HOW I GOT OUT OF POVERTY AND BAD DEBT || MINDSET SHIFTS

[@susan.wanjiku_]

Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

[@charitymotswasele6175]

Hi, I am from Botswana. Can I get your email

[@tebohosamuel36]

Can I have your numbers

[@soulndubano9935]

Thanks 4 yr Lesson madam, watching from Land of The Brave..

[@patrickjuma7206]

​@@charitymotswasele6175 hi

[@roselyneokonda1057]

I love this

[@lawrencecarlos9875]

I can watch this clip over and over again. It reminds me of when I was made redundant by my boss in an international company. Life had become one blank sheet for I thought my life had come to an end. I had to accept that indeed I was jobless and I had no choice but to put my ears on the ground and think of how I would replace the lost income. I knew that staffs were going to be made redundant but had no idea that I was among them. Any time they came to my office, I would motivate them by telling them that any problem that money would solve was not a problem. It became a problem to me when I was given the letter of redundancy! I read books on who was who in the world who had made it big in finance. Once I was equipped with a transformed mindset, I started seeing the world as the world of abundance. To cut the long story short, with time, God in his own ways was used the redundancy to elevate me to another level. Heavens were opened. If it were not for that redundancy, I could not have travelled to all corners of the earth. What human beings see as a calamity is an opportunity facing upside down. There is God in Heaven.

[@gailzsplurge4046]

A very big God

[@Khotsa]

I was beginning to like your story but then you mentioned God and threw me off 😊

[@mahkelvar1372]

Thanks for sharing and giving us hope alive

[@raphaelmacharia7033]

Mine started when I was 45 years to when I am 78years.

[@serasebilo]

i just love this part....." God in his own ways was used the redundancy to elevate me to another level. Heavens were opened. If it were not for that redundancy, I could not have traveled to all corners of the earth. What human beings see as a calamity is an opportunity facing upside down. There is God in Heaven." This very deeper than one could image. with GOD nothing is impossible....thanks

[@thinkerstranscendence1534]

1. Accept your current reality 2. No one is coming to save you. Show up for yourself 3. Consistent budgeting - Needs, debt, savings/investments and wants 4. Develop a wealthy person mindset 5. Define your numbers

[@amandavuso7528]

This is so important

[@Cmoney-u3u]

Nice

[@teresiahnjunge7668]

Amazing!.Great knowledge here

[@ernestmulenga3890]

This is my situation right now, life is hard for me. The best way have done is to switch off my phone and remain alone to fight my battles. Thank you for this content.

[@boscoelizabeth6525]

Relatable.. it's hard but we soldier on

[@Ad-Lo]

To see a fellow African give us practical advice is refreshing! Well done!

[@RufaroR]

Very true. I once was a waiter and a housekeeper with a Biomedical Science degree. I knew noone was coming to save me. I am now a real estate business owner with employees. I praise God for his Mercy and blessing

[@marykanyangale6173]

Share tips on how you made it

[@gloriaaseye3261]

Am having set back , failure and disappointment each day . i want to start resin art business but don’t have anything to even buy the materials to start . Kindly show me the way

[@EstherUwem-t3k]

Pls share your success story pls I know it will also help me

[@lucyodero821]

I really needed this,lost my job last year November,got pregnant, and now depending on my man, which is a hard thing, because I know i was not meant to be a house wife,want to move out of my comfort zone but it's just hard,bt I believe that this season will be over, and I will be able to get back to hustle and buld my future,#no one is coming to save me

[@r_owino]

In the meantime , raise the child with gladness. Be the wife and the mother of their dream in that family

[@brendaauma9347]

You will ,l was there for 2 yrs then felt like am loosing something in my life .my husband was just ok seeing me at home since he providing everything.l decided not to be comfortable , now am working and a mother of two and a wife . it's not easy it's need a lot of effort and pushing yourself hard . Yes you can

[@wainainarachel1047]

To see a fellow African give us practical advice is refreshing well done

[@molly19761]

Powerful. And I love the flowery art on the shelf. Not sure how many people noticed they are not just flowers but a beautiful lady.

