How Bond Investing Can Still (Sometimes) Fail | WSJ

[@NicholasBall130]

Despite rising bond yields and falling stock prices, the markets remain uncertain about whether the Federal Reserve will maintain its objective of raising interest rates until inflation is subdued. As I contemplate whether to sell my $401k in equities, what's the most effective strategy for capitalizing on the current downturn in the market?

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[@leondonald]

It is a government inspired crisis this time. The Treasury have to sell Bonds to cover the trade imbalance and the government spending imbalance. In order to sell them they have to raise interest rates and the old long-term, low risk, low interest, AAA investments (including Treasury Bonds), held by the banks (often due to government regulatory policy), become next to worthless. The next milestone is the 15th when the government issue a new batch of Bonds. I have approximately 350k stagnant in my portfolio that needs growth. What is the best way to take advantage of this downturn?

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[@darnellcapriccioso]

It was a very bad decision to remove the Glass-Steagall Act in the late 1990s, which led to the spectacular failure of huge banks during the financial crisis of 2007-2008. To prevent another disaster, Dodd-Frank and this statute both need to be reestablished right away. What happened with SVB is only the beginning of what will happen if nothing is done to address the current situation.

[@richardhudson1243]

In my opinion, SVB was attempting to restructure their bond portfolio, which involved selling their low-yielding bonds despite the potential loss, and compensating for it by buying higher-interest-rate bonds on the open market.

[@maiadazz]

Despite the economy's resilience thus far, the SVB scenario cautions that the effects of Federal Reserve rate hikes persist. During such periods, investors must remain alert to anticipate what comes next. It is not necessary to act on every prediction, so I recommend seeking the guidance of a financial advisor, which has been my go-to advice for some time now.

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[@maiadazz]

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[@Scarsofevil]

@@richardhudson1243 What? lol. No they were just simply buying bonds becuase they don't know what else to do with the money. When interest rates go up, the value of bonds go down. They grew too fast for their own good. The only stupid mistake they made was that they bought long term bonds which caused a liquidity crunch.

[@rebeccaartgallary]

I find myself at a crossroads, uncertain whether to liquidate my $150,000 stock portfolio. I'm seeking advice on the best strategy to capitalize on this current market.

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[@HafezBd]

Even if bond yields are increasing while stock prices are decreasing, the markets are still skeptical whether the Federal Reserve will stick to its goal to raise interest rates until inflation is under control. While I'm still debating whether to sell my $401k worth of equities, what is the best way to profit from the present down market?

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[@Felix-uw8nv]

The FED raised interest rates, not the treasury

[@ddeeccaaddeennccee]

So... correct me if I'm wrong but if you always need new money coming in to pay the old investors interest/mature bonds... isn't that a ponzi, I'm not trying to be smart, so.eone correct me here isn't that the exact definition of a ponzi???

[@byankko]

yes, how do u think this world can going into this rapid growth without debt

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[@jasongonzalez6681]

Nice video but to clarify, the treasury doesn’t increase interest rates. That’s the responsibility of the federal reserve.

[@Aladhard]

Do people say treasury bonds have no risk? SVB were holding long duration bonds wth no hedge (if I remember correctly). A poorly managed bank with no chief risk officer for the longest time. Entry level finance classes discuss the inherant risks associated with bonds compared to tbills. 0:30

[@sarscov9854]

didn't they hold near zero interest rate bonds that no one wanted after the Fed raised rates.. I guess that's the risk.

[@luckyloonie1359]

I would buy gov bonds every year in #Canada🇨🇦... The banks are highly regulated in Canada compare to 5 other countries I lived in not including middle east... #TDBank🌎💘💰

[@henrywidjaja9631]

They just described a ponzi scheme and makes it sounds like its ok and safe.

[@gantagavin]

3:15 It sounds like the Ponzi Scheme

[@jtgd]

@Maline Maximus it isn’t. There’s obviously risk, but as long as everyone doesn’t redeem at the same time, you’ll get your money

[@mastersinr]

They own the prisons so issokay

[@rummimg]

The difference is that the US government has the power to keep them valid, not so much for the rest of the world.

[@cancelled_user]

Pretty much like every bank. Even banks in best financial shape will collapse if everyone decide to withdraw their money at the same time.

[@kaymish6178]

​@Maline MaximusNo there is actual investment and money coming back in from this. A Ponzi lacks this critical feature. In a Ponzi the schemer does not invest the money dies not generate a return they just put it in a big pot and use that to both keep the scheme running and pay themselves some money. That is the key difference. In a Ponzi the pot is only filled with victim deposits where a bank or investment fund or what not has underlying assets that are filling up the pot ideally faster than customers withdraw if the pot gets empty it will eventually refill from investment gains or the underlying assets can be sold to fill it. But in a ponzi if the pot gets empty it all goes kaput.

