How I Budget My $50K Salary | Saving $25K living at home with my parents at 28

[@MsAngelaCrystal]

Yes sis! Save your coints! I'm 32, just bought my first house, saving a ton of money by living with my parents for several years. Be smart, secure that bag!

[@TeAmoAaron]

Yes!!

[@sabrinaASMR88]

Congrats I'm looking forward to the day I can do that.

[@MsAngelaCrystal]

@@sabrinaASMR88 thank you! Just stay focused. You can do it!

[@trustself8476]

So basically use are parents so we can save money. Secure the bag by using your parents lol 😂

[@iheartshoesx3]

this is so nice to see! i'm 25 and live at home with my parents to try and save for a house, yet people constantly give me shit for it (not my parents - but other family members, coworkers, friends) all say i'm too "old" to live at home. i say we're the smart ones!

[@pt3567]

Definitely the smart ones.

[@odbrittany]

" I love money" a mood! Keep these videos coming

[@TeAmoAaron]

🧡🧡🧡🧡🧡

[@CrystalArkia]

Yessss!!!! ❤️👏🏾

[@TheCShocka]

This is actually extremely beneficial to see how someone in the job force really budgets

[@H3RSHY18]

My friend just sent me this. I just moved back with my parents at 28 to finish my last year of grad school. THANK YOU FOR MAKING THIS VIDEO!!

[@hazell1593]

I just started following a couple on youtube who just retired in their late 30's. They seem quite knowledgeable. Their channel is called Our Rich Journey.

[@TeAmoAaron]

I’ll have to check them out!

[@NikkiDavis843]

Yes me too.They are great

[@khadijahrichardson9324]

Thank you so much for your transparency, it gives the person watching a better understanding of how to budget. Because most videos just barely touch the surface and by the end of it I'm still lost so between you being so open and giving channel, podcast and book recommendations gives me a much better understanding! Btw all of your budgeting videos are like that! 👍🏽

[@TeAmoAaron]

Thank you so much!!

[@khadijahrichardson9324]

@@TeAmoAaron you're welcome!

[@Tamara-bq8qe]

I enjoyed this video. I wish more people were open to the idea of talking about salaries and finances

[@keepingitkasey]

Agree because I be getting hustled in my salary 😖

[@miag4295]

This is so awesome! I can relate to you. I’m 24, make 51K and stay in a nice 3 bedroom apartment with my fiancé, his brother and his sister. We all pay $360 each. I’m able to save up a lot for my future home and know this is temporary. Keep going! You are doing great. I’m also glad you talk openly about your salary. Sending love and light.

[@Simonejoy]

Thank you for this video. I’m getting ready to move out of my parents house and I’m 26. First time experience and my monthly income is $2240 .. I try not to worry, but budget and think on what I need more than my want .. please do more videos like this, it’s very helpful for people like myself.

[@Stepho2Fierce]

our budget is literally the same, i'm also obsessed with finance and those same videos you watch! loved the concept of this video and thanks for being so open

[@tupa24]

Ahh I love this so much!! I also love all things money. Your content is very affirming. There is sometimes shame around still living at home when you’re in your mid twenties. Im 25, I also live at home, make the same salary & I’m saving for a home too. I’ll probably be at home for the next 2-3 years but I think saving up 20% down for a home (and clearing up debt if you have it) is worth sooo much more than worrying about what other people think

[@Jazzerbean]

I'm really enjoying these videos! Would you mind doing a Finance 101 video like breaking down financial terms such as 401(k), IRA, Social Security, etc.?

[@tantoobad]

Jazzerlat45 please!!!!

[@daijahrobinson1574]

@Jazzerlat45 yesss! I literally went online to finish my profile for my retirement account and was genuinely confused about everything! A video like that would be sooo helpful!

[@RNM-bu4rj]

Watch Graham Stephan on KZbin...,,lol,I typed this out when watching the video and she mentioned him as well!

