How I Saved $10,000 with a [Minimum Wage] Job

[@ElAgustin]

What's one way to save $1?

[@Lalalu74]

Make coffe at home instead of buying starbucks which like $3.00 for a small coffe.

[@JuliaAthayde]

You yourself have taught me a way, in another video. Always take with you a snack and a bottle of water. This will save me 10 reais here in Brazil.

[@lynnettemurphy8243]

Don't spend it.

[@karlabritfeld7104]

Automatic deductions from your paycheck to a savings account. You won't even miss it from your paycheck. But it will add up in your savings account!

[@jccastle3452]

Make your own household cleaners out of items you already have around the house.

[@missdesireindependance5194]

I save $4000 working part-time making minimum wage and brought my first car. It can be done.

[@loveandjoy810]

You are not wrong. My 16 year old daughter has saved $6,000 from her 3 day a week part time job. When she started driving we gave her our 10 year old paid for beater Honda, the insurance is like $100 a month so we don't make her pay it so she can keep saving. She went to prom with a $10 thrifted dress. Her best friend got a job too, she's using her money to pay for her 2020 Kia Seltos, plus insurance and she recently bought a $400 prom dress. My jaw dropped. My daughter has learned the money lessons I taught her. She's frugal and practical and I don't worry about her financial future.

[@ElAgustin]

100%! Anything is possible if you set your mind to it and have a plan! Thanks for commenting!

[@donaldlyons17]

@@ElAgustin She is not living on all her income which is the main catch. I hope that continues but having lived on my own before it is easy to spend every dollar when prices rise and income does not change!!!!

[@trusno7751]

Solid..Gotta teach & train them while they are young!💥

[@karlabritfeld7104]

Your daughter is a smartie! Good for her.

[@loveandjoy810]

@@donaldlyons17 You’re absolutely right. We don’t come from money or privilege but we know the few boosts in life we can give her we will. She can live at home and save money after she graduates from college if she likes. These boosts in life are valuable and the least we can do for her.

[@rizeuse]

When you live at home you can save any amount...its easy...When you have to pay rent thats a different story

[@Jarpy_Schwindlerzet]

Real

[@munecalinda28]

Seriously it IS but I think we can still try to even save 30 or 40 or 50 bucks when we can ;)

[@ellie7bean]

Im using this to help myself become an adult, I'm only 18 and grew up with poverty. My dad makes low income, so I want to help him struggle less. I showed him this video, and I hope it helps, thank you

[@andygarcia8226]

I hope you and your father are doing a little better financially now

[@choosetoshine2610]

I decided to detox the on-going noise from the many "money experts" on KZbin. Your channel is so refreshing! Blessings. ❤️

[@ElAgustin]

Thank you!!! I'm not an expert on anything but want to put in my 2 cents!

[@choosetoshine2610]

@@ElAgustin You're an expert to me. Keep going! Stay amazing! I'm here for your content!! Blessings.

[@beckybeaver1988]

I just discovered your channel last night after taking a break from KZbin and I am so grateful I did. I see a lot of youtubers out there telling you to go out and buy from their sponsors and such so to find a youtuber who is frugal and passing on their knowledge of how to save is a blessing 🙌

[@ElAgustin]

KZbin is about sharing! Let's bring it back to it's former glory!

[@Audisebas21]

I couldn’t agree more, this man is so nice and so wise 🙌🏻

[@samcampbell2262]

What you are saying is so valuable. America needs your advice! Killer job !

[@ElAgustin]

I appreciate it!

[@lindabonomi7274]

This channel is so unique...nobody presents these ideas in the simple, straightforward way that you do.I just love it.

[@ElAgustin]

I appreciate your kind words, Linda!

[@adriansherlockdamondark.1094]

I agree. A low paid job you can do consistently for a long period is better than any quick experience which pays big. Slow and steady wins the race.

[@mjones2897]

True.

[@site_is_down]

Even in a low paying job, if you can allocate your money properly and build some investments, I firmly believe you can be financially independent in the long run.

[@OfficialStreamSagaTv]

2023 there’s no reason to not have a 17 an hour job

[@alecwesterbur2977]

Probably the best personal finance video I’ve ever watched. No gimmicks. Just simple principles. Thank you for this. It’s easy to get caught up in finding a high paying job, but it’s all about being a good steward with what you’re making. It’s doable!

