How I Buy Houses for £0

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#PropertyInvesting #BuyToLet #BuyHouses
Timecode
0:00 Katy Wilson Q&A
0:43 Should I Refinance my House
1:58 Does Refinancing Effect Cashflow?
2:48 Why is Modern Method of Auction so Complicated?
3:36 Limited Company vs Personal Name
4:18 BUY BITCOIN!!!......No
5:00 Buying Cash vs Mortgage
6:04 How Do I Get Started Investing in Property?
7:35 FREE PROPERTY REPORT
7:40 How to Find Below Market Value Houses
8:24 Should I Buy This Property?
9:25 My Mistakes
11:04 How I Buy Houses for £0
12:39 Dividend Stocks vs Property
14:14 How I Buy a Kitchen for £1K
16:35 Is Buy-To-Let Worth It?
17:41 Its Worth What Someone Will Pay For It
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[@ProgressiveProperty]

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let bit.ly/BTLReport-YT

[@TruthofDilly]

Thank you so much for this invaluable FREE INFORMATION, seriously, God bless you 😘😘

[@cashcash7691]

Hi Progressive Property I came across your video and it's wonderful and your analysis is very straightforward. Pls can you help me get into Property ladder

[@ProgressiveProperty]

@@cashcash7691 Thanks for your comment, if you are interested in property investing please register your interest now: events.progressiveproperty.co.uk/register-your-interest-social-org-jm/

[@ivanontech9156]

“Wealth should be created by investing to create more wealth. Income is the fruit of wealth. If you do not do that, you will not have more income.”

[@casinosimsek2027]

Making it out at a young age is quite difficult. I started a side hustle at 17, saved up and made some good investments. l'm 28,live on my own and having a good life for myself. Big ups to you and everyone out there trying

[@alexmontrey5372]

@@casinosimsek2027 Sounds like plan, how do you put money to work?

[@casinosimsek2027]

@@alexmontrey5372 Yes it sure is. I put in money in investments and get profits. That 's how I make more money without working. This does not sound new to you right ?

[@alexmontrey5372]

@@casinosimsek2027 Thanks for replying me, I've heard so many people talk about investment but none had said how to do it right.

[@hoshifuyo4494]

Am hoping on you can explain more on how you make extra income from investments

[@dasilverone4968]

I like to do property business but I seriously need help encouragement and support. I'm currently a council tenant

[@ProgressiveProperty]

Thanks for your comment, if you are interested in property investing please register your interest now: events.progressiveproperty.co.uk/register-your-interest-social-org-jm/

[@alicelander9058]

When interest rates hit 3, 4 or 5% house prices will plummet. Will rents fall too? Historically they do but we are in wierd times. Houses would be even cheaper to buy but loans higher, your choice of scenario.

[@andrewmorris1493]

I cannot stand the phrase "no money down" there's always money down, just doesn't always mean your own.

[@joline2730]

And for anyone who does not believe her statement "I pay around £1,000 for a kitchen" I confirm that's about right - I got 7 units plus worktop (made to measure 3.96mtrs) which included hinges, shelves and doors for £692. I went to that swedish shop. I think I paid extra for handles £16. The hob was £129, and oven £229 bought elsewhere. That comes to a little over a thousand. The cost of having this fitted (if you can't do it yourself!!) can be anything from £500 to £1,000 - I paid £720 - found a fitter on them online trade sites. The same goes for a bathroom - around the same costings for bath sink and toilet (extra if you get a shower over bath) and fitting will be around the same mark. When people say it costs 7 to 10 grand you know that they don't know 🙄

[@TruthofDilly]

So glad youre a midlander…and who was it that said “don’t think she knows what she’s doing” what a fool…er’ SHES DOING IT! YOU my dear are a fantastic woman a gem, and I want to be just like you…where do I sign and how exactly do I get started?!

[@ProgressiveProperty]

Thanks for your comment, if you are interested in property investing please register your interest now: events.progressiveproperty.co.uk/register-your-interest-social-org-jm/

[@tonyc2837]

Can’t imagine that bargain price houses are around in this current climate. It’s a sellers market at this moment in time .