[@G_LaBeats]

Can I just say THANK YOU FOR BEING SO OPEN. I am 23 and I graduated from undergrad next week in music. I stay with my mom who is a single parent, I am also terminally ill. I feel a lot of people in the black community just move out right away but still have debt, My mom let me stay at the dorms for 2 years but then I moved home to save money, also, it was because my health was declining. I feel so weird staying at home with my mom but I think its society that makes you feel obligated. But I plan to do what you are doing, which is to have a down payment for a small house instead of paying rent. I feel that is more logical. Like I feel nobody talks about this conversation enough...

[@brittneyaaliyah4223]

This video was soo helpful to me as a 24 yr. old soon to be 25. Please continue to make more financial videos!!!

[@BrittanysCreativeGlow]

Haha. I love Graham. I watch him like everyday. He is very helpful when it comes to finances.

[@louveniataylor1375]

Yesss I’m so proud of you I’m 27 and you are way ahead of me !!!!!! KEEP GOING !!!!

[@bbygrlpt2]

Im also 30 and livin with my mom. Tbh its how I can save the most bc event tho I pay half of everything Im still able to save a lot. Ive cut down on expenses by becoming a minimalist and that is also another huge help.

[@catthearts]

You’re inspiring me to handle my finances differently.. I think I needed someone else to do it and show it so I can learn… I learn by seeing other ppl be and live how I’d like to so THANK YOU!!!! And congratulations on being a home owner! ❤❤❤❤❤

[@benajones2565]

I followed you for hair videos a while back but I love how you are evolving and how your channelling is becoming more about your passions. Keep going girl, I LOVE IT & I'm 10000% a supporter❤️ all the way from 🇬🇧🇬🇧

[@TeAmoAaron]

Thank you so much for sticking by me 💚

[@79madybell]

Your hair is life!!! 😍😍

[@TeAmoAaron]

Haha thank youuuuu

[@y.a.n.i.q.u.e]

We share the same love for finances. No judgement here, love hearing others speak about money 🖤

[@EvetteUniqueRobinson]

Yes I love videos like this!! It’s very helpful for us (all of us) to not keeping thinking it’s taboo to not tell your salary. That’s such an old school mentality! We need to help each other and spreading the financial knowledge!

[@TeAmoAaron]

Agreed!

[@AshleyNikasia]

I LOVE videos like this on YT, its inspiring to save money and not be in debt! And I love that you want to put more than 3% down on your future home. YOU GO GIRL!

[@TeAmoAaron]

Thank you!!

[@nia.aleese]

Yes boo! I support your grind and love your personality ❤️

[@minas.831]

This is so nice to see. I moved back in with my parents at 24 after renting for 4 years and am now saving for a house it’s the only way I can think of really saving

[@efroggys]

I’m currently living at home making 60k a year and its so hard. I love being independent and living on my own so much, but my debt got out of control and was spending way too much. I have to just keep pushing through and living here. It’s all about DELAYED gratification!

[@musicaldork13]

Yesss, thank you so much for this video! I love when people talk about finances!

[@Raethevideowatcher]

Loveeee this video ugh. I’m getting into saving now and the one thing that’s weighing my down is my student loans, it’s 55k. 😢 But I’ll get through it, especially watching videos like this! Keep these videos going !!

[@TeAmoAaron]

Yes you can do it!!

[@CrystalArkia]

Come up with a budget plan and you’ll get rid of those loans in no time! Start now and 5 years from now you’ll look back and be super proud of yourself. 😊 you can do it!!!

[@CherelleLovesYou777]

This is all i really think about..how to make it and what to do with it. I really appreciated seeing a young WOC talk about it so i could relate a bit more!

[@TeAmoAaron]

💕💕💕💕

[@0324Katrina]

Yessss!!! What I’ve been waiting for! Thanks love ❤️

[@TeAmoAaron]

You’re welcome!!

