday's put everything behind.

[@Mackenziea2342]

So happy for you guys! I totally agree that you got lucky on the 2019 and now it’s time to do what’s best for you, not just the budget. I feel the same way with upgrading at an SUV. We could stick with our sedan but the SUV would be so much better for our lifestyle and we can afford it so why not

[@laurensmoneymindset]

So excited for your family! 🎉🏡

[@Natalie_11188]

Me too. Didn’t know you followed her Laura!

[@allihead6292]

I would be curious to see what items aren’t included with the build that you are budgeting for in addition to the home price. You mentioned landscaping, an appliance (or multiple), usually window coverings are needed. Sometimes people add patios or improve on what is provided with a basic build. We have discussed building, but it’s all these add ons/things not covered I’m concerned about. I’m guessing you didn’t include those when referencing the $50K less price.

[@williamwarren9448]

Welcome to arizona we came here when I wanted to retire BUT could not retire and live in our home state of California ! We love it here and it is HOT but by year three you do acclimate ! Glenda

[@mjbowles]

So awesome! Excited for you guys! I didn't know Oregon was more expensive than AZ. I'm still trying to figure out everything finance wise; I enjoy seeing your videos. 😃We're out in Mesa, AZ.

[@juliagulia8887]

So excited for you!

[@TheSavvyCouple]

Congrats so excited for you guys

[@rebeccamartin2265]

We look at floor plans too and discuss which walls we’d knock down, if it was ours 🤣😊

[@conniemcintyre6973]

Hope you like heat!!! 😊🌞 Honestly, I never thought it was possible to get tired of sunshine but you will find that endless sunny days gets tiring! Who knew? Lol!

[@hollyw396]

Incredible! What a dream! Well done. We're going to miss y'all in the PNW! I always hoped to run into you😄 Do you get much recognition around town?

[@jofinney9543]

Thank u for sharing. Good information 👍

[@thebitsofgreen3519]

Hey Melissa question genuinely…. Is using money from the sale of your place a wise choice for a car? In terms of the math? I am sure you have run the numbers. I and just providing additional prospective because WHAT if no one has played a sound board…. if a loan of 450k vs 400k at around 6.6% is the difference of 115k in interest over 30yrs. Would likely be more than that and 3-500$ a month in a payment…. Given the 450k loan example. When I was talking to my husband about this scenario he was like a loan on a car is typically 5yrs…. And if it’s a new car the depreciation of those dollars…. That car could cost A LOT more in the long run than waiting saving….. but adding value and landscaping in the property makes total sense because it goes directly towards the actual value of the house the money just basically moves over … but the car while ‘worth it’ is it actually ‘worth it’?

[@TheBudgetingWife]

Hey! The way I look at it is that we need another car so we could either pay in cash from the sale of our home or take on a car loan. You’re right that either way we’d be paying high interest! But having a higher mortgage loan (by paying for the car in cash) only increases our monthly payment by a couple hundred dollars. We plan to refinance if/when rates go down and will be working on paying off the mortgage early with rates this high. But right now this option is giving us a better cash flow by paying less each month. But we’ll work to pay it off sooner. Another factor is that we don’t want to take on a car loan while also closing on our new house. When you get close to closing, financing normally reminds you not to take on any other debt because it then changes things for the mortgage underwriting and credit scores.

[@karihosny9420]

Did you have to pay real estate commissions?

[@lindsaymarie4416]

You keep saying the house is bigger. Are you not nervous about the electric bill in the summer time to try and cool a big house? 😬😬

[@lexmarie4867]

Definitely needs to keep that in mind!! Everyone I know there electric bill is like $400 or more in the summer! Which can be from March-September it’s definitely not only hot in June or July! Some years it start sooner and ends pretty late!

[@angelicamartinengo3912]

@@lexmarie4867yes but you also don’t pay as much in heat. Some places heat can be so expensive too so it’s a give and take situation

[@brendaroca1049]

Yeap 😅

[@lindsaymarie4416]

@angelicamartinengo3912 I guess it depends on the kind of heat. I know people that have oil heat and it's crazy expensive. We have a small house in PA and our electric heat at most might be $180 ish a month or two in the coldest months of winter

[@angelicamartinengo3912]

@@lindsaymarie4416 yes and depends on the size of the home and if the house is too old. That’s why I said it depends

[@shelleyn2884]

My son just bought a condo here in northern ca and interest rate 6.8%. He was concerned it was so 'high". I told him 29 years ago our first house had a 8.5% rate. 6.8 isn't historically high. Its just high compared to the crazy low ones of the last few years. And yes if rates go down then you re-fi.