[@maxfrederick7703]

I’m a property landlord. I have 13 properties (11 single let’s and 17 HMO rooms). I live from the rentals and the numbers being quoted seem to be a bit optimistic to me. 9 deposits on properties for 225k including stamp, fees etc? Can’t see that. I’m in the process of a multiple purchase at the moment (12 properties in total in and around Warrington Cheshire) from another portfolio landlord and it’s costing 36k per property including all the fees. 25k seems very low. Still means that they could have 6 additional properties which would be a very good uplift but 9 seems to be a big stretch.

[@enzoblade]

Hello which lender allows you to get a 90% LTV? Many thanks

[@frostbite1770]

Im currently serving in the Military, so my time to hunt for properties like the ones you have found on previous videos just isn’t there and when I do look for them when I’m home for the weekend they are no where near the prices that you find and purchase them for… just blows my mind, and then its sourcing the funds to go and buy the properties too… just mind blowing really, almost off putting as well… almost. Would love a video where you guys dumb everything down as well. Good job tho guys I’m in the south west also for reference

[@ProgressiveProperty]

Thanks for your comment, if you are interested in property investing please register your interest now: events.progressiveproperty.co.uk/register-your-interest-social-org-jm/

[@jackw5630]

Great video, I love watching the content on this channel, It just keeps pushing me on to do more and more, Not at 11 yet but I am up and running 🏡🏡🏡 good luck all.

[@prasannagunarathna3475]

Dear Mrs. Wilson, Would you please do a video on how a foreigner invests on properties in UK and make it profitable? That's Would really be appreciated please

[@chriswantstomakeit]

Hi Katie, everyone thinks prises rise (I still assume they will - I always take the view knowing knows). However, in a country with free market, they do fall. It is government regulation and taxes that push prices up (basically tax and regulation make the houses more). Free markets are deflationary. The 2percent inflation target, just comes from some government opinion. A good example is the tech industry, prices get lower. So, tech is currently deflationary. Very few people understand a housing market can deflate with a radical government. I never knew. I'll prove I'm right, when stamp duty is lifted, prices fall (with only one tax removed), when reinstated they rise again. I also heard another arguement I never heard before, and that is after the larger stock market crashes in the 90s and prior, banks moved on to mortgages as a 'new phenomena', with people 'seeing' stocks as then risky.

[@spencerosei2616]

Wanted to buy another house but the market is so crazy now, I will wait.

[@ProgressiveProperty]

Thanks for your comment, if you are interested in property investing please register your interest now: events.progressiveproperty.co.uk/register-your-interest-social-org-jm/

[@Topman-26]

My concerns would be with trying to find good tenants, that wont stich you up on rent or trash the place and then be unable to evict them.

[@leegorman8322]

Broad scope referencing

[@callumtrew7211]

I used to live in one of the houses in the thumbnail 🤣 they’re called the collesium in lincoln

[@justjames1111]

Great video Katie, it's refreshing to hear somebody call it 'as it is', looking forward to seeing you and the rest of the PP gang again, soon.

[@wch4972]

Which one is better? 1) one Ltd holds one property 2) one Ltd holds more than one property or 3) one Ltd holds all properties i investing.

[@notorious8945]

This video is such an inspiration. Thank you.

[@paultweedley2026]

If it seems to good to be true it usually is! Interest rates will hit 3% next year and lenders higher, there's a good chance of a recession coming.

[@nathansmith8482]

Which is probably what most cash investors are wanting to happen as that’s when they will make the most money, buy houses cheaper and over time their investment will grow massively which is pretty much what happened after the financial “crash” around 07

[@Jeffrey-ll3pk]

Hi its Asham I if I hade met you when I owned 24 house ide now be living the life but I'm naw living on the street in a teant in Blackpool its nice to see someone getting on with it please be healthy happy and lucky

[@luyan5405]

I am so glad to find your video on the right time , I am just thinking to invest BTL property. I have the deposit, but my income is less than £25000, means I can’t have a mortgage from bank , any suggestions?

[@mustakimbuilds]

Gatehouse Bank requires £15k minimum income.

[@ProgressiveProperty]

Thanks for your comment, if you are interested in property investing please register your interest now: events.progressiveproperty.co.uk/register-your-interest-social-org-jm/

[@umabaatar1732]

i cannot afford 25% deposit to start on my first BTL investment however is it too risky to refinance on my residential mortgage? To clarify to refinance can I take out 75% of the overall value of my first residential property in order to start on the property investor journey?

