Paid Off $61k In Debt In 2.5 Years Making $41k

[@bethleon7006]

I love seeing the shows of those people making less than $50k a year. If they can do it so can I.

[@davidsegura3274]

You need to get an education to make more or pickup a second part time job. You only make 12k to 13k a year because you don't want to put in the work to make more. I was that way too, years ago.

[@opalcoastal-ld5kd]

ClawFalcon He might have other circumstances that going to school or learning a trade can’t fix. My sister is severely disabled and only makes $12,000/year. We don’t know everybody’s circumstances.

[@LGnLA]

💯💯💯💯

[@jamess9808]

Exactly. Normally its "OH I PAID OF $1000 OF DEBT MAKING 100k/year." This one's inspiring.

[@ivarlosna6516]

@Jimmy Strudel "Go to college" - That's 5-6 years of taking loans and not making money, then not being guaranteed a job relevant to your education.

[@autotirezzz2285]

“7 days a week, sometimes twice a day”. This girl is an animal.

[@AdamSPARTAN76]

Modest income, deep sacrifice for 2.5 yrs to achieve a dream. Imagine if this country had a few million more Elizabeths

[@dk-rf3rg]

66k in indiana is alot buddy.

[@penguin12902]

@@dk-rf3rg 66k working THREE jobs. It was 40k, and that's not "a lot" anywhere. It's a perfectly livable wage here in the midwest, but it's hardly "a lot".

[@cactaceous]

She lives in Indiana. If she lived in another state with higher costs of living, she might not have been able to achieve it.

[@marcosc7375]

Club Astro Transcendental Motor why do you try to look for the negative in this whether it took her 2.5 years or 4 years. As long as you have a goal to pay it off.

[@TheNebraska402]

@@cactaceous maybe that's why she lives in Indiana, buddy. If I could afford to live in LA or San Diego I would. However, I'd rather retire early than work 40 hours/week until I'm 70 to live 10 years with a decrepit body. And maybe this is her thought too

[@iresine31]

This is so inspiring especially since I resonate personally with her story. I have $58,000 in debt (50K student, 6k car, down to 2K on credit cards), am 29 and single. My parents also filed for bankruptcy when I was in college which left me to take out loans and buy groceries on credit since I didn't want to ask them for money. They are now divorced and a huge strain on their marriage was the traumatic bankruptcy. My goal is to be debt free in three years and Elizabeth (also my first name!), thank you for showing us that you can do it as a single person!!

[@menotme6523]

CurlyYogi You go girl!!! You WILL kill it also!😊

[@BeeBopGaming]

Good job. Stay positive and realize you can live farrr cheaper than you think you can. Most people can but don’t want to. You can save so much money by living cheap to pay off debt. Very pretty too. 29 and single. 😍

[@daninbox]

Hope it's going well.

[@laurelwelch6295]

Similar story here (and happy to see a debt free scream from a fellow single gal)! I just started on the DR plan to be debt free by the time I'm 30 (3 years, too). We've got this!

[@alicronaldohitman]

CurlyYogi $50k on student loans? 🤦🏼‍♂️🤦🏼‍♂️🤦🏼‍♂️🤦🏼‍♂️

[@MD-ul3sd]

Finally a single girl...regular income that killed it! Good for you.... Inspiring!

[@LGnLA]

+Ruru Home This comment is so 💯💯💯💯💯💯!! ❤

[@iStorm-my5fp]

i know right. Finally a non couple

[@lilyann168]

I know right, it's about time!

[@beckymigdal4435]

M D , exactly. I was feeling hopeless because I am single not making 100000 .

[@Yoeelah]

Thank you! She's my inspiration 😍

[@DesireeTV]

So inspiring! She totally proves there are NO excuses to not hustle down that debt! Congrats for her!!!

[@budezone]

Amen!

[@dantan1249]

MommyReporter I agree but I hate how she worships him. also, Im just learning this but what if she had just paid the minimum and saved the rest in a Roth IRA. couldn't she just pay the debt with the interest

[@phannypack3951]

Why is just paying your monthly payment wrong? Or just paying down the debt a lil quicker?

[@julied915]

I agree. NO EXCUSES!!!