[@annietasker214]

Are you planning on going with a 15 or 30 year mortgage for the new house?

[@TheBudgetingWife]

30 year. 😊

[@monicageller226]

I’m excited for you and your family! I always thought you seemed out of place in Portland given your faith and more conservative views (some of the reasons I enjoy your content) I’m glad your family can look forward to a brighter future in AZ. I’m a FL girlie I wish you’d looked into FL ! I love it here.

[@ashleymcdaniel6188]

Excited for you guys! We’re looking at possibly making a move too my husband really like Arizona have actually been looking at houses in various areas we want land though so would not be in a city excited to see the process of moving and what you guys think of it. Thanks for sharing

[@aziac4448]

You left a 3.25% rate 😬😬😬… that’s tragic

[@charity7273]

Girl!, I wish you would have recorded asking the way and delayed releasing the videos lol

[@brianneholmes6547]

Congratulations on the upcoming move! I have a strange question, are you possibly pregnant again?

[@dianaway1602]

Why are you considering Oregon to Arizona a cross country move?

[@thefrugallife]

It’s across from north to south. I moved from AZ to WA and it’s definitely a different world.

[@mattj5492]

they're only 4.5/5 hours from the Canadian border and moving to Phoenix which is only about 2-3 hours from Mexican border. I'd call that cross country!

[@terifabulous1206]

In 1989 when my husband and I were 19 and 20 yrs old and newly married, we bought our first home. Our interest rate was 10.25!!!!!! Hope that makes you feel better 😄

[@wellsaid7192]

However, the houses were cheaper to purchases back in 1989. The economy was a lot better and the cost of living was better. Let’s just keep it real.

[@stephmarie0686]

@@wellsaid7192exactly…THANK YOU! 👏🏼👏🏼👏🏼

[@ebuckets]

Why did you have your realtor show the house??? You were the one that found the buyer why pay the commission?? I guess when you already made 200k on the house what's an extra 30k lol

[@mariannedressler6784]

Hope you like hot!

[@kaitlync.2628]

I am so so happy for you guys!! I used to watch your videos back when you guys were still getting out of debt while I was getting out too. It’s so amazing to see how far you’ve come!! 🩵🩵

[@TheBudgetingWife]

Awww thank you so much. And that’s for being such a long time viewer. ❤️

[@lifebeyondthesalary2458]

LOL 😂😂😂That reminds me of when we were trying to move from our old house in Yukon. Still in the same state but just wanted to be closer to hubs mom & dad & brother & his family but we were just moving towns ~ We used to live about an hour or so away from my in-laws. We are now about 20 minutes away from his mom & dad, & until this past May when my BIL & SIL moved to Colorado so they could actually live together now that the kids had graduated high school ~ he’s a pilot & traveling home to see his family but being stationed elsewhere in a different state. Sometimes BIL was here MAYBE 24 hours before he had to hop back onto a plane to go back to the town he was stationed at ~ can’t remember the correct terminology but that’s basically what it was/is… but for over 8 years we lived 2 STREETS away from my BIL & SIL & their kids!!! It’s so weird them not being just around the corner anymore. Sorry. Rabbit trail. BUT!!! Hubs cousin & his wife had friends from their apartment living days that were trying to move out to Yukon & we were SO SO SO not ready to move… wasn’t planning to move until after our 18 year old GRADUATED HIGH SCHOOL but… yeah. WE NEVER EVEN LISTED IT. Their friends got our house that had been newly renovated. Could we have gotten way more than what they gave us? Actually yes, but we were super happy that they were able to buy the house from us. I’ve gotten to see inside after they moved in & made changes to it & O MY WORD!!! I LOVE IT!!! But yeah, your story reminds me so much about when we moved to our new house here in Edmond from Yukon. 🤣🤣🤣 & to top it off. My dad’s old house that we had turned into a rental property, we sold that one (CASH SALE) to a friend of a friend of ours from our Sunday Bible class. NEVER listed it. NEVER had to fix anything on it (except trying to get all the many layers of wallpaper off a few years before we sold it 😂 THAT was a jacked up mess 😂😬🥴). Between the sale of the 2 houses, we were able to buy this one free & clear within less than a month of buying this house.