How I Paid Off $70k In 18 Months - Debt Free Journey

[@iBryanDBrown]

Congrats! Welcome to the club! Debt free including my mortgage…at age 35. Enjoy your peace!

[@childofgod8365]

Congratulations

[@phantomfpss]

Wow, congrats, you are so fue ahead 👏

[@incouragement]

Hey thanks for this. I’m single with no kids but I still feel drowned in my 29k debt!

[@davidwhy]

You got this! I’m looking forward to your future comment here celebrating that you paid it all off.

[@jonathanedward5062]

Don't be too hard on yourself. I have a Masters in Finance and got myself into debt, which I am now aggressively paying off. Just because you call debt "leverage" doesn't make it a legimitate part of one's finances. The feeling of not having debt (or in my case less debt) is amazing.

[@cherylcuthbertson5406]

Thank you so much for sharing this. I have $72,000 in debts and it's so good to see that getting rid of it is achievable.

[@SpillCity]

This is actually one of the best, more simple, easy to understand videos on debt. Great job. I appreciate you talking about the emotional side of things from a personal perspective, especially having a compelling "why." I've gone in and out of caring about paying off debt for a long time, but only in my most recent (current) attempt has something shifted within me to where I'm just tired of it.

[@karinalanee]

wow very motivating! Thank you for the tips David! Our goal is to debt free by the end of this year 🤞🏼

[@childofgod8365]

All the best.

[@fuzzyelm1]

You can always tell a fake comment like this one

[@thomaschew2191]

Great story. I share many of your feelings on this subject. Sue and I found ourselves $136K in debt on a $145K income. The thing was we were paying our bills but had nothing left over and not making any headway. Our debt was a variety of things, loans for our daughters college, cars, credit cards and personal loans. Finally we had that moment where we had enough, that was March 2018. We did well paying off without much guidance. We did have goals and knocked off one thing at a time. In Sept 2020 we got stupid and bought a new car. When the reality of the new car hit we started doing it Dave's way sold off a few items and got gazelle intense. December 7, 2022 made the last payment and finally debt free including our mortgage. Our was 56 months seemed like a lot of misery then but now it is all a blur. Debt free works for me!

[@catherinecariazo8963]

Sometimes people drown in debt because of wants. And with credit cards its easy to swipe left and right. Hope you never be in this situation again. Enjoy the peace and freedom from debt.

[@YaYa-ke1zr]

How did you start with paying off the debts the first time when the debt total almost matched your total income? I’m in the exact same situation right now. 😢

[@stephaniel6867]

​@YaYa-ke1zr snowball is a great way to go. Continue making minimum pmts and add all extra funds to the smallest debt and go from there. Also look for ways to cut down your expenses on a monthly basis. Good luck!

[@YaYa-ke1zr]

@@stephaniel6867 Thanks!

[@SewHealthy8]

I like your description of feelings around being debt-free, in particular about when these feelings occurred

[@arthurbostrom4912]

Thanks for this. A really well-paced, scrupulously honest and brave explanation. Having that humility is so important, and feeling good about the process of paying off debt. I have a small debt to pay off compared with yours- but I'll take that humility with me as I do. I'm inspired and motivated. Thanks so much.

[@lawnman70]

Thanks my brother great video, me and my wife have paid off $ 60 k in debt and the only debt we have now is our house and the goal is to have that paid off in 2 years so this video is very helpful !!!! thanks again.

[@moneywithjustliving5258]

New Subscriber here. Just found your channel. It is great to be here supporting another channel on a debt free journey! Great video.

[@fuzzyelm1]

You can always tell a fake comment

[@barbarafallin2038]

I can imagine, this by December,2023,just paid my last credit card off 3-16-23 ,I will have my car paid off this time next year, 3-16-24

[@barbarafallin2038]

Instead of waiting until December, I paid my last credit card off 3-15-23, yah

[@SewHealthy8]

The process of becoming debt free has shown me how much money I have wasted over the years. I have forgiven myself, & look forward to accumulating savings with the same vigor I have been paying off debt.

