How I levelled up financially ✌🏾

[@kayzeemijez6901]

Be careful in this comment section you guys you have bots talking to other bots making it look like a successful conversation is happening to convince you to contact random people about crypto, don’t do it.

[@leahveal5470]

Wow, I've seen that happen once before on some video. But who knows if they were bots, it could have just been a ring of scammers in a coordinated effort to scam folks.

[@SakleSmiles]

Yessss! I found bots commenting on my budgeting video as well, glad you are sharing this! They had a whole conversation without me 🤣

[@butterflysmile348]

They are scammers. You need to report them to KZbin. Click on the reply button then click on scam. Tell your viewers to do the same. Also make a disclaimer in your video verbally or put it on your screen in the background. A lot of KZbinrs do this to earn and protect their viewers from getting scammed. These Scammers need to be stopped. They need to get a real job.

[@zabssoutherngirl2019]

I report them. Pls, everyone do the same.

[@hellodaniesblog]

One of my goals for this year is to level up financially. I’m at zero source of income right now. So this video couldn’t have been more timely. In a year from now, I will look back and have so much to be thankful for.

[@SheenaMarie05]

Same, I totally agree with you. It’s time to meditate/pray have faith and take action. We got this love! 💪🏽♥️

[@aysiasmiles]

yes, there's no where to go but up, 2022 is your year.

[@moriahminji]

Same here

[@LittleMsLibra8]

Same girl 🙌🏾❤️

[@reggielubin797]

Yes you will sis!!

[@realsarahmalen]

i absolutely love how you speak and your method of communication. so elegant, formal and classy x i really took a lot of value from this video! new subbie

[@AdamaLorna]

Thank you, I really appreciate it 🥺💕

[@Dollhousebarb]

I lost my car my job and everything and right now I’m just trying to be positive and find ways to level up

[@naturally_dreaa9051]

I feel you , Keep it up things are rough for me too I’m trying daily . God bless you 🙏🏽❣️

[@kimnlove3748]

Keep going you got this queen, you are not starting afresh but you are starting from experience and anything is possible you have a chance to reinvent yourself and find what you really want x

[@jenahill9724]

May God cover, keep , and bless every area of your life and restore your losses. 🙏🏾🙏🏾🌈

[@tyriq1123]

You got this ✊🏾pain is only temporary

[@elementsofelle888]

Try a work from home job by using your laptop or phone ... some provide you with equipment

[@tavilyfeofmusic]

"If you didn't have the money today, then you don't need it!" Best advice ever!!! New subbie 🙌🏾💰📚

[@ChristinaFashion.]

love the advice sis and the hair , i used to be scared to invest, now I am obsessed with investing as much as I can

[@AdamaLorna]

Thank you! Yeah I completely relate, investing is a whole world in itself!

[@tanitrarobinson7477]

Can you recommend what to invest in?

[@labeebasonia3781]

@@tanitrarobinson7477 real estate, you just need a good professional to build a good portfolio for you

[@simplyshama]

Love this. Nice to see another Black British woman spreading this info. I want us all to level up our finances and build abundant habits for life!

[@AdamaLorna]

I want that for us all too! Thank you ❤️

[@thebusinessstrategistbw816]

@SimplyS that makes two of us, all the way from Botswana, Africa 🇧🇼🇧🇼🇧🇼

[@FreedomBreeze24]

OMFG I remember you! I had a big vegan phase back in like 2015-16 and I remember your comments on vegan youtubers! Fancy seeing you here too!

[@nia.aleese]

I love the point about creating value! A lesson I am still learning. Work smarter, not harder!

[@alyssastarr6857]

I subscribed literally within the first 2min! You just gave me so much motivation within those first few minutes.. Exactly what you said, there's a difference between "working hard" and "creating value." LOVE IT!

[@philfreemedia]

Beautifully done and said! Thank you!

[@satoshiaoki]

What a concise and helpful video! Love that you use real life examples like the hairdresser. Work smart not hard! Great work! Also thanks for the mention!