[@lanenadrz]

Girl you’re doing very well ! 👏🏽👏🏽 i love seeing young women succeed independently (not saying anything wrong not doing it independently)

[@socdy600]

Yes stay with your parents until you have Achieve Financial Freedom. I did and I stacked a lot of money.. 😄🤝🏾✊🏾 I just stumbled across your videos and they are extremely good!

[@NikBrown4]

I like your KZbin and podcast suggestions! Another podcast I like is How to Money. I'm behind a few episodes, but I enjoy the advice they give.

[@jobananna6]

I completely agree with you and wish there was more transparency when talking about money. I also love money lol and learning about it so I would love more content around this and how you’ve gotten to be disciplined. I could see myself sharing with others like this one day, so thanks for the inspiration!

[@carmellabrown3335]

Good luck with your journey. I bought my first house four years ago at 24. Let me tell you homeownership is REAL

[@user-mb9jx5tx9y]

carmella brown In What way

[@DoctorRickSanchez]

You dont look 29

[@morgannicole208]

Love these types of videos 🙌🏾 I can learn so much

[@alexiskeys]

You’re so lucky to have parents that want you to succeed.

[@travisliggins7208]

This was an amazing video! It makes me think more about how I should save more for retirement. Thanks for your openness with sharing!

[@cherron3164]

This is amazing! I was an awesome saver when I was younger but as I've gotten older life has gotten in the way :-( I have really lost my way with saving and am now basically living check to check, I'll be 40 in December and I need to get myself back together. I bought my first house when I was 25 and it was a money pit which was the beginning of getting myself off track. I am now in a much better house and am struggling to get my finances back on track. My biggest advice is continue doing what you are doing but really research the home buying process and during that process trust your gut, if your agent or mortgage broker seem inadequate or unequipped dust them fast. Your intuition is invaluable!

[@IamPamelaMichelle]

Great Video!!! Thank you for the transparency. It’s so helpful

[@TeAmoAaron]

💚💚💚💚

[@nelsonerika]

Yes please keep these videos coming. I would like for you to expand more on what is a Roth IRA & the benefits of having one.

[@daijahrobinson1574]

Yesss! Please keep these videos coming! I am decent at saving money, but it seems i can never save the way i want to. Whether its surprise bills or lending money or whatever the case, I just cant save how I would like to. And I work 2 jobs, but the struggle is still very real so any tips you have, or anyone else for that matter, I'm so open to them!

[@shanti804]

This budget is such goals! I would love to see more videos about budgeting/savings/finance from you

[@keithredsox36]

Yeah you will definitely need to cut down on groceries, giving. If you buy a home that should be 25%-30% of your take home pay so you’re not house poor . Also keep in mind Have to pay all the utilities and if the water heater goes or pipe burst you have to pay for it. A lot of people pay way for to much house.

[@tamiragorrell6864]

I Loveddddd this! I watched it twice lol I wish you had more time to post, love your personality and I definitely need a push for saving more. Its amazing how disciplined your life can be once you're disciplined with money.

[@TeAmoAaron]

Yesss girl for watching twice lol! Love you!

[@Angelinesekle]

Omg one big happy life is my lifeeee! I can relate to them so much because I’m in so much debt from law school just like them so it helps to see my finances better

[@angiesvlogspot921]

I admire you because so many young people waste their money keep moving forward! Love your channel

[@SimoneEbone]

This video was very helpful. I’m 28 and struggling lol I just moved back home too because I took a pay cut by starting a new career and I feel like if I map out a financial plan and show it to my parents they would get off my back! Lol

[@TeAmoAaron]

Yes girl! So happy you’re taking a new direction. I agree setting a plan for your parents is helpful. I told my mom how much I save and show her my balance so she knows I’m really not trying to be a bum lol

[@camille_h817]

Girl you are so inspiring! Money and hair goals ❤

[@queenleo5578]

You sound like me. I’m obsessed with getting my finances in order and grow my income.

[@bgurley1998]

You’re doing amazing sweetie! Very inspiring💖

[@KweenKendayl]

I LOVE your finance videos!

