How He Achieved Financial Independence in JUST 10 Years | PowerUp Money

[@arindamdas6661]

He's explaining all the calculations on how to achieve FIRE by the age of 50 or, in the best case, by 40, starting from age 25. However, what magic did he use to achieve it in just 10 years? Even though the video title mentions it, I couldn't find that answer in the entire video!

[@manimohanm1323]

Magic is "Invest more"

[@NOWINFORMATION]

U need to see video again he explained everything very clearly

[@dom321bar]

1. Growing at the rate of 15% CAGR is neither easy nor guaranteed 2. There would be periods when the markets will not go anywhere. For proof check US Markets between 1965-1982. During these periods the investor needs to stay put. This is not easy as its a rare trait. Just a few points I wanted to share after seeing this nice interview

[@m.ravikiran2243]

Absolutely possible my friend. Please check the return of nifty next 50 mf return from decades

[@Avinash-rq8dh]

This is India's decade. So invest in this golden Era

[@ravipitale4805]

That is CAGR brother , one year it may 5 percent and other year it may be 25 percent but CAGR after 2 year would be 15 percent. That only if you stay invested for long term .

[@user-ki5ki7jw4i]

Why look at US market. Why not at nifty

[@mebinninan]

Why u are going to US.. Check indias growth story.. Its achievable...

[@Cricketkeda28]

Lovely channel, please bring all these people who have achieved financial freedom working in corporates

[@PowerUp_Money]

Thank you so much!

[@Voyager29]

these are fake people ..

[@swagatdas9320]

Very insightful. Thanks Powerup Money team.

[@suryasurya-tj6gu]

Great session-no drama, no unnecessary questions. All the questions and answers were straight to the point. Keep up the good work, ma'am. All the best!

[@amoldatir8152]

Dil behlane ke liye gaalib presumptions ( Cagr 15%,10 % yearl y increase etc etc ) ka khayaal achcha hai...

[@sunik240]

@@amoldatir8152 18-20% toh MF de raha hain bhai. Last year, Small cap mf gave 40% returns. If you invest in direct stocks 15% could easily be made.

[@Mahesh-ff1lz]

Correct

[@ashishsingh8169]

This is the most logical podcast i have seen in terms of financial freedom. Very insightful. The point today market is at bottom if we compare with 15 years form now. Thanks

[@PowerUp_Money]

Thank you so much, Ashish. Glad you liked it.

[@ma31429]

Thank you Navdha for spreading knowledge... your smile is amazing...I love the word "Personnel finance is more personnel finance"😎

[@asitswain698]

Personal finance is more personal finance

[@lsrinivasan4556]

Was he investing in mutual funds directly or through a broker?

[@CollinDavis]

In between don’t buy a home, don’t plan kids and don’t account for aging parents who would also need your assistance. And also don’t plan your kids education. And let’s not include discretionary spends like car and vacations. Financial influencers continuing to sell their pipe dreams

[@PRADIPTOCRJ]

Some people are not even putting their child in School. Holly f generation

[@saisrujan5076]

Buying a home isnt a necessity, ive seen millionaires living on rent. Do the math. If you go by emotions you cant FIRE. Kids are a must and it is possible to have kids and vacations and car too if you increase your income. Dont find excuses find the means

[@templogical3095]

truth is only way to achieve FI is earning high income and then saving and investing big corpus, rest all is nonsense.

[@kshitizsingh3954]

Touché

[@mercurym9137]

This type of video given immense confidence that I can achieve financial independence .

[@VenkatTalks99]

Excellent

[@kittu529]

One of the best I must say. What an insight he has brought out. Thanks for sharing.

[@PowerUp_Money]

Glad you enjoyed it

[@rajgopal9708]

I think he is talking about his financial comfort and not general financial freedom. Comfort and freedom are two different things according to me.

[@universalinformation572]

The way you ask the questions and smile on your face is beautiful. Excellent video. Bring more of these.

[@sureshgoondla1917]

He is so simple and obedient 😊

[@stevenmathew5960]

Very sensable session for all the doubts.

[@bidyutkumarsaha2900]

I am in equity market from 2006, this person is 100% right.

[@Mukeshpatelanand]

very nice RAJKUMAR

[@mustaqm55]

Super Star this guy is! Honest and genuine advice! 🎉

[@PowerUp_Money]

Thank you so much!

[@hardikparikh7838]

Very practical investor and wise advice..hope to crunch numbers in next 10 years

[@VIshnuTejesh]

Right questions - way to go !

[@traderpsingh]

Before Financial freedom, achieve "FREEDOM" , quoting my experience..

[@ExecutiveEngineer-z1k]

HE IS JUST BRILLIANT

[@adv.pardeeppundir5082]

Navdha, Best wishes for your journey also 💐 God bless you.