[@ElAgustin]

Thanks!

[@jeanniejewel2272]

You are wise beyond your years. Thank you for sharing your frugal knowledge with us viewers.

[@ElAgustin]

Thanks for watching!

[@jklynb]

You’re very fortunate. When I was younger , I was thrown out of the house at 16. Never had enough food let alone anything else. No one to actually be of any real help. Had to walk everywhere and struggled my entire life. At 61 , I’m tired of feeling deprived. Life doesn’t last forever so I’m late to this party. 🤣

[@marianlinden9736]

I realize you wrote your comment a year ago but I wanted to respond. I am truly sorry you were one of many who got no breaks in life. But now that you are over 60 check out all the things available in your area for seniors. For instance at my town, the senior center offers pool and bocce which is usually all men. There are exercise and art classes. Each summer there are $50 coupons to the local farmers market. Bus fares are only a dollar. The trash bags the town requires are sold at a discount. And there is low cost senior housing but there's a long wait. Still there are many things available to make things a little less tight for us seniors. Goid luck and God bless

[@rainbowvisionart8025]

Can I say, you are so honest. I really need to save for another place to live but I need to start saving small amounts first and get used to it. Then, if I feel comfortable, save more. Thanks for being honest and showing us your experience.

[@carolinesampson4936]

Goodness, you are a wonderful human. You speak with such an enchanting wisdom. I am a new subscriber, 6 minutes into the first video I’ve watched. Thank you for sharing your story. The lessons are invaluable.

[@LJHobbies]

So inspiring. Being frugal is awesome.

[@jacc88888]

Brilliant strategies. Thanks for sharing. The fact that you have ‘walked the walk’ and proved these methods work makes this video all the more inspiring.

[@ElAgustin]

Thanks!

[@amy2284]

Wow I love this video and it’s a good resource. I listened to it twice - thank you

[@ElAgustin]

Thanks!

[@site_is_down]

Same sentiments here! 😊

[@Bloquita5]

Simple. Clear. Straight to the point. Excellent content. Very well made. Gracias. 🙏🏽 These type of vídeos are the ones I’m very drawn to.

[@ElAgustin]

Glad you enjoyed them!

[@ggstory820]

This is easy to do if you don't have to pay rent, utilities, transportation, phone, cable, food or household expenses. Not to mention if you have children, few outfits, or furniture. The occasional going out to see a movie or donut at dunking donut.

[@CoffeeLovingCatholic]

We switched from a bank (Chase) to a credit union! Best decision ever! I get 3% interest on my checking acct (NOT my savings account) - up to $15K. I get approx $40 / month!

[@claudiazam-rod3362]

I would like to thank you! So much for your KZbin videos I love to learn from them ! Awesome smart videos

[@ElAgustin]

Glad you like them!

[@rudymalizia8842]

Excellent advice as always!!!

[@DavidSweetnam]

I’ve made sooo much progress this past year, but as i said last time, my food budget is still quite high. And also for single folks it’s a bit harder. Almost all ‘Fire’ people I’ve seen spend their time at home with their partner, but I think cos I’m single i go out to cafes etc more often. Congrats, i see some more followers, word is spreading :)

[@ElAgustin]

David, I appreciate the regular comments! Yes, it can definitely be harder, but I think spending money at cafes or bars is money well spent (as long as you don't go overboard)! As they say, "You can't take it with you!", so you can't deprive yourself too much!

[@DavidSweetnam]

@@ElAgustin Hi Austin, thanks..I’m a little like you in looking at my costs. I don’t drive, live at home, rarely commute (go by bike or walk) and I don’t even buy much. I’m not saying I want to live exactly like this in years to come, but I’ve already travelled to many countries and see this as time to ‘knuckle down.’ So if I can cut food, I’ll have a few more thousand to invest. Or, I’d rather travel to a regional city for a day trip than just go to a local cafe, that would be better. Anyhow look forward to lo proximo!

[@lynnettemurphy8243]

@@DavidSweetnam What is it about being single that is making it difficult for you to cut costs?

