I am a senior software engineer as well. Been working in IT since 1997. Some advice for my Indian friends. Don’t get into debt. Yeah it’s nice to have things that we have worked for but pace yourself. Don’t fall into the debt trap.
@SurjeetSingh-le4wb2 жыл бұрын
Bro the information you provide is very raw, much better than other vloggers who just try to brag and showoff what they got, feel happy for you. You are the only vlogger who actually help others instead of just bragging
@shrujansanil84892 жыл бұрын
True
@sohamsahu76412 жыл бұрын
Difference between an Educated KZbinr , and an uneducated KZbinr.
@BigPoppa8882 жыл бұрын
True
@dhairyasudhirmehta27282 жыл бұрын
+1
@iamvijay2 жыл бұрын
That's the reason why I like u bro. Makes everything balanced in life
@aweshgupta64242 жыл бұрын
It clearly evident that to suvive in a foreign country like USA... you must need a girlfriend rather than a job😂🤣🤣
@Lawrence3052 жыл бұрын
But to have a gf first you need to have a job, otherwise no one will pay attention. ( Caution:- You may get gold digger also) Hence, to survive in foreign you need a job.😀
@Unknown.boy002 жыл бұрын
@@Lawrence305 jiohh🤟
@aryankumarpoddar30322 жыл бұрын
@@Lawrence305 well u can become gold digger 🌚😂
@pranjalm72472 жыл бұрын
@Lakshya batch wallah wrong path?
@pranjalm72472 жыл бұрын
@Lakshya batch wallah usa has better placement strategy than india
@sannthosh28472 жыл бұрын
That business option is great , It literally reduced your payment into half . Really this is how we should buy a car.
@itsmeg45752 жыл бұрын
@@anshgarg7477 how will the IT dept get to know you are using it for personal purpose? Also he mentioned that he only took 50% as a tax write off, under his gf name.
@itsmeg45752 жыл бұрын
@@anshgarg7477 even if they find out it doesn’t matter right? Since it’s only 50% under his gf name
@itsmeg45752 жыл бұрын
@@anshgarg7477 exactly, so he isn’t doing anything wrong here. And the IT dept can’t hold him accountable too.
@itsmeg45752 жыл бұрын
@@anshgarg7477 yes I work here in Texas.
@itsmeg45752 жыл бұрын
@@anshgarg7477 haha yes that’s true. Not everyone has a gf who owns a business ;)
@RameshKumar-ng3nf2 жыл бұрын
Bhai, good thing about you is , inspite of famous and big achievements, you always stay humble and down to earth 🙏. You are a pride for India 🙏
@abhisheksingh27172 жыл бұрын
Bhaiya itni planning kai sath aapne car li. Hats off #indian saving money is in our Blood..😁
@lawyermahaprasad2 жыл бұрын
Also in India all the cars don’t qualify for tax writeoff … so before making any decisions please consult a CA
@Fuddifadu2 жыл бұрын
We get depreciation 15% every year which can be reduced from your tax liability (only for business entities)
@polaris19852 жыл бұрын
Buying the car on a business name gives benefit of charging depreciation thereby reducing your tax liability on profits. Also the purchase will be a fixed asset for business purchased from profits.
@yt_bharat2 жыл бұрын
You are actually smart and a true engineer, what a calculation. Harnoor, please keep making such educational videos, need to learn a lot in this aspect!
@EarnwithRohitash-sz4ce2 жыл бұрын
FEEDBACK APPRECIATED ⬆️⬆️⬆️ Be sure to contact the what'sapp line above for more advice and consultation on investments..;
@ramizr2 жыл бұрын
"when I got to know something free is happening" classic Harnoor
@ThinkGenius2 жыл бұрын
Harnoor bhai always inspiring and motivated us❤️🙏
@deboraabh2 жыл бұрын
*Everything went over my head 🗣️ 😱😱 if you can explain everything in layman terms and with step by step details That would be great 👍*
@purnasaimadala2 жыл бұрын
Bruhhhhh that’s literally what he did!
@deboraabh2 жыл бұрын
@@purnasaimadala r u kidding .. I guess you don't know and did not understand .. if you know the details then yes he did not.. lot of things
@mkshitij111112 жыл бұрын
The definition of success was absolutely true!