[@ochakolongleonard2927]

I am 60 years of age Susan, you're my daughter.. A very brilliant coach, and I have shared your video clips with many of my colleagues. Thanks...

[@sirsam4110]

At 25 and she is already advising me at 35 on financial matters? I salute you!

[@susan.wanjiku_]

Thank you sir! 😊

[@etimvicky9371]

I know right

[@nekesa4423]

😂

[@geraldmutuku3417]

Hello Susan, kindly do a video on what one should do when the debts have become more than your income

[@pmosigisi5421]

I had an emergency fund it also doesn't last forever. I have been jobless for 3 years. It saw me through the first year. Friends and family saw me through the second year and now am truly grateful for. Because as much as we say we don't have back up, it also depends how we showed up for others. I thank God someone is putting one of my children through school. I appreciate that my friend is paying rent and I pray my hustle pays off soon so that I take over my own bills. So social networks are important. God uses what's on your hands. Social networks help catapult your hustle to the next level when you need that connection to KEBs or to a place to showcase your product. So let's also make this mindset of I will help others who are down. When you are wealthy it is philanthropy and tax deductible. Help others in your circles even if you were never helped.

[@susan.wanjiku_]

I really loooove reading this! 💯💯💯💯

[@andersoniemsonthi1325]

This is really very inspiring because .a lot of people suffer a lot when they are in financial woes if they did not invest in themselves and whoever came across them when they were doing fine. Realising that there is time to cry as well as time to laugh and we reap what we sow. Investing in yourself is very important thing in preparation for any bad days ahead because you are preparing yourself so that in future you become more useful . The only challenge I face in my family is that IAM too generous because my wife.just like any other ladies does not believe in that. That habit of attending weddings ,funeral ceremonies regardless of not invited officially ,has really assisted me because to they assist me in social networking .

[@ChimezieMba-nr9wi]

Please I need help on the passive income to invest in to move out of poverty. Thank you

[@denniskanja6527]

Are you a woman? Because this rarely happens to men

[@Ojiabor2011]

Thank you so much Susan. But I would like you to add to the 5 mindset, the God factor. For with God all the five mindsets are possible. Thank you Susan. You are such amazing young lady. Comet

[@neemajohnson7508]

True

[@rachaelmurugi7232]

She's a financial advisor, not a preacher. Involving gods in her podcast kicks out people of various religious affiliations or lack of religious affiliations. I'm glad she's focused on her objective.

[@mariana23273]

This is so inspiring thanks for sharing your story. I started my path to reinventing myself a year ago, I'm now living healthier, confident, stronger, making 6 figures, having leisure to enjoy family &friends. I feel happier and living my life for myself. This is to encourage someone "you can start anytime to have a reset it's worth it! I'm striving to continue growing cus it's a journey❤

[@idayatlugard8845]

Hmmm ,God should help me too, because am facing a lot ,all my life is on debt,I want to be free ,before salary alot of debt is on me,I want to be free

[@Nansubugagladys-qz9dj]

How is it done ?

[@davies7283]

"Your Opinions Don't Pay My Bills", That was deep. Thanks for sharing, i learnt so much from you.

[@malambomachalisulo7227]

I am here, Divorced mom of 5 kids. Been hard 3 yrs already. I am listening this from hospital bed due to blood pressure when i am so much in bills for my children.Yes God uplifts. Sometimes i just fail. My pay does not mitigate. Debts on side. In a nutshell. I will keep fighting for myself and my childrens better future. Because the shock i underwent in marriage only God knows.

[@babangidamohammed8633]

embrace your trust on God might God actually will heal you and remove you out from this hard situations. Let avoid procrastinating, accept the situation and believe in one-day you were removed out in it.

[@marywairimu2184]

May God intervene in your situation It is well in Jesus mighty name 🙏

[@nellynkirote6457]

I discovered this channel sometimes back through my you tube recommendations,and if i was to be honest,my financial journey has never been this smooth. you've really helped me out from a lot of things have been doing wrong when it comes to finance. Am still learning and unlearning some,not there yet but i look up to you in finance matters. Kudos Susan.❤️👏

[@emilydavid1720]

Thank you 💕 beloved, you are my mentor dearest ❤😂🎉

[@greenlife.homekomfo]

Wow! This is impactful. Will incorporate these..., thanks.

