How I bought Tesla at 23? True Cost?

[@adventurellama7444]

I am a senior software engineer as well. Been working in IT since 1997. Some advice for my Indian friends. Don’t get into debt. Yeah it’s nice to have things that we have worked for but pace yourself. Don’t fall into the debt trap.

[@iamvijay]

That's the reason why I like u bro. Makes everything balanced in life

[@SurjeetSingh-le4wb]

Bro the information you provide is very raw, much better than other vloggers who just try to brag and showoff what they got, feel happy for you. You are the only vlogger who actually help others instead of just bragging

[@shrujansanil8489]

True

[@sohamsahu7641]

Difference between an Educated KZbinr , and an uneducated KZbinr.

[@BigPoppa888]

True

[@dhairyasudhirmehta2728]

+1

[@sannthosh2847]

That business option is great , It literally reduced your payment into half . Really this is how we should buy a car.

[@itsmeg4575]

@@anshgarg7477 how will the IT dept get to know you are using it for personal purpose? Also he mentioned that he only took 50% as a tax write off, under his gf name.

[@itsmeg4575]

@@anshgarg7477 even if they find out it doesn’t matter right? Since it’s only 50% under his gf name

[@itsmeg4575]

@@anshgarg7477 exactly, so he isn’t doing anything wrong here. And the IT dept can’t hold him accountable too.

[@itsmeg4575]

@@anshgarg7477 yes I work here in Texas.

[@itsmeg4575]

@@anshgarg7477 haha yes that’s true. Not everyone has a gf who owns a business ;)

[@abhisheksingh2717]

Bhaiya itni planning kai sath aapne car li. Hats off #indian saving money is in our Blood..😁

[@RameshKumar-ng3nf]

Bhai, good thing about you is , inspite of famous and big achievements, you always stay humble and down to earth 🙏. You are a pride for India 🙏

[@yt_bharat]

You are actually smart and a true engineer, what a calculation. Harnoor, please keep making such educational videos, need to learn a lot in this aspect!

[@EarnwithRohitash-sz4ce]

FEEDBACK APPRECIATED ⬆️⬆️⬆️ Be sure to contact the what'sapp line above for more advice and consultation on investments..;

[@lawyermahaprasad]

Also in India all the cars don’t qualify for tax writeoff … so before making any decisions please consult a CA

[@Fuddifadu]

We get depreciation 15% every year which can be reduced from your tax liability (only for business entities)

[@polaris1985]

Buying the car on a business name gives benefit of charging depreciation thereby reducing your tax liability on profits. Also the purchase will be a fixed asset for business purchased from profits.

[@ramizr]

"when I got to know something free is happening" classic Harnoor

[@mkshitij11111]

The definition of success was absolutely true!

[@aweshgupta6424]

It clearly evident that to suvive in a foreign country like USA... you must need a girlfriend rather than a job😂🤣🤣

[@Lawrence305]

But to have a gf first you need to have a job, otherwise no one will pay attention. ( Caution:- You may get gold digger also) Hence, to survive in foreign you need a job.😀

[@Unknown.boy00]

@@Lawrence305 jiohh🤟

[@aryankumarpoddar3032]

@@Lawrence305 well u can become gold digger 🌚😂

[@Yiyshsgg]

@Lakshya batch wallah wrong path?

[@Yiyshsgg]

@Lakshya batch wallah usa has better placement strategy than india

[@ThinkGenius]

Harnoor bhai always inspiring and motivated us❤️🙏

[@AdityaSingh-kl1in]

Forget about the video I just love this guy and his humble way to talk

[@deboraabh]

*Everything went over my head 🗣️ 😱😱 if you can explain everything in layman terms and with step by step details That would be great 👍*

[@purnasaimadala]

Bruhhhhh that’s literally what he did!

[@deboraabh]

@@purnasaimadala r u kidding .. I guess you don't know and did not understand .. if you know the details then yes he did not.. lot of things

[@patelvrukshal5102]

such a good financial planning and knowledge. great work

[@HershO.]

It's good to know that you care about the environment too. Congrats.

[@bhatia.18]

Model 3 looks great in white, classic.

[@aryangandhi8258]

Congrats! The new whip looks great!

[@ishobhnik]

No words broo what a calculation!! Congrats for tesla!! More to achieve🚀... loveee uhhhh harnoor broo :)

[@hemantsoni3961]

finally, i was waiting everyday for this video!