@Ayush-lj3xn2 жыл бұрын
1:53 You failed to take in account the source of production of electricity for charging station which are most probably sourced through fossil fuels as the renewable energy sources accounts for 20.1% of electricity generation in USA {Source - U.S. Energy Information Administration}
@AnkitJain-ct5ej2 жыл бұрын
Congrats Harnoor, hope this car brings lots luck with it, have fund driving in Atlanta, I have also lived there for some time, I am also a software engineer in Silicon value and your big fan, let me know if I can be of any help !!!
@mahirpuri60012 жыл бұрын
hi i need your help, i also aim to work in silicon valley and therefoe aiming for usa 2024 bs cse...how can i contact you?
@Sanyu-Tumusiime2 жыл бұрын
this guy ain't middle class. he's mmaking $100,000 per year off youtube and then $150,000 per year from his job. he's upper class.
@Sanyu-Tumusiime2 жыл бұрын
@@mahirpuri6001 these days we can cross mexico border easily and come to usa. that's how i came to texas.
@AnkitJain-ct5ej2 жыл бұрын
Mahir -Feel free to ping me for any help
@AnkitJain-ct5ej2 жыл бұрын
@@Sanyu-Tumusiime hmm, looks like you are managing all his assets, wish every youtuber makes that much money but I highly doubt. Middle class income range is very wide here is USA, but agree that middle class person can afford a Tesla now
@permanentpassengers2 жыл бұрын
Great planning. In Indian there's 100% duty on Tesla so it still is future car.
@t.a.kalsekar2 жыл бұрын
But Nexon EV is there no?
@permanentpassengers2 жыл бұрын
@@t.a.kalsekar that was specific to tesla.
@pnvarun88982 жыл бұрын
@@permanentpassengers but future doesn't mean only tesla
@kamil69582 жыл бұрын
@@pnvarun8898 it's his choice
@shubhamrane8850 Жыл бұрын
@@pnvarun8898 getting an automated self driving car with huge display interior, I mean yes I would go for it...
@sunshades12 жыл бұрын
I'm confused how you arrived at $450 monthly EMI figure.. wouldn't tax write-off be a "deductible" and not a "complete write-off".. shouldn't your monthly expense be around $860 as below: EMI -> $1050 Tax writeoff savings -> -$105 (assuming 20% business tax savings on $525 - katie's share) Monthly fuel savings -> -$166 Insurance -> +$90 Final "EMI" (or monthly expense) -> $869 ($1050 + $90 - $105 - $166) Please correct me if I'm wrong or missing something here
@patelvrukshal51022 жыл бұрын
such a good financial planning and knowledge. great work
@DJROSSINTHEMIX2 жыл бұрын
India mai Tesla fail hai but india mai Tesla aati bhi hai toh kohi kharidega nahi kyoki Tax milake bohot jyada price badh sakti hai. Tata motors leads india in ev sector
@yogesh98552 жыл бұрын
Tesla fail nahi hai it's just that most Indians don't have aukat to purchase it. It is like saying an expensive product is fail since you can't afford to purchase it.
@DJROSSINTHEMIX2 жыл бұрын
@@yogesh9855 yes but indian government full tax lagayegi kyuki india mai tesla manufacture nahi ho raha hai Tesla model 3 America mai 45 lakhs ka milta hai but India mai 90 lakhs ka milela double prize 90 lakh ki value nahi lagti isliye indian fail hai
@bhatia.182 жыл бұрын
Model 3 looks great in white, classic.
@HershO.2 жыл бұрын
It's good to know that you care about the environment too. Congrats.
@ivinitmittal2 жыл бұрын
1.75% Intrest!! Itna toh yaha par processing fee ke nam par lete hai😂
@karthik_kp132 жыл бұрын
That's the difference between 1st and 3rd world, unfortunately
@loser33572 жыл бұрын
@@karthik_kp13 yeah 😐
@yuvraj19712 жыл бұрын
@@karthik_kp13 3rd world country is cold war concept use developed vs developing country
@karthik_kp132 жыл бұрын
@@yuvraj1971 I'm aware of that, but generally people use it refer an underdeveloped nation.
@yuvraj19712 жыл бұрын
@@karthik_kp13 well pakistan is first world country
@ishobhnik2 жыл бұрын
No words broo what a calculation!! Congrats for tesla!! More to achieve🚀... loveee uhhhh harnoor broo :)
@lallanbahadur12672 жыл бұрын
This was actually a very informative video. Loved it 👍🏽
@SuhailBhattacharyya2 жыл бұрын
$68000 - Definitely not #middleclass
@aryangandhi82582 жыл бұрын
Congrats! The new whip looks great!