[@TheNebraska402]

@@phannypack3951 there is nothing wrong with paying down your debt at the pace you choose. It is your debt, you do what you want with it. By paying it down quickly, you can change your mindset on interest. Instead of the interest on your debts being a bane of your existence, it becomes a dear friend for your assets in the market. Again, do what you want with your debt. But once you realize how much money you can make after paying it off, it becomes a huge motivator to get rid of it quickly

[@joydeewith140]

This is wonderful! A single person, with a normal income who did not live with their parents to get out of debt.

[@motherhoodsbeauty9279]

joydee with nothing wrong with leaving with you parents to get out of debt. As long as you work hard and pay it off that’s all matter

[@Maximilian5268]

@@motherhoodsbeauty9279 I think Joydee means that it's more relatable than most of the content on here. You're right, there's nothing wrong with living with your parents to pay off debt, but not everyone has that luxury or wants to.

[@jasminedtucker]

@@motherhoodsbeauty9279 the point is everyone can't live with their parents. Mine are dead for example

[@jammzy2959]

@@jasminedtucker I don't think that's the point.

[@CodiTheJedi]

If she continued doing this for 5-7 years saving 70% of her income, she could retire. But seriously amazing. Great job!

[@JaimiChen]

Smoke Alarm Battery at some point you'd hit a burn out. So not worth your health.

[@justbother9559]

Really if you believe hard work verses hitting goals will negatively effect your health you are entirely wrong you may get tired, but it is a good tired because you rule your destiny. I have worked in the pizza delivery restaurant arena for 32 years on and off, I do other things, but now I do it just because it is something I know. I have hit all of my goals that I set 32 years ago and it is more than enough for me to really enjoy life. All it is doing now is growing my wealth so that I can give more which is my nature.

[@justbother9559]

I probably would not sleep on a leaky air mattress for very long, However, pizza delivery is not a hard job and pays well if you work as she is saying an additional 28 hours a week it is not going to kill you or harm your health as have done this off and on for 32 years whenever I wanted more money to reach a goal. I do 28 hours a week right now in that field and have for the last 4 years, I work from home over 40 hours a week doing things I love so it does not feel like work. No, I do not need to anymore, but my grown kids are starting out and need to see that money comes from a honest days work. They did not live with me most of their lives and I could not do what I would have done when they where kids, but now I can. They have just a year or two left until they are well established and then I will work less and enjoy the fruits of my many sacrifices I made the Dave Ramsey plan rocks. It is hard, but it is worth it.

[@laquasiawilliams3920]

Courageously Jaimi i soooo agree with you, I don't believe in killing yourself

[@godislove5781]

I'm sleepy on an air mattress... During my get out of debt! I can totally relate to her... She is my hero!

[@whyjordie]

I’m only $12k in debt and have been for over three years, because I’ve been lazy but this is so inspiring I know I can pay off my debt in a year for just working a little bit more

[@TheKBDestiny]

whyjordie I hear you, about to start this journey and hearing these stories give me no excuse for mine.

[@ryand9111]

whyjordie - we need an update. Did you pay off the $12k

[@kangsusuh4919]

@@ryand9111 No, he has a mortgage now.

[@AB-wy7dr]

Do it

[@BudgetGirl]

This is one of my fav debt free screams!

[@kathyevans110]

I got a little teary watching that scream. Amazing!

[@cindyricksgers6478]

Its my favorite!! Ive listened to this many times

[@watcher9997]

I think Dave got a little choked up too.

[@kaylasmith4428]

Seeing someone with the same income, same debt, same pay schedule, and same budgeting method as me was sooooo inspiring!!

[@tianamuex92]

Omg... when she screamed, i cried😢😢. I felt the passion, I'm so proud of her, she's such an inspiration👍🏾

[@juliareadscottishpiperandh4861]

she really is

[@dblood8529]

Wow out if all the debt free screams this is my favorite. She showed dedication and hard work! Not like some of the others who make a large income and had to make small sacrifices to pay off debt-not that there was anything wrong with theirs.

