HOW I FINANCE MY 10 CAR GARAGE

How I finance my 10 car garage - supercar finance explained!
Grab your FREE 2 month trial with Skillshare right here: skl.sh/tgetv3

[@TGE]

Grab your two month FREE trial right now for a limited time only with Skillshare here: skl.sh/tgetv3

[@vincent5]

Next Video: How i finance my 50.000$ key!!!

[@Adam-jd8gz]

this proves that you arent a flipper because of how much effort you put in to get the cars

[@Adam-jd8gz]

whens that video coming about how the pista ended up with you?

[@lee900cbr1]

Has the Lusso sold yet? ;)

[@michaelrogers8491]

Love you mate much love don’t know if you’d remember but thank you is all I’m going to say your a legend geezer

[@TheLambo123254]

This man is living his life just like most people do in GTA Online.

[@jensen4070]

Except in gta people fund their cars with shark cards

[@jensen4070]

I meant financing for the new DLCs

[@TB41n0]

Mr.Nobody except TGE already owned this car and made out he was going to buy it 🕵🏾‍♂️

[@mattyb2333]

3 videos at the same place only tge could get away with this

[@AS-oo4gv]

No one churns like Tom

[@IndianaJono]

This was actually one of the most informative and helpful videos you’ve put out in years. More of this thoughtful content, please.

[@tshegofatsomamekoa51]

thats the TGE i subscribed to, the day to day uploading working machine with 10 jobs and cars!! Chaos

[@joshuaparr3279]

Woah - safe to say blown away at the openness on this. But it's very eye opening at the same time. Just goes to show much hard work goes into doing these sorts of things. Rate the work ethic Tom!

[@WelcomeJTR]

Saw the lusso at FittedUK yesterday. Absolute cash, and the paint looks amazing in person. Crisps

[@babooshanimation2292]

Your monthly bills are my annual salary and I'm not even annoyed.

[@kayineson4220]

Honest, easy to understand and thank you for sharing. You deserve every car and redline I love that place! Darren legend he is. Thank you again and need to see you soon!

[@neirun8786]

that was a smooth skillshare plug haha

[@jamesr8897]

You must be earning some coin lad, £15k a month on cars. Living the dream

[@stuartkennedy4570]

Plus a spare £200k in the bank just in case. WTF

[@Benchan108]

15k a month can finance 10 cars？

[@GP-uu2qe]

That’s cash lad

[@RS63AMG]

Thank you Tom and Darren for being so helpful 🙌

[@BenM-nv6mu]

Really appreciate your openness and honesty on this Tom. Peace and respect, Ben

[@amitpanchal_uk]

Excellent video as always. Appreciate the knowledge sharing. Very helpful.

[@jackbimson625]

Peter Vardy BMW - M5 - £7500 down, 29k deposit contribution, £599 a month

[@beccac247]

Good detailed vid, love the chaos vids and the stuff with the pigeon but this was a nice content x

[@phantom2k10]

Mate the content you've been producing as of recent has been epic.keep it up lad

[@Rooted-TS]

Love the honesty, big respect!

[@hahabobblehead2059]

I really enjoyed this video. Thank you for sharing.

[@OriginalNoseBleed]

I think the real question everyone wants to know is whats your monthly spend on crisps?

[@leroybirkmyre803]

what are crisps?? what's that referring to?

[@tarmac1697]

L B potato chips

[@TheKing-tl8si]

The most chilled out finance bloke ever......

[@cooperSpartan117]

The question we all want the answer to is how do you afford all your cars and pay for crisps

[@michagarwolinski8270]

Hard work lad, it's all hard work.

[@danielmeijer3348]

cooperSpartan117 Dean is the richest.

[@respsoc4904]

He has multiple streams of income lol, really is goals lad

[@hearmenow909]

Do more than just a regular job.

[@MediocreHero66]

Although you took your time (wouldn't expect anything else), nice piece of clarity, financing is a great game if you know how to play and if you pay your bills! Good video mate.

[@TNPolaris]

Sad to see the SV go. If i were you i wouldve done the same after seeing that garage tour vid 🙌🏾 Continue sir you make my days happy

[@LA-fr7fx]

This was both an educational and enjoyable video - I've just subscribed and shall go back watch some of your older content. Thank you!