[@FinDDYouTube]

So, just don't buy a bond you can not afford to hold to maturity?

[@jc4418]

I feel the bond between us

[@Fightback2023]

bonds are worthless if the bond yield is lower than the inflation rate.

[@Phoebe_Michael]

BRIC'S isn't helping matters. According to some analysis, the United States and other regions of Europe may have a recession in 2023. Because china and emerging countries frequently grow faster than more developed economies, a global recession, which is defined as a decline in annual global per Capita GDP, is more uncommon. Fundamentally, if economic growth lag's behind population growth, the global economy is said to be in recession.

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[@angelm3670]

BRICS isnt a real group, keep falling for rightwing propaganda

[@samsonsoturian6013]

BRICs simply isn't going to happen. A lot of the countries involved are at war with each other off and on

[@joncavalier8875]

This explains that bonds are a pyramid scheme but still safe...😅

[@Patricia-Margaret]

Nobody can become financially successful over night. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals.

[@SaadKhan-lj8rd]

At 5:16, the journalist notes "the Treasury increased interest rates" which is not correct. The Federal Reserve, a separate and independent body, increased interest rates. Otherwise a great summary of the bond market and some Bond 101!

[@bigtee763]

Check out the story of how the Government of Ghana defaulted on its bond debts and bond holders had to suffer . Very Sad. Had me rethinking about investing in bonds

[@Hmongboi228]

You're talking about a developing country, Ghana. If you're investing the majority of your net worth in a developing country that is rife with corruption and will likely have a coup, then you deserve to lose your investment..

[@alamdarhussain574]

I have a very historic USA bond. It was purchased in 1934 by submitting tons and tons of Gold. Now dont know how to cash it.

[@dougreed736]

I like listening to this guy but he is really just talking to hear his voice. China is head of the very successful BRICS nations. They are making moves all over the world while America is redefining what a woman is.

[@dentatusdentatus1592]

Enough about government bonds. Time to talk about James Bond. 😎😎😎

[@paillette2010]

This is a nice explanation. Thank you. Maybe explaining the world of bond trading could be next?

[@williamlouie569]

SVB got greedy! They bought long term bonds while they should have bought short term ones!

[@benjaminlewis671]

2:58 yes just as everyone thinks congress has your best interest in mind.

[@benjaminlewis671]

So it sounds like the only reason that SVB failed was because it made poor investments. When my business made poor investments it closed. Why is SVB open, and when were these decisions made not to close?

[@jeffhurtson5211]

Because SVB was sold and the new owner covered the obligations

[@JJs_playground]

At 3:15 to 3:26 doesn't that sound like a Ponzi scheme?

[@artjom01]

true

[@chowsquid]

Only if you can’t raise taxes or cut spending on your people. New treasury buys are one way of income, but gov have other ways. Like taxes or selling off military equipments.

[@Trader_JMB]

Sounds like a Ponzi Scheme.

[@CRAZYCR1T1C]

If you treat them as fixed term, you have nothing to lose

[@Larry21924]

This is a masterful creation; akin to a book that was lauded for its storytelling. "The Art of Meaningful Relationships in the 21st Century" by Leo Flint

[@nhanha7433]

You must choose right in order control inflation and earn and security. These 3 must in plan. It is the goal. It must be in set

[@huckfin1598]

Sounds like a Ponzi scheme

[@nhanha7433]

It is about the workers and the productions and services and education. That why we lend monies to let the government handle. There are short term bond and long term bond and mid term bond. It is not for bankruptcy

[@nhanha7433]

The corporation and the health these are the main goal that why we do the funding.

[@nhanha7433]

The Enron before the company bankruptcy it is have huge earning It use the huge earning to gift to someone. Now it is going to bankruptcy.

[@miminotbovered2857]

Then don’t sell them

[@zabdas83]

Guess what a Federal Reserve dollar bill is an I O U as well!

[@pamelahomeyer748]

The biggest problem here was why did Silicon Valley Bank feel that it had to sell the bonds and that was because they had made loans to people who could not pay them back because those companies were high risk or fraudulent

[@talhahkhan7696]

3:33 that can’t really raise taxes, or decrease spending to where they would not have to print bonds

[@wildmiku2943]

That's why when we draw capm, the starting point is always on the y-axis above the origin.

[@nhanha7433]

The workers fund the corporation. Because the workers and the communities have the need.

[@samsonsoturian6013]

Fun fact: The Captain America character was invented to sell war bonds originally

[@nhanha7433]

Without corporation and treasury department and federal reserve. We have inflation.