[@DavidSweetnam]

@@lynnettemurphy8243 I have cut costs, a lot. But most FIRE people I’ve seen are already in a couple so they don’t go out much. If you’re single and want to go out, date, you’ll spend more

[@joanbeauregard9338]

@David Sweetnam i understand the dilemma, but i was single for a long time and discovered that the best dates were when i cooked for my date, or he cooked for me. Picnics at a park or beach were great fun-took snacks and sandwiches. Maybe splurged on a special dessert. The man i married loved that and i loved going to dollar movies with him. You can always have friends over for cards and games, too. I’m widowed and single now, but i rarely eat out. (Eating out a lot will help you gain weight, especially if you don’t need to.) When i do i tip well for good service. These become easy ways to save and you don’t have to pretend about your money status. But you’ll be living well, and a good prospective partner will admire you for your values. Best of luck!

[@user-sv5oh1pp1t]

Rational and practical. Thank you!!

[@Naomyomy]

This is the best and most relatable financial advice I've found on youtube. Thank you!

[@joansyposs9402]

You are totally right ✅ it is doable I have done it I think it's hard for some people thank God I'm patient thanks 😊 for sharing.

[@ElAgustin]

Thanks for watching!

[@site_is_down]

I agree! These are doable, with discipline and the right mindset!

[@mapetidye]

Saving up a car for a car and I’m happy to realize I’ve already started doing a lot of what you talked about! Thank you so much~

[@yukkimooky3941]

Brilliant! You are such an inspiration!

[@micahsimon94]

Before watching the video my predictions were: Living with my parents and not buying groceries with my own money. Correct again. It's the exact same "tip" in every single money-saving video and article. I'm not saying it's bad to use what you have to your advantage, but it's just YOUR advantage. Not everyone has the ability to use other people to get ahead. This isn't a money saving tips video.

[@user-sv5oh1pp1t]

#1: Know YOUR race. He said everyone is born into different resources, and we need to be aware of the unique opportunities available individually. Notice he said his parents aren’t rich, and he can’t get no million dollar loan for a startup company. He is outlining the conditions of HIS race.

[@vanessasay4071]

Absolutely.

[@AndrewKlem]

The “I could live off $100 a week” line was the giveaway for me. Rent alone would have knocked that out.

[@mrswilliamstoyou3325]

Exactly, he literally sponged off his folks.. lived in their home, ate their food, used their utilities, their toilet and shower, their washing machine and toiletries, probably even their vehicle and gas to get himself to work. Hell, if I lived with someone who didn't require me to pay rent, bills, groceries, toiletries, medical insurance, vehicle insurance, clothes, and more, I'd have been able to save up ten grand, too!

[@ThePtballa087]

I don’t know why, but I felt like I was at a café having this conversation. Thanks for the info.

[@ElAgustin]

Thanks!

[@site_is_down]

I also like how this feels like a conversation from someone who cares to see us do great in life. Nothing feels home than hearing solid and genuine conversations ❤

[@gonzalesgonzaga2930]

I keep on watching all your videos. It helps me alot as an immigrant here in Canada! Gracias!

[@ElAgustin]

Awesome! Glad to hear. Thanks for watching, Gonzales!

[@cathyeller5722]

Step one, live off of someone else, take advantage of your parent, friends and other family member's. Step 2, eat their food, use their water, if possible use them for transportation. Basically, in order to save money use people.

[@fieryjalapenos4442]

Did you know if you just don’t have bills you can use your money for fun stuff like traveling the world and then you can make a YT video bragging about it and people will tell you how great you are for being a leech.

[@coloneljp]

:(

[@donaldlyons17]

I don't think many can live on super little without using other people to survive. Access that companies and professionals offer comes with a price and only certain activities make purchasing access possible.

[@audie-cashstack-uk4881]

Bingo I rented a room in a scufy council flat 1st month free few pounds a week after that stayed there 2 yrs literally in a spider filled he'll hole ic leaned it up made it my cave my base saved 10k in 3 months sadly crushed my hand so wasn't working lived on that 10k for 2 yrs LIKE A KING EAT WELL walk hike everyday hot bath everyday lift weights etc inthen got my own place went from 300 to 15000 in one Yr PLUS decorate and finish the place 5 yrs in I'm at 100k saved

[@kimb884]

I love your channel! I’m retired and pretty comfortable because I did so many of these things. My dad taught me as a kid to pay myself first. I hope young people find you! You’re great!

[@ElAgustin]

Exactly! Thanks for watching!