[@bineeshvkd]

Very insightful. Thanks Madam. all good questions and answers.

[@ritvik9100]

I love how attentive and enthusiastic the interviewer is. Great job ❤

[@PowerUp_Money]

Glad you liked it!

[@aj-lan284]

She is a sweet girl. Beautiful smile.

[@noregretssgr]

Mathematically its always easy.... Earning YOY even 12% is impossible. Risk free investment include PPF VPF EPF that ranges from 7% -8.25%....Equity market needs a good advisor for not losing the capital

[@sangeetharajanm2440]

Everyone talking financial freedom is merely investing equity real estate bond gold etc but it is wrong way it is just like creating pension ..financial freedom is you should not depend on others you should create your own system to earn money like start your own bussiness not invest in equity bcoz you r financially dependent on equity investments for your living that is not in your control n that is not your skill sell your skill n earn money

[@geeta59]

Well running and sustaining business also not completely in a individuals hand it depends on market cycles and government regulations and don’t forget that the stocks are businesses too.

[@adityantamarapu6239]

You can continue to sell your skill after being financially independent. It might even fuel your creativity as you are no longer chained to just survival.

[@user-ki5ki7jw4i]

Try doing business n u will know if its risky or not..

[@maniarora2452]

It is a skill to Invest in that asset, what you know and earn from it, its your skill that pays you as u learn stock market, or May be Property market, its indeed a skill

[@mahirocks9888]

Bhai mere ek business krne se achcha 10 business me 100rs each invest karna Jo longer run me 10% growth de de .. Acchi companies ne Paisa banaya hai agr aapka base big ho to lower percentage se bhi aapka Kam BN jata hai.. Business krne ke liye bahot kuch lg jata hai ye nhi socha aapne

[@kirtinair1864]

Is there a way, other than equity, by which you can invest in startups and small companies, considering you dont have a big sum to contribute.. but like in a SIP model or like how some commercially leased real estate models ? How is that done ie. The process ?

[@dibyendusarkar9710]

I think seeking financial freedom through investment alone is a bit of a mediocre mindset. While investment should be made necessary in everyones life but one should not obsess about only that to gain financial freedom. I think upskilling yourself should be a priority so that one can increase income manifolds which in turn will help in investing more and compounding more and hence gaining financial freedome earlier.here example has been given where a monthly investment of 30k-40k will help gain financial freedome in 11 or 8 years respectively. But a person earning more who can invest more than 40k can gain financial freedome much earlier.. So increasing ones income through up skilling,learning should be first priority

[@keshavamurthy2585]

In 10 yr ,market can go down as well...will sip still give 15% returns even during down times?

[@vigneshm9411]

To the point explanation... I say this is a brilliant video on financial knowledge. Thankyou sir.

[@PowerUp_Money]

Glad you liked it.

[@track0123456789]

18000 to 72000 makes sense in 10years If 72000 goes to even 150000 in next 10years, it's just 100% return?

[@drbijalsharadjoshi8633]

Very well Summarised 😊

[@rrkkinvestments7020]

Good evening , my name is Rajan - 62 years from chennai , my son received his first pay (takeaway is Rs.80,000+) . How to plan wisely starting from term insurance , medical insurance , car , house etc . Which will be the best avenue to park (long term) and meet financial goals . Retirement say 50 years.

[@prasadjadhav4487]

if someone starts at 40, goal is 50 cr, how much should be monthly sip

[@githinsmohan2429]

Good and informative video

[@SHAREMARKETMEMES]

Awesome financial speech❤

[@PowerUp_Money]

Thanks a lot!

[@sureshgsyt007]

Brilliant insights and takeaway from this conversation. Keep adding more such videos Thanks

[@PowerUp_Money]

Glad, you find it helpful!

[@mindsetmomentum1206]

The best video regarding investment.Thank you so much 😊

[@PowerUp_Money]

Glad you liked it

[@narasimhamurthy1679]

No one talk about agriculture.. But they want good food to eat

[@ivanpremgi7173]

4:56 the 10% step up each year is not realistic for a common person. The numbers given (2cr, 3cr, 5cr) are based on the person carrying on investing monthly for all those years. For this example given 40k with 10% step up each year from previous year (40k, 44k, 48.k etc) On the 25th year that’s when the corpus is 5cr, the person will be investing over 2.6 lakh per month which I don’t think is reasonable or realistic. And even if the value of 10% is fixed for each year from original 40k. 25th year monthly investment would be around 1.4lakh per month (40k + (4000x25))

[@duraisamya3068]

Very useful information about investment in MFs and well said true, thanks for both of you for giving good

[@2003nirajnaik]

One of the finest interviews I can say

[@basavarajmane9493]

He is true on EMI front. If we opt for EMIs then its impossible to achieve financial freedom.