[@user-wo8dm8yx6u]

Great content my fellow landlady. Just wondering which Bridging company do you use. I’m so keen on the 90% LTV. Thanks

[@Hannah-yj3zd]

The title is seriously misleading. I am a solicitor and barrister retired from both; you have not explained how to buy property for £0. 😮.

[@numan277]

Hi dear can you please explain deal packaging money That would be appreciated Thanks

[@ProgressiveProperty]

Thanks for your comment, if you are interested in property investing please register your interest now: events.progressiveproperty.co.uk/register-your-interest-social-org-jm/

[@kalamuddin3369]

Yei but not everyone can get a mortgage

[@harrysmith1136]

Cracking video, my question would be where did you get educated. Thanks Harry.

[@ProgressiveProperty]

Hi Harry, we have a free downloadable report to help educate you on property strategies and advice FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let bit.ly/BTLReport-YT

[@RooRichy]

I think you got your answer...

[@highgate14]

Property prices are at their highest now Interests rates are only going north and taking on debt is unwise if you may struggle to service it. This is high risk and predicated on the fallacy property prices will continue to rise in the short , medium and long term. The lady is correct about the long term prospects but little else.

[@nathansmith8482]

What part of “my exit strategy is death” do you not understand?? She in it for the long haul… let’s just say houses prices go down and if there is no equity In the house obviously she cannot pull any money out but still holds onto the property and keeps the cash flow coming in, waits until there is money in the house then she can continue to pull money out & invest

[@jonclarke7298]

Fantastic insight and knowledge! Could you do something similar with new builds? I’d be very interested to hear your thoughts. I want to start my own portfolio, but don’t want to rush in. Thanks

[@ProgressiveProperty]

Thanks for your comment, if you are interested in property investing please register your interest now: events.progressiveproperty.co.uk/register-your-interest-social-org-jm/

[@philjackson4041]

Great information

[@R.-.]

With interest rates rising, housing will be less affordable for those buying with mortgages. Unless cash buyers have a frenzy, house prices are going to fall.

[@knightrider4624]

Hi you give good advice , I am in the process of just buying 2 buy to let's , one question for you I'm only buying where the EPC are a high grade D or C as in 2 years the you would need to invest thousands to bring them up to a grade C for rental , how would you deal with this issue ?

[@ProgressiveProperty]

Thanks for your comment, if you are interested in property investing please register your interest now: events.progressiveproperty.co.uk/register-your-interest-social-org-jm/

[@daz7834]

loving your style :) x

[@the.halodoctor]

Got £75k in equity in our home. How do we pull that out and reinvest it to make it work for us and pave the way for more properties? We live in Berkshire btw. Do we reinvest in a flat with the £75k cash? Split the equity between 2 flats and get two mortgages? Or go bigger and buy a house with the £75k? That would require another mortgage though.

[@ProgressiveProperty]

Thanks for your comment, if you are interested in property investing please register your interest now: events.progressiveproperty.co.uk/register-your-interest-social-org-jm/

[@Micegift]

Bit disappointed as to get to what the title is talking about, you have to wait 11 minutes and then she only briefly talks about the title subject for 1:40 seconds. In other words, this is click bait! 🙄😠

[@JDS122]

what is your view on buying a 2 bed property with only 8 years left on its lease? On average the cost will be around £20-25k (worth £250k) but if intention is to use as student let for years left remaining on the lease, it would generate more than the £25k initially invested. From my understanding once the lease expires the property can be returned to the freeholder. Is this a good idea to you?

[@ProgressiveProperty]

Thanks for your comment, if you are interested in property investing please register your interest now: events.progressiveproperty.co.uk/register-your-interest-social-org-jm/

[@kmandrews_]

I CAN NOT BELIEVE !!!WHY DO SOME PEOPLE LIKE CIRCUS 🎪 TSHIRT ???