[@site_is_down]

These are what young people should hear in order to know how to make use every penny they've got. 😊

[@jpg_emi]

no idea that you were hispanic until the very end, GREAT ADVICE, MUCHOS GRACIAS

[@ElAgustin]

I'm not, but I speak Spanish!

[@JR-_-2010]

Well said. Thanks for the great video.

[@ninamady5861]

Thank you for all your tips .well appreciated 👍...i will be sitting down to take the time to take the steps you suggested!! Thanks again!!

[@ElAgustin]

Good luck! We're all on our own journey!

[@MejgJanssenTV]

how can you save 10k, pay for college and spend 100$ on living expenses, while you make 200$ a week? this just does not add up. Did your college cost 10$ a week?

[@juliemann6628]

This is so inspiring. Thank you!! And thanks to Kate Kaden for the recommendation to watch.

[@ElAgustin]

Thanks for watching, Julie!

[@ex-muslimZafarSahil]

I am lucky to have a well paying IT job. But you are a motivational Hero. Best wishes to you. You WILL succeed. 💪🏽

[@tracyspeakman9902]

Another great video with realistic advice. I had to pause several times to take notes. Thanks for the great ideas!

[@salonikany]

simple and realistic!

[@MPam1619]

I don't know when you were 21 years old and working at Panera Bread, but my guess is that the cost of living has gone up since that time. My personal challenge to saving money is that i have monthly bills that are always increasing while my modest income is fixed. However, i can see the practicality of what you advise for those who are 21 y.o. and living at home with no responsibilities.

[@Eringi33]

Third comment: I love your channel.

[@mplee6616]

- Visit thrift stores - Walk or take public transportation - Cut out coupons - Look for sales at grocery store: be creative prepare food with items purchased - Exchange childcare/ pet sitting - Look for “Free items” from local Craigslist, etc - Make food in bulk and freeze - Go on OMAD diet (one meal a day) or intermittent Fasting - you spend less on groceries and feel great - Go on KZbins to Fix things yourself - Call Internet/ Cable provider Loyalty Program see what they do to cut down on your monthly fees

[@site_is_down]

These are very doable! Nice and thank you for this! 😊

[@graceElizabeth555]

This was awesome! Thank you!

[@frankie9953]

Good tips but really living at home and saving money that way is basically the main way you saved. People's living (and accompanying expenses) is generally their largest expense so yea, cut that out and you get to save all that money that would've otherwise gone towards rent/living expenses.

[@tiddlywinks456]

He basically saved 50% of his salary, if you aim to save as big a percentage as you can by applying his principles of looking after the pennies and fixing things yourself you will save a fortune. Americans you can save money by mowing your own lawns, painting your own houses, line drying your clothes and shopping in Aldi. I know it works because I have saved doing these.

[@frankie9953]

@@tiddlywinks456 Definitely! If you're lucky enough to own your own home then yes, mowing your own lawn and painting your own house is a great way to save money! But most of us who rent, and don't have the option of living at home with our parents, can't easily cut out such a large chunk of our income like that. And yes, shopping at discount stores like Aldi is great! I also like ethnic food stores. I find I can usually get pretty cheap produce and staples like beans, rice noodles, etc. And yes, line drying is a good option too! Every dollar saved counts!

[@donaldlyons17]

@@frankie9953 Every dollar saved should not matter when you should be worried about the dollars your not making first. I have seen people be cheap on a 600$ a month income while I bought whatever I wanted on a 1,600$ month income. Income, expenses, and overall buying power do matter!!!!

[@tinaanderson9186]

My husband had a “decent” job, and was able to pay all but the last semester of college for our oldest daughter. She was a full-time student and worked part-time at a daycare. She still lived at our house. She drove 22 miles (one way) to the university every day, and the daycare was 3 miles further, which was a 25 mile drive back home in the evenings. She made $9.00/hour at the daycare. The last semester loan was $7,000 she had to pay. She paid it off in 2 1/2 years, and she was still working at the daycare full time during those two-and-a-half years!! She’s always been our most frugal daughter. I taught our daughters how to “properly” shop for their clothes: at Goodwill!! They were in elementary school at the time!! (They didn’t like the clothes I was buying them at Walmart, and asked me to teach them how to shop for their own clothes!!). 😅

[@stewartjohnston3975]

You got the same bodum that I have!! The best way to save money is simple: Just don't spend it!! Unnecessary spending is a compulsive behavior disorder. All you need to ask yourself is "Do I really need to buy this?". 99% of the time the answer will be NO! Then don't buy it! Overeating is a compulsive behavior disorder. All you need to ask yourself is "Do I really need to eat this?". 99% of the time the answer will be NO! Then don't eat it! Unfortunately very few people have control over their behavior. Investing your savings is a different story. This requires knowledge and strategy. Another tip is don't get married and don't have kids. It's hard enough to control your own behavior, good luck in controlling your spouse and kid's behavior. Of course there is a cost to all of the above sacrifices.