[@lisboaprince4513]

So 5 crore is financial freedom

[@BikerDaDInt650]

first of all how can a common IT empoloyee at 25 years earn 1 lakh a month to calculate 30 k investment, when i got job at 25 my salary was 25k per month and in hand i got 22k now i earn more than a lakh @ 33 years old now i have started investing 25k per month. i feel like FIRE is overated for normal employees , it works good for employee with high salary

[@Hindustanibahubali]

Your salary will increase with you experience and so your saving rate, just keep investing and increase it with every salary hike. After few years yours savings will grow exponentially. Just stick on the path

[@gunjanvora]

What will be the inflation adjusted value of 5 cr in 15 years?

[@sharadbhat3106]

What clarity..superb..👍👍 keep getting such inspiring people who have done it themselves

[@PowerUp_Money]

Thank you!

[@mdashraf7445]

Awesome, very insightful without complicating the stuff.

[@PowerUp_Money]

Glad to hear it!

[@sukantasagar9492]

Great content..... please continue this financial freedom series 👍👍👍

[@PowerUp_Money]

Sure. Glad, you liked it!

[@Youtubeforbrands]

Awesome, love the video :)

[@PowerUp_Money]

Thanks a lot😃

[@muthukannanmurugachockalin7321]

Excellent video. keep up the good content. This man is super simple and super sensible.

[@ravibhatt2192]

What is your cagr return in mutual fund since investing

[@DruvakumarHs]

Insightful video with lot of information. Thanks @powerUp Money ❤

[@PowerUp_Money]

Thank you!

[@rahulg3082]

Nice interview thanks Raj

[@PowerUp_Money]

Thank you!

[@arkachowdhury2001]

Your compund interest calculation is wrong

[@DileepM]

I'm from 2021, journey started.

[@2003nirajnaik]

One of the finest interview. U can consider CAGR even though corpus is handsome...

[@arpomondal3288]

Nice clear vision

[@PowerUp_Money]

Thank you!

[@PrashanthGiridharan]

Experience speaks.

[@pranaykandpal456]

Never seen a financial guru take inflation into consideration. 5 Cr corpus after 15 years will be just 2.1Cr (inflation adjusted).

[@srinivasang1062]

Of course, but 2 Cr is still good money.

[@priydipdeshmukh3815]

This 5cr can give you 12 to 15 percent yearly, so this 5 cr amt will get increased even we consider inflation what amt becomes still better.

[@venkats3349]

Bro. Dont do maths., Just dont invest 5Cr or 2 cr is less

[@saurabhmukherjee850]

Very good content

[@BharatiyaHainHum]

I am 37 , please recommend some plan for me

[@mohamedshahid1576]

30 K/month for investment is not everyone's luxury after government's tax loot.

[@maasanjana]

Wonderful conversation. Keep doing good.

[@PowerUp_Money]

Thank you, Sanjana. Glad, you liked it!

[@ashishkatariya5388]

Inspiring podcast 🙏

[@PowerUp_Money]

Glad you liked it😃

[@user-tt8xu9ic8i]

Thank u mam for making this video ... Kindly make more videos God bless u keep growing ...

[@PowerUp_Money]

Anytime :)

[@diptiranjannayak5334]

Very nice content and informative

[@PowerUp_Money]

Thank you so much 😃

[@pkannan168]

Very good information 👍

[@PowerUp_Money]

Many many thanks

[@thirumalrao2329]

Very nice.

[@PowerUp_Money]

Thank you!

[@saranyas3162]

One question how to calculate retirement corpus number .. I was waiting for that question

[@shivajinalawade6128]

25X times of your annual income

[@seansanwhybaptisingmakesch1930]

@@shivajinalawade6128 Annual Income at which stage of your career?

[@juj1988]

Search retirement calculator in google

[@Freedomwithfinance-cha]

There is a huge disconnect between reality and such interviews. If FIrE was this simple with a bunch of equity SIPs and direct stocks - trust me we would have been even more poorer due to inflation.

[@edison.t8265]

Absolutely

[@Thecuriousmind123]

Which 25 year olds are eary 1 lac 😮

[@aniketpatil5202]

Had similar query in mind 😂

[@anandkrishnana]

A lot of people actually in a city like Bangalore or hyd.

[@riyainteriordesigners7]

True, even new entrant to Software engineer won't get that amount. But @ the age 28 you can achieve earning 1L if you learn new things in any job so that you can start SIP with higher amount...

[@bhavinshah781]

good video, 15% is on the higher side though

[@Pawantari]

Subscribed!

[@programs23]

Wow!! One lakh per month at 25 years is. Lot

[@guneetharrar1526]

which mutual fund he has ?

