How I Manage My Money in My 20s 💸 budgeting, rules, credit, etc

Breaking down how I manage my money as a self-employed 24-year-old! I talk about budgeting, little tricks to save money, credit cards, building credit, and some investing!
Other Finance Videos:
10 Things I Stopped Buying: • 10 Things I Stopped Bu...
May Budget With Me: • MAY BUDGET WITH ME (ex...
2024 Financial Reset: • 2024 FINANCIAL RESET |...
Timestamps:
Intro: 0:00-2:16
Budgeting: 2:17-6:51
Challenges: 6:52-11:22
Credit Journey: 11:23-14:12
Investments: 14:13-19:10
#moneymindset #moneymanagement #moneymanagementtips
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Hey! I'm Hannah Ashton and it is my goal to inspire and help young, driven women achieve their dreams and life goals (cheesy but it's true!)
My Stationery Business: shopdreamdaily.com/
I N S T A G R A M: / misshannahashton
TIK TOK: / misshannahashton
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Sponsorship Inquiries: [e-mail]
Disclaimer: This video is not sponsored. :)

[@SarahSchneider2]

Adult life is a lot of expenses and saving is so important. I try to leave less in my checking (only what I think I need from one paycheck to the next) than the rest goes into savings. I find the more I leave in my checking the more I spend on the day to day.

[@TheCelmap]

Great job on saving your money, however, don't just save but out on an investment account so your money will still grow effortless.

[@rachellenale]

I love the idea of taking the task of spending less and making it sound fun by saying it’s a challenge.

[@hannahashton]

it's a great way to make saving $$$ a bit more fun!

[@PTR2K]

I try do the same. Try to spend as little as I can whilst still living my life and having fun. Whatever additional money is saved from doing this I split 50% into savings and investments and 50% into my on personal spending savings for whatever I want to buy. Doing it keeps me motivated to stick to it as I feel like I’m getting something out of it if that makes sense.

[@valentinesharpelcat94]

@@hannahashtonplease bring your podcast back etc.

[@jbbudgets23]

I love doing cash budgeting cause it helps to not over spend even on “fun spending”

[@LydiaNoella]

Just what I needed. Loved the tips x

[@hannahashton]

thanks so much for watching!

[@britanni.eleanor]

Loved the vibe, most definitely worked for your benefit working in podcast style!

[@hannahashton]

yay I'm gonna keep doing some in this style!

[@rachelbolick]

Hey Friend, Happy Sunday. I think this is the first podcast that I have heard of yours and I loved it. 😊❤ wow I can’t believe you were starting to make money in middle school from KZbin. 😮 I haven’t done a full week of no spending yet but I am working on doing one. I have done a couple days a week without any spending. I budget my spending regardless on what it is for. 😊🥰

[@shandisfancher8766]

100% yes to the mid year reset!!

[@hannahashton]

yay! will start working on them!

[@rosamondhazell2149]

What a lovely video!!

[@hannahashton]

thanks so much for watching!

[@edwardleecaliforniausa]

Good morning Hannah happy Sunday morning and im proud of you and you are amazing Supporter

[@castillojennifer17]

I like the mic 🎤 thanks for the information

[@hannahashton]

good to know I'll keep using it in sit-down style videos

[@sadiebowler8624]

Ok love this video!! One question! Where is your top from?? 😅😅

[@ScarletAlchemist888]

Thank you for Hannah. Please make more videos.

[@hannahashton]

you got it! any videos you want to see in particular?

[@connorb852]

Really like the idea of only eating out with friends! Super easy way to save money!

[@eddiemartinez7555]

Love yay dear 😅😂❤❤

[@annddyyy-6920]

My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.

[@fredrickalfarez6875]

I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.

[@bigelbow2966]

I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.

[@jasperflontes4289]

I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.

[@fred5528]

I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.

[@jasperflontes4289]

I feel this is quite an easy one. You already have her name which makes it easy for you. Just look up her name online. I’m sure you will come across her. That’s how I found her too.

[@schaeannsalmon]

I miss the podcast 🥹🥹

[@hannahashton]

I know I do too sometimes

[@sijilo]

😊

[@JM20562]

I save up to 700 pound a month I started to save a year now I got 8450 currently I’m planning on getting another job so I hope I can save 1400 a month I have 2 credit cards I only use Max 10% on both usually I spend 5% a month, I’m currently saving for emergency savings since my other savings I can’t take money out same day takes 2 weeks, that one is 7.5% interest and my emergency one is 6.5% interest and I got about 180 on that one so if I get another job I can save more on it maybe 700 on each until I get a year of emergency savings on it 😂

[@noidentification25]

Hi! Great video, it came up to me as recommended! The only point I’d like to add is regarding the S&P 500. They could be very socially/environmentally sketchy or awful companies [for example Coca Cola has been a know top plastic polluter, etc]. If you are more mindful of where your money goes and don’t want to be putting money towards companies that do bad for the environment or people, I’d recommend going for the S&P 500 Environmental & Socially Responsible Index. Or just evading that all together and research individual companies CSR etc, knowing you put your money towards something good ❤❤

[@hannahashton]

great point! thanks for watching and sharing!

[@shaheene3510]

Great video hannah!👍 Is there anyway i could get your email? Would love to send you something!