[@pamilyadance3550]

Hi. Very accessible and easy to understand. Especially valuable for younger generation these days. Thank you!

[@williamfairchild8119]

People you could learn from this and live a better life

[@Fresh_Flux]

I really enjoyed watching your videos. You have a really great approach towards money. Brilliant advices👍

[@tamsenbrodin5819]

Great video! New subscriber. My grandmother always said that about the pennies, and it is so true.

[@Feel_the_Wrath]

So funny, I’m watching as an associate at Panera Bread and it’s my first job, learning a whole lot about leadership (Team Lead training soon) so watching this and hearing that similarity right off the top is incredibly ironic to me

[@marinfamily2010]

Great and inspiring video! Thanks for the tips. Nos vemos chico 👋🏼

[@Ducky_logan]

Wow! You are the friend I wish I had in college.

[@annamartinek7998]

Second comment: I love your channel.

[@trusno7751]

Definitely got to stay focused on the pennies, so the dollars can look out for you! Continue to motivate and inspire!💥

[@donaldlyons17]

I would much rather look out for dollars so I can afford to not have to loose my vision trying to find pennies!!!

[@MR57HEAVEN]

@@donaldlyons17 I've been focused on saving $1 and $5 bills. I save each one that reaches my wallet at day's end. I keep loose change, so I don't have to break the dollars. I go home and stuff it in envelopes. When it's bulging, I deposit them. I've been doing this about 7 years. Great for gas money or lunch, right before payday.

[@mak2867]

Add 25% cold water to 1 gallon vitamin d milk mix well.

[@AmandasBudgets]

This is great for young people. I’m 33 and have a household of my own. I don’t have a family to go home to so I can eat outbid their pantry or live free.

[@camias709]

SAME! This year I got out of an abusive relationship, I have a 5-year-old and make less than 6 USD an hour. Less than a month ago I got a place to rent and I'm praying I'm capable of affording it and the bills once payment time comes. Can not find a video series that is realistic to our situation. We're on our own with a small income... HELP!!

[@gilpagan397]

Hey I would love to see a video on how often you buy clothes and where you shop for certain items.

[@ElAgustin]

I'll put it on the list!

[@AllThingsFrugalAndFabulous]

Just came across your channel and really enjoyed your video! Will be watching more! new subscriber here 😊

[@ElAgustin]

Welcome!!

[@BradSimpsonArt]

I stopped the video at the 2:43 second mark. Not having to pay rent/mortgage and supply your own food? That's a COMPLETELY different game, my friend.

[@maryshellsmith6627]

An $8/hr job when you have no bills is like having a much higher paying job, because you got to keep all of it because you have no rent, bills, etc. So if you were making, $20/hr, and had to pay for everything, like rent, utilities, etc… , you probably wouldn’t have had any leftover. So really, that was good money for you. $8/hr jobs were a problem for those who had to try to actually live off of $8/hr. I don’t think $8/hr jobs exist anymore, but now, $13/hr is the new $9/hr. It’s basically minimum wage. I am an HR person. and I onboard and enter new hires at a full-service, upscale, name brand hotel. Before the pandemic people would work for $9/hr, but nowadays people won’t work for less than $13/hr, which is the rate of pay for the dishwashers. Housekeepers start at $15/hr, when they used to start at $9/hr. Too bad the cost of literally EVERYTHING is also so much more, so that dramatically reduces the value of these pay increases.

[@aliveonmoonrocks]

Yep, I once made 25/hr but was always broke, then worked 18/hr and had more money.

[@donaldlyons17]

@@aliveonmoonrocks Sounds like your conditions changed so the outcome was effected!!!