[@courtneyann8961]

Dblood85 I was about to say the same thing! She has been the only one that has actually gotten my attention, I got kinda emotional at the end too! Loved it :)

[@angelgirl3188]

Dblood85 it doesn’t matter debt is debt and it can spiral fast everyone is going through their own things, whoever can pay it off congratulations to them, much respect to everyone 🙌

[@madenewministries]

Yes!! She's really inspiring!

[@keeksborough8092]

These are my favorite screams...single females not making enormous incomes (like me). I can't wait to do my own debt free scream when I pay off my mortgage, and these ladies provide the inspiration.

[@garrett7958]

"How much have you paid off?" "61,627 dollars and about 13 cents" y'know, just roughly

[@thewrestlingchick-tamara]

Awesome Elizabeth! I'm making $40,000 a year so there is no excuse for me to not follow your lead. Well done 🤗

[@jhoncena1111]

Same. I make 42k gross, and I'm paying debt of at an average rate of $1,900 per month, which is about the same as Elizabeth.

[@cm01]

any update from you two?

[@sethbrolsma516]

As a guy I never would say this, but YOU GO GIRL.

[@And1one757]

🤣🤣

[@jasonburns6411]

Elizabeth, you are a ROCKSTAR!

[@cluckieschickens]

I was just going to put this! :D

[@eomyenom1]

Yes she is

[@kravenofspider]

Now THIS is complete dedication and efficiency! Not one of those rich people that call in that can obliterate their debt in under a year without sacrifice. Kudos to her!

[@rp5863]

I've heard that baby step 2 is difficult, now that I'm doing it I found it really is difficult, when I'm running out of inspiration I go and watch these debt free screams and they put me back on track, they reminded me that the end goal is to be debt free, in five to six months I should be able to clear everything.

[@mr.delacruz559]

Ron P. I hope you were able to get baby step #2 out the way! How are you doing at this point in time?

[@jjenae629]

Good job!! I’m currently paying off $44k of debt now. I’m hoping to be debt free next October!

[@Midnightrundj]

The endgame should not be debt free but wealthy

[@bevoburn]

Are you still debt free?

[@MarksTournaments]

jjenae629 you there?

[@HammadKhan-qq7fz]

I work 6 days a week 12 hours shift i am 24 i am from a Pakistani family moved from pakistan to canada 2.5 years ago now this lady will make me work 7 days RESPECT ✊

[@ilovelantern]

Wow I started crying at the end. Job well done! Congratulations to you Elizabeth!

[@Maribel80]

Sarah Murray me too 😭

[@Scoop2341]

Sarah Murray I cried too!!! What a scream.

[@abdola-g6v]

My extreme respect for Elizabeth. So proud of you young woman!!! You're such an inspiration for us all.

[@jayis21]

My Wife had $40,000credit card debt PLUS $80,000 in student debt and counting since she is doing her DNP; We sold our house paid off majority of the credit card and now planning on refinancing her student loan with better credit score and planning on paying it off in 1 year or 1.5 year thats the goal for now. We stopped all unnecessary expense like eating our movies, bar... if i can do it anyone can do it considering these are not my own personal debt.. Dont waste ur money guys pay off ur debts and then invest for retirement. then u can go to movies and bar and what not.

[@lilden3366]

i save $1800/mo , from working overtime(68 total hrs)Rate-16/hr, Low bills,....i'm on pace to have 60K in 3yrs.(plus a 401k)

[@adolfsackey8297]

lilden3366 happy for you, bro/sis!

[@adolfsackey8297]

lilden3366 happy for you, bro/sis!

[@bearjibster]

Hard worker. Get better job!

[@HandsomeSwede]

You’re awesome!! Keep up the momentum!!!

[@twincherry4958]

$64800 in 3 yrs at that rate!

[@yuniqueglam]

This was one of my favorites!! You could genuinely hear how hard she worked for that!! Can't wait to hear her millionaire testimony!!

[@lindseynolan9683]

I'm not crying. You're crying. SO AMAZING!!

[@vicavell1]

i could feel her intensity!!! congrats! live free forever now

[@Howdy1957]

So proud of you, shows guts and resilience!

[@VincentEllisD]

her debt free scream made me cry, just hearing the emotion in her voice. This has only reinforced my resolve to keep heading down my path to being debt free so that one day i can be standing there declaring myself debt free.