[@Managerialoutcomes]

BEST CHANNEL ON YT

[@TheresaJacobs-f5e]

I’ve been a fool With money . I know that now . God is going to help me get thru it all . Lesson learned finally . It takes me a while I guess . I’m a repeat offender. But it’s not to late ever to learn .

[@phoenixstar5000]

What's the name of the 1st song playing in the background starting at 0:34?

[@vitaminwater6235]

I just paid off 32k In credit card debt.. now im working on paying off my 22k car loan within the next 8 months.

[@toby43078]

Wow that's crazy how you said when 2020 rolled around and everything shut down you were able to save money...I was the exact opposite...I flew so much that year and went to Las Vegas and to Washington multiple times to visit friends...I guess I spent too much money while everyone else was locked down and saving money!!!

[@Kdiamondporter]

Congrats 🎉

[@TheresaJacobs-f5e]

I was never taught how to budget either

[@sinstreams]

I don’t have any debts, I just wanted see this for the knowledge.

[@46greetings]

I'm paying off debt. Whew

[@sergioortiz1839]

He has blessed me so much. I have no reason to doubt him. 2022 my whole family was in debt (including myself) the money I had in my bank account was nowhere near the amount I owed. It was however enough to clear the rest of my family. The Lord told me to break their chains and set them free. And so I did. They all cried but they all knew I was still in the lion’s den. I told them not to worry about me. I told them that God would declare his strength through my weakness. Not long after I won the lottery. I cried all day. But more than anything I was glad my family now lives by Faith and not by sight!!!!

[@chewyskyline1394]

I'm working on it 👍👍👍 to Mr Ramsey

[@joshs.47]

Thank you for sharing your experience

[@TheresaJacobs-f5e]

Love your attitude

[@jperception817]

Im on the journey for debt free 50 k to go 😢

[@phoenixstar5000]

What's the name of the 1st song playing in the background?

[@arctic6650]

Mmmm, not particular proud of this but I walked away from $150,000 in bad debt and then cleared it off by credit reports in 18 months. Should I do a video?

[@ekaphanardharn2392]

Why not?

[@kristie8727]

I owe the same want it paid off in the same time. Day 1😊

[@fuzzyelm1]

Just make a tight budget and stick to it ! It’s hard to do but it’s the only thing that works! These velocity banking scams do not work, yes it will pay off debt but it cost more it takes longer and it adds a lot of risk ! Debt snowball or Avalanche will always be faster and easier and cheaper than velocity scams

[@susanhernandez7290]

Thank you !

[@childofgod8365]

On my journey too.

[@prancer4743]

Listen to the Ramsey show 30 years changing people s life’s with 7 baby steps good luck 🤞 guys and girls 👍🙏😃😀

[@isabelbecerra898]

how do you do this on one steady income?

[@stephaniel6867]

Start with the smallest debt if you have to and go from there.

[@amysteele9778]

Good video.

[@sewmeonekenobi639]

Is selling a liver an option? How about a kidney? I’d sell a kidney if it paid off my debt.

[@gasman8750]

normal is broke, be weird -random debt-free internet guy

[@proudtobeblue]

Came here thinking it would be an honest review of how you did it. Ended of watching a generic obvious video. Congrats on debt free though

[@donaldlyons17]

I always hate that people with multiple sources of revenue don't talk about the math of issues first and foremost because it makes no sense to ignore the math of outcomes.

[@kayw1771]

@@donaldlyons17 for sure but it also starts with the mindset and discipline. You can have all the extra income you need and still struggle to get out of debt if you haven’t fully committed your mind and efforts towards it. Simply telling people the math behind won’t matter if the individual can’t align their way of thinking with the available funds to attack.

[@donaldlyons17]

@@kayw1771 Well if I had a choice for almost every person I would rather get them the income than to worry about their mindset. Math is still math and mindset can't overcome all math problems. I always say I would rather make 20K and live on 15K than to live on 19K making 20K. My point is 1K buys 4X less than 5K.

[@fuzzyelm1]

I have not had debt in over two decades! I am seeing more and more scamming videos showing stupid things like infinite banking or velocity banking and none of them are ever going to help you get out of debt !