[@shachede6828]

LMAOOOO I LOVE GRAHAM STEPHAN! i love money too and i love when you talk about money

[@sashathumper]

Great vid! And thanks for the money breakdown w real numbers it’s helpful and inspiring!!

[@jadeunknown5581]

Cool breakdown. Do you know the tricks to getting your mortgage paid down quicker cutting the interest by a lot? Hopefully you have been paying the required amount and sending a separate extra portion with a memo or instructions for it to be applied to the principal. Best of wishes to you and your goals!

[@Texasbama2]

The acorns app is good for saving and investing too. any purchase I make or bill I pay with my debit card it rounds up to the nearest dollar and then puts that little change into my acorns app and it grows. I withdraw it every 3 months vs the option of letting it grow in stocks bc I already have stocks and bonds. This little pennies add up. Ive already withdrawn $600 in 6 months.

[@emmyems5171]

Love this video! I’m saving for a home as well! 💕 I wish I had no debt 😩

[@PlainJaneWay]

I easier said than done.. thankfully you still have parents to stay with so you can save.. Wishful thinking for most people with no one to start the saving process.. God continue to bless you 🙏🙏

[@TeAmoAaron]

If you can’t stay with anyone for free you can get a roommate, live in a decked out van (sounds crazy but so many people do it and save so much money) etc etc. I understand not everyone has parents to live but the point is to find alternatives. Don’t focus on “I can’t stay with my parents” instead think what can I do to get my rent low low. Ultimately you reach your savings goals faster and that’s the point.

[@JJ-bs8bc]

Downsize figure out which bills you can lower. If you have been watching her you know she figured out ways to downsize to save up for her house. Your savings journey will look different from hers but that doesn’t mean you can’t save money

[@frolie3207]

Also, I bought a home at age 27. Had to short-sell it at age 32. I’m 39 now. Changed my career.

[@sallyharrison3402]

Frolie what was your previous career? And what did you change to?

[@frolie3207]

Sally Harrison I was a behavior specialist with my local school district. I am now a real estate and property management professional. When I say I had to start all over again... 💯 I contribute a lot to my mom’s house as it’s a huge house and she loves having me home.

[@frolie3207]

Sally Harrison I am also preparing myself to be completely free of a W-2 employer/job.

[@kenicke579]

Frolie what does short sell mean?

[@frolie3207]

kenicke579 A short sale is when you sell your home for less than what you owe to the bank (the lender).

[@Just_Tay30]

Yesss!! Now this is what people don’t talk about!!

[@HonieeLove4You]

I'm so proud of you! Post more videos!

[@naturallycurlyairB]

I really appreciate your videos and the helpful resources you provide ! Thank you 💕

[@susankang6995]

Thanks for sharing :) It'll take some time and discipline to get your down payment saved up. But you're on the right track !

[@LivingFabolous14]

I love this! Please make this a series

[@Angelinesekle]

Bruh I openly tell people my salary all the time like who cares if people know how much money I make lol if you ask me for some I still might say no

[@rika87sp]

Great video, love the money videos. Thank you for being so open!

[@Unajanay]

Nice! I love your transparency and honesty! New subbie 😊!

[@cdrram9951]

yes i watch graham stephan and glamour series love money videos love ur videos

[@jacksontabaso]

I love watching Graham! I thought I was the only one who enjoyed watching KZbin videos on finances!

[@roxywyndham]

I love these kind of videos and the recommendations. I love to budget. Like if saving was an addiction (maybe it is) I would have a problem lol.

[@liahhx3]

I have the same problem. LOL. I love saving,

[@charity7273]

Love your transparency!

[@Lifeisfun84]

Im the same I loveeeee money but not the get fast rich but the kind of I worked hard for it....I love itttttt get that bag I lived at home till 26 I saved 3000😑 and thought I was rich BUT I didn’t leave my parents house with money stress or debt I think for me it is was a good start in life.....I’m 35 now

[@ms.clairebaker]

I’m 28 and still live at home, trying to save for my down payment as really don’t want to waste money on rent.