[@TGE]

Thank you!

[@ChasingGiants23]

TRUELY GREAT VIDEO. TKS HEAPS Tom. Loved it

[@carltordoff1988]

Great video! Love the honesty. Keep the cars coming and keep creating CHAOS!!

[@Chrissy-H]

TGE: 'How I finance my 10 car garage' Also TGE: 'listen to this advert y'all'

[@rafiki191]

Honesty + transparency + self awareness = good churn 👍

[@digi051669]

I love your honesty mate. You are a champ.

[@thechancellor8942]

Great video! Thanks for the input!

[@ravsinghrai]

well done for this video....and well done on your hard work....you deserve the cars you drive

[@lovepajamas1482]

Thank you for working on your day off!

[@spunkkat1721]

Great content, jokes & even Archie!!!

[@SikaFosaGond]

Bearing in mind all the expenses TGE discussed and his expensive taste in clothing - he’s a rich man, richer than Tony

[@mkprivate7523]

Tony is the richest one of them all.....like really, seriously, loaded.

[@matthewkuzek8499]

Or he is barely scraping by. Most likely just making it by.

[@nyali2]

@R A are you mad? He wouldn't get the car finance unless the bank considers him someone who can spend 20K a month on toys. That means he must have over 40K a month income as an absolute minimum. Or he must have a serious amount of cash sitting in investments at least the equivalent of his debt , one or the other... That makes him not an average earner.

[@nyali2]

@R A No me hardly :))) I am a professional, created operational systems for private banks, currently holding multiple portfolios for clients & managing over a 100+ Million group as a CFO.. but yes I have no idea.. unlike you ... LOL

[@ryang4548]

R A you literally have to watch about 12 minutes into the video to realise you’re talking waffle😂, not saying it isn’t the banks money, that’s exactly what finance is but to think this guy isn’t a very rich man is very stupid.

[@MikeD-nu6uy]

Dude i really think this vid was top notch 👍 subbed

[@jonathanbishop6996]

I feel like your idea of financing and my idea of financing are two VERY different things. But interesting and informative video none the less. May revisit this advice in 20 years time lol

[@tonye2695]

Appreciate your honesty in video, tbh your financial affairs are your business, but I did appreciate yours and Darrens details on finance as looking to upgrade to an Evora.

[@SuperCozzaman]

Gone from the blue m3 to ten cars, madness that Tom

[@damonkfist]

You are in a position where you can do it and enjoy your cars. Bravo Sir, haters are going to hate but that's their problem.

[@driftincircles2168]

What happen to that f40 you invested in

[@TGE]

Funding goal wasn’t reached & we all got refunded

[@74aamer]

TGE TV I love your honest reply

[@JL-mr1wl]

Thank you for the info. Very good vlog!!

[@pavsingh9098]

Very interesting. Thank you for your information.

[@b.e.nracing4774]

You can’t get much better than financing your car 😅 great video tge and I am really enjoying the content

[@m.allmark]

Been watching a lot of entrepreneur videos recently and apparently even footballers finance their rides. Like TGE said money is best invested in other areas as it will earn you more 👍

[@craigrobertson7938]

Sobering to think that the total cost is c£180k a year and you could buy a 488 for that (nearly). Every year. You wouldn’t get the content etc which would harm the income. Key item perhaps is the balance between depreciating cars and appreciating cars like the pista. Would be interesting to know the net cost of running the SV as the purchase price and the sales price may not be too different.

[@EnglishCad]

Always look at what you will get back when you sell the car. Never buy a new car always 3 years old, or more. That way you will not be losing more than 2k a year on the more mundane stuff as listed below. With PCP and balloons all you are doing is renting a car and having to put down a large lump to start with. 48 month deals are favoured by people in business because in business you don't want to tie up too much capital in what is basically a toy. Always try and buy the car out right. You might not get the super car of your dreams but you can still get a fantastic car. Serious fast cars can be bought from 15k up. Which you will own and have an asset you can sell if needed. Here are but some of the cars I have done exactly that with over the years. Starting with a 928gt, viper GTs, M5 , Bentley GT, 1969 428scj, Bentley supersports SL 63, V8 Sierra cosworth ( don't ask) M6 gran comp, RS6 740 bhp, SL55, plus loads of every day stuff, Porsche Cayenne turbo s, Range rovers etc. Never have I paid more than 1k a month to own a car outright at the end. I bet I have had as much fun in my cars as you will get in any 3k a month super car. Not knocking what this video is about. But save as much money as you can because you don't know what's round the corner. Time goes very, very quickly. You need to have a rainy day fund. Trust me it will rain at some point in your life. That 15k a month could mean the difference between having somewhere to live, or not.