[@mahmoodraja7169]

Hi Katy my name is raaj I recently start property business and watched lot a your video .which was very helpful. Thanks for sharing lots information because I living in Manchester area if you have any deal in around Manchester definitely I am interested .thank you very much looking forward

[@sharondemore4860]

Hi Katie. Thanks for these awesome videos. I'm busy educating myself on the UK market. I am South African, and my British husband and I have 5 properties in South Africa. In the next few months, we will be emigrating to London after 19 yrs. in SA. Weve don't the sums and the wisest thing will be to leave our SA investments, and hopefully start a portfolio in the UK. I'm just curious as we won't have much cash due to leaving it in our SA property. What would you suggest for me to buy our 1st investment? Also, we will need a place to live.

[@benarfa5706]

Hi, I have watched the majority of your video and I have learnt a lot from you. I have 4 Property and Hereford.All with my name.Please can you help me how to open my own limited company I’m looking for recommended property account

[@petsloveonly]

To buy a property with a Ltd will they still credit check the owner 🤔

[@alicelander9058]

With true inflation at over 10 per cent interest rates should now be between 5 to 10%, so be careful as imo humble opinion they will raise interest rates with a massive jump over a couple of months but I haven't a clue when. You need imo to get fixed long term interest rate deals as i see this inflation being deliberate by western govts, this was happening before Ukraine and they are now creating shortages of wheat and fertilizer to keep inflation and shortages extended into the rest of this year at least.

[@jackw5630]

If you have a fixed interest rate that makes no difference 👍 it can go to 10% as until my 5 year deal ends nothing changes.

[@sazashjohn]

Hi Katy, I am following you properly videos. I am living in share ownership property with 40% with mortgage, 60% rent. I am planning to sale and change my financial situation. Is it the right way. Thanks 🙏

[@botaviorel633]

Good evening Katie great video.I bought a bed room property years ago 2015 and I finished my mortgage in 2021 I like investing in property I want to invest more .How I can buy a property with £0 ore 90% off ?

[@botaviorel633]

Hi Katie. My one bedroom property was 15.500€ in 2015 when I bought. Now In 2023 it rise the price at 31.500€ should I sell it ore to rent? I want to invest in property, I want to buy more property.

[@wch4972]

wonderful

[@robertsavage8564]

Your very cool, had to subscribe Katie.

[@robertsavage8564]

I am an established builder and could do these with relative ease. Just need financial side sorted. Got over a mil in equity on the three house I own so sort of moving forward now. Rob

[@zpetro7215]

Great Lady... How and where can I buy under market value?

[@rockclimbingskills]

Heres my question. How can you invest in property if you cant get loans because of bad credit.

[@chick99936]

i dont understand all this. I have approx £120k in the bank and I do not understand how to make my money work for me. I dont own my own house, I seem to work and save money and now i want the money i have saved to work for me so i can take some time off work to spend with family. How do i make the money work for me? i dont understand any of this

[@prajasingh7352]

I will strongly advice you against self trading, it's really dangerous and had brought so many investors down, you need some one with the knowledge and strategies, someone dedicated to the crypto currency market buisness, and I will strongly recommend expert Mrs Jane Marie

[@prajasingh7352]

Tell her I referred you 💬. 👆 👆

[@advancedwindowandguttercle685]

Is it the completely wrong time to buy a first BTL? Prices are high, interest rates higher than few years ago, apparently its more difficult than ever to get a first BTL mortgage

[@spencercooper-thorn2624]

It’s ok if you can start off with a hefty Ltd business loan that you can start off with.

[@DoctorAB282]

Thanks 🙏🌹

[@daniwilliamson5949]

Hi Katie!!! Thank you very much for your videos!! 💕💕💕

[@adrenalineisbrown]

How do you get trade prices for a kitchen?

[@osipani9179]

Which bridging company do you use

[@prajasingh7352]

I will strongly advice you against self trading, it's really dangerous and had brought so many investors down, you need some one with the knowledge and strategies, someone dedicated to the crypto currency market buisness, and I will strongly recommend expert Mrs Jane Marie

[@vascularlab]

@@prajasingh7352 yaar stop leading people to your scam. Get a real job!

[@meekeverything4937]

Katie, I need your help regarding property investment

[@ophiuchus6721]

your the only one that SIGNS THAT PAPER LOL HA HA POP

[@berwynluxe2751]

Deal packages, please explain to me about this, this property business sounds interesting. Can I do this with no big costs? Are we essentially acting like an agent? Many confusing and misleading stuff on the web on this topic!! Andrew Selmes

[@leegorman8322]

Properties are going for more than their worth, does that not denote an over-inflated market? 🤔

[@robmackey]

Who is your bridging lender that gives 90% ltv ?