[@ArcaneParacosm]

Congrats for New Car 👍

[@lallanbahadur1267]

This was actually a very informative video. Loved it 👍🏽

[@permanentpassengers]

Great planning. In Indian there's 100% duty on Tesla so it still is future car.

[@t.a.kalsekar]

But Nexon EV is there no?

[@permanentpassengers]

@@t.a.kalsekar that was specific to tesla.

[@pnvarun8898]

@@permanentpassengers but future doesn't mean only tesla

[@kamil6958]

@@pnvarun8898 it's his choice

[@shubhamrane0]

@@pnvarun8898 getting an automated self driving car with huge display interior, I mean yes I would go for it...

[@sahilc9129]

Thanks, for vid very informative

[@Ayush-lj3xn]

1:53 You failed to take in account the source of production of electricity for charging station which are most probably sourced through fossil fuels as the renewable energy sources accounts for 20.1% of electricity generation in USA {Source - U.S. Energy Information Administration}

[@JoseReyes-xs3js]

Your such a humble person I'm happy u can get free energy and u care about the planet. Thats amazing💯👍🙏

[@mahirlabib808]

Nice Explanation.........................Thanks!

[@krishshah8834]

Waiting for this video Congratulations on your new car

[@siyanibillinumberone4054]

Use full info son . Bless you

[@sksabir3251]

Too much information in one Video ....Loving it 😊

[@artaqayusufzai2662]

many time I see your video in recommendation but I think you are just normal type vlog person first time saw your video and really blown my mind how knowledgeable you are , 🤟🏻

[@swastirusia745]

This was very informative....I will also use your experience in future when I will buy my own car...

[@ojast3248]

So informative 🔥😇 you took a wise decision ✨

[@loser3357]

😉😉😉😄😚😜👊

[@jackb2439]

Best Financial planning bro. Hats off to you it was awesome

[@MultiGodrealm]

Very informative video bro. Thanks.

[@Helloworld0072]

One of the best videos on ur channel

[@nakulop1463]

Thank you so much sir for this video I did really enjoy to watch your video and also I can learn from your video most of things so keep it up sir, you are amazing. Love from INDIA 🇮🇳🇮🇳 IN DELHI. Lots of love ❤❤❤❤❤❤

[@AnkitJain-ct5ej]

Congrats Harnoor, hope this car brings lots luck with it, have fund driving in Atlanta, I have also lived there for some time, I am also a software engineer in Silicon value and your big fan, let me know if I can be of any help !!!

[@mahirpuri6001]

hi i need your help, i also aim to work in silicon valley and therefoe aiming for usa 2024 bs cse...how can i contact you?

[@Sanyu-Tumusiime]

this guy ain't middle class. he's mmaking $100,000 per year off youtube and then $150,000 per year from his job. he's upper class.

[@Sanyu-Tumusiime]

@@mahirpuri6001 these days we can cross mexico border easily and come to usa. that's how i came to texas.

[@AnkitJain-ct5ej]

Mahir -Feel free to ping me for any help

[@AnkitJain-ct5ej]

@@Sanyu-Tumusiime hmm, looks like you are managing all his assets, wish every youtuber makes that much money but I highly doubt. Middle class income range is very wide here is USA, but agree that middle class person can afford a Tesla now

[@RajeevLifestyle]

Nice planning and analysis... congratulations

[@thorn8395]

learning a lot from your videos!

[@SauravjhaVlogs]

Truely amazing you are !! Waiting for your notification !!

[@sunshades1]

I'm confused how you arrived at $450 monthly EMI figure.. wouldn't tax write-off be a "deductible" and not a "complete write-off".. shouldn't your monthly expense be around $860 as below: EMI -> $1050 Tax writeoff savings -> -$105 (assuming 20% business tax savings on $525 - katie's share) Monthly fuel savings -> -$166 Insurance -> +$90 Final "EMI" (or monthly expense) -> $869 ($1050 + $90 - $105 - $166) Please correct me if I'm wrong or missing something here

[@DJROSSINTHEMIX]

India mai Tesla fail hai but india mai Tesla aati bhi hai toh kohi kharidega nahi kyoki Tax milake bohot jyada price badh sakti hai. Tata motors leads india in ev sector

[@yogesh9855]

Tesla fail nahi hai it's just that most Indians don't have aukat to purchase it. It is like saying an expensive product is fail since you can't afford to purchase it.