[@nhanha7433]

The interest rate rise the public obligation to protect the treasury department and the federal reserve

[@nhanha7433]

Our corporation they have mission. Our leader we elect has purposes.

[@nhanha7433]

It is about the projects and developments must proper to earn big. They reckless in earning

[@nhanha7433]

The stock we trade for monies but we also need supplies. If trade huge lost we deal with debts

[@angelalcantara7]

lol

[@Commando303X]

This is an excellent, well-accessible introductory video. Thank you.

[@official_ashhh]

Volatility of the gold market is oblivious . A Bond is another good investment scheme

[@nhanha7433]

While we encourage the federal go after the crime as well

[@whatalittlepig]

Terrible video.... Saving bond is safe on the assumption that the Govt can continue to sell the bond to investor around the world, which first is not true anymore when interest rate is hiking.. then the shear gigantic amount of new bond the US govt is issuing makes the world investor difficult to absorb. Making bond difficult to sell, and the Govt has to put a higher interest rate to attracts more buyer which make the interest rate even higher and economy worst and old bonds more worthless.. and that dude (that looks like an intern fresh out of college) asumme the US govt can always raise Taxes or cut spending? Oh please.... With the worsening economy can the Govt raise taxes on its people, without the people over throwing them? Can they cut spending with a higher interest rates and inflation? Don't let WSJ mislead you, make better investment judgment. All type of bond has risk...

[@chowsquid]

It’s not “that dude”.it’s the whole premise of any gov bond is the gov can alway raise taxes. If the gov can’t raise taxes on its people, you shouldn’t buy that gov bond.

[@auro1986]

how? if there are no wars

[@samsonsoturian6013]

There are lots of reasons to borrow

[@nhanha7433]

All of those it is no absents services

[@george_kimani]

You've taught me something I never understood how it worked.

[@nhanha7433]

The main goal is the services to each other in order to receive legal tenders

[@nhanha7433]

We must inspect the corporation to determine the homeland securities

[@SW-fy8pq]

all empires collapsed due to overspending

[@hattrickchu]

its unethical and unprofitable

[@nhanha7433]

Because the cheater we need the strong federal

[@daviddavis9727]

They All looked interesting 🤔

[@sonyse2t5]

F k the bond.Want gold😮

[@aynhiayraadr6599]

get your cash and go buy gold now!!!

[@osx86x]

3:19 has the hallmarks of a ponzi

[@tummybucks2965]

That Sam Goldfarb sounds like a typical establishment pundit.

[@oftengone]

So many bots on this video Jesus

[@nhanha7433]

Svb it is support the network corporation. They stop support we have homeland securities more mess up. And businesses more mess up

[@nhanha7433]

We will print monies if bank cheat if corporation cheat if industries cheat or if investors cheat

[@nhanha7433]

We do plan military and job training and corporation and bank these things can not because the Bric we fail

[@xenon6947]

Only 63k I make 200k US dollars everyday.

[@joshuaboerger7965]

😂 what an unbelievable claim

[@ravindertalwar553]

Long LIVE Indian American Friendship And Mutual Understanding

[@nhanha7433]

We have company bond they raise fund and support. We have government bond because we deal with crook and crime. We better follow up to know who they are or they repeat cheat and rob

[@nhanha7433]

As corporation fail and bankruptcy too many the retirement all no fund

[@nhanha7433]

Fail it is from crime

[@aconsideredmoment]

Not a very good video.

[@nhanha7433]

You can earn big but fail supplies as well as fail homeland security

[@zachjones6944]

The Federal Reserve is not the Treasury. Was that a Freudian slip?

[@Dirtyfiat]

Legal ponzi?

[@nhanha7433]

The bond protect corporation but it is a so protect retirement group

[@nhanha7433]

If no services then no care in trading that the cause recession

[@nhanha7433]

No good

[@nhanha7433]

So someone betray make fail or liar. We are in huge problems

[@nhanha7433]

To protect the federal we expect must go after the crimes

[@nhanha7433]

Because if it is weak our corporation also weak

[@nhanha7433]

What can you do better. If you do not want to go after the crime

[@nhanha7433]

They open corporation to raise fund.

[@josehawking5293]

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[@nhanha7433]

They just want the currency but no services

[@nhanha7433]

The bond it has corporation the goal to save corporations

[@nhanha7433]

Why not buy bond from corporation.

[@Yashuop]

Claim your “here within an hour” ticket right here🏆

[@bakerkawesa]

3:11 A bit Ponzi scheme-like.

[@samsonsoturian6013]

Only if you're Lebanon

[@nhanha7433]

The federal reserve hold bank notes

[@duberm1612]

Keep it printing it ! And endless cycle

[@nhanha7433]

Even it is the Pennie investment

[@nhanha7433]

Then we never have recession