[@muzingwenya7494]

💡💪🏽The world doesn't owe me, My degree will not save me, My uncles will not save me, My job has just failed me, I'm on 11' just now, wonderful content, just plain truths🎉

[@peacefulheart1431]

You made financial freedom so much easier to understand....my boys watched as well & we are using financial language.... trying to eliminate the poverty language 😉

[@itumelengseitireng2344]

Thank you for the motivation You made it sound simple

[@sylviejouontsomawe2727]

I agree with you Mss Susan for budget, I said the same to people and they don't understand. Because when you have problem nobody is going to help you..Thank you for saying that.

[@benadettemwangi]

Am much encouraged by this firs video Susan you've gotten a new subscriber,, this is a story we've been shairig with my hubby for quite some months,,,,I was unable to save,plan never had budget in my business,,, he kept on advising me and making sure I don't close the business.... Thank you so much Susan.

[@njipastor8137]

Thank you Susan, this is exactly what I needed to hear at this time of my life. You've just earned yourself a new subscriber.

[@cecilianorea-sn2kc]

Hi Susan I really love listening to your coaching about Budgeting...myself I'm from Papua New Guinea 🇵🇬 and I came from the very poor family....and love listening to your coaching and it helps me alot. Thankyou and HAPPY NEW YEAR

[@susan.wanjiku_]

Heeey! I am so happy to have you here! Thank you for this comment. 🙏 I pray that things get better for you and your family, in 2024. All the best!

[@10minuteswithgod18]

Am happy you escaped poverty and more happy that you ate sharing how you did it. Bless you.

[@IyaboShittu]

May God bless you.

[@mhenderson3407]

You are truly a gem! You have a gift of articulating principles and have inspired me to keep strong!

[@catherinenjeri5916]

Thiz was me 2017.....it was tough!...…thank you lord for your mercy 🙏

[@ezranicholas9715]

I have watched so many videos on lifestyle and acceptance of my situation this is the first one I have come across that brings home the message. I am actually in this place of no money no job situation and it's scary

[@jackieomukuya6606]

Hi It's been a year already, and I am here now, please share what you did 🙏

[@ezranicholas9715]

@jackieomukuya6606 I moved to another country, my longterm partner got up one morning and left. I had started a Construction business with him so we have to keep it up until renewal of licence. I went back and enhanced my massage therapy skills and looking to get certified. Lost my bank job and still trying to recover one year on. A lot better than I was before but still have a long way to recover. How to start over in the carbbean is a tough call. Im brainstorming ideas of a startup with no income perhaps a gift shop just for men

[@margaretwangari1509]

I am learning a lot from this channel.. Getting inspired by your age and trusting that we are not limited, we just need to start right. Kudos!

[@user-np2sg6yf9z]

I’ve never listened to a more determined and inspiring young lady. So independent- in all your endeavors and plans for the future I waited to hear you factor in a partner’s support to no avail!. This shows how independent and responsible you can be. A partner’s input may or may not come in to add to what you have already clearly defined. How I wish everybody, but especially women who lazy out and wait for their men to give them handouts could watch this. Keep the fire burning baby!.

[@CynthiaOrorho-uv4ck]

There are so many housewives out there. So if they don't collect from their men then what do you want them to do? How many people are successfully getting online or work from home jobs??

[@robertgriffin30185]

Hi Susan, thank you for the great content. My take away from this video is from the perspective of categorizing your budget as 1. Needs 2. Debt 3. Savings and Investments and 4. Wants. I never saw budgets from this perspective and you've opened my mind to develop personal budgets in this manner. Thanks again.

[@egathura4703]

I am inspired by your explanation .Kindly enlighten me on the difference between needs and wants.

[@evansmaunda6663]

Am now 55 and listening to you thanks

[@buildrim]

Losing a job is very painful especially when you have people depending & relying on you for survival 😢...thanks for this video

[@mercynjoroge3753]

I concur,I lost mine in 2020,my hubby was jobless too it was hell,i thank God that He restored us

[@kentechsoft7265]

First articulate and fluent in English Kenyan content provider I have watched, thanks for the insights

[@margaretnganga1277]

the idea of writing freedom numbers is GOOOOOD!