[@DJROSSINTHEMIX]

@@yogesh9855 yes but indian government full tax lagayegi kyuki india mai tesla manufacture nahi ho raha hai Tesla model 3 America mai 45 lakhs ka milta hai but India mai 90 lakhs ka milela double prize 90 lakh ki value nahi lagti isliye indian fail hai

[@SuhailBhattacharyya]

$68000 - Definitely not #middleclass

[@sailesh11101]

Nice informative video 👍🏼

[@tasteofindia1321]

congrats for new Tesla. lots to learn from u !

[@junnuravikumar]

Fantastic vlog, amazing information.

[@tejaspatil2791]

thankks harnoor for these self help videos about finance..not many people disclose these secrets...way to go

[@soniyalakade]

Too much informative video👍

[@meghnachowdhury8767]

That's what you call a solid financial planning. And the tax relief are no doubt remarkable in US compared to any other country...

[@DECENTMANSHORTS]

जय हिन्द आपके माध्यम से जानकारी मिलती है जय हिन्द लगे रहो भाई जी 🇮🇳👌🌲🌲👌👌👍👍👏👏👍🇮🇳👍👍👍🇮🇳🇮🇳🇮🇳🇮🇳👏🙏

[@_BiSwAjEeT_]

Congrats on the car bro, thanks for the financial trick

[@Its2pidvids]

Bro is software engineer, bro has latest iPhone, bro have Tesla and still be is middle class guy, and goes to work with cycle wow 😳😲

[@loser3357]

Lol 😆🤣😂😹

[@chintamanideshpande1242]

good planning bro !!

[@LA_Arman]

Awesome brother love you

[@abhijitkundu1879]

Buddy I have also walking on your footsteps which is quite similar with your dream samehere buying an iphone is totally a dream come true and buying my Hyundai Nios is sumthin which was probably in unachievable at initial stage but the moment when I found my path finder it was just like wink at first but slowly I digested and things all happened according to me 💙💙💙

[@komalpimpale9589]

Congrats Harnoor! Loved your car :))

[@sammitpotade]

Value increase for used car is only temporary!! You will never sell any car more than its actual value (once market correct itself)

[@chiranjeevguides]

Harnoor Bhaiya Inspiration & always motivates me 🔥 ! Big Fan Bhaiya❤️

[@PrincethB-mm4yy]

Harnoor sir aapke thoughts bhot jyada bhadiya hai aapne mujhe inspire kiya hai 😊😊❤

[@khomchandsahu5372]

all the best bro ❤️

[@shaileshyalamanchi8997]

When you want to look expensive but you still kajoos. I got this in my Mind when he was selecting the specs of the car.

[@karthik_kp13]

His choice, his money.

[@shaileshyalamanchi8997]

@@karthik_kp13 his freelanta got him so much that. He would drink pee if it comes for free

[@spartan218837]

He also co own with his gf. Basically it's hers lol

[@shaileshyalamanchi8997]

@@spartan218837 and he chosen ev because there is free charging in his apartment and in his office

[@iAshStar]

Nicely explained bhaiya

[@Mohit-gb9dv]

I dont think that you will get almost same price after two, because these batteries tend to drain battery after 7-8 years so car is still a loss making thing

[@DK-by4ee]

Bro lithium batteries ka depreciation 8-10% hota hai in 10 years so bohot fark nahi padega 400miles agar ab range hai toh 10 saal baad 360miles hoga

[@Mohit-gb9dv]

​@@DK-by4ee no the weather and charging voltage also affect the battery Tesla might be better compared to other cars

[@utsavyadav1124]

Inspiring... as always.

[@vanshsingh9163]

to much inspirational for students ....

[@anshgupta4458]

As gilfoyle asked "do you know from where your electricity comes from"

[@SameerKhan-nd5qb]

The Graph that he showed already accounted for that... Come on bro get some new argument...

[@anshgupta4458]

@@SameerKhan-nd5qb I am not denying it I was just saying that this line is said by gilfoyle too

[@KaziAmitHasan]

LOL. From FREE FOOOD to FREE CHARGE. You are insane FREE bro!

[@kaushalpatel263]

It is clear that he actually cares for environment. Thats why he earns so much more so that he can buy such an expensive car.

[@arpitkaushik9555]

So much to learn from you.

