PAYDAY ROUTINE || WHAT TO DO EVERY PAYDAY ROUTINE

[@susan.wanjiku_]

Hi guys, I will never ask you to text or Whatsapp me. If you see any such comment, even with the picture being mine, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

[@analiseupora6842]

Ok please l want to star to invest .

[@martinkaruma506]

Heey I really want to invest but I have no idea how to start...I need your advice.

[@miriamwairimu4092]

1. Hold yourself accountable for the previous budget n open a budget for the following month - money date 😜 2.Pay yourself first. -Savings n investments 3.Pay down your debts. 4. Pay the mandatory bills n expenses 5. Plan for your wants n leisure with the remaining money 6. Reconcile your accounts.

[@asogochris6374]

Thanks for the summaries

[@snapdragon2441]

My routine goes like this. Close previous months budget (balance all accounts, record all payments. Check wage slip and and deposit match, pay money into bills account. This is a separate account I have with direct debits set up for payments over the month (water, gas, electricity, mobile, TV license etc). Pay money into my emergency fund (I am trying to build up 3 months worth). Pay into sinking fund for vets bills, car things, diy, holidays etc. A very small amount then goes to an actual savings account. Budget what is left for groceries, petrol, pet food, leisure. I have a minimal income but do my best with what I have.

[@franxisoyier425]

I sincerely appreciate your valuable effort to educate us not to mess ourselves financially. I know that it's quite involving to develop this financial content. From the Enlightenment from these contents, it's true that the financial messes we are in now we made for ourselves out of financial ignorance. Thanks, Susan. I really appreciate

[@whatsapp2500]

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[@susan.wanjiku_]

Thanks for watching! 😉

[@koyiakinakuo3281]

kindly advise me on the best business I can start with a capital of 300k

[@bettykago8131]

Am glad I watched this last month. I was so prepared for my salary and now I feel like a pro. Thank you

[@geofreymwaitalako9362]

Asanteh mnooo kwa elimu nzuri uliyoitoa hakika inazidi kunijenga kila siku.

[@OliviaAmbani]

Thank you so much for this! Love how you broke it all down! I am definitely adding this to my financial practices. Love the idea of a money date. 1. Budget 2. Pay yourself first (investment/savings) 3. Pay towards your debt 4. Pay your bills 5. Na Enjoyment ☺️ 6. Reconcile your accounts

[@georginaolives4200]

Who is that youth that hasn't subscribed to this authentic chanel...utawai omoka kweli😂😂😂

[@susan.wanjiku_]

Hahaha! True! Thanks for watching! 😉

[@AnnAyubanlyayub]

Thank you for this the more I listen the more am able to implement… You are so right after reconciling my standing order had to quit that bank and shift and currently doing Mpesa since for me it’s cheaper for those transaction..

[@DjvibezKe]

i got paid today and i bumped into this , thanks kudos.

[@susan.wanjiku_]

Thanks for watching! 😉

[@kainibachungege3430]

I like the way you couch Sr suzan. God Protect you keep on teaching us about financial issues. Thany

[@fabulously_chic]

I appreciate and love your content. The finacial clarity is awesome

[@selinaevelia679]

Very informative and simple for a non-finance expert!!

[@lucymugure4005]

This is good information especially vas a young adult since we are not taught this in school.

[@themusijoshow3763]

Asante sana, super informative and precise. worth a subscription.

[@serasebilo]

Wonderful i m gonna apply this strategy, and of course before anything else budget must be put in place in order to use money...,thanks...

[@TheKariuki89]

Such a great video! Was doing the monthly solo date.. so now I'll have an agenda for it .. budget planning! I'll buy the tracker at the end of the month. Officially commissioned 💕😁

[@gracy7714]

Very insightful, precise to the point .. this month onwards on it! Thank you for taking your time to put up this content.

[@rachaeladedini9541]

Thanks so much Susan. Watching from Nigeria. Your tips are just too great 👍🏾.

[@dianagathogo2366]

Thanks Susan. We keep learning to improve.

[@MsUnderstood]

Came here after listening to you at Fashionable step mums event. You are amazing!!

[@susan.wanjiku_]

Thank you so much for being here, love! 🤍

[@lonewulfmo9128]

Thank you soo much. A young lady, yet much wisdom. You are young but have taught me lots that I will pass to my children, thank you madam.

[@lillynjue2040]

Good Job. TITHE is also important.

[@carolinekiruja4401]

I love your videos. i dont know what really happens, everytime i plan something has to come up unexpected ha!

[@florencendungu6855]

Thanks Susan for sharing such knowledge. My financial situation must change

[@khavayiphelestus7442]

I appreciate this, implementing it from this month . Thank you .

[@douglaskiarie3072]

Very informative and educative channel.

[@megjuma]

Thanks for this , you mentioned in your last masterclass now I do understand the concept better , to be implemented asap

[@whatsapp2500]

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[@tomkane7840]

Very helpful. Thank for enlighten us the financial strategy and payday routine.