[@titor8017]

Is that a jubilee Batman on mr Gibson? Great content tge

[@watchesoflondon2333]

Really good....... informative and useful, and kept the chaos and yelp, yeap yeap....lad lad to a minimum.....nice one

[@Carls_World]

This was super interesting. Wish someone would do this in the states. The concepts are the same of course.

[@R-Tap]

You work hard Tom. Enjoy.

[@olliemayes123456]

Very good video. Those monthly payments though!! Think I’d wake up in the middle of the night with cold sweats..... Darren clearly does a good job!

[@sabfit4life277]

Top vid Tom but you need to chill out on the outro music volume please! Nearly popped my TV speakers 🤣🤣🔥 chaos!🤣

[@stesmith89]

Great video! Question - what impact does the specific car have on the GMFV on a PCP deal? Example - sensible miles on a Pista over a couple of years will still likely yield a car worth over list, so is the GMFV on that deal still the fairly typical 40-50% of the initial list value, and the extra just goes back into your pocket at the point you move the car on? Or is the GMFV much higher and therefore the monthly payments much lower? Do the finance companies take the crazy car market into account essentially

[@jr4ff3]

Finances the car. Makes content from the car. Makes money from the content to pay for some of said car. You wise man TGE

[@victorthevloggerrr8127]

I love your videos have you narrowed down your options between your new car

[@Carls_World]

So basically, for the really nosey people. You're probably making roughly $100k to $120k per month to afford cars, house, garage etc. The great thing is you're a business owner and if your tax laws are like ours, you could run the cars through the business and write them off as a depreciation asset. Loved this video man!

[@KevoC393]

Mr Gibson with the Batman Jubilee! Lovely stuff

[@ryancudlip]

Now then Mr Gibson, representing Northern Ireland my lad 🙋🏽‍♂️

[@collaks261]

Moral of the video: financing a car is a relatively new way to buy cars and make them more affordable, BUT you still have to put down hefty deposits (pure cash btw), keep up with hefty monthly's and be stable enough to be seen as a sensible person to lend to. Financing a car does not mean you're poor. It means you're using leverage to get into cars you simply don't have the cash for or you use your brain and don't want to lose £10K+, of your hard earned money, on the depreciation of a brand new car. CHAOS. Congrats, Tom on all the cars mate, thoroughly deserve it. Keep churning!

[@Drzee1968]

I think you will always lose the money on depreciation, otherwise who pays the depreciation? Financing a car is a way to drive a nice car that you might not be able to afford otherwise. It would be useful if TGE explained the losses as well.

[@TACITPROJECT]

Hope you are not serious about the depreciation, OMG...

[@collaks261]

@@Drzee1968 Depends on the car you buy. If you're sensible and don't keep the cars for long you might not lose much, if at all.

[@collaks261]

@@TACITPROJECT If you finance a new BMW, for example, you lose roughly 5K just from driving it off the forecourt.

[@tyco1996]

Before watching the video, I assume the answer is always circling the drain of potential crippling debt, and we love you for it #Chaos #Crisps

[@mannysingh6618]

Very honest talk, thanks

[@gmac7947]

Great Info 💡

[@sidraines]

Tom do you insure each car separately through difference insurers or do you use a blanket insurance policy for all of them?

[@360FAMOUZ360]

Interesting video and information. My approach to cars that works for my personal situation is too try and save up 60% of a car and then finance the remaining 40% over 3 years. Let the dealers, banks and the finance companies compete for the best deal for me for that 40%. I owned my first car outright by saving from 16. I then saved and sold my first car to put down 60% of the value of a MK7 Fiesta ST at 18 and then sold that and saved again when I was 21 so that I could put down £16k deposit on my £23k scirocco R👍🏻 this method works well for me

[@R31SSG]

Great video mate... love how much people hate on finance 😂.. if you can afford it then what’s the problem, even better in your case finance a car, make a couple of vids cover any money you’ve lost but still got to drive great cars

[@vinnyvasquez]

Interesting and a huge part of this channel because it enables everything on it, however for someone who isn't (how should i say this...) loaded, its pretty obscene and totally reckless to get into

[@awn7775]

Why not? I'd do the exact same. My hard work, my finances. You've got one life, live to the absolute, chaotic max

[@jamesjamunji]

You mentioned funds a lot - are PE funds in the UK involved directly in offering lease finance or is there an intermediary securitising loans?