[@tera4603]

when you said spending 200 dollars on clothes and not gaining anything from it is so true. Now when I spend a good amount of money on things I will see how I can use it to benefit from it .

[@AdamaLorna]

I’m glad it resonated with you 😊

[@shewoke9268]

I gain somewhat of a boost in self esteem when I wear nice clothes it’s makes me feel good

[@AdamaLorna]

@@shewoke9268 that’s a fair point, I like to look good too so I can see your point. I think the endless spending at these stores to keep up with trends can be problematic financially but looking and feeling good is important!

[@BestLifeBagLady]

ROI

[@missfabidia]

The last lesson is my favourite 😊

[@labeebasonia3781]

I love your advice Adama! Investing is a great idea to make money. Everyone needs to find what gives true financial freedom and happiness, if your 9-5 gives you that then keep it. I love your channel you rock 👍

[@marcosalvatore673]

You're right! People should've woke up to this a long time ago

[@labeebasonia3781]

@Laticia Cordova I really enjoy doing my work, and still financially independent having my passive income pay for my lifestyle. I will definitely retire early so I can travel the world

[@labeebasonia3781]

@Laticia Cordova I'm just really after the money but the freedom to live on my terms, I make extra income from side business and most importantly investments

[@phillawson5785]

You're doing great!! Investing is a good idea to make extra money. Congrats to you sonia

[@labeebasonia3781]

@Laticia Cordova there's no special way you just need to play your cards right, there's a lot of investing options real estate, cr ypto, ETFS stocks, NFTs, airbnb but my best advice get a professional FA lead you into profitable one

[@terynaliya]

I love when people are so open about how they achieved financial success. I feel like a lot of other KZbinrs try to keep things like this a secret because they feel like helping others will somehow diminish the money that they're making and it just doesn't work like that. Love the content. Love the transparency. Keep doing what you're doing girl. :)))

[@RecaJ333]

It was the "not getting an investment from purchasing things" for me. I never thought about my purchases that way, and it's so true. I almost didn't click on this video, my feed is always saturated with the latest thing I've been searching--gotta love the algorithm lol! I'm very happy I clicked on this! def gained much-needed knowledge! excited to explore more of your content.

[@Moodymodestyle]

I was humble to a fault thinking I shouldn’t want or don’t need these luxury items or lifestyle. But my mentor has given me opportunities and exposed this healthy, wealthy, entrepreneurial lifestyle to me and I want it! I learned I shouldn’t feel ashamed to want nice things. Exposure is key to finding out what you like and don’t like. It also helped to set goals. I’ve already broken the cycle in my family and I want to continue growing and thriving! I work for a tech company (Pro Audio Nerds) as a graphic designer & more plus I love making YT videos! Creating a schedule, being consistent, and pouring into my self care has made a huge difference. Ps your hair is gorgeous 😍😍🧡

[@djenabakelly6851]

Are you all hiring ?

[@adrialenico8022]

This is keeping me motivated. No degree, one source of low income, debt…. I want to travel and learn in my 20s but it’s not looking so good.

[@Ohhheykris]

Me as a hairdresser going above and beyond hurting my body, finding you randomly. This was a sign. Subscribing now !

[@sheflowered]

every time i find a new black creator that is invested in bettering themselves daily! so glad i found you, super inspiring thanks for sharing

[@Anamrxx]

A quote that changed my life “Go broke launching, creating and investing.

[@Essetheartist]

Thats what I did lol. Just recieved the products I ordered

[@SC20256]

That’s beautiful 🤩

[@LifewithLicia]

Hair game crazy 💕💕

[@alexandertracy30]

YasssHoneeyyyy we are leveling up this year!!!💕Physically , Spiritually and, Financially 🏋🏿‍♀️🧘🏿‍♀️💰‼️ We get a new start everyday . I dream of LIVING NOT LABOR 😎. Thank you for this video . Love alll your content ☀️

[@henderson1985]

The way u explain everything is perfect . Thank u 🙏🏾

[@JemimasOutcome]

I'm so glad I came across this video! Your mindset and the way you communicate is refreshing. I like how your tips were focused on genuine personal growth and not getting rich quick 👌🏾

[@Blahgirl283]

The difference between working hard and creating value- GIRL! ✨

[@cassandramasopeh]

Love it! You are speaking my language. Great to have discovered you today! Just subscribed!