[@PowerUp_Money]

Hi Guneet, As per SEBI guidelines, we tend to avoid mentioning specific mutual fund names.

[@guneetharrar1526]

@@PowerUp_Money can you mention only the types like small , mid in how much % of total portfolio?

[@TechTunedFinance]

Most of the videos on fire/ financial freedom are very stupid.. they dont consider mandatory life expenses like marriage , support to aging parents, kids education, home , car , vacations... Also the 5 cr he is talking about after 12 -15 years would hold really less value .. I dont think you will be able to afford a flat in 5 cr after 15 years in any tier 1 city.

[@gauravaudichya6253]

After 20 years what will be value of 5 crores? Ye ajke 1.25 cr ke equal hoga yadi 6% inflation ho tho. Phr tho apke hisab se jiske pas aj 1.25 cr hain vo financial free ho chuka hain. Bhai sahab itne main tho aj acha ghr nhi ata. Na koi life ko explore kar skta hain. Na world tour kar skta hain. Ye kaisa financial freedom (fire)hain bhai sahab.

[@AnujNeogi-ih2db]

Bhai paise ko invest karke chordo aur sirf apne day to day life ke kharche pe focus karo , jab manlagega ki aur nahi ho raha tab investment khol ke dekhna 5 ka 10cr ho chuka hey

[@gurpreetkakkar]

So do you have any better solution or shouldn't people invest then and live paycheck to paycheck? Not all are stupid like you

[@gurpreetkakkar]

So do you have any better solution or shouldn't people invest then and live paycheck to paycheck? Not all are stupid like you

[@vikasnarang83]

Better than Zero, atleast some security. And how many have even 5 cr you tell me.

[@HeraldTheGoodNews]

Inspiring

[@PowerUp_Money]

Glad you enjoyed it.

[@cryptomambaindia2645]

Great content 🎉

[@PowerUp_Money]

Thank you 🙌

[@K_badosh]

sound thik nahi hai

[@PowerUp_Money]

Thank you for the constructive feedback. We'll implement changes in the next video.

[@prateeksoni1798]

Also inflation , currency devaluation. Not considered

[@karthikeyan9592]

Insightful. Great Rajkumar!

[@PowerUp_Money]

Glad you liked it!

[@mansoorrahaman3250]

A normal 25 year old engineer can’t earn 1 lakh a month Be practical talk about facts Just showing random numbers doesn’t give you financial freedom It will give you in excel sheet

[@prakashkrishnamoorthy4767]

Sir right right right right right Pls stop right

[@balajikamalesh3338]

Planning to invest 1.7L per month for the next 10 years, hope i can achieve financial freedom by then

[@vishalkumbhar5536]

If you can invest 1.7L per month after deducting your life expenses from income then my dear friend, you have already achieved financial freedom 😂

[@antevasin2786]

all those have bloomed after covid

[@parammani4717]

Salary itself monthly 40, what can we do

[@zomssingh8744]

Invest 30-40% of your salary

[@religionofpeace782]

First step - double your salary asap 2nd step- Invest 50% of salary in Mutualfunds

[@RohitKumar-zr3pz]

15 ℅ ke hisab se 5 years me 1 cr se 2 cr Hona chaiye. How he is a saying 4 years

[@chandrakantghevade9481]

What about purchasing power of 5cr after 25 years sir ji.

[@RajeshSingh-om9iv]

But 5 cr is still a good number even after 25 years

[@balajikamalesh3338]

Inflation will always be there whether you invest or not, which is better?

[@varryset]

not sure why people are saying it's a good interview .. there is no insight on the numbers he built for himself.. what has he retired with ?

[@SarangaVlogs]

Nice

[@MutualfundsahiHainbutkaunsa]

Dear 20 yrs ka job rahega

[@umashankarkhatik9581]

Very very good

[@PowerUp_Money]

Glad you liked it!

[@ashu78622]

Who is giving job in private sector for 20 years😂😂

[@harishsharma705]

15% growth taken is a long shot and not always true

[@m.ravikiran2243]

No it's absolutely possible. Please check nifty next 50 index mf return.

[@sunik240]

My wife has been investing in mf for the past 10 years and generating 18-22 CAGR.. I have been doing stocks for 4 years and generating about XIRR of 40-50% 15% CAGR is easily doable. Trust the process and start today

[@dipankardeka4323]

Not 15% , I say 18% is easily possible

[@MrHarrytrunks]

Pretty much doable

[@lisboaprince4513]

So 5 crore is financial freedom. ????

[@gauravkorgaonkar4113]

25-30 times of your annual income now. If you have that much today you are financially free..retire doesn't mean don't work but you no longer work for money.

[@alishop7389]

Jise dekho bas podcast chalu kar diya hai. Gyan pelne kehdo sabko bas.