[@leonidaangoma9341]

Woow I know am late hapa but am glad I found your channel....I have learnt so much in this video...

[@wahomengatia5922]

I had fallen off the wagon but thanks to you I'm back

[@susan.wanjiku_]

Congratulations! 👏👏

[@eznahgesare6267]

Thank you so mch... Am going to try this month with what av learnt.... Thanks alot gal 4 the info

[@whatsapp2500]

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[@lynnjoykimathi]

Thank you Susan. I loved it. Totally changed

[@pheladifakude8237]

Much love from South Africa. Thank you so much for this important topic. In indeed requires monthly review to ensure goals are met. I always find myself under budgeting when it comes to food and fuel and unexpected medical costs because of my little ones.

[@whatsapp2500]

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[@joventatukamushaba4855]

Suzan, you are the best .God bless you dear

[@dustygoldpodcastvideos8870]

I intend to put a standing order this month....thank you for consistent guidance

[@whatsapp2500]

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[@susan.wanjiku_]

Thanks for watching! 😉

[@jamesoduki2634]

Good job..Sue kindly make a video on how to run a shop...thanks

[@whatsapp2500]

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[@uhurunyereremusa8592]

sina madeni nifanye nini na pesa iliyobaki nyumba yangu nililinua cash naomba ushauri wako dada Wanjiku...ubarikiwe

[@tonnykant6103]

Thanks suzie. But some of us actually our budget is in deficits.

[@suzannewaweru1525]

This is excellent advice!

[@Jeff-ue6qw]

Nice..thank you coach,always on point and you never dissapoint with your advice.👍

[@whatsapp2500]

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[@carolinemwaura6215]

Thank you so much coach. Your coaching has always been very helpful to me.

[@whatsapp2500]

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[@mariashekupe2504]

Thank you so much. I will put this in practical from this month March and be blessed

[@whitneyfaith3645]

Good tips

[@me.georgiaj.5685]

Thanks Susan, this is very helpful.

[@carlistuscarlis7323]

Thank you, I was able to download budget tracker

[@bonfaceotiso]

Great teaching 👏👏

[@esthermutua1287]

Thanks alot for this wanjiku may God bless you it's has been helpful to me alot 🙌🙏🙏❤️

[@whatsapp2500]

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[@susan.wanjiku_]

Thanks for watching! 😉

[@muigaidann]

I alway love and enjoy your advise. It's so practical 😊 👏

[@whatsapp2500]

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[@magdanjery2146]

Great advice coach ❤❤.Lakini hiyo kahawa ya 300 weh! 😂

[@AnandaJermin]

You've earned a subscriber!

[@lionesslamb7049]

Excellent and simple advice. 👏🏾

[@felo0h]

I reall appreciate all the wisdom you have shared...its honestly woken the CFO in me!! Looking forward to the next video...

[@whatsapp2500]

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[@susan.wanjiku_]

Thanks for watching! 😉

[@priscapeter1123]

I really really love this content.. Very very useful information.... Keep it up gal❤️

[@itskipmyk]

Always timely 👌 thank you 🙏

[@whatsapp2500]

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[@dorcasgathimba5700]

Thanks Susan, always looking forward to your videos. Am already working on an emergency fund.

[@susan.wanjiku_]

Thanks for watching and all the best in your journey to building an Emergency Fund

[@wayuaclaire8048]

Happy holidays 🎄. Do you do one one financial advicer, wealth manager?

[@rebeccaandrew8710]

So helpful dear, I have to start working it out ❤

[@MsUnderstood]

why am i so late to this party!!! You are what I needed to consume! Thank you Susan!

[@susan.wanjiku_]

I am so so glad to have you here!! 🤍🤍🤍

[@derrickomondi158]

The financial advice you always give are very cool , thank you so much cfo

[@susan.wanjiku_]

Thanks for watching! 😉

[@felixakokootieno353]

If you have to spend more, then you should look for more avenues to make more money rather than saving the little you have.

[@scolawambui6923]

Your videos are quite informative. Thank you

[@nuwamanyacolleb1458]

Be blessed for your good advice.

[@whatsapp2500]

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[@eunicekyambo6186]

Good info there... Where does the tithe fall at.. think it should be 1st thing u get the pay

[@naeemruwa356]

Really enjoyed listening to you

[@geoffreykipchumba6896]

I have a problem of spending my savings since i access my mobile banking how can i come out this problem or where do i specifically do saving effectively

[@susan.wanjiku_]

You can try saving in Money Market Funds. It takea 2-4 days to access your money after sending a withdrawal request. Also have a budget and only keep the money you are using that month. You can also try to go on a cash only budget where you withdraw the money you need per week and operate on that, all week. Till the next week.

