How College Refunds Are Created & What To Do With The Refund - Financial Aid & Admissions Basics

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In this video, "How College Refunds Are Created & What To Do With The Refund - Financial Aid & Admissions Basics" in this video we talk about how college refunds are created. College Loan refunds are used by a lot of people to cove the book cost, housing cost or other cost. Also in addition we discuss why you take the student loan in the student's name when possible. Also we discuss refinancing student loan debt especially if you are looking to go with a Variable rate. We talk about Parent Plus loans, NJ Class Loans and Private loans like Sallie Mae, Nelnet, Sofi, Citizen Bank, Discover, etc. We talk about when not to take a private student loan and when to go with a state loan like NJ Class, Vermont Student loan, PHEAA Student loan. We talk about what interest rates make sense when you are deciding on a student loan and when to take the variable student loan over the fixed student loan and when it makes sense to go with the Federal Parent Plus Loan.
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[@pattyfazzini]

No question...just wanted to say you are the BEST!

[@KaiChen-t8w]

For scenario 1 where my grants and scholarship money exceeds my tuition and housing costs, are those free money taxable? (New York State)

[@chancetreneza]

Some if it's a PELL grant is it free money?

[@clarkerots9348]

Great info. Thank you. West Morris Central HS. Class of 2024

[@patrickbubniak4527]

Thank you for the video, Jefferson Township High School, Class of 2024.

[@robertneumeyer2329]

Really helpful info Ed. Thank you! Roxbury HS Class of 2024

[@user-rc7mf9hw5r]

Excellent presentation. However, the 15 minuite Fed Fund ccmmerical was a bit too much.

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