How I do my Cash Condensing Using The Cash Stuffing Method

[@heather05x]

I love your overflow binder videos. Idk why but it’s such a good idea and I love watching you use it.

[@noteworthyco]

Yay! Thank you!

[@Emsobudgets]

It’s like you knew I needed this 😂 as soon as I stop overspending in my envelopes and actually have a flow I’m ordering an overflow binder ❤

[@noteworthyco]

YAY! Give it shot! I know you'll love it!

[@AJ-ub4pf]

I love that she put an idea I’ve thought of so often but couldn’t fully grasp into an actual concept!! It’s cool to know I wasn’t the only one who was thinking it lol I will get that overflow binder someday day soon. I should have gotten that black one when I had the opportunity but it will be mine someday 😂😂

[@noteworthyco]

Yes girl! I'm sure I am not the only one who has thought of this. I just got tired of going to the bank to deposit money when I reached a certain amount. I am lazy tbh, the less times I leave my home the better haha I promise the black binder will be back it stock soon!

[@TAA4U55]

I have an overflow as well love it. It’s convenient and easier to put in safe

[@noteworthyco]

YASSSS👏🏻👏🏻👏🏻🤍

[@Bri01192010]

Hi there! I’m new to all this cash stuffing, but I can say that it is working for me. I have been able to save money, but also go and do things with my kids without feeling like I’m going to be broke. I really love the idea of an over flow binder. I also don’t love going to the bank so much. I’m definitely going to start saving to purchase an overflow binder from your store. Thanks for the videos. You got yourself a new subbie ❤

[@noteworthyco]

YAY! this makes me happy :') Thank You for being here

[@Crista.Budgets]

Love this video 🫶🏼🩷 Now this I so can do. I so need to condense my envelopes. Next up setting up an overflow binder. Thank you ☺️

[@noteworthyco]

Yassss! I love this !

[@reelroyals3222]

great video…real life budgeting process.

[@noteworthyco]

A bit of a mess, I know 😕

[@RobinLaneLowe]

Hey, Nay❤ sooo excited to see how you work your overflow binder.

[@noteworthyco]

Thank You 🥹🥲🤍

[@lenat946]

I got my new wallet!!! Thank u thank u thank u!!! I love it is such great quality!!! I love it and I love the envelopes u included thank u!!!!❤ u're great!!

[@noteworthyco]

🥹🤍 omg, this makes me happy. I’m glad you liked everything !

[@lenat946]

@noteworthyco so amazing!! I had to show my hubby he's like yep that's good quality (lmao he's like this woman has lost her mind lol) lol

[@noteworthyco]

@@lenat946Haha, omg that’s funny. 😂 I’m so glad you liked everything 😭🥹🤍

[@normaleticiagonzalez2595]

Love your overflow binder videos!!!!😍😍😍😍

[@noteworthyco]

Thank You 🥹🥲🤍

[@Chatty-KathyBudgets]

💜💜💜 I love the overflow binder!!!! What a great idea. New subscriber 💜💜💜

[@noteworthyco]

Thank You ! :)

[@BudgetingbyJenn]

Patiently waiting for my order!

[@BoopnBudgets]

Great condensing vid 😊

[@noteworthyco]

Thank You 🤍🥹

[@budgetingwithkrztofr]

Great video!!! 🌸🖤🖤

[@noteworthyco]

Thank You 🙃

[@lisasavarno2636]

Hi Nay! How are you today? May I ask, Where did the money come from in the overflow binder? Did it come from saving challenges? That’s a good idea to have an overflow binder❤

[@JANAA56357]

it comes from categories where she reached her goal amount or just reached a hundred 😊 then she replace the real money with a placeholder and put it on the tracker which category it was and the amount🤗

[@noteworthyco]

Hi ! :) Soo, the money comes from my binders! Lets say you replace money in an envelope with a cash placeholder. the money that the placeholder is replacing goes into the overflow binder. I hope this helps! I will be making a video soon to explain my overflow binder!

[@noteworthyco]

YESSS exactly !!!

[@BooksandFinances549]

I love this. Great condensing. Your cat is so cute! Also, do you deposit some of the money into a HYSA when a sinking fund is fully funded or has an x amount of money in it?

[@noteworthyco]

Thank you 🥹🤍 YES! When the envelope is fully funded. And I KNOW I won’t need to withdraw it for a long time, I do deposit the money! I think HYSA (most of them) have a limit or some kinda of penalty if you withdraw too often. And most of my binder money gets pulled out frequently. Soo only when I know I wont need that money for a while ! Hope this helps 🤍🤍🥹

[@BooksandFinances549]

@@noteworthyco Yes, makes sense. Thank you for the explanation. I love learning about other people's way of handling their finances. Definitely gives me inspo. :)

[@Gigis-PlannerRoom]

I thought I commented on your video, it has been a hectic day. Great, different video on how you do your condensing, I like it. I like your overflow binder, I’ve told you before. In the future I feel I would like that too. ( your nails look good). How are you feeling from your cold?

[@noteworthyco]

Thank You ! Girl I know, its so hard to keep up with all the KZbin videos. I am feeling much much better than last week, but honestly lesson learned. Next time I don't feel good, I won't be filming.!

[@GenX-Budgets]

Yup, this is sort of how I do it as well. I don’t use a binder. I find it so easy and it cuts down my trips o the bank.

[@noteworthyco]

YASSSSSS🤍

[@JackieBudgets]

I asked “why she get all the 100s and not use them?” I kept watching and they were all gone! #satisfying enjoyed the video!

[@noteworthyco]

YAY!! Thank You !

[@Trinity1976]

I love your condensings! Also at least your kitty isn't sitting on your binder haha

[@noteworthyco]

ohhh but she does sometimes! Ill take a break and leave the room, and she's sitting on alllll my stuff haha

[@BudgetChronicleswithJacksandKi]

New Subscriber 🎉🎉great video

[@joyfulbudgetingco]

Is there a maximum you keep in the overflow binder before you place the money in a HYSA? Or how does it work? I'm really liking the overflow binder.

[@noteworthyco]

You keep as much as you want ☺️ I don’t place any of my Binder Money in a a HYSA unless I KNOW I won’t be withdrawing that money for a long time. I think HYSA (most of them) have a limit or some kinda of penalty if you withdraw too often. And most of my binder money gets pulled out frequently. But I don’t like to have a lot of bills in my binders, so the overflow binder was born. 😂

[@joyfulbudgetingco]

@@noteworthyco, Time for me to birth an overflow binder for my routine. I fell off track and I believe going to the bank was the down fall. I’m headed to your shop now.

[@roxanne4534]

so nder? question, where does the money go that you putting the place holders in? Is that what goes over to your overflow binder ?

[@noteworthyco]

I will make a whollllleeeeeee video on this soon! 🤍

[@roxanne4534]

How did you start your overflow binder to have that much money?

[@noteworthyco]

It starts the moment you start using your cash placeholders. I have placeholders in my binders, and the money goes into the overflow binder.

[@sofiakarim2978]

❤❤❤❤❤❤

[@bubbles2868]

So you don't add up your trackers, take that cash from the overflow and deposit it? Or do you?

[@noteworthyco]

I deposit the money, only if I KNOW for a fact, I won't need to take it out anytime soon.

[@lenat946]

Lmao bleep bleep meow lol.... and I bought a wallet😁 not the smaller one but that might be next🤷‍♀️

[@noteworthyco]

YASSS👏🏻🤍