[@andrewmaganga5507]

Been struggling with my finances,buying staffs that i dint need. Being a peoples pleaser,but after watching this,it has made me think about my future more and how i can just take one step at a time with what i have. Thank you, and God bless you.

[@okoronkwovictoria1359]

Once you liberate yourself from the entitlement mentality, you are on your way to better days.

[@sports-b1o]

Starting my journey with sis Susan . I will come back with testimonies , thank you so much , l have watched this video for 5 times now . l was jobless , with no money . l got 2 jobs now . thank you for changing my mindset

[@themiddleastAr]

Susan you are a blessing to many. Keep doing what you are doing and may the Lord increase you more abundantly

[@emmasamuel4860]

I am Namibian, holding Honours Degree in financial management in 2016. Until now, I just sitting on my qualification. Seriously you inspired me. Thanks for wake me up 🙏🥰🥰

[@bahati1986]

Hello

[@JackMuasa]

This is very inspiring and supported by science. These are the facts our young African youth need to know and it coming from one of their own I hope it will bring the much needed societal changes. Congratulations.

[@essywanga6240]

Thanks girl,am at my 40s with a debt of 300k and above,now I know what to do.#moreblessings s

[@damariskathure4653]

Thankyou very much Couch. You are my all time mentor❤. I am a Financial literacy enthusiast and my dream is to become a couch like you and help people to get out of poverty and mismanagement of their funds.

[@Cocuhstashia]

Open a channel Boo, we will come and support❣️

[@SM-th6cm]

*coach*

[@barnettedavids7653]

​@@SM-th6cm 😂😂😂

[@meldianga1513]

Really insightful especially at this period in my life where I opted to go after my dreams and made some life changing decisions. I resigned from my well paying job to run my business. It's 5 months down the line and I couldn't be happier stumbling on this.

[@marygitumbi2202]

Thanks Susan for this insightful video. I have loved it. You touched on my lifetime goal: to grow my passive income to overtake my active income over the years of my career. Another sobering thought you have shared that I have come to realize: no one is coming to save me so I have to show up for myself. Many thanks and keep them coming.

[@anamathole4731]

Thanks Susan for your insightful video. I really loved it.

[@florencendungu3423]

Thanks Sue for sharing.I hear you.

[@macseaumurat7568]

Thank you very much I am really love ❤️ your beautiful video nice to meet 💞 you ❤😅

[@christianzake8936]

Great minds, really very helpful Sue.

[@yobra6423]

Being a finalist with the same course,I can say it's really timely to get to listen to this.. I've learned and am going to unlearn my down habits, for a moment I saw myself worth trying something different and good. U might not know it,but you've really helped me thanks much Mss Susan.

[@NonoR510]

I just watched your video and I'm grateful as it found me tackling a lot of debts while being unemployed😊

[@perrywambui8954]

A Mindset shift and being intentional of the changes we want to see in our lives is where it all begins....

[@emelymando5126]

Taking matters in my own hands and do what's good for me

[@ntubeloechris1585]

Stumbling on this video even after a year of its release has blessed me in no small way! Thank you Susan!

[@stevein.]

You just gave me the gas to push on this year, thanks a mil for the inspiration coach.

[@faewanjuki2553]

Susan,my sister has just shared this video with me and i must say am so excited to have listened to you and you've given me the courage/the strength to wake.Truly inspiring.

[@kennethndola5418]

Great insights, I think we all need to plan and have the mindset shift; tomorrow is not guaranteed but plan for it regardless.

[@givenchobe1977]

U are the lady we need to teach our daughters, that is exactly the information needed to our children, we feel sad when we see woman who didn't know how to stay married teaching our children to look for rich men ending up life destroyed.

[@nancymande8152]

Susan this information came @the right time ,l was just saying to myself l need to put my finances in order

[@hungbohannahtolulope4845]

Hi Susan Thank you so much I totally agree with this content. This is my journey! Budgeting is a most for everyone but rich or poor.