[@bnathanielchris]

When you invest, you are buying a day that you don't have to work. I pray everyone reading this becomes successful.

[@jeeleehae]

You are absolutely right.

[@laurelysfarfac2029]

looklng for some venture for passlve lncome ln a short while

[@JMilansJourney]

Omgsh I needed this reminder thank you so much! I am on my journey of creating multiple streams of income. So far I have my day job and I’ve gained a ton money (so grateful) from investing so this was the push I needed to put myself on track. Thank you! 💗💕

[@ZoeCote]

such good advice 👏🏼💛 (also, love the way you style your hair, so gorgeous)

[@gigic6654]

Girl we need hair info!!! You look so fabulous 😍😍

[@ZoeysMusings]

First of all, your hair is giving me life. Secondly, thank you for sharing these points in a succinct manner.

[@may05baby]

Great information. You just gave me a whole new perspective on things. Glad I clicked on this video

[@dooseabege]

Everything you have said is so true. I'm very new on this journey to financial literacy and financial freedom. Thanks for the insight on this 🙌🏾. As for spending on experiences, its so true, products just stay there but experiences live with you forever and have a possibilty to help you grow, even financially too, definitely look forward to gaining financial freedom.

[@Rll237]

I love all your videos. Your tone is so relaxing and I love how you are to the point.

[@AdamaLorna]

Thank you! 🥺💕

[@jaydencollins9035]

I’m so happy I found your channel

[@auntryanawallace7910]

This video is a hidden gem! Tysm for sharing your knowledge, and having such a positive delivery to compliment it all ❤🪄 love and success

[@desmantlah4367]

the most helpful insight n reminders everything goes hand in hand 💗💗💗

[@melzay3602]

She shared a lot of value that will probably go over a lot of peoples heads, including mine.

[@comeclowe]

LET ME START BY SAYINGI LOVE THIS HAIR! JUST BEAUTIFUL!

[@naemiguel]

Love the advice !!!! & this hair is everything

[@naiyaknai]

First off, I love your hair ❤️ second thanks for the video ✨✨

[@temiymahs_World]

#goals Being debt free is my goal. Working on adding additional streams of income. Great content. And your hair is fabulous!😍❤️🔥

[@genie8085]

Thank you for the great advice. It is giving me something to think about at the start of this new year. I believe that this is it for me. This is the year I can take my whole life experience to the next level. So again, thank you for great and substantial content.

[@AdamaLorna]

You're welcome! Wishing you all the best this year 😊

[@Kealasadiva42]

this one of the best leveling up types

[@Lucylu723]

7:45 - There is a thing called good debt, if you ever plan to purchase a house in the near future and do not have standing orders coming out of your bank every month to help improve your credit score, then getting a credit card is the best way to boost your credit score. Credit cards are not bad, they are a tool. If you are not disciplined in using the tool, you will reep the consequences. The same thing applies to money, it is a tool. If you spend recklessly, you will struggle, but if you spend wisely you will not struggle financially. The key is to know how to use a tool for whatever purpose you intend. If you lack knowledge in how to use a tool, then you will most likely reep the consequences.

[@AdamaLorna]

This is true, debt can be used as a tool to make money so thank you for adding that to the conversation. However, the section of the video where I discussed this had a heavy focus on consumer debt and the use of debt to purchase things one cannot afford. An example of how many people have consumer debt that spirals out of control as the pursue lifestyles that they cannot afford. I believe the lesson of avoiding debt for the most part in one’s early years was helpful for me. This video was about my journey and being without debt gave me the freedom I needed to move in a way I’ve seen many crippled by debt unable to do.