[@kylejames5121]

Love the passion 🤩 great video. Quick question what do u need all in total costs for an average one of your deals in Nottingham. I started there then moved to Mansfield searching then prices boomed so went further up the country to get a better roi. Interested in vanilla btls Bmv just curious if I have the deposit pots. Thanks for your time

[@maxfrederick7703]

It’s roughly 36k per property I reckon (I reckon because I’m doing it in the North West)

[@ProgressiveProperty]

Thanks for your comment, if you are interested in property investing please register your interest now: events.progressiveproperty.co.uk/register-your-interest-social-org-jm/

[@dm7325]

Listening to this video whilst in no way do I dispute the veracity of its content the following puzzles me. You acknowledge the market is strong however we still have people willing to sell at 70% bmv? Seems a bit of a contradiction. Also are £80k house in every area really going to gain that much by way of capital appreciation? I have a large pot of cash and keen to engage you as a deal sourcer and take it from there or even JV with you as I'm keen to see these deals that are everywhere except the places I look !

[@jalabi99]

_You acknowledge the market is strong however we still have people willing to sell at 70% bmv? Seems a bit of a contradiction._ There are always going to be people who will sell their property at below market value, for numerous reasons. Perhaps they have to move for work, perhaps they want to downsize, perhaps the property was owned by a late relative and they don't want to take care of it any more, and so on. I'm not saying such people are on every street corner, but they are out there.

[@dm7325]

@@jalabi99 absolutely I agree with that however I was enquiring are they really there in large numbers? In a strong market where even auction prices are going through the roof you could throw the property into an auction and see what happens. Are you buying bmv currently?

[@jalabi99]

@@dm7325 _I was enquiring are they really there in large numbers?_ You don't need them to be "there in large numbers". You only need one such deal to start. The deals are out there. Don't be stuck on thinking up all the reasons why you can't find them. Because while you are doing that, people are out here looking for, finding, and getting deals all below market value. Learn how to do it, and then start doing it yourself! The sooner you do that, the further you will be. And yes, we are always buying deals below market value. Those are the only deals we buy.

[@dm7325]

Perfect thanks I'll go find some now

[@thegreasystrangler7012]

Another great video 👍👍

[@ProgressiveProperty]

Thank you 👍

[@WeixDraqz]

What lender for the bridge loans do you use ?

[@ProgressiveProperty]

Thanks for your comment, if you are interested in property investing please register your interest now: events.progressiveproperty.co.uk/register-your-interest-social-org-jm/

[@kayem8511]

How do I get to rent a property from you

[@thomasjewitt3283]

Great video as always from everyone at Progressive! I’m currently educating myself on investing in property before buying my first house, I’m thinking of going straight for a buy-to-let as there is an area I know prices are low to buy so mortgage repayments will be low, but rental prices would provide a good yield.. My question/s are, once successful in purchasing my first buy-to-let, would you find investors or would you refinance and buy more in that area to increase your net return?

[@lawolsten]

Quick question, How much would you refinance the property for, therefore how much equity will be left for you to reinvest with? For example. You buy your first property at £100,000 (25% BTL mortgage - £25,000) + £10,000 refurb cost + £2,000 in fees + £1,800 in mortgage payments (£300 x 6 months - minimum period you have to hold mortgage until you refinance) £38,800 of your money Now let's say you do a nice job and refinance for a revised value 6 months later of £125,000 (added a very generous 25% of value to the property) BTL deposit @ 75% LTV = £31,250 (deposit 25%) mortgage value = £93,750 - settling of £75,000 initial mortgage = £18,750 equity. £18,750 - £10,000 refurb costs - £2,500 fees = £6,250 left for next deal. This is where this strategy can fall down at the first hurdle.

[@ProgressiveProperty]

Thanks for your comment, if you are interested in property investing please register your interest now: events.progressiveproperty.co.uk/register-your-interest-social-org-jm/

[@MrBilly200970]

Another great video, thank you for sharing all your knowledge and experience! worth its weight in gold. Keep up the great work! 👍🏼👍🏼👍🏼

[@gabbro137]

I wrote in one of my previous comments, I want you to be mine property mentor because of your attitude and approach. You have that attitude I like. Definitely want to be educated from you, it's a BINGO! I know nothing about property investing but it's very appealing to me.