@hemantsoni39612 жыл бұрын
finally, i was waiting everyday for this video!
@nakulop14632 жыл бұрын
Thank you so much sir for this video I did really enjoy to watch your video and also I can learn from your video most of things so keep it up sir, you are amazing. Love from INDIA 🇮🇳🇮🇳 IN DELHI. Lots of love ❤❤❤❤❤❤
@sksabir32512 жыл бұрын
Too much information in one Video ....Loving it 😊
@AdityaSingh-kl1in2 жыл бұрын
Forget about the video I just love this guy and his humble way to talk
@Mohit-gb9dv2 жыл бұрын
I dont think that you will get almost same price after two, because these batteries tend to drain battery after 7-8 years so car is still a loss making thing
@DK-by4ee2 жыл бұрын
Bro lithium batteries ka depreciation 8-10% hota hai in 10 years so bohot fark nahi padega 400miles agar ab range hai toh 10 saal baad 360miles hoga
@Mohit-gb9dv2 жыл бұрын
@@DK-by4ee no the weather and charging voltage also affect the battery Tesla might be better compared to other cars
@Jino_Thomas2 жыл бұрын
50K plus tax is huge... not worth for a sedan. instead I buy a Toyota Camry and invest rest of the money, get about 100% returns from investment in 4-5 years.
@ojast32482 жыл бұрын
So informative 🔥😇 you took a wise decision ✨
@loser33572 жыл бұрын
😉😉😉😄😚😜👊
@artaqayusufzai26622 жыл бұрын
many time I see your video in recommendation but I think you are just normal type vlog person first time saw your video and really blown my mind how knowledgeable you are , 🤟🏻
@sahilc91292 жыл бұрын
Thanks, for vid very informative
@flemayes312 жыл бұрын
How is it being brutal by simply asking workers to be in the office for 40 hours a week (the standard) when their workers are getting hundreds of thousands of dollars annually? Crazy times….
@RaghuRoxx2 жыл бұрын
People are turning soft and people don't realise not every company is an IT company.
@swastirusia7452 жыл бұрын
This was very informative....I will also use your experience in future when I will buy my own car...
@krishshah88342 жыл бұрын
Waiting for this video Congratulations on your new car
@siyanibillinumberone40542 жыл бұрын
Use full info son . Bless you
@Its2pidvids2 жыл бұрын
Bro is software engineer, bro has latest iPhone, bro have Tesla and still be is middle class guy, and goes to work with cycle wow 😳😲
@loser33572 жыл бұрын
Lol 😆🤣😂😹
@jackb24392 жыл бұрын
Best Financial planning bro. Hats off to you it was awesome
@JoseReyes-xs3js Жыл бұрын
Your such a humble person I'm happy u can get free energy and u care about the planet. Thats amazing💯👍🙏
@mahirlabib8082 жыл бұрын
Nice Explanation.........................Thanks!
@MultiGodrealm2 жыл бұрын
Very informative video bro. Thanks.
@chiranjeevguides2 жыл бұрын
Harnoor Bhaiya Inspiration & always motivates me 🔥 ! Big Fan Bhaiya❤️
@parag212 жыл бұрын
I want to become #middle_class like you.......
@rahulpatil68332 жыл бұрын
😂😂
@loser33572 жыл бұрын
Aji oomfooo 🤣😂😂😂😙😹😜😘
@loser33572 жыл бұрын
@@rahulpatil6833 😜😜😜😙🤣😂😹
@tejaspatil27912 жыл бұрын
thankks harnoor for these self help videos about finance..not many people disclose these secrets...way to go
@ArcaneParacosm2 жыл бұрын
Congrats for New Car 👍
@abhaysablok33872 жыл бұрын
How did you conveniently disregard the monthly payments for the car itself while calculating the monthly cost? Wasn’t it 65 payments of $1050 each for the car, apart from insurance and other expenses?
@spartan2188372 жыл бұрын
He also forgot to mention that he's sharing with his gf. Who keeps it once it's paid off? Lol
@pranaykhandelwal57552 жыл бұрын
yes its like 50% business then 50% off then 100% business 100% off?? There's been some miscalculation.
@christybijidaniel2 жыл бұрын
What a great finance planning by Harnoor and the way he explains also is to great 👍💯congrats Harnoor
@SauravjhaVlogs2 жыл бұрын
Truely amazing you are !! Waiting for your notification !!