[@digi051669]

He's real good in creating these videos

[@FeathersMcGraw90]

Nice video! What’s your thoughts on buying a 2018 ultraman and shoving it in a safe for a few years and then reselling it. Already appreciated 2k in less than 12 months.

[@adamcrook9837]

Love your cars

[@chukzc2379]

Batman Jubilee... CA$H. Great informative video TGE!

[@bakedbeanzontoast9078]

Don't forget everyone "a finger of fudge is just enough to give yourself a treat" you youngsters probably won't have seen that ad....!!!.

[@AppleTuttz]

''So much debt to the paint'' Brilliant!

[@anthonyboyle3999]

TGE TV I love your bmw m3 its a fantastic car

[@samvrs]

TGE sir.. u r a legend 🔥

[@d1238abc]

Excellent video; I'll stick to my Dacia Duster for the time being.

[@AH-ej8fo]

Is it best to go for a lower monthly payment and a higher balloon? As I would change the car in 2-3 years?

[@jforjam4904]

Yess this is class

[@charliebenn2583]

Will you look to take the car finance holiday the FCA announced today, it doesn’t affect your credit file, I’m contemplating 🧐

[@chrisd2415]

Loved the video, but one genuine question how do you keep applying for finance without it causing chaos with your credit score, normally the amount of applications and the amount of credit you owe would be ringing alarm bells with Experian, Equifax etc, or does your tailored finance plans keep a lot from the reference agencies. Subscribed

[@iconvlogs2110]

Hilarious looking back on this video. When I first watched it I thought "why he is vibing on this Lusso T so much?" Now its so funny to watch knowing the answer haha.

[@TGE]

😂😂😂😂😂

[@leedaughtrey7071]

What do you do for a living? Well over £200k a year like just on fun bits lol

[@17IC]

22:03 had me dying 😂

[@Jezdx667]

Pressing 22:03 over and over sounds like he's robotic

[@megans6935]

How do you charge Archie a month to listen to his drivel, hopefully that helps with the payments

[@tontsyy]

I've financed my cars for 10 years now, but I follow my rule 'if I can buy it twice, then I can finance it once' It's a different and much lower league than you, but it's kept me in new S/RS audi's. This year Ive decided against the option of getting a gen 2 R8! But I'm 30 next year so I might change my mind and treat myself. Maybe in 2 or 3 years I'll make my entry into the supercar game, So long as things stay strong for me! (supporting my house, wife, animals come first though!)

[@ruby.baker5]

Lad you looked so tired in the first clip of the video did you not sleep well that night? On your simba mattress

[@martyn1992]

That was a very good video lad

[@tonyboyce9011]

What about interest rates? What is average APR for £100k plus deal? Cheers

[@meldrumbmx]

Glad to see the KZbin money paying for all those cars. Keep the ads coming 👍🏼

[@MischiefMan111]

You are a v smart boy !!!

[@hardcorehig]

How much do your number plates cost and how much does your insurance normally charge for them to change them?

[@MoreThanCars]

Darren. Known as the magic man!

[@robertely686]

In the UK we used to manufacture cars. Now we manufacture debt! Good luck and grab as many cars as you can before the ship sinks.

[@robdavis16]

Plot twist, this was actually your car! CHAOS

[@stephenpeacock2627]

Agree with Tom better to put a car on finance and eg invest the money you’d have spent cash on the car into eg property.

[@michaeldalgarno5553]

Hey tge tv will you be doing a road trip round scotland and stop in past aberdeen and say hi will give u a race

[@topgun8683]

I think you should trade your Pista for that GTC4 Lusso, that's a beautiful car, we like that! 😁

[@Andyspirit-ig5lv]

Eagerly waiting for the how I financed my pigeon bird table next @tge TV 😂😂😂