[@najahamaniiii]

Have you looked into first buyer programs and see if they can help with down payment?

[@mskeyland8516]

Wish i could move home to save.. You’re Blessed!

[@Zen-cx5tc]

I love money too 😂😂 I love budgeting, saving, dicussing money also. Great video!

[@iasiadaily]

Love love love this video! I love everything money as well. Currently on Dave Ramsey but will definitely check out you recommendations

[@TeAmoAaron]

Yes please do! He’s great for people who need to get their shit together especially with out of control debt, but once you’ve passed the debt phase there’s a whole new world of financial freedom that I want to tap into

[@cierracole1307]

Girl you’re me and I am you! Almost same to the 2! In terms of the whole situation!

[@jaechea7644]

What if you (meaning anyone) stayed at home but contributed to the household bills/rent and expenses and paid your own bills? I'm curious how the money would pan out then. I'd love to see a video on that. Also, for those out there, this channel is bomb! Also, independence doesn't mean you live on your own, it means you take care of your own financials. Whether you live with roommates or if your roommates are your family (this implies you contribute to the household), that's still living with someone. If you pay for you and contribute that is independence.

[@drcollection3365]

Yasss #shewoke #sheready lol THANK YOU FOR THIS!!!! Some People think oh 50k Whoa! But when break it down that amount dwindles quick. Knowing how and when to spend is key.

[@haircandykina]

I admire your dedication! Your progress is exciting! 😍

[@Destinee.marthe]

Sissss this was too short!!! I need more videos like that. New subbie 😌👋🏾

[@OasisOfBeauty]

girl get metropcs! 40buck for unlimited with amazon prime and google one. the service isnt bad either. save that money. i pay $120 for 4 phones on metro.

[@famuchic]

Eyebrow Lady's name and location. Please and Thank you!

[@stephpowell7648]

I live in the UK and I earn £70000 which is $87000 in US dollars. I am also saving for a house (currently renting) and am 32. I'm a nurse and work about 65 -80hrs a week. I save about £1200 a month. Trying to get to earning 90- 100000 a year. Totally going to teach that goal by 2023.

[@WestFamilyTrucking]

Just found you this morning liked within 3 minutes!!! #SUBSCRIBED #Here to stay

[@princessleai]

ooh yes, I needed this.

[@GabrielleGoneGlobal]

Are you still doing the envelope method?

[@aprildenice4635]

Aaron you look amazing && your hair has flourished!!! && thanks for this helpful budget video you always give good tips.

[@TeAmoAaron]

Thank you!!!

[@tasharawarbington]

Luv it! Thanks for sharing! I feel motivated!

[@sunnydaynocloudz]

I live at home and i just turned 26 and i have two jobs. One full time and one part time. I love money videos too. That phone bill is so high to me since i have had straighttalk so long now. Lol

[@saimanda_]

Can you share some money advice books you find useful?

[@shandranewell2837]

Don't let God hear u say MONEY so much...many BLESSINGS and success!!!...tithing first last and everything

[@TeAmoAaron]

I can say I love money because God gave it to me 💚

[@shandranewell2837]

@@TeAmoAaron DEFINITELY two opposite views and I respect yours

[@estellep1391]

i love your transparency. new subscriber lol

[@karen9071]

Hi. Love your channel. I would love for you to post videos on buying home. Speaking for myself, I'm would love to own a home one day and could use some great advise. You said you don't want to put down 3%. Why? Thanks

[@bribripollock]

Thanks for sharing! Please make more financial videos 💜

[@Alex-jo2oi]

I’m 23. Making close to the same and that’s without overtime. I’m expecting to pull in more annually bc of overtime opportunities. I’m hoping I’m doing good for myself. No college debt. I work as a facility maintenance tech. I should be earning more as the years go on and I should be keeping up with inflation. So I think I can live decently without having a college degree.

[@orinthiamitchell497]

Love this video! Keep them coming 😊

[@janellrenee4320]

I loved this! Motivating!!