[@fallenkafiel]

I'm working as a janitor getting pay10.76 an hour start investing in the stock market back in Feb 24 on my 35 birthday but I keep feelj Feeling I need to get a higher paying job to help reach my 10,000.00 goal

[@donaldlyons17]

Might depend on expenses too!!! I was able to save 10K after 2 years but I was lucky enough to have housing super low!!! Back then it cost $400 a month for a 2 bedroom!!!

[@matthewkeating6970]

Great vid

[@bakshishkaursingh1713]

Wonderful Philosophy and knowledge based on experience !! Thank you Austin 🙏🏾

[@mrswilliamstoyou3325]

Ok.. first I want to say that I enjoy your videos. However, a lot of this stuff applies to mostly kids and young adults. For example, you just said you lived with your parents, ate their food, and got others to buy your clothes and toiletries. Some of us didn't have that option then (my parents weren't about to buy me a bike much less use their gas running me to and from work), and some don't have it now (some of us have grown up, moved out, have our own families now). I couldn't move in with my parents if I wanted to. I have a husband, four children, five pets, and two vehicles. For the duration of my marriage, it has been cheaper for my husband to work while I stay home, raise, and educate the kids. Now that I'm working and things are what they are with rent, inflation, etc, I can barely afford to stick 60 dollars back every two weeks. Sad thing about that is that I have a professional career right now. My husband still works low paying job at Wal-Mart. After he pays for his vehicle and his part of rent and bills he has no cash left. I'm doing the rest of everything else on my own. It doesn't lend to being able to save like you did, especially since you lived with your folks, ate off them, and got other people to buy your stuff for you and your idea of a good time was a walk in nature. It's not reality for most people. That said, I'm still watching your videos and getting tips that I can try to implement, but it's a bad way to start saying I saved ten grand b/c I sponged off my folks and other people that would buy me things. :/

[@donaldlyons17]

Most rich KZbinrs are outliers. A normal person with these advantages know average people will not get as lucky and so you will likely never see them!!

[@ko-dx1cs]

I love your channel. You are so smart and handsome! 🤗

[@michaelguziak4680]

>> *THANK YOU - SIR..!!

[@marshamagic8551]

Started watching you!

[@Melayganda463]

Thank you 😊

[@ladymallowyt]

Thank you for sharing this with us. Really great tips. Completely agree with watching the pennies. I was recently booking a coach journey from my home to my parents home. The 9am Sunday coach was £3 cheaper than the 12pm coach but my Dad told me to book the 12pm coach bc 9am is too early to be travelling on a Sunday 🤦‍♀️

[@KorisnickoIme84]

Wow £3 ! Keep up the good work Bezos..

[@ladymallowyt]

@@KorisnickoIme84 are you trying to be sarcastic?

[@KorisnickoIme84]

@@ladymallowyt Sorry I'm just frustrated with life..

[@donaldlyons17]

@@KorisnickoIme84 No all these finance KZbinrs are like him. They either have businesses or good paying jobs compared to their expenses. Then they pretend behavior made all the difference but in reality even they know they had to have the income potential.

[@George-ps5]

Proud of you

[@xys7536]

One movie/rent some food usually no room to save food so I buy daily and food at work and energy drinks no time to cook or think at home tired

[@tinkachu8743]

Everyone here just lived with their family for free. My mom made me pay rent the moment I got my first job and I had to buy all my own things like food.

[@brianjacobsen8878]

Bought my wife's wedding engagement ring on 7.00 hr 3/4 karat 1/2 solitaire bunch a chips in the engagement. From Ben Bridge. But tath was 34 years ago. Helps when you have a cheep parent. Karma Credit union don't use corporate bank.

[@omarvaquero4672]

If you want to save money your friend circle will get smaller especially the ones that like to spend a lot of money.

[@Lalalu74]

First comment. I love your channel.

[@ElAgustin]

!!!!!!!!!!!!!!!!

[@anaorso3431]

Save a $1 a day is great idea 💡

[@lisamonalisahikes]

Thank you for keeping it real and honest. It is possible!

[@Dzikrullah_999]

great concepts. But what about giving to others and charities?