[@tonyaziz8820]

How do you buy under market value i once tried that and the sellers solicitor stopped the sale and told the seller the property was worth more and not to proceed

[@joline2730]

and the solicitor bought it !! 😃🙂🤣

[@a320trevor]

Excellent content and thank you.

[@ProgressiveProperty]

Many thanks 🙏

[@MrMrutube1987]

Thanks for your honesty and advice. Really really want to get into this but trying to figure it out without spending a fortune as I done have a fortune to invest in training. So much appreciated video thank you.

[@wolfburgman]

How do you protect against bad tenants

[@vascularlab]

Buy landlords insurance

[@Pluto6661]

One of the reasons there is not much affordable properties with these investors buying lots of property. It's a shame this great country is becoming a nation of renters.

[@BVking509]

I've got 60k to invest any advice? I'm thinking of BRR or HMO

[@sirtrollalot7762]

student accommodation.

[@matthewmarshall2270]

Hayup lov, great videos, and advise. Found you at the right time. Been working hard abroad. Saved around £40 grand. So trying to start doing what your doing. Also from no idea whats what. So im trying to learn. God its not easy, but trying lov, what do you mean by the wright people.? Do you thing i could do somthing with £40 grand. Or do you thing i need to save more.?, im living in germany to at minute. But from sheffield.

[@francis4869]

“Save more” Why would you save money when they print money? - R. Kiyosaki

[@matthewmarshall2270]

@@francis4869 what u mean by, that,, ?

[@Asylum5g]

Respect

[@Cobracook]

Is this made by Rob Moore.

[@RoastLambShanks]

You keep saying get educated... without saying where and how

[@ProgressiveProperty]

We have a free report you can download to help get your started learning more about property investing FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let bit.ly/BTLReport-YT

[@chris-jh4cx]

It’s a Ponzi scheme

[@corey_lewis]

What registrations and licences do I need to be a deal sourcer in Wales (UK)

[@andrewmorris1493]

There is no licence. You need to be compliant which means having PI insurance, registering with a redress scheme etc. Will cost about £1000.

[@corey_lewis]

Okay thank you for your help mate 👍

[@andrewmorris1493]

@@corey_lewis also registering with anti-money laundering

[@nickylutesgolf]

Hi Katie, great insight into how you’re managing your portfolio, really appreciate you sharing the benefits and improving my understanding about how this can work for others. I’m 63 and looking at how best to invest my pension lump sum. How would the refinancing piece work for someone my age? I’m concerned that lenders would either not lend or the terms would be unfavourable for someone my age. Any thoughts on how it works for older investors?

[@paultweedley2026]

You should consider vanguard index funds or individual researched stock picking, you sit on your fat ass making 6 to 12% annum without running around dealing with tradesman and looking after tenants, l have experience of both types of investing and the later is far less energy consuming or stressful, just an opinion, good luck on your investment future either way

[@jackw5630]

Hi Nick, Some mortgage lenders are only interested in the rent covering the mortgage costs, your age and income are irrelevant to these banks, Others May I add require a minimum 25k income from a day job, all lenders are different, Speak to a good mortgage broker and they will point you in the right direction, Good luck 🏡🏡🏡

[@joline2730]

Nick: My advice woyld be to buy your first one outright, then refurb and sell. Do the same for the next two or three to make some good profit (say £20 to £25 grand each house) and then you may be able to buy the next one outright again. So no mortgage. So that is a way around that - but as others have said, if renting lenders may lend because of the income, so no prob. Good Luck 💯✔👍

[@digitaldadprenuer]

I'm looking into deal packaging, How to set up LTD company correctly in UK? Thank you

[@Exstravagantlove]

So my questions are one first of all I believe 25 percent for buying any property up front to get started on a mortgage. You said you bought a property at 105 thousand refinanced it means you got a mortgage to pay you back the money of 105 then payed 325 on the morgagage and payed yourself 325. You raised funds from private investment the private investors must of got all the money back plus your cut. I suppose the Investors would help with the backing of any default of the morgagage payments or rental payments. That would be the risk of the investor and yourself to be paid if defaults were made on the rental agreements especially now as many find hard to pay the increase on bills

[@MEXI-up7dl]

Hi Mrs Anna, we love your videos, right to the point. I would like to trade with you, we need a mentor because we are a bit lost. We are base in Derby.