[@franknonso5989]

"Once you liberate yourself from entitlement mentality,you are on your way for a bullish life"

[@JaneAgbomeire]

You are speaking to me right now. Am highly elated to listen to you.

[@kevinmaina9572]

this video is a practical example of exactly what am currently going through after my contract was terminated and how am planning to get out of debts. it strengthens me now that am on the path.

[@atwiineannemary1179]

You are our Angel, I save this presentation for our Son joining university next year

[@ritahorish3914]

amazing information 🥰 but the cv uncles and aunties oh God are only active on marriages and burials may God always lift us

[@IamraphIdowu]

My first time on this platform and I can testify that I am highly blessed. This is inspiring, educative and challenging. God enrich you more and more.

[@ngangajanewdella4145]

Acceptance No one will Acomb To save you Budgeting is not For The Rich

[@inpursuitofthelight]

Awesome, very practical and highly useful. The starting 2 points are like bombshell; acceptance and no one is coming to save you are very foundational. Thank you Susan.

[@abelakintunde8058]

Thanks, Susan. I am truly grateful for this wisdom bite. God bless you!

[@gracewanguha7368]

Huh!! This is sooo real... when you are not prepared en then like you loose, loans all over, fake promises.....I really love this mind❤

[@aniefiokantia]

Very good and interestingly motivating. Quite encouraging to lift out the poor from poverty into immeasurable riches. Thank you very much.

[@monicachumo1757]

Susan, thanks for your lessons.... U have made me realize that I was far much away from financial budgeting..... Am making now a u- turn to good budgeting strategy....... Kudos momaa......

[@brendacarey8361]

This channel should be at 100k subscribers already, very enlightening content. We appreciate coach.

[@susan.wanjiku_]

Wow, thank you!

[@MouriceOchieng-bm7xw]

Am now around 60yrs. Of age but you have renewed my thinking. Thanks a lot.

[@allanamone5171]

Thank you Susan for sharing. This is very insightful. May God bless you and your work.

[@judiciousmasuku]

When you watch someone for the first time and you can’t help but pause the video and do all the necessary (Subscribe, like and turn on the notification button). That’s how valuable and insightful this information was. All love from 🇿🇦 South Africa.

[@joanhamisi615]

I'm very much inspired by the idea of knowing my numbers........and making sure that my passive income becomes higher than active income some times in the near future! Kudos from Tanzania

[@dorachepkorir4949]

That great!you can share yours also.

[@jaymezkaytah]

''when you focus on justifying why everyone else is doing well and NOT yourself you don't show up for yourself'' preach!!!!

[@sonniewonder6105]

I just discovered you and this being my first video I feel I'm in the right place. Can't wait to watch the rest of the videos and have a change of mindset. Thank you 😊

[@Blessed642]

Me too My first video and it's so interesting to watch

[@nelaswanjiru1209]

Me too.lts my her first video to watch n l must say its very insightful.

[@toniacynthia631]

Same here, first time watching her video and am inspired 😊

[@ElissaRobinson]

Thank you for the encouragement. I was feeling like giving up life. I realized that I can't give up especially since I have a family that looks up to me.

[@luckyo858]

I'm sobered by your concise and practical presentation. Thank you and keep it up.

[@tosinojo368]

Thank you for this insightful teachings. My name is Tosin Ojo from Nigeria and I want to sincerely say you blow my mind with this short and profound msg. Your experience in exactly what I am passing through at the moment and thank God I stumbled at session. My question is this: 1. What do you do when you quit your job and you have a lot of debt to pay even when you have scourge for job yet none is coming. No means of income yet you know there is more in you that you can offer.

[@lovedionise]

I love your energy, you seem to be passionate about what you are doing. This video is inspiring

[@magotomunhamo6041]

U made my day my sister u are strong and I was not! Thanks so much God bless you 🎉

[@veronicandakolute3489]

Thanks Susan. You really helped me in finance. Sending you love from Namibia.