[@TheOrganizedLawyer]

you can try to keep in a lock savings account

[@marydona3821]

Wow ,very interesting, thank you ,

[@whatsapp2500]

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[@opiopauline9749]

Great lessons you have..... thanks

[@fellinakamais1981]

@susan your session is educative,how can I get excel sheet for budgeting

[@MariahG959]

New Sub and my first time to be here ...such a great content thank you Susan

[@susan.wanjiku_]

Thanks for watching and welcome to the tribe! 💃

[@askahparmeres1697]

Hi Coach Susan! Very informative content. Thank you.

[@askahparmeres1697]

How can I get your Legacy Budget Tracker? The one you said cost Kshs.550?

[@khaduyumichael7565]

Thank you for this, How do i get the budget and finance tracker?

[@sharonkipchumba535]

Thanks much dear iam new and educated by this. Some salary though 😮can't even allow us to go through all this steps month comes and goes with less ..maybe if I can know how to bugted according to what I earn I can manage all this steps

[@MishiW9]

Thank you Susan😊😊

[@faithbwire9164]

Watu wa payday leo msikie

[@nuwamanyacolleb1458]

Thanks so much coach susan I will always lean on your financial advice, am now a transformed person financially because of you.

[@whatsapp2500]

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[@wanjikuwanjiru828]

Bless you Susan!!

[@faithatieno7643]

Thanks alot for the guidelines

[@susan.wanjiku_]

Thanks for watching! 😉

[@linientchege183]

Thank you so much Susan

[@marykigoro7202]

thank you knowledge is power

[@susan.wanjiku_]

Thanks for watching! 😉

[@kimathimutwiri393]

This is a real deal piece

[@miriamcherotich6747]

Hey thanks❤ have learn something

[@priscapeter1123]

I'm paid weekly and I don't even where to start.... Its so hard to manage. Please help

[@susan.wanjiku_]

You should probably organize how you pay your expenses around when and how often your pay comes in. Like have a routine that is structured around how your money comes in. In case you would like to consult on a more personalized basis, there is a link in the description box to book for a consultation session.

[@evanswanyanga9648]

Well put Coach Susan keep up the good work

[@whatsapp2500]

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[@susan.wanjiku_]

Thanks for watching! 😉

[@nedmulekaleka2023]

Coach Susan, how is the budget template in Zambia kwacha?and what is mode of payment for us who are in Kenya ?

[@phenyolawrence8825]

Hey couch Susan.pls help me on steps to take,to buy SnP500.

[@kendiiringo5857]

This is insightful.

[@susan.wanjiku_]

Thanks for watching! 😉

[@rukundoabdulbigaruka]

so brief and accurate

[@georgebii8715]

Thank you coach Susan for the educative video. How can I access the budget template you mentioned?

[@susan.wanjiku_]

Hello, you can find it here: thelegacyhub.co.ke/product/the-legacy-budget-tracking-template/

[@christinewafula186]

Just subscribed❤ thanks Susan

[@pamelanafuna7082]

Thanks so much What percent of my income should i pay myself

[@SharonDiamon]

I really beed ouyr help badly tjank you susan

[@kristinnahroberts8043]

Susan, where does Tithe fall in the 50-30-20 rule

[@susan.wanjiku_]

If you consider it mandarory, then it should fall under Mandatory Bills & Expenses

[@dortealukas1203]

What is investment account, how does it work?

[@atukundapenninah4846]

Thank ue so much for the effort always 🙏

[@whatsapp2500]

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[@karuthisimon867]

Very informative.. Regards!

[@muthonikariuki3100]

Wow..uko huku Doc

[@karuthisimon867]

@@muthonikariuki3100 huku ndo tunapata ujaja

[@susan.wanjiku_]

Thanks for watching! 😉

[@karuthisimon867]

@@susan.wanjiku_ warm regards.keep it up

[@alambez]

Give us the link to the budget tracker

[@creativendinda]

Someone please how do I transact funds from my bank to my mmf.CIC to be specific!

[@valeriekinyua587]

Transact from bank to mpesa then deposit using their app or Paybill. Works for me.

[@creativendinda]

@@valeriekinyua587 Thanks though this is what I do but the transaction cost from Mpesa to the fund is a lot of money yawa!I thought I'd find an alternative possibly free

[@gladyssyombua3590]

I make direct bank deposits at the bank agents

[@mercywanjiru4092]

If you have a cooperative bank account,you can do a transfer at the counter.It's free

[@margaretowino1768]

Very educative

[@susan.wanjiku_]

Thanks for watching! 😉

[@jesseshadrack9326]

I love this girl.

[@whatsapp2500]

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[@susan.wanjiku_]

Thanks for watching! 😉

[@wangaringovi]

How can i get the videos or have a one to one talk with you?

[@lilianmuthoni4923]

Wow,thank you

[@patrickmwenja5398]

Good advice

[@annkamau7384]

very insightful thanks