[@inglespasoapasoconlucie]

Congratulations! So inspiring!!!!

[@jaymichelle5496]

I'm 49 and starting my debt free journey again! So proud of this young lady and I definitely feel like I can do this!!

[@turtleanton6539]

Yes indeed you can.😊 coffe and water at home. Beans and rice. Get a rice cooker. Potatoes and eggs are cheap to. Fruits. Pasta.

[@Bkwankelobi]

She is an inspiration of sacrifice and personal achievement to us all. The world needs more of her! Great work.

[@turtleanton6539]

Yes indeed

[@whocares566]

This is one of my favorite personal testimonies!

[@lexgrrez]

This woman is so inspiring! Good job Elizabeth! You proved that hard work can get you far!

[@SuchaCaligrrl]

She put a smile on my face... super happy for her.

[@skydardar3]

I love her, “maybe, maybe, maybe,” on getting a new mattress. Love it 😍

[@HayabusaOrlando]

Dave. I've never commented on any of your videos. Until now. This was the most inspiring one I've ever seen. This young lady really had a plan, went to work at it, and achieved her results!! No doubt that you have inspired her, and she has inspired many of us. Keep up the great work Dave (and Elizabeth!!!)

[@pdk005]

Hands down the best story I have heard to date on the show. Very inspiring, Elizabeth! We have a long way to go, but people like you make us seek out gazelle intensity. God bless you!

[@hawihawi9260]

I love how u encourage her like a proud dad! Thx

[@tiffanyroets2874]

I shed a tear at the end. That’s incredible and inspiring! Thanks for being a real example, giving us faith & encouragement!!

[@tab2go675]

Congrats girlie! You did that!

[@ryanni4]

This is beautiful, her energy really gave me what I needed to keep my head up. I love what Dave is doing!

[@zalikasede6661]

This is my favorite debt free screamer. Soooooo close to home. You go girl!

[@geraldw83]

Elizabeth you killed it! Very inspiring. I know I'll get out of baby step 2 if I stay determined like you. Thank you

[@lukecole6203]

About to finish school this semester with 60k in debt and have a job lined up that pays around 40k. This is almost my exact situation and this is very inspiring.

[@jordang1570]

You can do it, Lukecole6203!

[@erirosesan]

She is my hero! 🌟 Completely inspirational!!!!!

[@georgiaserradimigni8918]

I found you a few days ago through a random youtube comment. Now I feel inspired by these amazing stories and the name my husband hears the most around the flat is Dave Ramsey 😊

[@bradleygoode116]

being dept free takes a lot of stress out of your life, so you can do a little more work without getting burnt out. but your correct, working 7 day a week isnt good for you. she needs to cut back a little since shes out of dept now.

[@yrellim]

ELIZABETH- YOU KILLED IT, WELL DONE.

[@RAPIDX51060]

So proud of her she made it !Dept is crucial it can be like jail but in the mind also comes with depression

[@opalcoastal-ld5kd]

My first time watching a debt-free scream- I am shaking and crying right now. Wow...what an amazing young woman. She is so driven and passionate, I have the utmost admiration for her. (I just hope she gets herself a good mattress soon so she doesn’t end up with lifelong back problems- after all her hard work, she at least needs to treat herself to a good mattress, if only for the sake of the health of her further self.) This girl is on fire!!! She killed it!!! 🙌🏻 And as she is two years younger than me and single like myself, she has really pushed me to keep going, even when I feel like giving up. Thank you for sharing your inspiring story with us. Way to go!!!! Woohoo!!!

[@alanfreeman7374]

Delivering pizza that much I bet she has to get an oli change about every 3 weeks.. LOL Been there before..