[@hollychamberlain229]

thank you babes really helpful needed this

[@SakleSmiles]

Great video hun 😘 budgeting is so important, I am currently gearing my channel towards finance and saving money, I am trying to reach financial freedom! You gained a new subscriber 🙌🏾🤎👌🏾

[@theyadoretiya4848]

omg she’s literally so pretty.. thts the first thing i said when ths video started

[@spicy_lola]

I used to work as an SRE and I switched back to SWE to have more time for self care. But when you said you're an SRE, I was honestly so excited because there's not that many of us! It's so refreshing to find a youtuber to relate to. Thanks so much! Excited to subscribe and consume content

[@heyjude2109]

...and here I am waiting on one of my last year investments to be profitable in order to reach my next streams of income. #goal

[@shirleyjb6904]

I love what you said throughout your video. I'm a little iffy on what you said on having debt. There is good debt and there is bad debt. Buying a house is an amazing debt because in all likelihood the value of the house will go up and it also depends on how people use credit cards. You can use credit card to your advantage if you know what you are doing.❤️

[@AdamaLorna]

Thank you! You’re right there can be good debt but I did focus on consumer debt and buying things one cannot afford with other peoples money but thank you for adding that. In my journey I think avoiding debt and prioritising income sources has worked in my favour but I imagine there may be points in the future I use debt to help with building wealth in other ways 😊

[@ClaireFaeryy]

Actually, it typically costs more or one breaks even when buying a home unless paying cash. Because money spent on taxes, insurance, repairs etc adds up quickly and is a lot of money… it’s not always worth it to buy vs rent. I learned this from the book “Quit Like a Millionaire” of course, with all that being said one must simply do the math and figure out how much it would cost them to own a house when taking out a mortgage vs renting. I thought I needed to buy a home as soon as possible but reading that book made me rethink how I invest. I always use a credit card though for points and credit and then pay it off every month ✨

[@tinabean713]

@@ClaireFaeryy I think it also depends on how long you will be in the home. I bought my house before the big bubble burst and was upside down on my mortgage, which meant it would have been difficult for me to sell up and relocate for work if I needed to, luckily my company only sent me 67 miles away from the house for one year and then I was able to transfer back to a location 7 miles from home. My utilities are/were a lot higher than they were in the apartment and I have spent a lot on repairs and upgrades: AC replacement, insulation, siding, better windows, etc over the years. That all added up for sure, but my total housing payment did not go up over the years the way rent did, even with the tax and insurance increases added in, so I had much more stability in that regards. And in the end I will own my home and only need to pay taxes, insurance & repairs in my old age.

[@florchel]

this!

[@laura.askani]

Thanks so much for sharing this! It's so important to talk about finances especially for us women!🙌

[@VIEWSBYNESS]

Thanks for this vid! Although I have multiple streams of income I really want to get sharper with finances and improving my relationship with money in general

[@onefamilyataplaceandtime]

Yes, I am here for this. 7 valuable lessons well worth sharing.

[@LifewithLicia]

KZbin Is definitely helping me find my tribe ❤️

[@masmodiba]

Absolutely love your energy ❤❤❤ thank you for sharing this

[@AdamaLorna]

Thank you! ❤️

[@empatheticbeauty971]

You are so pretty first off ! I loved this video I’m learning about investing my money and putting my money in the right places this video was perfect ! New sub !

[@Adama___]

Love the name😉 Love the content❤

[@Ahamilton89]

Yas boss. Ok time to watch the video!!!❤️

[@troyDM9330]

Instant subscribe. Thank you for adding value to so many peoples lives

[@jaaxyjackie]

Excellent advice thanks 😊 I will use these tips to develop value.

[@athena_barnes]

So much priceless information here! Loved hearing your experiences and perspective on finance.

[@AdamaLorna]

Thank you!! ✨

[@mabel.e.kgalley9710]

I must say this is smart talk, indepth knowledge thanks.

[@parrisparris]

Thank you so much for this video! Just what I needed to hear and learn at this time x

[@FopsyTheGreat]

New subscriber here. Totally love your video production style. And +1 on that lesson on considering the actual value of purchases.