@RajeevLifestyle2 жыл бұрын
Nice planning and analysis... congratulations
@thorn83952 жыл бұрын
learning a lot from your videos!
@junnuravikumar2 жыл бұрын
Fantastic vlog, amazing information.
@meghnachowdhury87672 жыл бұрын
That's what you call a solid financial planning. And the tax relief are no doubt remarkable in US compared to any other country...
@Helloworld00722 жыл бұрын
One of the best videos on ur channel
@devanshkukreja1122 жыл бұрын
Hey harnoor Video recommendation: have you thought of starting your own business. If no why is difficult to start one from yours, arpit and your other friends perspective.
@sailesh111012 жыл бұрын
Nice informative video 👍🏼
@christophersamuel31662 жыл бұрын
♨️It is clear BTC has proved its use case during this uncertain time. We need more experts like Expert Mrs Alice, who educate people on the evolution of market so people avoid common mistakes. So they don't walkout of the market feeling frustrated! Keep up the great work! Raised over 23.5 BTC when I started at 3.7 BTC in just few weeks implementing Mrs Alice daily trading signal and tips
@adamswei31672 жыл бұрын
Crypto is the future 💯
@adamswei36732 жыл бұрын
Investing in these economic crisis will be one of the best thing to do
@patricklinda12352 жыл бұрын
I wanted to trade crypto but got confused by the fluctuations in price.
@davidbrian78162 жыл бұрын
..
@marklisa81862 жыл бұрын
@vanshsingh91632 жыл бұрын
to much inspirational for students ....
@soniyalakade2 жыл бұрын
Too much informative video👍
@tasteofindia13212 жыл бұрын
congrats for new Tesla. lots to learn from u !
@anshgupta44582 жыл бұрын
As gilfoyle asked "do you know from where your electricity comes from"
@SameerKhan-nd5qb2 жыл бұрын
The Graph that he showed already accounted for that... Come on bro get some new argument...
@anshgupta44582 жыл бұрын
@@SameerKhan-nd5qb I am not denying it I was just saying that this line is said by gilfoyle too
@rubalmalik52502 жыл бұрын
Electric car will only help environment ,if electricity that is used to charge regularly made from renewable and clean source of energy, that is not possible today in India, so it bad to buy ev in india
@utsavyadav11242 жыл бұрын
Inspiring... as always.
@komalpimpale95892 жыл бұрын
Congrats Harnoor! Loved your car :))
@LA_Arman2 жыл бұрын
Awesome brother love you
@spaceflamingo90152 жыл бұрын
How is the 50% tax credit not considered tax fraud in this situation. The car is being driven by you, which means that it has nothing to do with Katie’s business. Not trying to be difficult just curious.
@rushikeshkadam782 жыл бұрын
Nice Tesla 🚗 car 👌🏻 Bhaiya That car is very safe.Bhaiya..And that car doesn't cause pollution.. In a way Harnoor Bhaiya you take care of nature and Your Health care.. I Big fan of you Harnoor Bhaiya 😊
@chintamanideshpande12422 жыл бұрын
good planning bro !!
@iAshStar2 жыл бұрын
Nicely explained bhaiya
@_BiSwAjEeT_2 жыл бұрын
Congrats on the car bro, thanks for the financial trick
@ajithbalakrishnan99602 жыл бұрын
Ev's battery produtions and electricity generation causes more pollution comparatively to gas powered vahciles. But yeah long term use of Ev's can neglect the carbom foot print which it has casued. But i think the future of Power Generation,Transpoerations will be Hydrogen Fuel Cells. It is more effecient and very less polluting. The initial cost will be high at the begning ,like tesla when it will be used in large scale the cost will be reduced
@vinaysharma52272 жыл бұрын
amazing my bro 🔥✌
@factfolder15232 жыл бұрын
Amazing planing I get some knowledge also .😊
@abhijitkundu1879 Жыл бұрын
Buddy I have also walking on your footsteps which is quite similar with your dream samehere buying an iphone is totally a dream come true and buying my Hyundai Nios is sumthin which was probably in unachievable at initial stage but the moment when I found my path finder it was just like wink at first but slowly I digested and things all happened according to me 💙💙💙
@akashmitra37312 жыл бұрын
You are not middle class if you can buy a Tesla. The definition of middle class is so not this
@hardikajmani50882 жыл бұрын
Congrats on the car and thanks a lot for the information, great video! But some doubts: 1. You haven't added interest to the loan over here? Am I missing something? 2. What's the total actual cost of the car (In total)?