[@justbother9559]

In my case it is once a month, I bought a drum of oil so it costs like $10 yes that is a lot of oil, but I do my family and friends cars too. The car I drive for that has 210k on it, mechanically it is perfect because I do almost all repairs myself. As I said on another post I hit all the goals I set for a comfortable life long ago, but I set new goals. The pizza gig will stop in the next few years once my kids get out of higher education and start their careers, Work though at this point is not for earning money it is for making the lives of people I identify with better. Later it will probably also include causes I believe worthy even though I may never meet the people that I help #Legacy

[@Aku112811]

Alan Freeman I used to deliver full time. It really depends on the stores delivery range. Mine wasn't so large. Even still I easily put 50 miles some days. Oil change every 4K miles used full synthetic, did it myself. It's actually really lucrative. Some days or weeks are bad but most of the time it's good. Even if you average $30 in tips by 6 days of work that's $180 on top of your wage. During summer time I would average about $200-350 week in tips.

[@alanfreeman7374]

WOW, thats a lot of tips. I bet you had your fair share of pizzas to eat too.. =-)

[@kylerider7125]

The place I bought my car from gave free oil changes as long as I have the car so that helps

[@johntubman1]

Mobil 1 15k mile oil and filter. And 0W-20 was very well priced.

[@gretchencline5124]

I appreciate this young woman so much! So encouraging. I’m still on BS 1&2 and I’m encouraged

[@jennyharris322]

She got me in the feels. I balled like a baby when she did her debt free scream. ❤❤😭

[@nestlund]

Our family has been on the Dave Ramsey plan since April. We paid off 13k in 5 months and will be debt free end of the year. We currently make gross income of 80k.

[@joseescutia9537]

Great job Elizabeth I’m so proud of you You killed it

[@TheOtherSideOfAlex]

heck yeah Elizabeth you knocked it out!

[@hayleymyles6823]

Really inspired me x she killed it...focused and completely on it...great listening on a Monday morning...learned from this lady x

[@CR38ion]

I felt that scream in my soul!

[@polkmusic]

Congrats to her. This is quite an accomplishment. You can do anything you set your mind to. Very inspiring.

[@SamQuiQui]

Phenomenal!! I'm currently doing the same thing. Giving up any kind of social life, but I will be grateful in a couple years. Dave Ramsey has changed my World.

[@BrianVelez]

Makes me feel bad about my 20k debt haha.

[@2random542]

im currently 20k upside down, starting my budget tomorrow. hoping to clear my debt by 2023 wish me luck

[@Whoarutlkg2]

@@2random542 you can do it ! it works.

[@rosasoriasantosateos]

I just stumbled upon this again, Elizabeth if you're reading this, thank you! This is the first debt-free scream I watched and the one that got me inspired to do the same.

[@yayarivera1]

She's sooooo freaking AWESOME!!!

[@jazzyjenkins]

I don’t know why but, my allergies are out of control watching this. Very proud of this young lady, simply beautiful.

[@candy2325]

What a great story! I do exactly what she does. I always divide/split my bills weekly so paying them are more manageable. It makes a big difference!

[@nkaujangela5763]

This was so awesome! So proud of her! I’m finally debt free too! Congrats to all!

[@Lynn-r7x]

My dad use to say "You have to sacrifice to be nice" so pretty much we have to give up something to move up. I'm about to make that jump to living frugally so I can pay off the rest of my student loans. I've already paid off about 20k but I'm ready to just be debt free.

[@daisy3952]

My favorite video! We need more stories like this! Young single lady stories!

[@donguello2281]

She reminds me of me but I'm not as disciplined . However I live in Los Angeles and pay astronomical rent compared to the rest of the country

[@opalcoastal-ld5kd]

Don Guello I feel ya. I’m at native San Diegan and our rents are comparable to you guys in LA, I would imagine. ($1,500-$2,000/month for poorly maintained apts in the bad parts of town). I sometimes read comments on here with people flipping out over a $1,200/month mortgage being too high, whereas I’m flabbergasted that they can get anything for so cheap, when even a low-end studio apartment is costs more than that each month. I’m sure you can relate. I know your comment was posted 9months ago, but I just wanted you to know that someone here could relate to your struggle of trying to get ahead and battling the constant feeling of drowning in rent. I’m curious to know how your journey is going and how you stay motivated when feeling like almost all of your income is going to rent? Hope all is well for you :)

[@andihyle683]

Elizabeth - you are my inspiration!! Your numbers are close to ours and I listen to your debt free scream regularly for encouragement! Congrats & thank you!