[@nelisabel1200]

Thank you for this video, your hair is absolutely gorgeous 💕💕💕

[@christinegabrielle1665]

I saw the title and said out load “okay Adama, put the girls on!” Haha thank you for always sharing your knowledge ❤️

[@AdamaLorna]

I do what I can! Thank you ❤️

[@Victoriathewriter]

Honestly 😋

[@jasminitious]

Ok girl but your hair is amazing 👏🏼

[@Nathanjesseworld]

Thank you so much for this video; I’ve been trying to figure out how to grow my channel and how I want to go about branding myself and stepping into more social media influencer content, and this video has been extremely helpful. Congratulations on all your accomplishments.

[@dariellecyphers4932]

It's the hair for me😍

[@briaunahinds6092]

First of all... you really inspired me with this video and as a future millionaire, I'm grateful for your jewels. Secondly can we all make a toast to this womans beauty and gorgeous hair . I had to watch the video twice because the first time I heard NOTHING lol. I was too distracted at how pretty she was. CHEERS TO THAT 🥂🦋🤞🏼

[@stephaniemanusiwa]

The first minute I just heard blablabla cause I was too focused on the FACE you gave.... beyond beautiful!! So.... I'm gonna start the video again.

[@MountainofInspiration]

I've just discovered your channel and subbed right away. Outstanding countent. A great personal story and great delivery. The best is yet to come. More blessings to you.

[@brentonm.newbon9237]

Wow great advice! I just sent this to a friend

[@SavageSanto]

My goal this year is to level up financially and make my first 6 figure !! 🤑💰💰💰💰💰💰💰💰💰💰

[@EverythingRealEstate.]

Thanks Sis for sharing w us. All you mentioned are all true to help one level up financially. Then, one should always affirm n belief that he/she can manifest it.

[@Desi_Ray.]

I want to create value ! This was beautiful 🖤 thank you for the advice

[@juniemarz1902]

Thank you! This was super helpful. Great tips ❤️

[@Hoodtiktoks777]

I love your hair 😍💚

[@AdamaLorna]

Thank you!

[@ancienttones7423]

Thank you crazy valuable content!!

[@patriciastuckey5060]

Good advise and your hair is gorgeous

[@dearinsomniadontletthebedb9237]

Thank You, I really appreciate this video!😄

[@bre970]

Thank You for this video ❤️

[@newyorkaccentpodcast5965]

So true about how debt, creating value.🥰

[@kenyathibodeaux8264]

such useful / valuable info! thanks for info! and congrats 🎊

[@PiggieBonita]

I love the way you explained everything. Thank you. I’m subscribing soiley off of this video. Let’s see what else you have on your channel

[@TheOliveea]

Hi! This is my first time seeing your channel and i love it! I just have to say I like how you transition your video and how seamless the video is put together, FIRSTLY. And thank you for literally dropping so many gems in this video. I’m at a point in my life where I am trying to establish multiple streams and you gave me some encouragement on the investing aspect of things. I’m at about three months of chilling and when you said a year … I was thinking, whoa I need to pump my brakes Lol anyway great video!

[@IvanNemorin]

Your special! Dope! Thank you for sharing

[@julietcotosman3377]

super insights..thanks girl

[@nashadasaka]

Explained so well, thank you!

[@shesmeen13]

Is that SDA pathfinders at 3:13? :)

[@lifestylebytaya]

Great Vid Sis.

[@Ini_08]

Yes ma’am, we love to see it. Came at exactly the right time 💕

[@AdamaLorna]

❤️

[@alicianeal8793]

This is such a great video! I feel inspired to start that website I was thinking about. Also, this hair is everything!

[@zeub78]

Very inspiring video 😊

[@blak_momba3056]

Love your hair

[@humansage9523]

Powerful 💪🔥🔥🔥

[@tamarathecreator1111]

Love your delivery

[@uniquek_]

This was a great video. Thank you ❤️