[@TukundaneInnocent-bl8fv]

What made stronger is having it in mind that no one else is coming to save you and you develop yourmechanisms

[@chapletgymworkout]

Let get it done that’s the motivation because nothing is easy in life even how far i have gone in starting my own fitness channel is still not easy so wake up and start what ever you want to start and stop thinking if is going to be easy or hard Impossible is not an option but possible

[@godwinmusa6793]

Wow!what a brilliant young lady, learning a lot from you.may God keep you for us...amen

[@esthergatuna6557]

I wonder what videos people watch if not Susan Wanjiku's coz gal, you are heaven sent.

[@edwardkaagya3174]

Waawu Knowledge is never old. The video is one year old but the content is spot on and very educative. Most of us fail to turn our negative situations of life to positive. We lock our selves in mourning than accepting and event turning points of events. Many of us fail to separate from what we need and like when spending. etc.

[@halliganagade9845]

My take home: Putting figures and numbers to the idea of salary or debt you want to clear. Awesome

[@justinamusyoka4986]

But it's hard to achieve financial stability and success from salary.A salary is a pill to make you forget your dreams.

[@andrewkoomson9403]

​@@justinamusyoka4986 but the discipline is what you need. The serious ones who know what they want in life use the salary as a foundation for the formation of their capital.

[@justinamusyoka4986]

@@andrewkoomson9403 Read the book "Rich dad poor dad" by Robert Kiyosaki . You will need to work for few years,get the experience and the focus then strategise a future where your generation will not be repeating same cycle and getting same results. Roberts Kiyosaki's dad was a PhD holder but retired poor,while his friends father (rich dad)left wealth and investments for his children to run. The system is not designed to favour many,it wants you to keep working till you are no more after stealing all your brains solving their problems.

[@EMELDAHMWANZA-w6n]

This is very educative, iam in debt right now, but I will clear them all with this vast knowledge I have acquired. Thank you Susan.

[@sharleenzuenah2866]

My Friday's are my best... I eagerly wait for this. Thank you Susan you've helped me alot.

[@AbdulEdwardThullah]

Nothing more inspiring and learning than listening and watching your videos. Mind shifting indeed! Congratulations, Susan.

[@cindywaringa2054]

This kind of knowledge is so liberating! Thank you coach.

[@wilsonnakibinge1904]

I've liked your presentation!!!! So wonderful. I am going to start off with it right away.....

[@PhilipReverlyRamo]

Thanks sister Susan for 5 dynamics. Indeed this puts a stir in me right now. I'll follow your next ..

[@adebank-anthony8880]

You make the learning so realistic..well done

[@periskaratu8980]

Wao thanks Susan for great insights ..I happen to be at the pick of my life .COVID took me to my knees..reasons I was not saving..Starting to peak my broken pieces....But after this brokeness only God is your friend who will never leave you...budgeting,believe in yourself, counting on God not rich relatives

[@gabrielyulu8624]

I am debted but I feel I have found the way out

[@christinecherotich4551]

Sure

[@jasonpromise692]

The best girl to listen and learn from on having a sound life and financial rest . nakupenda girl . my children and I will benefit from this greatly. God bless you always and expand your territories in Jesus name. I pray for a good man to locate you for a husband. You are a treasure. Will hook my girls up with you Apostle Debbie F

[@mnyakamnyaka2742]

Yes girl yes yes l get you very well ,You are taking to me now. Hallelujah AMEN.

[@graciousgoldentv]

Thank you very much mad Susan.Your story has changed my minds.God bless you so much.I have learned alot from your video

[@davidmaase1744]

You're super, you have helped me learn how to manage my money ,now debt free.

[@alexwaweru2457]

Whatever you are saying I mostly see it while am reading books, knowledge is power

[@AyellaDenish-xl9vu]

AYELLA DENISH ELNATHAN am astudent but I want to be in the journey of getting rich but the problem l have money am being watching you continue giving us idea God bless you forever Amen

[@joanmogaka404]

Coming from a poor family makes it worse to be helped by family members since u were young they see you to school as a grown up now they tend to leave you fly as an eagle so sad if u happen to be a chicken coz life will be very difficult at least to some of us got married u can't pay rent nor buy food but u will still suffer kids come into your life Ur still planless i tell you until God sends an angel to you that can hook u up with a job but u will see real hardship. God still uses pple coz trust me some of us it's just God sending someone to help us out otherwise be prepared mentally you gonna suffer for sure😢