[@sellmav]

She makes me feel like such a loser!!! 😂 and so inspired! what an AWESOME testimony! You go girl! And awww Dave was touched!!!

[@MsEeem3]

I'm not crying 🙂

[@chikifree]

That's dedication!

[@joileprincess]

What an awesome example of dedication. Great job!!

[@marieskee22]

Way to go, Elizabeth!!! How inspiring!!!

[@christophersteele2531]

I’m proud of you Elizabeth. Congratulations. Your debt free scream gave me goosebumps.

[@PatriceM14]

This is so inspiring! I didn't realize that pizza delivery jobs paid that well. Now, I need to find one.

[@arlenedennis9446]

misstrice84 me either . Wow !

[@BwantleyBoo]

I don’t even know her and I’m proud of her! If you’re reading this, good job Elizabeth! You’re awesome and you giving others inspiration.

[@manyrubies]

That mattress could probably save her from having medical bills in the future so she needs to get it

[@missdee212]

HerGloryInc see if only someone had told me that a couple years ago. My back would definitely thank me.

[@sasyaharry4046]

People have been sleeping on the floor for centuries. Good luck.

[@Runner8617]

HerGloryInc - you should Google how the Japanese sleep. The smartest people and healthiest sleep on flat and hard surfaces....BEST for your back!! I got rid of my thick heavy mattress and sleep on a thin futon mattress, best I've EVER felt!

[@VallanaTrue]

She's only 29 though - she'll be ok.

[@lennyblade4072]

jklfds85 they are not even the smartest people and sleeping on the ground puts stress on your back don’t spread false information

[@nikkia5399]

I love how she shared this success with her family. Awesome work!

[@ajamusic7322]

Not gonna lie. Her debt free scream made me tear up a little. What a champ!

[@gomezdiana84]

Her scream moved me... So amazing!

[@NHJDT]

She is really awesome. She did what she had to do

[@juliareadscottishpiperandh4861]

Thankyou Elizabeth (and Dave). Your story was the first Dave Ramsey content that I ever saw and you inspired me so much. 6 years ago when I saw this I was in £400k of debt. Because of you I got gazelle intense and paid the whole lot off, including funding out my retirement. Your story of your leaky airbed came back to me so many times during my 6 years and I've often wondered how to find this episode. I have finally hit all my financial goals 1 week ago and by 'coincidence' your debt free scream came back on my youtube home page. Amazing. Thankyou. Along my journey, I got my bagpipes out of the loft where they'd been for 20 year, I cobbled together an outfit for my first gig, used that money to buy a better kilt etc and cashflowed the business. I also learnt the harp and wrote a book and created online courses. Along that debt journey I found my passion (playing bagpipes and harp at weddings and funerals) and turned it into a self-sustaining profitable business. Thank you Dave. Thankyou Elizabeth.

[@MrRodney215]

She is awesome!!!

[@cherifdiallo3636]

Hi Dave I'm very happy with your teaching you changing a lot of people life thanks may God bless you Amen

[@mayanntapia]

You're awesome Elizabeth!!!

[@CCBeanzzz]

This was inspirational! This is the first DF scream I’ve seen as it was “recommended” to me for the last 4 months. So glad I watched it.

[@samkamau6349]

Wow, that's amazing testimony👏

[@lizreid1468]

What a wonderful and inspiring lady. Congratulations, Elizabeth!

[@lothar8077]

I'm legit inspired.

[@lejeannethomas1535]

So exciting to hear this young lady accomplish such an amazing goal. So much would be different it I would have been debt free before turning 30! Congratulations.

[@jesschas5003]

Way to go girl! Congrats!

[@lindsag345]

“The harder you fight the more it means to you”. Beautiful.

[@shawnakay9013]

Very inspiring Elizabeth, thank you!

[@literology1329]

The sheer JOY in her voice. Yesssss

[@RichardColwell1]

Not a single bit of bitching about being a woman, not a single word about being oppressed, not a single word about how “exeternal reason” a-b-and-c”. She simply ACCEPTED responsibility and got to work NO MATTER THE COST. I swear you can’t teach drive like that.

[@PAPERCHASERCH47]

Elizabeth u did that! Such an inspiration to all of us! Hard work Get debt paid off!!