[@waynec8894]

So what happens when the Interest rates keep going up

[@kmwilkinson163]

If you have done the correct investment math then your gross and net yield figures will be able to handle some fluctuations. Also you can secured fixed rates for 5 years which is what I've done on anything purchased this year. Any pending increase due in the next 12-18 months may have recovered after a further 45+ months.

[@waynec8894]

@@kmwilkinson163 I had a house years a go it went from 180 a month to 800 when the interest rates went up and up and up but that was years ago then they did people over on the endowments even though I did not what one in the first place then when wanted to buy house back in the day my wife name was not enough they wanted my name in it so that wen t tits up to now to be honest I lift the uk years ago and I would not go back to all that shit to get money but like few people say your hot you do well

[@Exstravagantlove]

Looks like their are 4 risks one of the investor, your own capital first investment the on going relationships and tiring up contracts and the morgagage money not defaulting on payments for rental agreements if any of the following was to fall apart it would not work . It seems quite rewarding but at the same time hard work and even more risky than having the investment to just buy do up and sell without a mortgage.

[@CaratacusAD]

So you're making gross around 60K, what's your net roughly before you split with your partners? Thanks:)

[@shaaddhillon3819]

Gross 60k from BTLs only. She also makes over 300k+ from property as she says

[@dm7325]

@@shaaddhillon3819 I saw that so with an average sourcing fee of say £3000 she's sourcing roughly 10 deals a month very impressive. How do I learn to do that?

[@shaaddhillon3819]

@@dm7325 Lots of marketing and a long list of investors. Where yo find them , no idea mate! I'd like that too!

[@CaratacusAD]

@@shaaddhillon3819 Still nice to know the rough Net, i bet it's very low.

[@kmwilkinson163]

Mortgage, insurances and lettings management would take circa 40% of your gross figure on the BTL side. Give or take and perhaps allow for HMOs which have a higher profit margin. Call it circa £36k profit per year... but that is passive. Means your personal basics are covered, no need for a day job and can focus in other areas without the fear of no income. Strong position to be in. I think it seems/feels low because your used to Rob Moore talking about thousands per month and 500+ properties. 11 properties is decent and likely valued north of £1.5m.

[@sickbuffalo9902]

Why do you have £200k in the bank surely you should have brought more properties as soon as you had the required deposit? You could have another 5 or 6 properties already.🤷

[@funkypaving9846]

She waiting for crash!

[@funkypaving9846]

But you don’t wait to buy property you buy a property and Wait

[@jackw5630]

Cash pot to buy houses for cash ahead of the other twenty people that want it, This will be investors money so there will be a cunning plan, Katy is on it, watched many of PP videos and they know there stuff, good luck 🏡🏡🏡

[@sickbuffalo9902]

@@jackw5630 lol these people don't buy houses for cash it's always about gearing and leverage she could have another 5 houses earning her £1500 free cashflow a month but it's sat in the bank been eroded by inflation 🤣

[@jackw5630]

They all have a backup pot, I’d guess to ensure they have cash to pay investors back and or buy something quick maybe via auction etc then refinance it👍

[@antoniopalmero4063]

Hi daddy .

[@richardgreen7621]

Fit 👀🐅

[@gavinselkirk3317]

Slapper

[@Lou-jg7vw]

Bizarre passive aggressive tone.

[@kalamuddin3369]

Pls get me a house for freeeeeeeeeeee

[@BVking509]

Yeah Basharit is clearly lying

[@myob3074]

You're so gorgeous 😍 I've subscribed 👍🏾🤗😍😁💌

[@ProgressiveProperty]

Thanks 🙏

[@user_i.d]

Its seems almost like a cult the way you lot where the same striped tops please tell me its your uniforms

[@ophiuchus6721]

TELL LIE VISION PROGRAMING

[@LewWise87]

Lol over leveraged like the rest of the KZbin property gurus

[@leehollebon4777]

Absolute bullshit it's humanly impossible to buya house for nothing