[@jay25oct]

Informative. How u sold ur old car in profit? I think normal car value depreciate over time?

[@Indra-c8e]

Love you bro and inspired tooo ❤️❤️❤️

[@mg7685]

Advise to everyone: Tesla's initial sheen wears off over time. Then come the bitter truths. You will pay dearly for insurance premiums, replacements when out of warranty, service charges (Tesla charges 175$ just to diagnose an issue), expensive repairs which is why even for small damages the insurance will write it off as total loss, FSD is money down the drain if you sell or total loss your car, and resale value is going down because no one wants to deal with a failed battery(15$~) out of warranty! If you really car about the environment and your wallet at the same time, buy a used non-electric efficient car that you can afford with cash. Or worse, buy a used Tesla if you can afford the ownership costs.

[@flemayes31]

How is it being brutal by simply asking workers to be in the office for 40 hours a week (the standard) when their workers are getting hundreds of thousands of dollars annually? Crazy times….

[@RaghuRoxx]

People are turning soft and people don't realise not every company is an IT company.

[@trevv_ion4160]

Congratulations bhaiya for your new EV!!! ✨

[@factfolder1523]

Amazing planing I get some knowledge also .😊

[@vinaysharma5227]

amazing my bro 🔥✌

[@Jino_Thomas]

50K plus tax is huge... not worth for a sedan. instead I buy a Toyota Camry and invest rest of the money, get about 100% returns from investment in 4-5 years.

[@rushikeshkadam78]

Nice Tesla 🚗 car 👌🏻 Bhaiya That car is very safe.Bhaiya..And that car doesn't cause pollution.. In a way Harnoor Bhaiya you take care of nature and Your Health care.. I Big fan of you Harnoor Bhaiya 😊

[@christybijidaniel]

What a great finance planning by Harnoor and the way he explains also is to great 👍💯congrats Harnoor

[@kanishkarora9708]

Thats why i love harnoor vlogs

[@thisissam]

The current depleted used car inventory and the delay in new car deliveries caused by supply chain issues is the reason for the inflated used car prices but it’s almost guaranteed the market won’t be the same in next 2 years. Regardless model 3 is a great choice

[@anmolbasnet4645]

Congratulations bro 😎

[@anmolbasnet4645]

Bro hope to see you there

[@ivinitmittal]

Less than $500 per month!! Amazing!!💯

[@DmVlogs01]

Your Smile Is Grate 💞💞

[@goingviral7790]

Bhai you are literally my inspiration

[@thebudgetcyclist4310]

Man’s heart must have dropped after Tesla dropped the price of the Model 3

[@TheArushi1998]

How did you get to know so much about finances? Asking cus I want to learn too!

[@DHEERAJ0701]

Bro , you are living my dream 🤩🤩

[@loser3357]

Lol 😆🤣😂😹

[@rubalmalik5250]

Electric car will only help environment ,if electricity that is used to charge regularly made from renewable and clean source of energy, that is not possible today in India, so it bad to buy ev in india

[@arnimzola878]

but then logically thinking black would have been a better option because you know dirt is more visible on white

[@pinankbhardwaj]

What do you think how major will be the recession this time?

[@kkkkkfunny4322]

Muze bhi aaisa hi midle class banana hai 🤗👏😆

[@robinjungthapa6619]

Waiting time for tesla is almost or more than a year. How did you get it so fast??

[@renupandey8530]

incredible video

[@sunilmatsagar1738]

सर महाराष्ट्र से तूम्हाला आमच्या कडून हादिक शुभेच्छा happy jarney

[@abhaysablok3387]

How did you conveniently disregard the monthly payments for the car itself while calculating the monthly cost? Wasn’t it 65 payments of $1050 each for the car, apart from insurance and other expenses?

[@spartan218837]

He also forgot to mention that he's sharing with his gf. Who keeps it once it's paid off? Lol

[@pranaykhandelwal5755]

yes its like 50% business then 50% off then 100% business 100% off?? There's been some miscalculation.

[@devanshkukreja112]

Hey harnoor Video recommendation: have you thought of starting your own business. If no why is difficult to start one from yours, arpit and your other friends perspective.

[@fardinahmed4492]

Whenever free things came harnoor was everywhere 😅😅

[@tmoneyy5697]

8:54 would you have taken a loan if you had over $70k in your bank account? just wondering