@SinghinUSA2 жыл бұрын
$1050 payment per month is with interest and with everything and $0 down payment Total cost around $68k
@SinghinUSA2 жыл бұрын
But now it’s $74k something because $5k more expensive and some more taxes
@sarangmt2 жыл бұрын
Bole to bhai …basically huva ye ki, you brought a 60lak ₹ car today without paying anything now…and you’ll suffer for it every month for next 5 years by paying a big company 1lak₹ + spend 40k₹ and of course enjoy self-driving ..oook..may your all dreams come true.
@gamerdon6 Жыл бұрын
@@sarangmt you are converting dollars to rupees and making it look huge but it does not work like that 😆
@gamerdon6 Жыл бұрын
@@sarangmt 60 lakhs is a huge amount for an average Indian not for a country like USA
@tanjiro_kamado1792 жыл бұрын
My man bought tesla because charging it was free😂.
@sammitpotade2 жыл бұрын
Value increase for used car is only temporary!! You will never sell any car more than its actual value (once market correct itself)
@mg76857 ай бұрын
Advise to everyone: Tesla's initial sheen wears off over time. Then come the bitter truths. You will pay dearly for insurance premiums, replacements when out of warranty, service charges (Tesla charges 175$ just to diagnose an issue), expensive repairs which is why even for small damages the insurance will write it off as total loss, FSD is money down the drain if you sell or total loss your car, and resale value is going down because no one wants to deal with a failed battery(15$~) out of warranty! If you really car about the environment and your wallet at the same time, buy a used non-electric efficient car that you can afford with cash. Or worse, buy a used Tesla if you can afford the ownership costs.
@indratejareddy94142 жыл бұрын
Love you bro and inspired tooo ❤️❤️❤️
@arpitkaushik95552 жыл бұрын
So much to learn from you.
@trevv_ion41602 жыл бұрын
Congratulations bhaiya for your new EV!!! ✨
@khomchandsahu53722 жыл бұрын
all the best bro ❤️
@PrincethB-mm4yy11 ай бұрын
Harnoor sir aapke thoughts bhot jyada bhadiya hai aapne mujhe inspire kiya hai 😊😊❤
@srkbhayo2 жыл бұрын
I do not think buying Tesla is good if you are single in US or are not using the car for business purpose.
@thebudgetcyclist4310 Жыл бұрын
Man’s heart must have dropped after Tesla dropped the price of the Model 3
@niom752 жыл бұрын
Hi bro i am a big fan of ur videos that inspires me to go america for study for make dream full fill so i am so glad to see ur videos when I watch ur videos i get some positive vibes so I think that after I come to america i will meet you and I got seats in Massachusetts institute of technology in cse with artificial intelligence so I am so happy to watch ur videos
@karthik_kp132 жыл бұрын
Expectations lead to disappointment...just sayin
@arnimzola8782 жыл бұрын
but then logically thinking black would have been a better option because you know dirt is more visible on white
@renupandey85302 жыл бұрын
incredible video
@kanishkarora97082 жыл бұрын
Thats why i love harnoor vlogs
@bharghavatri94872 жыл бұрын
Does It has autopilot & now u eligible to get Elon Musk reply on twitter
@goingviral77902 жыл бұрын
Bhai you are literally my inspiration
@manojreddy30692 жыл бұрын
I don’t understand 50% tax write off and you made it 525 as payment , if you say it is used 100% for business and they give you the car for free? Something seems illogical here. Tax write off is on the taxes you pay for car and not the whole price of car.
@kkkkkfunny43222 жыл бұрын
Muze bhi aaisa hi midle class banana hai 🤗👏😆
@ShashankVlogs192 жыл бұрын
Harnoor charge the Tesla to 80% for daily use then 100% if going on trips it takes 20 mins to charge to 80%
@thisissam2 жыл бұрын
The current depleted used car inventory and the delay in new car deliveries caused by supply chain issues is the reason for the inflated used car prices but it’s almost guaranteed the market won’t be the same in next 2 years. Regardless model 3 is a great choice
@ivinitmittal2 жыл бұрын
Less than $500 per month!! Amazing!!💯
@sid52122 жыл бұрын
i dont understand the 50% off monthly payment for business 1) because it would only be a deduction from your gross income and not dollar reduction for monthly payment 2)business isnt yours but you can still claim on your tax? pls clarify if possible...thanks for sharing ...enjoy your videos