[@pamilyadance3550]

Hi watching from London U.K. 🇬🇧 all true valuable points raised in your video. I remember turning 16 in year 1998 my first job was a cashier in a kids clothing store paying only £2.18 per hour! I had no idea how to save and really learned the value of money and saving only through having a job as early as that and the **discipline** needed to save. I saved enough throughout university and after I graduated, to buy my own property apartment aged 23years old. I am now 40 years old and I still have that property, now mortgage free!

[@Liv2Pnt]

I just got a notice that my bank was "upgrading" my account to a "premier account". They even used the words "good news for your bank account"! Except now they're going to charge me an extra $6 just to "maintain" my account. Um, not today, Satan! I didn't ask for this!

[@crush42mash6]

Sooooo gooood

[@FIFAGOATMOBILE]

Just hit my first 4k in savings

[@alejandralantigua6007]

Gracias Austin podrías colocar los subtítulos en español me gustaría compartir a algunos amigos que no hablan inglés.

[@Me-eb3wv]

Sabes inglés

[@EASTERBUNNY7772]

I once worked for $1.15 an hour and at age 70 am dead broke. I lost my dentures.

[@Georgemorales5559]

Hey would you share what’s the reason you are broke at the age of 70?

[@MR57HEAVEN]

My first job paid $1.10 an hour. I'm sorry about your situation.:(

[@LifeAdviceSite]

8:43 YES!! I just opened a new set of bank accounts for my children and me this week, and I offered up this very lesson to them. The bank profits on holding my funds; I’m not paying them on top of it! 😂

[@vanyaleks]

Good for you

[@audie-cashstack-uk4881]

Min wage here uk I saved 15k first Yr I'm now at 100k saved in 5 yrs savins and payouts owed I save 60 to 70% of my monthly income I spend only 20% on rent taxes and water it's easy wen you wake up to the lie of BugMan consumerism and debt I have no debts no paymentlans no loans etc

[@lynnoorman2144]

I love the idea that to make 10 000 is to save 1 dollar (or pound) 10 000 times. How to save £1?? Buy supermarket own brand mayo rather than a named bran. Honestly, that happened to me this week!

[@donaldlyons17]

IDK it took me 2 years to save 10K 10 years ago. Making 10K extra is better than trying to penny pinch!!!! You may save 10$ USD but it is far better to make 40$ and only spend 10$!!!!!

[@audie-cashstack-uk4881]

I'm sick of the food bank lie here uk I can easily feed myself HEALTHY ON 10ER a week 20 if I go luxurious I saved 15 grand 1st Yr min wage job I'm now at 100k

[@charlespfister6240]

Some things you didn’t mention but are super essential to living on a budget. Especially for those who can’t live with their parents. Buying in bulk. Eat what you have before you buy more food. Make tea/coffe at home, and learn some quick and easy to cook recipes. Quit drinking/drugs or keep them for very special occasions/mooch off of friends. Own a bike. Be generous with your time energy and knowledge and others will be generous in return Don’t get attached to a “lifestyle” you can’t afford, instead tailor your lifestyle around what you can afford without breaking your budget. That doesn’t mean foregoing everything you love, it means actually digging deeper and understanding what is making you happy and what isn’t worth it. Not buying impulsively because you can, instead buying treats for yourself as a reward for milestones or when you are in need. Living consciously and not habitually.

[@site_is_down]

Everything's on point! These may be small things, but it will eventually make sense when practiced and becomes part of our everyday's life. I hope you can also share your thoughts in some of my videos. See you around 😊

[@DMagnifyScentlady]

Perfect

[@doctork1708]

So were you living at home with Mommy and Daddy?

[@teerich2011]

I think he said that. He was 21

[@Michelle_Emm]

Yes that's what good parents do, take care of and help out their kid's.

[@shawnjohnson2833]

I didn’t mind that my kids lived at home and saved their money.

[@sv991311]

Can raise the volume pleade

[@chrissy4782]

The $10,000- one time vs the $1- ten thousand times is the strategy I easily use to lose weight. I don't think about losing the greatest amount; I think about losing 1 pound at a time!

[@andrealogan6895]

Intriguing. It would be wonderful if you can delve a bit deeper into into each step - the especially knowing your own race. There are so many variables to this and how to find or understand this race. Ie I just want to stop being a spendthrift.

[@kimpatterson8741]

So true ❤

[@tomoverton3177]

Subbed!

[@ElAgustin]

Gracias!

[@dougsheldon5560]

And have a joyless existence